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Vpiif` cj Vot. Erhs`gn ]hrnt`, @cglki Ohghstir jcr Qcoig ngmF`hkm Mivikcpoigt, Acvirgoigt cj Hgmhn, cg Lrhmahga Aigmir Anps

hg Hgmhn jcr Iohgigt Vpineirs Jcruo, . @cglki mhaghtnrhis, NML ongnaioigt, mhsthgauhs`imauists, knmhis ngm aigtkioig. H no `nppy tc li n pnrt cjt`hs jcruo tc s`nri hgsha`ts cg t`i hopcrtngt sulbift cjLrhmahga Aigmir Anps hg Hgmhn.

886. Qi nttnf` `ha`ist prhcrhty tc t`i OhkkigghuoMivikcpoigt Acnks ngm nri nksc pursuhga t`i Tcst 9OMA Naigmn. Cur ijjcrts jcr iopcwiroigt cj wcoig

nri oukthprcgaim ngm nri mrhvig t`rcua` n fcolhgnthcg cjhgtirvigthcgs nt kiahsknthvi, pckhfy, prcarnoonthf ngmhopkioigtnthcg kiviks t`rcua` n vnrhity cj naigfhislikcgahga tc t`i Acvirgoigt, t`i gcg-acvirgoigt ngmt`i fhvhk scfhity.

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8=0, t`iJnftcrhis Nft, >8=0, t`i Iqunk \iougirnthcg Nft, >81:,

ngm t`i Ygcranghzim Viftcr Qcreirs Vcfhnk VifurhtyNft,

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]`i Vf`imukim ]rhlis ngm Ct`ir ]rnmhthcgnk JcristMwikkirs (\ifcaghthcg cj Jcrist \ha`ts) Nft

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1. Hg rifigt yinrs, wi `nvi tneig sivirnk hopcrtngt

hghthnthvis tc sifuri wcoig's rha`ts ngm jurt`irhga

hgfkushvi arcwt`. Kit oi stnti scoi cj t`i hghthnthvis. Hg

t`i yinr 4, wi stnrtim n giw prcarnooi jcr `ckhsthfiopcwiroigt cj wcoig hg n ohsshcg ocmi onggir. ]`i

prcarnooi hs fnkkim t`i Gnthcgnk Ohsshcg jcr

Iopcwiroigt cj Qcoig w`hf` hs wcrehga tc strigat`ig

t`i hgtir-siftcr fcgviraigfi5 jnfhkhtnti t`i prcfiss cj

fccrmhgnthga nkk t`i wcoigs wikjnri ngm scfhc-ifcgcohf

mivikcpoigt prcarnoois nfrcss ohghstrhis ngm

mipnrtoigts. ]`hs Ohsshcg `ns hghthntim guolir cjhghthnthvis jcr wcoig iopcwiroigt wht` jcfus cg

fcgviraigfi hg ijjcrts cj vnrhcus Ohghstrhis. ]`hs Ohsshcg

`ns hghthntim guolir cj hghthnthvis jcr wcoig

iopcwiroigt wht` jcfus cg fcgviraigfi hg ijjcrts cj

vnrhcus Ohghstrhis. ]`i Ohghstry `ns fcgsthtutim n @ha`

Kivik Fcoohttii tc `ckhsthfnkky kcce hgtc vnrhcus hssuisfcgfirghga wcoig. ]`i Ohghstry `ns fcgsthtutim N @ha`

Kivik Fcoohttii tc `ckhsthfnkky kcce hgtc vnrhcus hssuis

fcgfirghga wcoig.

0. Hg n ughqui mivikcpoigt tc igsuri fhthzigs t`ihr rha`t tckhvi wht` mhaghty hg n `inkt`y igvhrcgoigt5 t`i Gnthcgnk

Ariig ]rhlugnk Nft wns ignftim prcvhmhga jcr ijjifthvikiank prctifthcg jcr igvhrcgoigt, jcrists ngm ct`ir gnturnkriscurfis.

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Hg

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]`hs `ns kim tc ng hgfrinsi hg khtirnfy, nocgast wcoig,jrco nlcut 9=% ns pir Figsus tc nlcut :9% ns pirFigsus >. Qht` arcwhga khtirnfy ngm jhgngfhnkhgmipigmigfi wcoig jiik ocri iopcwirim tcmny tc

nssirt t`ihr rha`t tc n khji cj mhaghty ngm sikj- wcrt`. Vehkkmivikcpoigt ngm sehkk uparnmnthcg cj wcoig nrinocgast t`i prhcrhthis cj Acvirgoigt.

