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The Future for Insurance Telematics: Smart Vehicle Technology Map out a winning insurance telematics business model to take your products mass-market SELECTED FINDINGS INSIDE OPEN NOW FOR YOUR SELECTED FINDINGS FROM THIS GROUND BREAKING REPORT WWW.TELEMATICSUPDATE.COM/INSURANCEREPORT Utilize global market research, case studies & key business strategies to capitalize on the new era of insurance telematics

The Future for Insurance Telematics Report: Smart Vehicle Technology

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The Future for Insurance Telematics: Smart Vehicle TechnologyThe Future for Insurance Telematics: The Future for Insurance Telematics: The Future for Insurance Telematics: The Future for Insurance Telematics:

Map out a winning insurance telematics business model to take your products mass-market

SELECTED

FINDINGS

INSIDE

OPEN NOW FOR YOUR SELECTED FINDINGS FROM THIS GROUND BREAKING REPORT

WWW.TELEMATICSUPDATE.COM/INSURANCEREPORT

Utilize global market research, case studies & key business strategies to capitalize on the new era of insurance telematics

ORDER YOUR COPY TODAY, VISIT WWW.TELEMATICSUPDATE.COM/INSURANCEREPORTF O R M O R E I N F O R M AT I O N CO N TA C T – R E P O RTS @ T E L E M AT I CS U P DAT E . CO M

The Future for Insurance Telematics: Smart Vehicle TechnologyMap out a winning insurance telematics business model to take your products mass-market

Vital information you need to win decommissioning business in the GoM following Idle Iron NTL

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The only report focussed exclusively on Insurance Telematics, purchase your copy today and get;

■ The inside track on data, information and strategies from over 20 leading insurers, OEMs, and suppliers

■ Extensive analysis of the products and services across the insurance telematics industry including US, Europe [UK, Germany, France, Spain, Italy], Brazil, South Africa, Russia, Japan, and China

■ Comprehensive global market forecasts including device manufacturers and wireless carriers

■ Strategy advice on a winning insurance telematics business model including market segmentation and partnerships

■ Real-life case studies from key insurance telematics pilots and programs ■ Telematics based usage-based insurance [UBI] strategies of major insurance

carriers and get their contact details

Accessing the insurance market represents the most exciting and lucrative opportunity for technology companies in the telematics space. There is a huge demand for business intelligence on the strategies of car manufacturers and insurance companies as they hold the key to mass market penetration for fi rst and second tier telematics vendors. Insurance applications have the potential to revolutionise our industry. We’re working with telematics and insurance industry experts to bring you the intelligence you need to capitalise on this game-changing opportunity.The Insurance Telematics Report 2011 produced by Telematics Update is your roadmap to understanding the strategies of the key industry players and unlocking the rapidly emerging Insurance Telematics market.

Accessing the insurance market represents the most exciting and lucrative opportunity

A must read report for decommissioning service providersTier 1 companies that are looking to directly supply telematics solutions to insurance companies and automotive OEMs

Tier 2 companies that supply the Tier 1s

Insurance companies and brokerages looking to enter new markets.

Report MethodologyThe authors conducted in-depth interviews with 30 experts and decision makers in the Telematics ecosystem. This was supplemented by a detailed online survey, which received responses from 175 users representative of the insurance telematics value chain. Additional data was gathered using carefully-selected secondary source material.

The report was then peer-reviewed by analysts at two leading global management consultancies with long-standing experience of the insurance industry.

Vital information you need to win decommissioning business in the GoM following Idle Iron NTLVital information you need to win decommissioning business in the GoM following Idle Iron NTLVital information you need to win decommissioning business in the GoM following Idle Iron NTLVital information you need to win decommissioning business in the GoM following Idle Iron NTL

Turn the page now for the ground breaking selected fi ndings from this report!

ORDER YOUR COPY TODAY, VISIT WWW.TELEMATICSUPDATE.COM/INSURANCEREPORTF O R M O R E I N F O R M AT I O N CO N TA C T – R E P O RTS @ T E L E M AT I CS U P DAT E . CO M

The Future for Insurance Telematics: Smart Vehicle TechnologyMap out a winning insurance telematics business model to take your products mass-market

Vital information you need to win decommissioning business in the GoM following Idle Iron NTL

BUY TODAY FOR BIG

DISCOUNTS

Includes schematic illustrations

13 tables of new data and fi ndings

Clear text format

Over 65 comprehensive fi gures

Over 97 pages of analysis, technologies and methods

Selected comments from over 100 pages of in-depth research

50%of survey participants

predict signifi cant insurance telematics

growth of over 100% in 2015

BRIC markets represent one of the most attractive propositions for investment in the future

Privacy and data security issues are a major concern for insurance telematics

end-users and customers

believe that the most appropriate role for government and regulators in the insurance market is to create a level playing ground

“Be transparent and let the customers know how the data will be used and you won’t have a problem. Customers own the data and should control use by third-parties ”

“GPS has become a dirty word in our society because of privacy concerns, so you won’t see many products with built-in GPS”

Nearly 15% predicted automotive OEMs will control

the insurance telematics market by 2015

$$$

30 illustrative photographs

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The Future for Insurance Telematics: Smart Vehicle TechnologyMap out a winning insurance telematics business model to take your products mass-market

Vital information you need to win decommissioning business in the GoM following Idle Iron NTL

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6.2.3 Germany 6.2.4 France 6.2.5 Italy 6.3 Brazil 6.4 Russia 6.5 India 6.6 China 6.7 Canada 6.8 Australia and New Zealand 6.9 South Africa

