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The Rampage Line of Credit, For a 7 Year Old
As a kid, I remember standing in the checkout line at the store and always asking my dad if I could get a candy bar. I remembered that feeling of wanting to get something…anything really. It wasn’t because I needed it, but rather because I just wanted to feel like I was able to buy something.
With kids of my own now, every time we go to the store, one of the kids asks if they can buy something, from a toy, to shoes, to something to eat. They have that same feeling of just wanting to buy something. My response is usually “no, not today.”
But on this one specific day, after I initially responded with “no,” I thought a little more about how I could get her to understand why she can’t just buy everything, all the time. So, as we walked through Kohl’s I made a quick decision to extend her a line of credit. We sat in the aisle as I explained to my 7-year-old (and tried to explain to my 4-year-old), what a line of credit meant. I told her that I would give her $10 of credit to spend today, however she had to pay it back to me within the next 5 days. She asked how was she going to pay it back? I explained that I would give her a list of chores that she would get paid for, but she would, in turn, need to use it to pay her line of credit.
She asked, “what If I don’t pay my line of credit?” I then explained further that if the line wasn’t paid, the toy would be taken back (aka repossessed). She had until Sunday to pay her line of credit. I explained to her that if she paid it in time, it would be used again in the future, but it always needed to be paid on time and could not exceed her limit of $10. I re-minded her only 2x about the deadline and the consequences if the line of credit wasn’t
paid down, she may have waited until the last day, but she did it before the deadline.
The first month, she wanted to use her line of credit often, but she soon began to see if she used it on something she didn’t really want, well, then she could possibly miss out on something she actually wanted. So, as time went on, she would pay it down and leave it open.
Then one day, it must have really clicked. She said to me, so if you al-ways pay your line of credit, then can you start to get more credit? (she clearly had her eye on something big). I told her, in short, yes. Her re-sponse was quick with “So is that why you drive a big car, because you have good credit?” She was thinking the right way and understanding what it meant to be responsible with her money.
Some say, why not just have her fill her piggy bank first, then use her own money to buy things. Yes, we do this, but I also wanted her to understand credit. We all would prefer to use cash, however most of us also have credit (credit card, loan, etc.). It helped her understand that you can still buy something (1) if you need it, and (2) if you are responsible about your spending. It’s also fun to be able to take something real-life and extend it to your kids. My hope is that when she turns 18 and credit card compa-nies hound her to open account, she will remember how credit works and the importance of not overspending.
Newsletter Date November 5, 2017
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Meet Ms. Reese, Art Teacher
Often times it’s the teachers of the ‘Specials’ that go unnoticed because it’s only 1 or 2 times per week. But to the kids, these classes are some of their favorites. Ms. Reese teaches K-2 Art at Waddell. She has been teaching there for the past 5 years, so it’s likely one of your children has attended her class. After reading her interview, you can feel the excitement and joy she has for art and for life. We asked Ms. Reese to tell us a little bit more about herself, and here is what we learned... How long have you been teaching? This is my 5th year being a K-2 Art teacher and I love it more each year What made you want to become a teacher? I knew I wanted to be a teacher when I saw how much of an impact I could make on a young individual. You don't have to be great at art to enjoy it. I love seeing kids light up when they draw something for the first time or to see their reaction when they start mixing colors together....I mean who doesn't love to paint and draw every day? Where did you grow up? What was it like? I grew up in a small farming village (it wasn't big enough to be called a town) in Northwest Ohio. I went to a K-12 school - yes, all of the kids in town fit into ONE SCHOOL! We drove tractors and 4-wheelers around and enjoyed being outdoors all the time. What's your biggest accomplishment in life? My biggest accomplishment has been running an ultramarathon, which was 31 miles of non-stop running through the mountain biking trails at the U.S. National White Water Center. It has been the most mental challenge I have ever had to get through and took months of preparation, both phys-ically and mentally. —"Only those who risk going too far can possibly find out how far one can go" - T.S. Eliot Tell us something funny that happened to you? I was baking one night and had melted butter in the microwave. I put it down to get other ingredients and before I knew it one of our cats had his huge head in the bowl licking all the butter. He's a big fan of anything food related! If you were not a teacher, what would you be? A world traveler! What are you hobbies outside of teaching? Outside of teaching I enjoy Brazilian Jiu-Jitsu, kickboxing, running, and drawing. If you could go anywhere, do anything or be anyone for one day, money wasn't an issue, what would you do? I would travel to Phuket, Thailand - it looks absolutely amazing!
