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FAMILYEDHigher Education Information for Families of Students • Fall 2009

Weathering the Storm

Are AP Classes Better Than Good Grades?

Major and Career Exploration IUPUI – Target/Explore

IUPUI Resources at Your Fingertips

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Inside This Issue

6 10 18

University CollegeIUPUI815 W. Michigan Street UC 3140EIndianapolis, IN 46202 317.274.5036Email: hbennett@iupui.edu

FAMILYED

FamilyEd magazine is published four times a year. Readership is estimated at over 22,000. Find our Web page at uc.iupui.edu. We welcome letters to the editor, story ideas, and comments about the family magazine. Indiana businesses and IU and Purdue schools support this magazine through their advertisements.

Inside This Issue 4 Are AP Classes Better Than Good Grades?

6 High School Opportunities Lead to College Success

9 Don’t Break the Bank: Personal Finance Resources for College Students

10 Major and Career Exploration IUPUI – Target/Explore

12 Protect Yourself from Identity Theft and Scams

14 IUPUI Resources at Your Fingertips

16 Making the Most of Your IUPUI Experience: Why Working with Career Professionals Can Enhance Your Success

18 Campus Health Services and the College Transition

FamilyEd magazine is published four times a year. Readership is estimated at over 22,000. Find our Web page at uc.iupui.edu. We welcome letters to the editor, story ideas, and comments about the family magazine. Indiana businesses and IU and Purdue schools support this magazine through their advertisements.

Dean of IUPUI University College Scott E. Evenbeck

Editor Harriett Bennett, Assistant Dean

Copy Editor Lynn Trapp

Photographer Peter Stamenov

IUPUI Staff Reporters Alli Cushinberry, Melissa Eltzroth, Bryan Erdmann, Elijah Howe, Tonica Johnson, Jessica Morgan, Ryan Smith, Linda Trackwell, Stormy Thrasher, Kayci Voegerl, Kim Yoder

MAILING PREFERENCES We want our magazine to be welcome in your home and business. If you receive a duplicate or you wish to be removed from our mailing list, please call 317.274.5036. We respect your wishes.

RECYCLE For a recycling center near you, visit “Keep Indianapolis Beautiful, Inc.” Web site: www.kibi.org for their recycling locations.

FAMILYED FALL2009 32

By Chris J. FoleyDirector of Undergraduate Admissions, IUPUI

To be AP or not to be AP…that is the question many high

school students and parents ask as they prepare to

wrap up one school year and begin another.

Advanced Placement, or AP, courses are increasing in popularity. Admission to college can be competitive and taking AP courses is one way students think they can get a “leg up” in college admission. Additionally, high schools

are adding AP curricula to

their catalogues. Moreover, the

state of Indiana will soon require that a

student take advanced coursework to qualify for

the Core 40 with Academic Honors Diploma; AP courses are one of the options to fulfill this requirement.

Clearly, admissions offices like to see students who are able to succeed in high level

courses. If students take an AP examination and do well, they may qualify for advanced standing which can speed up a student’s time to degree completion as well as save them money. Colleges seek students who are going to be successful on their campus, and students who are successful in AP coursework generally (but not always) do well in college-level work.

However, beyond AP courses, we also like to see students who are successful even if they are not in AP coursework. An important part of college is not only preparation but also recognizing the level of course that is a good fit for you. The ability to accurately assess your own level of preparation is important to college success, and a student who enrolls in an AP course but does not do well in it doesn’t demonstrate having this level of self-awareness.

Still, this is a great question and one we get very often. In general, we

Are AP Classes Better Than Good Grades?

recommend that students and parents keep the following in mind when deciding whether or not an AP course is the best option:

1 A “D” is a “D,” regardless of whether it

is in an honors or AP course. An “F” is even worse.

2 Students should take the level of curriculum at

which they are able to succeed and be challenged.

3 AP courses are great because they prepare

a student for college-level work and students can receive credit for them. However, if a student isn’t likely to do well enough in a course to get a 3 or 4 on the AP exam, then it is unlikely to be the right fit.

