SOUTH POTOMAC PILOTSOUTH POTOMAC PILOTFebruary 20, 2015

NEWS AND INFORMATION FOR THE NAVAL SUPPORT ACTIVITY SOUTH POTOMAC DEFENSE COMMUNITY

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By David Smalley,Office of NavalResearch PublicAffairs

Chief of Naval Opera-tions (CNO) Adm. Jona-than Greenert outlined histhoughts Feb. 4 on three sci-ence and technology objec-tives for the Navy and Ma-rine Corps of the future, atthe Naval Future Force Sci-ence and Technology (S&T)EXPO in Washington, D.C.

Speaking before nearly3,000 attendees from acrossgovernment, academia andindustry, Greenert chargedhis audience to reduce re-liance on gunpowder; in-crease stamina for under-water unmanned vehicles’power and propulsion sys-tems; and increase focus oncybersecurity.

“Number one, you’ve gotto get us off gunpowder,”said Greenert, noting thatOffice of Naval Research-supported weapon pro-grams like Laser WeaponSystem (LaWS) and theElectromagnetic Railgun arevital to the future force. “Wewill have an incredibly deepmagazine when we bring[those weapons] in.”

Weapons like LaWS havea virtually unlimited maga-zine, only constrained by

power and cooling capa-bilities onboard the vesselcarrying them. In addition,Greenert noted the addedsafety for Sailors and Ma-rines that will come from re-ducing dependency on gun-powder-based munitions.

“Probably the biggestvulnerability of a ship is itsmagazine, because that’swhere all the explosivesare,” he said.

He also cited the tremen-dous cost savings offered by,for instance, laser weaponsfired at a dollar per shot, orlow-cost ElectromagneticRailgun projectiles, versusneeding to rely on million-dollar missiles, in some cas-es without the same range,for all threats and missions.

Greenert’s second chal-lenge for the S&T commu-nity is to develop “greaterstamina” in unmanned un-derwater vehicle propulsionsystems, to maintain navaldominance in the underseadomain.

“I need them compactand reliable in their powerand propulsion, but I alsoneed them safe,” he said.

And, as the Ohio-classsubmarines near replace-ment age, Greenert notedthat increased range andendurance for unmannedsystems will be vital for thefuture fleet with the overall

number of submarines pro-jected to decrease.

Greenert’s final S&T ob-jective centers on cyber-security, which he said issomething that keeps himup at night.

“I need you to lock yourIT doors,” he told the EXPOattendees. “You do it athome, and you need to keepthat mindset at work.

“Cybersecurity is a keyrequirement for all our sys-tems and weapons.”

He encouraged scientistsand engineers to include se-

curity in the initial design ofeverything they do, ratherthan trying to add securitymeasures later.

The CNO also discussedthe history of game-chang-ing technologies that havecome from the Naval S&Tcommunity, including GPS,advanced radar and quietpropulsion capabilities. Hecontinued on to say, “wecontinue to rely on you.”

The host of the EXPO,Chief of Naval Research RearAdm. Mat Winter, intro-duced the CNO and spoke

about the importance ofNaval S&T research for thefuture force-including theessential partnerships be-tween the Naval ResearchEnterprise, academia andindustry.

The Naval Future ForceScience and TechnologyEXPO is the Navy’s premierscience and technologyevent, showcasing some ofthe latest cutting-edge re-search being undertaken bythe Office of Naval Research.It brings together thousandsof participants to learn andshare ideas on technologiesthat can help support thewarfighter of today and to-morrow.

ONR provides the scienceand technology necessaryto maintain the Navy andMarine Corps’ technologi-cal advantage. Through itsaffiliates, ONR is a leader inscience and technology withengagement in 50 states, 70countries, 1,035 institutionsof higher learning and 914industry partners. ONR em-ploys more than 1,000 peo-ple, comprising uniformed,civilian and contract per-sonnel, with additionalemployees at the Naval Re-search Lab in Washington,D.C.

For more news from Of-fice of Naval Research, visitwww.navy.mil/local/onr/.

CNO: Here’s what we need for the future force

U.S. Navy photo by John F. Williams

Chief of Naval Operations (CNO) Adm. JonathanGreenert, speaks during the Naval Future ForceScience and Technology (S&T) EXPO. The EXPOprovides broad access to Office of Naval Re-search (ONR) research, people and opportunities,and helps participants explore new ideas whilealso learning how to work with ONR.

By Zack ShelbyNSASP Public Affairs

The project bringing anew physical fitness cen-ter to Naval Support Fa-cility Dahlgren remainson schedule for comple-tion by spring. A ground-breaking ceremony washeld in April making thefitness center about ayear-long project from be-ginning to end.

The new digs will fea-ture 31,525 square feet ofspace, as opposed to thecurrent fitness center’s23,152 square feet. Thecurrent facility will be de-molished when the newcenter is ready for opera-tion, according to Ira Seth,NSF Dahlgren fitness di-rector. The current cen-

ter, built in 1942 will soongive way to its roomier$9.9 million, state-of-the-art replacement.

“I’m excited about theincrease in square footagewhich will allow for morefunctional space,” Sethsaid. “The new fitness cen-ter will have two olympicplatforms.”

The larger facility willhave 100 new parkingspaces. Inside the newgym, patrons will en-joy more cardiovascularequipment including 10treadmills, 12 cross train-ers, 10 bikes, two rowersand a step mill, Seth said.

Other features will in-clude a dividable com-mand physical training

Fitness center on schedule for spring completion

U.S. Navy photo by Zack Shelby

Naval Support Facility Dahlgren’s new, state-of-the-art gym is nearing itsspring opening date. The facility will offer Dahlgren personnel and theirfamilies a much-improved workout space.See Fitness, Page 7

2 Friday, February 20, 2015The South Potomac Pilot

By Lt. j.g. MichaelHathawayNaval Education andTraining Command PublicAffairs

Naval Education and TrainingCommand (NETC) announcedFeb. 10 that theNavy’s comprehen-sive enlisted career guides, Learn-ing and Development Roadmaps(LaDR), have transitioned to aWebapplication that is easily-accessedand instantly updatable.

