5 Easy Ways To Ensure Securing Your Credit Card,

When Shopping Online

In 2013, a credit card fraud syndicate run by a Canadian citizen was arrested with 25 member belonging to Malaysia, Sri Lanka, Canada and India. This fraud syndicate was running full power and had over 500 card seized with laptop, jewellery and valuables. They were finally caught through a joint effort by Canadian police, the Interpol and Malaysian authorities. While this is a large scale syndicate of its kind, there are hackers and frauds all over the World trying to get to your credit details for using it to their benefit. This does not mean that you do not use your credit card online. Instead keep the following things in mind to ensure that such syndicates cannot get your money. 

Keep A Password That Actually Secures Your Account For Your Credit Card Online:

We sometimes get carried away with credit card passwords online. We often make the mistake of having the same password for multiple accounts. It is best to avoid having the same password for multiple online accounts or credit card, although it means you having to memorize multiple passwords. The best way to confuse hackers is to ensure tough alphanumeric passwords with numbers that don’t make sense and are not birth dates. The lengthier you password the more secured your credit card security. Also, do not forget to change your passwords. A little mental exercise in memorizing does not hurt when you know your money is safe.

Make Sure That The Networks and Servers That You Use For Your Transactions Are Secure:

In order to do that, start with ensuring that your device, whether a computer or a laptop should have a firewall which prevents unauthorized access. Make sure you have a anti-virus software installed in your system. Make sure that you do not download or install anything from unknown sources. Some banks even provide fraud protection software's and it is a good idea to use them.

Take Some Security Measures When You Use The Card To Shop Online:

For starters, always shop at a reliable source. You can check for the reliability of the store through its online certification, terms and policies. Also, good shopping websites will have helplines and customer support that is quicker to access. This is also useful when you have to report a suspicious transaction on the website. Make sure that you have copies or your bill mailed to your email address for every transaction of the shopping portal. Do not share personal information on the website unless absolutely necessary.

Make Sure That Your Credit Card Transactions Are Offered With Security Features:

The lookouts option that is similar to the Gmail account device authentication prevents people from logging in for your credit card through another device. Also activate multi-level authentication. Not only do you have to enter a password but you also have to enter a temporarily valid PIN that will be forwarded to your hand-held device or phone. Turn on the notifications and alerts option for your credit card because often annoying but sometimes useful, these alerts help you keep your transactions in check whenever a transaction occurs with your credit card electronically or not.

Do Not Opt For Auto-Reload Option On A Shopping Site:

It is surely very convenient when you do not have to repeatedly enter details of your credit card, for transactions on a shopping portal you are regular at. Linking your account with shopping websites is risky considering that if the shopping site is hacked, your credit card details be exposed. If you do anyway link your credit card with an account, make sure that you keep a check on the portal.

Conclusion

If you are cautious about your transactions and your credit card details, there is no way credit card and ATM fraud syndicates can get to your money. Do not forget to check your bank statements regularly.