Fairfield Business Journal

BUSINESS JOURNALFAIRFIELD COUNT Y

YOUR ONLY SOURCE FOR LOCAL BUSINESS NEWS • westfaironline.com

BY PATRICK [email protected]

Prompted in part by the Affordable Care Act, health care providers nationwide are beginning to rally behind a novel concept:

being rewarded for keeping people out of the hospital.

Under a provision of the health care law,

doctors, hospitals and other providers who serve Medicare patients now have the option of forming accountable care organizations (ACOs), which present a framework for ulti-mately replacing the fee-for-service system with a pay-for-performance arrangement.

This shift represents one of the most signifi-

Vol 48, No. 19 • May 7, 2012

Terms easing on commercial and real estate loans? Yes, but not standards … 2

For ASML, the chips are not down … 3

A very small fan base for very light jets at UTC … 5

Obamacare rebate checks are in the mail … 7

More than 300 approved for Small Business Express … 10

The List: Largest public com-panies ... 12

Special report: A Fairfield County mogul gets his time in the public eye ... 13

Also …“In 1952 in Bridgeport, there were more registered Republicans than registered Democrats, believe it or not – and back then in Bridgeport, Democrats could only vote once.” … 4

Solar firms open in Stamford • 11

After sour 2011,

BI finds ’12

sweet

MEDIA PARTNER

FCBJ TODAY

Incentivizing medicinePay-for-performance changing health care

BoB

Rozy

cki

Medicine, page 6

Sweet, page 6Internships, page 6

Drs. John Crowe and John Murphy

BY ALEXANDER [email protected]

Looking for an internship in real estate investment? Advance to Avant Capital Partners’ website in Greenwich.

Hospitality? HEI Hotels & Resorts in Norwalk still has the welcome mat out.

Think you might end up spending the summer on the golf links? Put those clubs down. Mill River Country Club is looking for

an accounting intern.This year’s college graduates are hitting a

better job market than alumni of the previ-ous three years, but only a slim majority of employers say they plan to hire recent college graduates.

The Business Council of Fairfield County is referring prospective interns to a web-site called InternHere.com, which at press

Teeing up internships


In a video spoof online, a marketing guru gives viewers a peek at how Boehringer Ingelheim plans to generate word-of-mouth: parrots trained by buxom sci-entists to pronounce – correctly – the company’s name.

A few more models and macaws may be needed in Ridgefield to generate some noise in Hartford.

As Gov. Dannel P. Malloy outlines a bio-sciences “research triangle” framed by Yale University in New Haven and University of Connecticut facilities in Farmington and Storrs, Boehringer Ingelheim Pharmaceuticals Inc. is promising reinvigorated growth, a year after a bestselling drug opened up to generic competi-tion resulted in hundreds of job cuts.

As Connecticut works with Jackson Laboratory Inc. to build a $1 billion genom-ics research facility in Farmington, Boehringer Ingelheim has flown relatively low on the radar of late – until recently when it revealed big job gains in the past year amid successful new drug trials now under way.

With the company’s U.S. headquarters in Ridgefield more than 40 miles outside Malloy’s industry triangle on the far western side of the state, it may be time for the governor to redraw his life sciences map to encompass a “research rhombus.”

Boehringer Ingelheim’s presence has hardly been lost on Malloy – last August he was on hand for a ceremonial groundbreaking on a $42.5 million addition to the company’s local campus, where it will undertake vary-ing research and safety studies. Boehringer Ingelheim followed that up last November with a second building that will cost $65 million. The

Week of May 7, 2012 • FairField County Business Journal a division of Westfair Business Publications • www.westfaironline.com2


A pair of new surveys suggest renewed confidence by real estate lenders and borrowers, despite a momentary dip

on a separate index that tracks the invest-ment performance of commercial real estate properties.

It marked the second straight Federal Reserve survey in which more bankers reported stronger demand for commercial loans, with inquiries on credit lines also up to help in covering costs for inventory, equipment, accounts receivable and acquisi-tions.

An ongoing real estate survey by Marcus & Millichap and National Real Estate Investor, meanwhile, showed that confidence hit its highest level in the first quarter since the index started in 2004, following a dip in the fourth quarter last year.

Real estate’s investment performance in the first quarter, however, was at its low-est level in two years in the East, accord-ing to a separate index maintained by the National Council of Real Estate Investment Fiduciaries.

Nearly 60 percent of real estate investors told the Fed that credit is more available today than six months previous, with less than 10 percent of respondents reporting tightening credit. Multifamily apartment

buildings remain the most-sought-after investments nationally, with undeveloped land and offices trailing as companies con-tinue to use available space to accommodate new hires.

“The incoming data on the U.S. econ-omy has been a bit more upbeat of late, suggesting that the recovery may be getting better established,” said William Dudley, president of the Federal Reserve Bank of New York, speaking in Buffalo last month. “But while these developments are cer-tainly encouraging, it is far too soon to conclude that we are out of the woods in terms of generating a strong, sustainable recovery.”

In its quarterly survey of senior loan officers, the Federal Reserve queried more than 80 banks, including some foreign banks that have loan offices here. The Fed does not break the results out by regions.

Overall, an increasing number of domes-tic banks told the Fed they are easing terms on commercial and industrial loans in response to more aggressive competition from banks and other lenders, as well as loans for commercial real estate – mainly decreasing spreads on loan rates over the cost of funds.

To a lesser degree, bankers cited an improving economy as a reason for easing loan terms.

Optimism rising among lenders, borrowers

Q1 Q2 Q3 Q4

2012 2.1%

2011 3.6% 3.9% 3.0% 2.9%

2010 0.5% 4.4% 4.2% 5.3%

2009 -8.4% -5.2% -2.4% -2.2%

2008 1.6% 0.4% 0% -9.7%

2007 3.7% 4.3% 4.0% 3.1%

NCREIF PROPERTY INDEX, EAST REGIONTotal rate of return on investment performance

Source: National Council of Real Estate Investment Fiduciaries

Home permits up in Q1Despite a tepid March, builders in the first quarter filed permits for new homes in Fairfield County at 250 percent the rate of a year ago.

The 2012 filings were bolstered by AvalonBay’s permit for more than 260 units in Shelton, where the Arlington, Va.-based company has its local administrative office. Some 75 new permits in March pushed Fairfield County’s year-to-date total to more than 400 units in all.

Parallel 41 readies for opening

The RMS Cos. chose Parallel 41 as the name for a new apartment building at 1340 Washington Ave. in Stamford that will total nearly 125 units near the University of Connecticut-Stamford.

The building’s amenities include a roof deck equipped with an outdoor kitchen and flat-screen TVs, a health club, a lounge and game room and a private screening room with a 120-inch rear projection TV as well as a popcorn machine.

The 18 penthouses have private roof terraces. An opening is scheduled for later this spring.

Monroe-based JL Design Associates was the interior designer and Glastonbury-based TRIO Properties L.L.C. is the building man-ager.

Hotel OK’d for Harbor Point

Stamford’s zoning board approved Building & Land Technology’s application for a 125-room waterfront hotel, Stamford’s first since Hotel Zero Degrees opened in 2009.

Stamford-based BLT has yet to identify the brand of the planned hotel, which will provide a focal point for its ongoing Harbor Point development that has drawn the headquarters of Starwood Hotels & Resorts Worldwide Inc., among other companies.

Separately, Stamford’s zoning board is

threatening to delay some BLT work at Harbor Point until the company comes up with a permanent replacement for a boat yard that has been shut down for environ-mental remediation, the Stamford Advocate reported.

Goodrich renovations roll on

Goodrich Corp. is spending $2 million on renovations at its 100 Wooster Road facility in Danbury, as United Technologies Corp. finalizes financing to acquire the company.

Goodrich has more than 500 employees at an optics and satellite systems plant on Wooster Road.

BNC refinances three buildings

Bank of New Canaan reportedly loaned $15.5 million secured by three Westport office buildings totaling 83,000 square feet of space and fully occupied.

Affiliates of Paragon Realty Group L.L.C. secured the financing for buildings at 301 Riverside Ave., 191 Post Road West and 276

Post Road West, according to CoStar, with the Westport office of Goedecke & Co. L.L.C. arranging the financing.

Barnum exhibit puts focus on reconstruction

Twenty-two months after a tornado bashed into the Barnum Museum, the Bridgeport attraction has partially reopened with an exhibit chronicling its own rebuilding efforts.

The original Barnum Institute build-ing was completed in 1893. It is owned by the city of Bridgeport and is listed in the National Register of Historic Places.

Swanke Hayden Connell Architects is restoring the museum’s historic dome and other parts of the building. The multimil-lion-dollar project is expected to take two more years to complete.

An exhibit called “Recovery in Action” is open Thursdays and Fridays from 11 a.m. to 3 p.m. in the People’s United Bank Gallery, showcasing restoration efforts by the muse-um to the collections and property. The museum also resumes lectures this month.

– Alexander Soule

GOld cOAstAl prOperty

Credit standards governing whether a company can get a loan remain largely unchanged, but overall loan demand is also increasing, lenders told the Fed, including for residential mortgages.

More banks are soliciting applications for the Home Affordable Refinance Program, or HARP 2.0, authorized late last year to help homeowners refinance mortgages that are severely underwater. A third of banks are actively soliciting HARP 2.0 applications and satisfying most demand as it comes in, though nearly half of the banks indicated that they had very little participation in HARP 2.0.

A majority of participants said they expected to approve at least 60 percent of HARP 2.0 applications.

Banks were also asked to indicate what factors were currently impeding their ability to originate more home loans – factors at play included a high level of loan applica-tions and difficulties in completing timely and accurate appraisals.

The Fed also quizzed banks on whether they have altered their policies on lend-ing to businesses with a significant pres-ence in Europe, with the financial crisis there impacting U.S. companies to secure financing.

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of May 7, 2012 3

Robert D. Scinto, Inc.is pleased to offer the following spaces for lease.

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50 Waterview Drive, Shelton, Connecticut90,000 sq. ft. – R&D, light manufacturing, warehousing, and office space

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After taking Applied Materials’ crown as the largest maker of semiconduc-tor manufacturing equipment in the

world, ASML Holding NV is readying sys-tems to produce far smaller circuitry that it hopes will boost further sales in the near future.

The Netherlands-based company makes systems to print circuitry on chips, flat panel displays and other devices. A half-dozen of ASML’s new extreme ultraviolet lithography systems are now being used in factories.

ASML’s largest U.S. plant is in Wilton, where the company has the largest high-tech workforce in Fairfield County at more than 900 employees. ASML picked up its Wilton plant via its 2000 acquisition of SVG Lithography, with the plant originally built 50 years ago by PerkinElmer.

ASML was launched in 1984 in the Netherlands as a joint venture between Philips and Advanced Semiconductor Materials International, creating a North American headquarters the following year in Tempe, Ariz.

In the first quarter, sales were down 14 percent from a year ago to $1.6 billion, with U.S. system sales totaling about $210 million. ASML had a $369 million profit and its sales marked an improvement from a relatively anemic fourth quarter.

ASML said it expects revenue to come in slightly lower for the current quarter, but

sees a pick-up after that. Last year, the com-pany caught Applied Materials to become the world’s top maker of chip equipment, according to VLSI Research.

At ATMI Inc. in Danbury, whose canis-ters are used to pipe gases into chip-produc-tion chambers, revenue was down 8 percent to below $93 million, with executives simi-larly citing softness in the semiconductor sector that they expect to dissipate.

“Our microelectronics revenues were consistent with the industry bottoming during the quarter, particularly with cer-tain foundry customers,” ATMI CFO Tim Carlson said.

Worldwide semiconductor revenue totaled $307 billion last year, according to Stamford-based Gartner Inc., up 1.8 percent from 2010, with Intel Corp. hold-ing a 16.5 percent market share, its highest mark ever. Intel recently included ASML on a list of its top suppliers from a quality perspective.

Gartner analyst Peter Middleton said the growth has occurred despite an “inventory correction” that companies are completing that should bolster demand in the current second quarter. He projects a 4 percent growth rate for this year from 2011’s sales levels.

Longer term, ASML is working to sell equipment capable of producing circuits measuring less than 20 nanometers in diam-eter, with a human hair measuring any-where from 50,000 to 100,000 nanometers, with CEO Eric Meurice saying the smaller systems will be driven in part by emerging mobile technologies.

“There are certain numbers of phases when you introduce such a technology,” Meurice said during a mid-April conference call. “The first phase is to have some R&D tools to do some recipes and confirm the technology – that’s what we’ve been doing. And although there have been delays, … by the end of the day, the recipes are being made.

“If you talk to foundry customers, you will see a lot of exciting products getting into mobile applications which requires power,” he said.

thinking nano-tinyASML eyes smaller circuits for bigger sales

Worldwide semiconductor revenue totaled $307 billion last year, according to Stamford-based Gartner Inc., up 1.8 percent from 2010.

FAIr ArGUMeNt

“In today’s world, people are about building things fast and they’re going to forget. We can’t let them forget … because if they do, this will all be for nothing.”

– David Roche, Connecticut State Building & Construction Trades Council, at the 25th anniversary commemoration

of the L’Ambiance Plaza collapse in Bridgeport


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Publisher • Dee DelBelloManaging Editor • Bob Rozycki

NewsFairfield County Bureau Chief • Alexander SouleEditor, Digital Content • Patrick GallagherRecords Reporter • George CassidyReporters • Patrick Gallagher • John Golden • Janice Kirkel • Mary Shustack • Zoë ZellersResearch Director • Alissa Frey

Advertising SalesSales Manager • Anne Jordan DuffyAccount Executives • Barbara Stewart Hanlon• Dan Vierno • Kristina CookDirector Digital Sales • Thomas Spanos

Programs and Projects Coordinator • Beverly Visosky

ProductionDepartment Director • Alison KouzmanoffArt Director • Caitlin NurgeDigital Media Designer • Olga Loginova

CirculationDirector of Circulation • Holly GallicchioCirculation Representative • Marcia Rudy

AdministrationChief Operating Officer • Michael GallicchioChief Financial Officer • Marie T . Orser Office Manager • Sylvia Sikoutris

PERSPECTIVES

“Taxmageddon?”

By now you’ve heard the term describing the

$500 billion tax increase that is on the books at the end of 2012. As the Heritage Foundation notes, under cur-rent law, five of 18 new tax hikes under Obamacare kick in even as the Bush and payroll tax cuts are set to expire along with the Alternative Minimum Tax patch.

Under the Affordable Care Act, a 3.8 percent surtax looms on income over $250,000, which Heritage Foundation researcher Curtis Dubay dubs “the most economically dam-aging tax in the law” and the one that raises the most rev-enue.

“A tax increase the size of Taxmageddon for just one year is sim-ply unprecedented,” Dubay wrote in an issue brief last month. “By comparison, all the tax increases in Obamacare – itself an enormous tax increase – raise $502 billion over 10 years, which is

almost as much as Taxmageddon will increase taxes just in 2013.”

Given that thorny little problem of a November election, we doubt Congress and Obama will have much of a prob-lem tabling Taxmageddon to a quick fix next year, along with another loom-

ing debt crisis and assorted other fiscal woes.

But a constantly shifting tar pit of tax policy is getting everyone stuck, including CPAs, according to a White Plains, N.Y., tax expert who testified at a U.S. Senate hearing last week on the issue.

“From a practical standpoint, or from the standpoint of a CPA profes-sional who is dealing with taxpayer issues daily, there is a need to address the varied types of taxes and how they impact the taxpayer and the tax col-lector,” said Sanford Zimman, who is

national tax chair of the National Conference of CPA Practitioners. “Individuals are left to battle with each jurisdiction that wants a piece of the action and their tax dollars … Businesses which have nexus in multiple jurisdictions are also potentially subject to double or triple taxation.”

At the same hearing, a Tax Foundation researcher tangled with a senator on the issue of tax simplification, recounting the

episode in a blog post that day, noting 9,600 different sales taxes alone nation-ally.

“States are moving away from simplicity, away from uniformity,” Joe Henchman said. “We have trouble keep-ing up with it all and we’re a tax policy think tank … not a small business.”

taxmagedd-on with it already

Tom Foley’s misfortune was not so much in trailing Ann Romney to the podium – after all, nobody

could have topped her graceful and downright great address in Stamford on the eve of the Republican primary.

The former gubernatorial nominee’s mistake might have been just taking the podium at all that evening.

If Foley keeps his new Prescott Bush Award in a prominent place, we have a feeling the DVD of his acceptance speech will be consigned to a dusty drawer – if not the dustbin.

From his opening comments appearing to mock Michelle Obama as first lady (imagine the GOP’s reaction to any ridicule of Laura Bush), to a Rod

Stewart joke that elicited a wince and headshake from Chris Shays on the dais just behind – this was not Foley’s finest night.

And it came as a surprise. In the 2010 campaign, Foley came across as one might expect given his pedigree as former ambassador to Ireland and President George W. Bush’s handpicked director of private sector develop-ment in Iraq – measured, quick-witted, sturdy.

If Gov. Dannel P. Malloy’s debate style is the strident equivalent of jab-bing a finger at his opponent, Foley proved the master of the arched eye-brow and even-toned rejoinder.

Nobody could blame Foley if he

were still feeling a bit bitter about the 2010 election, after the balloting fiasco in Bridgeport whose votes put Malloy over the top. That, by happenstance, provided fodder for Foley’s one amus-ing line of the night.

“In 1952 in Bridgeport, there were more registered Republicans than regis-tered Democrats, believe it or not – and back then in Bridgeport, Democrats could only vote once,” Foley said. “Dead Democrats couldn’t vote at all.”

That was as good as it got from Foley on this go around. If his party hopes not to be dead on arrival the next time it gets a crack at the gov-ernor’s mansion, it better elevate the rhetoric.

Grace, then grimaces


A MESSAGE FROM CITRIN COOPERMAN

BY ALAN A. SCHACHTER, CPA.ABV, CVA, CFE, CFF CITRIN COOPERMAN

Between high unemployment rates and a dissatisfied workforce, there’s been a rash of new business start-ups over the last several

years. Some will succeed. Others will fail. And like more established businesses, a portion of new busi-nesses will inevitably wind up in court, suing for economic damages based on allegations of breach of contract, malpractice, intellectual property infringement or business interruption.

Given the current economic en-vironment, it is a critical time to look at the obstacles and opportunities facing business owners and investors who may consider a lawsuit if their start-ups go under.

As with all businesses, lost profits for new enterprises must be proved. In the past, the “new business rule” restricted a start-up’s ability to sue for damages even if damages had occurred and there was no question that the business was entitled to a cash award. The courts ruled that lost profits could never be calculated with reasonable certainty without an established his-tory of the business’ profits.

The good news is that Con-necticut, New York and a majority of other states have since rejected the new business rule. Nevertheless, it is still a challenge for new busi-nesses to win a monetary award for damages because the courts often require a high threshold of evidence by the owner to support a lost prof-its claim. Connecticut and New York require that the enterprise firmly es-tablish that it would have been able to generate future profits, which is a tougher standard than that which is applied to an established business.

In addition, start-up businesses have limited options when it comes to ways to prove their case. Econom-ic damages experts often use one

of three methods to estimate lost profits: (1) management’s projec-tions, (2) the “before/after” method, or (3) the “yardstick” method. Since start-up companies usually do not have profitable before periods to assist in estimating future profits, and management’s projections are often over stated and unreliable, the yardstick method often becomes the only alternative. The yardstick method is used to predict a com-pany’s profits by reference to the performance of comparable busi-nesses. The challenge is finding reli-able matches in terms of location, size, industry and competition. The courts also look to similar businesses operated by the owner, the extent of the involvement of the enterprise’s investors, and the general state of the economy, when making their decision.

To prepare for these challenges, the business owner should work with an economic damages expert to compile as much company and industry data as possible, keeping in mind the high level of scrutiny that will be used to establish that the company would have earned profits.

The next Citrin Cooperman Cor-ner column will appear on this page, Monday, June 4th, 2012 dealing with executive compensation.

About the Author: Alan A. Schachter, a partner in Citrin Cooper-man’s Valuation and Forensic Ser-vices Group, is based in the Norwalk office. He is both a certified fraud examiner and a certified valuation analyst, and accredited as a business appraiser by the AICPA. Alan has presented and written extensively on many areas of forensic account-ing, litigation support and business valuation, and served as a special consultant to the New York State Department of Taxation and Finance for enforcement matters.

Alan can be reached by phone at (203) 254-3000 or at [email protected].

Citrin Cooperman is a full-service ac-counting and business consulting firm.

Citrin Cooperman CornerIf Your New Business Fails, Can You Collect Money?


In late April, Eclipse Aerospace Inc. received the federal stamp of approval to start producing new jets. Now if only it could get the same

stamp from its controlling investor United Technologies Corp.

As it nears completion of its gargantuan, $16.5 billion acquisition of Goodrich Corp., UTC has been pawning off assets to raise cash for the deal, including Rocketdyne, a manufacturer of rocket engines, and Clipper Windpower, a maker of wind turbines.

Two years after UTC subsidiary Sikorsky Aircraft Corp. acquired a significant stake in Albuquerque, N.M.-based Eclipse – with Sikorsky President Jeff Pino an enamored owner of one of the company’s “very light jets” – UTC has not stated any plans to put Eclipse onto the auction block as it has done with Clipper and Rocketdyne.

In an April conference call, however, a senior UTC executive painstakingly blocked any thought of additional funding into new production of Eclipse aircraft, which has been on hiatus since a 2009 bankruptcy.

CFO Greg Hayes bristled after being asked by an analyst about UTC’s invest-ment in Eclipse against divestments such as Rocketdyne.

“Can I make it very clear? We’re not investing any more money in Eclipse,” Hayes said. “We did make a small investment – less than $25 million – in Eclipse, really to service the aftermarket of the aircraft. I think there is about 300 of those airplanes that have been delivered. But we are not in the light-jet business if you will. We’re in the aftermarket

business supporting the planes that are out there, but we’re not in the manufacturing business for light jets.”

Stratford-based Sikorsky was one of two UTC divisions to see a sharp drop in first-quarter sales, along with UTC Climate, Controls and Security. UTC found a buyer in Comvest last month for its U.S. fire and security business. UTC had pieced the busi-ness together from the acquisition of Red Hawk Security Systems and other companies over several years.

Only in 2010, Pino wanted to restart Eclipse production, seeing opportunities to leverage Sikorsky’s supplier network and sales expertise.

“After I flew the Eclipse jet, I said this is (too) amazing a plane to not be in pro-duction,” Pino said at the time. “If you think about our strengths, which is putting together a supply chain and building stuff, I thought, ‘What a great possible combina-tion.’ So we invested, we’ve got all of our supply chain and operations professionals evaluating the business case to launch the jet again.”