In the end, we want to see students challenge themselves, but we also understand and respect the fact that they are in high school. That

means that we want to see that students can succeed in college preparatory work first and foremost. Pushing a student to take advanced courses before they are ready is unfair to the student and may be making them attempt something that they may not be ready for. Worse still, they may not master even the basic material required to prepare them for college if they try and fail in an AP class.

However, we would not hold back a student from AP courses if he or she and the high school counselor believe he or she can master the material. We are certainly not endorsing someone to underperform. It’s important for students to take courses that enable them to learn and master new subjects. It’s that mastery of new material that will prepare them to succeed in college.

For more information about IUPUI admissions and the credit we award for AP scores,

visit

www.enroll.iupui.edu. For more information about AP examinations, see www.collegeboard.com.

“ “An important part of college is not only preparation but also recognizing the level of course that is a good fit for you.

To be AP or not to be AP…

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518IndianaAvenue,Indianapolis,IN46202-5164317.274.0382

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UNIVERSITYCOL LEGE

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Dual is Cool!

“When did you take your last math course in high school?” It is a question that frequently comes up during New Student Orientation.

More often than not, the new student responds, “I think

High School Opportunities Lead to College SuccessLaura MastersonAcademic Advisor

IUPUI Academic and Career Development

Here are a few recommendations to help you prepare for meeting this goal:

1If your high school offers courses beyond

the minimum graduation requirements, take them! While not all advanced classes offer AP credit, they can still expand knowledge and help you get ready for college-level work.

2Plan to take 20 credits or more during your first

year in college. Full-time status requires that you take at least 12 credits each semester which will easily have you completing over 20 credits during your first year. This will give you a running start toward graduation.

3Consider summer classes. This can be effective either

before you begin college or while you are enrolled. Taking summer classes can give

you the extra push needed toward keeping your academic momentum!

4Finish what you start. Research has shown

that an excessive number of withdrawals can have a strong negative impact on degree completion. In fact, according to a longitudinal study by the U.S. Department of Education, the graduation rate for students who withdraw or repeat 20 percent or more of their classes is cut in half!

Much of the impetus for academic success comes from careful preparation; however, even if you don’t always know where you are going, taking the time to take advantage of all opportunities will benefit you in the long run. Plan ahead and you will be able to reap the rewards.

it was my junior year. I wasn’t required to take math my senior year, so I didn’t bother.” As an advisor, I inadvertently cringe on hearing the nonchalant response.

A philosophy of doing only the minimum to get by, such as taking only the required math in high school, will certainly have a negative impact on college success. Research has shown that participation in

high school curriculum, more than any other factor, can have an undoubtedly powerful impact on the possibility of college completion. More specifically, the higher the level of math completed in high school, the more likely students will be to not only progress toward a degree but also to attain a college degree.

Ultimately, failing to take math or any content area in high school beyond the minimum requirements can mean covering material in college that a student should already know. Some studies estimate that almost one third of college students must enroll in remedial classes during their first year of college. Not only does this hurt students chances of degree completion, but it hurts them financially. The cost per student for lack of preparation can run into the thousands of dollars.

In the long run, taking remedial courses can also push back the elusive goal of graduating in four years. Many colleges, including IUPUI, are beginning to strongly encourage students to prioritize and plan for a four-year graduation goal.

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9FALL2009

Experience your education…Prepare for your career!

