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Family Economics & Financial Education. A Collaborative Project Among:. Financial Statistics Puzzle 5.0.18. Prepare puzzle pieces. Play activity. Give each participant a piece of a puzzle Direct participants to find others that have the same color paper - PowerPoint PPT Presentation
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Family Economics & Financial Education
A Collaborative Project Among:
Financial Statistics Puzzle 5.0.18
Prepare puzzle pieces Type financial
statistics using a large font and landscape layout, type one statistic per page
Print each statistic on different colored paper
Cut each page into 4-7 pieces, creating a separate puzzle for each piece of paper
Play activity Give each participant
a piece of a puzzle Direct participants to
find others that have the same color paper
Once they find everyone with the same colored paper, the group must put their puzzle together to reveal the financial statistic
Facilitation Tips
Once the statistics have been formed they can be posted on butcher paper. Give participants the opportunity to walk around and give initial feedback on the statistics
Have participants display their statistics in different areas of the school or community
Do fact or fiction statistics instead of all fact encouraging discussion among participants
Four on the Floor 5.0.7
If a worksheet is in front of a participant, he/she must answer one of the questions and write down the response
Then he/she crinkles the worksheet into a ball and tosses it across the room
The participant closest to the worksheet must pick it up, answer one of the remaining questions, crinkle it into a ball, and toss it across the room
This continues until all questions have been answered on the worksheet or until a certain time limit has been reached; because the questions are open ended, the activity can go on for as long as seems appropriate for the group
After the activity is finished, have the last participant answer a question and keep the worksheet
Choose one question to discuss first and have the participants read the corresponding responses aloud
Discuss the questions and answers
Facilitation Tips
Create many sheets with many different questions, thus having many different questions being tossed around the room at the same time rather than having the same four questions being tossed around
Have participants toss the paper to the center of the room and retrieve a different one than the one they threw
Project Mission“Provide educators with no-cost
curriculum materials and the skills and confidence to effectively teach family economics and
finance”
Curriculum Development
Curriculum developed by educators for educators.
The team of educators developed, taught, and evaluated curriculum materials– The educators were part of the project’s
Master Teacher program;•Educators complete a week-long training, use
the curricula in their classrooms and provide continued support to FEFE through evaluation and development of new materials and newly trained family finance educators
Curriculum Development
Aligned to state and national standardsUp-to-dateDesigned using a family based
approach and the multiple intelligences model, in a ready-to-teach format requiring minimal educator preparation.
Lessons may be taught independently, in units, or as a semester course “Take Charge of Your Finances”
Curriculum TypesOver 100 Lesson Plans! Take Charge of Your
Finances– Approximately 60 lesson
plans designed for students grades 10-12
Get Ready to Take Charge of Your Finances– Approximately 15 lesson
plans designed for students grades 7-9, or those with limited financial knowledge
Finance Simulations– Applied assessments for
both Take Charge and Get Ready curriculums
Bulletin Boards– Create a positive learning
environment Active Learning Tools
– Quick activities to introduce a lesson, review content learned and/or keep students actively engaged
Enhancement Tools– Project based learning
Workshop Guides – The most important content
condensed into a 60 min workshop format
Beach Ball Toss
The first time the beach ball is tossed use a red marker to write on the beach ball examples of expenses
Continue until the facilitator says stop The second time the beach ball is tossed, use a
black marker to write examples of income on the beach ball
At the end of the activity have one participant read off the different types of expenses and the different types of incomes indicated on the beach ball
Facilitation Tips
Place masking tape on the beach ball and instruct participants to write on the tape to allow the ball to be used multiple times
Use the same color marker to have participants at the end of the activity review expenses and income without reading each based upon the color it was written in
Attitudes about money 5.0.2
5 different statements have been hung around the room
Instruct participants on their sticky notes to write the first thing that came to mind when they heard the statement
Instruct participants to go and hang their sticky note by the appropriate poster
Discuss with participants the statements and give some examples of what was written on the sticky notes
Facilitation Tips
Group Activity – Have groups share with each other what their
responses were to the individual questions Individually
– Hand out an Attitudes About Money worksheet 5.0.2.A1 to each participant
Brainstorm sheets – Can also use butcher paper for the participants
to attach their sticky notes to, or they can write directly on the butcher paper
Educator led discussion– The educator will read the questions and
discuss answers aloud with the participants
CURRICULUM DESIGN & CODING
Ready-to-Teach Design
Lesson Plan– Introduction
• All background information– Body
• Recommended step-by-step facilitation– Conclusion
• Activity based review– Materials
• List of necessary supplies– Resources
• Reference lesson plans, documents, Web sites and more for additional information
Lesson Plan Components
Worksheets– Test student’s
knowledge– Consistent format– Can be used in
multiple waysNote taking guides
– Graphic organizers to help participants make note of key content within the lessons
Answer Keys– Created for all
worksheets and assessments
PowerPoint presentation– Guides student learning– Created for most lesson
plansInformation Sheets
– Serves as the student’s text book
Curriculum Coding
Designed to identify curriculum materials in each unit and lesson plan
Code appears in the upper-right corner of all pages
Understanding the coding system is critical to effectively navigating the Web site
Helpful when asking the FEFE staff questions to reference the code
Refer to Curriculum Coding System document
Curriculum Coding
First Number [1.4.3.A1]– Curriculum Type
• 1 = Take Charge of Your Finances• 2 = Get Ready to Take Charge of Your Finances• 3 = Finance Simulations• 4 = Bulletin Boards• 5 = Active Learning Tools• 6 = Enhancement Tools• 7 = Workshop Guides
Second Number [1.4.3.A1]– Unit Code 1-30
Curriculum Coding
Third Number [1.4.3.A1]– Lesson Plan Number– Lesson Plans are not listed in recommended teaching
orderFourth Number (Letter and Number)
[1.4.3.A1]– Materials Code– The number after the materials code differentiates
between multiple materials of the same styleExamples:
– 1.4.3.A1– 2.4.1.L1
FREE Curriculum!
