Balanced Fund (Beutel Goodman)events.snwebcastcenter.com/manulife/GBRS/Prod/Media/PDFs/SL/adv... · Fund Manager Beutel, Goodman & Company Ltd. ... Portfolio Analysis Top Holdings

How the underlying fund is invested

Composition � Canadian Equity 30.21% � Canadian Fixed Income 27.38% � Foreign Equity 19.87% � United States Equity 15.03% � Cash & Equivalents 4.07% � Other 3.44%

Geographic split � Canada 61.66% � United States 15.03% � Germany 5.15% � United Kingdom 3.10% � Japan 1.87% � Norway 1.71% � Netherlands 1.62% � Other 9.86%

Top holdings within the underlying fund(As at December 31, 2017)

Royal Bank of Canada 3.12%

Toronto-Dominion Bank 3.08%

BG SMALL CAP B 2.30%

Bank of Nova Scotia 2.09%

Government of Ontario 4.650% 02-Jun-2041 1.81%

Rogers Communications Inc 1.72%

Canadian Natural Resources Ltd 1.60%

Magna International Inc 1.60%

Brookfield Asset Management Inc 1.56%

Canada 1.000% 01-Jun-2027 1.48%

Volatility meterLow High

� Fund (6) � Benchmark (5)Based on 3 year standard deviation

Balanced code 5633 / BalBG

Manulife Balanced Fund (Beutel Goodman)

Note: All rates of return are shown before investment management fees or taxes have been deducted.

The rate of return is used only to illustrate the effects of the compound growth rate and is not intended to reflect the future values or returns in the Fund.

Source: Lipper, a Thomson Reuters company

0

5,000

10,000

15,000

20,000

Overall past performanceThis graph shows how a $10,000 investment in this fund would have changed in value over time, based on gross returns. Gross rates of return are shown before investment management fees have been deducted.

Annual returns (%)

2008 2009 2010 2011 2012 2013 2014 2015 2016 YTD

Fund -10.09 15.11 9.65 0.42 11.01 17.46 9.24 4.66 10.27 11.15

Benchmark -14.86 15.17 9.61 0.42 7.30 11.76 10.05 3.76 7.81 7.58

Annualized compound returns (As at December 31, 2017)

This table shows the historical annual compound total return of the fund compared with the benchmark, as outlined in the rate of return expectation below.

3 mo (%) 1 year (%) 2 year (%) 3 year (%) 5 year (%) 10 year (%)Fund 4.11 11.15 10.69 8.65 10.47 7.60

Benchmark 3.56 7.58 7.68 6.36 8.15 5.53

Investment objectiveOver the long term, the Fund strives to outperform a benchmark comprised of the following:• 40% FTSE TMX Universe Bond Index• 30% S&P/ TSX Composite Index• 13% MSCI EAFE ($Cdn)• 12% S&P 500 ($Cdn)• 5% FTSE TMX 91-Day T-Bill Rate

Manulife Balanced Fund (Beutel Goodman) - ($20,821)Blend: Beutel Goodman Balanced - ($17,140)

Primary investment processFundamental, Bottom-up

Equity style and capitalization

Value Core/Blend Growth

Large

Medium

Small

All cap

Target duration and credit quality

0-5 years 5-10 years 10 + years

AAA and AA

A and BBB

below BBB

UNDERLYING FUND -> Beutel Goodman Balanced Fund

Objective This Fund seeks to enhance long-term capital value by investing in cash and cash equivalents, fixed income securities and Canadian, U.S. and international equity securities.

Managed by Beutel, Goodman & Company Ltd.

Fund managers Bruce Corneil, Mark D. Thomson

Inception date January 1991 Manulife inception date May 2005

Total assets $4,190.9 million


Composition � Fixed income 31.90% � Canadian equity 30.20% � Foreign equity 15.10% � United States equity 14.10% � Cash & equivalents 7.20% � Emerging Market 1.50%





Enbridge Inc. 1.70%

Canada Housing Trust 2.35 6/15/2027 1.50%

Canadian National Railway Company 1.50%

Canada Housing Trust 1.15 12/15/2021 1.40%

Canadian Natural Resources Limited 1.40%

Manulife Financial Corporation 1.20%

Province of Ontario 2.40 6/2/2026 1.10%



Balanced code 5242 / BSlJF

Manulife Balanced Fund (Jarislowsky Fraser)




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15,000

20,000


Annual returns (%)

2008 2009 2010 2011 2012 2013 2014 2015 2016 YTD

Fund -12.38 14.65 7.14 2.00 10.71 18.54 11.83 8.88 6.25 6.90

Benchmark -14.59 14.99 9.56 0.46 7.24 11.75 10.05 3.69 7.52 7.53




Benchmark 3.55 7.53 7.52 6.23 8.07 5.50

Investment objectiveBenchmark changed as at January 1, 2007. Over the long term, this fund is expected to outperform a benchmark comprised of the following:• 39.0% FTSE TMX Universe Bond Index• 30.0% S&P/TSX Total Return Index• 12.5% S&P 500 Index ($ Cdn)• 12.5% MSCI EAFE Index ($ Cdn)• 6.0% FTSE TMX 91 Day Treasury Bill Index

Manulife Balanced Fund (Jarislowsky Fraser) - ($19,924)Blend: JF Balanced - ($17,092)




Large

Medium

Small

All cap



AAA and AA

A and BBB

below BBB

UNDERLYING FUND -> JF Balanced Fund (Registered Plans Only)

Objective The Jarislowsky Fraser Balanced Fund is a diversified portfolio consisting of fixed income assets, North American equities and International equities. It seeks to add value through longer-term asset mix positioning and stock selection rather than short-term trading. The portfolio’s volatility is kept to a minimum by implementing only incremental asset mix changes and buying large cap, blue-chip equity holdings and high quality, non-cyclical bonds.

Managed by Jarislowsky Fraser Limited

Fund managers Jarislowsky Fraser - Mgmt. Team

Inception date April 1997 Manulife inception date September 1998


How the fund is invested

Composition � Canadian Fixed Income 31.30% � Canadian Equity 13.59% � United States Fixed Income 13.44% � Foreign Equity 12.06% � United States Equity 9.66% � Foreign Fixed Income 7.72% � Cash & Equivalents 3.48% � Other 8.75%

Geographic split � Canada 47.65% � United States 24.09% � United Kingdom 2.57% � Japan 1.55% �Mexico 1.44% � Germany 1.06% � France 1.03% � Other 20.61%

Top holdings(As at December 31, 2017)

MAM Strategic Income Pooled 19.60%

MLI Cdn Bond (MAM) 17.94%

Manulife Fixed Income Plus (AB) 11.49%

MAM Canadian Bond Index Pooled 5.52%

MLI Cdn Mortgage (MFC) 4.74%

MLI Cdn Large Cap Value Eq (MAM) 4.24%

MLI World Investment (Mawer) 4.22%

MAM US Equity Index Pooled Fund 4.11%

MAM EAFE Equity Index Pooled 3.24%

Manulife Canadian Equity Balanced Class Adv 3.20%



TargeT DaTe Code 2020 / M2rDF

Manulife Retirement Date 2020 Fund


The rate of return is used only to illustrate the effects of the compound growth rate and is not intended to reflect the future values or returns in the Fund. Operating expenses are the costs of operating and maintaining a fund, and include items such as legal, audit, trustee, custodial, and fund valuation fees. Operating expenses are incurred by the Segregated Fund and by the Underlying Fund (if applicable). Manulife’s segregated fund operating expenses are included in the Investment Management Fees.


0

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15,000


Annual returns (%)

2008 2009 2010 2011 2012 2013 2014 2015 2016 YTD

Fund -20.19 20.98 10.76 -1.07 9.30 11.31 9.79 6.31 6.00 7.41

Benchmark -17.46 17.27 10.29 1.16 7.12 9.53 9.66 6.60 5.39 6.16




Benchmark 3.09 6.16 5.76 6.04 7.45 5.18

Investment objectiveOver the long term, the Fund attempts to out-perform a benchmark comprised of the following:• 20.30% S&P/TSX Composite • 9.15% S&P 500 TR CAD •11.15% MSCI EAFE TR CAD •41.46% FTSE TMX Canada Universe •17.94% Barclays Multiverse Index

Manulife Retirement Date 2020 Fund - ($17,102)Blend: MLI Retirement Date 2020 - ($16,571)

Primary investment processMulti-manager



Large

Medium

Small

All cap



AAA and AA

A and BBB

below BBB

Objective The Fund is managed to provide a balance between current income and growth of capital, with emphasis on income and capital preservation. This fund is diversified by asset class and investment style with the objective of achieving superior risk-adjusted returns. The Fund will commence with approximately 66% in equities, while the remainder of the Fund will be invested in fixed income, mortgages and money market investments. The Fund’s asset mix will decline to approximately 35% in equities in the year 2020.

Managed by Manulife Asset Mgmt Ltd - Portfolio Solutions Grp

Fund managers Various (please refer to Top Holdings allocation on this page)

Inception date October 2005

Total assets $400.2 million Underlying fund operating expense (2016)In IMF + 0.01680%


Composition � Canadian Fixed Income 25.11% � Canadian Equity 17.00% � Foreign Equity 15.35% � United States Fixed Income 12.53% � United States Equity 11.99% � Foreign Fixed Income 6.96% � Cash & Equivalents 3.82% � Other 7.24%

Geographic split � Canada 45.30% � United States 25.53% � United Kingdom 3.07% � Japan 1.86% �Mexico 1.36% � Germany 1.22% � France 1.22% � Other 20.44%










MLI Q Core Canadian Equity (CC&L) 3.91%

Manulife Franklin Bissett Canadian Equity Fund 3.90%



TargeT DaTe Code 2025 / MrD25





0

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10,000

15,000


Annual returns (%)

2008 2009 2010 2011 2012 2013 2014 2015 2016 YTD

Fund -24.29 23.91 11.94 -3.16 10.21 14.47 10.16 6.72 6.82 8.54

Benchmark -21.94 19.68 11.02 -0.94 7.95 12.38 10.06 6.69 6.53 7.16




Benchmark 3.41 7.16 6.83 6.78 8.53 5.26

Investment objectiveOver the long term, the Fund attempts to out-perform a benchmark comprised of the following:• 25.40% S&P/TSX Composite • 11.70% S&P 500 TR CAD • 13.70% MSCI EAFE TR CAD • 32.28% FTSE TMX Canada Universe • 16.92% Barclays Multiverse Index





Large

Medium

Small

All cap



AAA and AA

A and BBB

below BBB

Objective The Fund is managed to provide a balance between current income and growth of capital, with emphasis on growth of capital. This fund is diversified by asset class and investment style with the objective of achieving superior risk-adjusted returns. The Fund will commence with approximately 77% in equities, while the remainder of the Fund will be invested in fixed income, mortgages and money market investments. The Fund’s asset mix will decline to approximately 35% in equity investments in the year 2025.






Composition � Canadian Equity 21.41% � Foreign Equity 19.31% � Canadian Fixed Income 17.64% � United States Equity 14.79% � United States Fixed Income 11.05% � Foreign Fixed Income 5.88% � Cash & Equivalents 3.88% � Other 6.04%

Geographic split � Canada 42.42% � United States 26.86% � United Kingdom 3.65% � Japan 2.25% � France 1.46% � Germany 1.42% � Switzerland 1.30% � Other 20.64%











Manulife U.S. Large Cap Value Fund (T. Rowe Price)

4.75%



TargeT DaTe Code 2030 / rMD2F





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Annual returns (%)

2008 2009 2010 2011 2012 2013 2014 2015 2016 YTD

Fund -26.56 25.76 12.80 -5.10 11.00 17.74 10.56 7.16 7.67 9.87

Benchmark -24.35 21.08 11.37 -2.71 8.64 15.19 10.52 6.54 7.89 8.45




Benchmark 3.80 8.45 8.16 7.61 9.67 5.51






Large

Medium

Small

All cap



AAA and AA

A and BBB

below BBB

Objective The Fund is managed to provide a balance between current income and growth of capital, with emphasis on growth of capital. This fund is diversified by asset class and investment style with the objective of achieving superior risk-adjusted returns. The Fund will commence with approximately 82% in equity investments, while the remainder of the Fund will be invested in fixed income, mortgages and money market investments. The Fund’s asset mix will decline to approximately 35% in equities in the year 2030.






Composition � Canadian Equity 25.58% � Foreign Equity 23.09% � United States Equity 17.20% � Canadian Fixed Income 11.50% � United States Fixed Income 8.78% � Foreign Fixed Income 4.51% � Cash & Equivalents 3.87% � Other 5.47%

Geographic split � Canada 40.55% � United States 26.96% � United Kingdom 4.17% � Japan 2.64% � France 1.68% � Germany 1.60% � Switzerland 1.50% � Other 20.90%









MLI International Equity (Templeton) 5.74%



5.70%








0

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10,000

15,000


Annual returns (%)

2008 2009 2010 2011 2012 2013 2014 2015 2016 YTD

Fund -27.42 26.58 13.14 -5.94 11.40 19.84 10.82 7.42 8.30 11.05

Benchmark -25.49 21.97 11.68 -3.51 8.98 17.00 10.86 6.34 9.03 9.68




Benchmark 4.16 9.68 9.34 8.33 10.52 5.81






Large

Medium

Small

All cap



AAA and AA

A and BBB

below BBB

Objective The Fund is managed to provide a balance between current income and growth of capital, with emphasis on growth of capital. This fund is diversified by asset class and investment style with the objective of achieving superior risk-adjusted returns. The Fund will commence with approximately 84% in equities, while the remainder of the Fund will be invested in fixed income, mortgages and money market investments. The Fund’s asset mix will gradually decline to approximately 35% in equities in the year 2035.