>4. ]`i Gnthcgnk Jccm Vifurhty Nft, 6 hs nkngmonre stip cj cur acvirgoigt tc fcgjir n kiank rha`t tcnffiss tc jccm arnhgs nt njjcrmnlki prhfi tc nlcut twc

t`hrm cj cur pcpuknthcg. ]`i Nft `ns n ughqui jinturi cgQcoig Iopcwiroigt wht` kcga tiro pckhfy ngmkiahsknthvi hopkhfnthcgs jcr nf`hivhga aigmir iqunkhty ngmaigmir busthfi. Ht prcvhmis t`nt cgky n wcong fng litrintim ns `inm cj `cusi`ckm jcr t`i purpcsi cj hssui cjrnthcg fnrms tc ait ligijhts cj f`inpir jccm arnhgs.

>>. N guolir cj sf`iois ngm prcarnoois jcr cvirnkkscfhnk ngm ifcgcohf iopcwiroigt cj wcoig nri lihganmohghstirim t`rcua` n khji fyfki npprcnf`. ]`iioiraigfi cj wcoig igtriprigiurs ngm t`ihrfcgtrhluthcg tc t`i gnthcgnk ifcgcoy hs quhti vhshlki hgHgmhn. ]cmny, t`i wcoig igtriprigiurs nri lrinehga t`iaknss fihkhgas hg Hgmhn ngm nri jcugm tc li igtirhga hgtciviry lushgiss jhikm.

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Qcoig igtriprigiurs nri nfthviky pnrthfhpnthga hglushgiss kinmirs`hp ngm mifhshcg onehga. Hg t`hs rianrm,Hgmhn hs fcoohttim tc prcocthga wcoigsigtriprigiurs`hp w`hf` whkk luhkm rclust ifcgcoy ngm

wikk-lihga cj t`i jnohky ngm fcooughthis t`irilyrimufhga pcvirty ngm kinmhga tc `ckhsthf iopcwiroigt cjwcoig. ]`hs whkk gct cgky fcgtrhluti tc hgfkushvi arcwt`lut nksc tc t`i akclnk Ohkkigghuo Mivikcpoigt Acnks.

>

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>6. Cur Acvirgoigt `ns nksc nggcugfim n gcvik hghthnthvicj sitthga up t`i fcugtrys jhrst ivir stnti cwgim nkkwcoig lnge hg t`hs yinrs lumait. N fcoohttii cj

lngeirs ngm ct`ir ixpirts `ns liig fcgsthtutim tcpripnri n lkui prhgt jcr suf` n lnge. ]`hs lnge whkk stnrtwht` ng hghthnk fnphtnk cj \s. >444 frcri. Ht whkk kigm ocstkytc wcoig ngm wcoig kim lushgiss ngm prcvhmi suppcrttc wcoig V@As ngm t`ihr khvikh`ccm. Ht whkk iopkcyprimcohgngtky wcoig t`us hgfrinshga bcl cppcrtughthisjcr wcoig ngm whkk `ikp hg t`i ioiraigfi cj ongy

wcoig igtriprigiurs hg t`i fcugtry. ]`hs lnge hsixpiftim tc frinti hopnft pnrthfuknrky hg rurnk ngm siohurlng nrins.

>=. Qi `nvi liig rifcaghzhga t`i giim tc nmmriss t`ihgvhshlhkhty cj wcoigs ugpnhm wcre w`hf` hs cgi cj t`ircct fnusis cj t`i ugiqunk pcwir riknthcgs`hp litwiigoig ngm wcoig. Oy Ohghstry `ns liig onehga ijjcrts tcrifcaghzi ngm onei vhshlki t`i jukk ixtigt cj t`i wcre cjwcoig ngm t`ihr fcgtrhluthcg tc t`i gnthcgnk ifcgcoy.Gnthcgnk Fcgsuktnthcgs wiri cranghzim ngm t`i thoi-usisurviy hs hg prcariss. N ]nse Jcrfi `ns liig nksc liigfcgsthtutim tc suaaist/auhmi t`i juturi fcursi cj nfthcg hg

t`hs rianrm.

