DBF JAIIB Principles of Banking Bank Tech Module C

JAIIB/DBF-MODULE CIIBF Latest Edition Taxmann Publications Pvt.Ltd., Price Rs.345/-JAIIB - Work Book on Principles of Banking; Accounting & Finance for Bankers and Legal Aspects of Banking The Work book is intended to assist students appearing for JAIIB examination to gain an understanding on the type of questions that will be asked in the three subjects of JAIIB.In this new, easy-to-read format, objective type questions are introduced in a non-specialist context for the benefit of candidates. Throughout the book, examples and self-check questions are used to test the readers ongoing understanding of the essential concepts of the different subjects.Written by experts in the field of banking, the book includes caselets and questions on the practical situations from the examination point of view with answers and explanations.Though the Work book is mainly oriented towards students, this can be essential reading for bankers also.

JAIIB/DBF-MODULE CThe Class is divided into Three Parts -Part I : Syllabus Outline Units 12 to 16Part II : Presentation on Advancements & innov@tions in Banking TechnologyPart III : IMPORTANT TIPSPart IV : Model Question Bank (Objective type Multiple choice)

JAIIB/DBF-SYLLABUS- Unit 12Unit 12 ESSENTIAL OF BANK COMPUTERISATION12.1 Introduction

12.2. Bank Computerisation 1. What is computerisation? 2. Stand-alone Computer System 3. Multi-user Systems

JAIIB/DBF-SYLLABUS- Unit 12 (contd.)

12.3 LANs and WANs 1. Local Area Network (LAN) 2. Topology (layout) 3. Protocols 4. Wide Area Network

12.4 Uninterrupted Power System (UPS)


12.5. Core Banking 1. Business Components 2. Benefits 3. Essential Requirements - Creation of Primary Data Centre - Disaster Recovery Site (DRS) - Business Process Re-engineering (BPR) - Specialised Consultancy - Infrastructure

JAIIB/DBF-SYLLABUS- Unit 13

Unit 13 PAYMENT SYSTEMS AND ELECTRONIC BANKING 13.1 Introduction

13.2 Electronic Payment Systems 1. ATMs 2. HWAK (The Intelligent Auto Teller and Netware Management System)

13.3 Personal Identification Number (PIN)

13.4 Electro-Magnetic Cards 1. Credit Cards 2. Debit Cards 3. Smart Cards 4. Multiple PIN 5. Electronic Purse 6. Bank Card 7. Electronic Cheque 8.Electronic Cash 9. Electronic Token 10. Corporate Cash Management Services


13.5 Electronic Banking

1. Anytime Banking 2. Anywhere Banking 3. Home Banking (Corporate and Personal) 4. Internet Banking 5. Mobile Banking 6. Electronic Commerce (e-Commerce)

13.6 Signature Storage and Retrieval System

13.7 - Cheque Truncation

13.8 Note and Coin Counting Machines


Unit 14 DATA COMMUNICATION NETWORK AND EFT SYSTEMS 14.1 Introduction14.2 Advent of Information Technology in Banking14.3. Data Communication Networks 1. Components of Data Communication Networks 2. Modes of Transmission14.4 Network Scenario in India : Major Networks 1. INET 2. NICNET 3. INDONET


14.5 Emerging Trends in Communication Networks for Banking 1. RBIs VSAT Network 2. Internet

14.6 Evolution of EFT Systems14.7 Telex Communication for Message Transfer14.8 Structured Message Transfer System Using SWIFT 1. Security in SWIFT 2. Developments in SWIFT


14.9 - Automated Clearing Systems 1. Clearing House Inter-bank Payment System (CHIPS) 2. Clearing House Automated Payment System (CHAPS) 3. Clearing House Automated Transfer System (CHATS)14.10 Two-Level Funds Transfer Systems 1. Fedwire 2. Bankwire 3. Point-of-Sale Systems (POS)


14.11 Development in India

1. Electronic Clearing System in India 2. Electronic Fund Transfer System in India 3. Real-time Gross Settlement (RTGS) System 4. Digital Signature


Unit 15 ROLE OF TECHNOLOGY UPGRADATION AND ITS IMPACT ON BANKS

15.1 Introduction 15.2 Trends in Technology Developments 1. Data Warehousing and Data Mining


15.3 Role and Uses of Technology Upgradation 1. Data and Message Transferring 2. Corporate Web Sites 3. Management Information Systems (MIS)

15.4 Global Trends in Banking Systems


15.5 Impact of IT on Banks 1. Changes in Organisational structure and Orientation 2. Impact on Service Quality 3. Impact on Human Resources 4. Impact on Privacy and Confidentiality of Data


Unit 16 SECURITY CONSIDERATIONS16.1 Introduciton

16.2 Risk concern Areas 1. Data and Software 2. Infrastructure 3. Peopleware


16.3 Different Types of Threats 1. Accidental Damages 2. Malicious Damages16.4 Control Mechanism 1. Physical Controls 2. Internal Controls 3. Operational Controls


16.5 Computer Audit 1. Scope of Computer Audit 2. Audit Approaches16.6 Evaluation Requirements 1. Computer Hardware 2. Computer Software 3. Data 4. Communication Channels 5. Contingency Planning and Recovery Procedures 6. System Development Process

16.7 Legal Framework for Electronic Transactions

JAIIB/DBF-Module C- PresentationElectronic Funds Transfer (EFT)Special EFTEFT-Point-of-Sale (POS)Electronic Clearing Service (ECS) Credit Clg. & Debit Clg.Cash Dispenser & Automated Teller Machines (ATMs)Shared Payment Network Systems (SPNs) (SWADHAN)