Composition � Canadian Equity 28.39% � Foreign Equity 25.27% � United States Equity 18.79% � Canadian Fixed Income 8.00% � United States Fixed Income 6.96% � Cash & Equivalents 3.90% � Foreign Fixed Income 3.43% � Other 5.26%

Geographic split � Canada 39.98% � United States 26.71% � United Kingdom 4.46% � Japan 2.88% � France 1.82% � Germany 1.70% � China 1.63% � Other 20.82%









6.36%






TargeT DaTe Code 2040 / Mr40F





0

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10,000

15,000


Annual returns (%)

2008 2009 2010 2011 2012 2013 2014 2015 2016 YTD

Fund -27.92 26.97 13.28 -6.24 11.56 20.66 10.94 7.50 8.53 11.68

Benchmark -25.91 22.11 11.66 -3.78 9.09 17.76 11.02 6.18 9.55 10.35




Benchmark 4.36 10.35 9.94 8.67 10.90 5.93






Large

Medium

Small

All cap



AAA and AA

A and BBB

below BBB



















6.65%









0

5,000

10,000

15,000


Annual returns (%)

2008 2009 2010 2011 2012 2013 2014 2015 2016 YTD

Fund -28.12 27.36 13.32 -6.45 11.62 21.05 11.00 7.56 8.59 11.94

Benchmark -26.20 22.17 11.68 -3.94 9.18 18.11 11.11 6.11 9.80 10.64




Benchmark 4.46 10.64 10.21 8.82 11.08 5.97






Large

Medium

Small

All cap



AAA and AA

A and BBB

below BBB




Inception date May 2007















6.74%









0

5,000

10,000

15,000


Annual returns (%)

2008 2009 2010 2011 2012 2013 2014 2015 2016 YTD

Fund -28.61 27.78 13.40 -6.65 11.67 21.37 11.07 7.64 8.65 12.07

Benchmark -26.59 22.47 11.78 -4.11 9.22 18.36 11.16 6.06 9.89 10.77




Benchmark 4.49 10.77 10.31 8.88 11.17 5.98






Large

Medium

Small

All cap



AAA and AA

A and BBB

below BBB




Inception date May 2007















6.83%









0

2,000

4,000

6,000

8,000

10,000

12,000


Annual returns (%)

2008 2009 2010 2011 2012 2013 2014 2015 2016 YTD

Fund - - - - - - - 7.58 8.15 12.19

Benchmark - - - - - - - 6.01 10.02 10.90



3 mo (%) 1 year (%) 2 year (%) 3 year (%) 5 year (%) 10 year (%)Fund 4.48 12.19 10.14 9.28 - -

Benchmark 4.54 10.90 10.45 8.95 - -






Large

Medium

Small

All cap



AAA and AA

A and BBB

below BBB




Inception date November 2014




Geographic split � Canada 40.88% � United States 26.46% � United Kingdom 4.81% � Japan 3.17% � France 1.98% � Germany 1.81% � Ireland 1.78% � Other 19.11%











7.00%



� Fund (-) � Benchmark (-)Based on 3 year standard deviation






0

2,000

4,000

6,000

8,000

10,000

12,000


Annual returns (%)

2008 2009 2010 2011 2012 2013 2014 2015 2016 YTD

Fund - - - - - - - - 9.19 12.34

Benchmark - - - - - - - - 10.12 10.99



3 mo (%) 1 year (%) 2 year (%) 3 year (%) 5 year (%) 10 year (%)Fund 4.58 12.34 10.74 - - -

Benchmark 4.56 10.99 10.54 - - -






Large

Medium

Small

All cap



AAA and AA

A and BBB

below BBB




Inception date July 2015

Total assets $48.0 million


Composition � Canadian Equity 33.96% � Canadian Fixed Income 24.23% � Foreign Equity 16.21% � United States Equity 14.50% � Cash & Equivalents 10.08% � United States Fixed Income 0.83% � Other 0.19%

Geographic split � Canada 67.29% � United States 14.56% � Japan 3.94% � United Kingdom 2.71% � France 1.80% � Germany 1.62% � Switzerland 1.49% � Other 6.59%


MAM International Equity Index Pooled 15.25%

MAM US Large Cap Core Pooled 13.17%

Canada 1.500% 01-Jun-2023 5.76%

Canada 3.500% 01-Dec-2045 3.47%

iShares S&P/TSX 60 Index ETF 3.01%


Canada 3.250% 01-Jun-2021 2.47%


iShares MSCI EAFE ETF 1.69%




Balanced code 5661 / dVSF

Manulife Asset Management Diversified Fund




0

5,000

10,000

15,000


Annual returns (%)

2008 2009 2010 2011 2012 2013 2014 2015 2016 YTD

Fund -14.73 15.37 10.59 -0.92 7.44 16.34 9.12 6.56 4.84 8.15

Benchmark -11.63 19.15 12.82 5.26 6.39 2.61 11.86 -0.80 8.29 9.60




Benchmark 4.70 9.60 8.93 5.59 6.20 6.04

Investment objectiveOver the long term, this fund is expected to outperform a benchmark comprised of the following:• 35% FTSE TMX Canada Universe Bond Index• 32% S&P/TSX Composite Index• 14% S&P 500 Index ($ Cdn) • 14% MSCI EAFE Index ($ Cdn) • 5% FTSE TMX Canada 91-day T-Bill Index.

Manulife Asset Management Diversified Fund - ($17,768)Std Life Diversified index - ($17,977)

Objective The Manulife Asset Management Diversified Fund is managed to provide long term returns through capital appreciation, interest income and dividends by investing primarily in a diversified mix of equities, fixed income securities, cash, and cash equivalent securities.

Managed by Manulife Asset Management Limited

Fund managers Standard Life Investments Inc.

Inception date December 1987

Total assets $820.1 million Underlying fund operating expense (2016)In IMF


Composition � Canadian Fixed Income 33.36% � United States Fixed Income 12.97% � Canadian Equity 12.48% � Foreign Equity 10.54% � United States Equity 8.98% � Foreign Fixed Income 7.50% � Cash & Equivalents 3.55% � Other 10.62%

Geographic split � Canada 48.67% � United States 22.88% � United Kingdom 2.32% �Mexico 1.37% � Japan 1.37% � Germany 0.98% � France 0.92% � Other 21.49%





MLI Cdn Mortgage (MFC) 7.70%









TargeT DaTe Code 2000 / MrIF

Manulife Retirement Income Fund




0

5,000

10,000

15,000


Annual returns (%)

2008 2009 2010 2011 2012 2013 2014 2015 2016 YTD

Fund - - - 1.42 7.96 8.06 9.50 5.95 5.44 6.79

Benchmark -9.00 12.84 8.94 3.99 5.96 7.15 9.34 6.54 4.69 5.58



3 mo (%) 1 year (%) 2 year (%) 3 year (%) 5 year (%) 10 year (%)Fund 2.67 6.79 6.10 6.05 7.13 -

Benchmark 2.92 5.58 5.12 5.59 6.64 5.45


Manulife Retirement Income Fund - ($15,928)Blend: MLI Retirement Income - ($15,939)




Large

Medium

Small

All cap



AAA and AA

A and BBB

below BBB

Objective The Fund is managed to provide a balance between current income and growth of capital, with emphasis on income and capital preservation. This fund is diversified by asset class and investment style with the objective of achieving superior risk-adjusted returns.



Inception date September 2010



Composition � Canadian Fixed Income 59.19% � United States Equity 16.70% � Foreign Equity 9.80% � Canadian Equity 7.73% � Cash & Equivalents 0.87% � United States Fixed Income 0.16% � Foreign Fixed Income 0.04% � Other 5.51%

Geographic split � Canada 67.81% � United States 19.27% � Japan 2.18% � United Kingdom 1.46% � France 0.95% � Germany 0.89% � Switzerland 0.78% � Other 6.66%


BlackRock Canada Universe Bond Index Class D 50.50%

BlackRock CDN US Equity Index Class D 11.81%

BlackRock Canada Real Return Bond Index Class D 9.29%

BlackRock CDN MSCI EAFE Equity Index Class D 8.05%

BlackRock Canadian Equity Index Class D 7.71%

iShares S&P GSCI Commodity-Indexed Trust 5.31%

iShares MSCI Emerging Markets ETF 2.89%

BlackRock Canadian Global Dev Rl Est Idx Fd Cl D 2.55%

iShares Russell 2000 ETF 0.98%

BlackRock Canadian Global Infra Eq Idx Fd Cl D 0.92%



TargeT DaTe Code 2170 / BLreT

Manulife LifePath Index Retirement Fund (BlackRock)




0

5,000

10,000

15,000

Overall past performanceThis graph shows how a $10,000 investment in this fund would have changed in value over time, based on gross returns. Gross rates of return are shown before investment management fees have been deducted. The shaded returns represent the underlying fund returns prior to the Manulife Fund’s inception date.

Annual returns (%)

2008 2009 2010 2011 2012 2013 2014 2015 2016 YTD

Fund -10.51 13.64 9.30 5.32 6.80 5.59 9.11 4.77 4.30 5.71

Benchmark -10.55 14.15 9.64 5.66 6.99 5.64 9.15 4.89 4.45 5.76




Benchmark 3.74 5.76 5.09 5.03 5.96 5.39

Investment objectiveOver the long term, the Fund attempts to out-perform a benchmark comprised of the following:• 50.15% FTSE TMX Canada Universe Bond Index• 9.88% FTSE TMX Canada Real Return Bond Index• 7.55% S&P®/TSX® Capped Composite Index• 12.13% S&P 500® Index • 1.09% Russell 2000 Index • 7.86% MSCI EAFE Index• 2.65% MSCI Emerging Markets Index• 5.34% S&P GSCI Commodity Index• 2.51% FTSE EPRA/NAREIT Developed Index• 0.84% Dow Jones Brookfield Global Infrastructure Index

Manulife LifePath Index Retirement Fund (BlackRock) - ($16,566)Blend: BR LifePath Idx Retirement - ($16,906)BlackRock CDN LifePath Retirement Index Fund I



Large

Medium

Small

All cap



AAA and AA

A and BBB

below BBB

UNDERLYING FUND -> BlackRock CDN LifePath Retirement Index Fund I

Objective The BlackRock LifePath® Index Retirement Fund is managed to provide investors with a single fund that is broadly diversified among Canadian and International stocks, bonds and alternative investments that automatically evolves to a more conservative asset mix over time to match their investment time horizon.

Managed by BlackRock Asset Management Canada Limited

Fund managers Amy Whitelaw

Inception date March 2007 Manulife inception date June 2009




Geographic split � Canada 61.51% � United States 22.41% � Japan 2.70% � United Kingdom 1.84% � France 1.22% � Germany 1.09% � Australia 0.99% � Other 8.24%














TargeT DaTe Code 2171 / B2020

Manulife LifePath Index 2020 Fund (BlackRock)




0

5,000

10,000

15,000


Annual returns (%)

2008 2009 2010 2011 2012 2013 2014 2015 2016 YTD

Fund -20.23 16.76 11.19 3.48 8.89 8.83 12.66 5.73 5.47 6.56

Benchmark -20.92 17.29 11.61 3.76 9.10 8.80 12.69 5.81 5.52 6.59




Benchmark 3.91 6.59 6.04 5.97 7.84 5.51

Investment objectiveOver the long term, the Fund attempts to out-perform a benchmark comprised of the following: • 41.75% FTSE TMX Canada Universe Bond Index• 8.22% FTSE TMX Canada Real Return Bond Index• 9.86% S&P®/TSX® Capped Composite Index• 14.40% S&P 500® Index • 1.29% Russell 2000 Index • 9.33% MSCI EAFE Index• 3.14% MSCI Emerging Markets Index• 4.93% S&P GSCI Commodity Index• 5.04% FTSE EPRA/NAREIT Developed Index• 2.04% Dow Jones Brookfield Global Infrastructure Index

Manulife LifePath Index 2020 Fund (BlackRock) - ($16,898)Blend: BlackRock LifePath Index 2020 - ($17,101)BlackRock CDN LifePath 2020 Index Fund



Large

Medium

Small

All cap



AAA and AA

A and BBB

below BBB

UNDERLYING FUND -> BlackRock CDN LifePath Index 2020 Fund

Objective The BlackRock LifePath® Index 2020 Fund is managed to provide investors with a single fund that is broadly diversified among Canadian and International stocks, bonds and alternative investments that automatically evolves to a more conservative asset mix over time to match their investment time horizon.


