If UTC does not see the business case, the Eclipse remains a singular engineer-ing feat, winning the 2005 Robert J. Collier Trophy bestowed by the National Aeronautic Association as the greatest advance in avia-tion that year. Last year’s Collier award rec-ognized the Boeing 787 Dreamliner, with Sikorsky winning the 2010 award for its X2 high-speed helicopter.

From a production standpoint, for now Eclipse remains stuck on the tarmac.

“It is an amazing personal piece of trans-portation, I can attest to that,” Pino said.

Utc grounds its

light-jet investment

A UTC executive sunk any suggestion of the company investing further in production of Eclipse jets.

ARt

GRAh

Am


cant changes to affect health care providers since the law was enacted, panelists said at an April 26 roundtable, “Can Hospitals Make the Difference,” hosted by the Fairfield County Business Journal and sister pub-lication the Westchester County Business Journal.

Providers or groups of providers who serve at least 5,000 Medicare beneficiaries were able to begin applying for status as ACOs under the Medicare Shared Savings Program in January, with the first ones offi-cially starting in April.

The private sector has also joined in the movement, with a number of regional medi-cal care providers forming ACOs for their commercially insured patients.

Whereas previously, more procedures would mean more revenue for doctors and hospitals, providers that choose to form or join an ACO are encouraged to avoid any unnecessary duplication of services and to prioritize patient satisfaction, resulting in shared savings for the ACO and the insur-

ance provider. “The financial incentives that were struc-

tured in a fee-for-service environment I think just led us down the path of, ‘The more stuff you do, the more money you make,’” said Dr. John Murphy, CEO of Western Connecticut Health Network and one of five panelists.

Now, he said, “We have to focus and cel-ebrate empty beds in a hospital as opposed to full beds in a hospital. The incentives have to lead the way ... I think the incentives have to reward keeping people well.”

Also speaking at the panel were Dr. John Crowe, president of Orthopedic and Neurosurgery Specialists P.C. in Greenwich; Jon Schandler, president and CEO of White Plains Hospital in Westchester County; Dr. Simeon Schwartz, CEO of WestMed Medical Group in Purchase, N.Y., and Mike Weber, president and CEO of Health Quest in LaGrangeville, N.Y.

The formation of ACOs – a topic that was covered on just seven of the 900-plus pages of the Affordable Care Act – is “funda-mentally reorganizing the entire health care delivery system,” Schwartz said.

One year ago, less than 1 percent of

WestMed’s patients were covered by some form of shared savings model. By July, Schwartz projected between 40 and 50 per-cent of the practice’s patients will fall under that category, a transition he said he had expected to take “decades.”

Similarly, Schandler said every new man-aged care contract entered into by White Plains Hospital is a pay-for-performance contract, with built-in incentives that are based on the quality of care, patient satisfac-tion and efficiency.

The Affordable Care Act has prompted other changes as well, namely the consolida-tion of smaller practices into larger medical groups or hospitals as efficiency becomes paramount.

“It makes it much more difficult for us to adapt in the same way than the group that has 200-plus doctors or a hospital because we’re under the same pressure to increase our efficiency, to increase computerization,” Crowe said.

However, Crowe said the trend might have been inevitable. Asked whether the era of small practices is drawing to a close, he said, “I think the answer is yes, but again, I’m not sure it’s because of Obamacare.”

Incentivizing medicine —From page 1

Dr. Simeon Schwartz Mike Weber Jon Schandler

deadline had posted just over two dozen internship opportunities so far this year. For its part, Fairfield University listed just short of 100 internships on an internal website dedicated to helping students find oppor-tunities, and major employers like General Electric Co. and Boehringer Ingelheim Pharmaceuticals Inc. were still looking to fill some available slots heading into May.

“I think the grad market will be margin-ally better in the area,” said David Lewis, CEO of OperationsInc, a human resources advisory company in Stamford. “Still on the quiet side in terms of any major shift upward in hiring, so grads should not expect to see more offers, or even interviews, unfortu-nately,” he said. There’s just no industry up here that is hot or taking the lead. Social media (in New York City) is where it is hap-pening right now.”

In a Harris Interactive poll commis-sioned by Chicago-based CareerBuilder L.L.C., 54 percent of employers reported that they plan to hire new college graduates, up from 46 percent in 2011 and the biggest year-over-year gain since the start of the recession.

Harris Interactive polled more than 2,000 hiring managers in February and early March. The survey did not break down hir-ing plans by geography.

“Companies across industries are plac-ing a strong emphasis on recruiting fresh talent for technology-related roles and posi-tions designed to drive revenue, and they’re willing to pay more for high-skill, educated labor,” said Brent Rasmussen, president of CareerBuilder’s North American operations, in a written statement.

Of those hiring, just 29 percent plan to offer higher starting salaries. While employ-ers were most likely to report that they would pay between $30,000 and $40,000, a significant portion will extend offers exceed-ing $50,000, CareerBuilder noted.

Business majors were most in demand, followed by computer and information sci-ences and engineering.

For its part, Connecticut Innovations is recruiting businesses to apply for grants of up to $25,000 to create high-tech internships that solve real problems. As of mid-April, more than 30 companies had inquired about the program.

“Research indicates students with intern-ships attract 24 percent higher salaries in their first job,” stated Christine Gemelli, a Connecticut Innovations staff mem-ber focused on the state’s Small Business Innovation Research programs. “That cer-tainly makes a strong case for supporting internships.”

Teeing up internships —From page 1

company invested nearly $140 million more to build new facilities in Ohio and Iowa, while acquiring a 300,000-square-foot plant in California.

Underwriting it all was a 6 percent boost in Boehringer Ingelheim sales last year to $17.4 billion, with the company adding 1,800 employees without disclosing any additions in Ridgefield and Danbury where it has a large presence in the Matrix Corporate Center. Sales were boosted in part by the launch of Pradaxa, used to prevent the formation of blood clots, which produced worldwide sales of $832 million last year.

Boehringer Ingelheim said it increased

research spending by 3 percent and now invests nearly a quarter of prescription drug net sales in research and development, above the industry average.

Boehringer Ingelheim is the largest pri-vately held employer in Fairfield County with 2,600 employees. Its Germany-based parent says the Americas region is its most important market.

Entering May, Boehringer Ingelheim list-ed just over 80 open jobs in Ridgefield, more than a dozen of them scientists and similar fields requiring high levels of training and experience.

Boehringer Ingelheim’s Ridgefield sci-entists and engineers churned out more than 50 patent applications last year – by comparison, Yale fell just short of that mark. The University of Connecticut, meanwhile,

produced less than half that number of life science patent applications.

The company is also changing how it approaches research – in March it announced a $20,000 prize to solve a biological problem using a crowdsourcing platform from Kaggle Inc. to solicit ideas.

If Boehringer Ingelheim is finding new ways to get ideas in house, it is not having any problems getting the word out – more than 300,000 people have viewed the viral video on YouTube in which British comedian Ray Cokes leads a tour of a mock Boehringer Ingelheim lab where parrots are bred to enunciate the company name.

“So my little mobile marketing manager, what have we learned today?” Cokes croons.

“Sauerkraut,” the bird responds.

BI finds ’12 sweet —From page 1


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Connecticut small businesses and indi-viduals are in line for rebates trig-gered after some insurance carriers

exceeded allowable administrative spending under federal health reform.

As of August, insurance companies will be required to pay rebates to small business-es and individuals if they did not spend at least 80 percent of their premium income on health care claims and quality improvement activities, with carriers allowed to reserve the rest for administration, marketing and profits.

The medical loss ratio threshold is high-er for large group plans, which must spend at least 85 percent of premium income on claims and quality improvement, leaving 15 percent or less for administrative expenses.

Health insurance carriers could provide more than $6.3 million this year in rebates to Connecticut residents on individual health plans, according to a new study from the Kaiser Family Foundation, or more than $135 per member.

Small employers are set to receive more than $1.8 million, just short of $50 for each person on their health plans.

The Kaiser Family Foundation bases its rebate estimates on insurer filings to the National Association of Insurance Commissioners, drawn from a database maintained by Mark Farrah Associates.

Rebates could total $1.3 billion this year nationally, according to the founda-tion, including $426 million in the indi-vidual market, $377 million in the small group market and $541 million for large employers.

If not particularly large, the rebates are among the more tangible effects of fed-eral health reform from the vantage point of consumers until the major provisions of the Affordable Care Act go into effect in 2014, depending on the outcome of a U.S. Supreme Court challenge to the law.

Insurers started reserving funds last year to pay the rebates, despite uncer-tainty over how the program would func-tion. UnitedHealth Group Inc., a major Connecticut carrier via its Oxford Health

division, said it recorded a $130 million favorable “true-up” to its original estimates based on a better record on the medical loss ratio front.

“There are a host of factors that obvious-ly influenced that,” said Dan Schumacher, CFO of UnitedHealth, in a mid-April con-ference call. “We’re measuring it across 350 intersections; and so there are changes in estimates. But also importantly, there were changes to state and federal guidelines that it came down in the first quarter that influ-enced the rebate result for 2011.”

Hartford-based Aetna Inc. also has been making course corrections as it absorbs the implications of the new rules.

“Our rebates will probably be lower than they were (last year), since in 2011 our

products were priced into the market before the rules were actually known,” said Joseph Zubretsky, CFO of Aetna Inc., in an April conference call. “It’s really the achievement of your MBR (medical benefit ratio). You’re either going to put the money in the price of your product and get it on the street imme-diately, or you’re going to pay in a rebate. So I would focus people on the quality of our MBR, which at 79.9 percent was an excellent result for the quarter.”

That was an improvement from the 77 percent MBR rate Aetna reported a year ago.

“Clearly we have better insights now hav-ing a year’s worth of experience,” Zubretsky said.

report: Businesses due

health insurance rebates

Health insurance carriers could provide more than $6.3 million this year in rebates to Connecticut residents on individual health plans, according to a new study from the Kaiser Family Foundation, or more than $135 per member.

FAIr ArGUMeNt

“L’Ambiance is ground zero for worker safety … It was greed. It was putting process over worker safety.

– U.S. Sen. Richard Blumenthal, at the 25th anniversary commemoration of the L’Ambiance Plaza collapse in Bridgeport


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Chilton exec found deadBenjamin Robert Williamson Jr., a senior executive with Chilton Investment Co., died April 22 while on a trip to his native North Carolina. He was 55.

Williamson was managing director of hedged U.S. equities at Chilton Investment, whose CEO Richard Chilton Jr. is among Fairfield County’s wealthiest residents with Forbes estimating his net worth at $1.1 bil-lion.

At deadline, authorities had yet to report a cause of death, but said they do not suspect foul play. Williamson’s car was found submerged off a boat ramp on Figure Eight Island, N.C., a wealthy enclave where Williamson’s mother lives with husband Zack Bacon Jr. His son Louis Bacon is the

founder of Moore Capital Management, a New York City-based hedge fund.

Aetna now selling in Costco

Aetna Inc. is now offering individual and family health insurance plans to Costco Wholesale Corp. members in Connecticut.

The Aetna plan offers monthly premi-ums negotiated only for Costco members and lower copayments for prescriptions from Costco pharmacies. On Costco’s web-site, plans covering families with two school-age children ranged from $300 to $550 monthly, with deductibles between $4,000 and $7,500 and out-of-pocket maximums between $12,000 and $24,000.

Costco has locations in Norwalk and Brookfield.

More cost cuts at XeroxXerox Corp. said a “weak” business environ-ment impacted sales of printers and other equipment in the first quarter and promised cost cuts to keep up profitability without providing immediate details.

First-quarter revenue for Norwalk-based Xerox totaled $5.5 billion, up 1 percent from a year ago, with its Affiliated Computer Services unit leading the way. The company won an $848 million contract during the quarter from the state of Texas, where ACS is based, to create cloud-based infrastructure for various processes.

Xerox’s profit fell 4 percent to $269 mil-lion.

Xerox cut 500 North American jobs in the first quarter, taking a $17 million charge to account for severance and other restruc-turing moves. The company’s worldwide employment totaled 138,300 at the close of March.

“In North America, we saw a continued trend from the fourth quarter, which was a little bit stronger than throughout the rest of 2011 – which is good,” Xerox CEO Ursula Burns said in a conference call.

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Ursula Burns, left.


For more information on energy efficiency programs for businesses, call 1-877-WISE-USE (1-877-947-3873) or visit www.ctEnergyInfo.com

Connecticut’s Energy Efficiency Programs are funded by a charge on customer energy bills.

“ Financial incentives from the Energy Conscious Blueprint program encouraged us to invest in opportunities that have reduced our energy and maintenance costs.”

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wage, according to a Quinnipiac University poll, with Republicans roughly split on the issue.

The Connecticut General Assembly has been considering a bill that would raise the state’s minimum wage to $9.25 an hour. Half of those polled by Quinnipiac think a hike would reduce the number of people small businesses hire versus 45 percent who said it would have no impact.

Separately, just more than half of those polled think the state’s economy would stay the same over the next 12 months, with 28 percent saying it would improve and 19 percent bracing for further deterioration. About four in 10 residents said they are in worst shape financially than they were a year ago, against three in 10 who say they are doing better.

Jobless benefits threatenedConnecticut’s dwindling unemployment rate is threatening jobless benefits for some 75,000 people, and Gov. Dannel P. Malloy gave state agencies two weeks to come up with a plan.

Currently, 26 weeks of state benefits and 47 weeks of emergency unemployment compensation (EUC) are available to those eligible to apply for unemployment benefits. As a result of Connecticut’s current 7.7 per-cent unemployment rate, however, the state will no longer be eligible to provide seven of the 20 weeks of extended benefits.

Under federal legislation, all EUC ben-efits will end in December.

Factory demand strongPraxair Inc. said first-quarter sales were bolstered by strong energy and manufac-turing activity in North America, though demand globally from semiconductor mak-ers remains soft.

Praxair is among the world’s largest sup-pliers of industrial and medical gases. It has 400 people at its Danbury headquarters. In the first quarter, Praxair sales were up 5 percent from a year ago to $2.8 billion, with North America sales up 6 percent to $1.4 billion. Praxair’s profits were up 7 percent to $419 million.

IMS makes buy IMS Health acquired DecisionView, a San Francisco-based company whose software helps life sciences organizations manage patient enrollment for clinical trials.

The companies did not reveal financial terms.

Danbury-based IMS Health was taken private in a 2010 leveraged buyout by TPG Capital, CPP Investment Board and Leonard Green & Partners. IMS Health provides a range of services to pharmaceutical compa-nies, including data on drug sales used for competitive benchmarking.

Freepoint expands into metals

Greenwich-based Freepoint Commodities L.L.C. is buying a JPMorgan Chase & Co. unit based in Stamford that trades ore that has been crushed and milled to increase the metal concentration.

The companies did not disclose terms. New York City-based JPMorgan acquired

the business in 2010 from Royal Bank of Scotland plc and Sempra Energy, with Philip Bacon leading the operation.

Freepoint itself created last year by Sempra veterans with backing from Greenwich-based Stone Point Capital L.L.C.

Freepoint has 150 employees in Greenwich and a half-dozen other offices.

Conn. on green power listConnecticut’s state government remains among the 50 organizations ranked on the Environmental Protection Agency’s Green Power Partnership, a quarterly assessment of the renewable power usage.

Illinois was the only other state govern-ment to make the list. Connecticut ranked 46th on the EPA’s Green Power Partnership national top 50 list, with nearly 108,000 megawatt hours consumed, 17 percent of the state’s total power consumption and suffi-

cient to power some 10,000 homes for a year. Organizations can meet EPA Green

Power Partnership requirements using renewable energy certificates, on-site gen-eration, and utility green power products.

Norwalk-based Xerox Corp. was the only Connecticut company to make the national 50 list, deriving 17.5 percent of its energy from renewables.

Among varying sectors, Newtown-based Curtis Packaging Corp. was 10th among print-ing and packaging companies for green power use; Hotchkiss School and Greenwich Academy were in the top 10 schools; and Quinnipiac University was among the top 20 colleges.

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With more than 300 companies having qualified for Connecticut’s Small Business Express program,

the state is close to finalizing an expansion of the program to include those with 100 workers, twice as many as currently allowed.

Included in Gov. Dannel P. Malloy’s jobs bill last fall, the Small Business Express pro-gram promises loans or grants for com-panies that agree to add jobs, with the Connecticut Department of Economic and Community Development (DECD) striving to meet a 30-day window for approving aid.

The Connecticut General Assembly is scheduled to adjourn its two-year session May 9, the first for Malloy. In complet-ing last year’s session on time along with a special session sandwiched into last fall, Connecticut has enacted an array of new taxes, as well as varying incentives for com-panies that create jobs, while also mandating companies with at least 50 employees to pay them when out sick.

Malloy had made education the focus of this year’s session, with Hartford observ-ers skeptical that meaningful reform would emerge from a charged political process.

According to new estimates confirmed by state Comptroller Kevin Lembo, mean-while, Connecticut has shaved $11.2 bil-lion from its future unfunded liabilities for retiree costs.

Connecticut’s projected unfunded actu-arial accrued liability is now $20 billion, down from $31.2 billion as of last June, due in part to state unions agreeing last year to cuts in benefits after Malloy threatened thousands of job cuts, as well as a restruc-turing of a prescription drug program for seniors.

In late April, the Connecticut House of Representatives voted in favor of expanding the Small Business Express incentive loan to companies with 50 to 100 workers, with the program limited in the past year to those

with fewer than 50 employees.The bill makes several other changes to

the initial Small Business Express program, allowing repayment periods to be doubled to 10 years, increasing maximum loan amounts to $500,000 and allowing businesses out-side Connecticut to qualify for the funding if they commit to meeting employment requirements inside the state.

In the first few months of the program, more than 325 companies applied for loans or grants employing a total of 1,000 peo-ple, according to Catherine Smith, DECD commissioner, who provided lawmakers an

update early in this year’s legislative session. Smith said the state had denied just five applications at that point in time. Malloy’s office said there are 30 recipients to date.

“We’ve actually seen quite a pick-up in the amount of business that we’ve seen that comes from over the border from one state or another,” said Catherine Smith, commissioner of the Connecticut Department of Economic and Community Development, testifying in support of the bill earlier this year. “We don’t want to be restricted, if you will, to Connecticut, since there does seems to be interest from companies outside the state.”

small Business express

looks to add larger firms

The Connecticut House of Representatives voted in favor of expanding the Small Business Express incentive loan to companies with 50 to 100 workers.

FAIr ArGUMeNt

“About three o’clock in the morning, if the (rescue workers) thought they heard a noise, everything stopped. And it was just so eerie because you could hear a pin drop.”

– Kevin Byxbee, Fairfield County Labor Council, at the 25th anniversary commemoration of the

L’Ambiance Plaza collapse in Bridgeport


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As Connecticut amps up to invest $1 billion in new renewable energy systems over several years, two solar

companies have opened Stamford offices in expectation of demand.

REgeneration Finance moved from Harrison, N.Y., to 300 First Stamford Place, owned by New York City-based Malkin Properties. REgeneration is occupying more than 4,000 square feet of space in the building.

Scotland’s Renewable Resources Ltd., meanwhile, opened an office at 119 Research Drive in Stamford.

Last year, REgeneration completed construction or arranged financing for 12 megawatts of photovoltaic solar projects across 50 sites in four states, power for the equivalent of more than 9,000 homes. The company to date has focused its efforts on

public schools, but also markets to busi-nesses and other nonprofits. In all, the company has developed more than 100 megawatts of solar capacity.

Until recently, CEO Jaime Smith was general manager of SunEdison’s U.S. com-mercial business, which had $250 million in revenue last year.

Connecticut Light & Power Co. and United Illuminating Co. are administer-ing Connecticut’s new zero-emissions renewable energy credit (ZREC) and low-emissions renewable energy credit (LREC) programs. Under the programs, renew-able energy project developers will receive 15-year contracts for the payment of a set price per megawatt hour of output in the form of renewable energy credits.

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sunny outlookSolar companies open in Stamford

renewable electricity possible, according to the Connecticut Public Utility Regulatory Authority.

Even as financing floods into the Connecticut market, new products are becoming available. Dow Chemical Co. has begun selling a solar shingle that won a 2012 Edison Award for innovation in New York City last month.

In Shelton, meanwhile OPEL Technologies Inc. nearly quadrupled sales last year to $6 million selling systems that help solar arrays track the sun and so become more efficient. OPEL reported a $15 million loss, driven, it said, by delayed deployment of next-generation solar tech-nologies as cheaper panels made in China come onto the market.

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Ranked by 2011 revenue. Largest Public Companies Fairfield CountyNext list: May 14

SBA Lenders

Rank

Name, address, phone number Area code: 203 (unless otherwise noted)Website

Chief executive officer(s)Year company established

2011 revenue($ millions)



Type of business

1General Electric Co.3135 Easton Turnpike, Fairfield 06828373-2211 • ge.com

Jeffery R. Immelt1892

147,300.0 149,593.0 154,438.0 Manufactures commercial and consumer products and business and consumer financial services

2Verizon Communications*(Headquartered in New York City)500 Summit Lake Drive, Valhalla, NY 10595(914) 741-8700 • (800) VERIZON (837-4966) • verizon.com

Ivan G. Seidenberg1983

110,875.0 106,565.0 107,808.0 Global communications, information and entertainment company

3UBS(Headquartered in Zurich, Switzerland)677 Washington Blvd., Stamford 06901719-3000 • ubs.com

Oswald J. Grübel 2001

30,650.0 47,975.0 40,095.0 Securities broker and dealer and a proprietary investment activity company

4Xerox Corp.45 Glover Ave., Norwalk 06856968-3000 • xerox.com

Ursula Burns1906 (as Haloid Co.)

