Style Weekly Classifieds 022212

Spring into Action!

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Richmond’s only company dedicated to experience-based teambuilding for corporations, businesses, colleges, universities, public and private schools,

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Take advantage of our Spring specials up to 25% off during selected dates and times. Hurray…dates fill quickly!

Fearless Fridays on ½ of the bottom section Can’t come to our Challenge Discovery of this page campuses? We can come to you! Signature Teambuilding info here

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Join the Challenge Discovery TeamChallenge Discovery. Richmond’s Leader in Experience-Based Learning and Teambuilding for over 32 years is now hiring facilitators

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Richmond’s only company dedicated to experience-based teambuilding for corporations, businesses, colleges, universities, public and private schools, churches, sports teams, etc.

Take advantage of our Spring specials up to 25% off during selected dates and times. Hurry…dates fill quickly!

Can’t come to our Challenge Discovery campuses?We can come to you!

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What if you tried something new, just for one Friday?Normally, Challenge Discovery carries out teambuilding programs for corporate and community groups. With Fearless Fridays, you don’t have to be part of a group. (Bring your spouse, bring the kids, bring

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by Wednesday for Friday participation.

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Spring into Action!

CD Logo Here

Richmond’s only company dedicated to experience-based teambuilding for corporations, businesses, colleges, universities, public and private schools,

churches, sports teams, etc.

Take advantage of our Spring specials up to 25% off during selected dates and times. Hurray…dates fill quickly!

Fearless Fridays on ½ of the bottom section Can’t come to our Challenge Discovery of this page campuses? We can come to you! Signature Teambuilding info here

Spring into Action!

Looking for a Part-Time Job?

Try this on for size.

Join the Challenge Discovery TeamChallenge Discovery. Richmond’s Leader in Experience-Based Learning and Teambuilding for over 32 years is now hiring facilitators

for our University of Richmond AND Doswell (near King’s Dominion) locations.

Apply online ONLY at: www.challengediscovery.com

Richmond’s only company dedicated to experience-based teambuilding for corporations, businesses, colleges, universities, public and private schools, churches, sports teams, etc.

Take advantage of our Spring specials up to 25% off during selected dates and times. Hurry…dates fill quickly!

Can’t come to our Challenge Discovery campuses?We can come to you!

Team Building by Design. 100% Customized. 100% Effective.Contact Greg Huber to learn more: (804) 651-8888

[email protected]

What if you tried something new, just for one Friday?Normally, Challenge Discovery carries out teambuilding programs for corporate and community groups. With Fearless Fridays, you don’t have to be part of a group. (Bring your spouse, bring the kids, bring

some friends and have some fun) Just $15 per person.

No experience necessary! Sign up at:challengediscovery.eventbrite.com

by Wednesday for Friday participation.

Errors: Advertisements should be checked for accuracy by the advertiser on the first day of publication. The newspaper will be responsible for ONLY the first incorrect insertion and only to the extent of the space that the ad requires. The publisher assumes no financial responsibility for errors nor for omission of copy. STYLE WEEKLY reserves the right to revise, reclassify or reject any advertisement.

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All real estate advertising in this magazine is subject to the Federal Fair Housing Act of 1968 and the Virginia Fair Housing Law, which makes it illegal to advertise “any preference, limitation or discrimination because of race, color, religion, sex, handicap, elderliness, familial status, or national origin, or intention to make any such preference, limitation or discrimination.” Virginia Fair Housing Law also prohibits discrimination advertising based on elderliness. We will not knowingly accept any advertising for real estate which is in violation of the law. All persons are hereby informed that all dwellings advertised are available on an equal opportunity basis. Real estate sales, rentals and roommate advertisers should make sure their ads describe the property being offered, not the person they might want in the property. You may express a preference for a male or female roommates. ~The Publisher

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employment

HELP WANTEDDavidson Media Group seeks a bilingual (English, Spanish) receptionist. Duties include typical secretarial tasks, assisting account executives, and interacting with our diverse clients. Proficiency with basic computer skills, Office, and social networking required. Email cover letter and resume to [email protected]. Equal Employment Opportunity employer

Senior Business Analyst - Capital One Services, LLC in Richmond, VA; Multiple positions available: Identify business challenges and opportunities for improvement using analysis to make strategic & tactical recommendations. Requires Master’s or foreign equivalent degree in Business Admin/ Engineering/Econ/related analytical & graduate-level education or exp in: qualitative & quantitative analysis; SAS; Excel; PowerPoint; Teradata; CART/TreeNet; SQL; Visual Basic; segmentation; & building & monitoring valuation models. Must pass company’s analytical assessment. To apply, visit www.capitalone.com/careers, then search keyword “Sr. Business Analyst” or requisition ID 713082.

SALONS

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MEDICAL/HEALTHCARE

Organ Placement SpecialistUNOS is a Richmond based corporation that administers the National Organ Procurement and Transplantation Network (OPTN). The Organ Center Department is currently seeking an Organ Placement Specialist Trainee to assist matching and placement of donor organs. Previous health care/medical experience beneficial. Bachelor’s degree required with concentration in science, healthcare, or related field. Must have excellent communication skills, attention to detail, and demonstrated ability to make decisions in stressful situations. Computer and customer service experience required. Three 12-hour shifts per week to include nights, weekends and holidays. UNOS offers outstanding benefits, and competitive salaries, visit our website www.unos.org for additional information. Please submit resume and confidential salary requirement to [email protected], or Human Resources, UNOS P.O. Box 2484, Richmond, VA 23218. Minorities encouraged to apply. EOE.