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SPORTS, Coming Soon… We will soon be adding a sports section. If you or your child would be interested in writing for the sports section, please email [email protected]
CONGRATULATIONS COLUMN
CONGRATULATIONS to Frau Cozart's 2nd Grade German class! They are our top Box Tops earning class with 1,084 Box Tops col-lected! They have won a Pajama Day for their class and the Box Tops Traveling Trophy. Look for them in a future edition of the RamPage. The entire school collected over 14,000 Box Tops which brings us to 95% of our yearly goal. Great job everyone and keep clipping and saving for our next contest!
CONGRATUATIONS to Waddell Volleyball Team The volleyball team just played their final game of the season and finished it out Undefeat-ed! Great job to these wonderful players. Keep an eye out for more information about their amazing season!
CONGRATUATIONS Mr. Justin Parmenter, 7th grade Language Arts. Mr. Parmenter’s article was recently published in the Washington Post. His article talks about why good writing skills are harder to find in the new generations. Take a minute to read the full article, “The real reasons so many young people can’t write well today — by an English teacher” You can find the full article here.
Each week Audrey will pick a word of the week. She will provide the definition, an example in a sentence,
and the word translated in 5 languages. As parents, we encourage you to try using this word or phrase
with your student.
Minuscule: extremely small; tiny.
The newborn mouse was minuscule.
German- winzig Chinese- Wēibùzúdào
French - minuscule Japanese- Biryō
Spanish- minúscula
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Waddell’s Word of the Week By Audrey Kleinschmidt, Grade 5
I reached out to postsecondary writing instructors across North Carolina to investigate trends in
their students’ writing. The common refrain in their responses was that student writing skills had
diminished over the past 15 years and that it appeared that writing had not been a priority in their
students’ previous classes.
From the Principal’s Desk
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Do you want to learn more about hosting a Waddell Academic Volunteer (AV)? Waddell hosts international AVs each year who volunteer in our 2-5the grade classes. Last year we welcomed 29 AVs who volunteered in our Ger-man, French, Chinese, and Japanese classes. This school year we are anticipating close to 40 AVs. These AVs add a tremendous amount of support to the classrooms so we love seeing the program grow! Unlike interns, our AVs do not receive financial contributions for their teaching assistance and so providing a family to host them is part of our commitment to their volunteer efforts. Hosting opportunities can run from 2 weeks to the entire school year so there is an opportunity for every family. In addition, Weekend Host families are needed when long-term host families have other commitments and are a great way to 'get your feet wet'.
The Waddell AV program can only grow if we continue to have host families willing to assist. If you are interested in learning more about our AV program, or have questions about what is involved in being a host family please contact Cat McClain, [email protected] or 704-293-7730.
Have You Considered Being a Host Family?
CANVAS PARENT APP Parents can now monitor their child's progress with the Canvas Parent App . Canvas
Parent is designed to provide visibility into your child’s education at a glance. Canvas
Parent allows parents to:
—View assignment descriptions and due dates
—Set reminders for assignments
—View assignment grades
—View course grades
—Set grade alerts
—View course announcements
Find out more here.
HERE COMES THE BUS – WELCOME ON BOARD! Here Comes the Bus is a school bus tracking locator app that can simplify morning routines for
parents and students by giving them real-time bus location and alerts to help them get to the
bus stop on time. Here Comes the Bus utilizes GPS data and an easy to use customizable map
that works on a computer, tablet or smartphone.
• Free for CMS families.
