2.9%

9.1%

3.3%

Payment Delinquency

Credit Card Delinquency

Credit Card Use

Manufacturing Retail

Real Estate

Construction

Business Services

Trade, Transportation

& Utilities

Small Business Health Index

U.S. Jobs Health

D&B U.S. Economic Health TrackerA multi-dimensional view of the U.S. Economy

D&B’s Small Business Health Index stabilized during the last reporting period, indicating potential strengthening of the small business sector. Challenges remain, due largely to the lack of stronger top-line growth in the U.S. economy.

D&B estimates 208,000 new jobs were added to U.S. payrolls in April 2014, with marked gains in retail and manufacturing.

May 2014

Small Business Health Index: Overall

Source: D&B Global Data, Insights & Analytics

60

80

100

120

Apr' 14Dec '10Dec '08Dec '06Dec '04

0.4points

US Jobs Health: Overall

Source: D&B Global Data, Insights & Analytics

140000

160000

180000

200000

220000

Apr' 14Mar' 14Feb' 14Jan' 14Dec' 13Nov' 13

208,000

www.dnb.com/tracker

The D&B U.S. Economic Health Tracker showed dogged improvement in April 2014. Small business health stabilized after a number months of decline. Although wintry weather took its toll in the Northeast and Midwest earlier in the year, small businesses continue to demonstrate strong on-time bill and credit-card payments. Meanwhile, an estimated 208,000 new jobs were created, driven by strong gains in the retail and manufacturing segments. Finally, the U.S. Business Health Index strengthened yet again in April, registering a 53.7-percent index value, the highest recorded level since the index began in December 2010. U.S. businesses show sustained balance sheet and financial health, based on the weighted average of D&B’s Viability Rating, Delinquency Predictor, and Total Loss Predictor. Overall, the American economic recovery remains a choppy one, albeit with signs of hope in specific sectors.

The Small Business Health Index measures year-over-year small business performance through equally weighted payment patterns and credit use. U.S. Jobs Health combines Small Business Health Index industry data with BLS figures to forecast monthly nonfarm payroll employment. The U.S. Business Health Index provides a year-over-year equally weighted average of D&B’s Viability Score, Delinquency Predictor and Total Loss Predictor. The index ranges from zero (with all businesses recording high levels of risk) to 100% (with all businesses recording low levels of risk). Data available as of Apr. 25, 2014.

Methodology

www.dnb.com/tracker May 2014

About Dun & Bradstreet® (D&B)Dun & Bradstreet (NYSE:DNB) is the world’s leading source of commercial information and insight on businesses, enabling companies to Decide with Confidence® for 172 years. D&B’s global commercial database contains more than 230 million business records. The database is enhanced by D&B’s proprietary DUNSRight® Quality Process, which provides our customers with quality business information. This quality information is the foundation of our global solutions that customers rely on to make critical business decisions.

© Dun & Bradstreet, Inc. 2014. All rights reserved. (DB-3799 5/14)

U.S. Business Health Index

To learn more, visit www.dnb.com/tracker

Perspectives

12.2%

2.3%

Viability

Delinquency

11.6%Total Loss

US Business Health Index: Overall

Source: D&B Global Data, Insights & Analytics

45

50

55

Apr' 14Jan '13Feb' 12

IMPROVEMENT

NEUTRAL

DETERIORATION

8.6%

TOTAL INDEX VALUE53.7

Y/Y

U.S. business health improved 8.6 percent year-over-year in April 2014. Businesses faced a lower risk of failing and continued making on-time bill payments.

How to read this indicator:

A reading of 50%

represents “neutral.”

A reading of more than

50% reflects improvement and a reading

of less than 50% reflects

deterioration.