Underwriting Company-American Heritage Life Insurance. Based in Jacksonville FloridaFounded in 1956Acquired by Allstate on November 1, 1999Licensed in forty-nine states, the District of Columbia, Puerto Rico and the U. S. Virgin islandsProducts available in New York issued by Allstate Life Insurance Co. of New YorkOne of the preeminent companies dedicated to the workplace marketing businessOver 20000 existing workplace accounts

Our High Marks:

One if the initial companies admitted to the Insurance Marketplace Standards Association (IMSA)

Rated A+ (Superior) by A. M. Best (2007)

Rated AA (Very Strong) by Standard and Poor’s Corporation (2007)

You can expand your employee benefits program by offering voluntary benefits through one of the most trusted names in insurance. You’ll always enjoy the smarter ways we work for you.

Based in Northbrook, IL Founder in 1931 One of America’s most recognized brand names- “You’re in Good Hands

With Allstate” Over $130,000,000,000 ($130 billion) in Assets The nation’s largest publicly held personal lines insurer, listed on the NYSE

in 1993 Serving over 17 million households

Fortune 500 rankings for the yr 2006*:

Allstate 61st

AFLAC 164th

UNUM 236th

*Rankings taken from Fortune 500 website at www.fortune.com

Allstate reported net income of $5.0 billion for the year 2006 which is greater than:

Cigna** AFLAC Unum Group

**Information gathered from Annual Reports , located on companies’ website detailing Net Incomes

With our individual voluntary and group voluntary workplace products you have access to one of the most comprehensive, competitive portfolios of supplemental workplace products in the industry. We have been in the business of providing voluntary benefits to employers for over 50 years.

Voluntary insurance benefits might be right for your employees if:

You are concerned with the rising cost of quality benefits You’d like a chance to provide benefits that help with hiring and

retaining good employees You’d like to be competitive with other employers who provide

more that salary Your employees have been requesting enhanced or post-

retirement benefits, like life insurance that goes beyond group term policies.

Universal Life Insurance Term Insurance Disability Insurance Cancer Insurance Accident Insurance Hospital Indemnity Insurance Heart/Stroke Insurance Critical Insurance

* All insurance products referred to in this presentation are subject to exclusions, limitations, reductions of benefits at certain ages, state variability in benefits and may not be available for sale in all states. Your agent can provide you complete details about these products

Low participation minimums. Perfect for employers with multi-state locations. All employees regardless of location can receive the same benefit at the same cost.*

Term Insurance Term Disability Insurance Short term and Long Term Cancer Insurance Cancer/Specified Disease Accident Insurance Accident/On or Off the Job Hospital Indemnity Insurance Supplemental Health

Options Policy Dental Insurance Heritage Choice Dental Plan Critical Illness Insurance Critical Illness Limited Benefit Medical Insurance AHL minimedical

*All insurance products referred to in this presentation are subject to exclusions, limitations, reductions of benefits at certain ages, state variability in benefits and may not be available for sale in all states. Your agent can provide you complete details about these products