Available through Navy Knowl-edge Online (NKO) and Navy Cre-dentialing Opportunities On-Line(Navy COOL), LaDRs are a vitaltool that help guide enlisted Sailorsthroughout their career advance-ment, and are available for all en-listed ratings and paygrades.

“The LaDRs effectively pro-vide Sailors and their leadership aguide that displays in one locationall of their current and projectedenlisted training and education re-quirements as they advance,” said

RichardNein,NETCLaDRprogramanalyst. “The LaDRs also includesuggested certifications, appren-ticeships and educational opportu-nities that can helpwith job perfor-mance and advancement.”

Previously, LaDRs were static.pdf documents reviewed and up-dated annually, drawing from revi-sions and modifications submittedto NETC by 13 separate learningcenters and three training supportcenters throughout the Navy.

By using the newly-launchedapplication, the learning centersare able to review and directly up-date the LaDRs as needed for theirspecific ratings and the changesare reflected and available to Sail-ors immediately. LaDRs support acareer-long learning continuum,helping Sailors prepare for theirrole in the fleet.

“LaDR accuracy and standard-ization are now greatly improved,”said Tom Smith, NETC EnlistedProfessional Military Program co-ordinator. “We’ve added a sample

career path to all LaDRs; a shortdocument developed by detailersandcommunitymanagers that out-lines the ideal career for a Sailor tofollow in their given rate, to includetours, education, and assignments.It’s a valuable tool for a senior anda subordinate to have a discussionabout that person’s career. It givesa junior Sailor a career path to fol-low.”

Master Chief Navy CounselorJames Brady, Command CareerCounselor for the aircraft carrierUSS Ronald Reagan (CVN 76), is astrong believer that LaDRs are toolsthat can significantly help a Sailor’scareer navigation.

“LaDRs play a vital role in aSailor’s career right from the start,”explained Brady. “We as commandcareer counselors should ensurethat every Sailor gets a detailedexplanation of how to utilize thisvaluable tool throughout their timein the Navy. Not only will it makethem a better Sailor, but it will alsoprepare them for the private sector,

college, and life itself. It is highlystressed the LaDR be reviewed reg-ularly by the Sailor and referencedby the chain of command duringCareer Development Boards.”

Air-Traffic Controller 2nd ClassMichelle Coleman plans to makemaster chief one day.

“I like that the LaDR shows youwhere you need to be for the nextpay grade,” saidColeman. “It’s a lotof valuable information, includingonline courses, a degree plan, andshipboard qualifications. Also, therecommended readings and lead-ership courses are appreciated.”

For more information aboutLaDRs, visit Navy Knowledge On-line: www.nko.navy.mil. For moreinformation about Navy Creden-tialing Opportunities On-Line, visitwww.cool.navy.mil

For more information aboutthe Naval Education and TrainingCommand, visit https://www.netc.navy.mil/ and www.navy.mil/lo-cal/cnet/.

Learning and development roadmaps now instantly updatable

U.S. Navy photo by Mass Communication Spe-cialist 3rd Class Lorelei Vander Griend

Aviation Boatswain’s Mate(Handling) 3rd Class JamesCarson, from Ozark, Ala., stud-ies for the upcoming advance-ment exam aboard the aircraftcarrier USS George H.W. Bush(CVN 77).

Photos courtesy of Laura Ludwig

The Naval Support Facility Dahlgren GeneralLibrary hosted a Half Day, Craft Day event on Fri-day, Feb. 13. The Half Day, Craft Day events cor-respond with the school schedules at DahlgrenSchool and King George County Public Schools.This particular date included the children at theDahlgren School. Children were encouraged tohead over to the library after school for a snackand painting fun. They learned about impression-ism, while learning to paint a Monet inspired land-scape. The next Half Day, Craft Day event will beheld on April 3rd and will include a free movie atthe Dahlgren Theater at 1 p.m.!

Dahlgren Library hosts painting fun for everyone

Friday, February 20, 2015 3The South Potomac Pilot

By Mass Communi-cation Specialist2nd Class (SW/AW)Luke B. MeinekeNavy Region Europe,Africa, SouthwestAsia Public Affairs

In 2015 the U.S. Navy Re-serve will be 100 years old.Designed to “deliver strate-gic depth and operationalcapability to the Navy, Ma-rine Corps, and Joint Forcesin times of peace or war”,the Navy Reserve has pro-vided support in areas fromhealthcare to special warfareand everything in between.

First created in responseto the outbreak of WorldWar I, and through the ef-forts of then Secretary ofthe Navy Josephus Danielsand his assistant, FranklinD. Roosevelt, legislation forthe creation of the NavalReserve Force was passedon March 3, 1915. Since thattime, reservists have servedin every major war in whichthe United States has fought.

As of December 2014,107,687 reservists were serv-ing as either the SelectedReserve (SELRES), or Indi-vidual Ready Reserve (IRR)Sailors, providing vital na-val warfighting and opera-tional capabilities in myriadroles. SELRES, the largestand most relied upon of theReady Reserve, consists ofdrilling reservists and Full-Time Support (FTS) reserv-ists. Drilling reservists are

reservists who typically ful-fill a service commitment ofone weekend a month andtwo weeks a year of drillingand training. They are avail-able for recall to active dutystatus and represent theNavy’s primary source ofimmediate manpower.

FTS reservists serve full-time active duty service re-lating to the training andadministration of the NavyReserve program. They areassigned to shore installa-tions or operational units.

IRR reservists are com-posed of former active dutyor reserve military person-nel. Though they typicallyreceive no pay and are notobligated to drill, conductannual training, or partici-pate in any military activi-ties, IRR personnel retaintheir status as uniformedmilitary personnel. They re-tain their military specialty(i.e. rate) and rank, and re-ceive benefits like entitle-ment to a military ID card,or NEX and commissarybenefits.

Today, reservists as-signed to Navy Region Eu-rope, Africa, Southwest Asia(CNREURAFSWA) contrib-ute and help drive the com-mand’s mission to provideefficient and effective shoreservice support to U.S. andallied forces in the Europe,Africa and Southwest Asiaarea of responsibility.