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TRUSTEE’S SALE OF 8100 Duncaster Road, Richmond, VA 23235-2010. In execution of a certain deed of trust dated April 22, 2005, in the original principal amount of $316,000.00 recorded in the Clerk’s Office, Circuit Court for Richmond City, Virginia, in Instrument No. 050013017, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for the City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on March 09, 2012, at 11:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: COMMENCING AT THE INTERSECTION OF WEST LINE OF STRATFORD ROAD AND THE NORTH LINE OF CHIPPENHAM PARKWAY; THENCE ALONG THE NORTH LINE OF CHIPPENHAM PARKWAY, NORTH 89˚ 13’ 04” WEST FOR A DISTANCE OF 38.42 FEET TO A POINT; THENCE NORTH 66˚ 37’ 48” WEST FOR A DISTANCE OF 150.08 FEET TO A POINT OF BEGINNING; THENCE CONTINUE ALONG THE NORTH LINE OF CHIPPENHAM PARKWAY, NORTH 68˚33’ 01” WEST FOR A DISTANCE OF 118.58 FEET TO A POINT AT THE INTERSECTION OF THE NORTH LINE OF CHIPPENHAM ROAD AND THE TERMINUS OF DUNCASTER ROAD; THENCE ALONG THE NORTH LINE OF DUNCASTER ROAD, NORTH 21˚29’ 49” EAST FOR A DISTANCE OF 58.52 FEET TO A POINT; THENCE NORTH 23˚ 27’ 47” WEST FOR A DISTANCE OF 37.44 FEET TO A POINT; THENCE NORTH 68˚31’24” WEST FOR A DISTANCE OF 55.00 FEET TO A POINT; THENCE SOUTH 58˚32’ 30” WEST FOR A DISTANCE OF 72.88 FEET TO A POINT; THENCE LEAVING THE NORTH LINE OF DUNCASTER ROAD, NORTH 14˚05’ 40” EAST FOR A DISTANCE OF 70.46 FEET TO A POINT; THENCE NORTH 85˚24’ 10” EAST FOR A DISTANCE OF 150.62 FEET TO A POINT; THENCE SOUTH 21˚27’ 00” WEST FOR A DISTANCE OF 21.41 FEET TO A POINT; THENCE SOUTH 66˚ 58’ 43” EAST FOR A DISTANCE OF 122.78 FEET TO A POINT; THENCE SOUTH 23˚ 22’ 12” WEST FOR A DISTANCE OF 138.26 TO THE POINT OF BEGINNING, AND SHOWN ON PLAT RECORDED WITH THE CLERK’S OFFICE, CIRCUIT COURT, CITY OF RICHMOND, VIRGINIA, AS INSTRUMENT NO. 04-012979, PAGE 1031. TOGETHER WITH THAT CERTAIN VARIABLE WIDTH PRIVATE UTILITY EASEMENT AS SHOWN ON PLAT OF SURVEY DATED DECEMBER 6, 2004, MADE BY FOSTER & MILLER AND ENTITLED “PLAT OF 0.613 ACRE ALONG THE NORTH LINE OF STRATFORD ROAD CITY OF RICHMOND, VIRGINIA, SAID PLAT BEING ATTACHED TO EASEMENT AGREEMENT DATED MARCH 21, 2005 AND RECORDED MARCH 22, 2005 IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF THE CITY OF RICHMOND, VIRGINIA, IN DEED NO. 050008956..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 74827

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TRUSTEE SALE 12640 Third Branch Ct,

Chesterfield, VA 23832-3780 In execution of a Deed of Trust in the original principal amount of $217,000.00, dated December 17, 2004 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 6126, at page 826, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on March 8, 2012 at 11:15 o’clock am the property described in said deed, located at the above address and briefly described as:Lot 24, Candlelamp Subdivision, Section A, recorded in Plat Book 47, Page 53, with improvements thereon.TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-026103-11/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE’S SALE OF 3165 Chartwood Drive, Sandston, VA 23150. In execution of a certain deed of trust dated February 07, 2005, in the original principal amount of $173,676.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 3875 Page 1657, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on March 16, 2012, at 10:02 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND WITH IMPROVEMENTS THEREON AND APPURTENANCES THERETO, LYING AND BEING IN VARINA DISTRICT, HENRICO COUNTY, VIRGINIA, AND DESIGNATED AS LOT 55, BLOCK A, SECTION B, CHARTWOOD, AS SHOWN ON PLAT OF SURVERY ENTITLED, “CHARTWOOD SECTION B”, MADE BY FOSTER & MILLER, P.C., DATED JULY 3, 2001, RECORDED AUGUST 12, 2002, IN THE CLERK’S OFFICE, CIRCUIT COURT, HENRICO COUNTY, VIRGINIA, IN PLAT BOOK 115, PAGES 116 AND 117, TO WHICH PLAT REFERENCE IS HERE BY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE REAL PROPERTY HEREBY CONVEYED.TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 136375 ASAP# 4197894 02/15/2012, 02/22/2012

TRUSTEE SALE 5406 Decker Rd,

Richmond, VA 23225-6002 In execution of a Deed of Trust in the original principal amount of $126,400.00, dated May 11, 2007 recorded in the Clerk’s Office of the Circuit Court of the City Of Richmond, Virginia, in Instrument 070016610, at page 0234, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Substitute Trustee will offer for sale at public auction at the entrance to the John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on March 1, 2012 at 10:00 o’clock am the property described in said deed, located at the above address and briefly described as:Lot 18, Block D, Westover South, Section C, with improvements thereon.TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-016791-11/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 7058 Daffodil Road,

