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PUBLIC - 1
iaudÜ ukS
ia:djr ;ekam;=fjka ,o yels uQ,H ksoyi N=la;s ú¢kak
iaudÜ ukS whÿïm;
iaudÜ ukS iuÕ ,efnk uQ,Huh ksoyi N=la;s ú¢kak' iaud¾ ukS iu. Tfí flá ld,Sk
uqo,a m%jdyh ms<sn|j lkiai,a,g m;a fkdù" mj;sk ia:djr ;ekam;=fjys uq,a uqof,ys
jákdlu by<hk wdldrhg È.= ld,Skj wdfhdackh l< yelsh' fï yryd" 100]la iïmQ¾K
ia:djr ;ekam;=j i|yd by< fmd<S wkqmd;slhla ,nd.kakd w;r" Tfí tu ia:djr ;ekam;=j
wemhg ;nd" 90] olajd whsrdjla fyda Kh myiqlula ,nd.ekSfï yelshdj Tng ,efí'
iaudÜ ukS ys uQ,sl m%;s,dN iy ,CIK(
iaudÜ ukS iqrCIs; whsrd
• wdmiq f.ùfï wju udisl jdßlhla fkdue;'
• Tn Ndú; l< uqo, muKla f.jkak" Tng wjYH jk uqo, muKla Kh jYfhka
,nd f.k" uq¿ ner fYaIhg fkdj" Tn ,nd.;a Kh i|yd muKla fmd<S f.jkak'
Tnf.a ner fYaIfhka lsisÿ uqo,la ,nd fkd.kafka kï" lsisÿ fmd<shla wh
flfrkafka o ke;'
• Tfí ia:djr ;ekam;=fjys jákdlñka 90]la olajd Kh iSudjla Tng ,nd.; yelsh'
• wod< fmd<S wkqmd;slh úp,H fmd<S wkqmd;slhls' fj<|fmd< mj;sk fmd<S
wkqmd;slhg wkqj l,ska l,g fjkiaùïj,g úIh jk úp,H fmd<S wkqmd;slhka
nexl=j úiska ;SrKh lrkq we;'
iaudÜ ukS iq/l=ï Kh
• kuHYS,S wdmiq f.ùfï l%uh ( wvqjk fYaIh u; fyda iudk jdßlj,ska fyda wdmiq
f.ùfï úl,amhla f;dard.ekSfï yelshdj Tng we;' jir 05la olajd wdmiq f.ùfï
ld,iSudj f;dard.ekSfï kuHYS,S úl,amhla Tn i;= h'
PUBLIC - 2
• Tfí ia:djr ;ekam;=fjys jákdlñka 90]la olajd Khla Tng ,nd.; yelsh')
• re'2"500$-l wju .dia;=jlg fyda re'25"000$-l Wmßu .dia;=jlg hg;aj" mshjk ,o
ysÕ jákdlñka 1]l ^ta w;ßka jeä w.hla iys; uqo,& .dia;=jla hgf;a fldgila
mshùu fyda kshñ; ld,hg mshùu isÿ lrkak'
• wod< fmd<S wkqmd;slh úp,H fmd<S wkqmd;slhls' fj<|fmd< mj;sk fmd<S
wkqmd;slhg wkqj l,ska l,g fjkiaùïj,g úIh jk úp,H fmd<S wkqmd;slhka
nexl=j úiska ;SrKh lrkq we;'
udf.a wjYH;dj
iaudÜ ukS iqrCIs; whsrdjls
iaudÜ ukS iqrCIs; Kh uqo,ls
mj;akd iaudÜ ukS myiqlula kùlrKhls
mqoa.,sl f;dr;=re ^;ks whÿïlre& ^Kh .eKqïlre&
□ uhd □ ñh □ fufkúh □ fjk;a ^lreKdlr i|yka lrkak&
iïmQ¾K ku(
cd;sl ye÷kqïm;a wxlh ^ cd'ye'm& $.uka n,m;% wxlh (
ksl=;a l< Èkh( wj,x.=jk Èkh(
mdßfNda.sl wxlh(
.sKqï wxlh(
cd;sl;ajh(
mÈxÑ rg(
ùid n,m;a f;dr;=re ^úcd;slhka i|yd wod< fõ&
ùid n,m;a wxlh(
ùid n,m;a j¾.h( wj,x.=jk Èkh (
j;auka mÈxÑ ,smskh(
iaÓr ,smskh(
j;auka ,smskfha Tfí mÈxÑh wjq' 03 g jvd jeä o@ ^iqÿiq fldgqj i,l=Kq lrkak'&
PUBLIC - 3
Tõ ke;" ke; kï" lreKdlr fmr ,smskh i|yka lrkak'
Tn fyda Tnf.a mjqf,a idudðlhl=$jHdmdr yjq,alrejl=$jHdmdr iylrejl= fcHIaG rdcH
;k;=rla ^rdcH" wêlrK" fmd,sish fyda yuqoduh& orhs kï@ Tõ ” ke; ”
Tõ kï" lreKdlr in|;djfhys iajNdjh meyeÈ<s lrkak'
kej; f.ùï isÿlrk wdldrh ^iqÿiq fldgqj i,l=Kq lrkak'&
□ /lshdfjka ,efnk uqo,ska □ jHdmdrfhka ,efnk ,dNfhka
□ f,d;/hs Èkqï $ ;E.s uqo,a
□ wdfhdackj,ska ,efnk uqo,a $ wdfhdack l,amsÍfuka
□ foam<la úlsKSfuka ^Wod- ldrh& □ Wreufhka □ mqoa.,sl b;=reï
□ fjk;a
ksjfia ÿrl:k wxlh ( cx.u (
úoHq;a ;eme,a (
HSBC wOHlaIjrhl= fyda fiajlhl= jk Tnf.a ióm;u mjqf,a idudðlhl= fyda {d;shl=
isào@ Tõ ke;
fiajlhdf.a ku('''''''''''''''''''''''''''''''''''''''''
mqoa.,sl f;dr;=re ^noaO whÿïlre& ^Kh .eKqïlre&
□ uhd □ ñh □ fufkúh □ fjk;a ^lreKdlr i|yka lrkak&
iïmQ¾K ku(
cd;sl ye÷kqïm;a wxlh ^ cd'ye'm& $.uka n,m;% wxlh (
ksl=;a l< Èkh( wj,x.=jk Èkh(
PUBLIC - 4
mdßfNda.sl wxlh(
.sKqï wxlh(
cd;sl;ajh(
mÈxÑ rg(
ùid n,m;a f;dr;=re ^úcd;slhka i|yd wod< fõ&
ùid n,m;a wxlh(
ùid n,m;a j¾.h( wj,x.=jk Èkh (
j;auka mÈxÑ ,smskh(
iaÓr ,smskh(
j;auka ,smskfha Tfí mÈxÑh wjq' 03 g jvd jeä o@ ^iqÿiq fldgqj i,l=Kq lrkak'&
Tõ ke;" ke; kï" lreKdlr fmr ,smskh i|yka lrkak'
Tn fyda Tnf.a mjqf,a idudðlhl=$jHdmdr yjq,alrejl=$jHdmdr iylrejl= fcHIaG rdcH
;k;=rla ^rdcH" wêlrK" fmd,sish fyda yuqoduh& orhs kï@) Tõ ” ke; ”
Tõ kï" lreKdlr in|;djfhys iajNdjh meyeÈ<s lrkak)'
kej; f.ùï isÿlrk wdldrh ^iqÿiq fldgqj i,l=Kq lrkak'&
□ /lshdfjka ,efnk uqo,ska □ jHdmdrfhka ,efnk ,dNfhka
□ f,d;/hs Èkqï $ ;E.s uqo,a
□ wdfhdackj,ska ,efnk uqo,a $ wdfhdack l,amsÍfuka