22,626.0 21,633.0 15,179.0 Manufacturer of office printers, copiers, fax machines

5Diageo(Headquartered in London)801 Main Ave., Norwalk 06901229-2100 • diageo.com

Larry Schwartz(president, Diageo North America)

199715,952.0 14,632.0 15,334.0 The world's largest producer of alcoholic drinks

6Praxair Inc.39 Old Ridgebury Road, Danbury 06810(800) 772-9247 • praxair.com

Stephen F. Angel1907

11,252.0 10,116.0 8,956.0 Provides atmospheric gases as well as processed and specialty gases

7Terex Corp.200 Nyala Farm Road, Westport 06880222-7170 • terex.com

Ronald M. DeFeo1986

6,504.6 4,418.2 3,858.4 Manufactures heavy-duty machinery and equipment for construction

8Emcor Group Inc.301 Merritt 7, Norwalk 06851849-7800 • emcorgroup.com

Anthony J. Guzzi1994

5,613.5 4,852.0 5,227.7 Electrical and mechanical construction

9Pitney Bowes Inc.1 Elmcroft Road, Stamford 06926356-5000 • pb.com

Murray D. Martin1920

5,278.0 5,425.3 5,569.2 Mailing and postage meters

10Frontier Communications Corp.3 High Ridge Park, Stamford 06905614-5600 • frontier.com

Mary A. Wilderotter1935

5,243.0 3,797.7 2,117.9 Operates telecommunications access lines in 24 states and offers voice and data services over fiberoptics networks

11W.R. Berkley Corp.475 Steamboat Road, Greenwich 06830629-3000 • wrberkley.com

William R. Berkley1967

5,156.0 4,724.1 4,431.2 Commercial property/casualty insurance

12Priceline.com Inc.800 Connecticut Ave., Norwalk 06854299-8000 • priceline.com

Jeffrey H. Boyd1997

4,355.6 3,084.9 2,338.2 Online "name your own price" travel accommodations

13Silgan Holdings Inc.4 Landmark Square, Stamford 06901975-7110 • silganholdings.com

Anthony J. Allott1987

3,509.2 3,071.5 3,066.8 Manufactures metal, plastic and cardboard containers for the food industry

14United Rentals Inc.5 Greenwich Office Park, Greenwich 06831622-3131 • unitedrentals.com

Michael Kneeland1998

2,611.0 2,237.0 2,358.0 Rents commercial and construction equipment

15Crane Co.100 First Stamford Place, Stamford 06902363-7300 • craneco.com

Eric C. Fast1985

2,545.9 2,217.8 2,196.3 Manufactures variety of engineered industrial products

16Cenveo Inc.1 Canterbury Green, 201 Broad St., Stamford 06901595-3000 • cenveo.com

Robert G. Burton Sr.1993

1,909.2 1,708.5 1,614.6 Offers both commercial printing services and customized envelopes, labels and forms

17Star Gas Partners L.P.2187 Atlantic St., Stamford 06902328-7310 • star-gas.com

Daniel P. Donovan1995

1,591.3 1,212.8 1,206.8 Distributes home heating oil, propane, natural gas and electricity to retail customers

18Hexcel Corp.281 Tresser Blvd., 2 Stamford Plaza, Stamford 06901969-0666 • hexcel.com

David E. Berges1946

1,392.4 1,173.6 1,108.3 Manufactures advanced structural materials for use in aircrafts, law-enforcement items, recreational products and home goods

19Blyth Inc.1 E. Weaver St., Greenwich 06831661-1926 • blythinc.com

Robert B. Goergen Sr.1994

796.6 852.7 1,050.8 Manufactures candles, related items and heating fuels sold through home parties, retailers and industrial customers

Ranked by 2011 revenue.

Question or comments, call (914) 694-3600, ext. 3005.Source: Information from Yahoo Finance, company websites, annual reports and financial statements. * The Valhalla, N.Y., office is the regional center for Fairfield County.


SPECIAL REPORTPowerful Private Companies

Ranked by 2011 revenue. Largest Public Companies Fairfield CountyNext list: May 14

SBA Lenders

Rank

Name, address, phone number Area code: 203 (unless otherwise noted)Website

Chief executive officer(s)Year company established




Type of business

1General Electric Co.3135 Easton Turnpike, Fairfield 06828373-2211 • ge.com

Jeffery R. Immelt1892

147,300.0 149,593.0 154,438.0 Manufactures commercial and consumer products and business and consumer financial services

2Verizon Communications*(Headquartered in New York City)500 Summit Lake Drive, Valhalla, NY 10595(914) 741-8700 • (800) VERIZON (837-4966) • verizon.com

Ivan G. Seidenberg1983

110,875.0 106,565.0 107,808.0 Global communications, information and entertainment company

3UBS(Headquartered in Zurich, Switzerland)677 Washington Blvd., Stamford 06901719-3000 • ubs.com

Oswald J. Grübel 2001

30,650.0 47,975.0 40,095.0 Securities broker and dealer and a proprietary investment activity company

4Xerox Corp.45 Glover Ave., Norwalk 06856968-3000 • xerox.com

Ursula Burns1906 (as Haloid Co.)

22,626.0 21,633.0 15,179.0 Manufacturer of office printers, copiers, fax machines

5Diageo(Headquartered in London)801 Main Ave., Norwalk 06901229-2100 • diageo.com

Larry Schwartz(president, Diageo North America)

199715,952.0 14,632.0 15,334.0 The world's largest producer of alcoholic drinks

6Praxair Inc.39 Old Ridgebury Road, Danbury 06810(800) 772-9247 • praxair.com

Stephen F. Angel1907

11,252.0 10,116.0 8,956.0 Provides atmospheric gases as well as processed and specialty gases

7Terex Corp.200 Nyala Farm Road, Westport 06880222-7170 • terex.com

Ronald M. DeFeo1986

6,504.6 4,418.2 3,858.4 Manufactures heavy-duty machinery and equipment for construction

8Emcor Group Inc.301 Merritt 7, Norwalk 06851849-7800 • emcorgroup.com

Anthony J. Guzzi1994

5,613.5 4,852.0 5,227.7 Electrical and mechanical construction

9Pitney Bowes Inc.1 Elmcroft Road, Stamford 06926356-5000 • pb.com

Murray D. Martin1920

5,278.0 5,425.3 5,569.2 Mailing and postage meters

10Frontier Communications Corp.3 High Ridge Park, Stamford 06905614-5600 • frontier.com

Mary A. Wilderotter1935

5,243.0 3,797.7 2,117.9 Operates telecommunications access lines in 24 states and offers voice and data services over fiberoptics networks

11W.R. Berkley Corp.475 Steamboat Road, Greenwich 06830629-3000 • wrberkley.com

William R. Berkley1967

5,156.0 4,724.1 4,431.2 Commercial property/casualty insurance

12Priceline.com Inc.800 Connecticut Ave., Norwalk 06854299-8000 • priceline.com

Jeffrey H. Boyd1997

4,355.6 3,084.9 2,338.2 Online "name your own price" travel accommodations

13Silgan Holdings Inc.4 Landmark Square, Stamford 06901975-7110 • silganholdings.com

Anthony J. Allott1987

3,509.2 3,071.5 3,066.8 Manufactures metal, plastic and cardboard containers for the food industry

14United Rentals Inc.5 Greenwich Office Park, Greenwich 06831622-3131 • unitedrentals.com

Michael Kneeland1998

2,611.0 2,237.0 2,358.0 Rents commercial and construction equipment

15Crane Co.100 First Stamford Place, Stamford 06902363-7300 • craneco.com

Eric C. Fast1985

2,545.9 2,217.8 2,196.3 Manufactures variety of engineered industrial products

16Cenveo Inc.1 Canterbury Green, 201 Broad St., Stamford 06901595-3000 • cenveo.com

Robert G. Burton Sr.1993

1,909.2 1,708.5 1,614.6 Offers both commercial printing services and customized envelopes, labels and forms

17Star Gas Partners L.P.2187 Atlantic St., Stamford 06902328-7310 • star-gas.com

Daniel P. Donovan1995

1,591.3 1,212.8 1,206.8 Distributes home heating oil, propane, natural gas and electricity to retail customers

18Hexcel Corp.281 Tresser Blvd., 2 Stamford Plaza, Stamford 06901969-0666 • hexcel.com

David E. Berges1946

1,392.4 1,173.6 1,108.3 Manufactures advanced structural materials for use in aircrafts, law-enforcement items, recreational products and home goods

19Blyth Inc.1 E. Weaver St., Greenwich 06831661-1926 • blythinc.com

Robert B. Goergen Sr.1994

796.6 852.7 1,050.8 Manufactures candles, related items and heating fuels sold through home parties, retailers and industrial customers

Ranked by 2011 revenue.

Question or comments, call (914) 694-3600, ext. 3005.Source: Information from Yahoo Finance, company websites, annual reports and financial statements. * The Valhalla, N.Y., office is the regional center for Fairfield County.


If there were any doubts about the power Ray Dalio wields via the $100 billion-plus in assets managed by his Bridgewater Associates in Westport – time to put that doubt to rest.Time magazine included Dalio on its list of the 100 most

influential people in the world, among several moguls who include Warren Buffett, IBM Corp.’s Ginni Rometty, Facebook’s Sheryl Sandberg and Apple’s Tim Cook.

If that quartet is regularly in the public eye, Dalio’s inclusion marks a symbolic first of sorts in which privately held hedge funds in Fairfield County and elsewhere are joining the mainstream of American business, despite their ongoing penchant for secrecy.

As Dalio showed up at this past winter’s Davos economic summit, SAC Capital Advisors founder Steve Cohen made a public bid to put his own vast wealth into play by buying the Los Angeles Dodgers, ultimately getting beaten out by an investment group led by Magic Johnson.

In a statement published by Time, former Federal Reserve Chairman Paul Volcker said Bridgewater’s vast assets are not enough to qualify Dalio for Time’s list, citing more his leadership in financial circles.

“What matters more is that he has strong and a bit unortho-dox convictions about the workings of the economic machine,” Volcker wrote. “Ray was, for example, one of the first to recognize the risks of the excessive indebtedness and leveraging of the U.S. and some European economies. I have seen the respect Ray com-mands and the influence of the Bridgewater research. His strong support for Federal Reserve actions during the financial crisis,

considered dangerous by some, is a case in point.”Hedge fund chiefs have gained influence over the past few years.The Center for Responsive Politics points to 2007 as a mile-

stone year when hedge funds ramped up their political organiza-tion and funding in response to increased governmental scrutiny.

That year, Greenwich-based Tudor Investment Corp. became the first hedge fund to form a political action committee, accord-ing to Federal Election Commission data cited by the Center for Responsive Politics.

In the 2008 election year, the organization tracked $19 million in political donations from hedge funds and their key employ-ees, quadruple the amount four years previous with Democrats increasing their share to two of every three dollars of that amount. Stamford-based SAC gave nearly $650,000 in 2008, sixth among hedge funds that year, with Tudor, Bridgewater and AQR Capital Management also in the top 20.

Still, Democrat U.S. Rep. Jim Himes has raised little money from hedge funds in the current election cycle, with Greenwich-based Lone Pine Capital the top industry donor with a $5,000 contribution. Some 30 corporate and organizational donors have given more to Himes, led by $22,000 from donors affiliated with Goldman Sachs Group Inc. Those with Goldman Sachs connec-tions have given triple that amount to Christopher Meek, how-ever, who is running for the Republican nod to square off against Himes this fall.

As of 2012, four hedge funds were in the top 10 for the invest-ment industry, with Shumway Capital the only one ranked in the top 10 with some $750,000 in political contributions in the 2012 fiscal year.

dalio: out of the shadows

BY JANICE [email protected]

When President Obama signed the JOBS (Jumpstart Our Business Startups) Act on April 5, freeing hedge funds to do more marketing and advertising

may not have been what he had in mind. And when Congress was creating the legislation, they were

not thinking of hedge fund managers, but tech startup compa-nies in Silicon Valley “who rely on the same exemptions from registering securities as hedge funds do,” said attorney Bart Mallon, a co-founder of Cole-Frieman Mallon & Hunt in San Francisco.

“Congress wants more money going into startups, so they’ll hire and create products, so Congress’ intent was to make it easier for them to raise capital. An unintended con-sequence of that is hedge fund managers get a break as well.” Mallon said this is simply because of how securities laws are set up. Tech startups and hedge funds have similar structures in certain respects.

The JOBS Act opens up a new source of funding for small companies and startups known as crowdfunding. Companies can raise as much as $1 million a year without having to do a public offering – a step requiring state-by-state registrations that can cost thousands of dollars. One goal of the JOBS Act is to make it easier for startups to raise capital, thus helping

companies grow and hire.With respect to crowdfunding, which is the act of raising

capital through a greater number of smaller investors, the JOBS Act eliminates the requirement that those investors be accred-ited. The securities law definition of an accredited investor is someone who has a net worth of $1 million exclusive of his primary residence. Since a larger number of smaller investors will now be involved, companies are being allowed to use more methods of reaching potential investors. This is likely to change what we see and hear about hedge funds in the mass media.

Numerous hedge funds in Fairfield and Westchester coun-ties contacted by the Business Journal said they do not com-ment in the media on their business plans. But Mallon said the expected increased visibility of the hedge fund industry as a result of the JOBS Act may go a long way toward changing the public perception of hedge funds as secretive, unregulated investment vehicles for the wealthy.

“I think when you see more managers out there discussing programs,” said Mallon, “there will be more knowledge with respect to the investing public. Right now mutual funds are viewed as vehicles that more retail-type investors can be invest-ing in. Most hedge funds are close to being mutual funds, but are more private in nature,” he said.

Robert Heim, one of the co-founders of the law firm of Meyers & Heim and a former assistant regional director of the

Securities and Exchange Commission in New York City, said he thinks the law will have the most effect on “new and smaller hedge funds that have traditionally been shut out of the more formal institutional capital-raising process.”

But he said that it remains to be seen how many new inves-tors that hedge funds will be able to attract. “The truth is there are still a relatively small number of qualified investors for hedge funds. I think investors will be more concerned about a manager’s track record and the risk controls hedge funds have in place. I don’t think the larger hedge funds will use it because they are traditionally available to institutional investors.”

Since there will be more advertising and marketing by hedge funds, some of it may be unscrupulous, say Heim and Mallon. “There definitely is the potential for abuse,” said Heim, “that’s why Congress included a provision requiring the SEC to promulgate rules to prevent investor abuses.” And, said Mallon, those rules, due in the next three months, will be created by an overworked, underfunded SEC.

“Who will police these people, where is the budget for that?” he asked. “The SEC will be in charge of policing these companies. Where does the manpower come from to do this? They already are mandated to engage in rulemaking from the Dodd-Frank Act and they’re not even close to doing what they’re supposed to have done with that. Now we’re putting more on their plate.”

Hedge funds go to market with JOBS Act

CYCLE AMOUNT DEMS GOP

2012 $12.1 million 32% 68%

2010 $11.7 million 49% 51%

2008 $19.1 million 67% 33%

2006 $5.8 million 76% 24%

2004 $4.8 million 61% 39%

2002 $4.0 million 71% 29%

2000 $2.5 million 78% 22%

1998 $1.4 million 54% 46%

1996 $1.6 million 48% 52%

1994 $725,000 35% 65%

1992 $700,000 87% 13%

1990 $125,000 84% 16%

TOTAL $64 million 60% 40%

HEDGE FUND POLITICAL CONTRIBUTIONS Two-year election cycles, with party breakdown

Data includes individual donations by hedge fund employees Source: Center for Responsive Politics


Powerful Private Companies

Some 93 percent to 95 percent of all

companies in the U.S. are privately held. That’s a huge

percentage. And it’s been that way for most of our country’s

history. Why is it that now is the time for an explosion of growth,

profit and stability for privately held entrepreneurial business?

The U.S. enjoys a rich history and culture of entrepreneurship. While many of the first settlers arrived here compliments of large, public trading companies (Dutch East India, Hudson Bay), many of the settlers quickly established themselves as shopkeepers, farm-ers, fishermen, merchants and anything else that would provide independence and oppor-tunity.

Fast forward to the last third of the 20th century. The advent of microcomputing led to another revolution. The Industrial Age was coming to an end, the Information Age was dawning, as computers were about to become the great leveler for small business competition.

Microsoft’s BASIC program, cheap read-only and random access memory, and inex-

pensive circuitry that enabled keyboards and other tools, were a few of the world-changing innovations. The computer could finally be operated by everyday people, without com-puter programming staff to handle input and output. The size was reduced from a room to a desktop.

The culture of entrepreneurship joined forces with automation tools. Small businesses could finally access, assemble, analyze and dis-tribute massive amounts of information with limited human capital. From 1980 to 2010, the proliferation of computer-based tools, target-ed to the needs of small business owners, was astounding. Today, the pace of innovation and offerings continues to multiply geometrically.

In the 1990s, finance and accounting tools came down in price from 100s of thousands, to 10s of thousands, to a few hundred dollars. Between 2000 and 2010, marketing programs that used to rely on five-, six- and seven-figure advertising budgets were replaced by individ-uals learning to use available free and nearly free Internet-based tools.

Communication with the world now hap-pens in seconds on a computer that costs a few hundred dollars. The door has been blown wide open for entrepreneurs to build sophis-ticated, profit-making businesses, going head to head with their large sister companies, the major corporations of the Industrial Age. The

race is on to see who can build what fastest, who can provide the best innovations, and who can best meet marketplace needs in the most innovative and customer-oriented ways.

The grand experiment has only just begun. In the mid 1970s and early 1980s, the Information Age was just getting off the ground. Analysis shows that the most profit-able and successful privately held companies are those that have been around at least 20 years. And many companies fall by the wayside as the leaders emerge as only one business out of four makes it through each 10-year cycle.

The first generation of computer enabled businesses started around 1980. The early adopters, companies that grew because of technology starting in the 1980s and 1990s, are now only 20 to 30 years old – the point at which they show real traction, stability and profit. Even the industries that entered the Information Age already well established – construction and related trades, manufactur-ing, medicine and financial services – have only had the benefit of 1.5 cycles of 20-year development with computer enabling tools.

Tools that enable computers, such as GoToMeeting (2004 - 2009), LinkedIn (2002), Facebook (2004), Constant Contact (1995), none of them have been around 20 years. Wait until their leverage kicks in with the com-panies they enable also being around for 20

years, sometime around 2015 to 2029. For the first time, we are seeing small, pri-

vately held companies, fully enabled with the tools they need, up and running with those tools for 20-plus years. Many examples of companies thriving, despite the economy, are here in our own backyard. And this is the tip of the iceberg.

Sure, some of those companies will be snapped up by large corporations. And the majority will be gone in under 10 years, out of ideas, mismanaged or just plain out of luck as a result out of business conditions. But if ever the time was right to chance it, to seek to become a strong and fierce competitor, to carve out a profit niche and fuel an ever expanding portfolio of products and services, it’s here and now.

Looking for a good book? Try “Jacquard’s Web: How a Hand-Loom Led to the Birth of the Information Age” by James Essinger.

Andi Gray is president of Strategy Leaders Inc., strategyleaders.com, a business-consult-ing firm that specializes in helping entrepre-neurial firms grow. She can be reached by phone at (877) 238-3535. Do you have a ques-tion for Andi? Please send it to her, via email at [email protected] or by mail to Andi Gray, Strategy Leaders Inc., 5 Crossways, Chappaqua, NY 10514.

What’s in store for the next generation of business?

ask andiby andi gray

BY CHRISTOPHER P. BRUHL

Businesses start private, fail or suc-ceed, and, if successful, go public or get purchased by a public company.

From Ford to Apple, Microsoft to Google, and Pepperidge Farm to Bare Naked, that’s how it works.

Except when it doesn’t.The overwhelming majority of businesses

in the U.S. don’t, and will never, trade on a stock exchange. They won’t be acquired. Earnings will never be publicly disclosed. The SEC, for the majority of business owners, is a college athletic conference, not a regulatory body.

Well, of course, you say. Mom and Pop’s answer to Uncle Sam in simpler ways than Fortune 500s. Private businesses are small. Good neighbors, but not global competitors. Useful, but hardly powerful drivers of our economy and society.

This is true, except when it isn’t.

Actually, “private” doesn’t equal “small.” Cargill, Bechtel, Mars (the M&M folks), Toys R Us and Amway are just a few of the private giants in the U.S. Behemoths like these are served by equally large, equally private profes-sional services firms.

It is true, however, that private businesses tend to be much smaller in revenue and num-ber of employees than public companies. An accounting firm is hundreds of times more likely to have five or fewer CPAs than to have 5,000. Most retail businesses have a single location. Yet, in aggregate, even these small private companies employ far more people than the public companies.

In Connecticut, business is overwhelm-ingly private, with the large majority of enter-prises avoiding the traditional C corporation. Here, the S corporation, the L.L.C., the L.P. and sole proprietorships account for more than 75 percent of all business entities formed over the past 20 years.

Our private companies are highly diverse.

Purdue Pharma L.P. is a multibillion-dollar pharmaceutical company whose products are used worldwide. Tauck, a much smaller busi-ness, is just as globally far reaching as Purdue Pharma – but instead of delivering products, they provide experiences to travelers in the U.S. and throughout the world. The Mitchell family, which started in retailing in a tiny, second-floor space in Westport, now oper-ates four high-end, high-fashion stores in Westport, Greenwich, Long Island and San Francisco. Subway’s first sandwich was made to order in a small shop in Bridgeport in 1965. Now, more than 36,000 restaurants exist in 100 countries – and Subway is still private.

The state of Connecticut, led by a new governor and legislative leaders that see eco-nomic growth as essential to the sustainable delivery of public services, has re-energized its efforts to help create jobs. They have cre-ated the First Five program of incentives for major employers and the Department of Economic and Community Development’s

Small Business Express and Connecticut Innovations’ Innovation Ecosystem, which will commit hundreds of millions of dollars to entrepreneurship and small business growth. The governor has also appointed a Business Tax Policy Review Task Force to take a fresh look at how our tax code affects the com-petitiveness of our current mix of enterprises, both publicly traded and privately held.

In aggregate, private companies are the dominant economic force in our county. As we seek to recover economically, a most welcome broader awareness is growing among policy makers and the general public that in business, “big” and “small” are not synonyms for “pub-lic” and “private.” This awareness, as described above, is leading to constructive action and will, over time, produce powerful results.

Christopher Bruhl is president and CEO of The Business Council of Fairfield County in Stamford. He can be reached at [email protected].

private business a powerful engine for economic growth


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who specialize in the very service you need. We quickly put the right person with the right experience on it. You save time and money. And get what you seek – answers.

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Copyright © 2012 Deloitte Development LLC. All rights reserved. Member of Deloitte Touche Tohmatsu Limited36 USC 220506

1601-62752_Doors_FBJ.indd 1 4/26/12 4:52 PM


The Bridgeport Public Library serves as the principal public library for the city of Bridge-port, the largest municipality in Connecticut. A city of more than 130,000 residents where more than 60 languages are spoken, Bridge-port is one of the most densely populated cit-ies in the U.S. covering 16 square miles.

Our � agship Burroughs and Saden Memorial Public Library downtown, along with our four neighborhood branches, is proud to be one of Bridgeport’s premier cultural centers. Our su-perb historical collections/genealogy depart-ment attracts visitors from all over the world. Cultural programs for all ages focusing on art, literature and music are continually o� ered at of all our locations.

Recently, the library was proud to announce that thanks to the overwhelming support of city voters, it is now providing seven days of service a week, including Saturdays at all branches for the � rst time since 1989.

Jim O’Donnell, president of the library board of directors, said, “We are so pleased, in the face of all the administrative challenges presented, to � nally be able to open our doors seven days a week. These additional hours will give patrons more opportunities in these di� cult economic times to use the essential services provided by our libraries. All of us connected with the library are grateful to the Bridgeport community who recognize the priceless value of our libraries expressed by the overwhelming support of the library referendum, which has provided the BPL with sustainable funding.

