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DEPOSIT AUTOMATION
Reduce Deposit Risk. Increase Consumer Confidence.
ATM TERMINAL DRIVING SERVICE DEPOSIT AUTOMATION
Visa DPS ATM Terminal Driving Service Deposit Automation capability increases convenience for
your ATM users and simplifies deposit processing for you. Now your customers can deposit checks
and cash without an envelope and enjoy the peace of mind of check images and deposit details on
their receipt. Deposit Automation validates bills as they are deposited and electronically transmits
check images from the ATM to your financial institution for clearing. Whether your customer
has one check, a stack of checks, or a combination of cash and checks, Deposit Automation makes
depositing easy and envelope-free.
GREATER CONVENIENCE AND EFFICIENCY
X Avoid empty envelopes. Reduce the risk and incidence of errors.
X Verify in real time. With the ability to validate currency at the time of deposit and make authorization decisions based on MICR info, you may be able to reduce problems and increase satisfaction.
X Increase funds available. Real-time validation allows faster access to funds.
X Improve customer comfort. Check images and deposit details on the receipt help customers feel more comfortable with ATM deposits.
X Eliminate daily ATM visits. Electronically transmit check images from your ATMs to Visa DPS, where activity from all your terminals is compiled and sent to your back office in a single file for clearing, eliminating the need to physically retrieve checks from your ATMs each day.
Learn more about Visa DPS ATM Terminal Driving Service Deposit AutomationFor more information, please contact your Visa Account Executive or Visa DPS at 888-847-2242 or visit www.visadps.com.
© 2013 Visa. All Rights Reserved. V-0056001-0510-005
Enhanced transaction support allows for unique funds availability parameters, authorization options, reporting and settlement capabilities, and file creation. Supported transactions include:
• Check only deposits/payments
• Cash only deposits/payments
• Mixed check and cash deposits
• Check deposit with cash back (Diebold only)
UNDERSTANDING THE DEVICE DETAILS
IMAGE DEPOSIT ATM YOUR CENTRAL PROCESSING SITE
ATM SWITCH& HOST
WINDOWSSERVER AT VISA
SORTER
BACK-OFFICE CHECKPROCESSING SYSTEM
HOST FORPOSTING,
CASH-LETTERING
X9.37 DATA+ IMAGES
TO FRB
ARCHIVEIMAGE FILE
With Visa DPS ATM Terminal
Driving Service Deposit
Automation, Visa manages
the transaction authorization
while the agent at the ATM
manages the image transfer.
The data and image are sent to
a Windows server using secure
file transfer. Each check and
cash item is translated into an
x9.37 file format for transfer to
the financial institution.
Diebold • IDM3, IDM4, IDM5 (XV2.0 software or higher), and IDMbd (XV2.3 software or higher) with Diebold Opteva devices
• XV2.1 or higher software for RSS support for Check Image Transport• Diebold Bulk Note Acceptor (BNA)• Diebold Enhanced Note Acceptor (ENA) – XV2.4 software or higher
NCR • CPM (APTRA Edge V2.4 software or higher)• SCPM (APTRA Edge V3.01 software or higher)• SDM (APTRA Edge V3.01.50 software or higher)• Cash Acceptor• Image Transport Agent
Wincor Nixdorf • CCDM (ProFlex)
Visa DPS ATM Terminal Driving Service Deposit Automation supports:
Visa DPS ATM Terminal Driving Service Deposit Automation offers specific functionality for each device manufacturer:
Don’t see your hardware listed above? Contact Visa DPS for the latest information on supported device types.
Manufacturer Devices
• Depository Sweep Total and Settlement capability (patent pending)
• Daily Deposit Verification file
• Transaction inquiry information including check and denomination details
• Robust reporting
• Custom authorization parameters
• Detailed or summary-level customer receipts with image printing options
• Optional image transport