□ foam<la úlsKSfuka ^Wod- ldrh& □ Wreufhka □ mqoa.,sl b;=reï
□ fjk;a
ksjfia ÿrl:k wxlh ( cx.u (
úoHq;a ;eme,a (
PUBLIC - 5
HSBC wOHlaIjrhl= fyda fiajlhl= jk Tnf.a ióm;u mjqf,a idudðlhl= fyda {d;shl=
isào@ Tõ ke;
fiajlhdf.a ku('''''''''''''''''''''''''''''''''''''''''
whsrd myiqlï i|yd muKs ^lreKdlr wod< ;eka i,l=Kq lrkak&
kj cx.u .sKqula újD; lsÍug uu leue;af;ñ ^HSBC cx.u .sKqula oekg fkdue;s
.kqfokqlrejka i|yd h&'
my; oelafjk cx.u .sKqu udf.a iaud¾Ü ukS whsrd .sKqu jYfhka Ndú; lsÍug
leue;af;ñ ^iaud¾Ü ukS whsrd$cx.u .sKqï iys; j¾;udk .kqfokqlrejka i|yd h&')
.sKqï wxlh( …………………………
)Y%S ,xldfõ fkajdisl mÈxÑ ;;a;ajh wjika flfrñka Tnf.a fkajdisl ùid n,m;%h l,a
bl=;a j fyda fjk;a rglg ixl%uKh jk wjia:djl §" ms<sfj,ska Tnf.a fkajdisl ùid
n,m;%h l,a bl=;ajk Èkfha § fyda Y%S ,xldfõ Tfí fkajdisl ;;a;ajh fjkiajk Èkfha §
^ñka u;=jg —Èkh˜ hkqfjka ye¢kafõ& fuu whsrd myiqlu wj,x.= fõ' Èkhg fyda Bg fmr
ysÕ uqo, mshùug Tn wfmdfydi;a jqjfyd;a" Tfí ia:djr ;ekam;=^j&" ner fYaIhka" ys
fldgila fyda iïmQ¾Kfhka fyda nexl=j úiska ,nd.kq$yr flrkq we;s w;r" Tng mQ¾j
oekqï§ulska f;drj nexl=fõ mQ¾K wNsu;h mßÈ myiqlu wj,x.= lrkq we;'
whsrdj whÿïlsÍfï fya;=j
□ jdykhla ñ< § .ekSu □ wOHdmkh □ újdy ux.,Hh
□ ixpdrh$ksjdvq .;lsÍu □ ksji w¨;ajeähdj
□ Kh taldnoaO lsÍu$m%;suQ,HlrKh □ mdßfNda.sl NdKav
□ fjk;a ^lreKdlr i|yka lrkak&
PUBLIC - 6
wjYH uqo,
my; i|yka" zwemh ms<sn| f;dr;=reZ fldgi hgf;a olajd we;s ld, ;ekam;= .sKqug
tfrysj" Y%S,xre fyda ^lreKdlr jHjydr uqo,a j¾.h i|yka lrkak&
……………………………………………………………………………
^b,lalñka& …………………………l iqrlaIs; Kh myiqlula i|yd whÿï lsÍug
leue;af;ñ'
Kh myiqlï i|yd muKs ^lreKdlr wod< ;eka i,l=Kq lrkak&
Kh wdmiq f.ùfï ld,iSudj) ^lreKdlr wod< ;eka i,l=Kq lrkak&
□ udi 12 □ udi 24 □ udi 36 □ udi 48 □ udi 60
□ fjk;a
)Tn Y%S ,xldfõ mÈxÑj isák úcd;slfhl= kï" Kh wdmiq f.ùfï ld,iSudj fkajdisl ùid
n,m;%h wj,x.=jk Èkh fkdblauúh hq;= fõ'
Kh whÿï lsÍfï wruqK
□ jdykhla ñ< § .ekSu □ wOHdmkh □ újdy ux.,Hh
□ ixpdrh$ksjdvq .;lsÍu □ ksji w¨;ajeähdj □ ta u; kej; ,ndfok (Top-up)
□ Kh taldnoaO lsÍu$m%;suQ,HlrKh □ mdßfNda.sl NdKav
□ fjk;a ^lreKdlr i|yka lrkak&
wdmiq f.ùfï l%ufõoh( □ iudk udisl jdßl □ wvqjk fYaIhg
Kh uqo, ner l, hq;af;a(
udf.a$wmf.a Kh wdmiq f.ùfï .sKqug
udf.a$wmf.a mj;akd HSBC .sKqug ^.sKqï wxlh&(
udf.a wdmiq f.ùfï udisl uqo," my; .sKqfuka udislj yr lrkak(
udf.a$wmf.a mj;akd HSBC .sKqug ^.sKqï wxlh&(
PUBLIC - 7
HSBC iuÕ kj .sKqula újD; l, hq;= h' HSBC iuÕ Kh wdmiq f.ùfï kj .sKqula
újD; lsÍu i|yd Tn whÿïm; bÈßm;a lrk wjia:dfõ lreKdlr wm iuÕ idlÉPd
lrkak'
wemh ms<sn| f;dr;=re
Tn úiska wemhg ;eîug woyia lrk ld, ;ekam;=j$úfoaY jHjydr uqo,a ld, ;ekam;=j
ms<sn| f;dr;=re' noaO ;ekam;= wemhg ;eîug Tn woyia lrkafka kï" noaO ;ekam;= ysñhd
iu-Kh .ekqïlrejl= úh hq;= nj;a" myiqlu" noaO myiqlula jkq we;s nj;a lreKdfjka
i,lkak'
Tn úiska isÿ lrkq ,nkafka Tnf.a mj;akd myiqlu by< kexùu$kùlrKh lsÍu muKla
jqjo" Tn úiska wemhg ;nkq ,nk ish¨u ld, ;ekam;= lreKdlr i|yka lrkak'
.sKqï wxlh i|yka ku ^kï& ^noaO kï"
lreKdlr i|yka lrkak
uqo, ^lreKdlr jHjydr
uqo,a j¾.h i|yka lrkak&
tl;=j
yeisrùfï .dia;=
HSBC Premier .kqfokqlrejka
HSBC Advance .kqfokqlrejka
wfkl=;a ish¨u .kqfokqlrejka
fkdñf,a
fkdñf,a
fkdñf,a
PUBLIC - 8
iaudÜ ukS Kh kshñ; ld,hg fmr$w¾O jYfhka f.ùu ^úp,H&
re'2"500$-l wju .dia;=jlg fyda re'25"000$-l Wmßu .dia;=jlg hg;aj" mshjk ,o ysÕ
jákdlñka 1]la ^ta w;ßka jeä w.hla iys; uqo,&
fuu myiqlug wod< úfYaIdx." msßjeh iy wjodkï ud úiska iudf,dapkh lrk ,o w;r"
th udf.a wjYH;djkag .e,fmk nj ;yjqre lrñ'
uQ,sl whÿïlref.a w;aik yjq,a whÿïlref.a w;aik
ÈÈ$udud$jjjj ÈÈ$udud$jjjj
Èkh Èkh
by; .kqfokqlre$w;aikalre jk Tyq$weh úiska fuu whÿïm; ud bÈßmsg § w;aika lrk
,§'
w;aik - 01 jk idlaIslre
01' iïmQ¾K ku(
,smskh(
/lshdj(
ÿrl:k wxlh(
w;aik - 02 jk idlaIslre
02' iïmQ¾K ku(
,smskh(
/lshdj(
ÿrl:k wxlh(
nexl=fõ Ndú;h i|yd muKs
YdLdfõ f,aLk ,ehsia;=j
whÿïm; iïmQ¾Khs
úfYaI Wmfoia
wkkH;dj
.kqfokqlref.a jd¾;d
PUBLIC - 9
;ekam;= uekafâgh
ks;H ksfhda.