“Being able to use the library in person, and not just online, any day of the week is just one

of the many ways the Bridge-port Public Library is working to be there for you.”

Scott Hughes, City LibrarianBridgeport Public LibraryMember, Cultural Alliance of Fair� eld County

Visit FCBuzz.org for more information on events and how to get listed.Presented by:

Cultural Alliance of Fairfi eld County

FCBUZZ Arts & Culture of Fairfi eld County

Bridgeport Public Library:A gathering place for the entire community

The mission of the Cultural Alliance of Fair� eld County is to support cultural organizations, artists and creative businesses by providing promotion, services and advocacy.

For more information, visit CulturalAllianceFC.org or email infoCulturalAllianceFC.orgor call 256-2329.For events lists, visit FCBuzz.org.

TIME TO CELEBRATESilvermine Arts Center in New Canaan is celebrating 90 years of bringing the arts to Fair� eld County. To com-memorate this historic milestone, the arts center will pres-

ent a range of varied events throughout the year, including a special exhibition of works by guild artist members.

Artists have been drawn to Silvermine since visionary sculp-tor Solon Borglum moved here in 1906 and established it as a place for artists and art lovers to gather to appreciate, enjoy and learn about the arts.

In honor of the anniversary, there will be a celebra-tion of the Silvermine Guild of Artists with an exhibi-tion featuring current members. The exhibit has been designed as an open call to all the current guild mem-bers. The exhibit will be open to the public from May 9 and run through June 9. The exhibition is sponsored by the Rosenthal Family Foundation in honor of Hinda G. Rosenthal and Venü Magazine.

“Ninety years as an artist-founded and led organiza-tion is truly worth celebrating,” Executive Director Leslee Asch said. “A tribute to this momentous occasion will be a commemorative book, which will highlight the ex-traordinary history of this magical place and the people who have given tirelessly to make it great.”

Other events planned for the celebratory year include the second annual Silvermine Artsfest, which last year inaugurated the new Sculpture Walk, Sept. 15, featuring music by Fishman’s Biting Fish Brass Band.

For more information, call 966-9700 ext. 22, or visit silvermineart.org.

The Avon Theatre presents “An Evening with Steve Gut-tenberg” June 5 at 7 p.m. The event will feature a 30th

anniversary screening of “Diner” followed by a Q&A moderated by � lm critic Joe Meyers and a book signing of the actor’s new work, “The Guttenberg Bible.”

Each ticket purchase includes a signed copy of the book. A limited supply of additional books will be avail-able for purchase. Lucky’s Classic Burger & Malt Shop will provide food tastings for the event.

For tickets, call the administrative o� ce during daytime business hours at 661-0321 or call the box o� ce during show times at 967-3660. Ticket pric-ing is: carte blanche and members $25, nonmem-bers $35.

STEVE GUTTENBERG AT THE AVON

For more information contact: Bridget Stokes Director of Communications [email protected] 203.661.0321 (office) 203.644.6831 (mobile)

An Evening with Steve Guttenberg at The Avon Theatre

(STAMFORD, CT) April 27, 2012

The Avon Theatre presents An Evening with Steve Guttenberg on Tuesday, June 5th at 7:00 p.m. We will feature a 30th anniversary screening of Diner, followed by a Q&A moderated by film critic Joe Meyers (CT Post) and a book signing of Mr. Guttenberg’s new work, The Guttenberg Bible. Each ticket purchase includes a signed copy of the book. A limited supply of additional books will be available for purchase. Lucky’s Classic Burger & Malt Shop will provide food tastings for the event. For tickets call the administrative office during daytime business hours at 203-661-0321 or stop by or call the box office during showtimes at 203-967-3660. Ticket pricing is as follows: Carte Blanche & Members: $25, Nonmembers: $35. For interview requests, please contact John Karle, Associate Director of Publicity at St. Martin’s Press (646-307-5546, [email protected]). ABOUT THE FILM: Writer-director Barry Levinson's autobiographical first feature fondly remembers his Baltimore youth. It's late 1959, and six guys in their early twenties are stumbling into adulthood, alternating responsibility with carefree time at their local diner. The story centers on the return from college of Billy (Tim Daly) to serve as best man at the wedding of his pal Eddie (Steve Guttenberg). Billy is consumed by a confusing relationship with a close female friend, while Eddie still lives at home, preparing a football trivia test for his fiancée and vowing to cancel the wedding if she fails. Other

Axleroad, Lost Souls Crossing The River Styx.

Chernow, Blue Narcissus.

Pedvisocar, Getting used to dark.


Items appearing in the Fairfield County Business Journal’s On The Record section are compiled from various sources, including public records made available to the media by federal, state and municipal agencies and the court system. While every effort is made to ensure the accuracy of this information, no liability is assumed for errors or omissions. In the case of legal action, the records cited are open to public scrutiny and should be inspected before any action is taken.

Questions and comments regarding this section should be directed to:Bob Rozyckic/o Westfair Communications Inc.3 Gannett Drive, Suite G7White Plains, N.Y. 10604-3407Phone: (914)694-3600Fax: (914)694-3680

on the record

tHe recOrds sectION Is NOW AVAIlABle By dIGItAl sUBscrIptION.Go to westfaironline.com/buy/records-section/ for more information and to view a sample.

Merritt Ridge L.L.C. Fit out an existing commercial space for ten-ant Versimedia at 129 Glover Ave., Norwalk. Estimated cost: $110,000. Filed April 11.

Property CT OBJLW One Corp. Fit out an existing commer-cial space for tenant Weber at 3 Greenwich Office Park, Green-wich. Estimated cost: $125,000. Filed March 30.

Turner, Michael, Middletown, contractor for Winnipauk Village. Perform exterior renovations at multifamily housing, 71 Aiken St., Norwalk. Estimated cost: $611,000. Filed April 11.

ResidentialAnthony Tomas Builders L.L.C., Norwalk, contractor for Janet Red-dock, trustee. Construct a new five-bedroom single-family residence at 1129 Oenoke Ridge, New Canaan. Estimated cost: $930,000. Filed April 2.

Clark Construction, Ridgefield, contractor for Shawn and Mi-chael Gardner. Construct an ad-dition at an existing single-family residence, 519 Weed St., New Ca-naan. Estimated cost: $465,000. Filed March 14.

Duffy Construction Inc., Stam-ford, contractor for Jennifer Dolan. Perform interior renovations at an existing single-family residence, 363 North St., Greenwich. Estimat-ed cost: $165,000. Filed March 29.

Emerson Construction, Man-chester, contractor for South End Atlantic L.P. Construct additions and perform exterior renovations at an existing single-family residence, 660 Atlantic St., Stamford. Estimat-ed cost: $140,000. Filed April 4.

Fitzpatrick, Jaime and Patrick Fitzpatrick. Construct an addi-tion at an existing single-family residence, 108 Parish Road, New Canaan. Estimated cost: $115,000. Filed April 17.

ATTACHMeNTS

Bortot, Lucille and Raffaele Bucci, Stamford. $60,000 in favor of 710 Long Ridge Road Operat-ing Company II L.L.C., Stamford. Property: 74 Elizabeth Ave., Stam-ford. Filed March 23.

BANKRUPTCIeS

The following petitions were filed in U.S. Bankruptcy Court, Bridge-port. Chapter 11 indicates the filer intends to submit a plan of reorga-nization to the court. Chapter 7 in-dicates a liquidation of assets.

Elm Knoll Farm, 294 E. Canaan Road, East Canaan. Chapter 12, farm bankruptcy, filed April 12, case no. 12-50679. Assets: $500,000 to $1 million. Liabilities: $1 million to $10 million. Creditors: Law-rence D. Coon & Son, $107,024; Lindell Hardware, $44,610; DECD, $45,044; Lindell Fuels, $16,460; CHN Capital, $15,582; Monsanto, $12,677; Renaissance Nutrition, $12,514; Farm Plan, $12,250; Blue Slope Sawdust, $10,013. Type of business: partnership. Debtor’s at-torney: Anthony S. Novak, Chorch-es & Novak P.C., Manchester.

Willowbrook Holdings L.L.C., 7 Greenfield Drive, Shelton. Chapter 11, filed April 13, case no. 12-50688. Assets: $500,000 to $1 million. Li-abilities: $500,000 to $1 million. Type of business: limited liability company. Debtor’s attorney: Ste-phen P. Wright, Harlow Adams & Friedman P.C., Milford.

BUILDING PeRMITS

CommercialA. V. Tuchy, Norwalk, contractor for Pepperidge Farm Inc. Perform renovations at an existing commer-cial building, 595 Westport Ave., Norwalk. Estimated cost: $5 mil-lion. Filed April 12.

Carrier Commercial Service, Middletown, contractor for The Bank of New York Mellon. Refur-bish air conditioning at an existing commercial building, 10 Mason St., Greenwich. Estimated cost: $586,000. Filed March 30.

Encon Heating, Stratford, con-tractor for 33 Grove Street L.L.C. Construct additions and perform alterations at an existing commer-cial building, 33 Grove St., New Ca-naan. Estimated cost: $50,000. Filed April 16.

Haja 151 L.L.C. Fit out an existing commercial space for tenant Lori Dodd Dream Spa at 151 Greenwich Ave., Greenwich. Estimated cost: $75,000. Filed March 29.

Maggiore Construction, Nor-walk, contractor for the city of Nor-walk. Fit out an existing office space for tenant SNEW at 30 Monroe St., Norwalk. Estimated cost: $140,000. Filed April 11.

Merritt 7 Venture L.L.C. Perform interior alterations at an existing commercial building, 501 Merritt 7, Norwalk. Estimated cost: $298,000. Filed April 11.

FSA Construction Services, Wilton, contractor for Aimee and Douglas Mueller. Perform altera-tions at an existing single-family residence, 122 White Oak Shade Road, New Canaan. Estimated cost: $125,000. Filed March 23.

G&T Development L.L.C., Easton, contractor for 1550 Post Road East L.L.C. Perform interior renovations at an existing single-family resi-dence, 30 Merriman Road, Stam-ford. Estimated cost: $54,000. Filed April 9.

Graber, Deena and Howard Graber. Construct additions and perform alterations at an existing single-family residence, 55 Cousins Road, Stamford. Estimated cost: $231,455. Filed April 11.

Haggerty Pools, Stamford, con-tractor for Maria and Hugh O’Donnell. Install an in-ground pool and enclosure at an existing single-family residence, 96 Thorn-wood Road, Stamford. Estimated cost: $51,000. Filed March 30.

J&J Woodworking, Wallingford, contractor for Alejandra Holloway and David Nehrends. Construct additions and perform exterior ren-ovations at an existing single-fam-ily residence, 65 Wildwood Road, Stamford. Estimated cost: $450,000. Filed April 4.

King’s Painting, Stamford, con-tractor for Laura Tobin. Perform interior renovations at an existing single-family residence, 35 Revonah Circle, Stamford. Estimated cost: $69,000. Filed April 5.

Lanni, Gino, New Canaan, con-tractor for Sharon and Brian Lib-man. Construct an addition at an existing single-family residence, 1065 Weed St., New Canaan. Estimated cost: $50,000. Filed March 22.

Noble Construction Manage-ment, South Salem, N.Y., contrac-tor for Carmen Gelineau and Von Hughes. Perform interior renova-tions at an existing single-family residence, 1522 Riverbank Road, Stamford. Estimated cost: $70,000. Filed April 11.

Paragon Builders, Norwalk, con-tractor for Matthew and Joe Gif-ford. Construct an addition at an existing single-family residence, 3 River St., Norwalk. Estimated cost: $290,000. Filed April 5.

Shore & Country Partners L.L.C., Fairfield, contractor for Jacqueline and Eric Sacks. Perform altera-tions and renovations at an existing single-family residence, 17 Rocky Point Road, Norwalk. Estimated cost: $85,900. Filed April 4.

Shoreline Pools, Stamford, con-tractor for Jennifer and Robert Gallois. Install an in-ground pool and enclosure at an existing single-family residence, 213 Hawk’s Hill Road, New Canaan. Estimated cost: $150,000. Filed March 15.

Tavolacci, Frank, Bedford, N.Y., contractor for Melinda and Jeffrey Fager. Perform alterations at an ex-isting single-family residence, 198 Hemlock Hill Road, New Canaan. Estimated cost: $100,000. Filed April 9.

Titus Builders L.L.C., Wilton, contractor for Paula and John Addeo. Construct an addition at an existing single-family residence, 70 Valley Road, New Canaan. Estimat-ed cost: $150,000. Filed April 17.

Wadia Construction L.L.C., New Canaan, contractor for Thomas McCaughey. Construct an addition to an accessory building at an ex-isting single-family residence, 416 Greenley Road, New Canaan. Esti-mated cost: $65,000. Filed April 17.

West Construction Corp., New Canaan, contractor for Gregory Latrenta. Construct an addition at an existing single-family residence, 2015 Ponus Ridge, New Canaan. Estimated cost: $225,000. Filed March 22.

COURT CASeS

Bridgeport Superior CourtChroma Building Corp., Stam-ford. Filed by United States Risk Management L.L.C., New Orleans, La. Plaintiff ’s attorney: Sugarmann & Sugarmann, New Haven. Action: The plaintiff alleges that prior to the date of this action it delivered goods and/or services to the defendant and that $3,544 relating to those deliveries remains outstanding and past due from the defendant despite repeated requests for pay-ment by the plaintiff. The plaintiff seeks repayment of all outstanding amounts plus interest, costs and reasonable attorneys’ fees. Filed March 12. Case no. CV126025905.

Fairfield County Granite L.L.C., et al., Bridgeport, et al. Filed by People’s United Bank, Bridgeport. Plaintiff ’s attorney: Benanti & As-sociates, Stamford. Action: The plaintiff alleges that the defendant failed to observe payment terms of a September 2007 business credit note, for which payment was guaranteed by a co-defendant, and that $9,632 relating to that note remains outstanding and past due from the defendants despite re-peated requests for payment by the plaintiff. The plaintiff seeks repay-ment of all outstanding amounts plus interest, costs and reason-able attorneys’ fees. Filed March 9. Case no. CV126025883.

From Spain Inc., Norwalk. Filed by Tri-Pac Inc., Downington, Pa. Plaintiff ’s attorney: Tolisano & Danforth L.L.C., Ellington. Action: The plaintiff alleges that prior to the date of this action it delivered goods and/or services to the defen-dant and that $25,547 relating to those deliveries remains outstand-ing and past due from e defendant despite repeated requests for pay-ment by the plaintiff. The plaintiff seeks repayment of all outstanding amounts plus interest, costs and reasonable attorneys’ fees. Filed March 9. Case no. CV126025890.

The Bridgeport Public Library serves as the principal public library for the city of Bridge-port, the largest municipality in Connecticut. A city of more than 130,000 residents where more than 60 languages are spoken, Bridge-port is one of the most densely populated cit-ies in the U.S. covering 16 square miles.

Our � agship Burroughs and Saden Memorial Public Library downtown, along with our four neighborhood branches, is proud to be one of Bridgeport’s premier cultural centers. Our su-perb historical collections/genealogy depart-ment attracts visitors from all over the world. Cultural programs for all ages focusing on art, literature and music are continually o� ered at of all our locations.

Recently, the library was proud to announce that thanks to the overwhelming support of city voters, it is now providing seven days of service a week, including Saturdays at all branches for the � rst time since 1989.

Jim O’Donnell, president of the library board of directors, said, “We are so pleased, in the face of all the administrative challenges presented, to � nally be able to open our doors seven days a week. These additional hours will give patrons more opportunities in these di� cult economic times to use the essential services provided by our libraries. All of us connected with the library are grateful to the Bridgeport community who recognize the priceless value of our libraries expressed by the overwhelming support of the library referendum, which has provided the BPL with sustainable funding.

“Being able to use the library in person, and not just online, any day of the week is just one

of the many ways the Bridge-port Public Library is working to be there for you.”

Scott Hughes, City LibrarianBridgeport Public LibraryMember, Cultural Alliance of Fair� eld County

Visit FCBuzz.org for more information on events and how to get listed.Presented by:

Cultural Alliance of Fairfi eld County

FCBUZZ Arts & Culture of Fairfi eld County

Bridgeport Public Library:A gathering place for the entire community

The mission of the Cultural Alliance of Fair� eld County is to support cultural organizations, artists and creative businesses by providing promotion, services and advocacy.

For more information, visit CulturalAllianceFC.org or email infoCulturalAllianceFC.orgor call 256-2329.For events lists, visit FCBuzz.org.

TIME TO CELEBRATESilvermine Arts Center in New Canaan is celebrating 90 years of bringing the arts to Fair� eld County. To com-memorate this historic milestone, the arts center will pres-

ent a range of varied events throughout the year, including a special exhibition of works by guild artist members.

Artists have been drawn to Silvermine since visionary sculp-tor Solon Borglum moved here in 1906 and established it as a place for artists and art lovers to gather to appreciate, enjoy and learn about the arts.

In honor of the anniversary, there will be a celebra-tion of the Silvermine Guild of Artists with an exhibi-tion featuring current members. The exhibit has been designed as an open call to all the current guild mem-bers. The exhibit will be open to the public from May 9 and run through June 9. The exhibition is sponsored by the Rosenthal Family Foundation in honor of Hinda G. Rosenthal and Venü Magazine.

“Ninety years as an artist-founded and led organiza-tion is truly worth celebrating,” Executive Director Leslee Asch said. “A tribute to this momentous occasion will be a commemorative book, which will highlight the ex-traordinary history of this magical place and the people who have given tirelessly to make it great.”

Other events planned for the celebratory year include the second annual Silvermine Artsfest, which last year inaugurated the new Sculpture Walk, Sept. 15, featuring music by Fishman’s Biting Fish Brass Band.

For more information, call 966-9700 ext. 22, or visit silvermineart.org.

The Avon Theatre presents “An Evening with Steve Gut-tenberg” June 5 at 7 p.m. The event will feature a 30th

anniversary screening of “Diner” followed by a Q&A moderated by � lm critic Joe Meyers and a book signing of the actor’s new work, “The Guttenberg Bible.”

Each ticket purchase includes a signed copy of the book. A limited supply of additional books will be avail-able for purchase. Lucky’s Classic Burger & Malt Shop will provide food tastings for the event.

For tickets, call the administrative o� ce during daytime business hours at 661-0321 or call the box o� ce during show times at 967-3660. Ticket pric-ing is: carte blanche and members $25, nonmem-bers $35.

STEVE GUTTENBERG AT THE AVON

For more information contact: Bridget Stokes Director of Communications [email protected] 203.661.0321 (office) 203.644.6831 (mobile)

An Evening with Steve Guttenberg at The Avon Theatre

(STAMFORD, CT) April 27, 2012

The Avon Theatre presents An Evening with Steve Guttenberg on Tuesday, June 5th at 7:00 p.m. We will feature a 30th anniversary screening of Diner, followed by a Q&A moderated by film critic Joe Meyers (CT Post) and a book signing of Mr. Guttenberg’s new work, The Guttenberg Bible. Each ticket purchase includes a signed copy of the book. A limited supply of additional books will be available for purchase. Lucky’s Classic Burger & Malt Shop will provide food tastings for the event. For tickets call the administrative office during daytime business hours at 203-661-0321 or stop by or call the box office during showtimes at 203-967-3660. Ticket pricing is as follows: Carte Blanche & Members: $25, Nonmembers: $35. For interview requests, please contact John Karle, Associate Director of Publicity at St. Martin’s Press (646-307-5546, [email protected]). ABOUT THE FILM: Writer-director Barry Levinson's autobiographical first feature fondly remembers his Baltimore youth. It's late 1959, and six guys in their early twenties are stumbling into adulthood, alternating responsibility with carefree time at their local diner. The story centers on the return from college of Billy (Tim Daly) to serve as best man at the wedding of his pal Eddie (Steve Guttenberg). Billy is consumed by a confusing relationship with a close female friend, while Eddie still lives at home, preparing a football trivia test for his fiancée and vowing to cancel the wedding if she fails. Other

Axleroad, Lost Souls Crossing The River Styx.

Chernow, Blue Narcissus.

Pedvisocar, Getting used to dark.


on the record


Konko L.L.C., Hartford. Filed by Tri-Stary Building Corp., Pleasant-ville, N.Y. Plaintiff ’s attorney: Ivey Barnum & O’Meara, Greenwich. Action: The plaintiff alleges that prior to the date of this action it delivered goods and/or services to the defendant and that $33,616 relating to those deliveries remains outstanding and past due from the defendant despite repeated requests for payment by the plain-tiff. The plaintiff seeks repayment of all outstanding amounts plus interest, costs and reasonable at-torneys’ fees. Filed March 19. Case no. CV126013339.

Twenty-Three Sixteen Post Road L.L.C., Southport. Filed by Bernar-dine Alward, Westport. Plaintiff ’s attorney: Jeremy G. Vishno, Fair-field. Action: The plaintiff alleges that she fell while visiting the defen-dant’s premises as the result of an unsafe condition arising from neg-ligence on the part of the defendant, its agents and employees, which caused her to suffer serious, pain-ful injuries and to incur substan-tial medical expenses. The plaintiff seeks damages in excess of $15,000 plus applicable costs and reason-able attorneys’ fees. Filed March 14. Case no. CV126013294.

U.S. District CourtAir & Liquid Systems Corp., et al. Filed by Sharon and James Ziet-tlow. Plaintiff ’s attorney: Christo-pher Meisenkothen. Action: claim filed in connection with notice of removal of an existing action to an alternative venue. Filed April 13. Case no. 12CV00560.

AlloStem Therapeutics L.L.C. Filed by AlloSource. Plaintiff ’s at-torney: Andy I. Corea. Action: claim filed in connection with trademark infringement. Filed April 13. Case no. 12CV00557.

GPT Niantic L.L.C. Filed by Da-vid Maker. Plaintiff ’s attorney: not available. Action: claim filed in con-nection with a petition for removal of an existing medical malpractice suit to an alternative venue. Filed April 13. Case no. 12CV00561.

Majella Foundation, et al. Filed by Christopher Joliat. Plaintiff ’s at-torney: Anthony R. Minchella. Ac-tion: claim filed in connection with breach of contract. Filed April 12. Case no. 12CV00551.

Ingersoll-Rand Co., et al., Pisca-taway, N.J., et al. Filed by Robert Choate, Ledyard. Plaintiff ’s attor-ney: Embry & Neusner, Groton. Action: The plaintiff alleges that the defendants negligently exposed him to asbestos in the workplace despite extensive evidence of the dangers of such exposure and that, as a re-sult of this exposure, he suffered serious and painful disorders and has incurred substantial continu-ing medical expenses. The plaintiff seeks damages in excess of $15,000 plus applicable costs and reason-able attorneys’ fees. Filed March 12. Case no. CV126025908.