Mechanicsville, VA 23111-5001 Hanover County

In execution of a Deed of Trust in the original principal amount of $340,500.00, dated May 19, 2006 recorded in the Clerk’s Office of the Circuit Court of the County Of Hanover, Virginia, in Deed Book 2710, at page 688, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Hanover County, Hanover, Virginia, on March 6, 2012 at 9:00 o’clock am the property described in said deed, located at the above address and briefly described as:Lot 17, Block C, Section B, Oakley Hill, with improvements thereon.TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (01-013881-11/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

Trustee’s Sale3381 Dill Avenue,

Richmond, Virginia 23222(Tax ID No. N0051182047)

Default having been made in the terms of a certain Deed of Trust dated February 2, 2006, in the original principal amount of $50,936.34 and recorded in the Clerk’s Office of the Circuit Court of the City of Richmond, Virginia as Instrument No. 060004879, the undersigned Substitute Trustees, will sell at public auction on March 21, 2012, at 11:15 a.m., in front of the building housing the Richmond Circuit Court, 400 North 9th Street, at the entrance facing Clay Street (8th and Clay Streets), Richmond, VA, the property designated as Lot 15, Block E, on the corrected plat of “Dill Acres”, dated March 18, 1974, recorded April 26, 1974, in the aforesaid Clerk’s Office, in Book 27, Page 25. Together with the benefits and subject to the terms and provisions set forth in a certain Declaration of Covenants, Conditions and Restrictions, Dill Acres Townhouse Association as are of record in Deed Book 682 A, Page 618, aforesaid Clerk’s Office, or disclosed on the above mentioned plat. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $5,000.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Glasser and Glasser, P.L.C. and/or Atlantic Trustee Services, L.L.C., Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 92970, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

TRUSTEE SALE 1703 Fox Creek Circle,

Richmond, VA 23238-4209 Henrico County

In execution of a Deed of Trust in the original principal amount of $132,750.00, dated September 30, 2005 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 3981, at page 2111, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on March 1, 2012 at 9:00 o’clock am the property described in said deed, located at the above address and briefly described as:Lot 2, Block K, Section A, Foxfire, with improvements thereon.TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to postsale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (40-024334-11/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 7574571460 Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 13710 Lawing Drive,

Colonial Heights, VA 23834-6006 Chesterfield County

In execution of a Deed of Trust in the original principal amount of $259,350.00, dated September 29, 2006 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 7394, at page 0788, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on March 6, 2012 at 3:15 o’clock pm the property described in said deed, located at the above address and briefly described as:Parcel of land containing 7.435 acres, more or less, on plat recorded in Deed book 791, page 285 (erroneously referred to as Deed Book 2039, page 506 in prior deed), with improvements thereon.TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-026427-11/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 5413 Dickens Glen Ln,


In execution of a Deed of Trust in the original principal amount of $159,950.00, dated October 9, 2003 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 3559, at page 0533, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on March 1, 2012 at 9:00 o’clock am the property described in said deed, located at the above address and briefly described as:Lot 5, Block A, Dickens Glen, with improvements thereon.TERMS OF SALE: CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (40-000011-12/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE’S SALE906 N. 26th Street, Richmond, VA 23223

Parcel ID E0000430023

Pursuant to the terms of a deed of trust dated January 25, 2008, in the original principal amount of $147,784.00, recorded in the Clerk’s Office of the Circuit Court of the City of Richmond, Virginia, as Instrument No. 080002426, the property briefly described below will be offered for sale at public auction:

Lot 4, as shown on a plat recorded in the aforesaid Clerk’s Office as Plat No. 06-66, and as more particularly described in the referenced deed of trust.

The sale will take place on MARCH 2, 2012 At 11:30 A.M., at the front entrance to the building housing the Circuit Court of the City of Richmond, located at 400 N. Ninth Street, Richmond, VA.

The property and the improvements thereon will be sold “AS IS” and without representation or warranties of any kind. The sale is subject to all liens, encumbrances, conditions, easements and restrictions, if any, superior to the mentioned deed of trust and lawfully affecting the property.

Terms: A deposit in the form of CERtIFIED FUNDS in the amount of $13,000.00 or 10% of the successful bid, whichever is lower, is required of any bidder at the time of sale. Closing within fifteen (15) days of sale. Time is of the essence. Additional terms will be announced at sale. Purchaser to pay all closing costs. Sale subject to seller confirmation. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein, and any information we obtain will be used for that purpose.

Evans & Bryant, PLC, Substitute Trustee

FOR INFORMATION CONTACT: Jennifer, Assistant to Julian A. Bryant, Jr., at Evans & Bryant, PLC, Substitute Trustee, 2101 Parks Avenue, Suite 301, Virginia Beach, VA 23451. 1-757-437-9500 (1227772).

TRUSTEE’S SALE3706 Bonmark Drive, Richmond, VA 23234

Parcel ID C0090870004

Pursuant to the terms of a deed of trust dated April 18, 2006, in the original principal amount of $100,992.00, recorded in the Clerk’s Office of the Circuit Court of the City of Richmond, Virginia as Instrument No. 060012920, the property briefly described below will be offered for sale at public auction:

Lot 4, Block C, Walmsley Village, as shown on a plat recorded in the Clerk’s Office of the Circuit Court of Chesterfield County, Virginia in Plat Book 17, Page 32, and as more particularly described in the referenced deed of trust.