;ekam;= l,amsÍfï Wmfoia
oekg mj;sk myiqlï ms<sn| f;dr;=re __________________________________________________________________________
ks,Odßhdf.a w;aik
o;a; we;=<;a lrk ,oafoa
ku
uq,l=re
m%;sfCIms;hs $ wkqu;hs
wkqu;$m%;sfCIm lrk ,oafoa
w;aik
Èkh
m%;sfCIm lsÍug fya;=j
kS;sÍ;s iy fldkafoais - iaud¾ ukS
o fydxfldx wekaâ Iexyhs nEkalsx fldamf¾Ika ,sñgâ ^ñka u;=jg znexl=jZ hkqfjkq
ye`Èkafjkq we;s& úiska ud $ wm ^ Kh .eKqïlre $ .eKqïlrejka f,i ye`oskafjkq we;s&
fj; udf.a $ wmf.a iuia; remsh,a ld, ;ekam;= .sKqu^.sKqï&j, jákdlñka 90]la iy$fyda
udf.a $ wmf.a úfoaY jHjydr uqo,a ld, ;ekam;= .sKqu ^.sKqï&j, jákdlñka 90] la
fkdblaujk uqo,la i`oyd whsrdjl wdldrfhka fyda jdßl Khl wdldrfhka iaudÜ ukS
myiqlula ,nd§ug i,ld n,kq ,nhs' ^—Kh .eKqïlre˜ hk fhÿfuka ikao¾Nfhka bv
ie,fik fyda wjYH jk úg Tyqf.a $ wehf.a Wreulrejka $ Wreuldßhka"
woañksia;%dislrejka" fmd,au#lrejka iy kS;Hdkql+, ksfhdað;hka o woyia jk w;r" —
Khlrejka— ta wkqj w¾: .ekafõ&' Kh .eKqïlre $ .eKqïlrejka fuuÕska my; i`oyka
whsrd iy jdßl Kh ^fuys ñka u;=jg —myiqlu$myiqlï fyda iaudÜ ukS myiqlu fyda Kh
fyda whsrd˜ hkqfjka ye¢kafjk& hk folg u wod< jk kS;sÍ;s iy fldkafoais Ndrf.k Bg
tl`. j isá;s'
01. nexl=j úiska myiqlu Kh .eKqïlre $ .eKqïlrejka fj; ,nd fokqfha" wNHka;r
Kh f;dr;=re i;Hdmkh lsÍfuka wk;=rej iy nexl=j úiska myiqlu wkqu;
lsÍfï wk;=rej njg Kh .eKqïlre $ .eKqïlrejka ms<s.kshs'
PUBLIC - 10
02. (i) myiqlï i`oyd jk fmd,sh l,ska l,g fj<`ofmd, fmd,S wkqmd;j,g wkqj
nexl=j úiska ;SrKh lrk mßÈ fjkiaùug hg;a fõ'
(ii) fmd<sh iy uQ,sl uqo," jHjia:dms; ysÕ uqo,a o iu`." by;ska ksYaÑ;j olajd we;s
Kh .eKqïlre $ .eKqïlrejkaf.a cx.u .sKqfuka yr lr" whflfrkq we;'
Èkm;d mj;sk ys`. fYaIh u; .Kkh l< wkqmd;hg fyda my; 4 j.ka;sfhys olajd
we;s wdldrhg" nexl=j úiska hï wjia:djl oekqï fokq we;s fjk;a hï wkqmd;hla
u;" Kh .eKqïlre $ .eKqïlrejkaf.a kñka$kïj,ska we;s whsrd jQ .sKqula u;
nexl=j úiska fmd<S whl< yel' nexl=jg iqmqreÿ wdldrhg .Kkh flfrk fmd<sh
iEu uil u fyda nexl=j úiska ish wNsu;h mßÈ ;SrKh lrkq we;s ld,dka;rj, §
fyda Kh .eKqïlre $ .eKqïlrejkaf.a .sKqfuka yr flfrkq we;' Kh .eKqïlre
$ .eKqïlrejka fj; msßkud we;s fuu myiqlï fyda fjk;a Kh myiqlï
iïnkaOfhka fyda" ,sÅ; kshuhla u; fyda tfia fkdjqj o Kh .eKqïlre $
.eKqïlrejkaf.a kshuh u; fyda Kh .eKqïlre $ .eKqïlrejka fjkqfjka
isÿlrk ,o ´kEu wdldrhl .kqfokqjla u; f.úh hq;= fyda ord we;s hï fldñia
uqo,la" úhoï fyda .dia;= nexl=j fj; mj;sk Kh .eKqïlre $ .eKqïlrejkaf.a
.sKqfuka yr flfrkq we;'
(iii) Kh .eKqïlre$.eKqïlrejkaf.a cx.u .sKqfuka yr flfrk ish¨u fmd,S"
fldñia" úhoï fyda .dia;= uqo,a nexl=j fj; mj;sk Kh .eKqïlre $
.eKqïlrejkaf.a j.lSfuys fldgila jkq we;s w;r" tu uqo,a Kh .eKqïlre $
.eKqïlrejkaf.a cx.u .sKqfuka yr lsÍu uÕska whsrd iSudj fyda nexl=j úiska tys
wNsu;h mßÈ kshulr we;s fjk;a hï iSudjla ^by; i|yka& blauùu isÿjkafka kï"
tu w;sf¾l uqo, jydu wdmiq f.ùug Kh .eKqïlre$.eKqïlrejka Ndr.kshs'
(iv) Kh .eKqïlre $ .eKqïlrejkaf.a cx.u .sKqu$.sKqïj, mj;sk lsishï ner
fYaIhla iïnkaOfhka" ksYaÑ; uqo,a fyda .sKqï iïnkaOfhka l,ska l,g ,sÅ;j
tl`. jkq we;s wdldrhlska yer" fuu myiqlï mj;sk ld,iSudj ;=< lsisÿ fmd,shla
Kh .eKqïlre $ .eKqïlrejka fj; f.ùug fkdue;'
(v) HSBC Advance yd HSBC Premier .kqfokqlrejka fj; iaudÜ ukS myiqlu
hgf;a ,ndfok whsrd iy jdßl Kh u; nexl=j úiska ish ;ks wNsu;h mßÈ ;SrKh
lrkq we;s jrKSh fmd,S wkqmd; whlrkq ,eìh yelsh'
PUBLIC - 11
03. fmd,sh" úhoï yd nexl=fõ wjYH;dj,g yd l,ska l,g n,mj;ajkq we;s ia:djr
fr.=,disj,g wkql+,j wh flfrkq we;s fjk;a hï .dia;= o we;=<;aj ish¨ u ys`.
