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AUSTIN CAPITAL RETIREMENT PLAN SERVICES Proposal for Services

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Page 1: Front Cover - austincapitaltrust.com · Front Cover Note: Piece is printed as a flat and then folded to Presentation Folder. Artwork on the pockets must be positioned upside down

Front Cover

Note: Piece is printed as a flat and then folded to Presentation Folder.

Artwork on the pockets must be positioned upside down to appear

correctly on the finished piece.

AUSTIN CAPITAL RETIREMENT PLAN SERVICES

Proposal for Services

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www.abetterwaytoretire.com | | 800.593.7232

Dallas

1700 Pacific Ave. Suite 3650Dallas, TX 75201

Irvine

19800 MacArthur Blvd. Suite 300 Irvine, CA 92612

Denver

4600 S. Syracuse St.9th Floor Denver, CO 80237

@retirebetterfacebook.com/retirebetter

AUSTIN CAPITAL RETIREMENT PLAN SERVICES

PROVIDING UNRIVALED PLAN SERVICE SUPPORT, AND ACCESS TO INVESTMENT OPTIONS.

By harnessing a high-technology administration and recordkeeping system, combined with

unparalleled access to investment options, Austin Capital is able to offer your employees a

best-in-class retirement platform.

By partnering with Austin Capital, you will show your commitment to your employees

while helping to simplify your role as the plan sponsor.

The Austin Capital Platform offers:

• Open-architecture investment choices

• Full fee disclosure and transparency

• Help managing fiduciary risk

• Dedicated service team

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WE’RE POSITIONED TO GROW WITH YOU

Austin Capital is uniquely positioned to service your plan as your company grows, whether you are a small company

or a well-established corporation. Our account service teams have the experience and tools to help take on

administrative burdens so that you can focus on growing your business. Austin Capital invests heavily in training as

well as technology enhancements so that you benefit, no matter your plan size.

COMPONENTS OF A SUCCESSFUL 401(K) PROGRAM

Austin Capital delivers a 401(k) program designed to help your plan perform and to help participants achieve

retirement readiness by working in partnership with your advisor and the custodian of the plan assets.

This partnership addresses all key areas of areas of plan operations:

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SERVICE

Austin Capital Account

Executive

Processing

We work closely with your financial advisor

By working with your financial advisor on your behalf, we make it easier for you to

administer a plan that performs well and provides your employees with the help they need

to achieve retirement readiness.

COMMITTED TO A ONE-ON-ONE RELATIONSHIP, AUSTIN CAPITAL’S PROFESSIONALS HAVE THE EXPERTISE NEEDED TO FACILITATE PLAN OPERATIONS

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INDIVIDUALIZED SERVICE AND SUPPORT TO HELP YOU KEEP YOUR FOCUS ON WHAT MATTERS - YOUR BUSINESS GROWTH

By providing an individual contact at Austin Capital from the plan setup process to the

ongoing plan operations, your experience with Austin Capital will be handled by someone

who is familiar with your particular needs. This personalized service model helps reduce the

time it takes to get answers and helps get your plan running smoothly from the start.

How does Austin Capital serve you?

We serve companies of all sizes

Austin Capital is set up to handle companies just starting out with a start-up plan or established companies with a plan

of considerable size. Our structure allows us to grow with you.

Open-Architecture investment options

With virtually unlimited investment options, Austin Capital is able to put into place the right mix of investment options

to suit your participants’ needs.

By choosing the right partners for your plan

Austin Capital works with numerous institutional financial partners to help find the right fit for your plan. From trust

and custodial partners to investment partners to advisory partners, Austin Capital brings you the best of the industry.

Dedicated plan setup support

During the plan setup and conversion process, you will work with an individual conversion representative until the plan

is set up and ready for contributions. The conversion representative will guide you through the process and provide

updates on a weekly basis about the status of the plan setup.

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PLAN DESIGN

FLEXIBLE PLAN DESIGN CONSULTING AND OPEN-ARCHITECTURE INVESTMENTS

Austin Capital guides you through a consultative plan design process to ensure that the plan meets your needs from a

business perspective, as well as meets the needs of the plan participants.

Our open-architecture platform allows for virtually any investment option for your plan. From mutual funds to Exchange

Traded Funds (ETFs) to outside money managers, Austin Capital gives your plan the ultimate in investment choice to serve

your participants’ needs.

Choices for plan participantsOur investment options are designed to suit a variety of needs.

“Do it myself” investors

have resources that can help

them build portfolios on their

own by selecting from your plan’s

investment menu.

“Do it with me” investors

can work with a financial advisor

to build their portfolios from your

plan’s investment choices.

“Do it for me” investors

may find value in target risk

models or target date funds that

are designed to provide asset

allocations uniquely suited to

their investing needs at the time.

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PLAN FLEXIBILITY MEANS NO PROPRIETARY FUND REQUIREMENTS

Your plan can access over 20,000 funds from over 100 fund families

The list of fund families is for illustration purposes only and is only a sample representation of investment options

available. Not all funds may be approved for sale by the investment professional’s firm. Ask your financial advisor

about fund and share class availability.

