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How to Get your Car Repaired If you have never been in a car accident before, which we hope you have not, you may not be prepared
for the aftermath. Here is everything you need to know about getting your car fixed after an accident,
assuming that the accident was not your fault.
Drivable Cars If your car is still drivable be sure to contact the other party’s insurance company for an estimate of the
damages. They will choose to either have someone come by to
look at your car or have you come to them. After they give you
their estimate you will want a second estimate from an actual
car repair shop of your choice. If the estimates match you can
have your car repaired on the insurance company’s dime, but if
they do not have the repair shop manager call the insurance
company on your behalf to ensure that all of the damages are
paid for by them.
If the insurance company does not provide the service of giving you an estimate they will ask you to take
your car to several different repair shops and then issue you a check for the cost of the cheapest repair
shop.
Could Later Be Drivable On the other hand, if your car is no longer drivable but could be if fixed, you will go through the same
process in order to receive the check for the repairs. It is important to be aware that if your car has been
towed to a repair shop or salvage yard most places will charge you a hefty daily storage fee that the
insurance company will not pay for you. So move your car as quickly as possible.
Totaled Cars If your car is totaled and will never be drivable again, do not expect to get a fair amount of money from
the insurance company. They will compare the costs of your car had it been sold before the accident
between the cost of repairing your car, including rental charges and salvage
value. They will then pay you whichever is cheaper. If a car costs more to repair
than it was worth in the first place is called a “total loss” hence the term.
At this point you have the choice to either keep your totaled car or sign it over
to the insurance company and allow them to dispose of it as they will. Unless
you are an expert at cars and want to keep the salvageable parts, most people
are recommended to have it disposed of by the insurance company.
Hopefully your car has not been totaled and is able to be fixed in a trusted auto
body repair shop in Dallas. Otherwise you may be forced to take the money
the insurance company gave you and figure out the best replacement car for your money. You may
never be able to replace the memories in your old car, but it may prevent you from getting into any
more collisions in the future.
Photo Credit: mzacha, reisereise