INCOME PROTECTION SOLUTION

LIFESTYLE PROTECTOR

Living Lifestyle Protector andLiving Lifestyle Dependant Protector

Living life to the full means experiencing every treasured moment without worry. To do this your family needs complete financial security, this includes protecting you and your family against critical illness. A critical illness can happen to anyone at any time, we want to make sure your income is protected when it does. This is why we are proud to include our Living Lifestyle Protector and Living Lifestyle Dependant Protector benefits as optional benefits within our income protection solution. This gives you and your dependants comprehensive critical illness protection when you need it the most.

Add more living to life, when life’s uncertainties happen.

Protect your crucial income from critical illness.

A critical illness in your family will put severe pressure on your income. Whether the illness is suffered by you, your

spouse or one of your children, your household expenses will increase as you cope with the lifestyle changes. This is

why we have added the Living Lifestyle Protector and Living Lifestyle Dependant Protector benefits as options within our

income protection solution. These benefits provide you with added peace of mind and security that your income will

be able to survive a critical illness. You can’t always choose your health and that of your family, but you can choose

the cover to best deal with it.

How it works...

Both Living Lifestyle Protector and Living Lifestyle Dependant Protector are optional benefits that can be included within

your Income Protector package.

Living Lifestyle Protector pays out up to 24 times the monthly

amount you are covered for on your Absolute Income Protector benefit if you are diagnosed with one of the

specified critical illnesses. Living Lifestyle Dependant Protector pays out six times the monthly amount you are covered for

on your Absolute Income Protector benefit if your spouse or

child is diagnosed with one of the specified critical illnesses.

Claims for either of the benefits are assessed independently

from any claims on the Absolute Income Protector benefit and

will pay out over and above any claims which are paid on

that benefit.

LIVING LIFESTYLE PROTECTOR AND

LIVING LIFESTYLE DEPENDANT PROTECTOR

Disclaimer The information contained in this document does not constitute advice by Liberty. Any legal, technical, or product information contained in this document is subject to change from time to time. This document is a summary of the features of the product. If there are any discrepancies between this document and the contractual terms and conditions or, where applicable any fund rules, the latter will prevail. Any recommendations made must take into consideration your specific needs and unique circumstances. Liberty Group Ltd is an Authorised Financial Services Provider in terms of the FAIS Act (no 2409).©Liberty Group Ltd 2011. All rights reserved.

Living Lifestyle Protector will pay you if you suffer a critical illness. It even includes cover for

less severe conditions

Living Lifestyle Dependant Protector will pay you if your spouse or child suffers a critical illness

under this benefit

Consider this…You may have a medical aid which covers

medical expenses such as medication,

hospital stays or surgical procedures.

However a medical aid does not

cover non-medical costs and lifestyle

adjustment costs which a critical illness

can and will lead to. A critical illness

benefit is essential in ensuring that you

have the finances available to pay for

these additional expenses.

Contact Us

Contact us without delay. Speak to your Liberty Adviser or Broker to discuss these benefits in full.

Alternatively call 0860 327 327 or visit www.liberty.co.za.