• Available for download at https://herecomesthebus.com OR Here Comes the Bus on App
Store and Google Play.
• Parents need district code 73877 and student’s ID number.
• Tech support available from app. or CMS Transportation 980-343-6715/
• Locate buses of multiple students in same account.
• Parents and students should be at stop by assigned time.
• May not accurately track substitute buses.
• Works for morning and afternoon assigned bus service; does not track afterschool, ath-
letics, or other transportation.
For more information, click here. http://www.cms.k12.nc.us/cmsdepartments/transportation/
Pages/Here-Comes-The-Bus.aspx
Activities & Involvement
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SUMMER ACCELERATOR
NORTH CAROLINA SCHOOL OF SCIENCE AND MATHEMATICS
2018 courses will be announced November 1st, 2017
In 2017 we expanded the physical locations of our summer programs, offering simultaneous camps in Durham and Brevard, NC.
We served 453 students from 57 counties in NC, 7 countries outside the US, and 6 states outside of NC, 68 of whom identify as
an underrepresented in STEM minority group.
Two weeks in Brevard In 2018, we will return to the campus of Brevard College for two weeks of Early Accelerator and Accelera-
tor programming. June 17 - 22 & June 24 - 29
Upcoming Dates
Nov 1 : Courses announced
Nov 15-30 : Alumni early registration
Dec 1 : Applications open to public
There is no due date for applications. We accept applications until
courses are full.
Thank you for another amazing summer. To our alumni and their families, we look forward to seeing you again in 2018, either in
the summer or through our residential and online programs.
Food Truck
Next Food Truck is November 15th. This is open to both teachers and parents at Waddell. ARCHIE BOY’S BBQ! The menu for this truck can be found here.
WADDELL USED BOOK SALE Nov 14—16 : 8:15am—3:00pm
2-book limit Nov 14 & 15
No limit Nov 16!!!
Shop MOST books 50 cents (paperbacks) and $1.00 (hardbacks)
Donations of gently-used children's books K-8 appropriate accepted. Hard Cover, Soft Cover and
Board Books. ( No adult books, text books or work books please)
We are in search of volunteers to assist our students shopping. We need a few volunteers to take mon-
ey, make change, and assist students with transactions. If you're interested in helping, you can sign up here.
Please submit items and questions to [email protected].
Coca-Cola Donations to Waddell Language Academy
Turn your Coca-Cola product purchases into donations to Waddell Language Academy. To donate, visit coke.com/give/schools, select "E. E. Waddell Language Academy" and scan or enter product codes from participating Coca-Cola products. Get started to-day! It’s easy!
Looking for something to do on those CMS Early Release Days?
Consider going to Sky High Sports in Prineville for our next Bouncing for Bucks FUNdraiser! $3.00 from every ad-mission will go back to Waddell. Be sure to tell the staff that you are with Waddell when you pay in order for us to receive the credit. Our next early release days are 12/6 and 2/7 and this event will run from 12:15-4:30PM. Mark your calendars and plan to go!
Bouncing for Bucks FUNdraiser, Waddell Language Academy • Location: Sky High Sports CLT, 601 N Polk St, Prineville, NC • Dates: 12/6 and 2/7 • Times: 12:15-4:30PM • Prices: $11.50 for 1 HR, $15.50 for 1.5 HRS $18.50 for 2 HRS Waivers:
• Paper Waiver http://clt.skyhighsports.com/wp-content/uploads/sites/10/2015/09/Sky-High-Charlotte-Waiver-2014.pdf
• Online Waiver https://skyhigh.active8pos.com/public/waiver?loc=CHA
Find It Here Looking for a link? Find it here.
Counselor’s Corner:
The Counselor's Corner Newsletter is your
one-stop shop for information related
to the Student Services Team. It includes
contact information, updates, community
resources, character trait of the
month, helpful tips for parents and
staff, events coordinated by the Student
Services Team, and an option to provide
feedback or ask questions.