0

5,000

10,000

15,000


Annual returns (%)

2008 2009 2010 2011 2012 2013 2014 2015 2016 YTD

Fund -22.48 17.04 11.51 2.04 9.71 11.62 13.54 6.49 6.11 7.56

Benchmark -23.41 17.60 11.91 2.44 9.86 11.62 13.64 6.59 6.14 7.56




Benchmark 4.14 7.56 6.84 6.75 9.06 5.76





Large

Medium

Small

All cap



AAA and AA

A and BBB

below BBB





Inception date October 2007 Manulife inception date June 2009



Composition � United States Equity 30.78% � Canadian Fixed Income 30.63% � Foreign Equity 19.18% � Canadian Equity 13.60% � Cash & Equivalents 1.06% � United States Fixed Income 0.08% � Foreign Fixed Income 0.02% � Other 4.65%




















0

5,000

10,000

15,000


Annual returns (%)

2008 2009 2010 2011 2012 2013 2014 2015 2016 YTD

Fund -24.62 18.06 11.44 -0.22 10.28 14.39 13.45 6.94 6.58 8.39

Benchmark -25.28 18.77 11.83 0.21 10.46 14.45 13.53 6.99 6.61 8.33




Benchmark 4.32 8.33 7.46 7.30 9.93 5.83

Investment objectiveOver the long term, the Fund attempts to out-perform a benchmark comprised of the following: • 29.03% FTSE TMX Canada Long Term Bond Index• 16.02% S&P®/TSX® Capped Composite Index• 18.21% S&P 500® Index • 1.71% Russell 2000 Index • 13.28% MSCI EAFE Index• 3.64% MSCI Emerging Markets Index• 4.35% S&P GSCI Commodity Index• 9.63% FTSE EPRA/NAREIT Developed Index• 4.13% Dow Jones Brookfield Global Infrastructure Index




Large

Medium

Small

All cap



AAA and AA

A and BBB

below BBB








Composition � United States Equity 35.14% � Foreign Equity 22.11% � Canadian Fixed Income 21.75% � Canadian Equity 15.40% � Cash & Equivalents 1.12% � United States Fixed Income 0.06% � Foreign Fixed Income 0.01% � Other 4.41%

Geographic split � Canada 38.30% � United States 34.05% � Japan 4.65% � United Kingdom 3.19% � France 2.21% � Australia 1.91% � Germany 1.88% � Other 13.81%



















0

5,000

10,000

15,000


Annual returns (%)

2008 2009 2010 2011 2012 2013 2014 2015 2016 YTD

Fund -26.24 20.50 11.15 -2.10 10.74 16.72 13.77 7.38 7.14 9.21

Benchmark -26.98 20.20 11.65 -1.62 10.91 16.78 13.85 7.40 7.14 9.12




Benchmark 4.49 9.12 8.11 7.88 10.79 5.96

Investment objectiveOver the long term, the Fund attempts to out-perform a benchmark portfolio adjusted semi-annually. • 17.56% FTSE TMX Canada Universe Bond Index• 3.46% FTSE TMX Canada Real Return Bond Index• 16.48% S&P®/TSX® Capped Composite Index• 20.94% S&P 500® Index • 1.87% Russell 2000 Index • 13.56% MSCI EAFE Index• 4.57% MSCI Emerging Markets Index• 3.73% S&P GSCI Commodity Index• 12.32% FTSE EPRA/NAREIT Developed Index• 5.51% Dow Jones Brookfield Global Infrastructure Index




Large

Medium

Small

All cap



AAA and AA

A and BBB

below BBB





Inception date October 2007 Manulife inception date June 2009



Composition � United States Equity 39.55% � Foreign Equity 25.08% � Canadian Equity 17.21% � Canadian Fixed Income 12.77% � Cash & Equivalents 1.18% � United States Fixed Income 0.04% � Foreign Fixed Income 0.01% � Other 4.16%

Geographic split � United States 37.58% � Canada 31.20% � Japan 5.24% � United Kingdom 3.61% � France 2.52% � Australia 2.20% � Hong Kong 2.12% � Other 15.53%



















0

5,000

10,000

15,000


Annual returns (%)

2008 2009 2010 2011 2012 2013 2014 2015 2016 YTD

Fund -27.89 21.84 10.91 -3.46 11.12 18.68 14.18 7.96 7.79 10.03

Benchmark -28.46 21.52 11.43 -3.20 11.30 18.76 14.22 7.93 7.75 9.92




Benchmark 4.66 9.92 8.82 8.52 11.63 6.11

Investment objectiveOver the long term, the Fund attempts to out-perform a benchmark portfolio adjusted semi-annually. • 9.99% FTSE TMX Canada Universe Bond Index• 1.97% FTSE TMX Canada Real Return Bond Index• 18.53% S&P®/TSX® Capped Composite Index• 22.99% S&P 500® Index • 2.06% Russell 2000 Index • 14.89% MSCI EAFE Index• 5.02% MSCI Emerging Markets Index• 3.36% S&P GSCI Commodity Index• 14.60% FTSE EPRA/NAREIT Developed Index• 6.59% Dow Jones Brookfield Global Infrastructure Index




Large

Medium

Small

All cap



AAA and AA

A and BBB

below BBB








Composition � United States Equity 43.52% � Foreign Equity 27.71% � Canadian Equity 18.84% � Canadian Fixed Income 4.80% � Cash & Equivalents 1.24% � United States Fixed Income 0.01% � Other 3.88%




















0

5,000

10,000

15,000


Annual returns (%)

2008 2009 2010 2011 2012 2013 2014 2015 2016 YTD

Fund - 25.39 10.90 -4.71 11.53 20.53 14.58 8.53 8.30 10.71

Benchmark - 22.96 11.52 -4.67 11.62 20.55 14.72 8.42 8.20 10.58




Benchmark 4.82 10.58 9.37 9.05 12.39 -





Large

Medium

Small

All cap



AAA and AA

A and BBB

below BBB





Inception date July 2008 Manulife inception date June 2009



Composition � United States Equity 45.62% � Foreign Equity 29.12% � Canadian Equity 19.56% � Cash & Equivalents 1.26% � Canadian Fixed Income 0.71% � Other 3.73%




















0

5,000

10,000

15,000


Annual returns (%)

2008 2009 2010 2011 2012 2013 2014 2015 2016 YTD

Fund - - - - - 20.59 14.77 8.98 8.34 11.06

Benchmark - - - - - 21.91 15.06 8.86 8.22 10.91




Benchmark 4.90 10.91 9.55 9.32 12.87 -





Large

Medium

Small

All cap



AAA and AA

A and BBB

below BBB





Inception date July 2012 Manulife inception date August 2012



Composition � United States Equity 46.02% � Foreign Equity 29.39% � Canadian Equity 19.68% � Cash & Equivalents 1.27% � Other 3.64%












� Fund (-) � Benchmark (-)Based on 3 year standard deviation






0

2,000

4,000

6,000

8,000

10,000

12,000


Annual returns (%)

2008 2009 2010 2011 2012 2013 2014 2015 2016 YTD

Fund - - - - - - - - 8.64 11.16

Benchmark - - - - - - - - 8.16 11.00



3 mo (%) 1 year (%) 2 year (%) 3 year (%) 5 year (%) 10 year (%)Fund 4.87 11.16 9.88 - - -

Benchmark 4.92 11.00 9.55 - - -

Investment objectiveOver the long term, the Fund attempts to out-perform a benchmark comprised of the following: • 21.29% S&P®/TSX® Capped Composite Index• 25.70% S&P 500® Index • 2.30% Russell 2000 Index • 16.65% MSCI EAFE Index• 5.61% MSCI Emerging Markets Index• 2.84% S&P GSCI Commodity Index• 17.60% FTSE EPRA/NAREIT Developed Index• 8.01% Dow Jones Brookfield Global Infrastructure Index




Large

Medium

Small

All cap


Objective The BlackRock LifePath Index 2055 Fund is managed to provide investors with a single fund that is broadly diversified among Canadian and International stocks, bonds and alternative investments that automatically evolves to a more conservative asset mix over time to match their investment time horizon.



Inception date June 2015 Manulife inception date September 2015



Composition � Cash & Equivalents 100.00%


CAD Cash 100.00%



Money Market Code 3851 / Mone

Manulife Money Market Fund (Manulife Asset Management)




0

2,000

4,000

6,000

8,000

10,000


Annual returns (%)

2008 2009 2010 2011 2012 2013 2014 2015 2016 YTD

Fund 3.71 1.14 0.73 1.22 1.19 1.23 1.24 0.93 0.88 0.96

Benchmark 3.33 0.62 0.54 1.00 1.01 1.01 0.91 0.63 0.51 0.55




Benchmark 0.23 0.55 0.53 0.57 0.72 1.01

Investment objectiveThe Fund is expected to outperform the FTSE TMX 91 Day Treasury Bills.

Manulife Money Market Fund (Manulife Asset Management) - ($11,401)FTSE TMX 91 Day Treasury Bill Index - ($11,055)

Objective The objective of the Fund is to provide capital preservation and liquidity, while generating income consistent with short-term money market rates, by investing primarily in cash and cash equivalent securities.


Fund managers Manulife Asset Mgmt (Tor)-Mgmt Team

Inception date April 1995



Composition � Canadian Fixed Income 89.88% � Cash & Equivalents 7.23% � Other 2.89%

Bond type � Corporate Notes/Bonds 49.55% � Provincial/Municipal Bonds 31.73% � Govt. Agency Notes/Bonds 14.33% � Fixed Income Other 3.82% � Other 0.57%

Bond term � Less than 1 Year 6.86% � 1 to 3 Years 17.27% � 3 to 5 Years 20.72% � 5 to 10 Years 24.85% � 10 to 20 Years 8.42% � 20 to 30 Years 13.49% � Greater than 30 Years 7.83% � Other 0.56%



Canada 1.000% 01-Jun-2027 4.33%

Canada 2.750% 01-Dec-2048 3.91%

Government of Quebec 5.000% 01-Dec-2041 3.05%



Bank of Montreal 1.610% 28-Oct-2021 2.02%

Bank of Montreal 2.100% 06-Oct-2020 1.88%

Canada 1.000% 01-Sep-2022 1.83%

CPPIB Capital 1.100% 10-Jun-2019 1.81%



Fixed income code 4632 / FinBG

Manulife Beutel Goodman Fixed Income Fund




0

5,000

10,000

15,000


Annual returns (%)

2008 2009 2010 2011 2012 2013 2014 2015 2016 YTD

Fund 7.76 8.70 6.82 7.97 3.02 -1.44 6.18 1.92 2.18 2.70

Benchmark 6.41 5.41 6.74 9.67 3.60 -1.19 8.79 3.52 1.66 2.52




Benchmark 2.02 2.52 2.09 2.56 3.01 4.66

Investment objectiveOver the long term, this fund is expected to outperform the FTSE TMX Universe Bond Index.

Manulife Beutel Goodman Fixed Income Fund - ($15,577)FTSE TMX Universe Bond Index CAD - ($15,778)

Primary investment processQuantitative



AAA and AA

A and BBB

below BBB

UNDERLYING FUND -> Beutel Goodman Income Fund Series I

Objective The Beutel Goodman Fixed Income Fund is managed to earn a high rate of income return by investing primarily in fixed income securities, such as bonds issued from Canadian government and corporations, while preserving invested capital.


Fund managers Beutel, Goodman & Company Ltd

Inception date April 2005 Manulife inception date May 2005


Duration 7.95

Underlying fund operating expense (2016)0.0441%


Composition � Canadian Fixed Income 93.70% � United States Fixed Income 4.52% � Cash & Equivalents 1.77% � Other 0.01%

Bond type � Corporate Notes/Bonds 53.94% � Provincial/Municipal Bonds 33.41% � Govt. Agency Notes/Bonds 12.48% � ABS 0.16% � Other 0.01%






Can House No1 2.350% 15-Jun-2027 2.11%


PSP Capital 3.290% 04-Apr-2024 1.95%

Finance Quebec 5.250% 01-Jun-2034 1.94%

Government of Ontario 2.900% 02-Dec-2046 1.94%

Canada 2.750% 01-Dec-2048 1.78%

Can House No1 1.250% 15-Dec-2020 1.49%



Fixed income code 4669 / Bond

Manulife Asset Management Bond Fund




0

5,000

10,000

15,000


Annual returns (%)

2008 2009 2010 2011 2012 2013 2014 2015 2016 YTD

Fund 4.73 8.45 7.25 8.89 4.33 -1.19 8.43 3.12 1.93 2.88

Benchmark 6.41 5.41 6.74 9.67 3.60 -1.19 8.79 3.52 1.66 2.52




Benchmark 2.02 2.52 2.09 2.56 3.01 4.66


Manulife Asset Management Bond Fund - ($16,030)FTSE TMX Universe Bond Index CAD - ($15,778)



AAA and AA

A and BBB

below BBB

Objective To provide long term returns consisting of interest income and capital growth by investing primarily in Canadian dollar denominated fixed income securities.


Fund managers Hosen Marjaee, Terry Carr

Inception date April 1995


Duration 7.81


Composition � Canadian Fixed Income 99.43% � United States Fixed Income 0.32% � Foreign Fixed Income 0.17% � Cash & Equivalents 0.09%

Bond type � Corporate Notes/Bonds 38.92% � Provincial/Municipal Bonds 33.52% � Govt. Agency Notes/Bonds 26.82% � ABS 0.62% � Convertible Bond 0.03% � Other 0.09%



Canada 1.750% 01-Mar-2019 1.38%

Canada 1.500% 01-Mar-2020 1.18%

Canada 4.000% 01-Jun-2041 1.17%

Canada 5.000% 01-Jun-2037 1.09%

Canada 1.000% 01-Sep-2022 1.08%

Canada 0.750% 01-Mar-2021 1.06%

Canada 0.750% 01-Sep-2020 1.02%

Canada 3.500% 01-Dec-2045 1.00%


Can House No1 1.950% 15-Jun-2019 0.94%



Fixed income code 4850 / cBoi

Manulife Canadian Bond Index Fund (MAM)




0

5,000

10,000

15,000


Annual returns (%)

2008 2009 2010 2011 2012 2013 2014 2015 2016 YTD

Fund 6.42 5.37 6.68 9.63 3.59 -1.24 8.73 3.49 1.64 2.52

Benchmark 6.41 5.41 6.74 9.67 3.60 -1.19 8.79 3.52 1.66 2.52




Benchmark 2.02 2.52 2.09 2.56 3.01 4.66

Investment objectiveOver the long term, the Fund is expected to track the performance of the FTSE TMX Universe Bond Total Return Idx.

Manulife Canadian Bond Index Fund (MAM) - ($15,729)FTSE TMX Universe Bond Index CAD - ($15,778)



AAA and AA

A and BBB

below BBB

UNDERLYING FUND -> MAM Canadian Bond Index Pooled Fund

Objective To provide returns which closely track the total return of the FTSE TMX Canada Universe Bond Index by investing primarily in fixed income securities.