Approximately 400 re-servists from 20 differentunits spread throughout

the United States are as-signed to CNREURAFSWA.Separated into boat supportunits (BSU), naval securityforce (NSF) units and re-gional units, the reserve unitlocations stretch as far westas Las Vegas to as far east asLong Island, New York, asfar south as Corpus Christi,Texas to as far north as Min-neapolis, Minnesota.

Reservists from theseNavy Operational Support

Centers (NOSC) are assignedto all the installations thatcomprise CNREURAFSWA,with the exception of CampLemonnier, Djibouti (CLDJ)and Naval Support Facility(NSF) Deveselu, Romania,which has not been officiallycommissioned.

“The NSF units are se-curity units, mostly madeup of master-at-arms,” ex-plained Regional Opera-tional Support Officer Lt.

Cmdr. Micah Weller. “Theyare dedicated units that canbe brought in if there was anincrease in the force protec-tion condition (FPCON) lev-el. The BSUs focus on portand air operations, so thatwould mean boatswain’smates, operations special-ists, aviation boatswain’smates (handling), aviationboatswain’s mates (fuels)for example. They also pro-vide Department of Defense(DOD) firefighters and ourRegional Operations Center(ROC) is augmented fromthose units.”

These service membersare essential to the CN-REURAFSWA mission. TheROC unit’s mission is emer-gency response and watchstanding, as well as conduct-ing the exercises necessaryto ensure base personnelare prepared in case of anemergency.

Weller added that theOperational Support Officedoes a good job of certify-ing that the focus is on find-ing those billets that aren’tmanned or locating areaswhere a command needssupport and finding theright reservist or reserviststo step in and provide thatsupport and expertise.

Most impor tant ly ,though, he says due to thetraining they receive bothfrom the military and fromthe civilian sector, reservistsarrive ready to contribute.

“The training preparesthem to be that support,”

Weller said. “For example,master-at-arms conductall their gun training in thestates, so they arrive pre-pared to augment and sup-port immediately. However,reservists bring a unique setof added skills gained fromtheir civilian jobs. For exam-ple, an information systemstechnician will have histraining from the Navy, butafter he transferred to thereserves, maybe he workedat a place like Space and Na-val Warfare Systems Com-mand (SPAWAR) and gainedthis whole different perspec-tive and set of skills.”

On any particular day,25 percent of the Navy Re-serve is delivering globaloperational support to thefleet and combat forces.The unique perspective andextensive training has andcontinues to make them anessential element of the U.S.Navy. On March 3, when theorganization celebrates 100years of dedicated serviceand sacrifice, reservists canbe proud of their heritageand that they carry on a leg-acy of service with distinc-tion both during peacetimeand in times of war, and thatthey contribute significantlyto the Navy’s overall mis-sion to maintain, train andequip forces capable of win-ning wars, deterring acts ofaggression and engenderingand sustaining freedom ofthe seas.

Ready Now. Anytime, anywhere

U.S. Navy photo by Mass Communication Specialist 2nd Class Ron Kuzlik

CAPIRO, Honduras (April 2, 2009) Navy optom-etrist Cmdr. Louis Perez uses a retina scopeand lens rack to check the eyes of 9-year oldSergio Colochos during the Beyond the Horizonhumanitarian assistance exercise in Honduras.Reserve component doctors, nurses, and hospi-tal corpsmen from Operational Hospital SupportUnit, Dallas are providing medical services to sixdifferent Honduran villages during the two weeksexercise.

The Justice Depart-ment announced Feb.9 that under its settle-ments with five of the na-tion’s largest mortgageservicers, 952 servicemembers and their co-borrowers are eligible toreceive more than $123million for non-judicialforeclosures that violat-ed the Service MembersCivil Relief Act.

The five mortgageservicers are JP Mor-gan Chase Bank N.A.;Wells Fargo Bank N.A.and Wells Fargo & Co.;Citi Residential LendingInc., Citibank, NA andCitiMortgage Inc.; GMACMortgage, LLC, Ally Fi-nancial Inc. and Resi-dential Capital LLC; andBAC Home Loans Servic-ing LP formerly knownas Countrywide HomeLoans Servicing LP (Bankof America).

In the first round ofpayments under theSCRA portion of the 2012settlement known as theNational Mortgage Settle-ment, 666 service mem-

bers and their co-bor-rowers will receive morethan $88 million from JPMorgan Chase, Wells Far-go, Citi and GMAC Mort-gage. The other 286 ser-vice members and theirco-borrowers alreadyhave received more than$35 million from Bank ofAmerica through an ear-lier settlement. The non-judicial foreclosures atissue took place betweenJan. 1, 2006, and Apr. 4,2012.

Unlawful Foreclosures“These unlawful judi-

cial foreclosures forcedhundreds of servicemembers and their fami-lies out of their homes,”said Acting Associate At-torney General Stuart F.Delery. “While this com-pensation will providea measure of relief, thefact is that service mem-bers should never haveto worry about losingtheir home to an illegalforeclosure while theyare serving our country.The department will con-

tinue to actively protectour service members andtheir families from suchunjust actions.”

“We are very pleasedthat the men and womenof the armed forces whowere subjected to un-lawful non-judicial fore-closures while they wereserving our country arenow receiving compen-sation,” said Acting As-sistant Attorney GeneralVanita Gupta of the CivilRights Division. “We lookforward, in the comingmonths, to facilitatingthe compensation of ad-ditional service memberswho were subjected tounlawful judicial foreclo-sures or excess interestcharges. We appreciatethat JP Morgan Chase,Wells Fargo, Citi, GMACMortgage and Bank ofAmerica have been work-ing cooperatively withthe Justice Departmentto compensate the ser-vice members whoserights were violated.”

Section 533 of theSCRA prohibits non-judi-

cial foreclosures againstservice members whoare in military serviceor within the applicablepost-service period, aslong as they originatedtheir mortgages beforetheir period of military

service began. Even instates that normally al-low mortgage foreclo-sures to proceed non-judicially, the SCRA pro-hibits servicers from do-ing so against protectedservice members during

their military service andapplicable post-militaryservice coverage period.