All curriculum is available for no cost!
Must create a user name and password to download materials
Can edit personal profile at any time– All spaces must be filled in for the profile to be created
properly Can choose to receive important FEFE
announcements including curriculum revisions, the bi-monthly newsletter, and training updates
Can “Contact Us” to receive staff support
ACTIVITY BASED LEARNING MODEL
Employed Within Every Lesson
Activities
Twister 5.0.10Part of the Understanding Your
Paycheck lesson
Activities
Diving Into Spending Plans lesson
Activities
Fly Swatter Facts 5.0.28
Multiple boards can be occurring at once
Family Finance SimulationsLife in… & Life of…
Project funded by a generous grant from Take Charge America, Inc. to the Norton School of Family and Consumer Sciences at the University of Arizona
3.18.3.G1
Welcome to Life in…
Research based ready-to-teach family finance spending plan simulation.– Designed to emulate the “real life”
constraints households encounter when managing their finances.
– Designed as a community of 25 individuals in 18 households.
Project funded by a generous grant from Take Charge America, Inc. to the Norton School of Family and Consumer Sciences at the University of Arizona
3.18.3.G1
Life in Objectives
Create a spending plan Provide realistic insights into the costs of
living associated with the spending plan process
Incorporate the use of the decision making process into daily life
Demonstrate the relationship between income, education and career opportunities
Project funded by a generous grant from Take Charge America, Inc. to the Norton School of Family and Consumer Sciences at the University of Arizona
3.18.3.G1
Boykin Family
• Have a cat named Melvin who costs $56 monthly• Recently purchased a home• Additional health care expenses for fertility drugs and saving money to adopt
a child
ChildrenNone
OccupationMartrell - Surveyor
De’ara - High School Family and
Consumer Sciences Teacher
ResidenceMetropolitan Area
2-5 MillionEducational Level
Martrell - Associate’s DegreeDe’ara - Bachelor’s Degree
Personal ProfileRace/Gender/Age
Marital StatusMartrell - African American Male,
Age 40De’ara - African American Female,
Age 35Married for 8 years
Project funded by a generous grant from Take Charge America, Inc. to the Norton School of Family and Consumer Sciences at the University of Arizona
3.18.3.G1
Spending Plan Process
• Complete a spending plan for scenario;– Housing;– Transportation;– Insurance;– Food;– Average expenditures;– Credit and Chance Cards;
• Goal is to reach zero
Project funded by a generous grant from Take Charge America, Inc. to the Norton School of Family and Consumer Sciences at the University of Arizona
3.18.3.G1Sample Life In…
Housing Options
House A$259,900—A 1963 sq. ft. three story fixer-upper home featuring 5 bedrooms, 2 bathrooms, family room, living room, laundry room w/ washer/dryer, porch, fenced yard, and 4 car garage.
Mortgage: $1,246.59/mo.Insurance: $90.67/mo.Property Taxes: $405.01/mo.Repairs & Maintenance: $433.00/mo.Down Payment: $21,980.00Total Interest Paid (over lifetime of loan): $240,850.76Location: Anywhere
House B$139,900—A 900 sq. ft. condominium featuring 3 bedrooms, 1 bathroom, window air conditioning, extra storage, and pets are allowed.