Lindade Corporation Inc., et al., Bridgeport, et al. Filed by Patrick Crucitti, Monroe. Plaintiff ’s at-torney: Cotter Cotter & Mullins, Trumbull. Action: The plaintiff al-leges that he was struck in the eye by construction while employed on a construction site owned or otherwise under control of the de-fendants as the result of an unsafe condition arising from negligence on the part of the defendants, their agents and employees, which caused him to suffer serious, pain-ful injuries and to incur substan-tial medical expenses. The plaintiff seeks damages in excess of $15,000 plus applicable costs and reason-able attorneys’ fees. Filed March 12. Case no. CV126025907.

MFXA Construction and Man-agement L.L.C., Bridgeport. Filed by Wendy Hrynewski, Bridgeport. Plaintiff ’s attorney: Matthew S. Hirsch, Trumbull. Action: The plaintiff alleges that she was in-jured while attempting to move supplies left on her premises by the defendant as the result of an unsafe condition arising from negligence on the part of the defendant, its agents and employees, which caused her to suffer serious, pain-ful injuries and to incur substan-tial medical expenses. The plaintiff seeks damages in excess of $15,000 plus applicable costs and reason-able attorneys’ fees. Filed March 9. Case no. CV126025892.

Monroe Tile and Stone Design L.L.C., et al., Monroe, et al. Filed by People’s United Bank, Bridge-port. Plaintiff ’s attorney: Benanti & Associates, Stamford. Action: The plaintiff alleges that the defendant failed to observe payment terms of a September 2005 business credit note, for which payment was guar-anteed by a co-defendant, and that $7,252 relating to that note remains outstanding and past due from the defendants despite repeated re-quests for payment by the plaintiff. The plaintiff seeks repayment of all outstanding amounts plus inter-est, costs and reasonable attorneys’ fees. The plaintiff seeks repayment plus interest, costs and reason-able attorneys’ fees. Filed March 9. Case no. CV126025885.

S. J. Masters Inc., Canaan. Filed by Eric H. Zelinski & Company L.L.C., Fairfield. Plaintiff ’s attorney: Brian S. Cantor, Fairfield. Action: The plaintiff alleges that prior to the date of this action it delivered goods and/or services to the defendant and that $1,259 relating to those deliveries remains outstanding and past due from the defendant despite repeated requests or payment by the plaintiff. The plaintiff seeks repay-ment of all outstanding amounts plus interest, costs and reason-able attorneys’ fees. Filed March 8. Case no. CV126025866.

Starbucks Corp., Seattle, Wash. Filed by Antonia Furnari, Stratford. Plaintiff ’s attorney: Thomas M. Yuditsky, Bridgeport. Action: The plaintiff alleges that she fell while a business invitee on the defendant’s premises as the result of an unsafe condition arising from negligence on the part of the defendant, its agents and employees, which caused her to suffer serious, pain-ful injuries and to incur substan-tial medical expenses. The plaintiff seeks damages in excess of $15,000 plus applicable costs and reason-able attorneys’ fees. Filed March 13. Case no. CV126025920.

Stonybrook Restaurant L.L.C., et al., Fairfield, et al. Filed by Gary Feather, Stratford. Plaintiff ’s attor-ney: Paoletti & Gusmano, Bridge-port. Action: The plaintiff alleges that he was assaulted by an in-toxicated patron while on premises owned or otherwise under control of the defendants as the result of an unsafe condition arising from negligence on the part of the defen-dants, their agents and employees, which caused him to suffer seri-ous, painful injuries and to incur substantial medical expenses. The plaintiff seeks damages in excess of $15,000 plus applicable costs and reasonable attorneys’ fees. Filed March 9. Case no. CV126025896.

Danbury Superior CourtDanbury Lodge No. 120 of the Benevolent and Protective Or-der of Elks, Danbury. Filed by the Knights of Columbus Home of Danbury Connecticut Inc., Dan-bury. Plaintiff ’s attorney: William J. Hagan, Danbury. Action: The plaintiff alleges that the defendant failed to observe terms of a lease agreement between the parties in that it failed to vacate the premises after expiration and that extensive damage to the premises was discov-ered after the defendant’s eviction. The plaintiff seeks damages in ex-cess of $15,000 plus applicable costs and reasonable attorneys’ fees. Filed April 3. Case no. CV126009101.

Durant’s L.L.C., Danbury. Filed by The Amber Room Colonnade, Danbury. Plaintiff ’s attorney: the Law Office of Cynthia A. Jaworski, Rocky Hill. Action: The plaintiff alleges that negligent tent instal-lation by the defendant damaged the plaintiff ’s premises and effects. The plaintiff seeks damages in ex-cess of $2,500 plus applicable costs and reasonable attorneys’ fees. Filed April 5. Case no. CV126009126.

Miller & Stone Inc., Ridgefield. Filed by New Hope Natural Media Division of Penton Media, Boulder, Colo. Plaintiff ’s attorney: Charles Busek, Norwalk. Action: The plain-tiff alleges that prior to the date of this action it delivered goods and/or services to the defendant and that $18,800 relating to those deliv-eries remains outstanding and past due from the defendant despite re-peated requests for payment by the plaintiff. The plaintiff seeks repay-ment of all outstanding amounts plus interest, costs and reason-able attorneys’ fees. Filed April 9. Case no. CV126009137.

N. J. Voog Realty L.L.C., et al., Ridgefield. Filed by Fairfield Coun-ty Bank, Ridgefield. Plaintiff ’s at-torney: Patrick J. Walsh, Ridgefield. Action: The plaintiff alleges that it is the owner of a July 2007 $210,000 mortgage note issued by N. J. Voog Realty, for which payment was guaranteed by a co-defendant, and that amounts relating to that note remain outstanding and past due from the defendants despite re-peated requests for payment by the plaintiff. The plaintiff seeks repay-ment of all outstanding amounts plus interest, costs and reasonable attorneys’ fees, including without limitation by means of foreclosure on the defendants’ property secur-ing the note subject to interests of se-nior secured creditors. Filed April 4. Case no. CV126009106.

Pateley Associates L.L.C., et al., Hartford, et al. Filed by U.S. Bank N.A., trustee, Dallas, Texas. Plain-tiff ’s attorney: Zeichner Ellman & Krause, Greenwich. Action: The plaintiff alleges that it is the owner of defaulted August 2001 mortgage notes issued by the defendant Pate-ley Associates, for which payment was guaranteed by co-defendants and that $3.9 million relating to those notes remains outstanding and past due from the defendants despite repeated requests for pay-ment by the plaintiff. The plaintiff seeks repayment of all outstand-ing amounts plus interest, costs and reasonable attorneys’ fees, including without limitation by means of foreclosure on the de-fendants’ property securing the notes subject to interest of senior secured creditors. Filed April 3. Case no. CV126009099.

The Stop & Shop Supermarket L.L.C., Hartford. Filed by Dipti Soni, Danbury. Plaintiff ’s attorney: Ventura Ribeiro & Smith, Danbury. Action: The plaintiff alleges that she fell while a business invitee on the defendant’s premises as the re-sult of an unsafe condition arising from negligence on the part of the defendant, its agents and employ-ees, which caused her to suffer se-rious, painful injuries and to incur substantial medical expenses. The plaintiff seeks damages in excess of $15,000 plus applicable costs and reasonable attorneys’ fees. Filed April 4. Case no. CV126009102.

Stamford Superior CourtColony Grill Inc., Stamford. Filed by Ismael Balta, Stamford. Plaintiff ’s attorney: Richard H. G. Cunningham, Stamford. Ac-tion: The plaintiff alleges that he was denied appropriate overtime compensation during the course of his employment with the defen-dant. The plaintiff therefore seeks damages in excess of $15,000 plus applicable costs and reasonable attorneys’ fees. Filed March 16. Case no. CV126013315.

Hartford Gun Club Inc., et al., East Granby, et al. Filed by Patri-cia Kennedy, Riverside. Plaintiff ’s attorney: Tooher Wocl & Leydon L.L.C., Stamford. Action: The plaintiff alleges that she was struck by a ricocheting bullet while visit-ing premises owned or otherwise under control of the defendants as the result of an unsafe condition arising from negligence on the part of the defendants, their agents and employees, which caused her to suf-fer serious, painful injuries and to incur substantial medical expenses. The plaintiff seeks damages in ex-cess of $15,000 plus applicable costs and reasonable attorneys’ fees. Filed March 14. Case no. CV126013296.

Hem Management Group Inc., Hartford. Filed by U.S. Foodser-vice Inc., Rosemont, Ill. Plaintiff ’s attorney: Joseph A. Maker, Stam-ford. Action: The plaintiff alleges that prior to the date of this action it delivered goods and/or services to the defendant and that $31,325 relating to those deliveries remains outstanding and past due from the defendant despite repeated requests for payment by the plain-tiff. The plaintiff seeks repayment of all outstanding amounts plus interest, costs and reasonable at-torneys’ fees. Filed March 14. Case no. CV126013302.

Jos. A. Bank Clothiers Inc., Hart-ford. Filed by Pear Partners L.L.C., Stamford. Plaintiff ’s attorney: Robinson & Cole, Stamford. Ac-tion: The plaintiff alleges that the defendant failed to observe terms of a December 2009 lease agreement between the parties, specifically in that it made false and mislead-ing statements regarding revenues and associated rental calculations, which caused the plaintiff to incur a substantial financial loss. The plaintiff seeks damages in excess of $15,000 plus applicable costs and reasonable attorneys’ fees. Filed March 20. Case no. CV126013349.


on the record

Get tHe recOrds eArly.Go to westfaironline.com/buy/records-section/ for more information and to view a sample.

ROB VALENTINE of New Fairfield has joined the New England Computer Group (NECG), a computer support firm serving Fairfield and Westchester counties, as a senior systems engi-neer. Valentine has more than 20 years of expe-rience implementing information technology solutions for small to mid-sized business, with a special expertise in systems for law firms. He holds a bachelor’s degree in management infor-mation systems from Pace University.

ON THE GO: BUSIneSS, eTC.

Wednesday, May 9“Set Yourself Free: A Guide for Small-Business Owners,” 7 p.m., Fairfield Public Library, 1080 Old Post Road, Fairfield. For information, visit fairfieldpubliclibrary.org.

Stamford Business Group networking meeting, 7:29 a.m., Caf-eteria at 9 W. Broad St., Stamford. For information, call 975-2950 or visit stamfordbusiness.com.

Information for these features has been provided by the subjects or their delegates

CReDITS, CLIeNTS AND AWARDS

KERRY ANNE DuCEY of Ridgefield, edi-tor in chief of the HamletHub news website in Ridgefield and sister sites in communities throughout Connecticut, has won a Con-necticut Press Club Award for original jour-nalism published to the web. HamletHub is a network of hyper-local sites that provide locally sourced news about a community.

VICKI O’MEARA, executive vice president and president of Pit-ney Bowes Services Solutions, is the recipient of the 2012 Pamela L. Carter Award in InsideCounsel magazine’s Third Annual Trans-formative Leadership Awards. The awards honor in-house counsel and law firm partners who have demonstrated a commitment to advancing the empowerment of women in corporate law.

NeWSMAKeRS

SHERRY BOYD of Trumbull has joined William B. Meyer Inc. in Statford as an account executive. A graduate of the Boston Universi-ty School of Management, Boyd was previously with ArchivesOne. She comes to William B. Meyer with an industry-specific back-ground in account management and business development.

CONNECTICuT HISPANIC BAR ASSOCIATION has an-nounced the following individuals have been elected to its slate of board members and officers for 2012-2013.

MARIA GARCIA, a law clerk at the United States District Court for the District of Connecticut, has been elected presi-dent.

ERICK I. DíAz, of counsel at Hayber Law Firm L.L.C., is president-elect.

KAREM FRIEDMAN, associate at Wiggin & Dana L.L.P., has been elected vice-president.

WALTER MENJIVAR, student at the University of Connecti-cut School of Law, has been elected secretary.

ALEX TORIBIO, associate at McCarter & English L.L.P., has been elected treasurer.

TROY JELLERETTE of Norwalk has joined First Niagara as a senior relationship man-ager. Most recently, he served as a middle-market relationship manager for JPMorgan Chase where he focused on the Connecti-cut marketplace. Jellerette graduated from Babson College with a Bachelor of Science degree in finance, investments and commu-nication.

JOSHuA KOSKOFF has been named a fellow of the International Society of Barristers, an international honor society of outstand-ing trial lawyers. He is the third attorney selected from the law firm of Koskoff, Koskoff & Bieder –– which has offices in Bridgeport, Danbury, New Haven and Stamford –– and one of only six in Con-necticut. Koskoff was selected by a committee of his peers.

Stonington Water Street Associ-ates L.L.C., et al. Filed by Valley Forge Insurance Co., et al. Plain-tiff ’s attorney: William A. Meehan. Action: claim filed in connection with a declaratory judgment. Filed April 13. Case no. 12CV00555.

Yale university. Filed by Mar-tin Donovan. Plaintiff ’s attorney: William S. Palmieri. Action: claim filed in connection with age-related job discrimination. Filed April 12. Case no. 12CV00549.

DeeDS

Commercial19 Sterling Drive Development L.L.C., Westport. Seller: FYC L.L.C., Ridgefield. Property: 19 Sterling Drive, Westport. Amount: $760,000. Filed March 26.

First Garden Development L.P., Stamford. Seller: 1032 Hope Street L.L.C., Southbury. Property: 1032 Hope St., Stamford. Amount: $1.5 million. Filed March 20.

HFH L.L.C., Greenwich. Seller: Darnett Daniels, Bridgeport. Prop-erty: vicinity of Laurel Avenue, Bridgeport. Amount: $135,000. Filed April 9.

On Mianus Pond L.L.C., Green-wich. Seller: Walter Pendleton III, Greenwich. Property: 265 Valley Road, Cos Cob. Amount: $291,000. Filed April 3.

PBDB Three L.L.C., Stamford. Seller: the estate of May Conte, Darien. Property: Unit B16, Beachcomber Condominium, Stamford. Amount: $102,500. Filed March 27.

Tomas Brothers L.L.C., Wilton. Seller: Sascha Rand, Westport. Property: 66 Hillandale Road, Westport. Amount: $437,500. Filed March 28.

Westport Building Company L.L.C., Westport. Seller: Eileen Shea, Westport. Property: 5 Ledge-moor Lane, Westport. Amount: $632,500. Filed March 26.

Wright Design Build L.L.C., Redding. Seller: Gregory Wargo, Danbury. Property: 104 Sport Hill Road, Redding. Amount: $135,000. Filed March 26.

ResidentialAllen, Christine and Edward Byrne, Fairfield. Seller: Diana Es-sig and Greg Jonason, Stratford. Property: 285 Hollywood Ave., Stratford. Amount: $300,000. Filed April 4.

Antoine, Pauline and Jean An-toine, Stratford. Seller: Mary Car-ey, Stratford. Property: 255 Sun-nybank Ave., Stratford. Amount: $252,000. Filed March 29.

Arif, Halimah, Danbury. Seller: Barbara and Jeffrey Jones, trustees, Orange. Property: 277 Courtland Ave., Stamford. Amount: $390,000. Filed March 23.

Auguste, Marie and Darney Auguste, Stamford. Seller: the estate of John Boccuzzi, Nor-walk. Property: 72 Noble St., Stamford. Amount: $387,000. Filed March 28.

Bell, Sherry and Danny Bell, Bethel. Seller: Orismar Carneiro, Redding. Property: 292 Black Rock Turnpike, Redding. Amount: $270,000. Filed March 21.

Berlage, Theresa and Ryan Ber-lage, Bethel. Seller: Diane and Michael Quinn, Bethel. Property: 6 Honey Hollow Drive, Bethel. Amount: $337,500. Filed April 2.

Bresnan, Elizabeth, Sherman. Seller: Toll CT III L.P., Newtown. Property: 38 Warrington Round, Danbury. Amount: $384,922. Filed April 5.

Campolettano, Sara and John Campolettano, Stratford. Seller: Christopher Iannucci, Shelton. Property: 115 Meadowland Road, Stratford. Amount: $389,900. Filed March 30.

Cishek, Jessica and Daniel Cis-hek, Ridgefield. Seller: Campagna Properties L.L.C., Wolcott. Prop-erty: 8 Woodland Drive, Redding. Amount: $387,000. Filed April 2.

DiBuono, Sharon and Joseph DiBuono, Bethel. Seller: Toll CT II L.P., Newtown. Property: 6 Briar Ridge Drive, Bethel. Amount: $439,582. Filed March 29.

Docimo, Aurora and Lorenzo Docimo, Stamford. Seller: Brian Gentile and Maurice Gentile Jr., trustees, Kearnysville, W.V, and Goshen, respectively. Property: 66 W. Hill Circle, Stamford. Amount: $575,000. Filed March 27.

Dunleavy, John, Bronx, N.Y. Seller: Johnny Rodriguez, Bethel. Property: 33 Hearthstone Drive, Bethel. Amount: $285,000. Filed April 2.

Elliott, Stephanie and George Kursar, Norwalk. Seller: Gene Rostov, Stamford. Property: 20 Aspen Lane, Stamford. Amount: $800,000. Filed March 26.

Eveno, Pilar and Louis Eveno, Stamford. Seller: Thomas Kus-lik, Stamford. Property: 38 Pu-ritan Lane, Stamford. Amount: $410,000. Filed March 23.

Farman, zeeshaan, New York City. Seller: Bushra and Shafiq Ur Rahman, Stamford. Property: 100 Maple Tree Ave., Unit 12, Stam-ford. Amount: $325,000. Filed March 27.

Fein, David, Stamford. Seller: RMS Long Term Family Invest-ments L.L.C., Stamford. Prop-erty: Unit 13B, The Village at River’s Edge, Stamford. Amount: $425,000. Filed March 21.

Fields, Mary and Brian Fields, New York City. Seller: Danielle and Peter Getchell, Stamford. Property: 98 Emery Drive East, Stamford. Amount: $810,000. Filed March 27.

Fuschetto, Anthony, West Red-ding. Seller: Rebecca Rice, Had-ley, Mass. Property: 45 Chestnut Woods Road, Redding. Amount: $375,000. Filed March 5.

Greenspan, Pamela and Charles Harrington, Weston. Seller: Mar-tha Korman and Gail Samuelson, trustees, Redding. Property: 23 Farview Farm Road, Redding. Amount: $585,000. Filed Feb. 29.


on the record


Guerrero, Guillermo, Stratford. $4,789 in favor of CACH L.L.C., Denver, Colo., by Joseph M. To-bin. Property: 381 Sherwood Place, Stratford. Filed April 5.

Hardy, Lileth, Danbury. $1,584 in favor of Danbury Hospital, Dan-bury, by Robert L. Peat. Property: 18 Robinson Ave., Danbury. Filed April 9.

Haymes, Geneva, Stratford. $2,987 in favor of Midland Funding L.L.C., San Diego, Calif., by Stephen A. Wiener. Property: 16 Franklin Ave., Stratford. Filed March 28.

Healy, Christopher, Westport. $1,974 in favor of Gault Inc., West-port, by Philip H. Monagan. Prop-erty: 38 Bulkley Avenue North, Westport. Filed March 23.

Hubicki, Joseph, Redding. $1,580 in favor of Danbury Hospital, Dan-bury, by Robert L. Peat. Property: 138 Limekiln Road, Redding. Filed March 28.

Jaswaye, Debra, Bridgeport. $2,488 in favor of Capital One Bank (USA) N.A., Richmond, Va., by Stephen A. Wiener. Property: 213 Lakeside Drive, Bridgeport. Filed April 10.

Jay, Jonathan, Stratford. $1,185 in favor of Capital One Bank (USA) N.A., Richmond, Va., by Stephen A. Wiener. Property: 127 Warwick Ave., Stratford. Filed March 29.

Kalakay, Cheryl, Stratford. $5,215 in favor of Capital One Bank (USA) N.A., Richmond, Va., by Julie B. Solomon. Property: 3124 Broadbridge Ave., Stratford. Filed March 28.

Leary, Lynn, Danbury. $601 in fa-vor of Danbury Hospital, Danbury, by Robert L. Peat. Property: 6 Sun-set Drive, Danbury. Filed April 5.

Loya, Tricia, Bethel. $480 in favor of Danbury Hospital, Danbury, by Robert L. Peat. Property: 23 Mid-way Drive, Bethel. Filed April 9.

Lutzel, Bruce, Stamford. $4,332 in favor of Citibank (South Dakota) N.A., Sioux Falls, S.D., by Stephen A. Wiener. Property: 80 High Clear Drive, Stamford. Filed March 26.

Kent, Lisa, trustee, Westport. Sell-er: Anne and Gilbert Holmes Jr., Westport. Property: 17 Salem Road, Westport. Amount: $2.4 million. Filed March 27.

Keyes, Walda, Weston. Seller: Toll CT II L.P., Newtown. Property: 12 Briar Ridge Drive, Bethel. Amount: $432,776. Filed March 29.

Koszkul, Christine and Theodore Sandler, Stamford. Seller: Nata-lie DeFeo, Stamford. Property: 28 Highline Trail, Stamford. Amount: $700,000. Filed March 23.

Letko, Meghan and Matthew Letko, Milford. Seller: Jessica and John Killian, Stratford. Property: 156 Wainwright Place, Stratford. Amount: $272,500. Filed March 28.

Mancini, Catherine and Roger Renzi, Stamford. Seller: Matthew Alpert, Monroe. Property: 42 Edge-wood Ave., Stamford. Amount: $536,000. Filed March 27.

Mehta, Asha and Mohan Mehta, Danbury. Seller: RGGN Realty L.L.C., Danbury. Property: Unit 4, Colonial Plaza Condominium, Danbury. Amount: $305,000. Filed April 5.

Moore, Alice and Bryan Keller, Stamford. Seller: Katherine Da-rois, Stamford. Property: 968 Sunset Road, Stamford. Amount: $515,000. Filed March 22.

Pastor, Rebecca and Richard Pas-tor Jr., Canton. Seller: Meredith and Michael Miller, Redding. Prop-erty: 208 Redding Road, Redding. Amount: $678,300. Filed April 2.

Raucher, Herman, Stamford. Seller: Palmer Hill Partners L.L.C., Stamford. Property: 77 Havemeyer Ave., Unit 31, Stamford. Amount: $889,500. Filed March 22.

Tobin, Laura and Seth Tobin, Stamford. Seller: Cheryl and Perry Frydman, Stamford. Prop-erty: 35 Revonah Circle, Stamford. Amount: $650,000. Filed March 22.

Wiegand, Bruce, Westport. Seller: Amy and Jeffrey Staw, Wilton. Property: 57 Crescent Road, West-port. Amount: $1.3 million. Filed March 30.