Under the NationalMortgage Settlement,for mortgages servicedby Wells Fargo, Citi andGMAC Mortgage, theidentified service mem-bers will each receive$125,000, plus any lostequity in the propertyand interest on that equi-ty. Eligible co-borrowerswill also be compensatedfor their share of any lostequity in the property.

To ensure consistencywith an earlier privatesettlement, JP MorganChase will provide anyidentified service mem-ber either the propertyfree and clear of any debtor the cash equivalent ofthe full value of the homeat the time of sale, andthe opportunity to sub-mit a claim for compen-sation for any additionalharm suffered, which willbe determined by a spe-

Troops to receive millions under Service Members Civil Relief Act

U.S. Navy photo

Sailors stand in formation. The Justice Departmentfound several mortgage servicers violated theService Members Civil Relief Act with some non-ju-dicial foreclosures; affected service members arenow eligible to receive more than $123 million.

See Relief, Page 6

4 Friday, February 20, 2015The South Potomac Pilot

The South Potomac Pilot Newspaperis published weekly by Southern Mary-land Newspapers and Printing, 7 IndustrialPark Drive, Waldorf, Md. 20602, a privatecompany in no way connected with theU.S. Navy, under exclusive written con-tract with Naval District Washington.

This commercial enterprise newspa-per is an authorized publication for mem-

bers of the military services. Contents ofThe South Potomac Pilot are not neces-sarily the official views of, nor endorsed bythe U.S. Government, the Department ofDefense, or the Department of the Navy.The appearance of advertising in this pub-lication, including inserts or supplements,does not constitute endorsement by theDepartment of Defense or Southern Mary-

land Newspapers and Printing of the prod-ucts or services advertised.

Everything advertised in this publica-tion shall be made available for purchase,use, or patronage without regard to race,color, religion, sex, national origin, age,marital status, physical handicap, politicalaffiliation, or any other non-merit factor ofthe purchaser, user, or patron. If a viola-

tion or rejection of this equal opportunitypolicy by an advertiser is confirmed, thepublisher shall refuse to print advertisingfrom that source until the violation is cor-rected.

Editorial content is edited, prepared,and provided by the Public Affairs Office,NSA South Potomac. News copy shouldbe submitted by noon on Friday to be

considered for the following week’s edi-tion. All material is edited for accuracy,brevity, clarity, and conformity to regula-tions. To inquire about news copy, call540-653-8153 or fax The South PotomacPilot at 540-653-4269. Commercial ad-vertising may be placed with the pub-lisher by calling 301-645-9480.

Capt. Mary FeinbergCommanding Officer,NSA South Potomac

Jeron HayesPublic Affairs Officer,NSA South Potomac

Andrew RevelosEditor

Zack ShelbyStaff writer

Breton Helsel andDeirdre Parry

Copy/layout editors

www.dcmilitary.com/dahlgrenNSA South Potomac • Office: 540-653-8153 • 540-284-0129

DahlgrenBlack History Observance

To be held Feb. 26 from 11 a.m. to 12:30p.m. at the Base Theater at NSF Dahlgren.Guest speaker will be Col. Traci E. Crawford,commander, Moncrief Army CommunityHospital, Fort Jackson, S.C. All are invited toattend.

ASBP Blood DriveThe Armed Services Blood Program is

seeking blood donors and will be on baseMarch 12 in Bldg. 1470 between 9 a.m. and 1p.m. To donate blood you must weigh at least110 pounds and be in generally good health.Contact your local ASBP donor center forminimum age and other requirements. Formore information, visit www.militarydonor.com.

Second Tour Thrift StoreSecond Tour Thrift Store, a Dahlgren Of-

ficers’ Spouses Club volunteer-run organiza-tion, offers free uniforms (gently used) for ac-tive duty military members are always avail-able on the porch. Store profits are donatedback to the community in the form of schol-arships for military families who have servedat Naval Support Facility Dahlgren and sup-port for local charities serving King GeorgeCounty. The store is located at 722 SampsonRd. and is open on Thursdays from 12:30 p.m.to 3 p.m.

Indian Head“Treasures” Thrift Store Needs Dona-tions!

The Indian Head Thrift Store “Treasures”is open on Tuesdays from 10 a.m. to 1 p.m.The store is located at 12 Strauss Ave. nextdoor to the USO. Donations of gently useditems are currently being accepted.

Barbeque truck at IH and Stump NeckEnjoy delicious T&J Barbeque at NSF Indi-

an Head on Wednesdays and Thursdays, fromapproximately 11 a.m. to 1 p.m., next to thelibrary, and at the NSF Indian Head StumpNeck Annex on Tuesday, from approximately11 a.m. to 1 p.m., next to Building 2195.

To publish information on your event orprogram under “Base Happenings,” contactAndrew Revelos at 540-653-6012 or email an-drew.revelos1@navy.mil

Base Happenings

By Mass CommunicationSpecialist 2nd ClassJonathan SundermanDefense Media Activity

Location, location, location.Most military members will

transfer a number of timesthroughout their careers, eachtransfer coming with its ownshare of stress and uncertainty.One of the biggest sources forstress is trying to decide whereyou are going to live upon trans-ferring. Will there be availablehousing on base? Do you evenwant to live on base, or is off-basehousing a better option? Thereare many questions, and believeor not, there are an equal numberof answers.

There are now more optionsthan ever for Sailors and theirfamilies to find suitable living ac-commodations. To make the bestof their tour, service membersneed to become familiar with allof those options.

First let’s look at on-base hous-ing; there are essentially three op-tions: privatized housing, govern-ment-owned housing or single/unaccompanied housing.

The original purpose of on-base housing was to provide fi-nancial relief to service membersunable to find appropriate hous-ing with the BAH, said Aimee Staf-ford, program management spe-cialist, Fort Meade, Md., housingdivision. On-base housing servedto fill that gap.

However, on-base housing hascome a long way, and is now a vi-able option regardless, said Staf-ford. In fact, many bases have be-gun privatizing housing. In recentyears bases, posts and installa-tions have started partnering withprivate companies to developand maintain housing within thegates. Base housing communitiesare being remodeled and reno-vated to modernize and makehomes more efficient and safe forservice members. For this type ofhousing, military members con-

tinue to receive BAH. The priva-tized housing company acts as arental property manager and ser-vice members sign a lease and payrent.