TRUSTEE’S SALE2608 Dunn Avenue, Richmond, VA 23222

Parcel ID N0000709050

Pursuant to the terms of a deed of trust dated September 11, 2009, in the original principal amount of $100,122.00, recorded in the Clerk’s Office of the Circuit Court of the City of Richmond, Virginia, as Instrument No. 090020704, the property briefly described below will be offered for sale at public auction:

Lot 5, Block D, Green Park, Sec. 2, as shown on a plat recorded in the aforesaid Clerk’s Office in Plat Book 12, Page 98, and as more particularly described in the referenced deed of trust.






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TRUSTEE’S SALE OF 11701 Old Nuckols Road, Glen Allen, VA 23059. In execution of a certain deed of trust dated June 27, 2007, in the original principal amount of $613,000.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4371 Page 0412, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on March 02, 2012, at 10:03 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH ALL IMPROVEMENTS THEREON AND APPURTENANCES THEREUNTO BELONGING, LYING AND BEING IN THREE CHOPT DISTRICT, HENRICO COUNTY, VIRGINIA, KNOWN AND DESIGNATED AS LOT 1, BLOCK B, SECTION A, HAMPSHIRE SOUTH, AS MORE PARTICULARLY SHOWN ON A PLAT OF SUBDIVISION MADE BY FOSTER & MILLER, PC, DATED 12/5/01, AND RECORDED 3/5/02 IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF HENRICO COUNTY, VIRGINIA, IN PLAT BOOK 115, PAGES 43-46. REFERENCE TO SAID PLAT IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY HEREIN CONVEYED..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 134313

TRUSTEE’S SALE OF 3304 Austin Avenue, Richmond, VA 23222. In execution of a certain deed of trust dated December 29, 2009, in the original principal amount of $107,804.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4726 Page 1950, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on March 16, 2012, at 10:04 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH ALL IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN THE COUNTY OF HENRICO, VIRGINIA AND SHOWN AND DESIGNATED AS LOT 135, SECTION B ON SUBDIVISION PLAT OF BRENTWOOD, RECORDED IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF HENRICO COUNTY, VIRGINIA IN PLAT BOOK 22, PAGES 25 AND 26, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 137854

TRUSTEE’S SALE OF 1208 Hull Street, Richmond, VA 23224. In execution of a certain deed of trust dated May 17, 2007, in the original principal amount of $286,000.00 recorded in the Clerk’s Office, Circuit Court for Richmond City, Virginia, in Instrument No. 070017476, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for the City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on March 16, 2012, at 11:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, TOGETHER WITH ALL IMPROVEMENTS THEREON AND APPURTENANCES THEREUNTO BELONGING, LYING AND BEING IN THE CITY OF RICHMOND, VIRGINIA, KNOWN AND DESIGNATED AS NO. 1208 HULL STREET AND DESCRIBED AS: BEGINNING ON THE SOUTHERN LINE OF HULL STREET AT A POINT DISTANT TEHREON 85.40 FEET WESTWARDLY FROM THE WESTERN LINE OF 12TH STREET AND FROM SAID POINT OF BEGINNING, RUNNING WESTWARDLY ALONG AND FRONTING ON THE SOUTHERN LINE OF HULL STREET, 22.23 FEET, MORE OR LESS, TO A POINT; THENCE PROCEEDING IN A SOUTHERLY DIRECTION 150.0 FEET TO A 15 FOOT ALLEY IN THE REAR OF THE CAPTIONED PREMISES; THENCE ALONG THE NORTHERN LINE OF SAID 5 FOOT ALLEY 22.50 FEET TO A POINT IN SAID ALLEY; THENCE IN A NORTHWARDLY DIRECTION 20 FEET TO A POINT, WHICH POINT IS 86.0 FEET IN A WESTWARDLY DIRECTION FROM 12TH STREET; THENCE IN A NORTHWARDLY DIRECTION 130.0 FEET BETWEEN THE WALL, IN THE CENTER, WHICH DIVIDES NO. 1208 FROM 1206 HULL STREET TO A POINT IN THE SOUTHERN LINE OF HULL STREET, WHICH POINT IS THE POINT OF BEGINNING, ALL AS SET FORTH ON THE PLAT OF SURVEY BY FREDERICK A. GIBSON, DATED MAY 19, 2004 ATTACHED HERETO AND TO WHICH REFERENCE IS HEREBY MADE..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 139926

TRUSTEE’S SALE OF 4612 Shop Street, Chester, VA 23831. In execution of a certain deed of trust dated February 23, 2006, in the original principal amount of $168,000.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 6972 Page 652, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on March 09, 2012, at 12:03 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT OR PARCEL OF LAND, LYING AND BEING IN BERMUDA DISTRICT, CHESTERFIELD COUNTY, VIRGINIA, AND MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT A POINT ON THE NORTHERN LINE OF SHOP STREET; WHICH POINT OF BEGINNING IS DISTANT THEREON IN A WESTERLY DIRECTION 150 FEET FROM THE INTERSECTION OF SAID NORTHERN LINE OF SHOP STREET WITH THE WESTERN LINE OF BUCKINGHAM STREET; THENCE FROM THIS SAID POINT OF BEGINNING IN A WESTERLY DIRECTION ALONG THE SAID NORHERN LINE OF SHOP STREET 170 FEET TO A POINT; THENCE IN A EASTERLY DIRECTION ALONG A LINE PARALLEL WITH THE NORTHERN LINE OF SHOP STREET150 FEET TO A POINT; THENCE IN A SOUTHERLY DIRECTION ALONG A LINE PARALLEL WITH THE WESTERN LINE OF BUCKINGHAM STREET 170 FEET TO A POINT, THE POINT AND PLACE OF BEGINNING. REFERENCE IS MADE TO A CERTAIN PLAT OF SURVEY PREPARED BY W.W. LAPARDE AND BROS., DATED NOVENMBER 22, 1927, A COPY OF WHICH IS ATTACHED TO A DEED RECORDED IN DEED BOOK 317, PAGE 126, IN THE CLERK’S OFFICE, CIRCUIT COURT, CHESTERFIELD COUNTY, VIRGINIA..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 39064