Fund managers Hosen Marjaee, Terry Carr

Inception date April 1999 Manulife inception date September 1998


Duration 7.71


Composition � Canadian Fixed Income 94.19% � United States Fixed Income 3.16% � Cash & Equivalents 2.66%

Bond type � Corporate Notes/Bonds 67.25% � Provincial/Municipal Bonds 26.06% � Govt. Agency Notes/Bonds 4.84% � ABS 0.81% � Fixed Income Other 0.27% � Other 0.77%

Bond term � Less than 1 Year 3.79% � 1 to 3 Years 46.78% � 3 to 5 Years 41.35% � 5 to 10 Years 5.95% � Greater than 30 Years 0.27% � Other 1.86%



Can House No1 2.400% 15-Dec-2022 4.39%



Can House No1 1.250% 15-Jun-2021 4.16%

Can House No1 1.500% 15-Dec-2021 3.58%


Brookfield fin 3.538% 30-Oct-2020 2.89%





Fixed income code 4661 / STBSL

Manulife Asset Management Short Term Bond Fund




0

2,000

4,000

6,000

8,000

10,000


Annual returns (%)

2008 2009 2010 2011 2012 2013 2014 2015 2016 YTD

Fund - - - - - 1.82 3.42 2.79 1.48 0.49

Benchmark 8.55 4.54 3.56 4.65 2.01 1.74 3.06 2.61 1.01 0.08




Benchmark 0.28 0.08 0.54 1.23 1.69 3.16

Investment objectiveThe fund seeks to outperform the FTSE TMX Short-Term Bond Index.

Manulife Asset Management Short Term Bond Fund - ($11,166)Cust Benchm FTSE TMX Short Term Bond Total Return - ($11,008)SLI Short-Term Bond Pooled




AAA and AA

A and BBB

below BBB

UNDERLYING FUND -> SLI Short-Term Bond Pooled

Objective The Manulife Asset Management Short Term Bond Fund is managed to provide interest income with limited fluctuations in capital by investing primarily in Canadian dollar denominated fixed-income securities of short duration.



Inception date June 2012 Manulife inception date June 2012


Duration 2.86

Underlying fund operating expense (2016)In IMF


Composition � Canadian Fixed Income 91.40% � United States Fixed Income 7.33% � Cash & Equivalents 0.46% � Other 0.81%

Bond type � Corporate Notes/Bonds 97.15% � Govt. Agency Notes/Bonds 1.43% � ABS 0.47% � Fixed Income Other 0.06% � Other 0.89%



Choice Propertie 3.600% 20-Sep-2022 1.53%

Central 1 Credit Union 2.890% 25-Apr-2024 1.37%

Laurentian Bank of Canada 2.750% 22-Apr-2021 1.33%

Enbridge Inc 3.190% 05-Dec-2022 1.18%

Hsbc Bank Canada 2.908% 29-Sep-2021 1.14%

Goldman Sachs Group Inc 3.550% 12-Feb-2021 1.11%

Royal Bank of Canada 2.333% 05-Dec-2023 1.10%

407 International Inc 3.600% 21-May-2047 1.06%

Metro Inc 3.200% 01-Dec-2021 1.04%

Canadian Imperial Bank of Commerce 1.900% 26-Apr-2021

0.95%



Fixed income code 4442 / HBSLm

Manulife MMF Corporate Bond Fund




0

5,000

10,000

15,000


Annual returns (%)

2008 2009 2010 2011 2012 2013 2014 2015 2016 YTD

Fund -3.92 18.20 8.91 8.16 6.98 1.09 7.88 2.43 3.78 3.56

Benchmark 6.41 5.41 6.74 9.67 3.60 -1.19 8.79 3.52 1.66 2.52




Benchmark 2.02 2.52 2.09 2.56 3.01 4.66


Manulife MMF Corporate Bond Fund - ($17,184)FTSE TMX Universe Bond Index CAD - ($15,778)




AAA and AA

A and BBB

below BBB

UNDERLYING FUND -> Manulife Canadian Corporate Bond Fund

Objective The MMF Corporate Bond Fund is managed to provide a bond portfolio offering superior income compared to traditional bond funds. The Fund invests primarily in Canadian corporate bonds. The portfolio of the Fund has an average credit rating of at least BBB at all times. The Fund may also invest in corporate bonds of foreign issuers.


Fund managers Standard Life Mutual Funds Ltd. (SLMF)

Inception date January 2000 Manulife inception date April 2000


Duration 6.88



Composition � Canadian Fixed Income 99.69% � Cash & Equivalents 0.31%

Bond type � Govt. Agency Notes/Bonds 87.79% � Provincial/Municipal Bonds 11.89% � Corporate Notes/Bonds 0.20% � Other 0.12%

Bond term � Less than 1 Year 0.19% � 3 to 5 Years 11.70% � 5 to 10 Years 14.57% � 10 to 20 Years 35.11% � 20 to 30 Years 36.24% � Greater than 30 Years 2.06% � Other 0.13%


Canada 4.000% 01-Dec-2031 14.27%

Canada 1.500% 01-Dec-2044 12.71%

Canada 3.000% 01-Dec-2036 12.68%

Canada 4.250% 01-Dec-2026 12.18%

Canada 2.000% 01-Dec-2041 12.02%

Canada 1.250% 01-Dec-2047 11.51%

Canada 4.250% 01-Dec-2021 10.35%






Fixed income code 4663 / RRBSL

Manulife Asset Management Real Return Bond Fund




0

5,000

10,000

15,000


Annual returns (%)

2008 2009 2010 2011 2012 2013 2014 2015 2016 YTD

Fund 0.29 14.49 11.05 18.23 2.82 -13.14 13.16 2.75 2.83 0.69

Benchmark 0.42 14.50 11.09 18.35 2.85 -13.07 13.18 2.79 2.86 0.73




Benchmark 3.79 0.73 1.78 2.12 0.94 5.00

Investment objectiveOver the long term, the Fund is expected to outperform the FTSE TMX Canada Real Return Bond Index.

Manulife Asset Management Real Return Bond Fund - ($16,208)FTSE TMX Real Return Bond TR - ($16,291)




AAA and AA

A and BBB

below BBB

Objective The Manulife Asset Management Real Return Bond Fund is managed to provide returns which closely track the total return of the FTSE TMX Canada Real Return Bond Index by investing primarily in Canadian real return bonds.





Duration 15.13



Composition � Canadian Fixed Income 89.88% � Cash & Equivalents 10.12%

Bond type � Fixed Income Other 87.92% � Govt. Agency Notes/Bonds 6.28% � Corporate Notes/Bonds 4.50% � Other 1.30%

Bond term � Less than 1 Year 11.38% � Other 88.62%


Canada 87.33%



Fixed income code 4660 / moRT

Manulife Canadian Mortgage Fund




0

5,000

10,000

15,000


Annual returns (%)

2008 2009 2010 2011 2012 2013 2014 2015 2016 YTD

Fund 6.18 4.70 5.61 6.88 3.00 2.49 5.07 3.32 2.54 1.53

Benchmark 10.58 10.31 4.61 4.99 4.90 3.11 5.09 3.18 1.17 0.30




Benchmark 0.49 0.30 0.73 1.54 2.55 4.77

Investment objectiveBenchmark changed as at June 30, 2014. Over the long term, this fund is expected to outperform a benchmark comprised of the following: • 75% FTSE TMX Canada Short Term Overall Bond Index• 25% FTSE TMX Canada Mid Term Overall Bond Index

Manulife Canadian Mortgage Fund - ($14,971)Std Life Mortgage Benchmark - ($15,944)




AAA and AA

A and BBB

below BBB

Objective The Canadian Mortgage Fund is managed to provide long-term returns based on income by investing primarily in mortgages. The Fund invests in a highly diversified portfolio consisting of performing and secure mortgages underwritten on income producing real estate properties across Canada.


Fund managers The Standard Life Assurance Company of Canada

Inception date February 1969


Duration 0.23



Composition � Canadian Equity 95.52% � Cash & Equivalents 2.33% � United States Equity 0.31% � Foreign Equity 0.17% � Canadian Fixed Income 0.09% � Other 1.58%

Equity Industry � Financials 33.78% � Energy 19.14% �Materials 11.15% � Industrials 9.15% � Consumer Discretionary 5.31% � Telecommunication Services 4.61% � Consumer Staples 3.57% � Other 13.29%

Geographic split � Canada 98.17% � Bermuda 1.26% � United States 0.37% � United Kingdom 0.11% � Australia 0.09%





Enbridge Inc 3.58%

Canadian National Railway Co 3.35%

Suncor Energy Inc 3.30%

Bank of Montreal 2.81%

BCE Inc 2.35%

Canadian Imperial Bank of Commerce 2.34%

TransCanada Corp 2.32%



Canadian Large Cap equity Code 7854 / Ceqi

Manulife Canadian Equity Index Fund (Manulife Asset Management)




0

5,000

10,000

15,000


Annual returns (%)

2008 2009 2010 2011 2012 2013 2014 2015 2016 YTD

Fund -33.84 34.48 16.76 -9.62 6.80 12.92 10.52 -8.34 21.11 9.08

Benchmark -33.00 35.05 17.61 -8.71 7.19 12.99 10.55 -8.32 21.08 9.10




Benchmark 4.45 9.10 14.91 6.59 8.63 4.64

Investment objectiveBenchmark changed as at December 20, 2012. Over the long term, this fund is expected to outperform the S&P/TSX Composite Index.

Manulife Canadian Equity Index Fund (Manulife Asset Management) - ($15,153)S&P/TSX Composite TR - ($15,752)

UNDERLYING FUND -> Manulife Asset Management Canadian Equity Index Pooled Fund

Objective The objective of the Fund is to provide returns that closely track the total return of the S&P/TSX Composite Index by investing primarily in equities with the intention of replicating the composition of the Index.


Fund managers Manulife Asset Mgmt (Tor)-Mgmt Team

Inception date January 1998 Manulife inception date September 1998



Composition � Foreign Equity 98.90% � Cash & Equivalents 1.00% � Other 0.10%

Equity Industry � Financials 20.99% � Industrials 14.50% � Consumer Discretionary 12.14% � Consumer Staples 11.07% � Health Care 9.99% �Materials 8.12% � Information Technology 6.39% � Other 16.80%

Geographic split � Japan 23.80% � United Kingdom 14.86% � France 9.87% � Germany 9.72% � Switzerland 8.63% � Australia 6.74% � Netherlands 5.73% � Other 20.65%


Nestle SA 1.76%

HSBC Holdings PLC 1.37%

Novartis AG 1.24%

Roche Holding AG Par 1.17%

Toyota Motor Corp 1.10%

British American Tobacco PLC 1.02%

Royal Dutch Shell PLC 0.99%

BP PLC 0.92%

Total SA 0.86%

Royal Dutch Shell Plc B 0.84%



InternatIonal equIty Code 8325 / IeqI

Manulife International Equity Index Fund (BlackRock)

All rates of return are shown before investment management fees or taxes have been deducted. This fund invests primarily outside of North America.Source: Lipper, a Thomson Reuters company

0

5,000

10,000

15,000


Annual returns (%)

2008 2009 2010 2011 2012 2013 2014 2015 2016 YTD

Fund -28.79 11.57 2.22 -10.08 14.97 31.01 3.84 19.09 -2.25 17.02

Benchmark -29.18 11.91 2.13 -9.97 14.72 31.02 3.67 18.95 -2.49 16.82




Benchmark 4.42 16.82 6.72 10.65 12.97 4.40

Investment objectiveOver the long term, this fund is expected to track the return and risk profile of the MSCI EAFE Index (total return, net of withholing taxes) within 0.50% annualized over 4 years

Manulife International Equity Index Fund (BlackRock) - ($15,559)MSCI EAFE NR CAD - ($15,386)



Large

Medium

Small

All cap

UNDERLYING FUND -> BlackRock CDN MSCI EAFE Equity Idx

Objective The BlackRock Daily EAFE Equity Index Fund’s objective is to match the returns of the MSCI EAFE Index (“index”) as closely as possible. BlackRock uses an indexing approach, where they own assets to match those of the index, in about the same names, weights, sectors, and countries.


Fund managers Creighton Jue, Ed Corallo, Joselle Duncan, Tim Wong

Inception date March 1999 Manulife inception date August 1998



Composition � Canadian Equity 90.56% � Cash & Equivalents 1.83% � Other 7.61%

Equity Industry � Financials 41.26% � Consumer Discretionary 10.29% � Industrials 9.33% � Telecommunication Services 8.03% � Energy 7.78% � Consumer Staples 5.87% �Materials 5.45% � Other 11.99%

Geographic split � Canada 92.39% � Other 7.61%




Beutel Goodman Small Cap C 7.61%





Brookfield Asset Management Inc 4.68%


Canadian Tire Corporation Ltd 3.13%



Canadian Large Cap equity Code 7634 / CadBg

Manulife Canadian Equity Fund (Beutel Goodman)




0

5,000

10,000

15,000

20,000


Annual returns (%)

2008 2009 2010 2011 2012 2013 2014 2015 2016 YTD

Fund -22.25 25.38 17.17 -5.69 12.21 25.98 11.69 -4.05 20.11 10.43

Benchmark -33.00 35.05 17.61 -8.71 7.19 12.99 10.55 -8.32 21.08 9.10




Benchmark 4.45 9.10 14.91 6.59 8.63 4.64

Investment objectiveOver the long term, the Fund strives to outperform the S&P/TSX Composite Total Return Index.

Manulife Canadian Equity Fund (Beutel Goodman) - ($21,647)S&P/TSX Composite TR - ($15,752)




Large

Medium

Small

All cap

UNDERLYING FUND -> Beutel Goodman Canadian Equity-I

Objective This Fund seeks long-term capital appreciation primarily through investments in common shares and other equity securities of established Canadian issuers.


