BENEFIT ENROLLMENT INSTRUCTIONS | 1

2015 BENEFIT ENROLLMENT INSTRUCTIONS

TERM KEY:

EE - Employee DP - Domestic Partner Spouse – Legally Married Partner Dependent(s) – Child or Children

FSA – Flexible Spending Account HSA – Health Savings Account EOI - Evidence of Insurability WRV - Wood River Valley

STD - Short Term Disability LTD - Long Term Disability

INSTRUCTIONS NOTE: Do not use your browsers back button once you are in the online system; it will disconnect you from the site.

THESE INSTRUCTIONS WILL HELP YOU: • Change your password and set up your challenge question and answer (if not already set up) • Review your personal information • Assign your family members to your benefit plans • Enroll in your desired benefit plan 1. Log on to the self-service website by typing the following address in Microsoft Internet Explorer:

“https://adp.eease.com” 2. Complete the following fields on the Login page: Login/User Name = “firstname.lastname” Company Identifier = “powereng.com”* Password = If you have forgotten your password, click on the link “Forgot your Password?” and follow the

instructions to retrieve your password. If you are still experiencing problems, contact the Benefits Department at benefits@powereng.com.

*This email identifier applies to all POWER employees enrolling in a benefit plan, including those with email addresses ending with @powerte.com, @powerconstructors.com or @roe.com.

WHAT CAN I DO DURING OPEN ENROLLMENT? • Choose a different medical plan for 2015 • Add or cancel coverage for yourself, spouse/domestic partner or dependent children • Set your 2015 contributions for a Flexible Spending Account (FSA) Medical, FSA Dependent Care, or Health Savings

Account (HSA) - your current 2014 account election will not carry over into 2015! • Add or increase Voluntary Life Insurance coverage up to two increments of $10k without an Evidence of Insurability

(EOI) application (some restrictions apply) • Add or increase Voluntary Spouse Life Insurance coverage up to two increments of $5k without an EOI application

(some restrictions apply) • Add Short Term Disability without EOI application

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TO CHANGE YOUR PASSWORD From the Employee Access page, Click on the “Work” icon. Select “Password” from the menu bar. Note: The password will remain in effect until you change it.

3. Click “Login”. Review and agree to the Terms and Conditions. Click “Accept”. YOUR PASSWORD Change your password or elect to use your existing password. If you have not already set your challenge question and answer, you must do that now. If you forget your password, the challenge question and answer will enable you to reset it without contacting an

Administrator. Note: In the case where you forget your password, you MUST create a challenge question and answer. You are required to do this regardless of whether you create a new password or retain the existing password.

4. Click “Next”

PERSONAL INFORMATION Enter and review personal information.

5. Click “Next”

WORKSHEET Click “Add” to review/update Spouse/Domestic Partner information. Click “Add” to review/update Dependent Information. Please indicate if Self/Spouse/Dependent(s) are a Smoker or Non-Smoker, as this will impact Voluntary Life

Insurance Rates.

6. Click “Next”. Click “Save”, then click “Proceed” to advance to your account. You will be directed to the Benefits

Menu Screen to select your Benefit Plans for 2015. Note: If you want to view a list of available plans options and general information, select “Compare Plans” from the Benefits Menu bar. 7. Click “Walk me through this process” then “Start”

MEDICAL Select which plan you wish to enroll in (by checking the box next to the plan) and make the appropriate selection in

the drop down list. Select “Decline” if you are waiving medical coverage. Note: If you want a Domestic Partner covered under your Medical Plan, you MUST contact the Benefits Department at benefits@powereng.com.

8. Click “Continue”

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DENTAL Select which plan you wish to enroll in (by checking the box next to the plan) and make the appropriate selection in

the drop down list. Select “Decline” if you are waiving medical coverage. Note: If you enroll in one of POWER’s Medical plans, you MUST enroll in the same level of dental coverage as your selected medical plan.

9. Click “Continue”

VISION Select which plan you wish to enroll in (by checking the box next to the plan) and make the appropriate selection in

the drop down list. Select “Decline” if you are waiving medical coverage. Note: If you enroll in one of POWER’s Medical plans, you MUST enroll in the same level of vision coverage as your selected medical plan.

10. Click “Continue”

BASIC LIFE INSURANCE Basic Life: If you are enrolled in one of POWER’s Medical plans, you MUST enroll in this coverage. The coverage amount is 2 times your annual salary, up to $350,000. Note: If you are NOT enrolling in one of POWER’s Medical plans, you must decline this coverage.

11. Add Beneficiaries for Basic Life. Click “Continue”

ACCIDENTAL DEATH AND DISMEMBERMENT (AD&D) If you are enrolled in one of POWER’s Medical plans, you MUST enroll in this coverage. The coverage amount is 2 times your annual salary, up to $350,000. Note: If you are NOT enrolling in one of POWER’s Medical plans, you must decline this coverage.