Academic and Career DevelopmentTaylorHall,3rdFloor274-4856career1@iupui.edu

•Exploremajorsandcareers•Takeacareerplanningassessment•WorkonyourPersonalDevelopmentPlan•Exploreafieldinanexternshiporjobshadow•Connecttoalumnimentorsandcareerprograms

Office of Student EmploymentBusiness/SPEA2010274-0857future@iupui.edu

•Findstudentemploymentandfederalworkstudyinformation•Part-timejobsearchtechniqueandskills•Howtonetworkforpart-timework•Beginningabasicresume•Studentemployeeresources/information

Visitwww.JagJobs.orgforstudentemployment,careerresources,andthealumnimentordatabase.

http://uc.iupui.edu/students/career

Forresume,jobsearchtechniques,andinterviewingworkshops,registerathttps://ucevents.uc.iupui.edu

IUPUI University College815 West Michigan StreetIndianapolis, IN 46202INDIANA UNIVERSITY-PURDUE UNIVERSITY INDIANAPOLIS

How do undergraduate students accumulate debt? Many people would likely answer this question by discussing the cost of higher education and the number of students who apply for student loans to cover tuition and related expenses. However, it is less common to hear comments about other forms of personal debt that students may incur such as credit card debt and auto loans. According to the Student Money Management Center at the University of North Texas, the average undergraduate student carries $2,169 in credit card debt. Students can easily amass thousands of dollars in personal debt, not including student loans, before even obtaining a degree.

It is imperative for new students to adopt healthy financial habits early on to avoid damaging their financial future. Poor personal finance decisions can even have a negative impact on a student’s physical well-being. A research study published in the American Journal of Health Promotion in 2008 illustrates a link between credit card debt and stress, health, and risk-taking behaviors of college students. Other studies have been conducted at institutions across the country to illustrate the connection between poor spending habits and physical health.

There are many ways that parents can assist their students in becoming more financially savvy. First, parents who have successfully managed money themselves can share their tips with students who may be paying rent, auto loans, and other bills for the first time on their own. Second, parents can guide students in developing budgets and utilizing budgeting resources that are available to them at the local library or online. Finally, parents can encourage students to take advantage of the numerous discounts they receive as college students. For instance, IUPUI students are eligible for discounts on products and services ranging from computers to cell phones. Several businesses in Indianapolis also provide free or discounted products and services to students with a valid JagTag (ID card) such as free admission to the Eiteljorg Museum and free bus passes on IndyGo.

Don’t Break the Bank: Personal Finance Resources for College StudentsAsha McCauley Academic Advisor

IUPUI Academic and Career Development

Money Management and Budgeting

Student Money Management Center - Web site: http://moneymanagement.unt.

edu/resources/downloads.html

IUPUI Human Resources - Web site: http://www.hra.iupui.edu/HRA/WorkLife/wl_money.asp

IUPUI Discounts for Students

- http://www.jagtag.iupui.edu/discounts/jagperks.aspx

IUPUI Scholarships

- http://www.iupui.edu/~scentral/

Parents can refer students to the following Web sites for more information on money

management and IUPUI discounts:

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10 FAMILYED FALL2009 9

As discussed in the previous FamilyEd issue, choosing a major and a career isn’t always easy, and at IUPUI we understand that students may feel overwhelmed by the number of options available to them. In the Office of Academic and Career Development our career counselors and academic advisors are happy to work with students whether they know their major or not. In fact, we use a great system called STEP to help guide students who are in the major and career exploration process. This

Major and Career Exploration IUPUI – Target/ExplorePart II in a three-part seriesBy Kyle McCoolAcademic Advisor

IUPUI Academic and Career Developmentprocess, in conjunction with career counseling and academic advising, can help students choose a major that suits them and helps to ultimately meet their professional goals.

STEP stands for: Self-focus, Target, Explore, and Plan. In the last issue we introduced Self-focus which we will quickly recap before moving on to the two middle parts of STEP—Target and Explore.

Part of the major and career exploration process includes learning how to make informed decisions which is what STEP is all about. Students have to be

able to start with understanding themselves before they can understand and make sense of all the options available to them. Self-focus might include knowing and articulating values, personality, skills, and interests. Once a student has an understanding of self, we can move on to the Target and Explore parts of STEP.