JAIIB/DBF-Module C-PresentationBANKNETCOmputerised Message Transfer (COMET)Very Small Aperture Terminal (VSAT)Regional Grid Clearing Collection of Outstation ChequesCredit Cards/Debit CardsPlastic Card / Smart Card / e-PurseLaser Card

JAIIB/DBF-Module C-Presentation

Cheque CardsTerrestrial Microwave Radio TransmissionSatellite Microwave (Geo-Stationary Satellite)Communicaiton through use of Optical Fibre TechnologyNET (Packet Switched Public Data Network)HVNET (High Speed VSAT Networks TeleconferencingInternet BankingVirtual / Digital / e-Sign Signatures in BankingCheque Clearing using Magnetic Ink Character Recognition (MICR) Technology Facilities for paper based clearing

JAIIB/DBF-Module C-Presentation Cheque Truncation SmartQuill Computer PenSalient features of RTGS Real Time Gross Settlement RBI-Payment & Settlement Systems Vision 2005-08Retail Payment System Online Tax Accounting System (OLTAS)Online Indirect Taxes Accounting System (OLITAS)

JAIIB/DBF-Module C-Presentation Electronic Commerce / Electronic Data Interchange (EDI) by banksIDRBTs INFINET & Structured Financial Messaging System (SFMS) through internetIDRBTs Multi-Application Smart Card based Payment SystemIDRBTs National Financial Switch (NFS)

JAIIB/DBF-Module C-PresentationRefer various Committee Reports on IT:RBI-1983 Damle - Report of the working group to consider Feasibility of Introducing MICR/OCR Technology for cheque processing RBI-1984-Dr.C.Rangarajan Committee Report on MechanisationRBI -1994 Saraf Committee on Technology IssuesRBI-1996 Shere Committee on Electronic Funds Transfer & Other Electronic PaymentsRBI-1999- Vasudevan Committee on INFINETRBI-2001- Dr.Mitra Report of the Expert Committee on Legal Aspects of Bank Frauds

JAIIB/DBF-Module C-Presentation 2002- Zarir Cama Report of the Working Group on Electronic MoneyRBI-2003- Dr.R.B.Barman,ED,RBI -Working Group on Cheque Truncation and e-cheques

JAIIB/DBF-Module C-e-learning on CBS (e-LCBS) FOR DB&F STUDENTS ONLY :Highlights of Course :E-learning on Core Banking Solutions (e-LCBS)The sessions focuses on What, When and How aspects of conducting normal banking business in a CBS environmentContent:Chapter 1 : Banking BusinessChapter 2 : Evolution of Banking TechnologyChapter 3 : Using a Core Banking SolutionChapter 4 : CBS Supported Products and ServicesChapter 5 : Customer Related ProcessesChapter 6 : Teller OperationsChapter 7 : Customer Induced TransactionsChapter 8 : Reports

JAIIB/DBF-Module C-IMPORTANT TIPS- Read IIBF study material/books, Work Book thoroughly-Attend MUL-LIVE Virtual Classes/Contact Classes- DBF STUDENTS ONLY - Study e-learning on Core Banking Solutions (e-LCBS)- Read IIBF VISION and Solve FQs on website- Duration of examination is 120 minutes (2 hrs.) for each paper- Approximately 120 multiple choice questions to be answered in each paper IMP. TIPS for attempting questions- Read the question paper & try to grasp questions carefully- Attempt all Questions Do not leave any question unattempted- JAIIB- No negative marking DBF negative marking

JAIIB/DBF-Module C-IMPORTANT TIPS- Negative marking will be applied in case of wrong answers at half of inverse proportion to the number of option given in the question. For example, 1 mark question with 4 options will have 1/8th as negative mark, if answered wrongly.

JAIIB/DBF-Module C-IMPORTANT TIPS- Pattern of Examination :The questions, of three difficulty levels, viz., basic, intermediate and advanced level are designed to test the following :- Knowledge- Conceptual Grasp- Decision Making- Problem Solving- Case AnalysisThere could be a case study with a set of about 5 questions.JAIIB -Examination will be conducted both online and offline mode for JAIIB as per option exercised by the candidate DBF Examination will be conducted in offline mode only

JAIIB/DBF ADDITIONAL READING - Book on Modern B@nking TechnologyModern B@nking Technology foreword by Dr.R.B. Barman, Executive Director, RBI Rs.300/- - author - Dr.Firdos T. Shroff, Jt.Director (Academics),IIBF, Mumbai- published by - Northern Book Centre, New DelhiLatest updates on technology front easy to read format specially for students of JAIIB/CAIIB/Diploma in Banking & Finance

JAIIB/DBF-Module C-MODEL QUESTION BANKMODEL QUESTION BANK Multiple Choice Questions (MCQs) - Let us Attempt Question Bank TOGETHER

JAIIB/DBF-Banking Technology - Module C T H A N K YOU!WISHING YOU ALL SUCCESS IN YOUR EXAMS. Queries, if any, on JAIIB/DBF - Banking Technology Module C may be sent via email to :Dr. Firdos T. Shroff,Jt.Director (Faculty-IT- Academics), IIBF, MumbaiTel : (022) 2215 5092 Mob:09821274825Email: [email protected] [email protected] regular updates-visit portal:www.iibf.org.in

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DBF JAIIB Principles of Banking Bank Tech Module C