uqo,a m<uq b,a,Sfï oS u nexl=j fj; f.ùug Kh .eKqïlre $ .eKqïlrejka
Ndr.kshs' nexl=j fj; we;s Kh .eKqïlre $ .eKqïlrejkaf.a ish¨u j.lSï
mshjk f,i b,a,d isàug o" tu mshjr i`oyd fya;= oelaùug fyda idOdrKSlrKh
lsÍug ne`oS isàulska f;drj" Kh .eKqïlre $ .eKqïlrejka fj; Èk ody;rl ^14&
mQ¾j ,sÅ; oekqïoSula NdroSu uÕska ish wNsu;h mßÈ Kh .eKqïlre $ .eKqïlrejka
fj; ,nd fok ,o myiqlï ixfYdaOkh lsÍug fyda wj,x.= lsÍug o ^fuys mj;sk
kS;sÍ;s yd fldkafoais lvlsÍu iïnkaOj fyda fjk;a lreKla i`oyd& nexl=jg
úl,amh mj;skq we;' nexl=j úiska fyda tys lsishï ks,Odßfhl= úiska msßkud we;s
lsisÿ §¾>lsÍula" whs;Ska w;yeÍula fyda wkq.%yhla fya;=fjka fï hgf;a nexl=jg
we;s whs;Skag w.;shla isÿ fkdjkq we;' myiqlu $ myiqlï ´kEu wjia:djl §
ixfYdaOkh ùug hg;a jk w;r" wkd.; yd wyUq j.lSï uqo,ska wdjrKh lsÍu
i`oyd b,a,Sug we;s whs;sh o we;=<;aj fld<U § b,aÆ úg f.ùu i`oyd nexl=fõ
w;sl%uK whs;shg hg;a jkq we;'
04. fuu myiqlïj,g wod< j nexl=j úiska Kh .eKqïlre$ .eKqïlrejka fj;
,nd§ug woyia lrk lsishï ysñlula" le|ùula" Wmfoila fyda oekaùula" nexl=j
úiska wjidkhg oek isá" Kh .eKqïlre$.eKqïlrejka ,smskh fj; ;emEf,ka
,sÅ;j ,nd § we;akï Kh .eKqïlre$ .eKqïlrejka fj; ksis f,i ,nd § we;s
njg ie,fla' fmd,S wkqmd; fjkiaùu ms<sn`o ksfõok" ,smshla uÕska" .sKqug wod<
m%ldYk mKsjqvhla uÕska" nexl= mßY%fha m%o¾Ykh lsÍu uÕska iy$fyda nexl=fõ ks,
fjí wvúfha ^www.hsbc.lk& m%o¾Ykh lsÍu uÕska ,ndÈh yelsh'
05. nexl=j ika;lfha iy md,kh hgf;a mj;sk" Kh .eKqïlreg $.eKqïlrejkag
wh;a hï foam, whs;sjdislï iy fyda iïnkaO;d ms<sn|j nexl=jg Wlia whs;shla
iy ys,õ lsÍfï whs;shla ^fyda Bg iudk whs;shla& we;s nj;a" tu whs;sh nexl=j
úiska l%shd;aul l< yels nj;a" nexl=j úiska lsisÿ oekqï§ulska f;drj ´kEu
wjia:djl § .sKqï mj;skafka l=uk ;;a;ajhla hgf;a jqjo th fkdi,ld Kh
.eKqïlre $.eKqïlrejkaf.a kñka ork ,o ish¨ fyda hï .sKqï iïnkaO lsÍu yd
taldnoaO lsÍu l< yels nj;a iy $ fyda nexl=fõ ld¾hd,j, Kh .eKqïlre
$.eKqïlrejkaf.a cx.u" b;=reï" ld, ;ekam;= fyda fjk;a ´kEu .sKqul ljr fyda
jHjydr uqo,aj,ska mj;sk hï .sKqulska jeämqr uqo,a .ekSulg tfrysj tu .sKqï
PUBLIC - 12
nexl=j úiska ys,õ lrkq ,eìh yels njg;a Kh .eKqïlre $.eKqïlrejka ;jÿrg;a
tl`. fõ'
06. ysÕ uqo,a whlr .ekSu i`oyd ;=kajk md¾Yajhl tl;= lsÍfï ksfhdað;hka m;alr
.ekSug Kh .eKqïlre $.eKqïlrejka úiska fuhska tl`.ù nexl=jg wjir fokq
,efí' Kh whlr.ekSu" tl;= lsÍfï ksfhdað;fhl=g fhduq lsÍug fyda f.ùu
n,d;aul lrjd.ekSu i`oyd ffk;sl mshjr .ekSug isÿjqjfyd;a" túg fmd,sh"
ffk;sl úhoï iy tl;= lsÍfï ksfhdað; .dia;= we;=¨j ysÕ uqo, ,nd.ekSu i`oyd
ork ,o ish¨ msßjeh Kh .eKqïlre $.eKqïlrejka úiska f.jkq ,eìh hq;= h'
07. wjir,;a iSudj blaujd ys`.j mj;sk myiqlï iSud blaujQ $ ys`. f,i ie,flkq we;s
w;r" tajd nexl=fõ mj;sk o`vqjï fmd,S wkqmd;j,g hg;a jkq we;'
08. (i) fuu w;a;sldrfuys fldkafoaish jkafka Kh .eKqïlre $ .eKqïlrejka úiska
wjir,;a iSudj blaujkafka kï fyda udisl Kh jdßlh mshùug wiu;a jkafka kï
fyda" nexl=j úiska Kh .eKqïlre $ .eKqïlrejkaf.a ia:djr ;ekam;=" ner fYaIhka
iïmQ¾Kfhka fyda w¾O jYfhka wdmiq ,nd.ekSu$yrlsÍu iy ish ;ks wNsu;h u;
Kh .eKqïlre $ .eKqïlrejka mQ¾j oekqï§ulska f;drj myiqlu wvqlsÍu fyda
wj,x.= lsÍu isÿlrkq we; hkak njg Kh .eKqïlre $ .eKqïlrejka wjfndaO
lrf.k tl`. ù isáhs' tjeks wjia:djl § ld, ;ekam;=j Kh .eKqïlre $
.eKqïlrejkaf.a Wmfoia u; l,amsÍug fmr wdmiq ,nd.;a;dla fuka ld, ;ekam;=
