20102014

ConsolidatedPlan

February10,2010Draft CityofMiddletownOneDonhamPlazaMiddletown,OH45042PreparedbyTraining&DevelopmentAssociates,Inc.incooperationwiththeCityofMiddletownDepartmentofCommunityRevitalization

CityofMiddletown,Ohio 20102014ConsolidatedPlan

1DRAFT(1/4/2010)

CONTENTSCONTENTS.......................................................................................................................................1

GENERAL.........................................................................................................................................6ExecutiveSummary.........................................................................................................................6StrategicPlan..................................................................................................................................8GeneralQuestions........................................................................................................................11ManagingtheProcess(91.200(b))................................................................................................17CitizenParticipation(91.200(b))...................................................................................................18InstitutionalStructure(91.215(i)).................................................................................................24PriorityNeedsAnalysisandStrategies(91.215(a)).......................................................................26LeadbasedPaint(91.215(g))........................................................................................................30

HOUSING.......................................................................................................................................31HousingNeeds(91.205)................................................................................................................31PriorityHousingNeeds(91.215(b))..............................................................................................37HousingMarketAnalysis(91.210)................................................................................................38SpecificHousingObjectives(91.215(b)).......................................................................................51NeedsofPublicHousing(91.210(b))............................................................................................56PublicHousingStrategy(91.210)..................................................................................................58BarrierstoAffordableHousing(91.210(e)and91.215(f))............................................................60

HOMELESS.....................................................................................................................................64HomelessNeeds(91.205(b)and91.215(c)).................................................................................64PriorityHomelessNeeds...............................................................................................................67

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HomelessInventory(91.210(c))....................................................................................................67HomelessStrategicPlan(91.215(c)).............................................................................................67

COMMUNITYDEVELOPMENT.......................................................................................................74CommunityDevelopment(91.215(e))..........................................................................................74AntipovertyStrategy(91.215(h))..................................................................................................76

NONHOMELESSSPECIALNEEDS..................................................................................................79SpecificSpecialNeedsObjectives(91.215)..................................................................................79NonhomelessSpecialNeeds(91.205(d)and91.210(d))Analysis...............................................79

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LISTOFFIGURES

FIGURE1.AREAMAP....................................................................................................................12

FIGURE2.DEMOGRAPHICS...........................................................................................................13

FIGURE3.RECENTUNEMPLOYMENTTRENDS.............................................................................16

FIGURE4.LMICENSUSTRACTS....................................................................................................17

FIGURE5.HOUSINGGROWTH......................................................................................................40

FIGURE6.SINGLEFAMILYNEWHOUSEBUILDINGPERMITS.......................................................40

FIGURE7.VACANCYRATES...........................................................................................................41

FIGURE8.BUILDINGPERMITACTIVITY.........................................................................................43

FIGURE9.HOMEOWNERSHIPRATES...........................................................................................45

FIGURE10.FORECLOSURES..........................................................................................................61

FIGURE11.FORECLOSURES(JAN06TOJUNE08)......................................................................62

FIGURE12.TOTALOHIOHOMELESS.............................................................................................66

FIGURE13.POPULATIONOVER50DISTRIBUTED.........................................................................83

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ListofTables

TABLE1.POPULATIONDISTRIBUTION..........................................................................................14

TABLE2.LABORFORCE.................................................................................................................15

TABLE3.LMIINFORMATION........................................................................................................17

TABLE4.HOUSINGPROBLEMSFORALLHOUSEHOLDS...............................................................33

TABLE5.HOUSEHOLDBYTYPE,INCOME,&HOUSINGPROBLEM...............................................35

TABLE6.OWNERHOUSEHOLDS...................................................................................................36

TABLE7.PRIORITYHOUSINGNEEDS(HOUSEHOLDS)..................................................................38

TABLE8.HOUSINGMIX.................................................................................................................40

TABLE9.HOUSINGAGE................................................................................................................41

TABLE10.RENTALHOUSING........................................................................................................42

TABLE11.HOUSINGAFFORDABILITY............................................................................................44

TABLE12.NUMBEROFHOMESALES...........................................................................................45

TABLE13.MEDIANSALEPRICE.....................................................................................................46

TABLE14.HOMESALEVARIATION...............................................................................................46

TABLE15.HOMESALEPRICEVARIATION.....................................................................................47

TABLE16.HOMESALETRENDS.....................................................................................................47

TABLE17.AGGREGATEHOMESALEAMOUNT(20062007)........................................................48

TABLE18.AGGREGATEHOMESALEAMOUNT(20082009Q1)...................................................48

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TABLE19.BUTLERMETROPOLITANHOUSINGAUTHORITYINVENTORY.....................................49

TABLE20.PRIVATELYOWNEDPROPERTIES(LOWINCOMEHOUSINGTAXCREDIT)...................50

TABLE21.PRIVATELYOWNEDPROPERTIES(OTHERASSISTEDPROPERTIES.............................50

TABLE22.PRIORITYNEED6ADEQUATE,SAFE&AFFORDABLEHOUSING...............................52

TABLE23.TARGETREVITALIZATIONNEIGHBORHOODSOVERALLSTRESS..............................53

TABLE24.PAVEMENTRATINGSOFCITYSTREETS.......................................................................54

TABLE25.CODEENFORCEMENT/REHABILITATIONPOLICIES.....................................................55

TABLE26.HOUSINGNEEDSOFFAMILIESINTHEBUTLERCOUNTYBYINCOME.........................57

TABLE27.HOUSINGNEEDSOFFAMILIESINTHEBUTLERCOUNTYBYETHNICITY......................57

TABLE28.HOUSINGNEEDSOFFAMILIESONPUBLICHOUSINGWAITINGLIST..........................57

TABLE29.FINANCIALINSTITUTIONSINMIDDLETOWN...............................................................63

TABLE30.POINTINTIMEHOMELESSPERSONSCOUNTFORBUTLERANDWARRENCOUNTIES.......................................................................................................................................................65

TABLE31.TOTALHOMELESSBYCONTINUUMOFCARE..............................................................65

TABLE32.NONHOUSINGCOMMUNITYDEVELOPMENTNEEDS.................................................74

TABLE33.PRIORITYNEED1PENDING.......................................................................................75

TABLE34.ELDERLY,INCLUDINGFRAILELDERLY...........................................................................80

TABLE35.DISABLEDPOPULATIONSIN2008................................................................................81

TABLE36.PERSONSLIVINGWITHHIV/AIDSBYYEAR..................................................................83

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GENERALExecutiveSummaryTheCityofMiddletown,Ohiowasrecentlyrankedthe10thFastestDyingTownintheUnitedStatesaccordingtoForbesmagazine.1Inthewakeofthehousingmarketcollapseandthedecreaseinavailablecredit,theCityhasasubstantialoversupplyofvacantundesirablehousingleadingtoalmostcompletedisinvestmentinsomeneighborhoods.TheCitycurrentlyhasalmost2000vacanthousingunits,representingalmost9%ofthetotalavailablehousingstockintheCity.Manyofthevacanthomesapproach100yearsoldandarefunctionallyobsoletebyoutdatedconstructionstandardsincluding;

Leadbasepaintcontamination Moldfromwaterleaksresultingfrompoormaintenance Unacceptableenergyefficiency frompoor insulationpracticesduringconstruction,

deterioratedwindows,andlowefficiencyheatingunits Inadequateelectricalserviceandprotection Insufficientbedroomsandbathrooms Smalllivingspaces Smalllotsizes

Theseolderfunctionallyobsoletehomesareoftenclustered,encouragingdisinvestmentinentireareasoftheCity.Duringthepastfiveyears,theCityincreasedthenumberofSection8voucherstoassistlowincomeresidents,toreducevacancyratesofolder,lessdesirablehomesnolongerbeingusedforsinglefamilyownerresidences,andtoensurethatthoseolderhomesremainedcompliantwiththeCityshousingcode(IPMC).TheCityincreasedthenumberofLowIncomeTaxCreditpropertiesoverthesametimeperiod.Asaresult,theCitynowhasover3600subsidizedhousingunits,representing15%ofourtotalhousingstock.Withalmost2000vacanthousingunitsand3600subsidizedhouseholds,theCityofMiddletownhasapproximately25%ofitspropertiesnotfinanciallysupportingvitalcityservicesthroughincomeand/orpropertytaxes.AdditionallyMiddletownhasnearlydoubledigitunemployment,and38%ofthepopulationiseithertooyoungortoooldtobeconsideredpartoftheworkforce.Asaresult,manyofourneighborhoodsnolongerfunctionastheyshould.Thedeteriorationofneighborhoodshasresultedinanincreaseincrimeanddemandforservicesfrompoliceandfire2;additionally,theseneighborhoodshavefailedtofinancially1America'sFastestDyingTownsTenspotswherejobsarevanishing,incomesaredroppingandpovertylevelsarerising.MattWoolsey,ForbesMagazine,December9,2008;http://www.forbes.com/2008/12/08/townsteneconomyforbeslifecx_mw_1209dying.html,accessed06/12/09.2Overthe lastdecade,theCityofMiddletownhasreducedactivepatrolpolicemenby13officerswhilecallsforserviceandreportedcrimehasescalatedaboveStateandNationalaverages.

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supportvitalinfrastructuremaintenanceneedsforroadsandparks.Theresulthasbeenareductioninvitalcityservicesandadeterioratedinfrastructure.Thisplanisdesignedtostarttheprocessofreversingthattrend.Forthepast30years,theCityofMiddletownhasfundedawidevarietyofpriorityneedsandprograms.ThecentralpieceoftheCDBGprogramhasbeenhousingrehabilitation.TheexecutionhasbeenashotgunapproachinlowmodareasthroughouttheCity.Whiletheimpacttoindividualhomeownersandhouseshasbeengreat,theimpactofpriorprojectsonrevitalizationofoverallneighborhoodshasbeenminimal.In2009,theCityamendeditspreviousConsolidatedPlantopermittheCitytooperatecitywideonaLMAbasisandtheCitywillcontinuetooperateCitywideinthisPlan.PriorCDBGfundshaveassistedotherneighborhoodrevitalizationefforts,includingresidentialandcommercialpropertymaintenancecodeenforcement.A2008surveyrevealedover2300residentialpropertiesinviolationofthelocalpropertymaintenancecode.Approximately350ofthoseresidentialpropertiesareinaseriouslydilapidatedcondition.AsdiscussedindetailintheNeighborhoodStudy,manyneighborhoodssufferfromyearsofdeferredmaintenance,resultinginseriouscodeenforcementproblemsrequiringrepairscosting$5,000$30,000justtobringtheexteriorofthepropertybackintocodecompliance.InaCitywherealmost22%oftheresidentsarelivingbelowthepovertylevel,matchingrequiredmaintenancerepairsagainstavailableincomehasmadevoluntarycompliancedifficultorimpossibleinmanycases.TheCommunityRevitalizationDepartmentoverthenextfiveyearswillfocusontherevitalizationofourneighborhoods.IndividualActionPlanswillincludecomponentsdesignedtoincreasehomeownership,requiredemolitionofblightedstructures,continueincreasedresidentialandcommercialpropertycodeenforcement,andwillincludehousingrehabilitation,infrastructureimprovementsandcrimepreventionassistancewhereappropriate.Distributionoffundingwillgenerallybeimplementedonaneighborhoodbyneighborhoodbasis.Althoughreviewandadjustmentswillbeongoingduringthisplanperiod,theuseofCDBGdollarswillprimarilybefocusedonalimitednumberofneighborhoodsineachAnnualActionPlantomakethemostimpact.

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StrategicPlanMission:Tocreateathriving,selfsustainingcommunitythatincludesdecentaffordablehousing,safety,infrastructureandeconomicopportunitiesforallresidents.

1)AffordableHousingStrategy: Toretainsafeandaffordablehousingforlowandmoderateincome

householdsConsolidatedPlanPriority1aResidentialRehabilitationGoal: Toimprovetheconditionofowneroccupiedhousingstockbyproviding

targetedrehabilitationassistancetohousingunitsconsistentwiththeCityMasterPlanandtheNeighborhoodStudy.

Objectives:1. Rehabilitatesinglefamilyowneroccupiedhousingunitsusingthe

NeighborhoodStudytoselecttargetneighborhoods.2. ProvideadequatefundingforemergencyhomerepairsusingCDBG

fundsConsolidatedPlanPriority1bHomeOwnershipGoal: Tocreatestableneighborhoodsbyincreasinghomeownership

opportunities.Objective: UseHOMEfundstoprovidedownpaymentandclosingcostassistanceto

lowandmoderateincomefirsttimehomebuyersintargetareasdictatedbytheNeighborhoodStudy.UseNeighborhoodStabilizationProgramfundstoselectrehabilitationprojectsthatstabilizeindividualstreetsbyputtingvacantresidentialpropertiesbackintoproductiveusewithnewhomeowners.

