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MORTGAGE LOAN BROKER LOAN FILE CHECKLISTkfi.ky.gov/industry/Mortgage Documents/Mortgage Loan Broker Loan... · MORTGAGE LOAN BROKER LOAN FILE CHECKLIST Origination/Processing Documents

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Page 1: MORTGAGE LOAN BROKER LOAN FILE CHECKLISTkfi.ky.gov/industry/Mortgage Documents/Mortgage Loan Broker Loan... · MORTGAGE LOAN BROKER LOAN FILE CHECKLIST Origination/Processing Documents

Revised 9/21/15

MORTGAGE LOAN BROKER LOAN FILE CHECKLIST

Origination/Processing Documents (if applicable)

____Application (original and final)

____Credit report

____Loan Estimate / Good Faith Estimate

____Early Truth in Lending Statement

____Servicing Disclosure Statement

____Right to receive a copy of the appraisal disclosure

____Receipts for any upfront fees collected from the borrower

____Affiliated Business disclosure

____Broker Agreement, if used

____Purchase contract/land contract/home improvement contract, etc…

____Adjustable Rate Mortgage Disclosure

____Copy of the appraisal, appraisal request form, and appraisal invoice

____Lender Submissions/stipulations/conditions and clearing documentation

____Verifications (deposit/rent/employment/income), gift letters, W-2’s, pay-stubs, etc…

____Title commitment(s)

____Notice of Adverse Action for denied applications or counter offers

Closing Documents (if applicable)

____Closing Disclosure / HUD-1 or HUD-1A settlement statement

____Final Truth in Lending Statement

____Note

____Mortgage

____Right of Rescission disclosure

____Kentucky Homeownership Protection Center – Notification to Homeowners

____Kentucky Choice of Insurance Disclosure

____Copies of disbursement checks from closing agent