Enhancing Your Benefits PackageJanuary 23, 2013

Presented by: Louise Brown, VP, Employee Benefits

Legal Shield

For audio, it is recommended you dial inA copy of the slides + recording will be available post webinar

AUDIO: 1-877-668-4493Access Code: 662 363 568

Event Password: 1234WebEx Support: 1-866-863-3910

2

Trends & Benefits

• Employee loyalty isn’t getting better

• More than a third want out

• More than half of younger workers want out

• Many younger workers are unlikely to feel as though they can achieve the “American Dream”

3

Trends & Benefits

• Benefits are a crucial part of driving retention

• Benefits are a powerful draw for attracting younger workers

• Workers are willing to share more of the cost

4

Trends & Benefits

Identifying Opportunity to Engage Employees in the Benefits Discussion

5

Trends & Benefits

Voluntary Benefits

WHY?

“82% of employees with voluntary benefits report being satisfied vs. 52% without voluntary”*

“Voluntary is no longer a quaint sideline; it has become one of the largest and fastest growing segments of the benefits business.”**

*Anthem BCBS and Taylor Nelson Sofres, “Employees Give High Priority To Voluntary Benefits,” Oct 10, 2010

**Gil Lowerre, Eastbridge Consulting January 2011 Ed. – Benefits Selling Magazine

WHY Legal?

The Bottom Line…

Employees and their families face a broad array of legal issues daily but rarely seek out help due to COST, confusion & hassle of dealing with the legal system*

*The Legal Needs of American Families, 2012 research study, Decision Analyst, Inc.

Unique Advantages

Reduce absenteeism.

Employees with legal problems usually:

• Have an absenteeism rate five times higher than average

• Use their medical benefits four times more than average

• Use sick leave twice as often as the average employee

• Experience a substantial reduction in their productivity

*LSK Associates Study

Unique Advantages

Increase Productivity.

In a recent study, 91% of respondents said they would seek the help of a lawyer for even the most trivial issue if their services were easier to access and more affordable*

ACCESS will lead to less distractions at work and POSITIVE effects on your employee’s performance

*The Legal Needs of American Families, 2012 research study, Decision Analyst, Inc.

Unique Advantages

Help reduce your employee’s stress.

Stressed out employees cost American industry more than $300 billion annually in lost hours due to absenteeism, reduced productivity and workers’ compensation benefits*

*Financial Literacy Partners, LLC, 2005 - Employee Financial Stress is Costing Your Company a Bundle – And How You Can Stop It Now

Unique Advantages

Keep a progressive company image.

Show that you care about your employees.

Help your employees achieve better work/life balance (ties in with your WELLNESS program)

Help improve employer/employee relations

Attract & retain employees in this very competitive market

Group legal benefits are in the top five voluntary products to watch for this year*

*Kathryn Mayer, Benefits Pro May 3, 2012

Group Legal Plans

The Industry Leader

• LegalShield is a 40+ year old company

• Provides legal services to 1.4 million families covering 3.5 million lives across North America

• More than 34,000 companies offer the LegalShield plan to their employees as a voluntary benefit

• LegalShield gives your employees the ability to talk to a lawyer on any matter without worrying about high hourly costs

• For one flat monthly fee, LegalShield members can access legal advice no matter how traumatic or trivial the issue

Worry Less…Live More

• Automobile accident

• Execution of a contract

• Bought or refinanced home

• Divorce

• Speeding ticket or traffic violation

• Prepared a will

• Marriage

• Leased an apartment or home

• Set up a trust

• Became executor of parents’ estate

• Was subpoenaed

• Vehicle damaged while parked on street

• Sold faulty merchandise

• Identity theft 

• Inherited property 

• Filed bankruptcy 

• Tax audit

• Injured someone accidentally 

• Leased a vehicle 

• Challenged a will 

• Creditor taking legal action 

• Adoption of a child

• Property was damaged while in storage

• Dog bit someone

• A tenant sued you

Over 2 million requests annually

Ready To Serve

• Unlimited legal advice

• 24/7 emergency access

• Letters written on your behalf

• Calls made on your behalf

• Contract & Document review

• Will Preparation & POAs

Identity Theft Shield

• LegalShield has partnered with Kroll Advisory Solutions

• Expedited Credit Disclosures and Identity Restoration Services

• Combined with our legal plan creates complete coverage for employees and their families

• On-site enrollment process

• Designated service representatives

• No claim forms

• No deductibles

• No cancellation forms

• Once a month billing

• Electronic enrollment and paperless billing options

Easy to Implement

• Family Coverage

• Portable

• Rate stable

• No long term contract

• Low participation requirements

• AFFORDABLE PEACE OF MIND

Exceptional Value

Questions

20

Q & Awith Louise Brown,

Legal Shield

Creating the Employment Relationship

21

Upcoming Webinars

Register at http://drake-webinars.com

January 24, 12pm EST

Creating the Employment Relationship

Presented by: Matthew Vella – Vella Labour Law

January 30, 12pm EST

Effectively Communicating Health & Safety Tools

Presented by: Kathleen Collins – Drake International

22

Drake Mobile

Thank You for Attending For questions, please contact Maysa Hawwash

mhawwash@na.drakeintl.com

416.216.1067

23