ConsolidatedPlanPriority1cCodeEnforcementGoal: Toimprovetheconditionofexistinghousingstockandcommercial

propertyandleverageprivateinvestmentinthecleanupofdeterioratedstructures.

Objectives:

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1. Expandhousingcodeenforcementeffortsduringtheperiod20102014toensurethatrenters,owners,atriskhomelessandotherpersonswithspecialneedsliveinsafe,decenthousingthatcomplieswithcodeusingCDBGfunds;bringallresidentialpropertyintocompliancebytheendofthePlanperiod;Removeorabateblightedcommercialpropertyasfundingpermits.

2. EnforceexistingcityhousingcodebyutilizingcriminalandcivilremediestoforcecomplianceorabatementwithliensconsistentwiththeNeighborhoodStudy.

2) HomelessNeedsStrategy: Toprovidetechnicalassistanceandcoordinateregionaleffortsthat

improvethedeliveryofservicestohomelessandthoseatriskofhomelessness.

ConsolidatedPlanPriority2aHomelessServicesGoal: Toprovideassistanceforatriskhomelessandtoassistchronichomeless

withshelterandappropriateservicesObjective:

1. ReviewappropriatelevelsofSection8vouchers,BMHAunitlevels,andotherexistingsubsidizedhousingtoassistlowincomeresidentswithsecuringsafeaffordablehousing

2. Coordinatewithlocalandregionalgovernmentsandserviceagenciestoprovidetechnicalassistanceforhomelessserviceproviders.

3. AssistHopeHouseRescueMissioninopeninganewwomenstransitionalshelter.

3) CommunityDevelopmentStrategy: Establishhealthyneighborhoodsbyprovidingservicesandfacilitiesthat

meetcommunityneeds.ConsolidatedPlanPriority3aClearanceandDemolitionGoal: Demolitionandclearanceofvacant,abandoned,deterioratedandunsafe

commercialandresidentialstructures.Objective: UtilizeCDBGandNSPfundstodemolishdilapidatedanddangerous

structures.

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ConsolidatedPlanPriority3bPublicServices Goal: Toprovidepublicservicestocomplementandsupplementexisting

communitywideeffortsforempowermentandselfsufficiency.Coordinateeffortsincreasecapacityandleveragingabilitiesforsocialserviceagencies.

Objectives: 1. ProvidefundingtoexpandCommunityCenterprogrammingby

partneringwithsocialserviceagenciestoprovideneededsocialandrecreationalactivities.

2. Coordinateeffortswithotherfundingproviderstoenhancecapacityofsocialserviceagenciesbyleveragingfundingfromoutsidethecommunityforservices.

ConsolidatedPlanPriority3cInfrastructure Goal: ToimproveinfrastructureforallcitizensObjectives:

1. UtilizeCDBGfundsasleveragetostarttherepavingofcitystreets2. Starttoaddresssidewalks/curbs/gutters/deadtreesintarget

neighborhoodsandonallNSPrehabilitationprojects.

ConsolidatedPlanPriority3dPublicSafetyImprovements

Goal: Improvedpublicsafety

Objective: Where appropriate, utilize CDBG funds to assist law enforcementwithexpandedeligiblepublicsafetyefforts.

ConsolidatedPlanPriority3eFairHousing

Goal: SupportFairHousing

Objective: Whereappropriate,utilizeCDBGfundstofundlocalagenciessupportingfairhousinginitiativessuchasHousingOpportunitiesMadeEqualandtheLegalAidSocietyofSouthwest,OhioLLC.

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GeneralQuestions1. Describethegeographicareasofthejurisdiction(includingareasoflowincomefamilies

and/orracial/minorityconcentration)inwhichassistancewillbedirected.2. Describethebasisforallocatinginvestmentsgeographicallywithinthejurisdiction(orwithin

theEMSAforHOPWA)(91.215(a)(1))andthebasisforassigningthepriority(includingtherelativepriority,whererequired)giventoeachcategoryofpriorityneeds(91.215(a)(2)).Whereappropriate,thejurisdictionshouldestimatethepercentageoffundsthejurisdictionplanstodedicatetotargetareas.

3. Identifyanyobstaclestomeetingunderservedneeds(91.215(a)(3)).

AbouttheCityofMiddletown,OhioMiddletown,OhiowasfoundedbyDanielDotyin1791andreceiveditsnamebecauseanearlysettlerhadcomefromMiddletown,NewJersey.AnotherwriterbelievedthatthetownwasnamedMiddletownbecauseitwasthemidwaypointofnavigationontheGreatMiamiRiver.AnAllAmericaCity3locatedinButlerandWarrencountiesinthesouthwesternpartofthestateofOhio.FormerlyinLemon,Turtlecreek,andFranklintownships,MiddletownwasincorporatedbytheOhioGeneralAssemblyonFebruary11,1833,andbecameacityin1886.FromthemillsatAKSteel,tothecity'sbiggestemployerandoneofthenation'stop100hospitals,AtriumMedicalCenter,Middletownishometoawidevarietyofbusinessandindustry.MostnewcommercialdevelopmentiscenteredaroundthecampusofthenewlybuiltAtriumMedicalCenter,locatedjusteastofInterstate75.AtriumMedicalCenterreplacestheformerMiddletownRegionalHospital.Therehasbeenmuchdissentinthecommunityonthemovingofthehospitalfromitsformersitetoitsnewsitethreemilesaway.However,thenewhospitaloffersamuchlargeremergencyroom,privaterooms,andnewerandbettertechnologyandequipment.Inaddition,theCityCouncilhasbeenfocusingonrenewingthebusinessprospectsofdowntownMiddletown.

3http://en.wikipedia.org/wiki/Middletown,_Ohiocite_note2#cite_note2(NationalCivicLeaguehttp://ncl.org)

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Figure1.AreaMap

DemographicsSocioeconomicdataprovideanecessaryfoundationforeffectivefairhousingneedsassessmentandplanningeffortsandhelplocaldecisionmakersandserviceprovidersdevelopaclearpictureofthehumancharacteristicsofthecommunity.Informationsuchasthenumberofresidents,alongwiththeirrace,agecomposition,andfamilystatus;incomeandemploymentdata;householdcharacteristics;andinformationoneducationalattainmentandotherrelatedfactorsareinstrumentalinguidingthedevelopmentofrelevantpolicies,programsandservicestomeettheneedsoflowincomeandspecialpopulations.Thissectionhighlightsmuchofthisinformation.From20052007,Middletowncityhadatotalpopulationof49,000whichconsistedof26,000(54percent)femalesand23,000(46percent)males.Themedianagewas34.5years.Twentyfivepercentofthepopulationwasunder18yearsand13percentwas65yearsandolder.Forpeoplereportingoneracealone,86percentwasWhite;12percentwasBlackorAfricanAmerican;lessthan0.5percentwasAmericanIndianandAlaskaNative;1percentwasAsian;lessthan0.5percentwasNativeHawaiianandOtherPacificIslander,and1percentwasSomeotherrace.Twopercentreportedtwoormoreraces.TwopercentofthepeopleinMiddletowncitywereHispanic.EightythreepercentofthepeopleinMiddletowncitywereWhitenonHispanic.PeopleofHispanicoriginmaybeofanyrace.ThemapbelowillustratesthedistributionofpopulationinMiddletownin2009.

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Figure2.Demographics

MiddletowncontinuestobemodestlydiversewithslightlydecreasingblackandslightlyincreasingHispanicminoritypopulations.Blackpopulationisprojectedtodecreaseto8.9percentby2014fromitspresentlevelof11.1percent.Hispanicpopulationisprojectedtoincreaseto2.8percentfrom1.9percentinthesameperiod.Coupledwiththedecreaseprojectedforthewhitepopulation,thiswillresultintheentrylevelworkingagepopulationdecreasingto14.1percentby2014fromitspresentlevelof14.3percent.Thetownisalsoexperiencingageneralagingofitsresidentpopulationwiththepopulationovertheageof50projectedtoincreasebymorethan6percentwhilethepopulationasawholeisprojectedtodecreasebyapproximately2percentbetween2009and2014.OthersignificantandnoteworthydemographicfeaturesaboutMiddletownincludethatfactthatevenwiththedecreaseinpopulationandthelaborforce,thereisaprojectedincreasedinthenumberofhouseholdsandrenteroccupieddwellingunits.Thistrackswithgeneraldemographictrendselsewhereledbyanincreaseinsinglepersonhouseholds,especiallyamongtheretiredandtheelderly.

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Table1.PopulationDistribution

City:MiddletownPopulation(2009) Population(2014) Total Total 2009Population 49,762 2014Population 48,787 Sex(2009) Sex(2014) Total % Total %Male 24,039 48.3% Male 23,830 48.8%Female 25,723 51.7% Female 24,956 51.2% AgeDistribution(2009) AgeDistribution(2014) Total % Total %04 3,516 7.1% 04 3,401 7.0%59 3,171 6.4% 59 3,120 6.4%1019 5,887 11.8% 1019 5,268 10.8%2029 7,126 14.3% 2029 6,881 14.1%3039 5,853 11.8% 3039 5,737 11.8%4049 6,823 13.7% 4049 5,918 12.1%5059 6,537 13.1% 5059 6,565 13.5%6064 2,810 5.6% 6064 3,231 6.6%65+ 8,037 16.2% 65+ 8,666 17.8% RaceDistribution(2009) RaceDistribution(2014) Total % Total %White 42,084 84.6% White 41,996 86.1%Black 5,533 11.1% Black 4,327 8.9%AmericanIndian 168 0.3% AmericanIndian 175 0.4%Asian 407 0.8% Asian 599 1.2%PacificIslander 21 0.0% PacificIslander 23 0.0%Other 314 0.6% Other 433 0.9%Multirace 1,236 2.5% Multirace 1,233 2.5%Hispanic 953 1.9% Hispanic 1,365 2.8% 2009TotalHouseholds 2014TotalHouseholds Total % Total %Households 21,357 Households 22,449 Families 13,422 62.8% Families 14,208 63.3% 2009HouseholdIncomeDistribution 2014HouseholdIncomeDistribution Total % Total %

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$30$40K 2,430 11.4% $30$40K 2,398 10.7%$40$50K 2,513 11.8% $40$50K 2,400 10.7%$50$60K 2,022 9.5% $50$60K 2,175 9.7%$60$75K 2,273 10.6% $60$75K 2,517 11.2%$75$100K 2,580 12.1% $75$100K 2,769 12.3%>$100K 2,914 13.6% >$100K 3,735 16.6%Source:AppliedGeographicSolutions,ThousandOaks.CA,2009

Table2.LaborForce 2009LaborForceStatus 2014LaborForceStatus Total % Total %LaborForce 24,670 LaborForce 24,159 Employed 21,487 87.1% Employed 22,195 91.9%Unemployed 3,167 12.8% Unemployed 1,951 8.1%InArmedForces 16 InArmedForces 13 NotInLaborForce 14,825 NotInLaborForce 14,818 2009TotalNumberofHousing 2014TotalNumberofHousing Total % Total %TotalDwellings 23,322 TotalDwellings 23,242 OwnerOccupiedDwellings 12,706 59.5%

OwnerOccupiedDwellings 13,028 58.0%

RenterOccupiedDwellings 8,650 40.5%

RenterOccupiedDwellings 9,421 42.0%

HousingUnitsOccupied 21,357 91.6%

HousingUnitsOccupied 22,449 96.6%

2009EducationAttainment 2014EducationAttainment Total % Total %

PopulationAge25+ 33,994 PopulationAge25+ 34,109

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Source:AppliedGeographicSolutions,ThousandOaks.CA,2009

UnemploymentUntil2009unemploymentratesintheCincinnatiMiddletownareawererunningslightlylowerthanthoseforthenationandforthestateofOhio.Duringthemiddlemonthsof2009,thoseratesoccasionallysurpassedthoseofthenationbuthaveconsistentlystayedbelowtherateforthestateofOhio.However,as2009drawstoanend,theunemploymentrateintheareahasonceagaindroppedbelowthatforthenationandthestateofOhio.ThisseemstobeduetothefactthattheCityofMiddletownhasenjoyedarichhistoryofinnovationandmanufacturingprowess.Fromitsearlydaysasasteelandpapertown,MiddletownhasalwaystakenadvantageofitslocationintheheartofSouthwestOhio.TheCitycontinuestocapitalizeonthisstrategiclocationasadestinationfornewbusinessandaimstobecomethenextretaildestinationforlocalandregionalconsumersgivenitsproximitytoInterstate75.