Mortgage: $671.02/mo.Condominium Association Fee: $150.00 (covers water/sewer, garbage, and building maintenance)Insurance: $15.83/mo.Property Taxes: $218.01/mo.Repairs & Maintenance: $83.16/mo.Down Payment: $27,980.00Total Interest Paid (over lifetime of loan): $129,646.10Location: Anywhere
Project funded by a generous grant from Take Charge America, Inc. to the Norton School of Family and Consumer Sciences at the University of Arizona
3.18.3.G1
Facilitation Methods
Facilitator guided Semester course
Throughout or at the end as an applied assessment
Workshop (about 3 hours) Independent study Career development Your own creative way
32
Family Economics & Financial Education
Funded by a grant from Take Charge America, Inc.
Life Of…..
Taylor B. Jones“A Teenager’s Spending Plan”
Get ready to Take Charge of Your Finances
33
Family Economics & Financial Education
Funded by a grant from Take Charge America, Inc.
• Attends North Shore High School• Participates in motocross
competitions• Member of the chess club• Part time job at Cubby’s Restaurant
& Grill
33
SnapshotTaylor B. Jones
34
Family Economics & Financial Education
Funded by a grant from Take Charge America, Inc.
SnapshotTaylor’s Income and Expenses
• Taylor’s Income– Cubby’s Restaurant & Grill
• $7.25/hour• 10 hours a week• $75.00/ month for tips
– Allowance• $20.00/month
– Gifts• $50.00 birthday gift
Taylor’s Expenses– Transportatio
n• Fuel
– Other Items
35
Family Economics & Financial Education
Funded by a grant from Take Charge America, Inc.
Jones’ Major Family Expenditures Summary
• Browse through page 5-7
• House – Family Size – Hobbies– Lifestyle – Other Family Dynamics
• Transportation– Taylor
• Get to and from work• Taylor must pay for his own fuel expenses
– Jones Family• Family Size• Neighborhood Car pool
36
Family Economics & Financial Education
Funded by a grant from Take Charge America, Inc.
Sample Housing Options
House BA 1016 sq. ft. single story mobile home featuring 3 bedrooms, 2 bathrooms, fireplace, porch, shed and small lot.Monthly Payment: $478.65Utilities: $170.85
House AA 1963 sq. ft. three story fixer-upper home featuring 5 bedrooms, 2 bathrooms, family room, living room, laundry room with washer/dryer, porch, fenced yard, and 4 car garage.Monthly Payment: $2454.32Utilities: $206.20
37
Family Economics & Financial Education
Funded by a grant from Take Charge America, Inc.
• Educator facilitated in 3-4 45 minute class periods
• Life of Monica Erickson, Life of Ben West, Life of Mandy Gonzales, and Life of Carlos Chavez are also available
• Others will be coming soon!
Facilitation & Acquiring
MoneyWorld Squares 5.0.8
Choose 9 participants to be the activity board
Activity Board DiagramStand Stand StandSit on Chair Sit on chair Sit on
chairSit on Floor Sit on floor Sit on
floor
MoneyWorld Squares 5.0.8
The first team selects a squareFacilitator reads a question to the
person in a square– The square answers the question (not
the team)– After the square answers, the team
chooses to agree or disagree with the square’s response
MoneyWorld Squares 5.0.8
If the square answers correctly and the team agrees with the answer or if the square answers incorrectly and the team disagrees with the answer, the team gets that square – The square then holds the letter, X or O, that corresponds
with the team in front of them and the play moves to the next team
If the square answers correctly and the team disagrees with the answer or if the square answers incorrectly and the team agrees with the answer, the team does not get that square and play moves to the next team – If a team does not get a square, the square is not
automatically won by the other team
Facilitation Tips
If there are not enough participants to be a activity board the individuals can play the activity by hanging the X and O cards on the board and playing a activity of tic tac toe as they get answers correct
If there are enough participants for multiple activity boards designate one individual to be the host with the questions and answers to help facilitation
FEFE WEB SITE
Where to login/Create an account
Personal Profile
Curriculum Main Page
Career Table of Contents
Career Research 1.1.2
File Download
Professional Development
Professional Development
FEFE Newsletter with curriculum updates and important announcements– Must have indicated “Yes” on the FEFE Web site log-in
National Conference each June in Tucson, AZA limited amount of grants will be available each
JanuaryWeek-long annual training conference;
– Provide educators with background knowledge to teach personal finance;
– Allow educators to experience the lesson plans to feel more comfortable teaching them;
– Provide educators with all of the printed curriculum and materials necessary to teach the lesson plans;
– Network with other professionals
Educational Support
Contact Us
Contact Information
Address:Family Economics and Financial
EducationThe University of Arizona
650 N. Park Ave Room 427Tucson, AZ 85721
E-Mail: [email protected] site: www.fefe.arizona.edu
Any Questions?