Woodward, Maria and Sage Woodward, Norwalk. Seller: Su-zanne and William Mathews, Pawtucket, R.I., and Ridgefield, respectively. Property: 127 Sim-paug Turnpike, Redding. Amount: $325,000. Filed March 12.

Yates, June, Milford. Seller: Re-beca and David Monteiro, Strat-ford. Property: 285 Raven Terrace, Stratford. Amount: $280,000. Filed April 10.

FOReCLOSUReS

Barr, Mary, et al. Creditor: Wells Fargo Bank N.A., trustee. Property: 55 Cumberland Drive, Bridgeport. Mortgage default. Filed April 10.

Bauer, Patricia, et al. Creditor: Candlewood Terrace Condo-minium Association Inc. Property: 6 Rose Lane, No. 2-11, Danbury. Delinquent common charges. Filed April 5.

Bonifacio, Gabriel, et al. Creditor: Wells Fargo Bank N.A. Property: 93 W. Wooster St., Unit 2, Danbury. Mortgage default. Filed April 5.

Bruno, Raymonde, et al. Credi-tor: the Water Pollution Control Authority of the city of Bridgeport. Property: 69 Dover St., Bridgeport. Delinquent water and sewer fees. Filed April 10.

Foster, Guillermina, et al. Credi-tor: Nob Hill Condominium Asso-ciation. Property: 78 Mencel Circle, Unit B, Bridgeport. Delinquent common charges. Filed April 10.

Gould, Rosemary, et al. Creditor: Onewest Bank F.S.B. Property: 9 Brookwood Drive, Bethel. Mort-gage default. Filed March 29.

Hettenbaugh, Kathryn, et al. Creditor: Constance Hamrah and Anthony Campagna III. Property: 785 North Trail, Unit A, Stratford. Delinquent judgment lien. Filed April 9.

Lupinacci, Michael, et al. Credi-tor: PHH Mortgage Corp. Prop-erty: 235 Henry Ave., Unit 21G, Stratford. Mortgage default. Filed April 2.

MacKenzie III, David, et al. Creditor: Wells Fargo Bank N.A. Property: 25 Ellsworth St., Unit 8, Bridgeport. Mortgage default. Filed April 10.

Malcolm, Robert, et al. Creditor: USA Residential Properties L.L.C. Property: 112 Lawn Ave., Stamford. Mortgage default. Filed March 22.

Moreno, Jaime, et al. Creditor: Wells Fargo Bank N.A. Property: 33 Boston Terrace, Unit 5, Bridgeport. Mortgage default. Filed April 10.

Moreno, Milagros, et al. Credi-tor: Aurora Loan Services L.L.C. Property: 480 Ezra St., Bridgeport. Mortgage default. Filed April 10.

Rutty, Lorna, et al. Creditor: U.S. Bank N.A., trustee. Property: 649 Noble Ave., Bridgeport. Mortgage default. Filed April 10.

Sessa, James, et al. Creditor: Cen-tral Mortgage Co. Property: 119 Eagle Drive, Stamford. Mortgage default. Filed March 27.

Shea, Daniel, et al. Creditor: Deutsche Bank National Trust Co., trustee. Property: 468 Woodstock Ave., Stratford. Mortgage default. Filed April 2.

Simpson, Wade, et al. Creditor: Newtown Savings Bank. Property: 24 Clearview Ave., Danbury. Mort-gage default. Filed April 5.

Smith, Patrick, et al. Creditor: the Water Pollution Control Authority of the city of Bridgeport. Property: 561 N. Summerfield Ave., Bridge-port. Delinquent water and sewer fees. Filed April 10.

SNEP Associates L.L.C., et al. Creditor: the town of Stratford. Property: Dock Unit 90, Breakwa-ter Key Condominium, Stratford. Delinquent municipal taxes. Filed March 27.

Tyne, Cloverlin, et al. Creditor: Green Tree Servicing L.L.C.. Prop-erty: 68 Hanover St., Bridgeport. Mortgage default. Filed April 10.

Valentine, Mary, et al. Creditor: Bankunited F.S.B. Property: 1 Elm Tree Place, Stamford. Mortgage de-fault. Filed March 27.

Yevich, James, et al. Creditor: Flagstar Bank F.S.B. Property: 94 Cutspring Road, Stratford. Mort-gage default. Filed April 9.

ziehl, Joseph, et al. Creditor: HSBC Bank USA N.A., trust-ee. Property: 98 Virginia Ave., Bridgeport. Mortgage default. Filed April 10.

JUDGMeNTS

Brown Jr., Robert, Redding. $12,675 in favor of Target National Bank, Minneapolis, Minn., by Stephen A. Wiener. Property: 12 Pocahontas Road, Redding. Filed March 26.

Chilinsky, Magdalena, Bridge-port. $3,803 in favor of Bridgeport Radiological Associates, Bridge-port, by Melissa L. Simonik. Prop-erty: 111 Corn Tassel Road, Bridge-port. Filed April 10.

Chilinsky, Magdelena, Bridge-port. $5,907 in favor of The United Illuminating Co., New Haven, by Nair & Levin P.C. Property: 111 Corn Tassel Road, Bridgeport. Filed April 10.

Clark, John, Westport. $1,227 in favor of Santa Energy Corp., Bridgeport, by Janine M. Becker. Property: 167 North Ave., Westport. Filed March 29.

Connolly, John and Mary Ellen Connolly, Westport. $5,943 in fa-vor of Convent Mews Condomin-ium, Westport, by Nicholas Thie-mann. Property: 124 Riverside Ave., Unit 4, Westport. Filed March 28.

Cooper, Michael, Danbury. $830 in favor of the Danbury Office of Physicians Services P.C., Danbury, by Robert L. Peat. Property: 6 Valley Road, Danbury. Filed April 5.

Daluz, Sonia and Luiz Daluz, Bethel. $459 in favor of Ivete Dias M.D., Brookfield, by Robert L. Peat. Property: 26 Birch Road, Bethel. Filed April 5.

Daniele, Frank, Norwalk. $103,159 in favor of JPMorgan Chase Bank N.A., New Haven, by Keith R. Ainsworth. Property: 81 Ferry Court, Stratford. Filed April 2.

David, Robert, et al., Bridgeport. $9,476 in favor of Credit Accep-tance Corp., Southfield, Mich., by Nair & Levin P.C. Property: 289 Maple St., Bridgeport. Filed April 10.

Dee, William, Danbury. $582 in favor of the Danbury Office of Physicians Services P.C., Danbury, by Robert L. Peat. Property: 55 Mill Plain Road, Unit 33-7, Danbury. Filed April 5.

Efosa, Anthony, Stamford. $2,054 in favor of Aquarion Water Co., Bridgeport, by Ian A. Cole. Prop-erty: 124 West Ave., Stamford. Filed March 26.

Ely, Stacey, et al., Bridgeport. $14,796 in favor of The United Illu-minating Co., New Haven, by Nair & Levin P.C. Property: 62 Herkimer St., Bridgeport. Filed April 10.

Ford, Scott, Danbury. $415 in favor of Danbury Hospital, Danbury, by Robert L. Peat. Property: 1 Beaver Brook Road, No. 24, Danbury. Filed April 9.

Ford, Vinson, Stamford. $3,654 in favor of Aquarion Water Co., Bridgeport, by Ian A. Cole. Prop-erty: 57 West Ave., Stamford. Filed March 26.

Georgetown Land Development Company L.L.C., Georgetown. $92,000 in favor of Frank S. Owen, Larchmont, N.Y., by Scott M. Har-rington. Property: Parcels A and B, Redding town maps 3434 and 3435, Redding. Filed March 14.

Gooden, Dorothy, Stratford. $818 in favor of Midland Funding L.L.C., San Diego, Calif., by Stephen A. Wiener. Property: 265 Dewey St., Stratford. Filed March 29.

Green, Clinton, et al., Bridgeport. $5,431 in favor of Land Rover Capi-tal Group, Livonia, Mich., by Nair & Levin P.C. Property: 182 Truman St., Bridgeport. Filed April 10.

Green, Terrence, Stamford. $11,798 in favor of Pitney Bowes Federal Credit Union, Stamford, by John R. Fiore. Property: 36 Hillcrest Ave., Stamford. Filed March 23.


on the record


Malacea, Elena, Bridgeport. $8,597 in favor of Discover Bank, New York City, by Joseph M. Tobin. Property: 216 Cherry Hill Drive, Unit 1A, Bridgeport. Filed April 10.

Marnelakis, Peter, Danbury. $1,169 in favor of Danbury Hos-pital, Danbury, by Robert L. Peat. Property: 35 Jackson Drive, Dan-bury. Filed April 5.

Miller, Todd, Stratford. $4,527 in favor of The United Illuminating CO., New Haven, by Nair & Levin P.C. Property: 419 Huntington Road, Stratford. Filed March 27.

Mohtares, Philip, Redding. $1,597 in favor of FIA Card Services N.A., Newark, Del., by Julie B. Solomon. Property: 7 Sullivan Drive, Red-ding. Filed March 26.

Nazir, Arif, Stamford. $4,337 in fa-vor of Aquarion Water Co., Bridge-port, by Ian A. Cole. Property: 119 Stillwater Ave., Stamford. Filed March 26.

Olufowobi, Kayode, Stratford. $4,187 in favor of Midland Fund-ing L.L.C., San Diego, Calif., by Stephen A. Wiener. Property: 145 Sheffield Drive, Stratford. Filed March 29.

Ovalle, Edgar, Stamford. $666 in favor of Capital One Bank (USA) N.A., Richmond, Va., by Rus-sell L. London. Property: 1072 E. Main St., Apt. 3, Stamford. Filed March 26.

Pacific, Eugene, Bethel. $1,919 in favor of Danbury Office of Physi-cians Services P.C., Danbury, by Robert L. Peat. Property: 112 Old Hawleyville Road, Bethel. Filed April 5.

RJLM Inc., et al., Stamford. $4,376 in favor of Ford Motor Credit Company L.L.C., Livonia, Mich., by Nair & Levin P.C. Property: 130 Crystal Lake Road, Stamford. Filed March 26.

Romano, Craig, Stratford. $1,130 in favor of American Express Cen-turion Bank F.S.B., Salt Lake City, Utah, by Sara M. Gould. Property: 10 Henry Place, Stratford. Filed April 2.

Rybacka, Teresa, Stamford. $1,779 in favor of Capital One Bank (USA) N.A., Richmond, Va., by Russell L. London. Property: 95 Liberty St., Stamford. Filed March 26.

Rybacki, Roman, Stamford. $1,591 in favor of Capital One Bank (USA) N.A., Richmond, Va., by Russell L. London. Property: 95 Liberty St., Apt. C3, Stamford. Filed March 26.

Shack, Lauren and Adam Shack, Greenwich. $4,260 in favor of Greenwich Pool Service L.L.C., Stamford, by Karen M. Riggio. Property: 433 Stanwich Road, Greenwich. Filed April 5.

Sikiotis, Petula, Stamford. $901 in favor of Capital One Bank (USA) N.A., Richmond, Va., by Russell L. London. Property: 59 High Rock Road, Stamford. Filed March 26.

Smith, Steven, Bridgeport. $2,344 in favor of Medical Anesthesiology Associates, Bridgeport, by Joseph M. Tobin. Property: 284 Exeter St., Bridgeport. Filed April 10.

Srenaski, Lisa, Danbury. $434 in favor of Danbury Office of Physi-cians Services P.C., Danbury, by Robert L. Peat. Property: 21 Top-stone Drive, Danbury. Filed April 9.

Standish, Edith, Stratford. $1,432 in favor of Santa Energy Corp., Bridgeport, by Janine M. Becker. Property: 144 Chelsea St., Stratford. Filed April 5.

Theodore, Fritz, Danbury. $453 in favor of Danbury Hospital, Danbury, by Robert L. Peat. Prop-erty: 4 Silcam Drive, Danbury. Filed April 9.

Turnage, Tomiko, Stratford. $1,631 in favor of World Finan-cial Network Bank, Westerville, Ohio, by Stephen A. Wiener. Prop-erty: 195 Dover St., Stratford. Filed March 28.

Turnage, Tomiko, Stratford. $3,795 in favor of Discover Bank, New Albany, Ohio, by Stephen A. Wiener. Property: 195 Dover St., Stratford. Filed March 28.

Turnage, Tomiko, Stratford. $6,790 in favor of Midland Funding L.L.C., San Diego, Calif., by Stephen A. Wiener. Property: 195 Dover St., Stratford. Filed March 28.

Walker, Annette, Stratford. $6,505 in favor of Worldwide Asset Pur-chasing L.L.C., Atlanta, Ga., by Joseph F. Agnelli III. Property: 213 Soundview Drive, Stratford. Filed April 5.

Watson, Kim, Stratford. $2,208 in favor of Discover Bank, New Al-bany, Ohio, by Stephen A. Wiener. Property: 220 Thompson St., Strat-ford. Filed April 9.

Wilcox, Danielle, Bridgeport. $2,901 in favor of Medical Anes-thesiology Associates, Bridgeport, by Joseph M. Tobin. Property: 2050 North Ave., Bridgeport. Filed April 10.

LIeNS

Federal Tax Liens – filedAnton, David, 16 Goodhill Road, Apt. 15, Bethel. $73,924, respon-sible corporate officer. Filed April 2.

Brushworks Inc., P.O. Box 878, Bethel. $2,146, corporate income tax. Filed April 2.

Java Joe’s L.L.C., 30 Station Place, Stamford. $7,462, Federal unem-ployment tax, FICA and employee withholding tax. Filed March 26.

JNF Inc., 184 Summer St., Stam-ford. $10,050, FICA and employee withholding tax. Filed March 22.

Luxus Stone L.L.C., 60 Lupes Drive, Stratford. $197, Federal un-employment tax. Filed April 2.

Major Tires Company L.L.C., 80 Century Drive, Stratford. $1,623, FICA and employee withholding tax. Filed April 2.

Federal Tax Liens-releasedBrian Walsh Landscaping Co., 60 Palmer St., Stamford. $5,673, FICA and employee withholding tax. Filed March 26.

Pine Tree Garage Inc., 63 Black Rock Turnpike, Redding. $4,356, FICA and employee withholding tax. Filed March 12.

Westport Music Center L.L.C., 1460 Post Road East, Westport. $25,668, FICA and employee with-holding tax. Filed March 26.

Mechanic’s Liens-filedArmstrong, Jocelyn and Addison Armstrong, Westport. Filed by Probuild Company L.L.C., Milford, by Nick Berardis. Property: 17 Ca-nal St., Westport. Amount: $19,165. Filed March 30.

HPHV Direct L.L.C., Boston, Mass. Filed by Mitchell Giurgola Architects L.L.C., New York City, by Steven Goldberg. Property: 208 and 250 Harbor Drive, Stamford. Amount: $21,260. Filed March 27.

Vaccaro, Virginia, Redding. Filed by BHI Snow Management Ser-vice L.L.C., Georgetown, by Mi-chael Lento. Property: 741 Redding Road, Redding. Amount: $1,172. Filed March 20.

Vault Sigma L.L.C., Redding. Filed by Bouchard Construction Inc., Bethel, by Steven Dunn. Prop-erty: 8 Church Hill Road, Redding. Amount: $4,000. Filed March 13.

Voight, Frances, Stratford. Filed by Glenmoor Contractors L.L.C., North Haven, by Nick Piscitelli. Property: 480 James Farm Road, Stratford. Amount: $5,400. Filed April 5.

Witkin, Dana and Scott Witkin, Westport. Filed by Nation Electri-cal Contracting L.L.C., Stratford, by Robert Mills. Property: Plot B, Westport town map 5819, West-port. Amount: $18,294. Filed March 26.

Mechanic’s Liens–releasedColorado Plaza L.L.C. and Han-cock Pharmacy II L.L.C., Bridge-port. Filed by Infra-Metals Co., Wallingford, by David Whitehead. Property: 1407 Fairfield Ave., Bridgeport. Amount: $17,708. Filed April 10.

utting, Barbara and Ken ut-ting, Westport. Filed by Barbessi Tile L.L.C., Monroe, by Brian Bar-bessi. Property: 8 Manitou Court, Westport. Amount: $17,297. Filed March 22.

utting, Barbara and Ken utting, Westport. Filed by Garon Fence Company Inc., Bedford Hills, N.Y., by Gary Prato. Property: 8 Manitou Court, Westport. Amount: $70,935. Filed March 22.

Weaver, Karen and Leon Weaver, Redding. Filed by Textured Home L.L.C., Montclair, N.J., by Martin Schwartz. Property: 118 Mountain Road, Redding. Amount: $108,568. Filed March 20.

LIS PeNDeNS

The following filings indicate a legal action has been initiated, the out-come of which may affect the title to the property listed.

Abed, Wendy, et al., Westport, et al. Filed by Hunt Leibert Jacob-son P.C., Hartford, for Deutsche Bank National Trust Co., trustee, Los Angeles, Calif. Property: 1A Plunkett Place, Westport. Action: to foreclose a delinquent mortgage in the original principal amount of $725,000 dated December 2006. Filed March 30.

Anderson, Owen, et al., Bridge-port, et al. Filed by Hunt Leibert Jacobson P.C., Hartford, for Cen-tral Mortgage Co., Little Rock, Ark. Property: 95 Locust St., Bridgeport. Action: to foreclose a delinquent mortgage in the original principal amount of $281,250 dated August 2006. Filed April 9.

Bass, Jillian, et al., Stratford, et al. Filed by Bendett & McHugh P.C., Farmington, for Everbank, Jacksonville, Fla. Property: 138 Johnson Ave., Stratford. Action: to foreclose a delinquent mortgage in the original principal amount of $266,091 dated September 2009. Filed April 3.

Blackstone, Tiffany, et al., Green-wich, et al. Filed by Garrett A. Den-niston, Milford, for Entertainment Financial L.L.C., Vernon. Prop-erty: 481 Old Long Ridge Road, Stamford. Action: to foreclose a delinquent mortgage in the origi-nal principal amount of $600,000 dated July 2011. Filed March 22.

Burns, Estate of Ann, et al., Beth-el, et al. Filed by Bendett & McHugh P.C., Farmington, for GMAC Mort-gage L.L.C., Horsham, Pa. Proper-ty: 87 Juniper Road, Bethel. Action: to foreclose a delinquent mortgage in the original principal amount of $134,000 dated June 2007. Filed April 4.

Ceron, Gladys, et al., Stamford, et al. Filed by Patrick J. Rosenberger, Hartford, for TD Bank N.A., Cher-ry Hill, N.J. Property: 43 Crescent St., Unit 17, Stamford. Action: to foreclose a delinquent mortgage in the original principal amount of $144,000 dated March 2008. Filed March 27.

Dawkins, Margaret, et al., Bridge-port, et al. Filed by Hunt Leibert Jacobson P.C., Hartford, for Citi-mortgage Inc., O’Fallon, Mo. Prop-erty: 117 Park Terrace, Bridgeport. Action: to foreclose a delinquent mortgage in the original principal amount of $379,051 dated Decem-ber 2008. Filed April 10.

Delallo, Gary, et al., Westport, et al. Filed by Griffith H. Trow, Stam-ford, for Sikorsky Financial Credit Union Inc., Stratford. Property: 302 Post Road East, Unit 8, Westport. Action: to foreclose a delinquent mortgage in the original principal amount of $40,000 dated Septem-ber 2007. Filed March 21.

Denninger, Christopher, et al., Bethel, et al. Filed by Hunt Leibert Jacobson P.C., Hartford, for New-town Savings Bank, Newtown. Property: 99 Putnam Park Road, Bethel. Action: to foreclose a de-linquent mortgage in the original principal amount of $181,500 dat-ed July 2002. Filed April 10.

Donaldson, Kimberly, et al., Bridgeport, et al. Filed by Marc Krasnow, Bridgeport, for Mead-owview Townhouse Condomini-um Association Inc., Bridgeport. Property: Unit 11, Meadowview, Bridgeport. Action: to foreclose on the unit to recover delinquent com-mon charges due the association. Filed April 10.

Facey, Loleth, et al., Bridgeport, et al. Filed by Deborah L. Dorio, Farmington, for Webster Bank N.A., New Britain. Property: 109 Wheeler Ave., Bridgeport. Action: to foreclose a delinquent mortgage in the original principal amount of $125,000 dated March 2008. Filed April 9.

Fajardo, Julio, et al., Bethel, et al. Filed by Hunt Leibert Jacobson P.C., Hartford, for U.S. Bank N.A., Minneapolis, Minn. Property: 9 Sharon Court, Bethel. Action: to foreclose a delinquent mortgage in the original principal amount of $319,800 dated November 2006. Filed March 29.


on the record


Gage, David, et al., Stratford, et al. Filed by John P. Fahey, Farmington, for Provident Funding Associates L.P., Santa Rosa, Calif. Property: 271 Fourth Ave., Stratford. Action: to foreclose a delinquent mortgage in the original principal amount of $311,000 dated October 2007. Filed March 28.

Garcia, Giovanni, et al., Bethel, et al. Filed by Vincent J. Averaimo, Milford, for Connecticut Hous-ing Finance Authority, Rocky Hill. Property: 8 Whitlock Ave., Bethel. Action: to foreclose a delinquent mortgage in the original principal amount of $251,000 dated June 2008. Filed April 9.

Gonzalez, Beatriz, et al., Stam-ford, et al. Filed by Brynne H. Nich-ols, Stamford, for Second Fairlawn Condominium Association Inc., Stamford. Property: Unit 21D3, Second Fairlawn Condominium, Stamford. Action: to foreclose on the unit to recover delinquent com-mon charges due the association. Filed March 22.

Horahan, James, et al., Stratford, et al. Filed by Steven G. Berg, Nor-walk, for Breakwater Key Condo-minium Association Inc., Stratford. Property: Unit 111, Breakwater Key Condominium, Stratford. Action: to foreclose on the unit to recover delinquent common charges due the association. Filed March 30.

Iwanski, Brian, et al., Stratford, et al. Filed by Christopher J. Smedick, Milford, for the town of Stratford. Property: 215 Short Beach Road, Stratford. Action: to foreclose on the property to recover delinquent municipal water and sewer fees. Filed April 5.

Krokovich, Ronald, et al., Bethel, et al. Filed by Michael R. Kaufman, Danbury, for Newtown Savings Bank, Newtown. Property: 3 Hoyt Road, Bethel. Action: to foreclose a delinquent mortgage in the original principal amount of $256,000 dat-ed January 2007. Filed April 3.

Limbo, Virgenes, et al., Stratford, et al. Filed by Steven G. Berg, Nor-walk, for Colony Green Condo-minium Association Inc., Stratford. Property: Unit 122, Colony Green Condominium, Stratford. Action: to foreclose on the unit to recover delinquent common charges due the association. Filed March 27.