Figure3.RecentUnemploymentTrends

Recent Unemployment Trends

0.00%

2.00%

4.00%

6.00%

8.00%

10.00%

12.00%

Nov-08 Dec-08 Jan-09 Feb-09 Mar-09 Apr-09 May-09 Jun-09 Jul-09 Aug-09 Sep-09 Oct-09

NationalOhioCincinnati-Middletown

LowandModerateIncomeConcentrationsAscanbeseeninthegraphicbelow,mostofMiddletownscensustractsareclassifiedaslowormoderateincome.TheexceptionsarethosetractsthatencompasstheneighborhoodsofDouglass,Mayfield,Greenfields,Lewis/CliftonFarmsandFarHills.AlloftheseneighborhoodsareinthecentralbandofMiddletownneighborhoods.Thelow/moderateincome(LMI)neighborhoods,thecomprisingthemajorityofthetown,dodiffersomewhatintheirdemographicmakeupfromthoseneighborhoodsjustidentified.Specifically,theLMIareastendtohaveaslightlyyoungerpopulationandaslightlylargerproportionofthewhitepopulation,andconsequentlyaslightlylowerproportionoftheminoritypopulation,runningsomewhatcountertonormalcircumstancesinmanyurbanareas.In2009,theCityamendeditspreviousConsolidatedPlantooperatecitywideonandLMAbasisandwillcontinuetodoso.

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Figure4.LMICensusTracts

Table3.LMIInformation LMI

Areas MiddletownAges >5 8.6% 7.1%517 18.4% 18.2%1864 61.2% 58.5%65+ 12.3% 16.2%Race %White 86.8% 84.6%%Black 10.8% 11.1%%Hispanic 0.9% 1.9%%Other 1.5% 2.4%

ManagingtheProcess(91.200(b))1. LeadAgency.Identifytheleadagencyorentityforoverseeingthedevelopmentoftheplan

andthemajorpublicandprivateagenciesresponsibleforadministeringprogramscoveredbytheconsolidatedplan.

2. Identifythesignificantaspectsoftheprocessbywhichtheplanwasdeveloped,andtheagencies,groups,organizations,andotherswhoparticipatedintheprocess.

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3. Describethejurisdiction'sconsultationswithhousing,socialserviceagencies,andotherentities,includingthosefocusingonservicestochildren,elderlypersons,personswithdisabilities,personswithHIV/AIDSandtheirfamilies,andhomelesspersons.

TheCityofMiddletownDepartmentofCommunityRevitalizationistheleadentityforoverseeingthedevelopmentoftheConsolidatedPlan.TheDepartmentwillberesponsibleforadministeringallprogramscoveredbytheConsolidatedPlan.Consultationsweremadewithlocalagencies,civicorganizations,aprofessionalconsultantandtheConsolidatedPlanningCommitteetoreviewinitialdraftsandtoofferinputintorefiningandcompletingthefinalPlan.TherewereseveralmeetingsheldwiththeConsolidatedPlanningCommittee,apublicmeeting,apublichearing,anda30daycommentperiodtoreceiveinputfromtheresidentsofMiddletown.

CitizenParticipation(91.200(b))1. Provideasummaryofthecitizenparticipationprocess.2. Provideasummaryofcitizencommentsorviewsontheplan.3. Provideasummaryofeffortsmadetobroadenpublicparticipationinthedevelopmentof

theconsolidatedplan,includingoutreachtominoritiesandnonEnglishspeakingpersons,aswellaspersonswithdisabilities.

4. Provideawrittenexplanationofcommentsnotacceptedandthereasonswhythesecommentswerenotaccepted.

TheCityManagerandCityCounciloftheCityofMiddletownwishtoprovideformaximumcitizenparticipationinthedevelopmentandimplementationoftheConsolidatedPlanandtheAnnualActionPlaninaccordancewiththeobjectivesoftheHousingandCommunityDevelopmentActionof1974.Accordingly,theCityofMiddletownwilltakeaffirmativeactionstoprovideadequateopportunityforcitizenstoparticipateinthedevelopmentoftheConsolidatedPlanandtheAnnualActionPlans.Theseactionswillincludeplacingadvertisementinthelocalnewspapersandapublichearingatthetelevisedcitycouncilmeeting.TheCityCouncil,however,willhavethefullresponsibilityandauthorityfortheapplicationandexecutionofitsCommunityDevelopmentBlockGrantprogram.Thecitywillnotonlyrunlegalnotices,butdistributecopiesofthePlantothelibraryandtheSeniorCitizenCenter.AllinformationwillbepostedontheCityswebsiteintheCommunityRevitalizationpagesofthesite.Publicmeetingswillbeheldatthecitybuilding.TheCitybuildingisconsideredneutralintermsofwardaffiliationandbecausethecouncilmeetingsaretelevisedtheycanreachalargenumberofresidents.TheCitizenParticipationPlandescribesthefollowingwithrespecttotheCommunityDevelopmentBlockGrant(CDBG)andHOMEInvestmentPartnershipprograms:

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1. Recognitionofexistingcitizencommittees(MiddletownConsolidatedPlanningCommittee).Groupsandorganizationsrepresentedcouldincludelocalandcountygovernments,socialserviceagencies,recipientsofsocialservices,privatebusinessesrepresentatives,communityserviceorganizations,andpublichousingrepresentatives.

2. Whenandhowinformationwillbedisseminatedconcerningtheamountoffundsavailableforprojectsthatmaybeundertaken,alongwithotherimportantprogramrequirements

3. When,duringthevariousstagesoftheplanningprocess,publicmeetings/hearingswillbeheld

4. WhenandhowcitizenswillhavetheopportunitytoparticipateinthedevelopmentoftheCommunityDevelopmentApplicationpriortosubmission

5. Whenandhowtechnicalassistancewillbeprovidedtoassistcitizenparticipantstounderstandprogramrequirements

ThecontinuingnatureofCitizenParticipationinthedevelopmentofanyfuturecommunitydevelopmentprogramamendments,includingthereallocationoffundsanddesignationofnewactivitiesorlocations,andtheroleofthecitizencommitteeswithrespecttoprogramimplementation,monitoringandevaluation.

StatementofApplicabilityoftheCitizenParticipationPlanTheCityofMiddletownwillencouragecitizenparticipationinthefollowingmanner:1. CitizensofMiddletownwillbeencouragedtoparticipateinthedevelopmentofthe

ConsolidatedPlan,anysubstantialamendmentstotheConsolidatedPlan,theAnnualActionPlansandtheperformancereport(CAPER).Areviewgroup,theConsolidatedPlanningCommitteewillconveneatleastannuallyinthedevelopmentoftheActionPlans.

2. Participationwillbeespeciallyencouragedinregardstothelowandmoderateincomeresidents,particularlythoselivinginslumandblightedareas,nonEnglishspeakingpersonsandpersonswithdisabilities.InformationwillbeplacedatstrategiclocationssuchastheMiddletownPublicHousingAgency(MPHA),theSeniorCitizensCenterandthelocallibrary.

3. TheCityofMiddletownwillmakeeveryefforttoprovideinformationtotheMiddletownPublicHousingAgencyandButlerMetropolitanHousingAuthorityaboutConsolidatedPlaninitiativesandactivitiesrelateditsdevelopmentandsurroundingcommunities.

DevelopmentofConsolidatedPlan1. TheCityofMiddletownhasestablishedtheMiddletownConsolidatedPlanning

Committee(MCPC)toaidinthedevelopmentandreviewprogressontheimplementationoftheConsolidatedPlan.TheMCPCiscomposedofabroadbaseofcommunityrepresentatives.Groupsandorganizationsrepresentedcouldincludelocalandcountygovernments,socialserviceagencies,recipientsofsocialservices,private

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businessesrepresentatives,communityserviceorganizations,andpublichousingrepresentatives.BeforetheadoptionoftheConsolidatedPlan,theCityofMiddletownwillmakeavailabletocitizens,publicagencies,andotherinterestedpartiesinformationthatincludestheamountofassistancethejurisdictionexpectstoreceive(includinggrantsandprogramincome)andtherangeofactivitiesthatmaybeundertaken,includingtheestimatedamountthatwillbenefitpersonsoflowandmoderateincome.TheCityofMiddletownwilltakestepstochooseprojectsthatminimizedisplacementthroughreviewingtheAnnualActionPlanstoinsurethattheactivitieswillnotcreateanydisplacementthatisunnecessary.Familiesandindividualsdisplacedbythecommunitydevelopmentprogramwillbeprovidedthefullopportunityofoccupyinghousingthatisdecent,safe,andsanitary,iswithintheirfinancialmeans,isinreasonablyconvenientlocationsandavailableonanondiscriminatorybasis.RelocationpaymentswillbemadeonanindividualbasisinaccordancewithFederalRegulations.

2. TheplanwillalsobemadeavailableattheMiddletownPublicLibrary,theCityofMiddletownpublicwebsite,andtheCommunityRevitalizationofficeonthe4thflooroftheCitybuilding.Thepublicationwillincludethecontentsandpurposeoftheconsolidatedplan,andwillalsoincludealistofthelocationswherecopiesoftheentireplanmaybeexamined.ThecityofMiddletownwillprovideareasonablenumberoffreecopiesoftheplantocitizensandgroupsthatrequestit.

3. ThisConsolidatedPlanprovidesforapublichearingtoobtaincitizensviewsandrespondtocitizenproposalsandquestionspriortosubmissionoftheapplicationtoHUD.ThepublichearingwillbeduringtheCityCouncilmeetingattheCitybuilding,whichpermitsbroadparticipation,particularlybylowandmoderateincomepersonsandbyresidentsofblightedneighborhoods,anddisabledcitizens.

4. TheCityofMiddletownwillpublishinthelocalpaper,theMiddletownJournal,detailsofwhereandhowtoreviewtheConsolidatedPlanduringthe30daycommentperiodpriortosubmission.Theseadswillbeinthelegalandtheprintadsections.

5. TheCityofMiddletownwillconsideranycommentsorviewsofcitizensreceivedinwriting,ororallyatthepublichearings,inpreparingthefinalconsolidatedplan.Asummaryofthesecommentsorviews,andasummaryofanycommentsorviewsnotacceptedandthereasonstherefore,shallbeattachedtothefinalConsolidatedPlan.

PolicyRegardingAmendmentstotheConsolidatedPlan1. AsubstantialchangetotheConsolidatedorAnnualActionPlanisanincreaseor

decreaseofover50%ofthebudgetedfundingamountorachangeinthegeneralactivityornationalobjectiveofanactivity.

2. Inaccordancewith24CFR91.505,otheramendmentstotheplanshallinclude:a. Makingchangesinallocationprioritiesorchangeinmethodofdistributionof

funds;

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b. Carryingoutanactivity,usingfundsfromanyprogramcoveredbytheConsolidatedPlan,includingprogramincome,notpreviouslydescribedintheactionplan;or

c. Changingthepurpose,scope,locationorbeneficiariesofanactivity.3. Therewillbea30dayperiodtoreceivecommentsonasubstantialamendmenttothe

ConsolidatedPlanortheAnnualActionPlanpriortotheamendmentbeingimplemented.Thenoticeofthe30daycommentperiodwillbeissuedasalegalnoticeoftheactivityprintedintheMiddletownJournal.Atorwithin15daysofthe30daycommentperiodapublichearingwillbeheldtogivecitizensaforuminwhichtocomment.

4. Allcommentsandviewsofcitizensreceivedinwritingororallyatthepublichearingwillbeconsidered.Asummaryofthesecommentsorviews,andasummaryofanycommentsorviewsnotacceptedandthereasonstherefore,shallbeattachedtothesubstantialamendmentoftheconsolidatedplan.

PolicyRegardingPerformanceReports1. TheCityofMiddletownwillprovideaperiodof15daystoacceptcommentsonthe

Performancereport(CAPER)beforesubmittaltoHUD.Reasonablenoticewillbegiventhroughthelocalpaper,theMiddletownJournal.TheCitywillacceptwrittencommentsandoralcommentsmadeduringthepublichearingduringthecommentperiod.

2. ThecitywillconsideranycommentsorviewsofcitizensreceivedinwritinginpreparingtheCAPER.Asummaryofthesecommentsorviewswillbeattachedtotheperformancereport.

