3.5%

9.9%

4.5%

Payment Delinquency

Credit Card Delinquency

Credit Card Use

Manufacturing Retail

Real Estate

Construction

Business Services

Trade, Transportation

& Utilities

Small Business Health Index

U.S. Jobs Health

D&B U.S. Economic Health TrackerA multi-dimensional view of the U.S. Economy

D&B’s Small Business Health Index eroded once again, prompting some additional caution regarding the near-term economic outlook. While weather is a factor, the erosion warrants attention.

D&B estimates 197,000 new jobs were added to U.S. payrolls in March 2014, with notable gains in construction, business services, and trade/transportation/utilities.

April 2014

Small Business Health Index: Overall

Source: D&B Global Data, Insights & Analytics

60

80

100

120

Mar' 14Dec '10Dec '08Dec '06Dec '04

2.6points

US Jobs Health: Overall

Source: D&B Global Data, Insights & Analytics

140000

160000

180000

200000

220000

Mar' 14Feb' 14Jan' 14Dec' 13Nov' 13Oct '13

197,000

www.dnb.com/tracker

The D&B U.S. Economic Health Tracker revealed more mixed signals for U.S. businesses in March 2014. The recent decline in small business health continued after two quarters of remarkable stability. Weather is clearly a factor in the slippage, but the persistent sluggishness warrants close attention as the U.S. expansion moves into the second quarter. Meanwhile, an estimated 197,000 new jobs were created, boosted by strong gains in the construction, business services, and trade/transportation/utilities segments. Finally, overall U.S. business health continued to strengthen in March, registering a 53.1-percent index value, matching February as the highest recorded level since the index began in December 2010. U.S. businesses improved their financial health at the beginning of 2014, based on the weighted average of D&B’s Viability Rating, Delinquency Predictor, and Total Loss Predictor. All told, the mixed signals suggest the recovery for all U.S. businesses will continue in fits and starts.

The Small Business Health Index measures year-over-year small business performance through equally weighted payment patterns and credit use. U.S. Jobs Health combines Small Business Health Index industry data with BLS figures to forecast monthly nonfarm payroll employment. The U.S. Business Health Index provides a year-over-year equally weighted average of D&B’s Viability Score, Delinquency Predictor and Total Loss Predictor. The index ranges from zero (with all businesses recording high levels of risk) to 100% (with all businesses recording low levels of risk). Data available as of Mar. 28, 2014.

Methodology

www.dnb.com/tracker April 2014

About Dun & Bradstreet® (D&B)Dun & Bradstreet (NYSE:DNB) is the world’s leading source of commercial information and insight on businesses, enabling companies to Decide with Confidence® for 172 years. D&B’s global commercial database contains more than 230 million business records. The database is enhanced by D&B’s proprietary DUNSRight® Quality Process, which provides our customers with quality business information. This quality information is the foundation of our global solutions that customers rely on to make critical business decisions.

© Dun & Bradstreet, Inc. 2014. All rights reserved. (DB-3784 4/14)

U.S. Business Health Index

To learn more, visit www.dnb.com/tracker

Perspectives

12.2%

1.1%

Viability

Delinquency

1.2%Total Loss

US Business Health Index: Overall

Source: D&B Global Data, Insights & Analytics

45

50

55

Mar' 14Jan '13Feb' 12

IMPROVEMENT

NEUTRAL

DETERIORATION

5%

TOTAL INDEX VALUE53.1

Y/Y

U.S. business health improved 5 percent year-over-year in March 2014. Businesses were at less risk of failure and continued paying their bills on time.

How to read this indicator:

A reading of 50%

represents “neutral.”

A reading of more than

50% reflects improvement and a reading

of less than 50% reflects

deterioration.