Target focuses on using what the students learned about themselves through self-focus to create a targeted list of occupations, work settings, areas of study, volunteer opportunities, hobbies, and organizations that are compatible with their unique traits. Sometimes if a student has taken an assessment with a career counselor or completed one online, they can use the

information to brainstorm a list of majors and careers that might be a good fit for them. At IUPUI we have something called the Major/Career Connections sheets which are a great way for students to match information about their skills, strengths, and personality to create a targeted list of options. Another way to target majors and careers is by having students identify their transferable skills—skills that they have learned and developed throughout their lives in other jobs, experiences, and student involvement that will “transfer” or carry over into a career they want to pursue. Here is a link to the Major/Career Connection sheets: http://www.uc.iupui.edu/students/career/mcc.asp.

Explore helps students discover real information about their targeted options through written resources, real people, and real life experiences that will help narrow the choices to those that are the best for the student. There are many ways that a student can start to explore the various majors and careers that they have targeted. The following graphic provides a snapshot of some exploration options.

Usually students will need to spend significant time on this step to help narrow down their choices.

Remember, before students can purposefully target and explore, it is important that they take time to understand their own values, interests, personality, and skills. And because the process is cyclical, a student

who is exploring may have to go back to their targeted list and revise it depending on what they learn, like, and do not like when they take the time to explore. As one of our career counselors always explains, “When you buy a car, do you just pick one and buy it? No, you do research, you decide what is important to you, you determine your needs, likes, and then you test drive it. If the car isn’t a good fit, you go back and redo these steps.” What a great approach to apply toward

picking a major and career! Considering we will be involved in our chosen career for many years, it is worth spending time trying things out or taking a “test drive.”At IUPUI

we encourage students to meet regularly with a career counselor if they are unsure of their major or career focus. IUPUI also offers a variety of credit-based classes to help students thru the STEP process. The nice thing about a weekly class or consistent meeting with a career counselor is that the student has a task list each week of things to complete. It doesn’t mean that after a magic number of sessions a student is guaranteed a major, but hopefully it

means that the student will be that much closer to making a decision and can make sense of the options that surround him or her.

Stay tuned for the next issue as we outline the last part of the STEP process, Plan!

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Identity theft and scams are on the rise. Approximately 10 million Americans were victimized by these crimes in 2008, a 22% increase from 2007. It takes a victim an average of 330 hours to repair the damage done by identity theft—the equivalent of just over two months of full-time work.

You may think it won’t happen to you, but consider this: 77% of household waste

Protect Yourself from Identity Theft and Scams

contains at least one item that could aid in identity theft; four in 10 individuals divulge private data to strangers via Facebook; 90% of credit card users never check the transactions on their bank or credit card statements; and at any given time, an estimated 100-150 million PCs on the Internet are under the control of hackers.

The most common ways that your identity might be

compromised are a stolen wallet, through PDAs, someone “shoulder surfing” while you conduct a transaction, information taken by a relative or friend, online, and data breach.

Below are several tips for protecting yourself from identity theft and scams.

• Be suspicious of any e-mails or phone calls with a request for personal financial information.

• Never give out financial information such as checking and credit card numbers or your social security number.

• Notify your credit union or bank of suspicious phone inquires such as those asking for account information.

• Avoid using the link in a suspicious e-mail to get to a Web page.

• Never reply to a suspicious e-mail.

• Report lost or stolen checks immediately.

• Closely guard your Personal Identification Numbers (PINs) for your credit and debit cards and online banking access.

• Check your monthly statements to verify all transactions on your statement.

• Beware of text message scams circulating throughout Indianapolis and surrounding cities! (Indiana Members Credit Union will NEVER contact you and ask for your personal information by electronic means.) If you feel you may be a victim of a text message scam, you can visit one of the following sites to report the issue: http://www.fbi.gov, http://www.ftc/gov, http://www.fcc.gov, http://www.ncua.gov, or http://www.ic3.gov.

If you have been a victim of identity theft contact the police to file a report, and inform your credit union or bank to cancel your accounts and open new ones. Most importantly, contact the three major credit bureaus and have them flag the accounts with a fraud alert. The credit bureau numbers are: Equifax, 800-682-1111; Experian, 888-397-3742; and TransUnion, 800-916-8800.