LL Mac Developers L.L.C., et al., Stratford, et al. Filed by Robert N. Sensale, New haven, for Ameri-can Tax Funding L.L.C., Jupiter, Fla. Property: 292 Roosevelt Ave., Stratford. Action: to foreclose on the property to recover delinquent municipal taxes assigned to the plaintiff for collection. Filed April 3.

Marino, Vicente, et al., Stam-ford, et al. Filed by Steven G. Berg, Norwalk, for Essex House Owners Inc., Stamford. Property: 20 North St., Unit B2, Stamford. Action: to foreclose on the unit to recover de-linquent common charges due the association. Filed March 20.

Martinez, Geraldo, et al., Strat-ford, et al. Filed by Christopher J. Smedick, Milford, for the town of Stratford. Property: 6 Birch Drive, Stratford. Action: to foreclose on the property to recover delinquent municipal water and sewer fees. Filed April 5.

Masi, Dawn, et al., Stratford, et al. Filed by Christopher J. Smedick, Milford, for the town of Stratford. Property: 35D Happy Hollow Cir-cle, Stratford. Action: to foreclose on the property to recover delin-quent municipal water and sewer fees. Filed April 5.

McDonald, Janette, et al., Stam-ford, et al. Filed by Steven G. Berg, Norwalk, for Greenway Condo-minium Association Inc., Stam-ford. Property: Unit 12, Building C, Greenway Condominium, Stamford. Action: to foreclose on the unit to recover delinquent com-mon charges due the association. Filed March 20.

Mello, John, et al., Westport, et al. Filed by Steven G. Berg, Nor-walk, for Essex House Owners Inc., Stamford. Property: 20 North St., Unit 11-2, Stamford. Action: to foreclose on the unit to recover de-linquent common charges due the association. Filed March 26.

Mierzejewski, Patsy, et al., Strat-ford, et al. Filed by O’Connell Fla-herty & Attmore L.L.C., Hartford, for U.S. Bank N.A., trustee, Minne-apolis, Minn. Property: 225 Dover St., Stratford. Action: to foreclose a delinquent mortgage in the origi-nal principal amount of $204,000 dated June 2006. Filed April 9.

Ouellette Kristy, et al., Strat-ford, et al. Filed by Christopher J. Smedick, Milford, for the town of Stratford. Property: 465 Light St., Stratford. Action: to foreclose on the property to recover delinquent municipal water and sewer fees. Filed April 5.

Reyes, Raphael, et al., Bridgeport, et al. Filed by O’Connell Flaherty & Attmore L.L.C., Hartford, for MGIC Investor Services Corp., Mil-waukee, Wis. Property: 831 Kossuth St., Bridgeport. Action: to foreclose a delinquent mortgage in the origi-nal principal amount of $222,000 dated July 2007. Filed April 10.

Richardson, Joy, et al., Stratford, et al. Filed by Christopher J. Smedick, Milford, for the town of Stratford. Property: 21 Wooster Ave., Strat-ford. Action: to foreclose on the property to recover delinquent mu-nicipal water and sewer fees. Filed April 5.

Rodrigues, Dennis, et al., Red-ding, et al. Filed by Rebecca Sacks-Oppenheim, Armonk, N.Y., for Deutsche Bank National Trust Co., trustee, Los Angeles, Calif. Proper-ty: 31 Goodsell Hill Road, Redding. Action: to foreclose a delinquent mortgage in the original principal amount of $425,000 dated June 2003. Filed Feb. 29.

Spranklin, Noah, et al., Bridge-port, et al. Filed by Marc Kras-now, Bridgeport, for Meadowview Townhouse Condominium Asso-ciation Inc., Bridgeport. Property: Unit 2, Meadowview, Bridgeport. Action: to foreclose on the unit to recover delinquent common charges due the association. Filed April 10.

Temple, William, et al., Stratford, et al. Filed by Christopher J. Smed-ick, Milford, for the town of Strat-ford. Property: 91 Woodland Ave., Stratford. Action: to foreclose on the property to recover delinquent municipal water and sewer fees. Filed April 5.

Vallejo, Monica, et al., Stratford, et al. Filed by David A. Carlson, Paw-tucket, R.I., for HSBC Bank USA N.A., trustee, Buffalo, N.Y. Prop-erty: 324 McKinley Ave., Stratford. Action: to foreclose a delinquent mortgage in the original principal amount of $191,920 dated May 2006. Filed March 30.

Van Etten, Scott, et al., Stratford, et al. Filed by Christopher J. Smedick, Milford, for the town of Stratford. Property: 280 Arrowhead Place, Stratford. Action: to foreclose on the property to recover delinquent municipal water and sewer fees. Filed April 5.

Williams, Linda, et al., Stamford, et al. Filed by Taryn D. Martin, Plainville, for Retained Realty Inc., New York City. Property: 595 Hope St., Stamford. Action: to foreclose a delinquent mortgage in the origi-nal principal amount of $140,000 dated April 2008. Filed March 23.

Wollard, Sheri, et al., Stratford, et al. Filed by Rebecca Sacks-Oppen-heim, Armonk, N.Y., for Deutsche Bank National Trust Co., trustee, Los Angeles, Calif. Property: 32 Legion Ave., Stratford. Action: to foreclose a delinquent mortgage in the original principal amount of $198,000 dated March 2007. Filed April 4.

Mortgages

1550-1560 Post Road East L.L.C., Stamford, by Michael Gray. Lender: Stamford First Bank, Stamford. Property: 1550 Post Road East, Westport. Amount: $2.1 million. Filed March 29.

Bay Ten Holdings L.L.C., West-port, by Roger Leifer. Lender: People’s United Bank, Bridge-port. Property: 10 Bay St., West-port. Amount: $4 million. Filed March 29.

Dietter Properties L.L.C., Brook-field, by Frederick Dietter. Lender: Entertainment Financial L.L.C., Vernon. Property: Unit 13, Building 119, Eagle Rock Condominium No. 4, Bethel. Amount: $172,000. Filed April 2.

Evans & Lewis Realty L.L.C., Bethel, by Douglas Lewis. Lender: Newtown Savings Bank, Newtown. Property: 93 Greenwood Ave., Bethel. Amount: $346,500. Filed April 5.

Leifer, Beryl and Roger Leifer, Westport, by Beryl and Roger Le-ifer. Lender: People’s United Bank, Bridgeport. Property: 3 Sylvan Road South, Westport. Amount: $4 million. Filed March 29.

Leifer, Roger, trustee, Westport, by Roger Leifer. Lender: People’s United Bank, Bridgeport. Prop-erty: 5 Sylvan Road South, West-port. Amount: $4 million. Filed March 29.

Westport Building Company L.L.C., Westport, by George Frank. Lender: Fairfield County Bank, Ridgefield. Property: 5 Ledgemoor Lane, Westport. Amount: $1.4 mil-lion. Filed March 26.

NeW BUSINeSSeS

The Business Journal is not respon-sible for typographical errors con-tained in the original filings.

Affordable Cleaning of Connect-icut, 115 Manila St., Bridgeport 06610, c/o Melva Ruffner. Filed April 10.

Bones Graphiks, 725 Barnum Ave., Stratford 06614, c/o Jeffrey Gazerro. Filed March 29.

Choices for Minority Women L.L.C., 567 Palmetto Road, Bridge-port 06606, c/o Nancy Johnson. Filed April 11.

Complete Home Services, 118 Manhattan Ave., Bridgeport 06606, c/o Gabriel Ramo. Filed April 11.

Cortina Pizzeria Napolitana, 960 Main St., Bridgeport 06604, c/o Ahmed Gad. Filed April 10.

D&M Furniture Restoration, 748 Post Road East, Westport 06880, c/o Darcio de Carvalho. Filed March 22.

Diversified Real Estate, 3085 Main St., Stratford 06614, c/o Dar-ryll Harmon. Filed April 10.

Fosterco L.L.C., 233 Sheridan St., Bridgeport 06610, c/o Michael Fos-ter. Filed April 9.

Goshen’s Care Home Health Agency, 230 Orange St., Stratford 06615, c/o Wildarly Jeanmichel-Edmond. Filed April 3.

The Hammerstone Group, 500 Post Road East, Westport 06880, c/o James Lissette. Filed March 21.

Hudson Cleaning Services, 75 Hooker Road, Bridgeport 06610, c/o Derek Hudson Sr. Filed April 10.

Imagine Treks, 100 Holmes St., Stratford 06615, c/o Bret Johnson. Filed March 29.

Jack L. Lederer Board Advisors, 30 Harbour View Place, Strat-ford 06615, c/o Jack Lederer. Filed March 28.

Low Life Auto Club, 210 Wash-ington Ave., Apt. 419, Bridgeport 06605, c/o Sirenio Almodovar. Filed April 9.

Luxury Goods for Less, 425 Beechwood Ave., Bridgeport 06604, c/o Jacqueline Ruiz. Filed April 9.

Lyrik London His and Hers Ap-parels, 1869 Barnum Ave., Bridge-port 06610, c/o Leshawn Stallworth. Filed April 11.

Mexicana Tri-State Limo Service L.L.C., 80 Granfield Ave., Bridge-port 06610, c/o Maximino Perez. Filed April 10.

MidNet Media, 11 Woodbine Cir-cle, Bridgeport 06606, c/o Michael Mezzaratte. Filed April 10.

MJ Siding Co., 83 High Park Ave., Stratford 06615, c/o Maruisz Yasin-ski. Filed March 28.

Pat Ron’s Delivery Service, 330 Ezra St., Bridgeport 06606, c/o Everol Hall-Campbell. Filed April 10.

Professional Installation, 432 Burritt Ave., Stratford 06615, c/o Carlos Rodriguez. Filed March 30.

Renu Asphalt Maintenance, 4772 Main St., Stratford 06614, c/o Christopher Bahr. Filed March 27.

SOB Journal, 11 John Applegate Road, Redding 06896, c/o Patrick Garrard. Filed March 15.

Staples Running, 11 Belaire Drive, Westport 06880, c/o Mary Hanra-han. Filed March 29.


on the record


Apparatus for providing uniaxi-al load distribution for laminate layers of multilayer ceramic chip carriers. Patent no. 8,156,990 is-sued to: Jay A. Bunt, Esopus, N.Y.; Donald W. Diangelo, Fishkill, N.Y.; Cristian Docu, Montgomery, N.Y.; Thomas Foley, Beacon, N.Y.; Mel-vin R. Gottschalk Jr., Danbury; Lisa A. Hamilton, Chelsea, N.Y.; Thomas A. Kline, Wappingers Falls, N.Y.; Mark J. LaPlante, Montgom-ery, N.Y.; Hsichang Liu, Fishkill, N.Y.; Sebastian Loscerbo, New-burgh, N.Y.; Govindarajan Nata-rajan, Poughkeepsie, N.Y.; Olga A. Otieno, Bel Air, Md.; and Renee L. Weisman, Poughkeepsie, N.Y. As-signed to International Business Machines Corp., Armonk, N.Y.

Automatic imposition gutter re-moval. Patent no. 8,164,783 issued to Michael E. Farrell, Webster, N.Y. and Javier A. Morales, Irondequoit, N.Y. Assigned to Xerox Corp., Norwalk.

Azaindazole compounds as CCR1 receptor antagonists. Pat-ent no. 8,163,918 issued to: Daniel Kuzmich, Danbury; John Lord, Poughkeepsie, N.Y.; and Can Mao, New Milford. Assigned to Boeh-ringer Ingelheim International G.m.b.H., Germany.

Bags of visual context-depen-dent words for generic visual cat-egorization. Patent no. 8,165,410 issued to Florent Perronnin, France. Assigned to Xerox Corp., Norwalk.

Bio-based amorphous polyester resins for emulsion aggregation toners. Patent no. 8,163,459 issued to: Valerie M. Farrugia, Canada; Guerino Sacripante, Canada; Ke Zhou, Canada; Edward G. Zwartz, Canada; and Michael S. Hawkins, Canada. Assigned to Xerox Corp., Norwalk.

Bottle. Patent no. D658,065 issued to: Roy Oommen, Bloomfield, N.J.; Sriram Tharmapuram, Stamford; Florian Godet, France; and Fabien Druart, France. Assigned to Pep-siCo Inc., Purchase, N.Y.

Tina’s Pizza and Grill, 1882 E. Main St., Bridgeport 06610, c/o Violeta Kola. Filed April 9.

Tom’s Plumbing, 8 Silent Grove, Westport 06880, c/o Thomas Con-stantino. Filed March 29.

Vilarino Services L.L.C., 3898 Main St., Bridgeport 06606, c/o Vanuza Oliveira. Filed April 9.

World Star Distributor, 1500B Reservoir Ave., Bridgeport 06606, c/o Hanif Vahora. Filed April 5.

PATeNTS

Analyzing repetitive sequential events. Patent no. 8,165,349 is-sued to: Russell Patrick Bobbitt, Pleasantville, N.Y.; Quanfu Fan, Somerville, Mass.; Arun Hampa-pur, Norwalk; Frederik Kjeldsen, Poughkeepsie, N.Y.; Sharathchan-dra Umapathirao Pankanti, Darien; Akira Yanagawa, New York City; and Yun Zhai, White Plains, N.Y. Assigned to International Busi-ness Machines Corp., Armonk, N.Y.

Anode with ceramic additives for molten carbonate fuel cell. Patent no. 8,163,437 issued to: Ab-delkader Hilmi, Bethel; Chao-Yi Yuh, New Milford; and Moham-mad Farooque, Danbury. Assigned to FuelCell Energy Inc., Danbury.

Anti-static and slippery anti-curl back coating. Patent no. 8,163,449 issued to: Robert C. U. Yu, Webster, N.Y.; Edward F. Grabowski, Web-ster, N.Y.; and Yuhua Tong, Web-ster, N.Y. Assigned to Xerox Corp., Norwalk.

Apparatus and method for me-tering fluid film in an ink-jet printing system. Patent no. 8,162,472 issued to Brendan H. Williamson, Rochester, N.Y. and David P. Van Bortel, Victor, N.Y. As-signed to Xerox Corp., Norwalk.

Apparatus and method for mon-itoring communications. Patent no. 8,166,521 issued to Geoffrey Zampiello, Norwalk and Jonathan Martin, Middletown. Assigned to AT&T Intellectual Property I, L.P., Atlanta, Ga.

Check-valve unit for solid-ink reservoir system. Patent no. 8,162,462 issued to: Ivan Andrew McCracken, Portland, Ore.; Chad Johan Slenes, Sherwood, Ore.; Tony Rogers, Milwaukie, Ore.; Shawn Michael Close, Portland, Ore.; Wil-liam Bruce Weaver, Canby, Ore.; and Chad David Freitag, Portland, Ore. Assigned to Xerox Corp., Norwalk.

Cluster-based printer model for tone reproduction curve estima-tion. Patent no. 8,164,788 issued to: Shen-Ge Wang, Fairport, N.Y.; David C. Craig, Pittsford, N.Y.; and Fan Shi, Penfield, N.Y. Assigned to Xerox Corp., Norwalk.

Detecting objects crossing a vir-tual boundary line. Patent no. 8,165,348 issued to: Arun Hampa-pur, Norwalk; Ying-li Tian, York-town Heights, N.Y.; and Yun Zhai, White Plains, N.Y. Assigned to In-ternational Business Machines Corp., Armonk, N.Y.

Document management system with public key infrastructure. Patent no. 8,166,525 issued to Dale Ellen Gaucas, Rochester, N.Y. and Paul Ronald Austin, Webster, N.Y. Assigned to Xerox Corp., Norwalk.

Electronic device. Patent no. 8,164,089 issued to: Yiliang Wu, Canada; Nan-Xing Hu, Canada; Ping Liu, Canada; Hadi K. Ma-habadi, Canada; Paul Smith, Cana-da; and Giuseppa Baranyi, Canada. Assigned to Xerox Corp., Norwalk.

Electronic format file content sensitive user interface. Patent no. 8,164,766 issued to: Jean-Pierre R M. van de Capelle, Rochester, N.Y.; Katherine Loj, Rochester, N.Y.; and Michael E. Farrell, Ontario, N.Y. As-signed to Xerox Corp., Norwalk.

Endoluminal access device. Pat-ent no. 8,162,895 issued to Kevin Sniffin, Danbury. Assigned to Tyco Healthcare Group L.P., North Haven.

Faucet handle. Patent no. D658,271 issued to David Schaefer, Danbury. Assigned to Waterworks IP Co. L.L.C., Danbury.

Firearm gas piston operating system. Patent no. 8,161,864 is-sued to Brian Vuksanovich, Poland, Ohio. Assigned to Sturm, Ruger & Company Inc., Southport.

Hair-iron appliance. Patent no. D658,330 issued to; Brenda P. Yue, Hong Kong. Assigned to Conair Corp., Stamford.

Infrared heat source tied to im-age scanner for transitional document erasing. Patent no. 8,164,803 issued to Bryan J. Roof, Newark, N.Y. Assigned to Xerox Corp., Norwalk.

Ink stick for a phase change ink-jet printer. Patent no. D658,229 issued to: Brent Rodney Jones, Sherwood, Ore.; Jonathan R. Rit-ter, Cupertino, Calif.; Brian Wal-ter Aznoe, Sherwood, Ore.; and Christopher R. Gold, Tigard, Ore. Assigned to Xerox Corp., Norwalk.

Intelligent text-driven docu-ment sizing. Patent no. 8,164,762 issued to Ronney John Rizzo, Penfield, N.Y. Assigned to Xerox Corp., Norwalk.

Metal gate integration struc-ture and method, including metal fuse, anti-fuse and/or resistor. Patent no. 8,159,040 is-sued to: Douglas D. Coolbaugh, Highland, N.Y.; Ebenezer E. Es-hun, Newburgh,N.Y.; Ephrem G. Gebreselasie, South Burlington, Vt.; Zhong-Xiang He, Essex Junc-tion, Vt.; Herbert Lei Ho, New Windsor,N.Y.; Deok-kee Kim, Bed-ford Hills,N.Y.; Chandrasekharan Kothandaraman, Hopewell Junc-tion, N.Y.; Dan Moy, Bethel; Robert Mark Rassel, Colchester, Vt.; John Matthew Safran, Wappingers Falls, N.Y.; Kenneth Jay Stein, Sandy Hook; Norman Whitelaw Robson, Hopewell Junction, N.Y.; Ping-Ch-uan Wang, Hopewell Junction,N.Y.; and Hongwen Yan, Somers, N.Y. Assigned to International Busi-ness Machines Corp., Armonk, N.Y.

Method and apparatus for modeling print jobs. Patent no. 8,164,777 issued to Sudhendu Rai, Fairport, N.Y. and Yuri Gartstein, Webster, N.Y. Assigned to Xerox Corp., Norwalk.

Method and apparatus for out-putting outcomes of a gaming device. Patent no. 8,162,735 issued to: Jay S. Walker, Ridgefield; James A. Jorasch, Stamford; Magdalena M. Fincham, Norwalk; Russell P. Sammon, San Francisco, Calif.; and Scott T. Friesen, New York City. Assigned to International Game Technology, Reno, Nev.

Method and apparatus for radi-cal prostatectomy anastomosis, including an anchor for engag-ing a body vessel and deployable sutures. Patent no. 8,162,960 is-sued to Scott E. Manzo, Shelton. As-signed to Tyco Healthcare Group L.P., Norwalk.

Method and apparatus for sepa-rating air. Patent no. 8,161,771 issued to Henry Edward Howard, Grand Island, N.Y. and Martin L. Timm, Getzville, N.Y. Assigned to Praxair Technology Inc., Dan-bury.

Method and system for cam-paign management. Patent no. 8,166,336 issued to: Paul J. Bailo, Trumbull; Stephen K. Dantu, New Hempstead, N.Y.; and Marat S. Khalfin, Staten Island, N.Y. As-signed to American Express Trav-el Related Services Company Inc., New York City.

Method and system for supply-ing portable gas cylinders. Pat-ent no. 8,162,587 issued to: Bradley Hagstrom, Glen Ellyn, Ill.; Paul W. Garvey, Georgetown, Calif.; and William J. Bryce, Willowbrook, Ill. Assigned to Praxair Technology Inc., Danbury.

Method for achieving uniform media temperature and size throughout the pre-heat zone. Patent no. 8,162,469 issued to: Jen-nifer Joyce Rea, Rush, N.Y.; Jason Matthew LeFevre, Penfield, N.Y.; Roger G. Leighton, Rochester, N.Y.; and David A. Mantell, Rochester, N.Y. Assigned to Xerox Corp., Norwalk.

Method for integrating reservoir charge modeling and down-hole fluid analysis. Patent no. 8,165,817 issued to: Soraya Betancourt, Cam-bridge, Mass.; Armin Kauerauf, Germany; and Oliver Mullins, Ridgefield. Assigned to Schlum-berger Technology Corp., Sugar Land, Texas.

Method, system and article for producing a mail-piece enve-lope having improved seal in-tegrity. Patent no. 8,163,115 issued to John Kline, Danbury and Jay Reichelsheimer, Shelton. Assigned to Pitney Bowes Inc., Stamford.

Multiaxial spinal fixation sys-tem. Patent no. 8,162,990 issued to Robert Potash, Seymour and An-thony James, Shelton. Assigned to Spine Wave Inc., Shelton.

Multistep progress indicator and method for indicating progress in a multistep computer applica-tion. Patent no. 8,166,413 issued to: Mary Ellen Arndt, Macedon, N.Y.; Michael Kerrigan Hawes, Pittsford, N.Y.; and Anna Forte, Rochester, N.Y. Assigned to Xerox Corp., Norwalk.

Needle guard mechanism with angled strut wall. Patent no. 8,162,881 issued to: Thomas F. Lil-ley Jr., Simsbury; Sean J. Albert, Bar-rington, N.H.; Dennis M. Bialecki, Oxford; David J. Goral, Brookfield; and Thomas K. Sutton, West Sims-bury. Assigned to Smiths Medical ASD Inc., Rockland, Mass.

Neutral pixel detection in an image path. Patent no. 8,165,388 issued to Xing Li, Webster, N.Y. As-signed to Xerox Corp., Norwalk.

Object-oriented-based meth-odology for modeling busi-ness functionality for enabling implementation in a web-based environment. Patent no. 8,166,454 issued to: Arun K. Gupta, Easton; Rajiv K. Uppal, Trumbull; and Devang I. Patrikh, Bethel. Assigned to International Business Ma-chines Corp., Armonk, N.Y.

Phase-change inks containing colorant compounds. Patent no. 8,163,074 issued to Jeffrey H. Ban-ning, Hillsboro, Ore. Assigned to Xerox Corp., Norwalk.

Predictive DMass.data trans-fer. Patent no. 8,166,212 issued to: Louis Ba La, Webster, N.Y.; Scott C. Warner, Ontario, N.Y.; and Ramesh Nagarajan, Pittsford, N.Y. Assigned to Xerox Corp., Norwalk.

