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Commit to Your Financial Literacy. Dennis J.Trittin, CFA President & CEO LifeSmart Publishing, LLC. Our Story and Mission. Financial Management Pillars. Managing. Earning. Distributing. Investing. Banking. Protecting. Managing It. Commit to Your Financial and Economic Literacy - PowerPoint PPT Presentation
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Commit to Your Commit to Your Financial LiteracyFinancial Literacy
Dennis J.Trittin, CFADennis J.Trittin, CFA
President & CEOPresident & CEO
LifeSmart Publishing, LLCLifeSmart Publishing, LLC
Our Story and MissionOur Story and Mission
Financial Management Pillars
Managing
Earning
Distributing
Investing
Banking
Protecting
Managing ItManaging It
Commit to Your Financial and Commit to Your Financial and Economic LiteracyEconomic Literacy
Be a Wise Steward, Disciplined Planner, Be a Wise Steward, Disciplined Planner, Skillful Earner, Wise Investor, Prudent Skillful Earner, Wise Investor, Prudent Consumer, and Cheerful GiverConsumer, and Cheerful Giver
Thriving in Your Career
Earning ItEarning It Carefully Select a Well-Matched CareerCarefully Select a Well-Matched Career Deliver Deliver ExcellenceExcellence to Your Employer to Your Employer Learn the Secret to a Glowing ReviewLearn the Secret to a Glowing Review Diversify Your Contributions to be a VIP!Diversify Your Contributions to be a VIP! Always Look Ahead and Build Your ValueAlways Look Ahead and Build Your Value
Dividing the Financial Pie
Distributing ItDistributing It Give, Invest, then Spend! (10/20/70)Give, Invest, then Spend! (10/20/70) Live Within Your Means to Generate Positive Live Within Your Means to Generate Positive
Cash FlowCash Flow Regularly Budget and Analyze Your SpendingRegularly Budget and Analyze Your Spending Save Up for Major Expenses/Use Debt Sparingly Save Up for Major Expenses/Use Debt Sparingly
and Wisely/Avoid High Fixed Expensesand Wisely/Avoid High Fixed Expenses
Oh, If It Were Only This Easy!
Investing ItInvesting It Invest Early, Regularly, and As Much As You Invest Early, Regularly, and As Much As You
Can in a Globally Diversified ProgramCan in a Globally Diversified Program Invest According to Your Risk ToleranceInvest According to Your Risk Tolerance Patiently Commit to a Long-Term StrategyPatiently Commit to a Long-Term Strategy Avoid Speculating, Panicking, and Chasing Avoid Speculating, Panicking, and Chasing
Yesterday’s WinnersYesterday’s Winners Be Attentive to Costs and TaxesBe Attentive to Costs and Taxes
Is This Your Investment Experience?
Why Most Investors FailWhy Most Investors Fail They Wait Too Long to InvestThey Wait Too Long to Invest They Don’t Understand How to Manage They Don’t Understand How to Manage
Risk Over Their LifetimesRisk Over Their Lifetimes They Buy High and Sell Low and Time They Buy High and Sell Low and Time
the Marketthe Market They Don’t Diversify ProperlyThey Don’t Diversify Properly
Did You Know…Did You Know… A Ballpark of How Much You Should Invest A Ballpark of How Much You Should Invest
in Stocks is 100-Your Age?in Stocks is 100-Your Age? The Average US Investor Loses 2-3% Per The Average US Investor Loses 2-3% Per
Year from Bad Timing Decisions?Year from Bad Timing Decisions? If You Invest $12.15/Day Beginning at Age If You Invest $12.15/Day Beginning at Age
23 and Return 6%/Year, You’ll Be a 23 and Return 6%/Year, You’ll Be a Millionaire By Age 65!Millionaire By Age 65!
Banking ItBanking It Develop an Emergency Fund of 4-6 Months Develop an Emergency Fund of 4-6 Months
of Expensesof Expenses Develop a Strong Credit Rating and Personal Develop a Strong Credit Rating and Personal
Balance SheetBalance Sheet Avoid Debt as Much as PossibleAvoid Debt as Much as Possible Avoid Credit Card Purchases You Can’t Pay Avoid Credit Card Purchases You Can’t Pay
Off at Month EndOff at Month End
Protecting ItProtecting It
Purchase Insurance Appropriate for Purchase Insurance Appropriate for Your SituationYour Situation
Take Precautions to Avoid Identity Take Precautions to Avoid Identity TheftTheft
Avoid “Get Rich Quick” SchemesAvoid “Get Rich Quick” Schemes
Contact InformationContact Information For Indonesian translation WIWIK @18 For Indonesian translation WIWIK @18
books:books:
Kesaint Blanc PublishingKesaint Blanc Publishing
PP:: (021) 4290 6862 (hunting), 4288 6726 (021) 4290 6862 (hunting), 4288 6726FF:: (021) 4288 6725 (021) 4288 6725
e: e: [email protected]@kesaintblanc.co.id or or [email protected]@kesaintblanc.co.id
www.dennistrittin.comwww.dennistrittin.com
May they Soar Like Eagles… and Fulfill their Dreams!
THANK YOUTHANK YOU for building the next for building the next
generation of honorable generation of honorable leaders.leaders.
We salute you!We salute you!