Statistic sources: http://www.spendonlife.com/guide/2009-identity-theft-statistics

http://www.id-theftprotect.com/fraud_statistics.php?first=270

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“ “Approximately 10 million Americans were victimized by these crimes in 2008, a 22% increase from 2007.

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Where to Go if You Don’t Know Where to Find Things

Every academic year at the resource desk of the Bepko Learning Center I hear the same thing from students—“I have no idea where to look for resources available to me on campus.” This campus is so large that at times it can be very intimidating and difficult for the students here to know where to look if they need to find an available resource or even where to look at times when they simply need a question answered quickly. The Bepko Learning Center is that place on campus where all students can find answers

IUPUI Resources at Your Fingertips

to those questions and gain information on what other resources are available to them as an IUPUI student. Located on the second floor of the Taylor Hall building, room number UC 2006, the Bepko Learning Center strives each day to be the “one-stop shop” on campus where students can access a wealth of information about the IUPUI community that they never before might have known.

Where to Go if You Are Having Trouble with Study Skills

Recently, the Bepko Learning Center has prided itself on the vast amounts of study skills

assistance we’ve been able to provide for this educational community. Not only have we been able to present specific study skills workshops for courses that have requested them, but also we are able to sit down and have a peer-to-peer mentoring session upon request with students who truly feel they want to build up their study skills habits in one of many areas in which we are capable of assisting them.

Where to Go if You Are in Need of Academic Assistance

In addition to study skills assistance, the Bepko Learning Center also has a free tutor

referral program where we can match up a student with an available tutor for a specific course. It is then up to the student and the tutor to decide a meeting time and compensation arrangement. We can also help by providing the student with any free departmental tutoring information available on the IUPUI campus. If students don’t have time to stop by the Bepko Learning Center’s resource desk, they can easily visit our tutoring Web site so that they can sign up for the

free referral, free departmental tutoring, or search for available tutors by course.

There are many more services the Bepko Learning Center provides, and we are more than happy to help out IUPUI students and the IUPUI community, so please stop by or visit our Web sites: uc.iupui.edu/learningcenter; tutoring, tutor.uc.iupui.edu.

Bepko Learning Center

Taylor Hall815 West Michigan St., UC 2006Indianapolis, IN 46202

Phone: 317-274-4818

Fax: 317-278-0284

“ “The Bepko Learning Center also has a free tutor referral program where we can match up a student with an available tutor for a specific course.

By Anthony J. NewtonStudent Operations CoordinatorBepko Learning Center

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Most IUPUI students probably meet with academic advisors several times during their university experience. After all, navigating requirements for majors and taking the right classes are important to surviving and graduating. But why meet with a career counselor? You may be pretty sure of your major and at least have a good idea of what you want to do after college, so why bother?

Think about how you might take care of a major purchase, like a car or a computer. Do you drop in for routine maintenance on your auto or wait for a break down to happen? Do you update your computer software or just wait and hope you won’t get a “virus” or other problem?

In the same way, it makes sense to visit a career professional from time to time during your university years and even after graduation, not only when you have a question or problem, but also to get the advice of an impartial professional about your academic and career progress. If you need help finding a student job, working on a resume, practicing interviewing skills, or working on that big job search after college, the advantages of getting help from career professionals in Academic and

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Making the Most of Your IUPUI Experience: Why Working with Career Professionals Can Enhance Your SuccessBy Ed SquiresCareer CounselorIUPUI Academic and Career Development

Career Development, Career and Employment Services, or your school or department are obvious; but you should also visit a career counselor at least every year as part of your total college experience.

Career counselors, like academic advisors, aren’t just “problem solvers.” We are trained and experienced in helping you make sure your university experience is the most successful and valuable it can be.