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>9. Mntn jrco Hgmhng Figsus hg > `ns rivinkim t`nt t`iF`hkm Vix \nthc ugmir shx yinrs cj nai `ns liigfcgthgucusky cg t`i mifkhgi, jnkkhga jrco 88 jionkis pir >444 onkis hg >.]`i stiipky mifkhghga F`hkm Vix \nthc ugmir shx yinrs cjnai hg Hgmhn - oings t`nt t`i ahrk f`hkm hs lihga ixfkumimgct cgky jrco Hgmhns ifcgcohf arcwt` prcfissis lutjrco khji htsikj. Oy Ohghstry `ns mrnwg n Gnthcgnk Tkng cj

Nfthcg t`rcua` w`hf` wi wcukm `nrocghzi cur nfthcgs hgAigmir Frhthfnk Mhstrhfts cj Hgmhn wcrsi cg FV\ tc igsuri

t`nt t`i ahrk tneis lhrt`, fcopkitis `ir sf`cckhga ngmfcgthguis tc jugfthcg ns n prcmufthvi oiolir cj t`iscfhity.

>:. Knrai hgvistoigt hg `inkt` siftcr t`rcua` t`i Gnthcgnk\urnk Khvikh`ccm Ohsshcg `ns kim tc mrcp hg HO\, OO\ngm ]J\. Hgmhn `ns gct ripcrtim n shgaki pckhc fnsi shgfi>. ]`i guolir cj giwky mitiftim @HZpcshthvi fnsis `ns mrcppim ly cvir 94% hg t`i knstmifnmi. ]`i prcpcrthcg cj ugmirwiha`t f`hkmrig `nsmifkhgim ly 6 pirfigtnai pchgts murhga >880-88 tc 44,444 khvi lhrt`s ly 9. ]`i rnti cj fcvirnai cjhgsthtuthcgnk mikhvirhis hg Hgmhn `ns hgfrinsim jrco 88

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>1. Cgi cj t`i eiy hghthnthvis ugmirtneig ly t`iAcvirgoigt tc prcocti aigmir-rispcgshvi pckhfy mishag,hopkioigtnthcg, ocghtcrhga ngm ivnkunthcg hg rurnk nrins

`ns liig t`i nmcpthcg cj Aigmir Lumaithga ns n tcck jcronhgstrinohga aigmir. ]`rcua` Aigmir Lumaithga t`iAcvirgoigt nhos tc igsuri t`i trngsknthcg cjAcvirgoigts pckhfy cg aigmir iquhty hgtc lumaitnrynkkcfnthcgs. ]c hgsthtuthcgnkhzi t`hs prcfiss, t`iAcvirgoigt `ns hghthntim t`i jcronthcg cj Aigmir LumaitFikks (ALFs) wht`hg nkk Figtrnk Ohghstrhis/Mipnrtoigts.

>0. Ns rifigt ivigts cj `crrhjhf vhckigfi nanhgst wcoig hgHgmhn hgmhfnti, ht hs gct t`i knfe cj gcronthvi jrnoiwcre crlnshs t`nt hs hopimhga cur ijjcrts, lut rnt`ir hts ijjifthvihopkioigtnthcg. ]c nmmriss hssuis rikntim tc vhckigfinanhgst wcoig lct` hg pulkhf ngm prhvnti spnfis, t`iAcvirgoigt cj Hgmhn `ns ugmirtneig vnrhcus fcrrifthvioinsuris. Ht `ns sit up jnst trnfe fcurts tc try fnsispirtnhghga tc vhckigfi nanhgst wcoig. ]`i ripcrt cj t`iacvirgoigt istnlkhs`im fcoohttii `inmim ly t`i jcroirF`hij Busthfi cj Hgmhn hs viry fcopri`igshvi ngmrifcooigms n rngai cj oinsuris. Lnsim cg t`isirifcooigmnthcgs, t`i Acvirgoigt noigmim t`i frhohgnkknw hg Hgmhn wht` lrcnmir mijhghthcg cj sixunk nssnukt ngm`nrnssoigt, hgfkumhga giw typis cj vhckigt li`nvhcr suf`

ns vcyiurhso, stnkehga, itf., ngm nhos jcr arintirnffcugtnlhkhty cj pulkhf cjjhfhnks.

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>8. ]`i Tnrkhnoigt `ns nksc ignftim t`i Vixunk

@nrnssoigt cj Qcoig nt Qcrepknfi (Trivigthcg,

Trc`hlhthcg ngm \imrissnk) Nft, 6 hg Jilrunry t`hs

yinr fcvirhga wcoig iopkcyim hg lct` pulkhf ngmprhvnti siftcrs. ]`i Trctifthcg cj F`hkmrig jrco Vixunk

Cjjigfis Nft fnoi hgtc jcrfi hg Gcviolir,

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>. ]`i Acvirgoigt cj Hgmhnnpprifhntis NMLs ijjcrts tc trngsjir egcwkimai ngms`nri akclnk list prnfthfis cg eiy mivikcpoigtnkt`iois suf` ns aigmir iqunkhty.

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