Fund managers Mark D. Thomson, Stephen J. Arpin, James W. Black, William Otton, Pat Palozzi

Inception date December 1990 Manulife inception date May 2005



Composition � Foreign Equity 97.79% � Cash & Equivalents 2.21%

Equity Industry � Financials 22.53% � Industrials 17.50% � Information Technology 16.55% � Consumer Staples 15.06% �Materials 11.72% � Consumer Discretionary 7.66% � Health Care 4.54% � Other 4.44%

Geographic split � United Kingdom 24.33% � Japan 8.32% � China 6.91% � France 6.47% � India 6.44% � Switzerland 5.76% � Germany 5.33% � Other 36.44%


Intertek Group PLC 4.87%

Tencent Holdings Ltd 4.27%

Aon PLC 4.21%

Tsuruha Holdings Inc 3.22%

Air Liquide SA 2.97%

Wolters Kluwer NV 2.92%

Croda International PLC 2.88%

Halma PLC 2.88%

Amadeus IT Group SA 2.39%

China Mobile Ltd 2.24%



InternatIonal equIty Code 8454 / MaWIe

Manulife International Equity Fund (Mawer)


0

5,000

10,000

15,000

20,000


Annual returns (%)

2008 2009 2010 2011 2012 2013 2014 2015 2016 YTD

Fund -31.02 25.07 9.79 -6.03 20.96 24.04 10.51 22.00 -1.89 24.26

Benchmark -29.18 11.91 2.13 -9.97 14.72 31.02 3.67 18.95 -3.02 18.83




Benchmark 5.20 18.83 7.34 11.08 13.23 4.52

Investment objectiveBenchmark changed as at September 30, 2016. Over the long term, this fund is expected to outperform the MSCI ACWI World (net) excluding US Index.

Manulife International Equity Fund (Mawer) - ($24,188)BM: Mawer MSCI ACWI World (Net) excluding US - ($15,565)Mawer International Equity Fund - Series O




Large

Medium

Small

All cap

UNDERLYING FUND -> Mawer International Equity Fund - O

Objective The Mawer International Investment is managed for above-average long term returns in the securities of non-North American companies.

Managed by Mawer Investment Management Ltd.

Fund managers David Ragan, Jim Hall

Inception date November 2003 Manulife inception date January 2008



Composition � Canadian Equity 99.56% � Cash & Equivalents 0.32% � United States Equity 0.05% � Other 0.07%

Equity Industry � Financials 29.96% �Materials 14.94% � Industrials 13.25% � Energy 12.16% � Consumer Discretionary 9.30% � Information Technology 7.60% � Consumer Staples 4.31% � Other 8.48%

Geographic split � Canada 99.90% � United States 0.05% � Other 0.05%







Barrick Gold Corp 3.14%

Constellation Software Inc 3.06%



Teck Resources Ltd 2.11%



Canadian Large Cap equity Code 7315 / CgCCL

Manulife Canadian Q Growth Fund (CC&L)




0

5,000

10,000

15,000


Annual returns (%)

2008 2009 2010 2011 2012 2013 2014 2015 2016 YTD

Fund -32.76 28.80 22.70 -5.96 8.73 25.35 11.60 -4.58 17.22 11.30

Benchmark -33.00 35.05 17.61 -8.71 7.19 12.99 10.55 -8.32 21.08 9.10




Benchmark 4.45 9.10 14.91 6.59 8.63 4.64

Investment objectiveOver the long term, the Fund is expected to outperform the S&P/TSX Composite Index by 2.0 % over moving four-year periods.

Manulife Canadian Q Growth Fund (CC&L) - ($18,958)S&P/TSX Composite TR - ($15,752)CC&L Group Canadian Q Growth Fund

Primary investment processQuantitative



Large

Medium

Small

All cap

UNDERLYING FUND -> CC&L Group Canadian Q Growth Fund

Objective The CC&L Group Canadian Q Growth Fund holds various equity securities (including common shares, limited partnerships, royalty and income trusts) traded on recognized Canadian exchanges, rights, warrants, cash and cash equivalents. Holdings are diversified among S&P/TSX Composite Index industry sectors.

Managed by Connor, Clark & Lunn Investment Management Ltd

Fund managers Connor, Clark & Lunn - Mgmt. Team




Composition � United States Equity 49.03% � Foreign Equity 36.24% � Cash & Equivalents 9.00% � Canadian Equity 1.67% � Other 4.06%

Equity Industry � Health Care 13.82% � Financials 10.78% � Telecommunication Services 9.28% � Consumer Staples 8.95% � Information Technology 8.78% � Utilities 8.05% � Consumer Discretionary 7.99% � Other 32.35%

Geographic split � United States 44.98% � Canada 13.03% � Japan 9.12% � United Kingdom 5.56% � Germany 3.07% � Switzerland 2.90% � Australia 2.43% � Other 18.91%


VanEck Vectors Gold Miners ETF 2.38%

AT&T Inc 2.07%

Verizon Communications Inc 2.06%

VanEck Vectors Junior Gold Miners ETF 2.04%

Johnson & Johnson 1.94%

Pfizer Inc 1.81%

Apple Inc 1.52%

Exxon Mobil Corp 1.49%

Cisco Systems Inc 1.23%

Microsoft Corp 1.01%



Global Equity Code 8911 / GEHEX

Manulife Hexavest Global Equity Fund


0

5,000

10,000

15,000

20,000

25,000


Annual returns (%)

2008 2009 2010 2011 2012 2013 2014 2015 2016 YTD

Fund -8.55 11.52 3.25 0.23 9.93 32.57 15.06 20.10 8.80 7.74

Benchmark -26.05 11.78 6.76 -2.88 14.00 36.16 15.08 18.92 4.93 14.99




Benchmark 6.17 14.99 9.83 12.77 17.58 8.18

Investment objectiveThe Fund is expected to outperform the MSCI World Index ($ Cdn).

Manulife Hexavest Global Equity Fund - ($24,916)MSCI World TR CAD (BoC) - ($21,966)Hexavest World Fund




Large

Medium

Small

All cap

UNDERLYING FUND -> Hexavest World Fund

Objective The Hexavest Global Equity Fund seeks to provide investors with capital appreciation and/or income generation. The Fund invests in a diversified portfolio comprised primarily of equity securities of mid to large-cap companies of the world’s developed countries.

Managed by Hexavest Inc

Fund managers Hexavest Inc.

Inception date June 2004 Manulife inception date November 2009

Total assets $3,860.8 million Underlying fund operating expense (2016)0.0264%


Composition � Canadian Equity 83.83% � Cash & Equivalents 6.43% � United States Equity 5.32% � Foreign Equity 2.43% � Other 1.99%

Equity Industry � Financials 22.84% � Energy 12.68% � Information Technology 11.67% � Industrials 10.25% � Consumer Staples 10.20% � Consumer Discretionary 7.95% �Materials 5.72% � Other 18.69%

Geographic split � Canada 83.88% � United States 5.33% � Japan 0.79% � Bermuda 0.70% � China 0.38% � Taiwan 0.36% � France 0.35% � Other 8.21%






Alimentation Couche-Tard Inc 3.75%


CGI Group Inc 3.66%

Restaurant Brands International Inc 2.84%

Metro Inc 2.47%

Constellation Software Inc 2.44%



Canadian Large Cap equity Code 7148 / tnF

Manulife True North Fund (Fidelity)




0

5,000

10,000

15,000


Annual returns (%)

2008 2009 2010 2011 2012 2013 2014 2015 2016 YTD

Fund -32.97 33.39 15.10 -6.06 10.70 25.24 16.10 0.37 12.48 7.22

Benchmark -33.00 35.06 17.61 -8.71 7.19 12.99 10.55 -8.32 21.08 9.10




Benchmark 4.45 9.10 14.91 6.59 8.63 4.64

Investment objectiveOver the long term, the Fund aims to outperform the S&P/TSX Capped Composite Index.

Manulife True North Fund (Fidelity) - ($18,837)S&P/TSX Composite Cap TR - ($15,752)



Large

Medium

Small

All cap

UNDERLYING FUND -> Fidelity True North Fund - O

Objective The Fund aims to achieve long term capital growth by investing primarily in Canadian equity securities.

Managed by FIAM LLC

Fund managers Maxime Lemieux

Inception date February 2001 Manulife inception date February 1999



Composition � Equity 97.61% � Cash & equivalents 2.39%

Equity Industry � Financials 31.08% � Energy 23.22% �Materials 11.28% � Industrials 9.65% � Information Technology 4.91% � Consumer Discretionary 4.12% � Utilities 4.07% � Other 11.67%

Top holdings within the underlying fund(As at September 30, 2017)


Royal Bank CDA 5.10%

Toronto Dominion Bk 5.10%


CDN Natl Railway 4.70%

Brookfield Asset Mgt 4.40%


Fortis Inc 4.20%

Gildan Activewear 4.20%

CDN Natural Res 3.70%



Canadian Large Cap equity Code 7294 / Cegua

Manulife Guardian Canadian Equity Fund




0

5,000

10,000

15,000


Annual returns (%)

2008 2009 2010 2011 2012 2013 2014 2015 2016 YTD

Fund -29.38 28.36 13.67 -8.96 11.49 17.09 12.50 -3.25 18.19 9.59

Benchmark -33.00 35.06 17.61 -8.71 7.19 12.99 10.55 -8.32 21.08 9.10




Benchmark 4.45 9.10 14.91 6.59 8.63 4.64

Investment objectiveOver the long term, the Fund is expected to outperform the S&P/TSX Total Return Index.

Manulife Guardian Canadian Equity Fund - ($17,260)S&P/TSX Composite Cap TR - ($15,752)




Large

Medium

Small

All cap

UNDERLYING FUND -> Guardian Canadian Equity Series I

Objective The Guardian Canadian Equity Fund is managed to achieve long-term growth of capital while maintaining steady current dividend income, primarily through the investment in common shares or other equity-related investments issued by Canadian companies.

Managed by Guardian Capital LP

Fund managers Guardian Capital LP

Inception date February 1969 Manulife inception date March 1999

Total assets $490.7 million Underlying fund operating expense (2016)0.18%


Composition � Canadian equity 98.50% � Cash & equivalents 1.50%

Equity Industry � Financials 35.00% � Energy 18.10% � Industrials 11.50% � Consumer Staples 10.20% �Materials 6.80% � Special Equity Fund 6.80% � Information Technology 6.30% � Consumer Discretionary 5.30%





Enbridge Inc. 5.60%

Canadian National Railway Company 4.80%

Canadian Natural Resources Limited 4.60%

Manulife Financial Corporation 4.00%

Potash Corporation of Saskatchewan Inc 3.50%

Alimentation Couche-Tard Inc., Class B 3.40%

Open Text Corporation 3.40%



Canadian Large Cap equity Code 7242 / naeJF

Manulife Canadian Equity Fund (Jarislowsky Fraser)




0

5,000

10,000

15,000


Annual returns (%)

2008 2009 2010 2011 2012 2013 2014 2015 2016 YTD

Fund -23.79 26.37 10.73 -5.92 10.02 22.64 12.86 -1.34 17.45 6.40

Benchmark -33.00 35.05 17.61 -8.71 7.19 12.99 10.55 -8.32 21.08 9.10




Benchmark 4.45 9.10 14.91 6.59 8.63 4.64

Investment objectiveOver the long term, this fund is expected to outperform the S&P/TSX Total Return Index.

Manulife Canadian Equity Fund (Jarislowsky Fraser) - ($18,835)S&P/TSX Composite TR - ($15,752)




Large

Medium

Small

All cap

UNDERLYING FUND -> JF Canadian Equity Fund

Objective Jarislowsky Fraser’s equity style emphasizes buying long-term growth at a reasonable price. Internal resources are primarily relied on to generate investment ideas. Each year, the investment professionals contact and interview more than 200 Canadian companies. The portfolio focuses on industry leaders with strong balance sheets and cash flow as well as depth and quality at the management level.

Managed by Jarislowsky Fraser Limited

Fund managers Jarislowsky Fraser - Mgmt. Team

Inception date April 1997 Manulife inception date November 1998



Composition � Canadian Equity 97.45% � Cash & Equivalents 0.86% � Other 1.69%

Equity Industry � Financials 37.38% � Energy 17.04% � Telecommunication Services 11.18% � Industrials 10.78% �Materials 8.02% � Consumer Discretionary 7.20% � Consumer Staples 3.01% � Other 5.39%

Geographic split � Canada 98.31% � Bermuda 0.58% � Other 1.11%







BCE Inc 5.76%


Sun Life Financial Inc 3.37%

Telus Corp 2.99%




Canadian Large Cap equity Code 7973 / JSMer

Manulife Meritas SRI Jantzi Social Index Fund




0

5,000

10,000

15,000


Annual returns (%)

2008 2009 2010 2011 2012 2013 2014 2015 2016 YTD

Fund - 37.36 11.05 -9.63 12.25 16.46 10.75 -6.84 22.10 10.86

Benchmark -31.17 31.94 13.84 -9.08 8.07 13.26 12.27 -7.76 21.36 9.78




Benchmark 4.93 9.78 15.40 7.11 9.33 4.73

Investment objectiveOver the long term, the Fund is expected to outperform the S&P/TSX 60 Total Return Index.

Manulife Meritas SRI Jantzi Social Index Fund - ($16,954)S&P/TSX 60 TR - ($16,587)Meritas Jantzi Social Index Fund - Series F



Large

Medium

Small

All cap

UNDERLYING FUND -> Meritas Jantzi Social Index Fund - Series F

Objective The Meritas SRI Jantzi Social Index Fund is managed to seek capital appreciation with current income being a secondary investment objective. The Fund will invest primarily in Canadian equity securities which comprise the Jantzi Social Index (JSI). As this Fund invests in a socially responsible manner, it must adhere to the “Criteria for Socially Responsible Investing”.

Managed by State Street Global Advisors Ltd. (Canada)

Fund managers Meritas

Inception date February 2008 Manulife inception date November 2011



Composition � Canadian Equity 98.66% � Canadian Fixed Income 1.22% � Cash & Equivalents 0.11% � Other 0.01%

Equity Industry � Financials 33.68% � Energy 19.12% � Industrials 10.70% � Consumer Discretionary 9.80% �Materials 9.08% � Information Technology 7.57% � Consumer Staples 4.65% � Other 5.40%

Geographic split � Canada 99.91% � United States 0.09%





Enbridge Inc 4.48%

CGI Group Inc 4.47%

Sun Life Financial Inc 4.37%




Canadian Pacific Railway Ltd 3.54%



Canadian Large Cap equity Code 7661 / eqty

Manulife Asset Management Canadian Equity Fund




0

5,000

10,000

15,000


Annual returns (%)

2008 2009 2010 2011 2012 2013 2014 2015 2016 YTD

Fund -32.74 28.60 16.93 -9.52 4.87 17.53 10.80 -3.24 15.81 10.90

Benchmark -33.00 35.05 17.61 -8.71 7.19 12.99 10.55 -8.32 21.08 9.10




Benchmark 4.45 9.10 14.91 6.59 8.63 4.64

Investment objectiveOver the long term, the Fund is expected to outperform the S&P/TSX Total Return Index.