PolicyRegardingPublicHearings1. Therewillbeatleasttwopublichearingsperyeartoobtaincitizensviewsandtorespond

toproposalsandquestions.Onehearingwillbeheldpriortothesubmissionoftheannualactionplan.

2. Adequateadvancenoticewillbegiventocitizensofeachhearing,withapublicationinthelocalpaperatlestoneweekpriortothehearing.Inaddition,sufficientinformationwillbepublishedaboutthesubjectofthehearingtopermitinformedcomment.Thiswillincludethetopicofdiscussionandtheamountoffunding.

3. Hearingswillbeheldattimesandlocationsconvenienttopotentialandactualbeneficiaries,andwithaccommodationforpersonswithdisabilities.Thehearingswillbeheld,andtelevised,attheCityCouncilmeetings.TheCityCouncilChambersarehandicappedaccessible.

4. TheCityofMiddletownwillhaveatranslatoravailableatmeetingsinthecaseofpublichearingswhereasignificantnumberofnonEnglishspeakingresidentscanreasonablybeexpectedtoparticipate.

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PolicyRegardingMeetingsTheCityofMiddletownmustprovidecitizenswithreasonableandtimelyaccesstolocalmeetings.EachmeetingdiscussingtheCDBGorHOMEprogramwillbeadvertisedinthelocalpaperatleastsevendaysinadvance.AvailabilitytothePublicTheConsolidatedplanasadopted,substantialamendmentsandtheCAPERwillbeavailabletothepublic,includingtheavailabilityofmaterialsinaformaccessibletopersonswithdisabilities,uponrequest.CopiesoftheCitizenParticipationPlan,theproposedandapprovedapplicationandtheConsolidatedAnnualPerformanceandEvaluationReport(CAPER)willbeavailableattheofficeoftheDirectorofCommunityRevitalization,theMiddletownSeniorCitizensCenterandtheMiddletownPublicLibrary.DraftsandfinalversionsofalldocumentswillbepostedontheCityspublicwebsite.AccesstoRecordsThisplanprovidesforfullandtimelydisclosureofprogramrecordsandinformationconsistentwithapplicableStateandlocallawsregardingpersonalprivacyandobligationsofconfidentiality.DocumentsrelevanttotheprogramshallbemadeavailableattheofficeoftheDirectorofCommunityRevitalization,4thFloor,CityBuilding,OneDonhamPlaza,Middletown,Ohio,duringnormalworkinghoursforcitizenreviewuponawrittenpublicrecordsrequest.Suchdocumentsincludethefollowing:1. Allmailingsandpromotionalmaterial2. Recordsofhearings3. Allkeydocuments,includingallpriorapplications,lettersofapproval,grantagreements,

theCitizenParticipationPlan,CAPERs,otherreportsrequiredbyHUD,andtheproposedandapprovedapplicationforthecurrentyear

4. Copiesoftheregulationsandissuancesgoverningtheprogram5. Documentsregardingotherimportantprogramrequirements,suchascontracting

procedures,environmentalpolicies,fairhousingandotherequalopportunityrequirements,andrelocationprovisions

TechnicalAssistanceTechnicalAssistancewillbemadeavailabletocitizensseekingtofurtherunderstandthecommunitydevelopmentrequirements.InformationwillbeavailableatpublichearingsandattheofficeofCommunityRevitalizationforthedurationoftheprogramandplanningperiod.Inaddition,theCommunityRevitalizationstaffwillbeabletoansweranyquestionsconcerning

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theprogramduringnormalworkinghours.AllappropriateprogramregulationswillbeonfileintheCommunityRevitalizationDepartmentoffice.Thisplanprovidesfortechnicalassistancetogroupsrepresentativeofpersonsoflowandmoderateincomethatrequestsuchassistanceindevelopingproposalsforfundingassistanceunderanyoftheprogramscoveredbytheconsolidatedplan.Theassistancewillnotnecessarilyincludetheprovisionoffundstothegroups.ComplaintsThecitizenparticipationprocessincludesansweringcomplaintsinatimelymanner,duringprogramimplementationandapplicationprocessing.Personswillberequestedtosubmitprojectproposalsand/orcomplaintsinwritingtotheCommunityRevitalizationoffice.Everyreasonableefforttoprovidewrittenresponsestowrittenproposalsandcomplaintswillbeprocessedandansweredwithin15days.AfilewillbeavailableintheCommunityRevitalizationofficetorecordreceiptandresponsetoanycomplaintsreceived.ImplementationoftheCitizenParticipationProcess.The City ofMiddletown established the Consolidated Plan Committee to provide input andreviewoftheConsolidatedPlanningprocess.TheMembersoftheCommitteewere:DanPicard MiddletownCityCouncil A.J.Smith MiddletownCityCouncil JoshuaLaubach MiddletownCityCouncil JeffMichel Citizen/Volunteer MikeSanders UnitedWay KathyBecker ButlerCountyHomelessCoalition LorieDiStaola NeighborhoodHousingServicesofHamilton,Inc. DougAdkins CommunityRevitalizationDirector KyleFuchs HUDProgramAdministrator MartyKohler PlanningDirector Lt.ScottReeve MiddletownPoliceDept. TheConsolidatedPlanCommitteemetonthefollowingdates: January22,2010 January29,2010 February5,2010(Cancelledduetoheavysnow) February12,2010TheCityofMiddletownheldaPublicMeetingonNovember5,2009,attheMiddletownCityBuildingtogatherinputfromcitizensandtorespondtocitizenproposals.The meeting was published as both a legal and print ad and ran on dates: 10/14, 10/21, 10/25, 10/28, 11/01, and 11/04/2009. The attendance sheet and comments are included as Appendix x."

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TheCityofMiddletownheldaPublicHearingonFebruary16,2010.ThehearingwaspublishedasaprintadonFebruary1staswellasalegaladonFebruary1stand8thandwasheldintheCityCouncilChambers.Thehearingwastelevised.ThePublicCommentPeriodfortheConsolidatedPlanbeganonFebruary10,2010.TheadwasplacedintheMiddletownJournal.AcopyoftheplanwasavailableattheMiddletownPublicLibrary,theSeniorCitizenCenter,andattheCityCommunityRevitalizationDepartmentofficeattheCityBuilding.ThedraftplanwasalsopublishedontheCitywebsitewithalinktoemailcomments.TheCityofMiddletownwaspreparedtoprovideareasonablenumberorcopiesoftheplantocitizensandgroupsthatrequestedit.Nocopieswererequested.BeforetheadoptionoftheConsolidatedPlan,theCityofMiddletownmadeavailabletocitizens,publicagencies,andotherinterestedpartiesinformationthatincludedtheamountofassistancethejurisdictionexpectedtoreceive(includinggrantsandprogramincome)andtherangeofactivitiesthatmaybeundertaken,includingtheestimatedamountthatwouldbenefitpersonsoflowandmoderateincome.ThisinformationwaspublishedinthelocalpaperFebruary1st and 8th, 2010(pleaseseeAppendixx)andwasdiscussedduringatelevisedpublichearingonFebruary16,2010(pleaseseeAppendixx).ThepublichearingheldonFebruary16,2010,discussedtheentireplanandspecificprojects.TheplanwastakenforafirstreadingduringtheFebruary16,2010meeting(SeeAttachment#x,legislativeAgendaitemx)andwasadoptedonMarch2,2010(SeeAttachmentx,LegislativeItem#x).TheCityofMiddletownwillconsideranycommentsorviewsofcitizensreceivedinwritingororallyatthepublichearing,inpreparingtheconsolidatedplan.Nocommentswerereceived.

InstitutionalStructure(91.215(i))1. Explaintheinstitutionalstructurethroughwhichthejurisdictionwillcarryoutits

consolidatedplan,includingprivateindustry,nonprofitorganizations,andpublicinstitutions.

2. Assessthestrengthsandgapsinthedeliverysystem.3. Assessthestrengthsandgapsinthedeliverysystemforpublichousing,includinga

descriptionoftheorganizationalrelationshipbetweenthejurisdictionandthepublichousingagency,includingtheappointingauthorityforthecommissionersorboardofhousingagency,relationshipregardinghiring,contractingandprocurement;provisionofservicesfundedbythejurisdiction;reviewbythejurisdictionofproposedcapitalimprovementsaswellasproposeddevelopment,demolitionordispositionofpublichousingdevelopments.

ThedeliverysystemintheCityofMiddletownisstructuredsothatmembersoftheCommunityRevitalizationDepartmentinteractwithrepresentativesfromsocialserviceagencies,housingprovidersandeconomicandsmallbusinessdevelopmentprofessionalsonaregularbasis.

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TheCityofMiddletownCommunityRevitalizationDepartmentwilladministertheCDBG,HOMEandNSPprogramsthattheCityreceives.FundswillbeusedforawidevarietyofactivitiesasspelledoutintheStrategicPlaningeneralandineachannualActionPlanspecifically.CodeenforcementactivitiesarehandledinhousewithCitystaff.HOMEfirsttimehomebuyerdownpaymentassistanceisbeingtransferredfromtheCitytoanonprofithousingorganization.AsfundingavailableforcityserviceshasdwindledinrecentyearsforcinglayoffsofCitystaff,theCommunityRevitalizationDepartmenthasreorganizeditsreducedstafftohandlespecificfunctionsandhasutilizedtheservicesofoutsideprofessionalsandnonprofitstoassistinlargeprojectsbeyondthescopeofexistingCitystaff.ThisapproachhasworkedwellandtheCityhasbeensuccessfulinfindingtalentedconsultantstohandleaspecificprojectoractivitywithoutretainingthemonanongoingbasis.TheCommunityRevitalizationDirectorisactiveintheButlerCountyHomelessCoalitionandtheButlerCountyForeclosurePreventionGroup.TheDepartmentinteracts,cooperatesandcoordinatesonanongoingbasiswithmanynonprofitstoensurethebestdeliveryofserviceswithoutduplicationofefforts.ButlerCountyandtheCityofMiddletownhaveajointHOMEConsortiumforutilizationofHOMEfunds.TheMiddletownPublicHousingAgency(MPHA)willcontinuetoadministertheSection8HousingChoiceVoucherProgram.TheCityofMiddletownhasdirectcontrolovertheMiddletownPublicHousingAgency.TheBoardiscomprisedofthesevenMiddletownCityCouncilmembersandadministeredonadailybasisbyConsocHousingConsultantsofColumbus.TheCommunityRevitalizationDirectoristheCitypointofcontactforallSection8matters.ButlerMetropolitanHousingAuthoritycontinuestooperatepublichousingintheCityofMiddletown.TheCommunityRevitalizationDirectorhasagoodworkingrelationshipwithBMHAandtheycooperatewithCitystaffoncrimeandcodeenforcementissues.TheCityhasnodirectcontrolovertheButlerMetropolitanHousingAuthority,whichisrunthroughaboardappointedbytheButlerCountyCommissioners.

Monitoring(91.230)1. Describethestandardsandproceduresthejurisdictionwillusetomonitoritshousingand

communitydevelopmentprojectsandensurelongtermcompliancewithprogramrequirementsincludingminoritybusinessoutreachandcomprehensiveplanningrequirements.