TRUSTEE’S SALE OF 5121 Monza Court, Richmond, VA 23234. In execution of a certain deed of trust dated August 15, 2006, in the original principal amount of $285,950.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 7327 Page 0260, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on March 09, 2012, at 12:04 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, TOGETHER WITH ALL IMPROVEMENTS THEREON AND APPURTENANCES THERETO, BELONGING, LYING AND BEING IN DALE MAGISTERIAL DISTRICT, CHESTERFIELD COUNTY, VIRGINIA, KNOWN AND DESIGNATED AS LOT 6, BLOCK A, SECTION A, ON THE PLAN OF MINIBORYA, MADE BY J.K. TIMMONS, CIVIL ENGINEER AND SURVEYOR, DATED JULY 29, 1964, AND RECORDED AUGUST 9, 1964, CLERK’S OFFICE, CIRCUIT COURT OF CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 14, PAGE 13..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 64992

BWW# 83908TRUSTEE’S SALE OF 84 Defense Avenue, Sandston, VA 23150. In execution of a certain deed of trust dated October 20, 2006, in the original principal amount of $168,000.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4225 Page 0374, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on March 09, 2012, at 10:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, LYING AND BEING IN VARINA DISTRICT, HENRICO COUNTY, VIRGINIA, DESIGNATED AS LOT 8, BLOCK B, SECTION D, SANDSTON HIGHLAND, A PLAT OF WHICH MADE BY RALEIGH E. PEHLPS, C.L.S. DATED JANUARY 5, 1981, WAS RECORDED ON APRIL 22, 1981, IN THE CLERK’S OFFICE, CIRCUIT COURT, HENRICO COUNTY, VIRGINIA, IN PLAT BOOK 73, PAGE 52, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF SAID REAL ESTATE..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com.

VIRGINIA:

IN THE CIRCUIT COURT OF THE CITY OF RICHMOND

In Re: Estate of Ruth Perrin Orange, Deceased

SHOW CAUSE ORDER

It appearing that a report of the accounts of Christopher M. Malone, Administrator C.T.A. of the estate of Ruth Perrin Orange, deceased, and the debts and demands against such estate has been filed with the Clerk’s Office, and that six months have elapsed since qualification, on motion of the personal representative, it is ORDERED that the creditors of, and all others interested in, the estate, show cause, if any they can, at 9:00am on the 27th day of March, 2012, before this Court at its courtroom against the payment and delivery of the estate to the persons thereunto entitled, without refunding bonds;

AN EXTRACT, TESTE: BEVILL M. DEAN, CLERK

SOLE ACTING TRUSTEE’S SALE702 WEST CLAY STREET,

RICHMOND

In execution of a Deed of Trust recorded in Clerk’s Office there having been a default under the Deed of Trust, Sole Acting Trustee will offer for sale at public auction on March 8, 2012, at 11:35a.m. front entrance of Circuit Court, City of Richmond, John Marshall Courts Building, 400 No. 9th

Street, Richmond, VA, the property known as 702 West Clay Street, Richmond, VA. For full description of property, see Deed of Trust. Sale made subject to all existing easements, restrictive covenants, liens and/or deeds of trust. TERMS: Cash at settlement within 10 days of sale. Bidder’s deposit 10% cash or certified check. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. FOR INFORMATION CONTACT: Nancy Ann Rogers, Sole Acting Trustee, Post Office Box 167, Manakin Sabot, Virginia 23103 (804) 784-7182.

VIRGINIA: IN THE CIRCUIT COURT OF THE COUNTY OF HENRICO

In the matter of the change of name of RANDY MICHAEL ALEXANDER JONES, a minor child, to RANDY MICHAEL HARRIS By Johnathan G. Harris, his Custodian And next friendCase # CL11-2857ORDER OF PUBLICATIONThe object of this action is to obtain a name change for minor child, from RANDY MICHAEL ALEXANDER JONES to RANDY MICHAEL HARRIS.It appearing by Affidavit that the father of the minor child is Randy Alexander Jones; that the father’s address is not known, the father’s present whereabouts are unknown, the last known location of the father was the Richmond, Virginia metropolitan area; that diligence has been used by or on behalf of the Petitioner to ascertain in what county or city the father resides in is without effect, it is ORDERED that the minor child’s father, Randy Alexander Jones appear before this Court on or before March 5, 2012 and protect his interests herein.Enter: 1/25/12 An Extract Teste: Yvonne G. Smith, Clerk

VIRGINIA:

