Top 200 Signs that you have a False Document

(Mortgage Affidavits & Assignments & Endorsements)

1. The document was notarized in Dakota County, Minnesota.2. The document was notarized in Hinnepin County, Minnesota.3. The document was notarized in Duval County, Florida.4. The document was notarized in San Diego, California.5. The document was executed the same day it was filed with the court.6. The party who signed the document executed it as "an authorized agent" for the

servicer or the creditor.7. The party who signed the document executed it as "an attorney in fact" for the

servicer or the creditor.8. The name of the signing party is stamped on the document in block letters.9. The name of the servicer or creditor is stamped on the document in block letters.10. The document appears to be a standard form with "fillin-the-blanks" for the

names of the signors and entities.11. The paragraph numbers are not consistent (for example the first page may end

with paragraph number 7 and the second page may start with number 10).12. The party who signed the document and the notary are one in the same.13. You cannot read the signature of the signor and the name is not printed out on the

document. Some people refer to these as "squiggle marks." The bottom line is youcannot decipher any name or word from the same.

14. The signature on the document consists of one loop in the shape of an S orsomething that looks like an 8.

15. The date the signature was affixed and the date of the notarization are not thesame.

16. The same "officer" or "vice president" of a bank or lender is also the "vicepresident" or "officer" of many other banks or lenders in the chain of assignmentsor endorsements

17. The same "officer" or "vice president" of a bank or lender signing the documentsturns out to be located in various cities across the United States.

18. The document includes numerous pre-stamped names and signatures.19. The document includes a second or last page notarization that does not conform in

type font or style to the format or font on the primary pages of the document.20. Backdating of dates on assignments or the signatures of officers are dated years

after an entity has been out of business, merged with another entity, or filed forbankruptcy.

21. Any document signed by an officer of MERS. MERS states at www.mersinc.orgthat: "Employees of the servicer will be certifying officers of MERS. This meansthey are authorized to sign any necessary documents as an officer of MERS. Thecertifying officer is granted this power by a corporate resolution from MERS. Inother words, the same individual that signs the documents for the servicer willcontinue to sign the documents, but now as an officer of MERS.

22. The party who signed the document executed it as a representative of the servicer.23. The notary failed to attach a notarial seal.

24. The notary failed to sign the notarization.25. The name of the party appearing before the notary is blank.26. The endorsement is not at the foot of the note but on a separate allonge to the

note. If there is room at the foot of the note, the endorsement must appear here.An allonge may only be used if there is insufficient room at the foot of the notefor the endorsement.

27. The document is signed on say June 1, 2008 with an effective date of say April 1,2005.

28. The document purports to assign the mortgage or the deed of trust from theoriginator directly to the trust.

29. The document that purports to assign the mortgage or the deed of trust to the trustis dated BEFORE the trust was registered with the SEC.

30. The document that purports to assign the mortgage or the deed of trust to the trustwas signed AFTER the cut-off date for the transfer of all such instruments to thetrust pursuant to the Pooling and Servicing Agreement.

31. The document that purports to assign the mortgage or the deed of trust to the trustwas signed AFTER the date for the acceptance of any final conveyance to thetrust as provided for by the Pooling and Servicing Agreement.

32. The origination date on the mortgage note is not within the origination and cut-offdates provided for the by terms of the Pooling and Servicing Agreement.

33. The mortgage note is "assigned" rather than endorsed from party "A" to party "B"or from any party to another party or entity.

34. The mortgage or deed of trust is "endorsed" rather that "assigned" from party "A"to party "B" or from any party to another party or entity.

35. The mortgage note is endorsed from the originator to the securitized mortgagetrust.

36. The mortgage note is endorsed from the originator to the current mortgageservicer.

37. The mortgage note is endorsed from the originator to the depositor for thesecuritized trust.

38. The endorsement of the mortgage note is not at the "foot" or the "bottom" of thenote.

39. The affidavit is a "Lost Note Affidavit" filed by the mortgage servicer.40. The affidavit is a "Lost Note Affidavit" filed by the Trustee for the securitized

trust and claims they never received the original note. You can only file a lostnote affidavit under the UCC if you possessed the note before it was lost.

41. The affidavit is a "Lost Note Affidavit" period.42. The assignment of the mortgage or the deed of trust was filed or signed after the

filing of the bankruptcy case.43. The assignment of the mortgage or the deed of trust was filed or signed after the

filing of the foreclosure proceeding.44. The assignment of the mortgage or the deed of trust was filed or signed after the

filing of the motion for relief from stay.45. The affidavit was signed by an employee of MR Default Servicers or has the MR

Default Servicers information on the document as an identification number.