7. CASE STUDIES 7.1 Progressive 7.2 General Motors OnStar 7.3 Hyundai BlueLink 7.4 Sector focus: Teenage drivers 7.5 Wunelli 7.6 Octo Telematics

8. THE INSURANCE TELEMATICS LANDSCAPE IN 2015 9. STRATEGIC PARTNERSHIPS 10. CONCLUSIONS 11. ACKNOWLEDGMENTS Smart Vehicle Technology: The future for Insurance telematics Smart Vehicle Technology: The future for Insurance telematics

ContentsEXECUTIVE SUMMARY1. INTRODUCTION 1.1 Scope 1.2 Intended audience 1.3 Methodology 1.4 Internet survey and research questions

2. MARKET OVERVIEW 2.1 The state of motor insurance 2.2 The global economy and automotive, insurance, and telematics 2.3 Commercial and consumer telematics 2.3.1 Commercial/fl eet markets 2.3.2 Personal/consumer telematics

3. PRODUCTS AND SERVICES 3.1 Motor insurance 3.2 Insurance telematics: A new paradigm. 3.3 Insurance telematics products and services: A taxonomy. 3.3.1 Usage-Based Insurance 3.3.2 Pay How You Drive (PHYD) and Manage How You Drive

(MHYD) 3.3.3 Value-added services 3.3.4 Customer relationship management

4. INSURANCE TELEMATICS STAKEHOLDERS 4.1 Insurers 4.2 Vehicle OEMs 4.3 Telematics Service Providers 4.4 Solution providers 4.5 Device manufacturers 4.6 Governments, regulators, advocates, and fi rst responders 4.6.1 United States 4.6.2 Europe 4.6.2.1 Regulation and supervision 4.6.2.2 Risk selection and pricing 4.7 Customers 4.7.1 Commercial/fl eet customers 4.7.2 Personal/consumer 4.8 ITPS sales fulfi llment and device installation 4.8.1 Built-in telematics 4.8.2 After-market

5. STRATEGIC ISSUES 5.1 Challenges restraining the market 5.2 The regulatory environment and lack of harmonization 5.3 Device, technology and installation costs 5.4 Winning business cases

6. MARKET FORECASTS 6.1 US market overview 6.1.1 ITPS market size in the US 6.1.1.2 Auto insurance market size 6.1.1.3 Number of devices and revenue 6.1.2 US regulatory and state environments 6.1.2.1 California 6.1.2.2 Michigan 6.1.2.3 New York 6.1.2.4 Texas 6.1.2.5 Colorado 6.1.3 Insurance players 6.1.3.1 Progressive 6.1.3.2 Allstate. 6.1.3.3 AAA 6.1.3.4 GMAC 6.1.3.5 State Farm 6.1.3.6 Geico 6.1.4 Device manufacturers 6.1.5 TSPs and wireless carriers 6.1.5.1 Cross Country/ATX 6.1.5.2 Hughes Telematics 6.1.5.3 Wireless carriers 6.2 Europe 6.2.0.2 Market dynamics 6.2.1 United Kingdom 6.2.2 Spain

LIST OF FIGURESFigure 1: survey demographicsFigure 2: what do you think is the most appropriate role for

government and/or regulators in the insurance market?Figure 3: who do you believe will lead/control the insurance

telematics market by 2015 (all survey respondents)?...12Figure 4: which of the following statements best describes your

perception of how the insurance telematics industry views privacy and data security issues (for respondents currently monitoring the sector)?

Figure 5: which of the following statements best describes your perception of how the insurance telematics industry views privacy and data security issues (for respondents not yet participating in the sector)?

Figure 6: US car sales following recovery predictionsFigure 7: insurance underwriting expense ratioFigure 8: ITPS new paradigm – enabling PAYD, PHYD t0 MHYDFigure 9: growth of insurance telematics products services is data

drivenFigure 10: Smartphone + driving ≠ safetyFigure 11: adaptive cruise control (early ADAS) the forerunner of

Cooperative Safety SystemsFigure 12: value-added features most desiredFigure 13: JD Power and Associates 2009 US automotive emerging

technologies studyFigure 14: PDN as platform – nav, traffi c, UBI and MHYDFigure 15: insurance telematics value chain – data fl owsFigure 16: the roles of stakeholders and how they work togetherFigure 17: Ford Work SolutionsFigure 18: personal and commercial insurance distribution channels,

direct vs independent agentsFigure 19: new technology adoption ratesFigure 20: consumers want data transparencyFigure 21: the dynamics of the marketFigure 22: value chain alternativesFigure 23: Allstate DriveWise moduleFigure 24: UBI opportunity for US after-market unitsFigure 25: ITPS aftermarket device revenue – US after -market

To see full list of tables visit www.telematicsupdate.com/insurancereport

ORDER YOUR COPY TODAY, VISIT WWW.TELEMATICSUPDATE.COM/INSURANCEREPORTF O R M O R E I N F O R M AT I O N CO N TA C T – R E P O RTS @ T E L E M AT I CS U P DAT E . CO M

The Future for Insurance Telematics: Smart Vehicle TechnologyMap out a winning insurance telematics business model to take your products mass-market

Vital information you need to win decommissioning business in the GoM following Idle Iron NTL

BUY TODAY FOR BIG

DISCOUNTS

Vital information you need to win decommissioning business in the GoM following Idle Iron NTLVital information you need to win decommissioning business in the GoM following Idle Iron NTL

Format: Secure PDF Extent: 100 pagesRelease date: May 2011 Price: $1795

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Telematics Update are a business unit of FC Business Intelligence. Telematics Update is the reference point for automotive telematics, mo-

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