Aims of the class (ciljevi časa):

• Key vocabulary: Unit 6. Banking, New Insights into Business, str. 56

• Conditional 1 - Prvi tip kondicionalnih klauza ne učite za kolokvijum, već za ispit

• Past Perfect Simple – a new tense

Unit 6. Banking - Key vocabulary

SOURCE:

Tullis, G. & Trappe, T. (2000). New

Insights into Business, page 56

Track: 21 (Listening)

Unit 6. Banking - Key vocabulary

Task Instructions: Fill in the gaps with the keywords given below.

The banking sector in the United Kingdom is made up of a variety of institutions which are _________________ the country’s central bank, _________________ .This bank looks after the government’s finance and _________________ and acts as banker to other banks. However, for the general public and many businesses, banking services are provided by _________________, or _________________, which have _________________ throughout the country. These banks offer a wide range of services, which include ___________________________________ and _________________ customers’ ________________. ________________, on the other hand, do not deal with the public but specialize in services for companies or corporate customers. They are particularly active in arranging _________________ and _________________ and in advising on aspects of _________________.

clearing banks, supervised by, accepting deposits, commercial

banks, making loans, monetary policy, managing, The Bank of

England, accounts, mergers, branches, acquisitions, merchant

banks, corporate finance

supervised by The Bank of England monetary policy

commercial banks clearing banks branches

accepting deposits, making loans managing accounts

Merchant banks

mergers acquisitions corporate finance

Match the words with their synonyms / definitions:

The Bank of England (BoE)

commercial banks

deposit

loan

monetary (adj.)

merchant banks

to supervise

merger

acquisition

money that somebody lends you=zajam

to oversee

the country’s central bank

connected with money

banking services for the general public and many businesses

a sum of money paid into a bank account = ulog

specialize in services for companies or corporate customers

the act of joining 2 or more companies together=fuzija

a company that has been bought by another company

A short quiz on expressions related to finance

1. Can you please ......... us some money until we get paid next week?

(a) lend

(b) give

(c) borrow

(d) grant

2. When a fire broke out at the Louvre, at least twenty ......... paintings

were destroyed, including two by Henri Matisse.

(a) worthless

(b) priceless

(c) valueless

(d) useless

3. Can you take this money to the bank and make a ......... for me?

(a) loan (c) deposit

(b) transaction (d) withdrawal

• Read this short extract from The New York Times and answer the questions:

• What can be a threat to a traditional banking system?

• What is your opinion on e-banking? Do you use it?

• “Americans in their 20s and early 30s, analysts say, offer a glimpse of tomorrow’s banking market. 'Their relationship with the financial system is very different — it’s an electronic one, on their smartphones,' said Mark Zandi, chief economist at Moody’s Analytics. “That can and will be very disruptive to the banking system [...] In 2010, 40 percent of Americans with bank accounts visited a physical branch once a week, while only 9 percent made a mobile transaction weekly, according to survey research by Javelin Strategy and Research. By 2014, the percentage reporting weekly visits to bank branches fell to 28 percent, while the weekly mobile banking share tripled, to 27 percent...”

For young Americans, most relationships with the financial system are electronic.

Source: As More Pay by Smartphone, Banks Scramble to Keep Up. The New York Times, http://www.nytimes.com/2016/01/19/technology/upstarts-are-leading-the-fintech-movement-and-banks-take-heed.html

Web

Banking and using money

3. If you need cash urgently, you can usually get some – even

either by phone or using a computer is ______________.

cheque book;

home-banking;

credit cards;

PIN number (personal

identification number);

cash point;

bank statement; debit card.

Find in your books. References.

Sweeney , S. (2007) Professional English Finance, PENGUIN ENGLISH GUIDES, p. 11

• Complete the sentences below with a word or phrase from the box.

1. American Express, VISA and Mastercard are ____________________________________________________.

2. A plastic card that I can use to pay for goods in shops that means that money is IMMEDIATELY transferred to the shop’s bank is called ____________________________.

at night – from a _________________.

4. When you use your bank card to get cash, you have to know your _____________________________.

5. Most people who have a bank account can, apart from credit cards, pay for goods and services by using a ___________________________.

6. Carrying out simple banking operations such as checking your account, making transfers or payments from home,

7. A computer printout sent by a bank to a customer, showing recent activity on his/her account is a ________________.

Conditional 1 (Prvi tip kondicionalnih klauza)

• teorija: knjiga Engleski poslovni jezik, str. 61-62

IF I STUDY, I WILL PASS THE EXAM.

AKO UČIM, POLOŽIĆU ISPIT.

123 West Main Street

New York, NY 10001 | www.carecounseling.com | P: 555.123.4568

F: 555.123.4567

1. If I decide to go out this weekend, I… probably

2. Most people will be happier if…

3. If I win a lot of money, I …

4. If someone pays me a compliment, I …

Complete the following sentences using your

own words

Conditional 1, close to you

Conditional 1 125. zadatak, Engleski poslovni jezik, str. 126

Past Perfect Simple – a new tense - form

• FORM:

• HAD + past participle (prošli particip: -ed ili III kolona)

• I had worked.

• Had you worked?

• I had not worked.

• Teorija: Knjiga Engleski poslovni jezik, str. 51

Past Perfect Simple – a new tense - use

• TENSE USAGE (upotreba vremena)

UPOTREBA: RADNJA KOJA SE DOGODILA PRE NEKE DRUGE PROŠLE RADNJE.

Past Perfect Simple – OTHER USE

• Posle izraza I wish, If only, I'd rather…

• If only I…

• I wish I…

• I'd rather he'd asked me before taking my car.

• PRILOZI: when, after, before, by that time, already…

Zadaci, Past Perfect

Knjiga Engleski poslovni jezik, str. 113 zad. 101 • Complete the sentences in Past Perfect.

• Without any reason, the customer returned the goods that we ____________(deliver).

• Before Ellen could say anything, Cindy ____________(hang up) the phone.

• When William was employed, I ____________ (work / already) here for three years.

• I ____________(start / just) to type the letter, when the phone rang.

• When I ____________(send) the mail, I realised that I (forget) ____________ to attach the file.

• Sue and Tom are best friends, though before the meeting last month they ____________ (know / not even) each other.

• Catherine ____________(meet / not) Phil Brown before the trade fair in May.

• We spoke about the conference that ____________(take place) the week before.

had delivered

had hung up

had already worked

had just started

had sent

had forgotten

had not even known

had not met

had taken place

NASTAVAK Engleski poslovni jezik, str. 113 zad. 101

• After the meeting I thanked Misses Last, who ____________ (manage) everything.

• ____________(you / gain) experiences in that field before you started to work for us?

had managed

Had you gained