Priortoimplementation,allhousingandcommunitydevelopmentprojectsarefirstapprovedbytheCommunityRevitalizationstaffandarereviewedfor:consistencywiththeConsolidatedPlanandAnnualActionplan,overallactivityeligibility,meetinganationalobjective,adherencetoallregulations,consistencywiththehousinganalysisandtheCitysMasterPlan,citizeninputwhererequired,capacityofstaff,timelinessexpectations,prioritiesofCityCouncilandtheCity

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Manager,theneedforspecificpublicservices,andtheexpertiseofallpartiestocompletetheactivity.Oncetheprojectsareimplemented,theyaremonitoredtoensurethatallregulationsarebeingfullyadhered.Thisincludesbutisnotlimitedto:properprocurementpractices,minoritybusinessoutreach,section3applicability,DavisBaconapplicability,etc.ThisoverallprojectmonitoringisaccomplishedbyhavingtheHUDProjectFieldManagerensureonsitecompliance,havingpropersignaturesobtainedbytheHUDProgramsAdministratoroneverypaymentrequest,andhavingpropersignaturesobtainedbytheCommunityRevitalizationDirectoroneveryclaimvoucher.Thistripletieredapproachwillhavethreesetsofeyesreviewingallprojectstoensurenothingismissed.Inaddition,allprojectswillbereviewedonanongoingbasistoensuretheCityisontracktoreachgoalsspecifiedintheAnnualActionPlan.Ifthegoalscannotbereached,adjustmentswillbemadetotheprojectinthefollowingprogramyear,ortheprojectwillbereplacedwhereappropriate.TheCitywillreachouttominoritybusinessesbykeepingtheapprovedcontractordatabaseopeninordertogivenewbusinessesthechancetogetontheCitysapprovedcontractorlist.Intheprocessofsolicitingnewcontractors,itisstronglyencouragedthatminoritybusinessesapply.FurthereffortstoreachoutwillbeaccomplishedbyplacingadsinthelocalnewspaperandplacingnoticesinorganizationssuchastheNAACP,thelocalMinisterialAllianceandtheUnitedWay.TherearemanyinstanceswheretheCommunityRevitalizationDepartmentwillmakeuseofsubrecipientstoimplementprogramsortoprovidepublicservices.TheCitywillmonitorthesesubrecipientstoensureprogramcomplianceregardingeligibility,nationalobjective,andallappropriateregulations.Thismonitoringstrategywillinvolvemandatingquarterlyprogressreportsfromeachsubrecipientlistingtheamountoffundingtheyhavespent,thenumberofpeopleserved,theraceandethnicityofpeopleserved,andtheincomebracketofallpeopleserved.Inadditiontothequarterlyprogressreports,amemberoftheCommunityRevitalizationstaffwillperformatleastoneonsitevisitperprogramyeartoeachfundedsubrecipient.Attheonsitevisit,randomfileswillbecheckedforoverallcompliance,accountingpracticesreviewed,andthefundsallocatedtothemfortheprogramyearwillbecheckedfortimeliness.

PriorityNeedsAnalysisandStrategies(91.215(a))1. Describethebasisforassigningtheprioritygiventoeachcategoryofpriorityneeds.2. Identifyanyobstaclestomeetingunderservedneeds.

BasisforAllocatingResourcesCommunityInputPriorityassignedtoeachcategorywasbasedoninputfromtheConsolidatedPlanCommittee,thepublicmeetingheldonNovember5,2009,recommendationsofCitystaff,consistencywiththeCityMasterPlan,andtheresultsofthecommunitywideonlinesurvey(AppendixX).

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NeighborhoodRevitalizationNeighborhoodsarethebasicbuildingblocksofourcommunity.Oneneighborhoodbyitselfshouldhavealltheelementsofavillagewithhousing,parks,schools,shopping,employmentandcivicuses,etc.Anew,morecomprehensivestrategymustbeenactedtoovercomemarketforces.Giventheconditionofsomeneighborhoods,relianceontheprivatesectortoturnundesirableneighborhoodsaroundisanunlikelystrategy.Publicsectorleadershipsandincentivesareneededtoenticeprivatesectorparticipationthroughacomprehensivemultiyearrevitalizationprocess.Allblightinginfluencesmustberemovedandhousingunitsmustmeettheminimumbuildingcodebeforeaneighborhoodsrevitalizationprocesscanbeconcluded.Fixingoneortwoproblempropertieswillnotbringabouttheholisticchangerequiredtodevelopafunctionalneighborhood.4Thisstrategyrequiresaproactiveapproachandaconcentrationofresourcesintoselectneighborhoods.Thisdeliberateconcentrationofresources,ifimplemented,willbeapolicyshiftfromusingavailableresourcescitywideonafirstcome,firstservebasis.Thestepstoimplementtherevitalizationstrategy[are]:1. AspartofthisPlanwehavepreparedasustainableNeighborhoodStudydatabaseto

identifyhealthyneighborhoods,neighborhoodsintransitionanddegradedneighborhoods5.Thoughclassificationcouldhavebeendoneonvisualinspectionalone,therealunderlyingtrendsattheneighborhoodlevelwerenotknownuntilacomprehensiveanalysisofavailabledatahadbeenundertaken.Reviewofcurrentphysicalconditionsincludesareviewbyneighborhoodofpopulation,numberofhousingunits,averagehouseholdincome,percentageofowneroccupiedproperties,percentageoflowincomeresidents,densityperacre,crimerates,percentageofvacancy,ageoftheneighborhoodstructures,andforeclosurerisk.Considerationisalsogiventoproximitytohighways,publictransportation,waterways,industrialareas,parksandplaygrounds,andtheconditionofpublicimprovementsincludingsidewalks,streets,streetlightingandparking.AttentionwillbegiventotheCitysandresidentsperceptionoftheneighborhoodandanyongoingeffortsbyresidentstoimprovetheneighborhood.

2. WewillthenusetheNeighborhoodStudytoselectandprioritizeneighborhoodsfortargetedrevitalizationinourindividualannualActionPlans.Selectionneighborhoodshouldbebasedoncriteriaimportanttothecommunityand:

a. Beinobviousdeclineortransitionb. HaveanaboveaverageoverallneighborhoodstressrankingintheNeighborhood

Study.c. Belocatedadjacenttoahealthyneighborhoodd. Belargeenoughtoachieveacriticalmassofchange.

4AsrecommendedintheMiddletownMasterPlan20052010,p.54.5AttachedasAppendixx.

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e. Beassimilatedinwiththeadjacenthealthyneighborhoodafterrevitalizationiscompleteoritmustbeabletostandasitsowncompactareathatissupportedbythemarket.

3. Wherepossible,weshouldselectneighborhoodsthathaveorwillreceiveaninfusionincapitalinvestmenttouseasaspringboardforrevitalization.MiddletownCitySchoolDistrictsnewschoolsinitiativeisanexample.Similarly,considerationshouldbegiventoneighborhoodsthathaveoneormorekeyanchorssuchasplacesofworship,employmentcenters,neighborhoodbusinessdistricts,historicoruniquestructuresordistricts,orparks,etc.TheseelementsmustbeprovidedaspartoftherevitalizationeffortifnotpresentbeforehandconsistentwiththeNeighborhoodDesignStandards.

HomelessNeedsTheCityhaslimitedresourcesandhasgenerallylimitedactivitiesintheareaofhomelessneedstosupportandcooperationwithregionalhomelessproviders.DuringthisPlanperiod,wewillactivelyassisttheHopeHouseRescueMissioninitsprojecttoopenatransitionalshelterdesignedtohelpatriskandhomelesswomenandwomenwithchildrenmovefromhomelessnesstoselfsufficiency.CommunityDevelopmentNeedsWewillexpandeligibleprogrammingavailableattheMiddletownCommunityCenter.WewillpartnerwithexistingsocialserviceagenciestoexpandprogrammingopportunitiesattheCenterandwillassistinfundingandsupportofthosepartnersbyaddingCDBGmoneytotheCommunityCenter2010Citybudget.WewillopendiscussionswiththeYMCA,UnitedWayandtheSalvationArmy.Wehavecompletedsurveysfromschoolagechildrencurrentlyattendingthecenterwithsuggestionsonexpandedprogramming.Theprogrammingshouldbeamixofsocialprograms,familyevents,educationalopportunitiesandadultactivities,andweintendtoopenupthemeetingroomforcivicorganizationscitywide.Thegoalistogetourchildrenoffthestreetsandinvolvedinproductiveactivities,andtoengagetheentirecommunitytoutilizetheCenter.WeintendtoworkwiththeMiddletownCitySchoolDistricttoprovidecultural&academicprogramsattheCommunityCenterthatwillaidinbridgingtheacademicgapintheMiddletowneducationsystem.NonHomelessSpecialNeedsEducationThehighlevelofpovertyinMiddletownaffectsmorethanjusthousingneeds.Educationisoneofthegreatestmeasuresoffuturesuccess.The200708highschoolgraduationratesforOhioseconomicallydisadvantagedstudentswere72.7%,comparedto88.7%forstudentswhowerenoteconomicallydisadvantaged.6Only17%ofMiddletownresidentshaveaBachelororGraduatedegree.7EvenifhigherpayingjobsarebroughttotheCity,ifstridesarenotmadeto

6TheStateofPovertyinOhio:BuildingaFoundationforProsperity;January2010.OhioAssociationofCommunityActionAgencies.7SeeTable2.LaborForce.

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improvetheeducationlevelofourcitizens,residentsmaynotbequalifiedtotakeadvantageofnewerhigherpayingpositions.Inthe20082009schoolyears,theMiddletownCitySchoolDistrictmetonly5ofthe30StateIndicatorsforsuccessfulschools.Thegapsintheeducationsystembeginathome,andtheCityofMiddletowntrailseveryschooldistrictinButlerCountybutoneforaggregateKindergartenreadiness.8Morethan30%ofthechildrenwhoenterkindergarteninOhioeachyearnowrequiresometypeofinterventionservices.AlargenumberofstudentsintheMiddletownCitySchoolDistrictareonfreeorreducedlunches.Thelocalschooldistricttrailsstateaveragesforallrecordedindicatorsfrom3rdto8thgrade,andgraduates5%lessstudentsthantheaveragefortheStateofOhio.9TheCitymustbeanactivepartnerwiththeschooldistrictinraisingtheeducationlevelofourcitizens.

ObstaclestoMeetingUnderservedNeeds1. Obstaclestomeetingthesegoalsincludealackoffundingavailability.Itisestimated

thattoaddressallofthepropertyneedsinMiddletown,wewouldrequire10timesthecurrentfundingavailable.LeadershipoftheprogramataCityCouncilandstafflevelmustbestrongandconsistent.Buildingconsensusthroughoutthecommunityisimportantbutnotcriticaltosuccess.TheCitymusttaketheinitiativeandmovethecityforward.

2. TheareasofracialconcentrationinMiddletowninmanyareasoverlapthelowincomeareasoftheCityandarethefocusoftheCityseffortstoeliminateblight.ThebasisforconcentratingCDBGdollarsinthisareaisthehighlevelofblight.Thehighlevelofblightinthecommunityisaffectingnotonlytheopportunitiesforsafe,decent,andaffordablehousing,butalsoeconomicdevelopmentopportunitiesinthoseareas.

3. Widespreadandconcentratedlevelsofpoverty.Withover2000vacanthouseholdsthroughouttheCity,manycausedbyforeclosure,theCitysrevenuesfromincometaxandpropertytaxesaredownsubstantially.Ofour+/50,000residents,41.4%(20,611)areages18oryoungerorover65.Almost30%(14,825)ofourresidentsarenotinthelaborforceatall.10Almost20%ofMiddletownshousingunitsareoccupiedbyextremelylowincome(11.8%)orverylowincome(7.3%)renters.Another11%areoccupiedbyextremelylowincome(4.9%)orverylowincome(6.7%)owners.This,alongwiththehighnumberofvacantorforeclosedproperties,continuestostressthefundsavailableforprovidingcorecityservicesincludingnotonlyaffordablehousing,butalsopoliceandfireprotectionandupkeepofCityinfrastructureincludingstreetsandsidewalks/curbsandparks.

4. Thenatureandextentofproblemskeepschanging.WiththeCityinthemiddleofanationaleconomicrecessionsecondonlytotheGreatDepression,thelevelsof

8SeeUnitedWaySuccessby6;20082009StudentKRALPerformance9Seewww.Reportcard.ohio.gov.10SeeTable1.PopulationDistributionandTable2.LaborForce.

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unemployment,foreclosures,povertyandunmetneedsfluctuateintimeandingeographicareasoftheCity.Thisplanisastartingpointmadewiththeunderstandingthatfluctuatingneedsandavailabilityofresourcesmayrequireongoingadjustmentstobemostsuccessful.

LeadbasedPaint(91.215(g))1. Estimatethenumberofhousingunitsthatcontainleadbasedpainthazards,asdefinedin

section1004oftheResidentialLeadBasedPaintHazardReductionActof1992,andareoccupiedbyextremelylowincome,lowincome,andmoderateincomefamilies.

2. Outlineactionsproposedorbeingtakentoevaluateandreduceleadbasedpainthazardsanddescribehowleadbasedpainthazardswillbeintegratedintohousingpoliciesandprograms,andhowtheplanforthereductionofleadbasedhazardsisrelatedtotheextentofleadpoisoningandhazards.

