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DEPOSIT AUTOMATION Reduce Deposit Risk. Increase Consumer Confidence. ATM TERMINAL DRIVING SERVICE DEPOSIT AUTOMATION Visa DPS ATM Terminal Driving Service Deposit Automation capability increases convenience for your ATM users and simplifies deposit processing for you. Now your customers can deposit checks and cash without an envelope and enjoy the peace of mind of check images and deposit details on their receipt. Deposit Automation validates bills as they are deposited and electronically transmits check images from the ATM to your financial institution for clearing. Whether your customer has one check, a stack of checks, or a combination of cash and checks, Deposit Automation makes depositing easy and envelope-free. GREATER CONVENIENCE AND EFFICIENCY X Avoid empty envelopes. Reduce the risk and incidence of errors. X Verify in real time. With the ability to validate currency at the time of deposit and make authorization decisions based on MICR info, you may be able to reduce problems and increase satisfaction. X Increase funds available. Real-time validation allows faster access to funds. X Improve customer comfort. Check images and deposit details on the receipt help customers feel more comfortable with ATM deposits. X Eliminate daily ATM visits. Electronically transmit check images from your ATMs to Visa DPS, where activity from all your terminals is compiled and sent to your back office in a single file for clearing, eliminating the need to physically retrieve checks from your ATMs each day.

ATM TERMINAL DRIVING SERVICE DEPOSIT AUTOMATION

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Page 1: ATM TERMINAL DRIVING SERVICE DEPOSIT AUTOMATION

DEPOSIT AUTOMATION

Reduce Deposit Risk. Increase Consumer Confidence.

ATM TERMINAL DRIVING SERVICE DEPOSIT AUTOMATION

Visa DPS ATM Terminal Driving Service Deposit Automation capability increases convenience for

your ATM users and simplifies deposit processing for you. Now your customers can deposit checks

and cash without an envelope and enjoy the peace of mind of check images and deposit details on

their receipt. Deposit Automation validates bills as they are deposited and electronically transmits

check images from the ATM to your financial institution for clearing. Whether your customer

has one check, a stack of checks, or a combination of cash and checks, Deposit Automation makes

depositing easy and envelope-free.

GREATER CONVENIENCE AND EFFICIENCY

X Avoid empty envelopes. Reduce the risk and incidence of errors.

X Verify in real time. With the ability to validate currency at the time of deposit and make authorization decisions based on MICR info, you may be able to reduce problems and increase satisfaction.

X Increase funds available. Real-time validation allows faster access to funds.

X Improve customer comfort. Check images and deposit details on the receipt help customers feel more comfortable with ATM deposits.

X Eliminate daily ATM visits. Electronically transmit check images from your ATMs to Visa DPS, where activity from all your terminals is compiled and sent to your back office in a single file for clearing, eliminating the need to physically retrieve checks from your ATMs each day.

Page 2: ATM TERMINAL DRIVING SERVICE DEPOSIT AUTOMATION

Learn more about Visa DPS ATM Terminal Driving Service Deposit AutomationFor more information, please contact your Visa Account Executive or Visa DPS at 888-847-2242 or visit www.visadps.com.

© 2013 Visa. All Rights Reserved. V-0056001-0510-005

Enhanced transaction support allows for unique funds availability parameters, authorization options, reporting and settlement capabilities, and file creation. Supported transactions include:

• Check only deposits/payments

• Cash only deposits/payments

• Mixed check and cash deposits

• Check deposit with cash back (Diebold only)

UNDERSTANDING THE DEVICE DETAILS

IMAGE DEPOSIT ATM YOUR CENTRAL PROCESSING SITE

ATM SWITCH& HOST

WINDOWSSERVER AT VISA

SORTER

BACK-OFFICE CHECKPROCESSING SYSTEM

HOST FORPOSTING,

CASH-LETTERING

X9.37 DATA+ IMAGES

TO FRB

ARCHIVEIMAGE FILE

With Visa DPS ATM Terminal

Driving Service Deposit

Automation, Visa manages

the transaction authorization

while the agent at the ATM

manages the image transfer.

The data and image are sent to

a Windows server using secure

file transfer. Each check and

cash item is translated into an

x9.37 file format for transfer to

the financial institution.

Diebold • IDM3, IDM4, IDM5 (XV2.0 software or higher), and IDMbd (XV2.3 software or higher) with Diebold Opteva devices

• XV2.1 or higher software for RSS support for Check Image Transport• Diebold Bulk Note Acceptor (BNA)• Diebold Enhanced Note Acceptor (ENA) – XV2.4 software or higher

NCR • CPM (APTRA Edge V2.4 software or higher)• SCPM (APTRA Edge V3.01 software or higher)• SDM (APTRA Edge V3.01.50 software or higher)• Cash Acceptor• Image Transport Agent

Wincor Nixdorf • CCDM (ProFlex)

Visa DPS ATM Terminal Driving Service Deposit Automation supports:

Visa DPS ATM Terminal Driving Service Deposit Automation offers specific functionality for each device manufacturer:

Don’t see your hardware listed above? Contact Visa DPS for the latest information on supported device types.

Manufacturer Devices

• Depository Sweep Total and Settlement capability (patent pending)

• Daily Deposit Verification file

• Transaction inquiry information including check and denomination details

• Robust reporting

• Custom authorization parameters

• Detailed or summary-level customer receipts with image printing options

• Optional image transport