12. Add Beneficiaries for AD&D. Click “Continue”

VOLUNTARY GROUP LIFE The employee pays 100% of the premium for this benefit. You can apply for a minimum of $10,000 of coverage, up to a maximum of 5x times your annual salary, not to

exceed $560,000.00. During Open Enrollment, employees may elect or increase coverage up to $20,000 (increments of $10,000). This only applies to employees who have not been previously declined, withdrawn, or pending for coverage.

If you do not want this coverage, please decline it. Note: If you wish to enroll in coverage above 2 increments, you MUST also fill out the EOI Application and return it to Lincoln Financial. The coverage is subject to the approval of Lincoln Financial. The EOI application is located to the right of this selection.

13. Click “Continue”

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VOLUNTARY SPOUSE LIFE Spouse can only receive 50% of the amount the employee enrolls in for Voluntary Group Life. You can enroll a spouse in a minimum of $5,000 of coverage, up to a maximum of 50% of the employee’s

Voluntary Group Life coverage, not to exceed $250,000.00. During Open Enrollment, employees may elect or increase coverage up to $10,000 (increments of $5,000). This

only applies to employee spouses who have not been previously declined, withdrawn, or pending for coverage. If you do not want this coverage, please decline it. Note: If you wish to enroll in coverage above 2 increments, then you MUST also fill out the EOI Application and return it to Lincoln Financial. The coverage is subject to the approval of Lincoln Financial. The EOI application is located to the right of this election.

14. Click “Continue” VOLUNTARY CHILD LIFE Child(ren) may only elect coverage if the employee is also enrolled in Voluntary Group Life, up to a maximum of

$10,000.00 (chosen in $2,000.00 increments). If you do not want this coverage, please decline it.

15. Click “Continue”

LONG TERM DISABILITY (LTD) - MEDICAL If you are enrolled in one of POWER’s Medical plans, you MUST enroll in this coverage. If you are NOT enrolling in one of POWER’s Medical plans, please decline it. Note: This coverage is not effective until you are employed with POWER for one year.

16. Click “Continue” LONG TERM DISABILITY (LTD) - NON-MEDICAL If you are enrolled in one of POWER’s Medical plans, you cannot also enroll in this coverage. Note: This coverage is not effective until you are employed with POWER for one year.

17. Click “Continue”

SHORT TERM DISABILITY (STD) Short Term Disability is a voluntary benefit. The employee pays 100% of the premiums associated with this plan. If you do not want this coverage, please decline it. During Open Enrollment, employees may elect short term disability without an EOI application.

18. Click “Continue”

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FLEXIBLE SPENDING ACCOUNT (FSA): MEDICAL REIMBURSEMENT Please input your preferred contribution (annually or per pay period). You may contribute a maximum of $2,500 for

the 2015 plan year. Please select the “Auto Pay POWER FSA Medical 2015” plan or “Debit Card POWER FSA Medical 2015” plan.

You may only choose one. If you do not want this coverage, please decline it. You MUST re-elect this benefit each year. Note: You may enroll in FLEX Medical whether or not you are covered under POWER’s PPO Medical Plan. You may NOT enroll in this plan if you are enrolled in the HDHP Plan.

19. Click “Continue”

FLEXIBLE SPENDING ACCOUNT (FSA): DEPENDENT CARE You may contribute a maximum of $5,000 for the 2015 plan year. If also enrolled in the “Debit Card POWER FSA

Medical 2015” plan, you may use the issued debit card for dependent care expenses, where applicable. You may select this benefit regardless of your medical plan enrollment. If you do not want this coverage, please decline it. Note: You MUST re-elect this benefit each year.

20. Click “Continue” HEALTH SAVINGS ACCOUNT (HSA) Please input your preferred contribution (annually or per pay period). You may contribute a maximum of $3,350 for

the single plan, $6,650 for the family plan, and $1,000 for catch up contributions (if you are over age 55). You may only enroll in a HSA if you are also enrolled in the High Deductible Health Plan (HDHP). If you do not want this coverage or are not enrolled in the HDHP, please decline it. Note: You MUST re-elect this benefit each year. For first time enrollees, you MUST complete the Health Savings Application (located to the right of this election).

21. Click “Continue”

Please review and make the appropriate changes before submitting your enrollment to an Administrator.

22. Click “Continue”

BENEFITS SUMMARY Review your selected benefits to ensure your elections are correct. You can Click “Make more changes” or “Submit to an administrator” if more action is required.

Once submitted, print a copy of your Benefit Statement by choosing the “View/Print Benefits Statement” option. Select “Search for future changes to my benefits”. Click “GO”. 23. Select your Benefits Eligibility Date. Print “Statement for your records”. When your changes are complete, log out of

self service using the “Log out” button on your top navigation bar.

For more detailed information, please see the Employee Access Guide on the Portal. If you have further questions or problems, please contact the Benefits Department at benefits@powereng.com.