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Advantage Credit Counseling Service has been helping their clients get out of debt for over 40 years. The certified credit counselors at Advantage CCS will help you learn to better manage your money while developing a strategy for your stress-free financial future. Contact Advantage CCS today at 1.866.699.2227 to get started on your personalized debt management plan.
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TAKING CONTROL OF YOUR FINANCESWITH DEBT MANAGEMENT
FINANCIAL LITMUS TEST
WE CAN HELP YOU BETTER UNDERSTAND YOUR DEBT.
FINANCIAL LITMUS TEST
WE CAN HELP YOU BETTER UNDERSTAND YOUR DEBT.
HOW MUCH DO YOU OWE?
The interest rate is a loan expense that is charged for the use of borrowed money and is calculated as a percentage of the unpaid principal amount of the loan.
Interest rates are charged from month to month, with your outstanding balance being multiplied by the interest rate to determine the amount of interest that you will have to pay each month.
“In order to avoid paying too much on your borrowed money, it is best to have complete knowledge of your loan’s interest rate.”
GOOD DEBT vs. BAD DEBT
GOOD DEBT BAD DEBTIn contrast, bad debt is accrued with purchases that
do not increase overall wealth or invest in services
that provide a lasting value. Purchasing non-essential
goods wisely combined with good money
management is the best way to avoid this type of
debt. In addition, bad debt can be built up with
consistent purchases on a credit card while only
paying minimum payments. With interest, late fees
and penalties quickly adding up, the goods or
services you purchase are often not worth it in the
long-term.
LATE PAYMENTS& PENALTIES
LATE PAYMENTS& PENALTIES
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CONTACT US
WE ARE EXPERIENCED.
http://www.advantageccs.org/services/debt-relief
Pittsburgh, PA
1.866.699.2227
www.advantageccs.org
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