IN THE CIRCUIT COURT FOR THE COUNTY OF CHESTERFIELDRE:File No. 09-530JAMES EDWARD MOYERS, deceased

SHOW CAUSE ORDER AGAINST DISTRIBUTION

It is ordered that the creditors of, and all other persons interested in, the above estate show cause, if any they can, on the 6th day of March, 2012, at 8:30 a.m. before this Court at its courtroom, against payment and delivery of the estate to the distributees and legatees without requiring refunding bonds.ENTER: February 2, 2012An extract teste:JUDY L. WORTHINGTON, ClerkBy: Jill Bryant, Deputy Clerk/Probate

UNITED STATES CUSTOMS AND BORDER PROTECTION-

Notice is hereby given as required by 19 USC 1607, and in accordance with 19 CFR 162.45, of the seizure and intent to forfeit and dispose of according to law, the property listed below, seized in Virginia. Any person desiring to claim the property must appear at the Office of the Fines, Penalties and Forfeiture Officer, U.S. Customs and Border Protection, 101 East Main Street, Norfolk, Virginia, and file within twenty (20) days from the date of the first publication of the notice, a claim to such property, in default of which the property will be disposed of in accordance with the law.

CASE #2012140400001001; Seized 12/12/2011: DESCRIPTION: $17,352.00 U.S. Currency: LAWS VIOLATED; title 18, United States Code, §981 in violation of title 18 United States Code, §1956.

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TRUSTEE’S SALE OF 2128 Lindsey Gabriel Drive, Richmond, VA 23231. In execution of a certain deed of trust dated January 03, 2011, in the original principal amount of $283,641.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4842 Page 0191, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on March 09, 2012, at 10:03 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN TRACT OR PARCEL OF LAND WITH IMPROVEMENTS THEREON, LYING AND BEING IN THE COUTNY OF HENRICO, VIRGINIA BEING DESIGNATED AS LOT 5, BLOCK B., SECTION B AS SHOWN ON A PLAT PREPARED BY FOSTER AND MILLER, P.C. ENTITLED “MIDVIEW FARMS SECTION B” DATED JULY 10TH, 2007 RECORDED IN PLAT BOOK 124, PAGE 1, AMONG THE LAND RECORDS OF HENRICO COUNTY, VIRGINIA..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 142488 ASAP# 4197885 02/15/2012, 02/22/2012

TRUSTEE’S SALE OF 303 Berwickshire Drive, Richmond, VA 23229. In execution of a certain deed of trust dated September 28, 2005, in the original principal amount of $354,971.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 3976 Page 1404, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on March 02, 2012, at 10:01 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: THAT CERTAIN PARCEL OF LAND IN SANITARY DISTRICT A. TUCKAHOE MAGISTERIAL DISTRICT, HENRICO COUNTY, VIRGINIA, IN THE SUBDIVISION KNOWN AS SLEEPY HOLLOW, SITUATED ON THEEAST LINE OF BERWICKSHIRE DRIVE, WITH ALL APPURTENANCES THERETO BELONGING, DESIGNATED AS LOT 2, BLOCK K, IN THE PLAN OF SLEEPY HOLLOW AND BEING OF THE SIZE, DIMENSIONS AND LOCATION AS SHOWN ON A CERTAIN MAP ENTITLED “SLEEPY HOLLOW REVISED PLAN OF LOT 56 AND PART OF LOTS 57, 59, 52, 53, 54, CLUB LOT AND THE HIGGENBOTHAM TRACT, TUCKAHOE DISTRICT OF HENRICO COUNTY, VIRGINIA, SHEET 1 OF 2”, DATED SEPTEMBER 1, 1966, MADE BY ARTHUR M. MOSELEY, CERTIFIED LAND SURVEYOR, RICHMOND, VIRGINIA, A COPY OF WHICH WAS DULY RECORDED IN THE CLERK’S OFFICE OF THE CIRCUIT COURT, COUNTY OF HENRICO, VIRGINIA, ON FEBRUARY 9, 1967, IN PLAT BOOK 36, PAGE 60, REFERENCE BEING ALSO MADE TO A CERTAIN MAP MADE BY J. TEMPLE WADDILL, CERTIFIED CIVIL ENGINEER, WHICH IS DULY RECORDED IN THE AFORESAID CLERK’S OFFICE, IN PLAT BOOK 13, PAGES 105 AND 106..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 142246 ASAP# 4197890 02/15/2012, 02/22/2012

TRUSTEE’S SALE OF 5108 Whitehaven Place, Richmond, VA 23231. In execution of a certain deed of trust dated June 30, 2004, in the original principal amount of $214,050.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 3696 Page 1050, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on March 02, 2012, at 10:03 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND DESIGNATED AS LOT 13, BLOCK A, SECTION 1 ON A PLAT ENTITLED “WHITE OAK FOREST, SECTION 1”, PREPARED BY E. D. LEWIS & ASSOCIATES, P.C., DATED FEBRUARY 18, 2002 RECORDED MAY 28, 2002 IN THE CIRCUIT COURT CLERK’S OFFICE, HENRICO COUNTY, VIRGINIA IN PLAT BOOK 115 AT PAGE 72 THROUGH 74, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE SUBJECT PROPERTY. BEING A PART OF THE SAME REAL ESTATE CONVEYED TO PROSPECT HOMES OF RICHMOND, INC., A VIRGINIA CORPORATION BY DEED FROM SAUER PROPERTIES, INC., A VIRGINIA CORPORATION DATED APRIL 7, 2004 RECORDED APRIL 12, 2004 IN THE CLERK’S OFFICE, CIRCUIT COURT, HENRICO COUNTY, VIRGINIA IN DEED BOOK 3646 PAGE 864..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post- sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 131213 ASAP# 4197899 02/15/2012, 02/22/2012