.sKqïj,g wod< jk kS;sÍ;s yd fldkafoaisj,g wkqj o`vqjï .dia;= wod< jkq we;'
(ii) ys`.j mj;sk iy Kh .eKqïlre $ .eKqïlrejka úiska nexl=j fj; f.úh hq;=
uqo, iïnkaOj nexl=fjys ks,Odßfhl= úiska ,ndfok iy;slhla ys`.j mj;sk iy
f.úh hq;= i;H uqo, iïnkaOfhka ish¨ u wruqKq i`oyd m%udKj;a yd wjidkd;aul
idlaIshla jkq we;'
(iii) nexl=j fj; we;s fuu wêldÍ n,h wj,x.= l< fkdyels njg o nexl=fjys
leue;a; iys;j wj,x.= lrk f;la mQ¾K jYfhka n,d;aulj mj;skq we;s njg o
Kh .eKqïlre $ .eKqïlrejka fuuÕska m%ldY lr isá;s' óg mgyeksj hï ,sÅ;
fyda fjk;a kS;shl fyda .súiqul fyda ñka wk;=rej Kh .eKqïlre $ .eKqïlrejka
úiska fyda nexl=j úiska fyda ilia l< fyda ilia lrkq we;s ,sheú,a,l lsisjla
PUBLIC - 13
i`oykaj ;snqK o" ta nj fkd;ld" Kh .eKqïlre $ .eKqïlrejka fj; mQ¾j
oeKqï§ula fkdlr iy ys`.j mj;sk uqo,a nexl=jg f.jk f,i Kh .eKqïlre $
.eKqïlrejka fj;ska lsisÿ mQ¾j b,a,d isàula fkdue;sj nexl=jg ´kEu wjia:djl
§ iy ish¨ u wjia:dj, § w;am;a lr.ekSfï whs;sjdislu l%shdfõ fhoùug n,h yd
wjirh mj;skq we;'
(iv) fï hgf;a lsishï mshùfï fyda ,shula fyda w;am;a lr.ekSfï whs;shla l%shdfõ
fhoùfï § fyda tuÕska fyda fjk;a wdldrhlska hï fplam;la fyda uqo,a f.ùu
i`oyd jk tjeks fjk;a f,aLkhla fyda wKlrhla .re lsÍug nexl=j úiska l%shd
lsÍu fyda WoafoaYs;j l%shdlsÍfuys m%;sM,hla f,i fyda Bg iïnkaO l< yels ´kEu
wdldrhl fyda iajNdjhl whe§ï" ydks" mdvq" msßjeh iy úhoï iy ´kEu wdldrhl
w.;shlska nexl=j ydksmQrKh lsÍug o nexl=jg ydks isÿùu je,elaùug o Kh
.eKqïlre $ .eKqïlrejka fuuÕska jeäÿrg;a Ndr.ks;s'
09. fuu myiqlï i`oyd Wlia ;nd we;s ld, ;ekam;= l,amsÍfï § fyda l,amsÍug fmr
w¾O jYfhka wdmiq ,nd.ekSug nexl=j úiska wjir ,ndfokq we;af;a" ld,
;ekam;=fjys we;s b;sß uqo," wod< mßÈ" cx.u .sKqfuys fyda Kh .sKqfuys mj;sk
ys`. uqo, wdjrKh lsÍug m%udKj;a jkafka kï muKls'
10. Kh .eKqïlref.a yjq,a foaYSh$úfoaY uqo,a ld,Sk ;ekam;=" Kh .eKqïlref.a cx.u
.sKqug iïnkaO flfrkq we;af;a nexl=j fj; ,nd § we;s uekafâÜ m;%fha we;s
Wmfoia uÕska fomd¾Yajfhka ´kEu md¾Yajhlg w;a;sldrula ^Kh fyda whsrdjla&
b,a,d isáh yels njg i`oyka j we;akï njg Kh .eKqïlre $ .eKqïlrejka tl`.
ù isáhs'
11. nexl=j fj;ska ,efnk .sKqï m%ldYk m%fõYfuka mÍlaId lr ne,Sug Kh .eKqïlre
$.eKqïlrejka Ndrf.k isáhs' nexl=fõ jd¾;dj, i`oyka jk wdldrhg Kh
.eKqïlre $.eKqïlrejkaf.a ,smskhg .sKqï m%ldYkhla heùfï Èkfha isg udihl
ld,hla we;=<; nexl=j fj; Kh .eKqïlre $.eKqïlrejka fj;ska lsisÿ
úfrdaO;djhla fkd,enqKfyd;aa" tys oelafjk fYaIh ksjerÈ f,i ie,flkq we;s
w;r" Kh .eKqïlre $.eKqïlrejka fj;ska lsisÿ ikaksfõokhla ,eî ke;ehs hk
lreK .sKqfuys ksjroH Ndjh ;yjqre lsÍula f,i w¾:ksrEmkh flfrkq we;s w;r"
tjeks .sKqï m%ldYkhla iïnkaOfhka Kh .eKqïlre $.eKqïlrejka úiska lsisÿ
PUBLIC - 14
úfrdaO;djla fkdoelaúh hq;= h' lsishï ld,iSudjla i`oyd Kh .eKqïlre
$.eKqïlrejka fj; .sKqï m%ldYkhla ,eî fkdue;s kï" nexl=j fj;ska m%ldYkhla
b,a,d isàu Kh .eKqïlre $.eKqïlrejkaf.a ;ks iy iïmQ¾K j.lSula njg Kh
.eKqïlre $.eKqïlrejka ms<sf.k isáhs'
12. nexl=j úiska hï wjia:djl § b,a,d isákafka kï" Kh .eKqïlre $ .eKqïlrejka
úiska nexl=j fj; Wlia iqrlaIs;hla ;eìh hq;= w;r" oeka fyda wkd.;fha § Kh
.eKqïlre $.eKqïlrejkaf.a kñka mj;skq we;s ish¨ u uqo,a" fldgia" ne÷ïlr yd
fjk;a jákd f,aLk nexl=fjys kshuh u; nexl=fjys ;ekam;a lrkq we;' nexl=j
úiska tys ;ks wNsu;h mßÈ" Kh .eKqïlre $.eKqïlrejka úiska fuu myiqlu