Itisestimatedthatthereare18,910housingunitsthatcontainleadbasedpaint,andthatatleast75%(12,607)areoccupiedbyextremelylow,lowandmoderateincomefamilies.TheCitytakesvariousstepstoevaluateandreduceleadbasedpainthazards.WhenexecutingtheCitysRehabilitationProgram,theHUDFieldProjectManagerreviewsthesiteforapreliminaryestimateofworkitemsandevaluatestheconditionofthehouse.TheageofthehouseisdeterminedbyCountyAuditorrecords.Ifthepossibilityofleadispresentinahome,alicensedLeadRiskAssessorperformsariskassessmenttodetermineanyleadhazardsandareasofconcernwhichcouldbedamagedduringconstruction.Attheconclusionofrehabilitationwork,aclearancetestisperformedtoensurethattheareaisfreeofanyleadbasedpaintcontamination.TheCityofMiddletownwillgenerallycapitsrehabilitationprojectsat$25,000,toavoidfullleadabatement.NSPrehabilitatedhomeswillbeabatedasnecessaryaccordingtoStateandfederallaw.TheHUDFieldProjectManagerandtheHUDProgramAdministratorarelicensedLeadSafeRenovators.TheCommunityRevitalizationDepartmentwillsendappropriatestafftothepropercoursestoachieveLeadAbatementContractorcertificationduring2010whichwillpermitCitystafftowritespecsforrehabilitationworkinvolvingdisturbanceofleadbasedpaintsurfaces.Untilcompletionofthosecoursesandlicensing,anyrequiredleadcomplianceworkwillbeprocured.

CityofMiddletown,Ohio 20102014ConsolidatedPlan

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HOUSINGHousingNeeds(91.205)

1. Describetheestimatedhousingneedsprojectedforthenextfiveyearperiodforthefollowingcategoriesofpersons:extremelylowincome,lowincome,moderateincome,andmiddleincomefamilies,rentersandowners,elderlypersons,personswithdisabilities,includingpersonswithHIV/AIDSandtheirfamilies,singlepersons,largefamilies,publichousingresidents,victimsofdomesticviolence,familiesonthepublichousingandsection8tenantbasedwaitinglist,anddiscussspecifichousingproblems,including:costburden,severecostburden,substandardhousing,andovercrowding(especiallylargefamilies).

2. Totheextentthatanyracialorethnicgrouphasadisproportionatelygreaterneedforanyincomecategoryincomparisontotheneedsofthatcategoryasawhole,thejurisdictionmustcompleteanassessmentofthatspecificneed.Forthispurpose,disproportionatelygreaterneedexistswhenthepercentageofpersonsinacategoryofneedwhoaremembersofaparticularracialorethnicgroupisatleasttenpercentagepointshigherthanthepercentageofpersonsinthecategoryasawhole.

OverallNeedsOfthe21,357householdsinMiddletown,approximately8,053ofthemor54.1percentofallhouseholdshaveincomeatorbelow80percentoftheareamedianincomeof$39,600.Thesehouseholdscanbesegmentedasfollows:

Approximately3599withincomeslessthanorequalto30percentofthemedianincome(extremelylowincome)11;

Approximately2,986withincomesof30to50percentofthemedianincome(verylowincome)12;and

Approximately4,970withincomesof50to80percentofthemedianincome(lowincome)13.

11Extremelylowincomehouseholdsarehouseholdsearning30%orlessoftheareamedianincome(adjustedforfamilysize).GiventhattheaggregateareamedianhouseholdincomefortheMiddletownin2008was$39,600(forahouseholdoffour),householdsearning$11,880orlessannuallyareconsideredextremelylowincome.12Verylowincomehouseholdsarehouseholdsearningbetween31%and50%oftheareamedianincome(adjustedforfamilysize).Giventhattheaggregateareamedianincomeforthein2008was$39,600(forahouseholdoffour),householdsearning$19,800orlessannuallyareconsideredverylowincome.13Lowincomehouseholdsarethoseearningbetween51and80%oftheareamedianincome(adjustedforfamilysize).GiventhattheaggregatehouseholdareamedianincomeforMiddletownin2008was$39,600(forahouseholdoffour),householdsearning$31,680orlessannuallyareconsideredlowincome.

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Ahousingproblemisdefinedasacostburdenofgreaterthan30%ofhouseholdincomeand/orotherhousingproblemssuchasovercrowding(1.01+persons/room)and/orwithoutcompletekitchenorplumbingfacilities.Costsburdenisdefinedasthefractionofahouseholdstotalgrossincomethatisspentonhousingcosts.Forrenters,housingcostsincluderentpaidbythetenantplusutilities.Forowners,housingcostsincludemortgagepayments,taxes,insuranceandutilities.InMiddletownapproximately300households(1.4percentofthetownshouseholds)havehousingproblemsassociatedwithsubstandardconditionssuchasovercrowdingorincompletekitchenorplumbingfacilities.These300+substandardstructuresneedtoberehabilitatedorremovedfromourhousingstockasfundingpermits.Thebreakdownonsubstandardhousingunitsincludes143vacanthouses,225rentalproperties,and99homeowneroccupiedhouses.ExtremelyLowIncomeHouseholds.Extremelylowincomehouseholdsrepresentapproximately16.9%oftotalhouseholdsinMiddletown.Ahighpercentageofthissegmentwillbesubjecttoatleastonehousingburden,andmanyfaceoverlappingburdensofcostburden,overcrowdingandsubstandardlivingconditions.Thisgroupwillhaveanongoingneedforhousingassistance.VeryLowIncomeHouseholds.Verylowincomehouseholdsrepresentapproximately14.0%oftotalhouseholdsinMiddletown.Ahighpercentageofthissegmentwillalsobesubjecttoatleastonehousingburden,andmanywillfaceoverlappingburdensofcost,overcrowdingandsubstandardlivingconditions.LowIncomeHouseholds.Lowincomehouseholdsrepresentapproximately23.2%oftotalhouseholdsinMiddletown.Thissegmentwillseemixedhousingburdens.Atupperincomelevelsinthelowincomerange,householdscanrentsmallerunitsatfairmarketrentwithoutexceedingtheircostburdenof30%14.Likewise,withmeanaveragesalespricesofsinglefamilyhomesunder$45,000asofthemostrecentdata15,ahouseholdinthelowincomerangecouldaffordasmaller2bedroomhomeinMiddletown.ThereareanabundanceofthesehomesforsaleintheCityatthistime.Housingneedsforthisgroupwillneedtofocusoncostburdensandovercrowding,wherethehouseholdcannotaffordalargeenoughhousingunitfortheincomeandthecitymustguardagainstsubstandardstructures,wherelargesubstandardhousingmaybeallthehouseholdcanaffordtohouseallfamilymembers.

14SeeTable11.HousingAffordability.15SeeTable13,MedianSalesPrice.

CityofMiddletown,Ohio 20102014ConsolidatedPlan

33DRAFT(1/4/2010)

Table4.HousingProblemsforallHouseholds

HousingProblemsforAllHouseholdsNameofJurisdiction:Middletowncity,Ohio SourceofData:CHASDataBook DataCurrentasof2000

Renters Owners

HouseholdbyType,Income,&Housing

Problem

Elderly1&2

memberhousehold

sSmallRelated(2to4)

LargeRelated(5or

more)AllOther

HouseholdsTotalRenters

Elderly1&2memberhouseholds

SmallRelated(2to4)

LargeRelated(5ormore)

AllOtherHouseho

ldsTotal

OwnersTotal

Households (A) (B) (C) (D) (E) (F) (G) (H) (I) (J) (L)

1.HouseholdIncome50% 50.3 53.5 48.9 62.6 55.3 36.7 68.8 65.9 51.4 46 52.5

6.HouseholdIncome>30%to30% 64 57 40.5 57 56.4 28.4 64.6 45.8 59.3 42 49.59.%CostBurden>50% 8 6.6 2.4 5.4 6 10.8 18.5 5.6 33.5 15.6 10.6

34DRAFT(1/10/2010)

10.HouseholdIncome>50to30% 14.1 5.5 2.5 10.8 8.2 18 35.4 20.7 40.1 28.3 18.813.%CostBurden>50% 1.3 1.4 0 0 0.8 5.4 5.7 0 7.8 5.5 3.314.HouseholdIncome>80%MFI 159 1,059 95 820 2,133 1,644 4,655 655 805 7,759 9,89215.%withanyhousingproblems 0 0.4 10.5 2.4 1.6 3.6 4.3 12.2 11.8 5.6 4.716.%CostBurden>30% 0 0 0 0 0 3.6 4.1 3.8 9.9 4.6 3.617.%CostBurden>50% 0 0 0 0 0 0.2 0.3 0 2.5 0.5 0.4

18.TotalHouseholds 1,497 3,483 608 2,993 8,581 4,144 6,142 959 1,621 12,866 21,44719.%withanyhousingproblems 52.4 28.1 50 36.9 36.9 21.1 14.9 23.9 31.8 19.7 26.620.%CostBurden>30 51.7 27 34.5 35.7 34.9 21.1 14.7 14.7 30.9 18.8 25.221.%CostBurden>50 27.7 12.8 15.3 18.8 17.7 9.3 4.2 3.4 13.1 6.9 11.2

CityofMiddletown,Ohio 20102014ConsolidatedPlan

35DRAFT(1/4/2010)

RenterHouseholdsSome6,448households(75.1percentofallrenterhouseholds)haveincomesatorbelow80percentoftheareamedianincome.Ofthisnumber46.4%(2,991)havehousingburdensmorethanorequalto30%oftheirincomeand1,517(23.5%)havehousingburdensthatexceed50%oftheirincome.Therearealso142(2.2%)ofthetargetrentalhouseholdshavehousingproblemsassociatedwithsubstandardconditionsalone.

Table5.HouseholdbyType,Income,&HousingProblem

HouseholdbyType,Income,&HousingProblem

Elderly SmallRelated LargeRelated All1&2 (2to4) (5ormore) OtherMember HouseholdsHouseholds

(A) (B) (C) (D)1.HouseholdIncome50% 50.3 53.5 48.9 62.6

ExtremelyLowIncomeRentersThe2,541extremelylowincomerentersrepresent11.8percentofthetotalhouseholdsinMiddletown.Ofthatnumber1,931(76.0percent)havesometypeofhousingproblem.Morethan75percentofthisgroup(1,921households)payatleast30percentoftheirincomeormoreforhousingand55.3percentofthem(1,405)paymorethan50percentoftheirincome.Inadditionthereisasmallgroupofonly10householdsthatalsohavehousingproblemsassociatedwithsubstandardconditionsalone.Withinthisgroup,morethan70percentofeverysubgroup(i.e.elderly,smallrelatedhouseholds,largerelatedhouseholdsandunrelatedindividualsinhouseholds)areexperiencinghousingcostburdensinexcessof30percent.Unrelatedindividualsinhouseholdsareexperiencingcostburdensinexcessof50percent.VeryLowIncomeRentersThe1,556lowincomerentersrepresent7.3percentofthetotalhouseholdsinMiddletown.Ofthatnumber,910(58.5percent)havesometypeofhousingproblem.Morethan56percentofthem(878households)areexperiencingcostburdensofatleast30percentwhileonly6.0percentofthem(93households)areexperiencingcostburdensinexcessof50percent.Anadditional33households(2.1percent)areexperiencinghousingproblemsassociatedwithsubstandardconditions.Morethan57percentofallhousingsubgroupsareexperiencingsomesortofhousingproblem,with64percentofelderlyhouseholdsexperiencingcostburdensinexcessof30percent.

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LowIncomeRentersThereare2,351lowincomehouseholds,representing11.0percentofthetotalhouseholdsinMiddletown.Ofthatnumber,12.4percent(292households)areexperiencinghousingproblems.Some193households(8.2percent)areexperiencingcostburdensinexcessof30percentandonly19households(0.8percent)areexperiencingcostburdensinexcessof50percent.Thereare99households(4.2percent)thatareexperiencinghousingproblemsassociatedwithsubstandardconditions.Largerelatedhouseholdsfaremostpoorlywithinthisgroupwith29.4percentofthemexperiencinghousingproblems,andthosemostlyassociatedwithsubstandardconditions.

OwnerHouseholdsMorethan53percent(11,436households)ofMiddletownshouseholdsareowneroccupiedandhaveincomesequaltolessthan80percentofareamedianincome.Thisrepresentsnearly90percentofallowneroccupiedhouseholdsinthecity.Ofthesehouseholdsatthisincomelevel1,923(16.8percent)areexperiencinghousingproblemsofsomesort.Morethan1,800(15.9percent)areexperiencingcostburdensofmorethan30percentandsome670households(5.9percent)areexperiencingcostburdensinexcessof50percent.Anadditional101households(0.9percent)areexperiencinghousingproblemsassociatedwithsubstandardconditions.