TRUSTEE’S SALE OF 2213 Cleary Road, Richmond, VA 23223. In execution of a certain deed of trust dated September 17, 2008, in the original principal amount of $123,956.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4563 Page 1901, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on March 09, 2012, at 10:02 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT OF LAND, WITH ALL THE IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, NO. 2213 CLEARY ROAD, IN SANITARY C. DISTRICT OF FAIRFIELD MAGISTERIAL DISTRICT, HENRICO COUNTY, VIRGINIA, BEING LOT 7, IN BLOCK K SECTION B, CENTRAL GARDENS, PLAT OF WHICH IS RECORDED IN THE CLERK’S OFFICE, CIRCUIT COURT, HENRICO COUNTY, VIRGINIA, IN PLAT BOOK 26, PAGES 141, 142 AND 143, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR THE METES AND BOUNDS DESCRIPTION OF SAID LOT..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 142326 ASAP# 4197888 02/15/2012, 02/22/2012

TRUSTEE’S SALE OF 407 Derbycreek Lane,

Chester, VA 23836. In execution of a certain deed of trust dated May 25, 2007, in the original principal amount of $181,000.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 8138 Page 0216, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on March 09, 2012, at 12:08 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT LOT, PIECE OR PARCEL OF LAND, WITH THE IMPROVEMENTS THEREON AND THE APPURTENANCES THERETO BELONGING, LYING AND BEING IN BERMUDA DISTRICT, CHESTERFIELD COUNTY, VIRGINIA AND SHOWN AS LOT 4, CHESTERFIELD DOWNS, ON SUBDIVISION PLAT BY CHARLES C. TOWNES & ASSOCIATES, P.C. CIVIL ENGINEERS- PLANNERS-LAND SURVEYORS, DATED MAY 24, 1988, RECORDED OCTOBER 26, 1988, IN THE CLERK’S OFFICE, CIRCUIT COURT,COUNTY OF CHESTERFIELD, VlRGINIA, IN PLAT BOOK 63, PAGES 53 AND 54,REFERENCE TO WHICH IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 118082

Trustee’s Sale9600 Woodpecker Road,

Chesterfield, Virginia 23838(Tax ID No. 757646869900000)

Default having been made in the terms of a certain Deed of Trust dated October 25, 2006, in the original principal amount of $460,000.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Chesterfield, Virginia in Deed Book 7469, Page 0763, the undersigned Substitute Trustees will sell at public auction on March 7, 2012, at 12:30 p.m., in front of the building housing the Chesterfield County Circuit Court, 9500 Courthouse Road, Chesterfield, VA, the property designated as containing 35.31 acres, more or less, as more fully shown on a plat of survey dated January 23, 1990, entitled Plat of 35.31 Acres of Land Situated on State Route #626 Woodpecker Road, Matoaca District, Chesterfield County, Virginia, in Plat Book 70 at page 8.Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $46,000.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Glasser and Glasser, P.L.C. and/or Atlantic Trustee Services, L.L.C., Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 80032, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

TRUSTEE’S SALE OF 702 Savannah Avenue, Richmond, VA 23222. In execution of a certain deed of trust dated February 05, 2004, in the original principal amount of $104,950.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 3613 Page 2551, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on March 02, 2012, at 10:02 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THATCERTAIN LOT, PIECE OR PARCEL OF LAND, LYING AND BEING IN FAIRFIELD MAGISTERIAL DISTRICT, COUNTY OF HENRICO, VIRGINIA, BEING LOT 9, AND THE EASTERN 20 FEET OF LOT 8, BLOCK C, PLAN OF HIGHLAND GARDENS, SECTION A, WHICH PLAN IS OF RECORD IN THE CLERK’S OFFICE, CIRCUIT COURT OF HENRICO COUNTY, VIRGINIA, IN PLAT BOOK 18, PAGE 24, REFERENCE TO WHICH IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF SAID PROPERTY.TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 142270 ASAP# 4197892 02/15/2012, 02/22/2012

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TRUSTEE’S SALE OF 6703 W Davista Avenue, Richmond, VA 23228. In execution of a certain deed of trust dated December 21, 2007, in the original principal amount of $216,956.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4454 Page 0716, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on March 16, 2012, at 10:03 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, TOGETHER WITH ALL IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN THE BROOKLAND MAGISTERIAL DISTRICT, HENRICO COUNTY, VIRGINIA, DESIGNATED AS LOT 49 ON THE PLAT OF SUBDIVISON OF DAVISTA PARK, SAID PLAT BEARING DATE OF JUNE 12, 1937, MADE BY J. TEMPLE WADDILL, CERTIFIED CIVIL ENGINEER, AND RECORDED IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF HENRICO COUNTY, VIRGINIA, IN PLAT BOOK 16, PAGE 105, SAID LOT BEING FURTHER DESCRIBED AS FOLLOWS: BEGINNING AT A POINT ON THE EASTERLY LINE OF WEST DAVISTA AVENUE DISTANT IN A NORTHERLY DIRECTION 100 FEET FROM THE CORNER FORMED BY THE INTERSECTION OF THE EASTERLY LINE OF WEST DAVISTA AVENUE, WITH THE NORTHERLY LINE OF ADAIR AVENUE, THENCE EXTENDING NORTHWARDLY ALONG AND FRONTING ON THE EASTERLY LINE OF WEST DAVISTA AVENUE, 50 FEET; THENCE EXTENDING BACK EASTWARDLY BETWEEN PARALLEL LINES PERPENDICULAR TO WEST DAVIST AVENUE A DISTANCE OF 142 FEET TO A 16 FOOT ALLEY IN THE REAR; NORTHERLY BOUNDARY LINE OF SAID LOT BEING THE SOUTHERLY LINE OF A 16 FOOT ALLEY EXTENDING EASTWARDLY FROM WEST DAVISTA AVENUE..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 135460 ASAP# 4197912 02/15/2012, 02/22/2012