hgf;a fyda fjk;a nexl= myiqlula hgf;a fyda fmd<S" .dia;= yd úhoï o we;=<;aj
nexl=j fj; Kh j isák iuia; uqo, mshùu i`oyd iqrlaIs;hla f,i i,lkq we;'
13. fï hgf;a mj;sk hï whs;shla fyda m%;sl¾uhla l%shd;aul lsÍfï § fyda n,d;aul
lsÍfï§ ^iïmQ¾Kfhka fyda w¾O jYfhka& nexl=j fj;ska isÿjk m%udohla fyda
fkdlr yeÍula tjeks whs;shla fyda m%;sl¾uhla w;yeÍula f,i w¾:ksrEmkh
fkdl< hq;=h'
14. myiqlu ,nd § we;af;a fyda wLKavj ,ndfoñka mj;skafka Kh .eKqïlrejka
fofofkl= fyda jeä .Kklg kï" tjeks wjia:djl § f.úh hq;=j mj;sk ish¨ u
uqo,a iïnkaOfhka tla j yd fjka fjka j j.lSug Tjqka Ndrf.k isáhs'
15. r`ojd .ekSula isÿlsÍug Kh .eKqïlre $.eKqïlrejka fj; kS;sfhka n,lsÍula
mj;skafka kï yer" Kh .eKqïlre $.eKqïlrejka úiska isÿlrk f.ùï lsisÿ
mshùula" yria ysñlïmEula" r`ojd .ekSula fyda lsisÿ wdldrhl fldkafoaishlska
f;drj f.úh hq;= jk w;r" i;H jYfhka u nexl=j fj; ,efnk uqo," tjeks
r|jd.ekSula fkd;snQfha kï ,efnk uqo, jk wdldrhg Kh .eKqïlre $
.eKqïlrejka úiska f.úh hq;=j mj;sk uqo, by< oeñh hq;= fõ'
16. Y%S ,xldfõ ,ehsia;=.; fyda ,ehsia;=.; j fkdue;s ´kEu wdh;khlska ishhg 10
^10]&l fyda Bg jeä m%;sY;hl fldgia m%udKhla Kh .eKqïlre $ .eKqïlrejka
úiska ;ud i;= lr.;a úgl § iy$fyda w;am;a lr.;a úgl § Kh .eKqïlre $
.eKqïlrejka úiska ta ms<sn|j jydu ,sÅ;j nexl=j oekqj;a lrkq we;'
PUBLIC - 15
17. fuu f,aLkfhys olajd we;s ieliqï l%%shdfõ fhoùu iïnkaOfhka Kh .eKqïlre $
.eKqïlrejka fjkqfjka ld, ;ekam;= fyda nexl=j úiska wjYH hehs i,lk fjk;a
hï f,aLkhla w¨;alsÍug" wkqu; lsÍug fyda l%shdfõ fhoùug Kh .eKqïlre $
.eKqïlrejka fuuÕska ;jÿrg;a Y%S ,xldfjys nexl=fõ m%Odk úOdhl ks,OdÍ"
ksfhdacH m%Odk úOdhl ks,OdÍ fyda wod< ld,fha § Tjqkaf.a n,h mjrk ,o
kdñlhka Kh .eKqïlre $ .eKqïlrejkaf.a wefgda¾ks n,lrejka f,i iy tla j
yd fjka fjka j wefgda¾ks n,lrejka f,i kïlr ixia:dmkh lr m;alrhs'
18. iaudÜ ukS myiqlu hgf;a jk whsrd i|yd muKla wod< fõ
(i) lsishï f.jqï kshuhlg .re l<fyd;a tuÕska wjir,;a iSudj ^iSudjka& blaujd
hdula isÿùug yels kï" thg .re lsÍug nexl=j úiska m%;slafIam l< yelsh' tjeks
f.jqï kshuhla m%;slafIam lr we;s nj Kh .eKqïlre $ .eKqïlrejka fj;
oekqï§ug nexl=j fj; lsisÿ ne`§ula fkdmj;S' nexl=j úiska fyda tys lsishï
ks,Odßfhl= úiska msßkud we;s lsisÿ §¾> lsÍula" whs;Ska w;yeÍula fyda wkq.%yhla
fya;=fjka fï hgf;a nexl=jg we;s whs;Skag w.;shla isÿ fkdjkq we;' wjir,;a
iSudj blaujd .sh wjia:djl § hï w;sßla;hla fuu kS;sÍ;s yd fldkafoaisj,g hg;a
jk njg Kh .eKqïlre $ .eKqïlrejka ms<s.ks;s'
(ii) nexl=fõ § f.úh hq;= f,i kshu l< whs;uhla o we;=<;aj" nexl=j úiska Kh
.eKqïlre $ .eKqïlrejkaf.a .sKqu^.sKqï& fj; ner lrk hï whs;uhla idudkH
kd,sld Tiafia ksYaldYkhg hg;a fõ' whsrd fmd,sh .Kkh lsÍfï § tfia ner
lrk ,o tu whs;u ksYaldYkh flfrk f;la" tu whs;uj, jákdlu neyer
lsÍug nexl=jg whs;sh mj;S'
(iii) úfoaY jHjydr uqo,a ld, ;ekam;=jla u; mj;sk iaudÜ ukS myiqlula
iïnkaOfhka wod< úfoaY jHjydr uqo,a j¾.fha úksuh wkqmd; fjkiajk iEu
wjia:djl § u whsrd iSudj fjkiaùug hg;a jk nj Kh .eKqïlre $
.eKqïlrejka fuuÕska tl`. fjhs' tfiau" ;ekam;= l,amsÍfï § f.jk ,o fmd<S
we;akï" tajd kej; wdfhdackh ksid ;ekam;=j, jeäùï i,ld n,d" ;ekam;=j, ieu
l,amsÍul § u whsrd iSudj iajhxl%Shj u ielfikq we;'
PUBLIC - 16
(iv) úksuh wkqmd;j, iDKd;aul fjkiaùula ksid úfoaY jHjydr uqo,a ;ekam;=
uÕska iqrlaIKh lr we;s iaudÜ ukS myiqlfuys whsrd fYaIh kshñ; iSudj blaujd