Whi le pr ivat izat ion hasbrought housing a long way, itmay not be a fit for every family,or every location. Government-owned housing may be the onlyoption you have, especially if tak-ing a position overseas. The hous-ing is operated and maintained bythe DoD. While you will not haveto worry about rent or utilitieswith this type of housing, you willalso not receive BAH.

Service members who are un-married or who are separatedfrom their families may live insingle/unaccompanied housing,often referred to as barracks orbachelor quarters. The housinggenerally is a single or sharedroom with a private or sharedbath and common area. Living inthese types of quarters can be ap-pealing to some Sailors becauseeverything is generally taken careof. You will not receive BAH if youfind yourself living in this type ofdwelling.

Other benefits to living on baseinclude the sense of security agated community provides, easyaccess to most facilities and asense of camaraderie among theresidents, said Stafford. In thecase of deployments, most likelythere is a support system nearby;a neighbor or another militaryspouse that gets it, has been therebefore, and can provide valuableresources.

Now let’s talk about living offbase. Many prefer the privacy andvariety that living off base canprovide.

For those of you looking to liveout in town, you have to weighyour options. Do you have a bigfamily or is it just you and yourdog? For example: as of Jan. 1,2015 E-5 BAH at Fort Meade, Md.,is $1,959 (single) and $2,163 (withdependents). An E-5 with depen-dents may not have an easy time

finding a single family home intheir price range in this area aseasily as single Sailor lookingfor a one or two bedroom condoor apartment. Another thing toconsider is the cost of utilitiesand services. These costs will beyour responsibility and need tobe considered when making yourfinal decision. And of course youramount of BAH will depend onyour base location.

Another source of stress istrying to put together living ar-rangements from another state,or even country. And that’s wherewww.homes.mil comes in. Thiswebsite was constructed to helpservice members look for housingeither at their current location,or any location in the world. Thesite not only helps those gettingready to PCS, but can also be agreat source for putting your cur-rent home up for rent. In additionto the listings, the site has contactinformation for all military hous-ing offices.

At the end of the day, it reallycomes down to what works bestfor the service member and theirfamily.

“I think the biggest thing iscalling the housing office ...know-ing what’s truly available ... be-cause it’s hard and each areahas something specific that youprobably should know before youmove there,” said Stafford.

Regardless of what decisionyou make there are helpful sitesout there with copious informa-tion to help you make a successfulmilitary move.

More housing resources:Military OneSourceDefense Travel Management

OfficeDefense Finance and Account-

ing Service site for travel entitle-ments.

Sailors can also find importantinformation and contact numbersin regards to their next move bylocating their housing office viathe Military Installations website.

Private base housingopens up more options

Aquatics Center540-653-8088

Spring-Chicken Adult Swim MeetMarch 20 at 5 p.m. You’re still a spring-chicken. Come

out and show it! Join the Dahlgren Aquatics Center for anadult swim meet. All with base access, age 18 and older areinvited! Warm-ups begin at 4 p.m. The swim meet will startat 5 p.m. Events include: 200 IM, 100 IM, 200 Medley Relay,400 Free Relay, 50 Breast, 100 Back, 50 Free, 200 Breast, 200Back, 100 Free, 50 Fly, 100 Breast, 200 Free, 50 Back, and 100Fly. Please register at the aquatics center by March 13th.Cost: $15 to participate in four events and $5 for each ad-ditional event.

Bingo540-653-8785

New Games & Higher JackpotThursday Evenings. Doors open at 4:30 p.m. Early Bird

games start at 5 p.m. Bingo is growing and so is the excite-ment! The jackpot now starts at $1,000 and 48 numbersand will increase $100 and 1 number each week it is notwon. Payouts for regular games start at $50. Two newgames have been added for a total of 11 games. DoubleAction is a coverall game. Cards are an additional $1, butoffer a $75 payout! MWR Appreciation is a coverall gameas well for an additional $1. The payout is 90% of salesbrought in for that card. Winter specials are going on fora limited time! Buy two packs and receive one purple andone red card for free. Buy three packs and receive onepurple, red and green card for free. Military members andtheir spouses can buy one regular pack and get the earlybird, purple and red cards for FREE! Food and beverages(non-alcoholic and adult beverages) are available for pur-chase. All with base access are invited. Participants play-ing bingo must be 18 years of age or older. A valid form ofidentification must be shown to purchase alcoholic bever-ages. For more information, please contact the ITT officeat 540-653-8785.

Cannonball Lanes540-653-7327

Scotch DoublesFebruary 21 from 6 to 8 p.m. Join Cannonball Lanes on

the third Saturday of every other month for Scotch Doubles.Partners finish each other’s frames. A prize will be awardedto the first place team. Please register at Cannonball Lanesby Wednesday, February 18th. Cost: $30.00/team.

Craftech540-653-1730

Leprechaun Hat PaintingPaint a leprechaun hat and grow your own shamrock!

Please call ahead to make your reservation. Cost: $10.00,which includes all materials.

Child & YouthCDC 540-653-4994YAC 540-653-8009

Family NightFebruary 25 at 6 p.m. at the Youth Activity Center. All

youth and their families with base access are invited to enjoya night of fun, surprises and refreshments as family games areplayed! Please register by February 23rd. Cost: FREE.

Family Kite MadnessMarch 7 from 10 a.m. to 2 p.m. at the Youth Center and

Parade Field. All youth and their families with base accessare invited to make a kite at the youth center. Supplies willbe provided. Once finished making your kite, go out theParade Field and see how well you can fly your kite! Pleaseregister at the youth center by March 2nd. Cost: FREE.

Give Parents a BreakAt the Child Development Center. Eligible patrons in-

clude all children 6 weeks to 5 years of age (not in kindergar-ten). Starting in March the CDC will offer extended hourson the hourly care program set for the 1st and 3rd Friday ofeach month and the 2nd Saturday of each month. This carewill be free for respite care referrals. Please call the centerfor more information and to register.