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PLAN MANAGEMENT & REPORTING

REPORTING TOOLS TO HELP YOU MONITOR PLAN OPERATIONS

The Austin Capital retirement plan platform has numerous tools and reports to help you manage plan operations.

Plan Level ReportingOur investment options are designed to suit a variety of needs.

• Review Plan Participation Levels

• Review Contribution Metrics

• Monitor Transfers & Withdrawals

• Monitor Participation By Age Groups

• Fee Disclosure And Benchmarks

Investment Reports

Fee Disclosure

Activity Reports

Plan Reports

PLAN MANAGEMENTTOOLS

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COMPLETE TRANSACTIONAL FUNCTIONALITY FOR PLAN PARTICIPANTS

It also provides a wealth of information for plan participants to help keep them informed and engaged with this benefit program.

Participant Level ToolsOur investment options are designed to suit a variety of needs.

• Portfolio Summary Snapshot

• Time-Weighted Rate of Return

• Transaction History

• Education Booklet

Portfolio Summary

Time-Weighted rate of return

Transaction History Participant Statement

Education Booklet

PARTICIPANT LEVEL TOOLS

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PARTICIPANT EDUCATION

PROVIDING PARTICIPANTS WITH IMPACTFUL TOOLS TO PLAN FOR RETIREMENT

The tools available to employees are unrivaled and designed to help them achieve their retirement goals.

With easy-to-understand language and a simple web-based interface, our system creates a personalized experience for

your employees.

With enrollment materials available online that clearly explain the benefits of retirement savings plans, participants are

given access to numerous tools to help them plan their retirement path. From asset class descriptions to risk profile

analysis, your employees are able to make informed decisions to help with their enrollment.

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YOU CAN PROVIDE AN EFFECTIVE EMPLOYEE EXPERIENCE

The Online

Advice tool walks

participants through

a comprehensive

analysis of their

retirement readiness.

The step-by-step

process gets to know

their financial picture

in order to create

a comprehensive

savings plan and

projections.

There are numerous

educational tools and

calculators available

for participants

to help them with

their entire financial

profile.

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AUSTIN CAPITAL CONSULTING SERVICES

Fee Disclosure & Benchmark Reporting

Investment Policy Statement

AUSTIN CAPITAL CAN PROVIDE A NUMBER OF SERVICES TO HELP REDUCE TIME SPENT ADMINISTERING YOUR PLAN AND FIDUIARY LIABILITY

3(21) Fiduciary ServicesOne of the critical roles as the plan sponsor is to ensure that appropriate investment options are available for plan participants.

Going beyond the initial fund selection when your plan is set up, your fiduciary role regarding investments does not end – you

need to have a process in place to effectively and objectively monitor the investment options so that appropriate changes can

be made as needed. And more importantly, you need to have documentation available to support that this process is being

managed.

With Austin Capital’s 3(21) fiduciary service, our team will act as an investment fiduciary to the plan along with you, the plan

sponsor, who maintains control over the plan’s investment menu. We will provide you with quarterly plan monitoring reports

to help you and your advisor make decisions about investments.

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3(38) Fiduciary ServicesERISA provides that a plan sponsor can delegate the significant responsibility (and significant liability) of selecting, monitoring

and replacing of investments to the 3(38) investment manager fiduciary. Austin Capital can act as an “investment manager,”

and by definition as a fiduciary to take discretion, authority and control of the plan’s assets.

Once a 3(38) is properly named, the plan sponsor effectively hands over authority to the 3(38) fiduciary to make investment

decisions. The 3(38) fiduciary therefore assumes legal responsibility and liability for the decisions it makes, which enables the

plan sponsor to better manage and mitigate their fiduciary risk.

As a result, consultants like Austin, can provide material assistance to fiduciaries by handling many of the functions that the

plan sponsor or its officials are often responsible for. Plan Sponsors can feel confident that these duties are being managed

by a company who is in the business of serving as a fiduciary to retirement plans.

Austin Capital Quarterly Plan Analysis

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Plan Administration ServicesThrough our experienced plan administration staff, Austin Capital can coordinate and provide your plan with Plan

Administration Services. With more regulatory focus on retirement plan administration and activities, Plan Sponsors are

spending more and more time handling these responsibilities in an ever-changing regulatory landscape. This allows less time

to focus on business growth. Austin Capital’s Plan Administration Services can help remove much of this burden and lets a

plan sponsor focus on what they do best – growing their business.

Under guidance from the sponsor, Austin Capital can assist with a wide

array of administrative duties based on need. The sponsor has complete

flexibility to choose which services to assign to Austin Capital, such as:

• Payroll Uploads

• Distribution Services

• Qualified Domestic Relations Orders

• Employee Communications

• Summary Plan Documents

• Enrollment Support

• Loan Maintenance

Participant Fee DisclosurePlan HightlightsPayroll Contribution

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For assistance or questions, call toll free

877-405-3949.

Back Cover

www.abetterwaytoretire.com | | 800.593.7232

Dallas

1700 Pacific Ave. Suite 3650Dallas, TX 75201

Irvine

19800 MacArthur Blvd. Suite 300 Irvine, CA 92612

Denver

4600 S. Syracuse St.9th Floor Denver, CO 80237

@retirebetterfacebook.com/retirebetter