Exhibit 1. Fifteen Million Young Adults Ages 19–25 Enrolled in or Stayed on Their Parents’ Health Plan in Past 12 Months

Distribution of 15 million adults ages 19–25 who enrolled in or stayed on their parents’ health plan in past 12 months

Source: The Commonwealth Fund Health Insurance Tracking Survey of Young Adults, 2013.

Ages 19–22 and not a full-time student

3.3 million(22%)

Ages 23–25 4.5 million

(30%)

Ages 19–22 and a full-time

student7.2 million

(48%)

7.8 million young adults who likely would not have

been able to enroll in parents’ health plan prior to the passage

of the Affordable Care Act

Exhibit 2. Awareness of the Ability to Enroll in Parents’ Health Plans Among 19-to-25-Year-Olds Climbed from 2011 to 2013

Notes: FPL refers to federal poverty level. Base: Among adults ages 19–25. Source: The Commonwealth Fund Health Insurance Tracking Surveys of Young Adults, 2011 and 2013.

Under the new health reform law, children up to the age of 26 can stay on or enroll in their parents’ health plans if they include dependent coverage.

Were you aware of this change?

Total 19–22 23–25 <133% FPL

133% FPL or more

High school or less

At least some

college

Demo-crat

Repub-lican

0

25

50

75

100

59 6057

29

66

38

72

64 626257

69

46

65

47

71

63

74

2011 (November) 2013 (March)

Age Poverty status Education Political affiliation

Exhibit 3. Enrollment on Parents’ Health Plans Among 19-to-25-Year-Olds Increased from 2011 to 2013

Percent of adults ages 19–25 who stayed on or newly enrolled in parents’ health plan in past 12 months

Notes: FPL refers to federal poverty level. Source: The Commonwealth Fund Health Insurance Tracking Surveys of Young Adults, 2011 and 2013.

Total 19–22 23–25 <133% FPL

133% FPL or more

High school or less

At least some

college

Demo-crat

Repub-lican

0

25

50

75

100

47

62

26

17

55

27

60

505451

62

36

26

57

38

59

45

63

2011 (November) 2013 (March)

Age Poverty status Education Political affiliation

Exhibit 4. Percentage of Uninsured Young Adults Declined from 2011 to 2013; Gains Were Largest Among Low-Income Young Adults

Note: Totals may not equal sum of bars because of rounding. FPL refers to federal poverty level.Source: The Commonwealth Fund Health Insurance Tracking Surveys of Young Adults, 2011 and 2013.

Percent of young adults ages 19–29

2011 2013 2011 2013 2011 2013 2011 2013 2011 20130

25

50

75

100

22 21

4841

27 2715 16

9 9

1712

21

19

21 17

13 1113

7

<133% FPL 133%–249% FPL

Total

3934

4844

27

Insured now, time uninsured in past year

Uninsured now

28

400% FPL or more

250%–399% FPL

2216

70

59

Exhibit 5. Awareness of Health Insurance Marketplaces Is LowAmong 19-to-29-Year-Olds

Notes: FPL refers to federal poverty level. * Combines “Insured now, time uninsured in past year” and “Uninsured now.”Source: The Commonwealth Fund Health Insurance Tracking Survey of Young Adults, 2013.

Starting in October, people without health insurance through a job will be able to go to a new insurance “exchange” or marketplace in their state and buy a health plan.

Have you heard about this new health insurance option?

0

25

50

75

100

2731

19 18

26 2832

70 6874

79

70 6965

Yes No

Insurance continuity Poverty status

Exhibit 6. Eighty-Two Percent of Young Adults with a Time UninsuredHad Incomes Under 400 Percent of Poverty, Making Them Potentially

Eligible for Medicaid or Subsidies to Buy Insurance in the Marketplaces

15.7 million young adults ages 19–29 who were uninsured during the year*

* Combines “Insured now, time uninsured in past year” and “Uninsured now.” Notes: FPL refers to federal poverty level. 15 respondents who did not give updated income information are included in the distribution but not shown in the chart above. Source: The Commonwealth Fund Health Insurance Tracking Survey of Young Adults, 2013.

<100% FPL28%

133%–249% FPL33%

400% FPL or more

17% 250%–399% FPL15%

Subsidized private coverage with consumer protections

Nonsubsidized private coverage with consumer protections or parents’ policies

100%–<133% FPL5%

Medicaid

Medicaid or subsidized private coverage

Monthly premium amount paid by policy holder and premium tax credit

Exhibit 7. Monthly Premium Amount and Tax Credits for a Young Adult Under the Affordable Care Act, 2014

Notes: For an individual policy holder in a medium-cost area in 2014. Incomes are projected annual incomes for 2014. Premium estimates are based on an actuarial value of 0.70. Actuarial value is the average percent of medical costs covered by a health plan. FPL refers to federal poverty level.Source: Premium estimates are from Kaiser Family Foundation Health Reform Subsidy Calculator athttp://healthreform.kff.org/Subsidycalculator.aspx.

$0

$50

$100

$150

$200

$250

$300

1938

58

121

193

273 283263

244225

162

90

9

Required premium payment by policy holder age 25Premium tax credit for policy holder age 25

Contri-bution capped at 3.0% of income

Contri-bution capped at 4.0% of income

Contri-bution capped at 6.3% of income

Contri-bution capped at 8.05% of income

Contri-bution capped at 9.5% of income

133% FPL$15,302

150% FPL$17,258

200% FPL$23,011

250% FPL$28,763

300% FPL$34,516

400% FPL$46,021

Full premium = $283

Contri-bution capped at 2.0% of income

100% FPL$11,505