hhs kï" tjeks w;sßla;hla iïnkaOj oekaùula ,enqKq miq w;sßla;h jydu f.ùug
fyda tu w;sßla;h wdjrKh lsÍug m%udKj;a ;ekam;= iemhSug fyda Kh .eKqïlre
$ .eKqïlrejka Ndr.kshs'
19. iaudÜ ukS myiqlu hgf;a Kh i`oyd muKla wod< fõ'
(i) iaudÜ ukS myiqlu hgf;a ,ndÿka Kh iïnkaOfhka meyer yeÍfï wjia:djka
my; mßÈ oelaúh yelsh(
^w& nexl=j úiska ksYaph lrk mßÈ uQ,sl uqo, fyda fmd,sfhys udisl wdmiq
f.ùïj,ska lsisjla fyda hï udihla i`oyd ys`.j we;s jdßlhla fkdf.ùu"
iy$fyda
^wd& nxfldf,d;a Ndjh$ jia;= Nx.;ajh"
(ii) nexl=jg ish wNsu;h mßÈ" Y%S ,xld Kh f;dr;=re ld¾hdxYh (CRIB) iy$fyda
foaYSh fyda úfoaYSh fjk;a hï Kh f;dr;=re ld¾hdxYhlg Kh .eKqïlre $
.eKqïlrejkaf.a Kh meje;au iïnkaOfhka jd¾;d lsÍug whs;sh mj;sk njg Kh
.eKqïlre $ .eKqïlrejka fuuÕska leue;a; m<lr" ms<sf.k isáhs' fï hgf;a
mj;sk hï whs;shla fyda m%;sl¾uhla l%shd;aul lsÍfï § fyda n,d;aul lsÍfï §
^iïmQ¾Kfhka fyda w¾O jYfhka& nexl=j fj;ska isÿjk m%udohla fyda fkdlr
yeÍula tjeks whs;shla fyda m%;sl¾uhla w;yeÍula f,i w¾:ksrEmkh fkdl<
hq;=h'
(iii) Kh jdßlh iEu uil u kshulr we;s Èkg f.úh hq;= jk w;r" whÿïmf;ys
olajd we;s Kh wdmiq f.ùfï .sKqfuka kshñ; Èkg Kh jdßlh yr lsÍug Kh
.eKqïlre $ .eKqïlrejka nexl=j fj; wjir § isáhs'
(iv) tu Èkfha § ksYaldIKh jQ uqo,a ,nd.ekSug fkdmj;S kï" .sKqug flfrk hï
nerlsÍula ys`. jdßlh $ jdßl i`oyd iy meyer yeÍfï fmd,sh i`oyd fhoùu isÿjkq
PUBLIC - 17
we;s w;r" th B<`. udifha kshñ; Èkfha § fyda tu ys`.j mj;sk jdßlh $ jdßl
wdjrKh lsÍug m%udKj;a wruqo,a mj;sk wjia:djl § fyda whlr .efkkq we;'
ys`. jdßlh $ jdßl iy fmd,S i`oyd kshñ; fmd,S wkqmd; wod< fõ'
20. ys`.j mj;sk myiqlï lsysmhla Kh .eKqïlre $ .eKqïlrejkag we;s úg Tyqf.a
b;=reï $ cx.u .sKqïj,ska lsisjlg ner lrk ,o lsishï uqo,la nexl=j úiska ish
;ks wNsu;h mßÈ wjYH hehs i,lk wdldrhlg whlr .ekSug Kh .eKqïlre $
.eKqïlrejkag fuuÕska nexl=j fj; wjir § isák w;r" tjeks whlr.ekSula
iïnkaOj yn lsÍug Kh .eKqïlrejd úiska lsisÿ whe§ula fkdl< hq;=h'
21. ieliqï .dia;=" kshñ; ld,hg fmr wdmiq f.ùfï .dia;=" tljr f.jkq ,nk uqo,a
m%udK i`oyd whlsÍï iy y`ÿkajd fokq we;s fyda l,ska l,g ixfYdaOkh flfrkq
we;s fjk;a hï .dia;= yd whlsÍï Kh .eKqïlre $.eKqïlrejkaf.a .sKqfuka yr
flfrkq we;s w;r" tajd .sKqï m%ldYkfhys oelafjkq we;s w;r" nexl=fjys .dia;=
f,aLkfha úfYaIs;j oelafjkq we;' kshñ; ld,hg fmr wdmiq f.ùï $ w¾O
jYfhka f.ùï l,ska l,g nexl=j úiska ish wNsu;h mßÈ ;SrKh lrkq we;s
.dia;=jla u; Ndr .efkkq we;'
22. hï úfYaI fya;=jla fkdolajd hï Kh whÿïm;la m%;slafIam lsÍug nexl=j úiska
whs;sh r`ojd .kq we;'
23. fuu kS;sÍ;s yd fldkafoais iïnkaOfhka fuu kS;sÍ;s yd fldkafoaisj,g hula tl;=
lsÍug" fjkia lsÍug yd bj;a lsÍug nexl=j whs;sh r`ojd .kshs' fuu kS;sÍ;s yd
fldkafoaisj, tjeks fjkia lsÍula ,smshla uÕska" m%ldYk mKsjqvhla uÕska fyda
YdLdj, oekaùï mqjrefõ iy$fyda nexl=fõ fjí wvúh jk www.hsbc.lk ys th
m%o¾Ykh lsÍu uÕska Kh .eKqïlre $ .eKqïlrejka fj; oekqï fokq we;'
24. fuu kS;sÍ;s Y%S ,xldfjys wod< wjia:dfõ n,d;aulj mj;sk kS;s uÕska md,kh jk
w;r" Bg wkql+,j w¾:ksrEmkh flfrkq we;s w;r" kvq lghq;= Y%S ,xldfõ
wêlrKj, isÿflfrkq we;s w;r" nexl=j úiska iqÿiq hehs is;k mßÈ fjk;a hï
rgl fyda n,m%foaYhl fyda kvq mejÍug nexl=j úiska leu;s jkafka kï" tjeks
wjia:djl § tu wêlrKj,g wod< jk kS;s wod< jkq we;s w;r" tjeks fjk;a
PUBLIC - 18
wêlrKj,g iy fjk;a kS;sj,g hg;a ùug Kh .eKqïlre $ .eKqïlrejka tl`.