Scissors. Patent no. D658,022 is-sued to Stuart David Farnworth, Westport and Michael E. Peterson, Fairfield. Assigned to Acme united Corp., Fairfield.

Semi-automatic punch-hole re-moval. Patent no. 8,164,796 issued to: Michael J. Wilsher, Great Britain; Azhar Malik, Great Britain; and Pe-ter Watson, Great Britain. Assigned to Xerox Corp., Norwalk.

Snap-in electrical connector with locking cam and method of use. Patent no. 8,162,693 is-sued to Delbert L. Auray, Stratford and Kenneth M. Kiely, Stratford. Assigned to Bridgeport Fittings Inc., Stratford.


on the recordTelecommunication and com-puting platforms with se-rial packet switched integrated memory access technology. Pat-ent no. 8,165,111 issued to: Viswa Nath Sharma, San Ramon, Calif.; Barton W. Stuck, Westport; Ching-Tai Hu, Fremont, Calif.; Yi-chang Chou, Fremont, Calif.; and William Chu, Elmsford, N.Y. Assigned to Psimast Inc., San Ramon, Calif.

Telecommunication connectors and apparatus for mounting the same. Patent no. 8,162,692 issued to: John A. Siemon, Woodbury; James Frey, Woodbury; Maxwell K. Yip, Trumbull; Marc Pardee, Wa-terbury; Randy J. Below, Cheshire; and Anthony Veatch, Watertown. Assigned to The Siemon Co., Wa-tertown.

Three-petal teether. Patent no. D658,303 issued to: Jennifer Chin, Bridgeport; Diana Sierra, North Bergen, N.J.; and Marisol Rodri-guez, Brooklyn, N.Y. Assigned to Playtex Products L.L.C., Shelton.

Solid-ink stick delivery system with static constraints, strategic barriers and breakage control. Patent no. 8,162,463 issued to: Brent Rodney Jones, Sherwood, Ore.; Frederick T. Mattern, Port-land, Ore.; and Christopher Ryan Gold, Tigard, Ore. Assigned to Xe-rox Corp., Norwalk.

Substrate with camouflage pat-tern. Patent no. D657,961 issued to Amber Marie Brookman, West-port. Assigned to Brookwood Companies Inc., New York City.

Sunless tanning substrate. Pat-ent no. 8,163,272 issued to: James SaNogueira, Suffern, N.Y.; Olga V. Dueva-Koganov, White Plains, N.Y.; and Thomas Russo, Butler, N.J. Assigned to Playtex Products Inc., Westport.

Surgical devices incorporating liquid-jet assisted tissue manip-ulation and methods for their use. Patent no. 8,162,966 issued to: Brian G. Connor, Newfields, N.H.; Joseph P. Sylvester Jr., New Hampton, N.H.; Paul T. Modoono, Chelmsford, Mass.; Kevin P. Staid, Lowell, Mass.; and David M. Reed, New Canaan. Assigned to Hydroci-sion Inc., North Billerica, Mass.

Surgical stapler. Patent no. 8,162,197 issued to: Dominick L. Mastri, Bridgeport; Frank J6 Viola., Sandy Hook; Thomas W. Alesi Jr., New Fairfield; Robert J. Geiste, Mil-ford; and Jon Wilson, Fairfield. As-signed to Tyco Healthcare Group L.P., North Haven.

System and method for as-sisted document review. Patent no. 8,165,974 issued to: Caroline Privault, France; Jacki O’Neill, France; Jean-Michel Renders, France; Victor Ciriza, France; and Yves Hoppenot, France. Assigned to Xerox Corp., Norwalk.

System and method for compen-sating run-out errors in a mov-ing web-printing system. Patent no. 8,162,428 issued to: Yongsoon Eun, Webster, N.Y.; Jeffrey J. Folkins, Rochester, N.Y.; and Jess R. Gentner, Rochester, N.Y. Assigned to Xerox Corp., Norwalk.

System and method for detect-ing weak and missing ink jets in an ink-jet printer. Patent no. 8,162,431 issued to: Cary Eric Sjolander, Tigard, Ore.; Keith W. Ragsdale, Tigard, Ore.; Kathleen M. Faraci, Newberg, Ore.; and Heidi P. Noce, Sherwood, Ore. Assigned to Xerox Corp., Norwalk.

System and method for regis-tering color ink-jet printing in a mailing machine. Patent no. 8,162,468 issued to Walter J. Kulpa, Trumbull and Jay Reichelsheimer, Shelton. Assigned to Pitney Bowes Inc., Stamford.

System and method for schedul-ing ink-jet recovery in an ink-jet printer. Patent no. 8,162,433 is-sued to Bhaskar T. Ramakrishnan, Wilsonville, Ore. and Mary Lynne Morrow, Mulalla, Ore. Assigned to Xerox Corp., Norwalk.

System for selecting and pur-chasing assets and maintain-ing an investment portfolio. Patent no. 8,165,948 issued to: O’Shaughnessy; James P., New York City; Cowin; Gregory L., Trumbull; Downey; Stephen M., Babylon, N.Y.; McIntire; Gregory L., Stam-ford; Tyson; Kevin P., White Plains, N.Y. Assigned to The Globe Re-sources Group Inc., Henderson, Nev.

Systems and methods for apply-ing a selected treatment agent into contact with tissue. Patent no. 8,161,976 issued to: David S. Utley, San Carlos, Calif.; John W. Gaiser, Mountain View, Calif.; and Rachel Croft, San Francisco, Calif. Assigned to Mederi Therapeutics Inc., Greenwich.

Transfer port and method for transferring sterile items. Patent no. 8,163,251 issued to Daniel Py, Stamford.

Transforming partially specified processing instructions and PDL data into a product description. Patent no. 8,164,782 issued to: Kirk J. Ocke, Ontario, N.Y.; Michael Da-vid Shepherd, Ontario, N.Y.; Dale Ellen Gaucas, Penfield, N.Y.; and Philip C. Rose, Sodus, N.Y. As-signed to Xerox Corp., Norwalk.

Waste phase change ink recy-cling. Patent no. 8,162,465 issued to: Steven Ross Slotto, Camas, Wash.; Britton T. Pinson, Vancou-ver, Wash.; Clifford Alan Bell, Or-egon City, Ore.; Steven Van Cleve Korol, Dundee, Ore.; and Brian Edward Williams, Woodburn, Ore. Assigned to Xerox Corp., Norwalk.

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Mining deposits, minding the customer

[email protected]

s more banks saddle customers with

service fees, one banking group in

Fairfield County is bucking the

BNC Financial Group, owner of the

Bank of Fairfield, the Bank of New Canaan,

and Stamford First Bank, is reimbursing

account holders for charges incurred by

using competitors’ ATMs.

Bank officials said there is a

risk to the

strategy, but in its first d

ays the program

is proving to be a great success.

Jay Forgotson, CEO of BNC Financial,

said the new policy sends a message to

depositors and potential clients that they

don’t have to bank at a large financial

institution with many ATM outlets to

avoid the fees that can run as much as

“As the hometown bank in each com-

munity, we want all of our customers

– whether they are commuters, college

students or just people on the go – to have

The Dodd-Frank Wall Street Reform

and Consumer Protection Act passed last

year limits fi

nancial services practices and

increases accountability reporting require

main obstacles for community banks.”

Reinhardt said the reason for the

programs and its benefit to

the bank are

simple, to increase deposits. Reinhardt

said though BNC Financial’s approach

is local, many customers work in other

areas without the bank's ATMs, such as

New York City, Hartford or New Haven.

“The question was to say, ‘how can

and do they get access to their funds,

from us, without feeling like they are

going to be nickel and dimed by the other

banks,’” Reinhardt said.

Historically the large national bank

strategy has been to have more branches

and therefore more ATMs, to attract cus-

tomers.

“With our approach, customers are

not turned off by making a transaction,”

he said. “We did a lot of studies and what

you really see are the $100 and $200 dollar

cash outs; those are what make it worth

it. Critical for us is the gathering of the

The BNC Financial online banking

software automatically reimburses any

“We do have nine percent unemploy-

ment in this country, but things will come

back and those young professionals out

there using our electronic services will be

able to stay with us indefinitely. When the

time comes when they want to talk about

a mortgage or they want to purchase the

building in which their small business is,

they will still b

e able to be a customer of

The major question, and deterrent for

other banks following the unorthodox

practice of reimbursing transaction fees,

“There is most definitely a cost for

us, there’s the interchange expense, and

there is the expense the ATM owner is

charging,” Reinhardt said. “But in point

of fact, it’s minimal, because what we’re

getting is more accounts coming here, and

in the greater deposits, the cost to us is

Though an exact number on the

amount BNC Financial will be reimburs

ing was not disclosed, Reinhardt said the

strategy does rely on the banking group’s

ability to continually attract deposits.

“The strategy after the strategy is to

get more deposits, because it i

s with our

deposits that we are financing our loans

that we do here,” he said. “Not only resi

dential loans, but our commercial loans;

we have had a huge demand for our

services. We are very much in a deposit-

growing mode.”

In a similar service-oriented fashion,

the BNC Financial group of banks has

implemented a remote deposit capture

system for small businesses that provides

clients with a machine to scan and imme

diately deposit checks.

“People are fed up with the bank that

they are giving business to, nickel and

diming them,” Reinhardt said.

“People say, ‘I’ve been there 20 years

and have my CDs there, but they’re nickel

and diming me all the way through, and

they don’t even know my name when I

walk in the door.’ There’s no relation

Fred Reinhardt, president of The Bank of Fairfield

When your company is featured in the Business Journals spread the word with our

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To order call (914) 694-3600.

and Consumer Protection Act passed last

year limits fi

nancial services practices and

increases accountability reporting require-

A lot of banks are now looking to find

ways where they can create additional fee

“That is completely counter to what

banking is, a service-based business,”

Reinhardt said. “We are as a matter of

course, pushing the other way.”

According to Gerry Noonan, president

of the Connecticut Banking Association,

BNC Financial has the right idea when

it comes to approaching the large world

of banking from a community bank per-

“It’s an affordable risk, one that a

financially sturdy bank like BNC Financial

can take,” Noonan said. “It’s a terrific way

to boost long-term customer loyalty and

extend their reach, which is one of the

main obstacles for community banks.”

Reinhardt said the reason for the

programs and its benefit to

the bank are

simple, to increase deposits. Reinhardt

said though BNC Financial’s approach

is local, many customers work in other

areas without the bank's ATMs, such as

New York City, Hartford or New Haven.

“The question was to say, ‘how can

there using our electronic services will be

able to stay with us indefinitely. When the

time comes when they want to talk about

a mortgage or they want to purchase the

building in which their small business is,

they will still b

e able to be a customer of

our bank.”

The major question, and deterrent for

other banks following the unorthodox

practice of reimbursing transaction fees,

is the cost to

the bank itself.

“There is most definitely a cost for

us, there’s the interchange expense, and

there is the expense the ATM owner is

charging,” Reinhardt said. “But in point

of fact, it’s minimal, because what we’re

getting is more accounts coming here, and

in the greater deposits, the cost to us is

overshadowed.”

Though an exact number on the

amount BNC Financial will be reimburs

ing was not disclosed, Reinhardt said the

strategy does rely on the banking group’s

ability to continually attract deposits.

“The strategy after the strategy is to

get more deposits, because it i

s with our

deposits that we are financing our loans

that we do here,” he said. “Not only resi

dential loans, but our commercial loans;

we have had a huge demand for our

services. We are very much in a deposit-

FAIRFIELD COUNTY BUSINESS JOURNAL January 10, 2011

BUSINESS JOURNALFAIRFIELD COUNTY

BY RYAN [email protected]

Thirty years after being built, Stamford Square is undergo-ing a $12 million makeover,

changing its marketing focus and saying goodbye to its longtime ten-ant.

The building at 3001 Summer St. was built and developed by The Ashforth Co. in partnership with

GE Capital in 1980 and designed by architect Emory Roth and Sons. GE has remained its primary tenant since Day 1, but is leaving for new quarters.

“GE had a very tough decision,” H. Darrell Harvey, Ashforth’s co-CEO, said. “They’ve had two-thirds of this building on multiple floors for 30 years. They needed to renovate most of their space and were offered a very aggressive deal at 1600 (Summer St.),

one of the best deals I’ve ever seen. Of course we’d rather have them here, but we understand their need to move and are still very friendly with them.”

Stamford-based Benenson Capital offered GE 160,000 square feet over three floors.

Harvey said the two-phase reno-vation at Stamford Square, now going into the second phase, is designed to upgrade and enhance the building’s

Goodbye, helloAs GE leaves, Stamford Square makes itself over

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faces&places

To your healthPanelists at an April 26 roundtable host-ed by the Business Journal addressed the myriad issues today facing hospitals and health groups. On the panel were: Dr. John Murphy, CEO of Western Connecticut Health Network; Dr. John Crowe, president of Orthopedic and Neurosurgery Specialists P.C. in Greenwich; Jon Schandler, president and CEO of White Plains Hospital, White Plains, N.Y.; Dr. Simeon Schwartz, CEO of WestMed Medical Group in Purchase, N.Y., and Mike Weber, president and CEO of Health Quest in LaGrangeville, N.Y.

Photographs by Bob RozyckiIdentifications are from left

unless otherwise indicated.

Those attending the roundtable included:1. Jane Barrat and Sally Frank.2. Sally Herlihy and Andrea Rinn.3. Kathryn DeSilva and Taryn

Branca.4. Jackie Ruby, Gary Meglino and

Sandee Bennett.5. Jennifer, Lindsey and Sheila

Wilner.6. una Hopkins and Cindy Ganung.7. Frank Rao, Michael Rao and Ken

Festa.8. Chris Yandow, Jill Schantz and

Rita Verri.9. Potoula Gjidija and Jennifer

Gelick.10. Daniel Morris and Ethan Sullivan.11. Amy Allen and Marissa Brett.

1 2

3 4 5

6 7

8 9 10 11

Business ConneCtions

Connecticut’s Economic Blues

How do Connecticut voters feel about the state’s economy? Glum, according to the results of the latest Quinnipiac Poll.

Only 19 percent of those surveyed described the state’s economy as good, while 79 percent said it was poor or “not so good.”

That’s a sentiment that hasn’t changed much in recent years. And when coupled with the state’s uncertain jobs picture, it’s fair to assume voter confidence in the direction of the state is fragile, at best.

Pessimistic forecast

When asked whether economic conditions would improve over the next 12 months, less than a third (29%) responded yes, 56 percent said things would stay the same, and 14 percent said they would get worse.

That pessimism is shared across all age groups, while those with college degrees and higher incomes

InsIde the CapItol

Issues & polIcIes

Pooling Bill Pits State Against Taxpayers, Businesses

As the 2012 legislative session comes to a close and proposals head to their ultimate fates,

lawmakers’ action on one proposal in particular—the health insurance pooling bill—could seriously impact the fate of much more than probably was intended.

HB 5487 opens the expensive state employee health plan to small businesses and several other groups. Since the state’s health plan is a self-in-sured system, expanding it will expose Connecticut taxpayers to significant financial risk—in paying the medical claims of all the plan’s participants.

The more people allowed into the state-run pool, the greater taxpayers’ liability—a costly, open-ended risk.

HB 5487 also gives the state comptroller significant power to cherry-pick the small business market and welcome only the healthiest groups into the pool.

If that happens, Connecticut’s small employer

market will be unfairly divided into winners and losers—likely leaving many small businesses not chosen for the new pool to face sharply higher premium costs from a less-healthy population of participants.

Just as ominous is the damaging effect of HB 5487 on Connecticut’s soon-to-be-created health insurance exchange.

HB 5487 will weaken Connecticut’s exchange because the state’s healthcare pool will be barred from being offered through the exchange. Only fully licensed health insurance products may be offered in the exchange, and again, the state plan is self-insured.

CBIA urges lawmakers to abandon HB 5487 because of the collateral damage it will cause.

➤ Read more at gov.cbia.com

tended to be slightly more optimistic.

Sixty percent of voters said they were dissatisified with the direction of the state, while just 39 percent said they were satisfied.

The legislature

The Q-Poll found that almost half of Connecticut voters (49 percent) disapproved of the state legisla-ture’s performance.

Less than a third (32 percent) approved of the way state lawmakers handled their jobs, while 20 percent had no opinion.

More than half (56 percent) disapproved of state government’s handling of the economy, while 64 percent disagreed with current tax policies (last year, the General Assembly passed the largest income tax increase in the state’s history).


events

CBIA’s Annual Health & Safety ConferenceCBIA’s Annual Health & Safety Conference—the largest of its kind in the state—provides business owners and safety and human resource professionals with essential tools for reducing these numbers and creating a healthy and safe workplace.

Sessions:

fOSHA Update: Priorities & Enforcement Initiatives

f If You’re Not Alert, You’re Going to Get Hurt

fNFPA 70E Electrical Codes & Employee Safety

f Turning First-Line Supervisors into Safety Champions

fBalancing Employee Health & Safety with Company Goals

f Employee Safety & the Diverse Workforce: Many Cultures, One Goal

f Slips, Trips, & Falls: The New ANSI Standards

fDriver Safety for Non-fleet Operations

fContractors, Vendors, & Visitors: Managing Accident Risk

Date Wednesday, May 16, 2012

Time 8:30 am–3:20 pm

Place The Farmington Club 162 Town Farm Rd., Farmington

Cost Members of CBIA, SHRM CT, CT Safety Society, CT Valley and Nutmeg chapters of ASSE, $129; Nonmembers, $179

➤ Register at cbia.com

Scan & register!


Business ConneCtions

Connecticut’s Economic Blues

How do Connecticut voters feel about the state’s economy? Glum, according to the results of the latest Quinnipiac Poll.

Only 19 percent of those surveyed described the state’s economy as good, while 79 percent said it was poor or “not so good.”

That’s a sentiment that hasn’t changed much in recent years. And when coupled with the state’s uncertain jobs picture, it’s fair to assume voter confidence in the direction of the state is fragile, at best.

Pessimistic forecast

When asked whether economic conditions would improve over the next 12 months, less than a third (29%) responded yes, 56 percent said things would stay the same, and 14 percent said they would get worse.

That pessimism is shared across all age groups, while those with college degrees and higher incomes

InsIde the CapItol

Issues & polIcIes

Pooling Bill Pits State Against Taxpayers, Businesses

As the 2012 legislative session comes to a close and proposals head to their ultimate fates,

lawmakers’ action on one proposal in particular—the health insurance pooling bill—could seriously impact the fate of much more than probably was intended.

HB 5487 opens the expensive state employee health plan to small businesses and several other groups. Since the state’s health plan is a self-in-sured system, expanding it will expose Connecticut taxpayers to significant financial risk—in paying the medical claims of all the plan’s participants.

The more people allowed into the state-run pool, the greater taxpayers’ liability—a costly, open-ended risk.

HB 5487 also gives the state comptroller significant power to cherry-pick the small business market and welcome only the healthiest groups into the pool.

If that happens, Connecticut’s small employer

market will be unfairly divided into winners and losers—likely leaving many small businesses not chosen for the new pool to face sharply higher premium costs from a less-healthy population of participants.

Just as ominous is the damaging effect of HB 5487 on Connecticut’s soon-to-be-created health insurance exchange.

HB 5487 will weaken Connecticut’s exchange because the state’s healthcare pool will be barred from being offered through the exchange. Only fully licensed health insurance products may be offered in the exchange, and again, the state plan is self-insured.

CBIA urges lawmakers to abandon HB 5487 because of the collateral damage it will cause.


tended to be slightly more optimistic.

Sixty percent of voters said they were dissatisified with the direction of the state, while just 39 percent said they were satisfied.

The legislature

The Q-Poll found that almost half of Connecticut voters (49 percent) disapproved of the state legisla-ture’s performance.

Less than a third (32 percent) approved of the way state lawmakers handled their jobs, while 20 percent had no opinion.

More than half (56 percent) disapproved of state government’s handling of the economy, while 64 percent disagreed with current tax policies (last year, the General Assembly passed the largest income tax increase in the state’s history).


events

CBIA’s Annual Health & Safety ConferenceCBIA’s Annual Health & Safety Conference—the largest of its kind in the state—provides business owners and safety and human resource professionals with essential tools for reducing these numbers and creating a healthy and safe workplace.

Sessions:

fOSHA Update: Priorities & Enforcement Initiatives

f If You’re Not Alert, You’re Going to Get Hurt

fNFPA 70E Electrical Codes & Employee Safety

f Turning First-Line Supervisors into Safety Champions

fBalancing Employee Health & Safety with Company Goals

f Employee Safety & the Diverse Workforce: Many Cultures, One Goal

f Slips, Trips, & Falls: The New ANSI Standards

fDriver Safety for Non-fleet Operations

fContractors, Vendors, & Visitors: Managing Accident Risk

Date Wednesday, May 16, 2012

Time 8:30 am–3:20 pm

Place The Farmington Club 162 Town Farm Rd., Farmington

Cost Members of CBIA, SHRM CT, CT Safety Society, CT Valley and Nutmeg chapters of ASSE, $129; Nonmembers, $179

➤ Register at cbia.com

Scan & register!

SOCIAL MEDIA: LOvE Or hAtE It

next roundtable • are CFoS thE rEAL CEOS? • June 26

Here are some questions the panel of experts will address.• Issocialmediacausingustolosetheabilitytoengage

with others?• Howcanyoumakemoneyfromit?• Howcanyoursocialmediasitebeheardamidallthenoiseinthesalesspace?

• Wheredoessocialmediafitinmarketingandcommunications?

• Howdoyoudevelopasocialmediastrategy?• Howcanyourbusinessstayonthelegalsideoffederalandstateprivacyrequirements?

• Howcanyourbusinessprotectitselfagainstsocialmedia mishaps?

Somanymorequestions,plusyourown–allpartofthisexcitingprogram.

THURSDAY,MAY3111:30A.M.complimentaryservedlunchatVALBELLA1309E.PutnamAve.,Riverside,Conn.NOONPROGRAM

Register now. Space is limited. Email Beverly Visosky at [email protected] or go to westfaironline.com//social-media/

PANEL:DAvID MEnkEn

Partner,McCarthyFingarLLC

krIS ruby Founder&CEOofRubyMediaGroup

ChrIS DESSI CEOofSilverbackSocial

JaCk Serpa ExecutiveVicePresidentforEngage121

Jonathan kinSlerPrincipalatAmericanInteractiveMarketingLLC

MODERATOR: bruCE nEwMAn

VicePresidentTheProductivityInstitute

AroundtableconversationsponsoredbyWestfairCommunicationsInc.

Westchester County Business Journal Fairfield County Business Journal • HV Biz • WAG

Documents

Fairfield Business Journal