Manulife Asset Management Canadian Equity Fund - ($15,532)S&P/TSX Composite TR - ($15,752)


Objective The Manulife Asset Management Canadian Equity Fund is managed to provide long term capital growth by investing primarily in equities of issuers located in Canada and listed on a recognized exchange.



Inception date July 1966



Composition � United States Equity 92.92% � Cash & Equivalents 4.49% � Foreign Equity 1.89% � Other 0.70%

Equity Industry � Information Technology 24.48% � Health Care 13.54% � Financials 13.04% � Industrials 10.67% � Consumer Discretionary 8.26% � Consumer Staples 7.81% �Materials 6.16% � Other 16.04%

Geographic split � United States 97.10% � Ireland 1.89% � Canada 0.31% � Other 0.70%



Aetna Inc 3.13%

Oracle Corp 2.98%

Waste Management Inc 2.92%

Home Depot Inc 2.83%

JPMorgan Chase & Co 2.68%

3M Co 2.68%

Honeywell International Inc 2.40%

Comcast Corp 2.39%

American Tower Corp 2.34%



U.S. Large Cap eqUity Code 8971 / USMer

Manulife Meritas SRI US Equity Fund




0

5,000

10,000

15,000

20,000

25,000

30,000


Annual returns (%)

2008 2009 2010 2011 2012 2013 2014 2015 2016 YTD

Fund - 8.36 5.69 2.87 11.34 36.49 21.48 21.13 6.09 9.78

Benchmark -21.92 8.08 9.35 4.41 13.48 41.53 24.00 20.95 8.62 13.83




Benchmark 7.20 13.83 11.18 14.34 21.27 11.11

Investment objectiveOver the long term, the Fund is expected to outperform the S&P 500 Total Return Index ($ Cdn).

Manulife Meritas SRI US Equity Fund - ($23,841)S&P 500 TR CAD (BoC) - ($30,100)Meritas U.S. Equity Fund - Series F




Large

Medium

Small

All cap

UNDERLYING FUND -> Meritas U.S. Equity Fund - Series F

Objective The Meritas SRI US Equity Fund is managed to seek capital appreciation with current income being a secondary investment objective. The Fund will invest primarily in equity securities of medium to large capitalization U.S. companies. As this Fund invests in a socially responsible manner, it must adhere to the “Criteria For Socially Responsible Investing”.

Managed by ClearBridge Investments LLC





Composition � United States Equity 62.88% � Foreign Equity 35.20% � Cash & Equivalents 1.88% � Other 0.04%

Equity Industry � Information Technology 18.04% � Financials 17.71% � Consumer Discretionary 11.75% � Health Care 10.92% � Industrials 10.88% � Consumer Staples 8.85% � Energy 5.79% � Other 16.06%

Geographic split � United States 50.74% � Japan 8.05% � United Kingdom 5.37% � France 3.34% � Germany 3.29% � Switzerland 3.17% � China 3.10% � Other 22.94%



Apple Inc 2.00%


Amazon.com Inc 1.07%

Facebook Inc 0.97%

Berkshire Hathaway Inc 0.88%




Alphabet Inc 0.73%



Global Equity Code 8328 / bRGlX

Manulife Global Equity Index Fund (BlackRock)


0

5,000

10,000

15,000

20,000


Annual returns (%)

2008 2009 2010 2011 2012 2013 2014 2015 2016 YTD

Fund -26.36 12.84 6.19 -4.61 14.12 32.08 13.77 18.05 4.02 16.12

Benchmark -25.56 9.51 5.50 -2.78 13.63 36.29 14.57 20.04 3.28 14.59




Benchmark 5.74 14.59 8.77 12.40 17.26 7.73

Investment objectiveTo track the return and risk profile of the MSCI ACWI ex Canada Index (total return, net of withholding taxes). Expected tracking error is expected to be 0.50% annualized over four years.

Manulife Global Equity Index Fund (BlackRock) - ($20,582)Cust Benchm MSCI World ex Canada NDR Index - ($21,073)BlackRock CDN MSCI ACWI ex-Canada Index Fund



Large

Medium

Small

All cap

UNDERLYING FUND -> BlackRock CDN MSCI ACWI ex-Canada Index Fund

Objective This fund invests in Global equities; this fund may also use any other investments, including exchange traded funds and pooled funds, which when included in the fund help achieve the objective of tracking the return and risk profile of the benchmark.


Fund managers BlackRock Asset Management - Mgmt Team

Inception date September 2007 Manulife inception date December 2012



Composition � Canadian Equity 67.19% � United States Equity 17.46% � Foreign Equity 3.90% � Cash & Equivalents 3.47% � Canadian Fixed Income 0.21% � Other 7.77%

Equity Industry � Financials 26.21% � Energy 16.25% � Industrials 9.66% � Information Technology 5.99% � Consumer Discretionary 5.89% � Consumer Staples 5.87% � Health Care 5.49% � Other 24.64%

Geographic split � Canada 71.08% � United States 20.62% � Bermuda 3.87% � Ireland 2.94% � Switzerland 0.96% � Other 0.53%





Enbridge Inc 3.44%


Brookfield Infrastructure Partners LP 2.49%







Canadian Large Cap equity Code 7441 / CddiV

Manulife MMF Canadian Dividend Fund




0

5,000

10,000

15,000


Annual returns (%)

2008 2009 2010 2011 2012 2013 2014 2015 2016 YTD

Fund -31.96 24.76 9.03 1.79 7.19 20.59 9.06 0.13 12.73 9.76

Benchmark -33.07 35.05 17.60 -8.71 6.86 12.38 10.07 -7.87 19.98 8.65




Benchmark 4.23 8.65 14.16 6.29 8.23 4.41

Investment objectiveBenchmark changed as at December 20, 2012. Over the long term, this fund is expected to outperform the S&P/TSX Capped Composite Index.

Manulife MMF Canadian Dividend Fund - ($16,455)SL Canadian Dividend Growth Index - ($15,404)




Large

Medium

Small

All cap

UNDERLYING FUND -> Manulife Canadian Dividend Growth Fund

Objective The MMF Canadian Dividend Fund is managed to provide both capital growth and income. The Fund invests primarily in a diversified portfolio of dividend paying Canadian equities.



Inception date November 1994 Manulife inception date June 1998



Composition � Canadian Equity 86.75% � Cash & Equivalents 2.51% � Foreign Equity 1.01% � Other 9.73%

Equity Industry � Energy 17.19% �Materials 14.87% � Industrials 13.11% � Information Technology 10.66% � Consumer Discretionary 9.52% � Real Estate 8.91% � Financials 6.50% � Other 19.24%

Geographic split � Canada 94.80% � Bermuda 3.87% � United Kingdom 1.01% � Other 0.32%


Tricon Capital Group Inc 4.13%

Boyd Group Income Fund 4.06%

Brookfield Business Partners LP 3.88%

StorageVault Canada Inc 3.31%

Parkland Fuel Corp 3.16%

People Corp 2.88%

ECN Capital Corp 2.81%

Winpak Ltd 2.77%

Real Matters Inc 2.66%

Altus Group Ltd 2.63%



Canadian Small/mid Cap Equity Code 7871 / SCBmO

Manulife BMO AM Canadian Small-Cap Equity Fund




0

5,000

10,000

15,000

20,000


Annual returns (%)

2008 2009 2010 2011 2012 2013 2014 2015 2016 YTD

Fund -44.00 58.55 38.67 -15.65 12.45 39.67 14.91 -2.93 12.89 8.32

Benchmark -46.61 75.10 38.53 -14.17 2.46 7.76 -0.09 -13.75 35.39 6.38




Benchmark 5.28 6.38 19.98 7.49 5.98 4.29

Investment objectiveBenchmark changed as at March 31, 2015. Over the long term, this fund is expected to outperform the S&P/TSX Small Cap Index.

Manulife BMO AM Canadian Small-Cap Equity Fund - ($22,162)Custom BM BMO Nesbitt Burns Cdn Small Cap Index - ($15,230)BMO Asset Management Small Cap Fund




Large

Medium

Small

All cap

UNDERLYING FUND -> BMO Asset Management Small Cap Fund

Objective The BMO AM Canadian Small-Cap Equity Fund is managed to invest in a portfolio of small cap growth companies with significant capital appreciation potential. The Fund return objective is to outperform the BMO Capital Markets SmallCap Index (Blended) on a four year moving average basis.

Managed by BMO Investments Inc

Fund managers BMO Asset Management Inc.

Inception date January 1996 Manulife inception date July 2010



Composition � United States Equity 89.15% � Foreign Equity 7.13% � Cash & Equivalents 1.60% � Canadian Equity 0.04% � Other 2.08%

Equity Industry � Information Technology 25.15% � Financials 15.52% � Health Care 14.67% � Consumer Discretionary 12.90% � Industrials 8.52% � Energy 6.05% � Consumer Staples 5.45% � Other 11.74%

Geographic split � United States 89.15% � Ireland 4.31% � Singapore 1.76% � United Kingdom 0.46% � Switzerland 0.38% � Luxembourg 0.14% � Bermuda 0.08% � Other 3.72%


Apple Inc 3.70%



Visa Inc 2.92%

Pfizer Inc 2.69%

PepsiCo Inc 2.58%

Facebook Inc 2.41%

Alphabet Inc 2.26%


Goldman Sachs Group Inc 1.93%



U.S. Large Cap eqUity Code 8762 / USVg

Manulife State Street U.S. Equity Fund




0

5,000

10,000

15,000

20,000

25,000


Annual returns (%)

2008 2009 2010 2011 2012 2013 2014 2015 2016 YTD

Fund -20.14 13.29 5.20 -0.03 14.08 43.90 23.73 17.03 6.56 12.52

Benchmark -21.92 8.08 9.35 4.41 13.48 41.53 24.00 20.95 8.62 13.83




Benchmark 7.20 13.83 11.18 14.34 21.27 11.11


Manulife State Street U.S. Equity Fund - ($27,121)S&P 500 TR CAD (BoC) - ($28,697)




Large

Medium

Small

All cap

UNDERLYING FUND -> GE Institutional U.S. Equity Fund Class I

Objective The GEAM US Equity Fund is managed to provide long term capital growth. The Fund invests primarily in equity securities of U.S. companies. The Fund’s portfolio has characteristics similar to the Standard & Poor’s Composite Stock Index (S&P 500 Index)

Managed by GE Asset Management Inc

Fund managers GE Asset Management

Inception date February 2011 Manulife inception date January 1997



Composition � United States Equity 94.39% � Foreign Equity 3.28% � Cash & Equivalents 2.34%

Equity Industry � Information Technology 23.30% � Financials 14.45% � Health Care 13.45% � Consumer Discretionary 11.93% � Industrials 9.95% � Consumer Staples 8.01% � Energy 5.94% � Other 12.97%

Geographic split � United States 96.72% � Ireland 1.64% � United Kingdom 0.64% � Switzerland 0.46% � Singapore 0.45% � Bermuda 0.09%


Apple Inc 3.72%



Facebook Inc 1.80%

Berkshire Hathaway Inc 1.63%




Alphabet Inc 1.35%

Alphabet Inc 1.34%



U.S. Large Cap eqUity Code 8664 / USDir

Manulife Asset Management US Equity Direct Index Registered Fund




0

5,000

10,000

15,000

20,000

25,000


Annual returns (%)

2008 2009 2010 2011 2012 2013 2014 2015 2016 YTD

Fund -21.95 8.14 9.47 4.37 13.43 41.48 23.96 20.86 8.40 13.67

Benchmark -21.92 8.08 9.63 4.41 13.48 41.53 24.00 20.95 8.24 13.82




Benchmark 6.84 13.82 10.98 14.21 21.19 11.10


Manulife Asset Management US Equity Direct Index Registered Fund - ($28,563)MAM US Equity Direct Index Benchmark - ($28,669)



Large

Medium

Small

All cap

UNDERLYING FUND -> MAM US Equity Index Pooled Fund

Objective The Manulife Asset Management US Equity Direct Index Registered Fund is managed to provide returns that closely track the total return of the Standard & Poor’s 500 Index by investing primarily in equities with the intention of replicating the composition of the Index.




Total assets $1,225.0 million Underlying fund operating expense (2016)In IMF


Composition � United States Equity 94.62% � Foreign Equity 4.56% � Cash & Equivalents 0.71% � Other 0.11%

Equity Industry � Information Technology 25.67% � Financials 20.44% � Health Care 16.30% � Consumer Discretionary 15.37% � Industrials 11.88% �Materials 4.20% � Telecommunication Services 2.79% � Other 3.35%

Geographic split � United States 95.19% � United Kingdom 2.84% � Ireland 1.72% � Canada 0.13% � Other 0.12%


Becton Dickinson and Co 4.84%

Marsh & McLennan Companies Inc 4.22%

Verisk Analytics Inc 3.85%

Mastercard Inc 3.81%

Alphabet Inc 3.79%

Comcast Corp 3.74%

ANSYS Inc 3.60%

LKQ Corp 3.35%

Visa Inc 3.12%

CME Group Inc 2.97%



U.S. Large Cap eqUity Code 8852 / USeq

Manulife SLI US Equity Fund




0

5,000

10,000

15,000

20,000

25,000


Annual returns (%)

2008 2009 2010 2011 2012 2013 2014 2015 2016 YTD

Fund -20.02 7.12 7.83 2.68 15.68 42.16 24.97 23.08 3.64 13.62

Benchmark -21.92 8.08 9.35 4.41 13.48 41.53 24.00 20.95 8.62 13.83




Benchmark 7.20 13.83 11.18 14.34 21.27 11.11


Manulife SLI US Equity Fund - ($28,254)S&P 500 TR CAD (BoC) - ($28,697)




Large

Medium

Small

All cap

UNDERLYING FUND -> Standard Life US Equity

Objective The objective of the Fund is to provide long term capital growth by investing primarily in equities listed on a recognized U.S. exchange.