Fitness Center540-653-8580

Ball and Chain RelayFebruary 18 at 11 a.m. at Dahlgren Parade Field. Awards

will be given for the fastest male, female, co-ed and militarypairs. Commemorative t-shirts will be available to the first20 registrants. Please register anytime between now and themorning of the event. Cost: $5.00 per person for Military/Retiree Dep, DoD Civilian/Dep and Contractors, Free forMilitary, Reservists and Retirees.

General Library540-653-7474

Half Day, Craft DayFebruary 27 at 1 p.m. School’s out early! Come to the

library and paint your own version of a famous work of art!Snacks will be provided. Please note that these dates cor-respond to early dismissals at the Dahlgren School and KingGeorge County Schools. Cost: FREE.

Dr. Seuss’ Birthday CelebrationFebruary 28 at 1 p.m. Celebrate the wonder of Dr. Seuss

with cupcakes, storytime and a Dr. Seuss craft! After theparty, head to the Dahlgren Theater for a free showing ofThe Lorax!

Liberty Center540-653-7277

Flicks FridayLiberty Center Patrons Only: E1- E6 Single/Unaccompa-

nied Active Duty Military. Come out and watch any moviefrom our collection. Drinks and popcorn are FREE!

Domino’s Pizza NightFebruary 24 at 4 p.m.Liberty Center Patrons Only: E1- E6 Single/Unaccompa-

nied Active Duty Military. Watch your favorite movies, relaxand enjoy FREE pizza, sponsored by King George Domino’s.

Massanutten Indoor Water ParkMarch 7. Liberty Center Patrons Only: E1- E6 Single/Un-

accompanied Active Duty Military. Spend a day splashingin the water with Liberty! Please register in advance at theLiberty Center.

Child & YouthCDC 301-744-4458

Give Parents a BreakAt Child Development Center. Eligible patrons include

all children 6 weeks to 5 years of age (not in kindergarten).Starting in March the CDC will offer extended hours on thehourly care program set for the 2nd and 4th Friday of eachmonth and the 3rd Saturday of each month. This care willbe free for respite care referrals. Please call the center formore information and to register.

General Library301-744-4623

One-on-One Computer Help1st Monday of Every Month, by appointment only. Need

help with a computer program? Don’t know where to start?Sign up for your one-on-one, 30 minute session at the li-brary to work on anything you’d like. Please call on the pre-vious Friday to make an appointment.

Paws for Reading2nd Monday of Every Month from 3:45 to 5 p.m. Who

doesn’t love dogs? Now you can sign up for a 15 minutesession to read to and pet a furry friend! Please register atthe library, the Friday before to make your appointment.

Storytime at the Library2nd and 4th Tuesday of Every Month at 10 a.m. Join us at

the library every other Tuesday for a story and a craft!

Stars & Strikes Bowling Center301-744-4761

Lunchtime BowlingEvery Wednesday from 11 a.m. to 1 p.m. Enjoy lunch and

bowling fun on your break!

Cosmic BowlingEvery 2nd and 4th Saturday of the month from 5 to 10

p.m. What glows in the dark and is too much fun to miss?Cosmic bowling at Stars & Strikes Bowling Center! Cost:Military, $2/game and $1 shoe rental; Civilian, $3/game and$1 shoe rental.

MWR HighlightsFriday, February 20, 2015 5The South Potomac Pilot

540-653-7336

Price of ShowsCivilians - $5; AD, Retired, Reserve, Family Members(E7 - above) $4; AD, Reserve, Family Members (E6 -below) - $2.50; Child (6-11) - $2; Child (5 and under)- Free; Tickets for a movie shown in 3-D are an addi-tional $1

Friday,February20th, 7p.m.TheImitationGame,PG-13

Saturday,February21st, 4p.m.BigEyes,PG-13

Saturday,February21st, 7p.m.AmericanSniper,R

Friday,February27th, 7p.m.Taken3,PG-13

Saturday,February28th, 2p.m.Dr. Seuss’TheLorax,FREESHOWING,PG

Saturday,February28th, 4p.m.Paddington,PG

Saturday,February28th, 7p.m.TheWeddingRinger,R

DahlgrenMovie Theater

6 Friday, February 20, 2015The South Potomac Pilot

DahlgrenWicked Plants at the ScienceMuseum of Virginia

Jan. 24 to May 17 at the Science Muse-um of Virginia, 2500 West Broad St., Rich-mond. Step into a macabre world whereplants hold the power as you discover thebiochemical, physical and neurological pro-cesses between plants and the human body.From poisonous to carnivorous to just plainnasty, learn about these diabolical botanicalplants inside of a decrepit home - includingsome of themost infamous plants in history.Cost: $11 adults. Children ages 4-12 and se-niors: $10. For more information or to pur-chase tickets, visit www.smv.org.

Recreational Soccer RegistrationRegistration is open for the FSCI Recre-

ation Academy. The FSCI Recreation Acad-emy is a soccer league for children ages 5thru 12. The league features weekly gamesin Spotsylvania County and professionalcoaches train all the players. Children canrequest to be on the same team as theirfriends and can play for a specific coach.The cost to participate is $75.00. The dead-line to register is February 28. More detailsare available on the website - www.freder-icksburgsoccer.org.

Fredericksburg Art ShowFriday, February 27 - Sunday, March 8

at the Dorothy Hart Community Center inFredericksburg from 2 to 6 p.m. daily. Freeadmission - donations accepted. Explorethe amazing talents of local artists and theirartistic visions through paintings, draw-ings, photography, mixed media, sculptingand more. This display will not only enrichyour imagination but funds raised will go tohelp the youth in our community to do thesame. Find that special piece that speaks toyou and purchase it so that you can displayit in your home, or business. This show willbe judged and cash prizes will be awarded.Download entry form at www. fredericks-burgva.gov/parksandrec under “SpecialEvents.”

Job Corps Information SessionWednesdays from 1 to 2 p.m. at Virginia

Workforce Center, 10304 Spotsylvania Dr.,Fredericksburg. Job Corps is a free educa-

tion and training program that helps youngpeople learn a career, earn a high schooldiploma or GED, and find and keep a goodjob. For eligible young people at least 16years of age that qualify as low income, JobCorps provides the all-around skills neededto succeed in a career and in life. To RSVP,call 540-322- 5781.

