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LEAD TO LOAN A Comprehensive Banking Solution
Customer Relationship Management | Credit Origination | Lending System | Collection & Risk Management |
Document & Collateral Management | Reporting | Deposits & Transactions | Payments | Agency Banking
www.jmrleadtoloan.com
Lead To LoanFrom JMR Infotech
EDUCATION RESELLER
www.jmrleadtoloan.com
Lead To LoanFrom JMR Infotech
Key Advantages at a Glance
Key Differentiators
Lead To Loan - Insights
Lead Management
Customer Management
Loan Origination
Collection & Risk Management
Reduced Total Cost of Ownership
Designed on advanced J2EE platformCentralized multi-lingual & multi-currency solution Integrated credit risk rating Enterprise-wide document managementStatutory & Compliance reporting Deployable in On Premise or Cloud Mobility - Easy access using Desktops, Laptops and handheld devices, such as, Tablets and smart phones
Lead to Loan leverages JMRi's vast experience in banking domain to address all the hurdles encountered by banks in loan processing. JMRi being a niche player in FLEXCUBE & Oracle Financial Analytical Application Services has developed, Lead To Loan with an Open Architecture to seamlessly interface with any Core Banking System.
Lead prioritization and scoring: The numeric quantification of prospect engagement
Lead filtering & Nurturing: The ability to automate activities for more timely and relevant follow-upEnhance customer responsiveness and monitor process bottlenecks by setting up auto monitoring process and vendor SLAs
Scoring flexibility with respective parameters for Retail & Corporate business lines
Ability to define multiple loan status based on regulatory requirements and make necessary provisions Early detection of defaulting loans and assignment to users for possible loss mitigation
Constantly track delinquent accounts to assess the level of risk involved in case of write-offs
360 degree customer view
CRM Capability
Single Platform for all Banking processes Comprehensive & improved management visibility through wide range of reporting & analytical tools Increased flexibility with work based tools
Multi level comprehensive security with role based access privilege dual control system
Better productivity, process efficiency, with capability for handling large transaction volumes and automation
www.jmrleadtoloan.com
Lead To LoanFrom JMR Infotech
Deposits & Transactions
Business Intelligence DashboardsCreate your own reports
Integrate disparate data sources
Document & Collateral Management
A complete document solution in: Document Attachment, Document Archival, Document Release and Document Maintenance
Easy configuration of workflows for document automation processes
Facility to capture in-depth collateral information, such as collateral value, collateral caps,collateral contributions, etc
Advanced Collateral Allocation facility to ensure maximum utilization of collateral value across accounts
Customizable Collateral Allocation which aids single collateral pool allocation to multiple accountsand multiple collateral pool allocation to single account
Create Reports using widgets
Centralized data management – Maintain a singleversion of business data to ensure every personin the organization sees the same figures
Supports different types of visualizations of dataPersonalize DashboardsCreate Drill down reportsReports available on all devices – Mobile and PC and all browsers
Quick upload and save feature with a multiple format file upload facility: .JPEG, .PNG, .XLS, .PDF,.DOC, .DOCX, etc
Current & savings
Funds transfers
Miscellaneous facilities
Lending System
Easy and efficient creation of customer loan account and tracking of disbursements, repayments which minimizes consumer complaints
Unlimited processing of loan information with accurate and rapid output
Customizable lending features to suit various dynamic business processes
Supports multiple payment types and rescheduling of loan
Microfinance SolutionLead To Loan Microfinance solution is an integrated GUI-based web application Software Solution, from JMRi, that caters to a wide spectrum of micro-finance operations, including diverse lending methodologies & institutional models, interest calculation, & repayment schedules amongst others.
Create charts, Dashboards, Report in all Formats including PDF, excel, txt, csv
Use data from multiple sources into single report,including data from Excel, text/CSV files, any database (SQL Server, Oracle, MySQL)
Unlimited number of Loan products can be defined as Daily/Weekly/Monthly, Flat/Diminishing/EMI
Key Features:
Flexible to adopt any model (SHG, Rural Banks, Cooperatives, NBFCs, JLG)
Can give loans to individuals or Groups like Joint Liability Groups (JLG) and Self Help Groups (SHG)End-to-end process flow
Flexible Membership Module which supports addition and modification of members part of the GroupDisbursement to Groups or individuals within the group
Repayments from Groups or individuals within the group
Importing offline data from Branch Offices into Central database (applicable to web solution)
Can follow MFI specific hierarchy i.e. Head Office, Project Office, Cluster, Member Group, Member or organization structure like banking i.e. Head Office, Zonal Office, Regional office, Area office, branch etc
Agency BankingAgent Management
Customer enrolment for Agency Banking
Support for Financial and Non-Financial transactions
Support for off line transaction processing
Integration with hand held devices
Support for mobile Apps
www.jmrinfotech.com
+91 80 300 27700
+91 80 300 27701©2016 JMR Infotech - All rights reserved.
www.jmrinfotech.com
+91 80 300 27700
+91 80 300 27701
Lead To Loan
Customer Administration
Lead Management
Workflow Management
Lending Solution
Credit score andRisk management
Deposits and Transactions
Delinquency Management
Product Management
Document Management
Collateral Administration
Agency Banking Business IntelligenceReports
Payments System Administration