Fund managers Standard Life Investments (UK) Limited

Inception date April 1995 Manulife inception date April 1995

Total assets -


Composition � Canadian Equity 37.51% � Canadian Fixed Income 26.74% � United States Equity 12.98% � Cash & Equivalents 7.30% � United States Fixed Income 7.22% � Foreign Equity 3.34% � Foreign Fixed Income 0.70% � Other 4.21%

Geographic split � Canada 70.06% � United States 22.42% � Ireland 2.81% � Bermuda 1.93% � Switzerland 0.57% � United Kingdom 0.18% � Luxembourg 0.16% � Other 1.87%





Enbridge Inc 1.82%


Manulife Financial Corp 1.42%

Brookfield Infrastructure Partners LP 1.39%



Algonquin Power & Utilities Corp 1.17%



Balanced code 5441 / MISlM

Manulife MMF Monthly Income Fund




0

5,000

10,000

15,000


Annual returns (%)

2008 2009 2010 2011 2012 2013 2014 2015 2016 YTD

Fund -15.95 15.93 8.38 3.24 4.15 13.68 10.65 2.22 8.65 6.94

Benchmark -16.39 21.17 14.15 1.25 7.15 8.81 12.78 -0.78 11.05 5.80




Benchmark 3.24 5.80 8.38 5.24 7.42 6.02

Investment objectiveOver the long term, this fund is expected to outperform a benchmark comprised of the following: • 50% S&P/TSX Capped Composite Index • 20% FTSE TMX Canada Long Term Government Bond Index • 20% FTSE TMX Canada All Corporate Bond Index• 10% S&P 500 Index ($ Cdn)

Manulife MMF Monthly Income Fund - ($17,195)SLMF Monthly Income BM - ($17,947)Manulife Canadian Monthly Income Fund




Large

Medium

Small

All cap



AAA and AA

A and BBB

below BBB

UNDERLYING FUND -> Manulife Canadian Monthly Income Fund

Objective The MMF Monthly Income Fund is managed to provide a regular flow of monthly revenue. The Fund invests in a diversified portfolio composed primarily of equities and fixed income securities denominated in Canadian or foreign currency.



Inception date July 2002 Manulife inception date May 2012



Composition � Foreign Equity 98.06% � Cash & Equivalents 0.95% � United States Equity 0.34% � Other 0.65%

Equity Industry � Financials 29.61% � Information Technology 21.82% � Consumer Discretionary 12.31% � Industrials 10.75% � Telecommunication Services 7.41% � Health Care 5.91% � Consumer Staples 5.30% � Other 6.89%

Geographic split � Japan 16.82% � United Kingdom 14.15% � China 9.64% � Germany 5.44% � Switzerland 5.35% � Norway 4.28% � Australia 3.89% � Other 40.43%



Oracle Corp Japan 2.20%

Amadeus IT Group SA 2.10%

Relx PLC 2.10%

SalMar ASA 1.91%

Croda International PLC 1.86%

OTP Bank Nyrt 1.76%

Swiss Re AG 1.69%

HKT Trust and HKT Ltd 1.65%

Mitsubishi UFJ Financial Group Inc 1.64%



InternatIonal equIty Code 8972 / InMer

Manulife Meritas SRI International Equity Fund


0

5,000

10,000

15,000


Annual returns (%)

2008 2009 2010 2011 2012 2013 2014 2015 2016 YTD

Fund - 11.71 5.20 -8.28 13.96 33.10 1.74 26.15 0.49 19.99

Benchmark -33.09 22.72 4.65 -11.77 14.34 23.16 5.06 12.31 1.64 18.46




Benchmark 5.36 18.46 9.71 10.57 11.83 4.25

Investment objectiveBenchmark changed as at March 30, 2015. Over the long term, this fund is expected to outperform the MSCI ACWI ex-US Index.

Manulife Meritas SRI International Equity Fund - ($18,819)Meritas International Equity MSCI ACWI - ($16,589)Meritas International Equity Fund - Series F




Large

Medium

Small

All cap

UNDERLYING FUND -> Meritas International Equity Fund - Series F

Objective The Meritas SRI International Equity Fund is managed to seek capital appreciation with current income as a secondary objective. The Fund will invest primarily in equity securities of companies outside North America. As this Fund invests in a socially responsible manner, it must adhere to the “Criteria for Socially Responsible Investing”.

Managed by AllianceBernstein LP





Composition � Foreign Equity 98.42% � Cash & Equivalents 1.58%

Equity Industry � Financials 20.74% � Industrials 14.65% � Consumer Discretionary 12.55% � Information Technology 9.68% � Consumer Staples 9.31% � Telecommunication Services 6.62% � Energy 6.44% � Other 20.01%

Geographic split � Japan 22.12% � Ireland 11.42% � United Kingdom 10.57% � Germany 8.53% � Switzerland 7.33% � Netherlands 6.19% � China 4.68% � Other 29.16%


Prudential PLC 3.16%

JXTG Holdings Inc 2.96%

Shire PLC 2.83%

Komatsu Ltd 2.80%

Infineon Technologies AG 2.77%

CRH PLC 2.59%

Nordea Bank AB 2.56%

Sony Corp 2.52%

Ferguson Plc 2.42%

Zurich Insurance Group AG 2.38%



InternatIonal equIty Code 8854 / Ineq

Manulife SLI International Equity Fund


0

5,000

10,000

15,000


Annual returns (%)

2008 2009 2010 2011 2012 2013 2014 2015 2016 YTD

Fund -33.79 15.47 5.07 -9.18 19.23 34.19 -2.46 18.29 -9.61 17.59

Benchmark -29.43 13.21 2.83 -9.75 15.34 31.81 4.18 18.83 -1.52 17.36




Benchmark 4.82 17.36 7.50 11.15 13.52 4.89

Investment objectiveOver the long term, the Fund strives to outperform the MSCI EAFE ($ Cdn) Index.

Manulife SLI International Equity Fund - ($14,316)MSCI EAFE TR CAD (BoC) - ($16,130)




Large

Medium

Small

All cap

UNDERLYING FUND -> MLI International Stock Fund UT

Objective The objective of the Fund is to provide the long term capital growth of equities of issuers mainly located outside of North America by investing primarily in units of the Standard Life Global Fund.

Managed by Manulife Financial


Inception date January 2016 Manulife inception date April 1995



Composition � Foreign Equity 99.28% � Other 0.72%

Equity Industry � Financials 19.41% � Health Care 14.89% � Energy 11.80% � Information Technology 11.48% � Telecommunication Services 9.33% �Materials 9.05% � Industrials 8.41% � Other 15.63%

Geographic split � United Kingdom 17.22% � Japan 15.20% � Germany 10.03% � France 9.00% � China 6.88% � Netherlands 6.68% � Switzerland 6.12% � Other 28.87%


Samsung Electronics Co Ltd 2.82%

BP PLC 2.19%


Standard Chartered PLC 1.95%

Suntory Beverage & Food Ltd 1.89%

HSBC Holdings PLC 1.83%

Roche Holding AG Par 1.82%

UBS Group AG 1.80%

AXA SA 1.77%

BNP Paribas SA 1.75%



InternatIonal equIty Code 8506 / InteM

Manulife Templeton International Equity Fund


0

5,000

10,000

15,000


Annual returns (%)

2008 2009 2010 2011 2012 2013 2014 2015 2016 YTD

Fund -30.76 15.89 -0.06 -10.41 15.14 35.83 1.56 16.59 -1.56 15.73

Benchmark -29.43 13.21 2.83 -9.75 15.34 31.81 4.18 18.83 -1.52 17.36




Benchmark 4.82 17.36 7.50 11.15 13.52 4.89


Manulife Templeton International Equity Fund - ($15,155)MSCI EAFE TR CAD (BoC) - ($16,130)




Large

Medium

Small

All cap

UNDERLYING FUND -> Templeton International Stock Trust - Series Institutional

Objective The Templeton International Equity Fund is managed to achieve long-term capital appreciation by investing primarily in a diversified portfolio of equity securities of companies around the world, excluding Canada and the U.S.

Managed by Franklin Templeton Investments Corp

Fund managers Franklin Templeton Investments Corp.

Inception date July 1993 Manulife inception date February 1996




Equity Industry � Industrials 23.01% � Information Technology 20.90% � Consumer Staples 16.70% � Health Care 11.19% � Consumer Discretionary 7.44% � Financials 6.41% � Energy 5.19% � Other 9.16%

Geographic split � United States 55.75% � Canada 5.83% � Ireland 5.19% � Germany 5.07% � China 4.46% � France 4.04% � United Kingdom 3.64% � Other 16.02%


Visa Inc 4.50%

Autozone Inc 4.31%

Wells Fargo & Co 4.28%

W W Grainger Inc 4.15%

Bureau Veritas SA 4.04%

Express Scripts Holding Co 4.01%


Canadian Dollar Cash Management Fund (Invesco) 3.93%

Nielsen Holdings PLC 3.46%

Schlumberger NV 3.31%



Global Equity Code 8186 / GlEq1

Manulife Global Equity Fund (Invesco Trimark)


0

5,000

10,000

15,000

20,000


Annual returns (%)

2008 2009 2010 2011 2012 2013 2014 2015 2016 YTD

Fund -27.47 12.23 6.77 5.00 14.00 32.81 11.94 21.17 7.09 13.96

Benchmark -26.05 11.78 6.76 -2.88 14.00 36.16 15.08 18.92 4.93 14.99




Benchmark 6.17 14.99 9.83 12.77 17.58 8.18

Investment objectiveTo be the top of its respective category over the long term, while striving to outperform the MSCI World Index ($ Cdn).

Manulife Global Equity Fund (Invesco Trimark) - ($22,872)MSCI World TR CAD (BoC) - ($21,966)




Large

Medium

Small

All cap

UNDERLYING FUND -> Trimark Fund - Class I

Objective The Trimark Fund seeks to achieve strong capital growth with a high degree of reliability over the long term. The Fund invests primarily in equities of companies anywhere in the world.

Managed by Invesco Advisers Inc

Fund managers Jeff Feng, Michael Hatcher, Matt Peden

Inception date September 1981 Manulife inception date June 1995



Composition � Foreign Equity 52.32% � United States Equity 44.61% � Cash & Equivalents 2.30% � Canadian Equity 0.47% � Other 0.30%

Equity Industry � Financials 20.38% � Health Care 13.04% � Information Technology 11.80% � Consumer Staples 11.59% � Consumer Discretionary 10.33% � Energy 7.24% � Industrials 6.91% � Other 18.71%

Geographic split � United States 44.76% � United Kingdom 8.37% � Japan 7.18% � Ireland 5.01% � Sweden 3.98% � France 3.27% � Netherlands 2.61% � Other 24.82%



UnitedHealth Group Inc 2.44%

Broadcom Ltd 2.40%

Galp Energia SGPS SA 2.39%

PepsiCo Inc 2.35%

Philip Morris International Inc 2.23%

Kraft Heinz Co 2.10%


Vodafone Group PLC 1.98%




Global Equity Code 8441 / GlDiV

Manulife MMF Global Dividend Fund


0

5,000

10,000

15,000

20,000


Annual returns (%)

2008 2009 2010 2011 2012 2013 2014 2015 2016 YTD

Fund -22.50 7.62 3.28 -2.84 18.86 38.21 8.61 24.57 -3.10 12.02

Benchmark -26.05 11.78 6.76 -2.88 14.00 36.16 15.08 18.92 4.93 14.99




Benchmark 6.17 14.99 9.83 12.77 17.58 8.18


Manulife MMF Global Dividend Fund - ($20,192)MSCI World TR CAD (BoC) - ($21,966)

UNDERLYING FUND -> Manulife Global Dividend Growth Fund

Objective The MMF Global Dividend Fund is managed to provide both capital growth and income. The Fund invests primarily in a globally diversified portfolio of equity, equity-type securities and other income producing investments.

Managed by Standard Life Investments Limited

Fund managers Standard Life Mutual Funds (SLMF) - SLI UK

Inception date July 2004 Manulife inception date December 2005



Composition � Foreign Equity 64.06% � United States Equity 35.94%

Equity Industry � Financials 19.24% � Health Care 18.16% � Information Technology 15.39% � Consumer Discretionary 11.27% � Energy 11.11% � Industrials 5.88% �Materials 5.36% � Other 13.59%

Geographic split � United States 35.94% � United Kingdom 11.09% � Japan 10.34% � Germany 5.89% � Ireland 5.31% � France 4.99% � China 3.96% � Other 22.48%


Oracle Corp 2.34%


BP PLC 2.17%



Citigroup Inc 1.93%

Alphabet Inc 1.80%

Kingfisher PLC 1.77%


ConocoPhillips 1.73%



Global Equity Code 8507 / GlEq2

Manulife Templeton Global Equity Fund (Registered Plans Only)


0

5,000

10,000

15,000

20,000


Annual returns (%)

2008 2009 2010 2011 2012 2013 2014 2015 2016 YTD

Fund -29.39 14.91 2.49 -9.37 20.45 46.97 9.51 16.70 1.41 12.59

Benchmark -26.05 11.78 6.76 -2.88 14.00 36.16 15.08 18.92 4.93 14.99




Benchmark 6.17 14.99 9.83 12.77 17.58 8.18


Manulife Templeton Global Equity Fund (Registered Plans Only) - ($19,468)MSCI World TR CAD (BoC) - ($21,966)




Large

Medium

Small

All cap

UNDERLYING FUND -> Templeton Global Equity Trust - Series Institutional

Objective The Templeton Global Equity Fund is managed to achieve long-term capital appreciation by investing in a diversified portfolio of equity securities of companies around the world, excluding Canada.