Shrek: The Musical at James MonroeHigh School

Feb. 26-28 starting at 7 p.m. The JamesMonroe Drama Department is proud topresent: Shrek: The Musical! This is a fun-filled comedy, perfect for the whole family!Tickets are available at the door. Cost: $15General Admission, $10 with student I.D. -tickets available at the door!

Indoor Flea MarketFeb. 28 at Fredericksburg Eagles 4123,

from 8:30 a.m. to 2 p.m. Something for ev-eryone from yard sale to collectibles evensome craft and antiques. There will besnacks and baked goods to purchase whileyou shop. All proceeds support Auxiliarycharities. There is still time to rent tablespace , email smileyanw@aol.com. Cost:$20 for one table, $45 for three.

Church Yard SaleFeb. 28 from 7 a.m. to noon at River-

side First Church of God in Fredericksburg.Various furniture, A/V equipment, books,clothes & baby items, household items,baked goods and much more! Located be-hind Central Park Walmart - enter at rear ofchurch...RAIN or SHINE! For more informa-tion, call the Church Office at 540-548-0715.

Motts Run Nature Center 2015Volunteer Training

Saturday, February 28th, 9:00am-11:00am

Motts Run Nature CenterCalling Nature enthusiasts of all ages!

Volunteers needed to staff the Motts RunNature Center on weekends from Aprilthrough October. A ten hour commitmentrequested for the season. Staff will teach youeverything you need to know! Must be 16years or older. Children welcome to volun-teer with their parents. To register, call MimiDempsey at 540-372-1086, extension 218.

Indian HeadMilitary Veterans Stand Down Event

Feb. 21 from 10 a.m. to 4 p.m. at theAmerican Legion Post 82 in La Plata. Post82 is holding a Stand Down event for U.S.Military Veterans and their dependents. Thefocus of the event is for veterans to connectwith numerous agencies and service provid-ers, Veterans Affairs enrollment, assistancewith writing a resume, assist those who arehomeless or in need of assistance. Manyother services will be represented for theveterans and their dependents.

Mechanicsville Optimist Auction andYard Sale

Feb. 21 starting at 7 a.m. at the Mechan-icsville Fire Department Social Hall. This isan annual auction to benefit the commu-nity. Lots of great items to bid on. BaltimoreRavens signed Football as well as aWashing-ton Redskin signed Football. Filled themedbaskets such as Hershey, Pepperidge Farm.The Yard sale begins at 7am the Auction at9:30am. This year our auctioneer will be JeffHayes of Hayes Auction Services. For moreinformation or to donate contact TerriPalmer, 301-884-8082.

Lions Club Turkey ShootFeb. 22 from 11 a.m. to 12:30 p.m. at 9370

Crain Highway, Bel Alton, Md. The shootstarts at 11 and usually lasts about an hourand a half. Expect a friendly atmosphere andall are welcome.

Visit us at www.belaltonturkeyshoot.comThis nonprofit event supports the local Li-ons Club.

Bull & Oyster RoastFeb. 28 from 1 to 5 p.m. at the James-

on-Harrison American Legion Post 238 inHughesville. All you can eat, free draft beerand cash bar. Advance ticket: $35. At thedoor: $40. For more information, call thepost at 301-274-3522.

Greenwell Camp RegistrationRegistration opens for all Greenwell

Foundation Spring Break and SummerCamps on March 1. Camps include some-thing for every child and are based at Green-well State Park in Hollywood, Md. CampGreenwell and Horse Camp are offered this

year during the Spring Break from St. Mary’sCounty Public Schools. Camp Greenwell,Horse Camp, Fishing Camp, Kayak FishingCamp, Adventure Camp and Evening Explo-ration offered during nine weeks of summer.Before and after extended care available.Drop-in after care available too! For dates,rates and reservations, visit www.greenwell-foundation.org.

CSM Ward Virts Concert Series: HollyRoadfeldt, piano.

March 1 at 3 p.m. at the College of South-ern Maryland, Prince Frederick Campus,Building B, Multipurpose Room, 115 J.W.Williams Road, Prince Frederick. Piano so-loist Holly Roadfeldt made her orchestraldebut with the Toledo Symphony Orches-tra at the age of 13 and continues to be anactive solo pianist and chamber musicianperforming standard and eclectic recitalprograms in the United States, Europe andAsia. Doors open at 2:30 p.m. Limited seat-ing. Free. rfleming@csmd.edu, 443-550-6011, www.csmd.edu/Arts.

Girl Scout Troop 6058 Zombie DashMarch 7 at 4 p.m. at the Leonardtown

Fairgrounds. Cost for girl scouts: $15. Ev-eryone else: $20. Day of the Dash: $25. Freeshirt for the first 50 registered dashers, sizeslimited. To pre-register, mail checks (pay-able to GS Troop 6058) to Jennifer Ingmire,PO Box 238, Lexington Park, Md. 20653.

Family Camping at Tilghman LakePark

The La Plata Town Council has approvedsix family camping dates for 2015 at Til-ghman Lake Park. The first two dates areFriday, March 20 and Saturday, March 21,2015. Space is limited to the first 50 regis-trants each date. If you are among the first50 registrants, a parking pass will be mailedto you to allow overnight parking in theparking lot behind the restrooms. If yousign up too late, your parking pass fee willbe returned to you. Please sign up by Tues-day, March 17 to allow time for mailing theparking pass. Camping is only permitted inTilghman Lake Park on select days, and par-ticipants are required to obtain one of thelimited parking passes. Overnight visitorswho do not display the parking pass maybe towed. For more information, visit www.townoflaplata.org.

Community Notes

cial consultant, retired U.S. DistrictCourt Judge Edward N. Cahn.

Payment amounts have been re-duced for those service members orco-borrowers who have previously re-ceived compensation directly from theservicer or through a prior settlement,such as the independent foreclosurereview conducted by the Office of theComptroller of the Currency and theFederal Reserve Board. The Bank ofAmerica payments to identified servicemembers with nonjudicial foreclosureswere made under a 2011 settlementwith the Department of Justice.