Table6.OwnerHouseholdsOwnerHouseholds

%ofownerHH

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VeryLowIncomeOwnersMorethan1,400householdscomprisethissegmentrepresenting6.7percentofallhouseholdsinMiddletown.Some43percent(615households)areexperiencingsomesortofhousingproblemwith42percent(601households)experiencingcostburdensofatleast30percentand223households(15.6percent)experiencingcostburdensinexcessof50percent.Only14households(1.0percent)inthissegmentareexperiencinghousingproblemsassociatedwithsubstandardconditions.Approximately64percentofbothsmallrelatedandlargerelatedhouseholdsareexperiencinghousingproblems.Elderlyhouseholdsinthissegmenthavetheleaststressfulhousingconditionswithonly28percentexperiencingcostburdensinexcessof30percent.LowIncomeOwnersThe2,619householdsthatfallintothissegmentrepresent12.2percentofallMiddletownhouseholds.Oftheirnumber,765(29.2percent)areexperiencinghousingproblems.Thosewithcostburdenproblemofatleast30percentrepresent28.3percentofthegroup(741households)and144households(5.5percent)areexperiencingcostburdensofgreaterthan50percent.Thereare,however,24households(0.9percent)whosehousingproblemsareassociatedwithsubstandardconditions.Thesubgroupofunrelatedindividualinhouseholdsishavingthemosthousingprobleminthissegmentwithmorethan40percentexperiencingcostburdensofatleast30percent.

PriorityHousingNeeds(91.215(b))1. Identifythepriorityhousingneedsandactivitiesinaccordancewiththecategoriesspecified

intheHousingNeedsTable(formerlyTable2A).ThesecategoriescorrespondwithspecialtabulationsofU.S.censusdataprovidedbyHUDforthepreparationoftheConsolidatedPlan.

2. Provideananalysisofhowthecharacteristicsofthehousingmarketandtheseverityofhousingproblemsandneedsofeachcategoryofresidentsprovidedthebasisfordeterminingtherelativepriorityofeachpriorityhousingneedcategory.

3. Describethebasisforassigningtheprioritygiventoeachcategoryofpriorityneeds.4. Identifyanyobstaclestomeetingunderservedneeds.ThehousingneedsinMiddletownwerehighlightedintheprevioussection.Itisclearthattheneedssignificantlyexceedtotheavailabilityoffunding.ThePriorityHousingNeedstableidentifyingtheneedsexpectedtobefundedinthecomingfiveyears.Theprioritiesarebasedonthefollowing:

Highpriority=expectstofundinthecomingyear Mediumpriority=mayfundsinthecomingfiveyearsbasedonfundingavailability Lowpriority=notexpectedtofundinthecomingfiveyears.

38DRAFT(1/10/2010)

Table7.PriorityHousingNeeds(Households)

PriorityHousingNeeds(Households) PriorityNeed

Level

Renter

SmallRelated0to30%31to50%51to80%

Low

LargeRelated0to30%31to50%51to80%

Low

Elderly0to30%31to50%51to80%

Low

AllOther0to30%31to50%51to80%

Low

Owner0to30%31to50%51to80%

MediumMediumHigh

SpecialNeeds 0to80% Low

HousingMarketAnalysis(91.210)1. Basedoninformationavailabletothejurisdiction,describethesignificantcharacteristicsof

thehousingmarketintermsofsupply,demand,condition,andthecostofhousing;thehousingstockavailabletoservepersonswithdisabilities;andtoservepersonswithHIV/AIDSandtheirfamilies.Dataonthehousingmarketshouldinclude,totheextentinformationisavailable,anestimateofthenumberofvacantorabandonedbuildingsandwhetherunitsinthesebuildingsaresuitableforrehabilitation.

2. Describethenumberandtargeting(incomelevelandtypeofhouseholdserved)ofunitscurrentlyassistedbylocal,state,orfederallyfundedprograms,andanassessmentofwhetheranysuchunitsareexpectedtobelostfromtheassistedhousinginventoryforanyreason,(i.e.expirationofSection8contracts).

3. Indicatehowthecharacteristicsofthehousingmarketwillinfluencetheuseoffundsmadeavailableforrentalassistance,productionofnewunits,rehabilitationofoldunits,oracquisitionofexistingunits.Pleasenote,thegoalofaffordablehousingisnotmetbybedsinnursinghomes.

OverallHousingMarketThroughthe1990s,theeconomyoftheHamiltonMiddletownHousingMarketArea(HMA)grewrapidlybecauseofaninfluxofcommutersseekingaffordablehousingandanexpansioninemployment.Residentemploymentandnonfarmemploymentbothrecordedincreasesthat

39DRAFT(1/10/2010)

continueduntiltheeconomicslowdownin2002.Throughmid2005,residentandnonfarmemploymenthadbothrecoveredandnowexceedtheirhighestlevelsrecordedin2001.Lowmortgageinterestratesandpopulationgrowthhavecontributedtoastronghomesalesmarketinthearea.From2000through2005,singlefamilyhomesales,aswellasthemediansinglefamilyhomeprice,hadincreasedbyalmost4percentannually.Conditionsinmuchoftherentalmarkethavebeencompetitive.Asanincreasingnumberofrenterhouseholdshavebecomehomeownerhouseholdsandrenterhouseholdgrowthhasslowed,vacancyrateshaveincreased.Asaresult,rentshadremainednearlyconstantthoughthemiddleofthedecade.Demandfordevelopmentof6,500newhousingunitswasexpectedthroughtheendofthisdecade,including6,000salesunitsand500rentalunits.16However,between2005and2009only141singlefamilyand22multifamilyunitshavebeenbuiltinMiddletownaccordingtotheofficeoftheChiefBuildingOfficial.ThisindicatesthesevereimpactofrecenteconomicconditionsonthistownwhoseemploymenthashistoricallybasedinsteelandpaperproductionbuthasinrecentyearsseenincreasingemploymentatregionalcampusofMiamiUniversity.NumberofHousingUnitsThestrongpopulationandhouseholdgrowthbetween1990and2000causedthehousingunitinventoryintheHamiltonMiddletownHMAtogrowby1.6percentannually,to129,793units.By2005theHMAhadanestimated140,000housingunits.StrongsinglefamilydevelopmentoccurredintheHMAinthe1990s.JobgrowthandcommuterslookingtorelocatefromCincinnatiorDaytonincreasedthedemandforsinglefamilyhomes.Withitsabundanceoflandandreasonablehousingprices,theHMAbecameacenterofhomebuildingintheregion.Buildingactivitypeakedin1999with2,200buildingpermitsissuedforsinglefamilyresidences.Singlefamilybuildingpermitactivitycontinuedtobestrongbetween2000and2005,averaging2,124unitsannually.Lowmortgageinterestratesandhouseholdgrowthcontinuetostimulatedemandfornewhousingproduction.AlthoughsomenewsinglefamilyhomesarebeingbuiltinthecitiesofHamiltonandMiddletown,mostnewsinglefamilyconstructionishappeninginthesoutheasternunincorporatedtownships.Middletownhasbeenatastabletoslightlydeclininglevelofhousinginventoryformorethanadecade.Asshowninthefigurebelow,thatnumberhasbeenslightlyhigherthan23,000sincethebeginningofthedecade.Permitdataforsinglefamilyhomeshasbeenslowlydecliningformorethanadecadeuntilithasnearlycometoahaltduringthismostrecenteconomicslump.Multifamilydevelopmentwasalsostrongthroughoutthe1990s,averagingmorethan500unitspermittedayear.From1995to1999,3,325multifamilyunitswerepermitted,includingarecord1,200unitsin1999.Multifamilydevelopersrespondedtodemandasrapidnetinmigrationfromadjacentmetropolitanareasandstrongjobgrowthstimulatedrenterhouseholdgrowth.Althoughmultifamilydevelopmentcontinuedatarateof430unitsannuallybetween2000and2005,someofthesepermitswereforcondominiums.After2005,when22newmultifamilyunitsconstructed,therehavebeennoadditionstothemultifamilyinventoryinMiddletown.16Source:AnalysisoftheHamiltonMiddletown,OhioHousingMarketasofApril1,2005;USDept.ofHUD,PD&R.

40DRAFT(1/10/2010)

Figure5.HousingGrowth

Housing Growth

22,80023,00023,20023,40023,60023,800

2000 2001 2002 2003 2004 2005 2006

Figure6.SingleFamilyNewHouseBuildingPermits

Single Family New House Building Permits

050

100150200

1996

1998

2000

2002

2004

2006

2008

HousingMixThefigurebelowdepictsthetotalmixofhousingstructuresbyclassificationsofsinglefamilydetached,singlefamilyattached,multifamilyandmobilehome.Comparedtothestateandthecountiesinwhichitislocated,Middletownhasslightlyfewersinglefamilydwellingsofbothtypesandslightlymoremultifamilydwellings.

Table8.HousingMixHousingMix

Middletown ButlerCounty

WarrenCounty Ohio

SFDetached 68.3% 71.2% 75.8% 68.3%SFAttached 2.7% 3.4% 6.6% 4.6%MultiFamily 27.2% 22.1% 16.4% 23.1%MobileHome 1.8% 3.3% 1.2% 4.0%

AgeofHousing

41DRAFT(1/10/2010)

MiddletownshousingstockisgenerallyolderthantheexistingstockfoundineitherButlerorWarrencounties,aswellasthestateofOhioasawhole.Onaverage,mostofMiddletownshousingwasbuiltbefore1970withonly18.7percentofitsstockbeingbuiltafter1970.Thiscompareswiththe59.5percentand74.4percentofthehousingstockinButlerandWarrencounties,respectively,and43.4percentforthestateofOhio.Thiswouldseemtoindicateboththelackofavailableandsuitablelandforsuchdevelopment,increasingopportunitiesfordevelopmentinitsregionbutoutsideitstownboundaries,aswellastheimpactoftheeconomicdownturnssufferedbythetownduringthisdecade.

Table9.HousingAgeHousingAge

Middletown ButlerCounty

WarrenCounty Ohio

Built2005orlater 0.7% 3.3% 6.6% 1.9%Built2000to2004 0.6% 9.9% 19.7% 6.7%Built1990to1999 4.4% 15.8% 25.2% 11.5%Built1980to1989 4.9% 13.5% 11.0% 8.9%Built1970to1979 8.1% 17.0% 11.8% 14.4%Built1960to1969 15.4% 9.6% 8.3% 12.5%Built1950to1959 14.3% 11.9% 8.8% 14.8%Built1940to1949 32.1% 5.5% 2.5% 7.0%Built1939orearlier 19.6% 13.5% 6.1% 22.3%

OccupancyMiddletownsvacancyratein2009rangedashighas14%+insomeareas.AsnotedinthegraphicbelowthereisatendencyforhousingintheWestsidecommunitieslikeRiversideVillage,South,Church,OaklandandProspectallclusteredaroundthedowntownareatohavethehighestvacancyrates.Thesehighvacancyratesareacombinationofmarkedlydepressedrentalhousingactivity,olderhomeswhichhaveseendeferredmaintenanceandthereforearelessattractivetoincominghomebuyers,increasedcrimelevelsinthoseneighborhoods,andtheforeclosurecrisis.SomewhatmoremodestvacancyratesareevidentinthesoutherncommunitiessuchasMeadowlawn,Mayfield,Greenfields,Amanda/OneidaandFarHills.ThenortheasternandeasterncommunitieslikeSpringhill,SawyersMill,TheOaksandRennaisancehavethelowestvacancyrates.

Figure7.VacancyRates

42DRAFT(1/10/2010)

RentalHousingTrendsInMiddletown,anestimated40.5percentor8,650householdsrentedtheirhomein2009.By2014,9,421householdsareprojectedtorenttheirhomes.17Distributionsbynumberofbedroomsarenotavailableformorerecentyears,butaccordingtotheU.S.CensusBureau,thedistributionofrentalunitsbynumberofbedroomintheyear2000isnotedinthechartbelow.Middletownsrentalhousingstockiscomposedmostly(50.51percent)of2bedroomunits,whichisaslightlyhigherproportionoftheirrentalstockthanisthecaseineitherButlerCountyorOhioasawhole.

Table10.RentalHousing

Middletown ButlerCounty Ohio

NumberofUnits

PercentofAllRentalUnits

NumberofUnits

PercentofAllRentalUnits

NumberofUnits

PercentofAllRentalUnits

0or1Bedroom 2,380 28.80% 9,535 28.65% 420,718 32.68%2Bedrooms 4,174 50.51% 16,090 48.35% 564,664 43.87%3ormoreBedrooms 1,709 20.68% 7,655 23% 301,885 23.45%All 8,263 100% 33,280 100% 1,287,267 100%

17SeeTable2.LaborForce.