Think of your college education as a process. Each year you sign up for new classes, complete new course work, engage in new extracurricular activities and work experiences. You’re growing intellectually and personally—a lot of change is going on. Your career development should also be a continuous part of your college education as most of us go to college, at least in part, to prepare for and gain skills to advance a career. Checking in at least annually with career professionals allows you to use them as a resource and guide in your total academic and career experience.

Most students enter IUPUI through the University College experience and then enter a specific school/department/degree program somewhere in their second academic year.

Your first years here are a good time to visit a career counselor in Academic and Career Development to help test and confirm your choice of major and career. Later on, if you are thinking about changing your major or exploring other career options, these same career counselors can help you. Once in your chosen major, your own school’s career professionals and/or those in Career and Employment Services can assist in finding student employment or degreed positions.

Career professionals can make a difference in your academic and career success at IUPUI. Use us!

“

“

Think of your college education as a process. Each year you sign up for new classes, complete new course work, engage in new extracurricular activities and work experiences.

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Here is some helpful information about the IUPUI Health Services department that will help ease the transition to college for both families and students. You will learn about the campus health clinic (Health Services), the Campus Center Clinic, privacy restrictions, and health insurance options.

IUPUI Health Services aids students in maintaining a healthy lifestyle on campus. We provide routine and acute

Campus Health Services and the College TransitionBy Felicia WilliamsWellness AssistantIUPUI Health Services

healthcare to any IUPUI student and occupational health services to IUPUI student employees. A student may receive healthcare at reasonable rates for a variety of services such as pap smears, contraceptives, STI testing, health risk appraisals, physical exams, travel and routine immunizations, and evaluation and treatment of illnesses or injuries. Medications for chronic conditions may be prescribed. Necessary lab work

can be drawn and sent to other providers upon provider request. Payment for services must be made at the time of visit with cash, check, JagTag, or credit card (MasterCard or VISA). Students are issued a walkout statement to submit to their insurance company for reimbursement.

A free Campus Center Clinic for students will be available twice a week during the fall 2009 semester. The Campus Center Clinic (CCC) provides health screening tests for blood pressure, blood sugar, cholesterol, vision, height and weight, body mass index (BMI), and body fat. This data helps students to monitor their health while in school. Several health fairs are available throughout the year as well. Dormitory presentations and educational workshops are provided upon request. Our department also provides (at our Web site, http://health.iupui.edu) updated

information that is pertinent for students’ health on campus.

Students who live on campus must provide an immunization history to the health clinic. The form will be mailed with other campus specific information and is available on our Web site. It needs to be returned to IUPUI Health Services before the beginning of the semester. Generally, if a student has graduated from an Indiana high school, IUPUI immunization requirements have been met.

All health information received is protected by HIPPA policies, and confidentiality of your student’s health concerns are a priority. HIPPA stands for Health Information Portability and Privacy Act. It is a federal law that protects confidentiality. Once your child is in college and no longer a minor (18 years of age), there are some adjustments for parents to make. The clinic must have

written documentation from the student to be able to share health information with a parent. In an emergency, the clinic will contact a parent if the student seeks help from IUPUI Health Services. More information about HIPPA is available at http://www.hhs.gov/ocr/privacy/index.html.

Many students have no idea how health insurance works. A

discussion about your family health insurance plan and coverage with your college student will be helpful. This will give your student a better understanding of expectations before visiting the Health Services department. It may by helpful to check with your insurance carrier to see if a preferred provider is necessary and available near campus.

IUPUI offers a student health insurance plan for uninsured students through Aetna Life Insurance Company. You can view their Web site at www.aetnastudenthealth.com or visit IU’s Web site at www.indiana.edu/~uhrs/benefits/students.html.

By reviewing the available information, you and your college student will be prepared

in case of illness or accident before college begins. IUPUI is an excellent choice for your son or daughter’s academic success, and good health contributes to academic success. We are here to help care for your student’s physical well being while on campus.

IUPUI Health Services aids students in maintaining a healthy lifestyle on campus. “

“

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