The NMS also provides compensa-tion for two categories of service mem-bers:

• Those who were foreclosed uponpursuant to a court order where themortgage servicer failed to file a properaffidavit with the court stating whether

or not the service member was in mili-tary service; and

• Those service members who gaveproper notice to the servicer, but weredenied the full benefit of the SCRA’s 6%interest rate cap on pre-service mort-gages. The service members entitled tocompensation for these alleged viola-tions will be identified later in 2015.

Financial Fraud EnforcementTask Force

Today’s settlement was announcedin connection with the President’s Fi-nancial Fraud Enforcement Task Force.The task force was established to wagean aggressive, coordinated and proac-tive effort to investigate and prosecutefinancial crimes.

With more than 20 federal agencies,94 U.S. Attorneys’ Offices and state andlocal partners, it is the broadest coali-tion of law enforcement, investigatoryand regulatory agencies ever assem-bled to combat fraud.

Since its formation, the task force

has made great strides in facilitatingincreased investigation and prosecu-tion of financial crimes, enhancingcoordination and cooperation amongfederal, state and local authorities, ad-dressing discrimination in the lendingand financial markets and conductingoutreach to the public, victims, finan-cial institutions and other organiza-tions.

Points of ContactBorrowers should use the follow-

ing contact information for questionsabout SCRA payments under the Na-tional Mortgage Settlement:

• Bank of America borrowers shouldcall Rust Consulting, Inc., the settle-ment administrator, toll-free at 1-855-793-1370 or write to BAC Home LoansServicing Settlement Administrator,c/o Rust Consulting, Inc., P.O. Box1948, Faribault, MN 55021-6091.

• Citi borrowers should call Citi toll-free at 1-888-326-1166.

• GMAC Mortgage borrowers shouldcall Rust Consulting Inc., the settle-

ment administrator, toll-free at 1-866-708-0915 or write to P.O. Box 3061,Faribault, Minnesota 55021-2661.

• JPMorgan Chase borrowers shouldcall Chase toll-free at 1-877-469-0110or write to P.O. Box 183224, OH-7160/DOJ, Columbus, Ohio 43219-6009.

• Wells Fargo borrowers should callthe Wells Fargo Home Mortgage Mili-tary Customer Service Center toll freeat 1-877-839-2359.

Service members and their depen-dents who believe that their SCRArights have been violated should con-tact an Armed Forces Legal Assistanceoffice. To find the closest office, con-sult the military legal assistance officelocator at http://legalassistance.law.af.mil and click on the Legal ServicesLocator. Additional information aboutthe Justice Department’s enforcementof the SCRA and the other laws pro-tecting service members is available atwww.servicemembers.gov

For more information on the taskforce, visit www.StopFraud.gov

Relief:Continued from page 3

Friday, February 20, 2015 7The South Potomac Pilot

SLOs promote bill to assist military students

Lolita Gunther, Naval Support Activity South Potomac School Liaison Officer, joined other VirginiaMilitary School Liaison Officers and Virginia’s First Lady, Mrs. Dorothy McAuliffe and Virginia StateSenator John Miller (back row, middle) in presenting Senate Bill 1347 and 1354, Uniformed Services-Connected Students: Identification, at the Virginia State General Assembly Building in Richmond onMonday, Feb. 2.The bill requires the Department of Education to establish a process for the identification by lo-cal school divisions of newly enrolled students who have a parent in the uniformed services. Localschool divisions are required to identify such students in accordance with the process. Non-identi-fiable, aggregate data collected from the identification of such students shall be made available tolocal, state and federal entities for the purposes of enhancing the funding and quality of servicesprovided to serve the unique needs of uniformed services-connected students residing in the Com-monwealth. The Senate passed the bill and will go to the House for final approval. The First Lady re-quested the presence of the Virginia School Liaisons both at the Senate and House as she sharedthe importance of the bill for military-connected students to the assembly. Mrs. McAuliffe is an activemember of the Virginia Military Interstate Compact Commission and has been the voice of the mili-tary-connected youth since her husband took office as governor.

Make sure your ballots arrive in 2015! TheFederal Post Card Application (FPCA) registersyou to vote, and acts as a request for your Stateabsentee ballots for the year. It is important tocomplete a new FPCA annually, every time youmove or at least 90 days prior to the election inwhich you’d like to vote. Register now and re-quest your ballots for the year.

Completing a new FPCA is easy at FVAP.gov:* Select your state from the drop-downmenu

on the home page* Click the box at the bottom of the page to

Register to Vote, Request a Ballot or Update MyVoter Info

* The FVAP online tool will walk you throughthe form, and provide you with a PDF packet to“print, sign and send” directly to your local elec-tion official (LEO); links are also provided here forstates that offer online voter registration

* You can check the status of your registrationand/or ballot request by contacting your LocalElection Officer (LEO) at any time

Remember, the only way your LEO knows howto reach you is with the information you provide!Some states allow a longer time between registra-tions, but if you submit a new FPCA every year,you won’t have to worry about your registrationor ballot request status and can participate in allthe elections for which you’re eligible.

Voting 2015 - FVAP.gov

(PT) space, larger structured activity center, class-rooms, and basketball court with spectator seating.There will also be a family workout space specificallydesigned for parents with children aged six weeksto six years old, which will allow parents to exercisewhile maintaining line-of-sight supervision of theirchildren.

Hours of operation will remain the same in thenew center: Monday through Friday: 5:30 a.m. to 9p.m., Saturday: 9:30 a.m. to 4 p.m., and Sunday/holi-days: 10 a.m. to 4 p.m.

Fitness:Continued from page 1

For more news from other basesaround theWashington, D.C. area,visit www.dcmilitary.com.

1050050A

Add A Life ToYour Future~ P L A N T A T R E E ~

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BUILD YOURCUSTOM HOME

RiverCreek is 22.5 miles West of the Harry Nice Bridge (Rt 301).YOU go West of Rt 301 for 4.6 miles and turn right (west) on Rt 206for 9.3 miles, turn right (West) on Rt 3 for 8.7 miles. RiverCreek in onthe left (South side of Rt 3).

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8 Friday, February 20, 2015The South Potomac Pilot