43DRAFT(1/10/2010)

Rentalhousingactivityforthesecondhalfofthisdecadehasbeenmarkedlydepressed.Asanincreasingnumberofrenterhouseholdshavebecomehomeownerhouseholdsandrenterhouseholdgrowthhasslowed,vacancyrateshaveincreased.Asaresult,rentshadremainednearlyconstantthoughthemiddleofthedecade.Demandfordevelopmentof6,500newhousingunitswasexpectedthroughtheendofthisdecade,including6,000salesunitsand500rentalunits.However,between2005and2009only141singlefamilyand22multifamilyunitshavebeenbuiltinMiddletownaccordingtotheofficeoftheChiefBuildingOfficial.

Figure8.BuildingPermitActivity

Building Permit Activity

63

33

1322

0 0 0 08

34

0

20

40

60

80

2005 2006 2007 2008 2009

Single FamilyMulti-Family

AffordabilityInCincinnatiMiddleton(HousingMarketArea)HMA,theFairMarketRent(FMR)foratwobedroomapartmentis$733.Inordertoaffordthislevelofrentandutilities,withoutpayingmorethan30%ofincomeonhousing,ahouseholdmustearn$2,443monthlyor$29,320annually.Assuminga40hourworkweek,52weeksperyear,thislevelofincometranslatesintoaHousingWageof$14.10.InCincinnatiMiddletonHMA,aminimumwageworkerearnsanhourlywageof$7.30.InordertoaffordtheFMRforatwobedroomapartment,aminimumwageearnermustwork77hoursperweek,52weeksperyear.Or,ahouseholdmustinclude1.9minimumwageearner(s)working40hoursperweekyearroundinordertomakethetwobedroomFMRaffordable.InCincinnatiMiddletonHMA,theestimatedmean(average)wageforarenteris$13.33anhour.InordertoaffordtheFMRforatwobedroomapartmentatthiswage,arentermustwork42hoursperweek,52weeksperyear.Or,working40hoursperweekyearround,ahouseholdmustinclude1.1worker(s)earningthemeanrenterwageinordertomakethetwobedroomFMRaffordable.

44DRAFT(1/10/2010)

MonthlySupplementalSecurityIncome(SSI)paymentsforanindividualare$674inCincinnatiMiddletonHMA.IfSSIrepresentsanindividual'ssolesourceofincome,$202inmonthlyrentisaffordable,whiletheFMRforaonebedroomis$566.

Table11.HousingAffordability

UnitSize2009FairMarketRent(FMR)

AnnualIncomeneededtoAffordFMR

%ofFamilyAMINeededtoAffordFMR

HousingWageas%ofMinimumWage

HousingWageas%ofMeanRenterWage

JobsatMeanRenterWageNeededtoAffordFMR

0Bedroom $478 $19,120 28% 126% 69% 0.71Bedroom $566 $22,640 33% 149% 82% 0.82Bedroom $733 $29,320 42% 193% 106% 1.13Bedroom $981 $39,240 57% 258% 142% 1.44Bedroom $1,019 $40,760 59% 268% 147% 1.5

Asthetableaboveshows,theaveragerenterinMiddletownmustwork0.7jobsatthemeanrenterwageof$13.33perhourtobeabletoaffordastudio(zerobedroom)apartment.ThismeansthatmanyserviceandentryleveljobscansupportasingleindividualintheMiddletownarea.Iftheaveragerenterhasafamilytosupportandrequiresatwobedroomapartment,theminimumsalaryneededrisesto$29,320inanareawheretheaveragerenterssalaryis$32,416.AsshowninTable1.PopulationDistribution,approximately6,623householdsinMiddletownearnlessthan$30,000peryearannuallyandthesehouseholdswouldhavetroublerentingatwobedroomapartmentatFairMarketRent.Thiscouldleadtodoublingupandcrowding,ashouseholdsshareaccommodation,andmaybeintensifiedbyadampeningofjobcreationforentrylevelpositionswhichpayatorbelowtheaveragerenterssalary.WhatthismeanstotheaveragehourlyworkeristhatasignificantnumberofminimumwageserviceworkersessentialtothecontinuingeconomicvitalityofMiddletownanditssurroundingcountiescannotreadilyaffordthecostofbasichousingwithoutincurringahousingburdenofmorethan30%oftheirincome.Thechartbelowillustratesmanyofthetypesofworkerswho,withoutincurringahousingburden,cannotaffordtohousethemselvesandtheirfamiliesinMiddletown.

OwnerOccupiedHousingTrendsHomeownershipinMiddletownislowestinthecommunitiesringingthedowntownareaandbecomesincreasinglyhigherasonemovesoutwardfromthatarea.Thenortheasternand

45DRAFT(1/10/2010)

easterncommunitiesareveryheavilyowneroccupiedwithamorethan70percentrate.Astillsignificant,butslightlylesserrateofhomeownershipisevidentespeciallyinthecommunitiesinthesouthernareasofMiddletown.Theretherateshoverintherangeof40to60percent.However,thehousingintheGreenfieldsandFarHillsareas,immediatelyadjacenttotheButlerWarrencountylineareinthe30percentrange.Onaverage,Middletownhasapproximately59percentofitshousingowneroccupiedand41percentrenteroccupied.

Figure9.HomeOwnershipRates

Asnotedinthechartsbelow,homesalesactivityhaddroppedprecipitouslyasMiddletownandButlerCountywereimpactedbytherecenteconomicslump.Fromthestrongshowingin2007,activityfellbymorethan20percentinMiddletownin2008.InButlerCountytheimpactwasslightlylesswithadecreaseinhomesalesofslightlylessthan15percent.Withover1000vacantsinglefamilyhomesinMiddletownatthetimeofthisPlan,theCityhasatleasta12monthsupplyofhomesforsaleusing2008numbers.

Table12.NumberofHomeSales

NumberofHomeSales 2007 2008Q1 2008Q2 2008Q3 2008Q4 2008 2009Q1City(Middletown) NumberofSales 1,160 179 331 317 226 900 202

46DRAFT(1/10/2010)

County(Butler) NumberofSales 6,779 991 2,169 2,227 1,568 5,832 1,094

However,evenwiththepotentialforarecoveryinthevolumeofhomesalesinthefirstquarterof2009comparedtothesameperiodin2008,themediansalespricesforthosehomeshasbeenonadownwardtrajectoryfrom$64,850in2007to$55,584in2008to$44,600inthefirstquarterof2009forMiddletown.Thisrepresentsa14percentsalespricedeclineandanearly23percentsalesvolumedeclinebetween2007and2008.Thistrajectoryseemsliketocontinuegiventheevenlowermediansalespriceregisteredforthefirstquarterof2009,eventhoughthattrendhasnotbeenasmarkedinthesalesvolumeitself.ButlerCountyhaslikewiseseena7percentdropinmediansalespriceswhich,thoughnotasprecipitousasMiddletowns,appearstobecontinuingonadownwardtrajectorygiventhereportofthefirstquarterof2009.

Table13.MedianSalePrice

MedianSalePrice 2006 2007 2008 2009Q1City(Middletown)MedianPrice $69,900 $64,850 $55,584 $44,600County(Butler)MedianPrice $134,000 $124,000 $115,000 $94,000

Thefirstquarterof2009figuresforMiddletownwouldseemtoindicateanimprovementfromatleastthelevelsofsalesvolumeseenduringthefirstquarterof2008.However,betweenthefourthquarterof2008andthefirstquarterof2009,thenumberofhomesalesinMiddletownstilldecreasedby10.62percentandthemediansalespricedecreasedby12.2percent,asillustratedinthechartsbelow.WhileMiddletownssalesvolumewasconsiderablymorevolatilethanmediansalesprices,bothhavebeenonaconsistentlydownwardtrajectoryforthenearlytwoyearsprecedingthefirstquarterof2009,withtheexceptionofhomesalesvolumeinthefirstquarterof2008.

Table14.HomeSaleVariationHomeSaleVariation

2007Q12007Q2

2007Q22007Q3

2007Q32007Q4

2007Q42008Q1

2008Q12008Q2

2008Q22008Q3

2008Q32008Q4

2008Q42009Q1

City(Middletown) PercentChangein 32.56% 17.32% 46.15% 11.82% 84.92% 4.23% 28.71% 10.62%

47DRAFT(1/10/2010)

NumberofSalesCounty(Butler) PercentChangeinNumberofSales 65.74% 12.34% 53.53% 13.45% 118.87% 2.67% 29.59% 30.23%ThetrendsinButlerCountyaresimilarlyvariabletothoseseeninMiddletownitself.Homesalesvolumesandmedianpriceshavegenerallytrendeddownward,withnotableexceptionsinthefirstquarterof2008.

Table15.HomeSalePriceVariationHomeSalePriceVariation

2007Q12007Q2

2007Q22007Q3

2007Q32007Q4

2007Q42008Q1

2008Q12008Q2

2008Q22008Q3

2008Q32008Q4

2008Q42009Q1

City(Middletown) PercentChangeinMedianPrice 2.45% 3.55% 0% 5.97% 6.67% 0.48% 13.19% 12.2%

County(Butler) PercentChangeinMedianPrice 5% 6.27% 1.27% 15.3% 11.16% 0.08% 10.29% 14.47%Thesemorerecentpatternsinhomesalesarereallyacontinuationoftrendsthatmanifestthemselvesatthebeginningofthedecade.Whilethemediansalepriceofasinglefamilyhomebetween2007and2008decreasedinMiddletownby14.29percent,ascanbeseenonthechartbelow,thistrendisnothingnew.Between2001and2006,mediansalespricesinMiddletownhaddeclinedbynearly13percent.Interestingly,however,thetrenddidnotmanifestitselfinButlerCountyuntil2006eventhoughthevigorofitspositivetrajectoryduringthefirsthalfofthedecadecanbeseentohavebeenwaning.By2006andthrough2008,ButlerCountycanbeseentobesufferingasimilar,thoughnotasintensive,adownwardtrajectoryinmedianhomesalespricesasMiddletown.

Table16.HomeSaleTrends

HomeSaleTrends 20012006 20032006 20052006 20062007 20072008City(Middletown) PercentChangeMedianSalePrice 12.9% 6.8% 6.8% 7.22% 14.29%County(Butler) PercentChangeMedianSalePrice 12.7% 8.94% 4.24% 7.46% 7.26%

48DRAFT(1/10/2010)

Aggregatehousingpricesprovideameasurewithwhichtounderstandthebehaviorofhousingpricesandtheirinfluenceontheeconomy.Theseamountsrepresentthetotaldollarvolumeofsalesthatoccurredinanarea.Forallareaswithcompletecoverage,BoxwoodMeans,Inc.sumsthehomesalepriceforeachtransactionmadewithinthetimeperiodandreportsthetotalamountperyearorquarter.

Table17.AggregateHomeSaleAmount(20062007)AggregateHomeSaleAmount 2006 2007Q1 2007Q2 2007Q3 2007Q4 2007

City(Middletown) AggregateAmount $313,922,181 $26,482,992 $33,820,812 $29,423,467 $15,938,401 $87,702,333County(Butler) AggregateAmount $1,255,989,330 $232,177,959 $395,188,825 $358,462,919 $160,897,248 $945,245,494

Table18.AggregateHomeSaleAmount(20082009Q1)AggregateHomeSaleAmount 2008Q1 2008Q2 2008Q3 2008Q4 2008 2009Q1

City(Middletown) AggregateAmount $12,163,688 $22,650,308 $21,516,144 $14,006,134 $58,851,647 $11,359,274County(Butler) AggregateAmount $128,855,841 $300,462,915 $311,407,136 $192,811,110 $768,199,195 $122,996,353

AffordabilityThemedianhomevalueintheCityofMiddletownissignificantlylessthanButlerCountyandtheStateoverall.InMiddletown,afamilywithanincomeof$30,000couldaffordtopurchaseahomevaluedatlessthan$80,000.Only6,623householdsinMiddletown(31.1%)havehouseholdincomeslessthan$30,000.18Withamediansalespriceforhomesofjustunder$45,000inthefirstquarterof2009,another2,367(11.1%)householdsinMiddletowncouldaffordtobuyahouseatthecurrentmediansalesprice,leaving4,256householdseffectivelylockedoutofthehousingmarket.Theavailabilityofcreditmustbefactoredintotheseprojectionsassomelowerincomehouseholdswillbelockedoutofthehousingmarketduetopastcreditproblems.AreaMedianIncomeisthemedianincomeforaf