Managed by Franklin Templeton Investments Corp

Fund managers Franklin Templeton Investments Corp.

Inception date January 1992 Manulife inception date November 1996




Equity Industry � Utilities 37.00% � Energy 27.18% � Industrials 19.41% � Real Estate 12.71% � Consumer Discretionary 1.01% � Telecommunication Services 0.70% � Financials 0.58% � Other 1.41%

Geographic split � United States 43.60% � Canada 17.24% � France 6.97% � Spain 6.31% � United Kingdom 6.23% � Italy 4.34% � Australia 4.10% � Other 11.21%


Enbridge Inc 6.67%


Vinci SA 5.33%

Crown Castle International Corp 4.54%

TransCanada Corp 4.32%

National Grid PLC 4.31%

Kinder Morgan Inc 3.50%

Sempra Energy 2.70%

Consolidated Edison Inc 2.65%

Williams Companies Inc 2.54%



Specialty code 8329 / BRiNF

Manulife BlackRock Global Infrastructure Index Fund


0

5,000

10,000

15,000

20,000


Annual returns (%)

2008 2009 2010 2011 2012 2013 2014 2015 2016 YTD

Fund - - - - - 23.81 26.97 3.27 9.16 8.76

Benchmark - - - - - 23.66 26.82 2.66 8.63 8.17




Benchmark 0.69 8.17 8.39 6.45 13.59 -

Investment objectiveOver the long term, the Fund is expected to track the performance of the Dow Jones Brookfield Global Infrastructure Index.

Manulife BlackRock Global Infrastructure Index Fund - ($20,176)Dow Jones Brookfield Global Infrastructure (CAD) - ($19,795)BlackRock Canadian Global Infrastructure Equity Index Fund Class D

UNDERLYING FUND -> BlackRock Canadian Global Infrastructure Equity Index Fund Class D

Objective The BlackRock Global Infrastructure Index Fund is managed to track the return and risk profile of the Dow Jones Brookfield Global Infrastructure Index (Total return net of withholding taxes).


Fund managers BlackRock Asset Management Canada Limited





Equity Industry � Real Estate 96.70% � Financials 0.19% � Consumer Discretionary 0.08% � Other 3.03%

Geographic split � United States 51.55% � Japan 9.73% � Hong Kong 7.55% � Australia 5.75% � United Kingdom 4.77% � Canada 4.21% � Germany 3.86% � Other 12.58%


Simon Property Group Inc 3.55%

Prologis Inc 2.26%

Public Storage 2.05%

Unibail Rodamco SE 1.66%

AvalonBay Communities Inc 1.63%

Vonovia SE 1.61%

Sun Hung Kai Properties Ltd 1.58%

CK Asset Holdings Ltd 1.56%

Welltower Inc 1.55%

Digital Realty Trust Inc 1.54%



Specialty code 8327 / BRRei

Manulife BlackRock Global REIT Index Fund




0

5,000

10,000

15,000


Annual returns (%)

2008 2009 2010 2011 2012 2013 2014 2015 2016 YTD

Fund - - - - - 10.95 25.28 19.91 0.83 3.62

Benchmark - - - - - 10.62 25.39 18.98 0.47 3.10




Benchmark 3.79 3.10 1.78 7.21 11.32 -

Investment objectiveThe fund aims to outperform the FTSE EPRA/NAREIT Developed Index.

Manulife BlackRock Global REIT Index Fund - ($18,557)BR CDN FTSE EPRA/NAREIT - ($18,241)BlackRock Canadian Global Developed Real Estate Index Fund Class D

UNDERLYING FUND -> BlackRock Canadian Global Developed Real Estate Index Fund Class D

Objective The BlackRock Global REIT Index Fund is managed to track the return and risk profile of the FTSE EPRA/NAREIT Developed Index (Total return, net of withholding taxes).


Fund managers BlackRock Asset Management Canada Limited




Equity Industry � Financials 32.64% � Industrials 16.63% � Consumer Discretionary 16.58% � Health Care 14.28% �Materials 6.68% � Information Technology 6.13% � Real Estate 2.19% � Other 4.87%

Geographic split � United States 96.08% � United Kingdom 1.59% � Singapore 0.51% � United Arab Emirates 0.03% � Belgium 0.03% � Luxembourg 0.02% � Cayman Islands 0.01% � Other 1.73%


LPL Financial Holdings Inc 3.50%

AECOM 3.41%

E*TRADE Financial Corp 3.25%

Carpenter Technology Corp 3.19%

SLM Corp 3.06%

Affiliated Managers Group Inc 2.91%

Builders FirstSource Inc 2.87%

Hanger Inc 2.79%

BofI Holding Inc 2.71%

Dana Inc 2.61%



U.S. Large Cap eqUity Code 8185 / USSMS

Manulife Invesco US Small-Cap Value Equity Fund




0

10,000

20,000

30,000


Annual returns (%)

2008 2009 2010 2011 2012 2013 2014 2015 2016 YTD

Fund -26.64 30.14 23.04 -5.73 19.60 54.69 17.70 9.54 15.61 11.17

Benchmark -11.10 2.40 18.01 -3.16 15.44 43.55 13.61 10.97 27.23 0.75




Benchmark 2.24 0.75 13.20 12.46 18.32 10.78

Investment objectiveOver the long term, the Fund is expected to outperform the Russell 2000 Value Index

Manulife Invesco US Small-Cap Value Equity Fund - ($35,812)Russell 2000 Value Invesco US Small Cap - ($27,860)AIM Sector Funds (Invesco Sector Funds): Invesco Small Cap Value Fund; Class Y Shares

UNDERLYING FUND -> AIM Sector Funds (Invesco Sector Funds): Invesco Small Cap Value Fund; Class Y Shares

Objective The Invesco US Small-Cap Value Equity Fund is managed to seeks capital appreciation. The Portfolio invests primarily in common stocks of small capitalization companies traded on a U.S. securities exchange.

Managed by Invesco Advisers Inc

Fund managers Invesco Canada Ltd.

Inception date August 2005 Manulife inception date August 2009



Composition � Foreign Equity 97.73% � Cash & Equivalents 0.85% � Other 1.42%

Equity Industry � Information Technology 31.16% � Financials 28.72% � Consumer Discretionary 9.70% � Energy 7.78% � Consumer Staples 6.19% �Materials 5.56% � Telecommunication Services 4.47% � Other 6.42%

Geographic split � China 25.01% � Korea 19.04% � Taiwan 10.65% � Brazil 8.23% � Russian Federation 7.02% � Hong Kong 4.92% � India 4.80% � Other 20.33%




Taiwan Semiconductor Manufacturing Co Ltd 5.20%

Alibaba Group Holding Ltd DR 5.16%

Sberbank Rossii PAO DR 3.48%

China Construction Bank Corp 3.36%

NK Lukoil PAO DR 2.19%

AIA Group Ltd 1.91%

Naspers Ltd 1.90%

Hon Hai Precision Industry Co Ltd 1.82%



InternatIonal equIty Code 8051 / eMerG

Manulife Schroders Emerging Markets Equity Fund


0

5,000

10,000

15,000


Annual returns (%)

2008 2009 2010 2011 2012 2013 2014 2015 2016 YTD

Fund -40.12 50.51 7.22 -13.80 19.34 6.11 5.38 5.55 7.45 32.82

Benchmark -41.63 51.59 12.67 -16.40 15.61 3.93 6.63 2.04 7.34 28.26




Benchmark 7.63 28.26 17.31 11.99 9.25 4.14


Manulife Schroders Emerging Markets Equity Fund - ($16,746)MSCI EM (Emerging Markets) NR CAD - ($15,001)




Large

Medium

Small

All cap

UNDERLYING FUND -> Schroder Emerging Markets Canada Fund

Objective The Schroders Emerging Markets Equity Fund is managed to provide long term capital growth by investing in companies based in developing countries. The Fund will a balanced approach using a mix of top-down and bottom-up analysis, looking to derive 50% of added value from country allocation and 50% from stock selection.

Managed by Schroders Investment Management Limited

Fund managers Schroders Investment Management North America Ltd.

Inception date December 1994 Manulife inception date March 1997



Composition � Foreign Equity 52.04% � United States Equity 43.68% � Canadian Equity 2.96% � Cash & Equivalents 1.13% � Other 0.19%

Equity Industry � Information Technology 16.80% � Financials 15.14% � Consumer Discretionary 13.84% � Health Care 12.23% � Industrials 10.92% � Consumer Staples 9.12% � Energy 8.86% � Other 13.09%

Geographic split � United States 43.78% � Ireland 12.05% � Germany 5.14% � Japan 4.89% � France 4.48% � Denmark 3.93% � Canada 3.73% � Other 22.00%


Alimentation Couche-Tard Inc 2.96%

Ferguson Plc 2.90%

Dollar Tree Inc 2.88%

JXTG Holdings Inc 2.86%

UnitedHealth Group Inc 2.75%

Nordea Bank AB 2.66%

Infineon Technologies AG 2.65%

ASR Nederland NV 2.64%

Shire PLC 2.61%

Comcast Corp 2.58%



Global Equity Code 8442 / GlSlM

Manulife MMF Global Unconstrained Equity Fund


0

5,000

10,000

15,000

20,000


Annual returns (%)

2008 2009 2010 2011 2012 2013 2014 2015 2016 YTD

Fund -33.68 19.94 12.20 -12.03 19.64 37.47 12.02 21.62 -7.35 15.42

Benchmark -26.05 11.78 6.76 -2.88 14.00 36.16 15.08 18.92 4.93 14.99




Benchmark 6.17 14.99 9.83 12.77 17.58 8.18


Manulife MMF Global Unconstrained Equity Fund - ($19,057)MSCI World TR CAD (BoC) - ($21,966)Manulife Global Equity Unconstrained Fund

UNDERLYING FUND -> Manulife Global Equity Unconstrained Fund

Objective The MMF Global Equity Fund is managed to provide capital appreciation over the medium to longer term. The Fund invests primarily in equity and equity-type securities of multinational companies throughout the world. It may also invest in companies that the sub-manager expects will achieve multinational status.


Fund managers Standard Life Mutual Funds (SLMF) - SLI UK

Inception date July 2002 Manulife inception date June 2011



Composition � Cash & Equivalents 1.45% � Other 98.55%

Geographic split � Canada 100.00%


Canada Real Estate Property 98.55%


� Fund (1) � Benchmark (-)Based on 3 year standard deviation

Specialty code 9577 / Real

Manulife Canadian Pooled Real Estate Fund

All rates of return are shown before investment management fees or taxes have been deducted.


0

5,000

10,000

15,000


Annual returns (%)

2008 2009 2010 2011 2012 2013 2014 2015 2016 YTD

Fund 2.88 -7.21 9.21 11.57 10.31 7.14 6.98 6.32 5.31 4.91

Benchmark - - - - - - - - - -




Benchmark - - - - - -

Investment objectiveIPD Canadian Property Index

Manulife Canadian Pooled Real Estate Fund - ($17,273)Benchmark: NA - (-)

Objective The Fund provides long-term returns based on income and capital growth by investing primarily in income producing real estate properties.


Fund managers Manulife Real Estate Division




Equity Industry � Financials 15.64% � Real Estate 7.39% � Industrials 2.68% � Health Care 2.15% � Consumer Discretionary 2.03% � Consumer Staples 1.66% �Materials 1.64% � Other 66.81%

Geographic split � United States 34.01% � United Kingdom 5.07% � France 3.98% � Germany 3.32% � Spain 2.60% � Netherlands 2.49% � Italy 2.20% � Other 46.33%

Top holdings within the underlying fund(As at October 31, 2017)

US Treasury 3.875% 15-Apr-2029 2.30%

US Treasury 0.750% 15-Feb-2045 1.57%

US Treasury 1.000% 15-Feb-2046 1.34%

US Treasury 0.750% 15-Feb-2042 1.11%

US Treasury 2.500% 15-Jan-2029 1.03%

US Treasury 2.125% 15-Feb-2040 0.90%

US Treasury 1.38% 15-Feb-2044 0.87%

US Treasury 2.125% 15-Feb-2041 0.82%

Banco Santander SA 0.81%

ING Groep NV 0.70%



Specialty code 8855 / GaRS

Manulife SLI Global Absolute Return Strategies Fund




0

5,000

10,000

15,000


Annual returns (%)

2008 2009 2010 2011 2012 2013 2014 2015 2016 YTD

Fund - - - - 9.38 8.48 7.41 4.45 -1.42 4.18

Benchmark 8.57 5.84 6.14 6.50 6.54 6.46 6.44 6.02 6.08 6.36




Benchmark 1.63 6.36 6.21 6.15 6.27 6.49

Investment objectiveCanadian Dealer Offered Rate (CDOR), 6 Month + 5%

Manulife SLI Global Absolute Return Strategies Fund - ($14,044)6 month CDOR+ 5% - ($15,063)SLI Glo SICAV Glbl Abs Rtn Strategies ZH CAD Dis

UNDERLYING FUND -> SLI Glo SICAV Glbl Abs Rtn Strategies ZH CAD Dis

Objective The SLI Global Absolute Return Strategies Fund is managed to deliver a positive absolute return in the form of capital growth over the medium to longer term in all market conditions by investing primarily, directly or indirectly, in a portfolio consisting of derivative contracts, fixed income securities, equities, cash and cash equivalent securities and securities of other funds.



Inception date February 2013 Manulife inception date May 2011

Total assets - Underlying fund operating expense (2016)0.026%

Documents

Balanced Fund (Beutel Goodman)events.snwebcastcenter.com/manulife/GBRS/Prod/Media/PDFs/SL/adv... · Fund Manager Beutel, Goodman & Company Ltd. ... Portfolio Analysis Top Holdings