fõ'
fulS kS;sÍ;s iy fldkafoais iïnkaOfhka isxy, iy oñ< NdId mdG w;r lsishï
wkkql+,;djhla we;sjqjfyd;a túg bx.%sis NdId mdGh n,meje;afjk njg .kqfokqlre
;yjqrelr tlÕfjhs'
m%ldYkh
nexl=j úiska whsrd fyda jdßl Kh uqo,l iaudÜ ukS myiqlula ud $ wm fj; msßkeóu fyda
wLKavj mj;ajdf.k hdu i,ld n,d"
01. udf.a $ wmf.a md¾Yajfhka hï jeäÿr wkqu; lsÍula wjYHùulska f;drj" iaudÜ
ukS myiqlu hgf;a udf.a $ wmf.a b,a,Su u; iïnkaO lr we;s wkd.;fha ud $ wm
úiska újD; lrk ld, ;ekam;= .sKqu nexl=j fj; Wlia ;nd we;ehs ie,flkq we;'
02. l,amsÍug fmr ud $ wm fj;ska mgyeksj Wmfoila nexl=j fj; ,enqKfyd;a yer"
fmr yd iudk ld,iSudjla i`oyd kshñ; Èkhka ys § ;ekam;=^j& iajhxl%Shj w¨;a
lsÍug ud$wm nexl=j fj; wjir § isáñ $ isáuq'
03. foaYSh wdodhï fomd¾;fïka;=j fyda fjk;a hï kshduk wêldßhla fyda kshduk
fkdjk wêldßhla úiska ;ekam;= iïnkaOj lrk hï whe§ula nexl=j úiska
;ekam;= iqrlaIs;hla f,i r`ojd isàfï w;a;sldrfuys m%udKh olajd oaú;Shsl
uÜgfuys ,d ie,flkq we;s njg uu $ wms ms<s.ksñ $ ms<s.ksuq'
04. iaudÜ ukS myiqlu ,nd.ekSug lghq;= isÿlrkq we;af;a wNHka;r Kh f;dr;=re
i;Hdmkh lsÍfuka wk;=rej muKla njg uu $ wms ms<s.ksñ $ ms<s.ksuq'
05. lsisÿ fya;=jla fkdolajd ish ;ks wNsu;h mßÈ iaudÜ ukS whÿïm; m%;slafIam lsÍug
nexl=jg whs;sh we;s nj uu $ wms ms<s.ksñ $ ms<s.ksuq'
PUBLIC - 19
06. myiqlu fjkqfjka ;nd we;s udf.a $ wmf.a ish¨ ld, ;ekam;=^j& l,amsÍfï § wdmiq
,nd.;fyd;a" l,amsÍug fmr fyda nexl=j úiska ys,õ l<fyd;a" iaudÜ ukS myiqlu
iajhxl%Shj wj,x.= jk njg uu $ wms tl`. fjñ $ fjuq'
07. ,nd ÿka iaudÜ ukS myiqlul u; jk iuia; ysÕ uqo, ys,õ lsÍu i|yd úfoaY
jHjydr uqo,a ld, ;ekam;=^j& nexl=j úiska ,nd.;fyd;a" úksuh md,k fr.=,dis
uÕska md,kh jk nexl=j úiska ,nd.kakd ,o ld, ;ekam;= miq Èkl kej; úfoaY
jHjydr uqo,a njg yerùula nexl=j úiska fkdlrk njg uu $ wms ms<s.ksñ$
ms<s.ksuq'
by; ,nd oS we;s f;dr;=re i;H yd iïmQ¾K nj ud $ wm ;yjqre lrk w;r" ,nd §
we;s iaudÜ ukS myiqlu hg;a jk kS;sß;s iy fldkafoais ud $ wm úiska lshjd
f;areï .;a nj yd 20'''''''' la jQ '''''''''''''''''''''''' ui ''''''''' jeks wo Èke;s" ud $ wm úiska
;nd we;s $ ;nkakg fhfok iqrCIs;fhys ksrjoH;djh ms<s.;a nj o fuhska ;yjqre
lrñ $lruq'
m%Odk ld¾hd,h( 24" Y%Su;a ndfrdka ch;s,l udj;" fld<U 01
YdLd
nïn,msáh ( 123" fn!oaOdf,dal udj;" fld<U 04
je,a,j;a;( 587" .d¨ mdr" fld<U 06
kqf.af.dv ( 171" kdj, mdr" kqf.af.dv
uykqjr ( 27" yria ùÈh" uykqjr
me,j;a;" n;a;ruq,a, ( 418" mkaksmsáh mdr" me,j;a;" n;a;ruq,a,
l=re÷j;a; ( 41" fïÜ,kaâ pkaøjxlh" fld<U 07
hqkshka fmfoi ( 163" hqkshka fmfoi" fld<U 02
j;a;, ( 149" ó.uqj mdr" j;a;,
ó.uqj ( 186" fld<U mdr" ó.uqj
fudrgqj ( 198" .d¨ mdr" bvu" fudrgqj
.d,a, ( 120$2" ud;r mdr" fmÜá.,j;a;" .d,a,
hdmkh ( 145" lkalika;=frhs mdr" hdmkh
PUBLIC - 20
iS.% nexl=lrK MAS bkaáfïÜia mßY%h
uOHia:dk 7jeks mgqu." fndremk mdr
l|j, j;a;" r;au,dk
Trdhka isá iS.% nexl=lrK uOHia:dkh
752" wdpd¾h veksiag¾ o is,ajd udj;" fld<U 09
fldyqj, ( 135" ÿgq.euqKq ùÈh" fldyqj,
tÑ,ka p;=ri%h( uy, 3" tallh 3" ngysr l=¿K"
f,dal fj<| uOHi:dkh
fld<U 01
kjï udj;( 46$38" f*daíia wekaâ fjdal¾ia f.dvke.s,a,"
kjï udj;" fld<U 02
msg; msysá ATM hka;%
,sn¾á ma,did ^fm%auisß iqmsß fj<|ie, bÈßmsg& | .,alsiai ^,xld fn,a wi,& | rdc.sßh
^uelafvdk,aâ mßY%h& | fld<U 07" fjdaâ fmfoi ^fjdaâ fmfoi$lskais mdr ix{d t<s
wdikakfha&
Tn fj; fiajdjka iemfhk wdldrh iïnkaOfhka Tn mQ¾K jYfhka i;=gg m;a fkdfõ kï" fyda
wmf.a ie,iqï uÕska Tnf.a wfmalaIdjka bgq fkdfõ kï" lreKdlr my; oelafjk úl,amhkaf.ka
tlla Tiafia jydu wm wu;kak'
• ¬94 114 511 566 Tiafia mdßfNda.sl úi`ÿï ÿrl:k wxlh wu;kak'
• [email protected] hk úoHq;a ;eme,a ,smskhg Tnf.a .eg¿ fhduq
lrkak'
• wm fj; ,shkak( l<ukdlre" mdßfNda.sl fiajd" mdßfNda.sl nexl=lrK yd j;alï
l<ukdlrK" HSBC uOHia:dkh" wxl 525 hQkshka fmfoi" fld<U 02'
wm fj; u;= lrk ´kEu lreKla Tn iïmQ¾Kfhka i;=gg m;ajk wdldrhg úi`§ug wm
leu;s jk w;ru" Tng uQ,H Tïnqâiauka jrhdf.a ld¾hd,h fj; ,smshla ,shd m%;sl¾uhla
b,a,d isáh yelsh' Tïnqâiauka jrhdf.a weu;=ï f;dr;=re my; oelafõ'
PUBLIC - 21
• Y%S ,xld uQ,H Tïnqâiauka jrhdf.a ld¾hd,h" 143ta" jðr mdr" fld<U 5'
• ÿrl:k- 94 112 595 625
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fuu f,aLkfha bx.%sis fyda oñ< NdId mßj¾;kfha msgm;la Tng wjYH fõ kï" lreKdlr
wmf.a fjí wvúh jk www.hsbc.lk fj; msúfikak' ke;skï" wmf.a ´kEu YdLdjlska
b,a,d isákak'
CSM201706 (S)
o fydxfldx wekaâ Iexyhs nEkalsx fldamf¾Ika ,sñgâ - Y%S ,xld hkq Y%S ,xld uy nexl=fjys
wëCIKh hgf;a jk n,h,;a jdKsc nexl=jls'
o fydxfldx wekaâ Iexyhs nEkalsx fldamf¾Ika ,sñgâ - Y%S ,xld úiska ksl=;a lrk ,§'