Reserve The Spirit Rock
Want to give a shout out to your child on
his or her birthday. Reserve on of the
spirit rocks.
Waddell Parents Facebook Page
Don’t forget to join our Facebook page!
Another great platform to collaborate
with fellow parents.
CMS and Charlotte Mecklenburg Library
ONE Access Program
We are working together to ensure that
every CMS student will have access to
books and resources found at their public
library. This exciting initiative is
called ONE Access uses the CMS student
ID number it to check out public library
resources; up to 10 books and no overdue
fees!
Parent Student Handbook:
Learn more about Waddell’s policies and
procedures in our Parent Stu-
dent Handbook.
Waddell Language Academy Home Page
Waddell’s Home Page includes school
announcements, Office Information, Lead-
ership Team, Student Services and much
more…
CMS Transportation:
For Bus Schedules, Changes, or Feedback,
please go to the CMS Transportation page
Additional Quick links
CMS School Calendar 2017-18
Waddell PTSA Website
Waddell Spirit wear
Waddell Digital Learning Sites
CMS Online School Payments
Office FAQ’s
Link to RamPage Archive
CMS Lunch Menu
Peachjar eFlyers
Subscribe to the RamPage
Activity Quick links
www.letmerun.org
www.elitetennis.biz
www.congressionalappchallenge.us/
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Next Week’s Lunch
Monday:
• Cheese or Pepperoni Pizza
• Thai Sweet Chili Chicken w/Fried
Rice & Roll
• Chicken Caesar Salad
• Green Beans and Carrots, Fresh
Steamed Broccoli, Variety of Sal-
ads and Fruits
Tuesday:
• Char-Meck-A-Nator
• Mini Cheese Ravioli & Breadstick
• Chef Salad
• Glazed Sweet Carrots & Potato
Wedges, Variety of Salads &
Fruits
Wednesday:
• Mac & Cheese w/ Roll
• Pork Street Tacos
• Yogurt, Double Berry & Granola
Parfait
• Sweet Kernel Corn, Seasoned
Pinto Beans, Variety of Salads &
Fruits
Thursday:
• Turkey & Gravy w/Dressing,
Whole Grain Roll, Sweet Potato
Soufflé
• Fresh Steamed Collard Greens,
Variety of Salads and Fruits
• Chicken Filet Sandwich
• Chicken Cesar Salad
Friday:
• Fish Filet w/Hushpuppies
• Beef & Queso Nachos
• Chef Salad
• Baked Potato, Fiesta Black Beans,
Variety of Salads and Fruits
Waddell Language Academy General Info
Bell Schedule: 8:15 AM - 3:15 PM
7030 Nations Ford Road
Charlotte, NC 28217
Courier # 532
P: 980-343-5815 | F: 980-343-5854
Principal: Felicia Eybl
LC: East Learning Community
Grades: K-8
Facebook: https://www.facebook.com/waddellptsa/
Twitter: @WaddellLangAcd
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Oct 30—
Nov 5
30 Teacher Workday
30 PTSO Breakfast for staff
31 Book Character Day
31 - 11/3 Parent-Teacher Conferences
NOV
6—12
9 Fall Picture Make-Ups
9 St. Martin Lantern Parade
10 Veterans Day Holiday
NOV
13—19
13 International Week—China
14 International Week — Germany
15 International Week — Japan
16 International Week — Spanish
17 International Week — France
14 –16 Used Book Sale at Waddell
NOV
20—26
20 SLT Meeting at 4pm
21 Middle School Awards—Q1
22—26 Thanksgiving Break
NOVEMBER
NOV
27-Dec 3
DEC
4 —10
6—Early Release Day (12:15 Dismissal)
6 — NJSH Induction (MS)
7 — Nikolaustag (Germany)
DEC
11 — 17 14 — World Market (PTSO Event)
DEC
18 — 24 20 — 24 Winter Break
DEC
25 — 31 25—31 Winter Break
DECEMBER
Calendar
of Events
Questions, comments or article ideas? Send them in to [email protected].