46. The affidavit was signed by an employee of Premiss Solutions or has the PromissSolutions information of the document as identification number.

47. The affidavit was signed by an employee of NDEx Technologies, LLC, or has theNDEx information on the document as an identification number.

48. The affidavit was signed by the same attorney who signed the complaint.49. The affidavit was signed by the same attorney who signed the foreclosure

petition.50. The affidavit was signed by the same attorney who filed the motion for relief from

stay.51. The affidavit was filed by an employee of the attorney who signed the complaint.52. The affidavit was signed by an employee of the attorney who signed the

foreclosure petition.53. The affidavit was signed by an employee of the attorney who signed the motion

for relief from stay.54. The affidavit or certification was signed by Steve Kane.55. The affidavit or other document was signed by Scott Anderson.56. The documents are clearly two photocopies of the same document with different

information filled in regarding the names of the assignor and assignee.57. The note is stamped with the following: "Certified True Copy."58. The signature of the Vice President states that he or she is a VP of say Lehman

Brothers Holding Company but the printed or stamped name on the document isLehman Brothers Bank, FSB.

59. The document is signed by a "Bank Officer" without any designation of the officeheld.

60. The affidavit includes the following language on the bottom of each page: "This isan attempt to collect a debt. Any information obtained will be used for thatpurpose." This normally always indicates that the document was produced by adebt collector's law firm as their systems automatically default this data onto anydocument.

61. The affidavit is signed by the "designated agent" of any entity or party.62. The document is signed by any person who identifies himself or herself as a

"media supervisor" or a "media coordinator."63. The affidavit includes one or more bar codes like you see on items purchased at

the grocery store.64. The affidavit is signed by an individual who states that they are the "legal

coordinator" for the creditor.65. The date of the signature on the affidavit and the date of the notarization are not

the same.66. The printed notary representation is marked through and some type of

handwritten notation appears regarding the type of identification submitted by thealleged signor.

67. The affidavit is signed by the "designated or appointed agent" for the creditor ordebt collector.

68. The return address on the Assignment or affidavit is to a third party provider suchas Financial Dimensions, Inc, FANDO or FNFS.

69. The transferor and the transferee have the exact same physical address includingthe same street and post office box numbers.

70. The signor of the document states that he or she is acting "solely as nominee" forsome other party.

71. The document bears the following image: "This is not a certified copy."72. The document refers to a Power of Attorney but no POA is attached or otherwise

filed or recorded.73. The signor is an "Assistant" anything.74. The party who signed the document is John Cody.75. The party who signed the document is Tamara Price76. The party who signed the document is Dory or Dorey Goebel.77. The party who signed the document is Bernice Theil.78. The party who signed the document is Sarah Rubin.79. The party who signed the document is Amy Payment.80. The document is signed by Joseph Alvarado.81. The document is signed by Felix Amenumey.82. The document is signed by Pam Anderson.83. The document is signed by Sarah Block.84. The document is signed by Janette Boatman.85. The document is signed by Sheri Bongaarts.l86. The document is signed by Christopher Bray.87. The document is signed by Tammy Brooks-Saleh or Tammy Saleh.88. The document is signed by Jacqueline Brown.89. The document is signed by Paul Bruha.90. The document is signed by Rodney Cadwell.91. The document is signed by Hari Charagundla.92. The document is signed by Robyn Colburn.93. The document is signed by Frank Coon.94. The document is signed by Julie Coon.95. The document is signed by Jeremy Cox.96. The document is signed by Yvette Day.97. The document is signed by Teresa DeBaker.98. The document is signed by Larry Dingmann.99. The document is signed by Jason Dreher.100. The document is signed by Kimbretta Duncan.101. The document is signed by Salena Edwards.102. The document is signed by Fedeiis Fondungallah.103. The document is signed by Fanessa Fuller.104. The document is signed by Elizabeth Geretschlaeger.105. The document is signed by Peggy Glass.106. The document is signed by Steven Grout.107. The document is signed by Cathy Hagstrom.108. The document is signed by Michelle Halyard.109. The document is signed by Craig Hanlon.110. The document is signed by Craig Hinson.111. The document is signed by Chrys Houston.

112. The document is signed by Paul Hunt.113. The document is signed by Etsuko Kabeya.114. The document is signed by Jamii Kahin.115. The document is signed by Pam Kammerer.116. The document is signed by Gloria Karau.117. The document is signed by Scott Keller.118. The document is signed by Kyurstina Lawton.119. The document is signed by Lindsey Lesch.120. The document is signed by Whitney Lewis.121. The document is signed by Brock Martin.122. The document is signed by Joel Martinson.123. The document is signed by Donna McNaught.124. The document is signed by Marisa Menza.125. The document is signed by Steve Moe.126. The document is signed by Taylor Moore.127. The document is signed by Annmarie Morrison.128. The document is signed by Melissa Mosloski.129. The document is signed by Kim Mullins.130. The document is signed by Susan Nightingale.131. The document is signed by Richard Olasande.132. The document is signed by Ingrid Pittman.133. The document is signed by Rona Ramos.134. The document is signed by Paige Sahr.135. The document is signed by Kimberly Sanford.136. The document is signed by Erika Spencer.137. The document is signed by Renae Stanton.138. The document is signed by Maya Stevenson.139. The document is signed by September Stoudemire.140. The document is signed by Emmanuel Tabot.141. The document is signed by Keo Maney Kue Vang.142. The document is signed by Rebecca Verdeja.143. The document is signed by Kim Waldroff.144. The document is signed by Katrina Whitfield-Bailey or by Katrina Whitfield or

by Katrina Bailey.145. The document is signed by Jerry Yang.146. The document is signed by Jerry Yang.147. The document is signed by Mellisa Ziertman.148. The document is signed by Katie Zrust.149. The document is signed by Roy Stringfellow.150. The document is signed by Amie Davis.151. The document is signed by Andrew Keardy.152. The document is signed by Tina Jones.153. The document is signed by Jamie Bilot.154. The document is signed by Vicki Kyle.155. The document is signed by Bernadette Polux.156. The document is signed by Charmaine Marchesi.

157. The document is signed by Verdine A. Freeman.158. The document is signed by Hang Luu.159. The document is signed by Vishal Karingada.160. The document is signed by Dulce Diaz.161. The document was prepared by Butler & Hosch, P.A.162. The document was signed by R.P. Umali.163. The document was signed by Michele Boiko.164. The document was signed by Eileen J. Gonzales.165. The document is signed by Jeff Rivas.166. The document is signed by Marcia Medley.167. The document is signed by Laura Hescott.168. The document is signed by Treva Moreland.169. The document is signed by Kim Kinney.170. The document is signed by Peter Read.171. The document is signed by Judith Stone.172. The document is signed by Shivani L. Ram.173. The document is signed by Amy Jo Cauthern-Munoz.174. The document is signed by Dawn L. Reynolds.175. The document is signed by Sara Rubin.176. The document Is signed by Bharati Lengade.177. The document is signed by Melody Moore.178. The document is signed by Angela L. Freckman.179. The document is signed by Kim Kenney.180. The document is signed by Jennifer Duncan.181. The document is signed by Jan Zimmerman.182. The document is signed by Steve Ballman.183. The document is signed by Anne Sutcliffe.184. The document is signed by Judy Faber.185. The document is signed by Martha Kunkle.186. The document is signed by Nataiie Anderson.187. The document is signed by Scott Anderson or by Scott W. Anderson.188. The document is signed by Joseph Lutz.189. The document is signed by Varsha Thakkar.190. The document is signed by Michael Hanna.191. The document is signed by Ann Pinto.192. The document is signed by Toccoa Lenair.193. The document is signed by Vinod Vishwakarma.194. The document is signed by Leticia Arias.195. The document is signed by Mutru Kumar.196. The document is signed by Sukhada Lad.197. The document is signed by Fifi Volgarakis.198. The document is signed by Silvia Marchan.199. The document is signed by Sue Filiczkowski.200. The document is signed by Janice M. Baker.201. The document is signed by Aimee Austin.202. The document is signed by Keith Chapman.

203. The document is signed by Richard Delgado.204. The document is signed by Neil E. Dyson.205. The document is signed by Renee L. Hensley.206. The document is signed by Joseph P. Hillery.207. The document is signed by Robert E. Kaltenbach.208. The document is signed by Brian J. LaForest.209. The document is signed by Michael H. Moreland.210. The document is signed by Steve A. Nielsen.211. The document is signed by Keith S. Reno.212. The document is signed by Margery A. Rotundo.213. The document is signed by Denise A. Marvel.