TRUSTEE SALE3613 Bailey Farm Road, Moseley, VA

23120-1146Chesterfield County

In execution of a Deed of Trust in the original principal amount of $380,000.00, dated July 3, 2007 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 7882, at page 0050, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on February 28, 2012 at 3:15 o’clock pm the property described in said deed, located at the above address and briefly described as:Lot 3, Bailey Farms Estates, with improvements thereon. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (01-025527-11/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m.or visit our website at www.siwpc.net

Trustee’s Sale14719 Beacon Hill Court, Midlothian,

Virginia 23112(Tax ID No. 720677468700000)

Default having been made in the terms of a certain Deed of Trust dated July 20, 2007, in the original principal amount of $131,250.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Chesterfield, Virginia in Deed Book 7915, Page 0830, the undersigned Substitute Trustees, will sell at public auction on March 7, 2012, at 12:30 p.m., in front of the building housing the Chesterfield County Circuit Court, 9500 Courthouse Road, Chesterfield, VA, the property designated as Lot 15, Phase I, Beacon Hill, all as more particularly shown on plat of survey dated October 30, 1987, recorded January 13, 1988, in the aforesaid Clerk’s Office in Plat Book 60, Pages 11 and 12.

Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $13,000.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Glasser and Glasser, P.L.C. and/or Atlantic Trustee Services, L.L.C., Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 83288, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

TRUSTEE SALE907 Bradley Lane, Richmond, VA 23225-

4305City of Richmond

In execution of a Deed of Trust in the original principal amount of $101,000.00, dated August 4, 2005 recorded in the Clerk’s Office of the Circuit Court of the City Of Richmond, Virginia, in Instrument 050026446, at page 1092, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Trustee will offer for sale at public auction at the entrance to the John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on February 23, 2012 at 10:00 o’clock am the property described in said deed, located at the above address and briefly described as:Lot 38, Norwood Park, with improvements thereon. TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (01-000144-12/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m.or visit our website at www.siwpc.net

TRUSTEE SALE1411 Confederate Ave, Richmond, VA

23227-4403In execution of a Deed of Trust in the original principal amount of $115,800.00, dated August 30, 1990 recorded in the Clerk’s Office of the Circuit Court of the City Of Richmond, Virginia, in Deed Book 245, at page 1928, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Substitute Trustee will offer for sale at public auction at the entrance to the John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on March 8, 2012 at 10:00 o’clock am the property described in said deed, located at the above address and briefly described as:Lot No. 2, in Block M, Laburnum Park, Deed Book 245, page 1926, with improvements thereon.

TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (01-012294-11/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m.

TRUSTEE SALE8512 Covina Ct, Chesterfield, VA 23838-

5188

In execution of a Deed of Trust in the original principal amount of $408,000.00, dated October 19, 2007 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 8052, at page 0335, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on February 28, 2012 at 3:15 o’clock pm the property described in said deed, located at the above address and briefly described as:Lot 29, Eastfair, at The Highlands, recorded in Plat Book 97, Pages 37 thru 40, with improvements thereon. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-012625-10/CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

Trustee’s Sale6610 E. Davista Avenue, Richmond a/k/a

Henrico, Virginia 23228(Tax ID No. 773-746-2343)

Default having been made in the terms of a certain Deed of Trust dated April 26, 1988, in the original principal amount of $43,690.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Henrico, Virginia in Deed Book 2129, at Page 239, the undersigned Substitute Trustees, will sell at public auction on March 28, 2012, at 10:00 a.m., in front of the building housing the Henrico County Circuit Court, 4301 E. Parham Road (E. Parham and Hungary Spring Roads), Richmond, VA, the property designated Lot 37 and part of Lot 38, Davista Park, all as shown on a plat of survey dated April 14, 1970, recorded April 23, 1970, in the aforesaid Clerk’s Office, in Deed Book 1425, Pages 264 and 265.

Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $500.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Glasser and Glasser, P.L.C. and/or Atlantic Trustee Services, L.L.C., Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 94892, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

TRUSTEE’S SALE OF 2300 Harwood Street, Richmond, VA 23224. In execution of a certain deed of trust dated July 13, 2007, in the original principal amount of $82,500.00 recorded in the Clerk’s Office, Circuit Court for Richmond City, Virginia, in Instrument No. 070024470, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for the City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on March 09, 2012, at 11:01 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN PARCEL OF LAND WITH IMPROVEMENTS THEREON, SITUATE IN THE CITY OF RICHMOND, VIRGINIA (FORMERLY CHESTERFIELD COUNTY, VIRGINIA) KNOWN AS NO. 2300 HARWOOD STREET, DESIGNATED AS LOT 6, BLOCK 3, PLAN OF POWHATAN HEIGHTS, RECORDED IN PLAT BOOK 3, PAGE 174, CLERK’S OFFICE, CIRCUIT COURT OF CHESTERFIELD COUNTY AND FURTHER DESCRIBED AS FOLLOWS: COMMENCING AT THE INTERSECTION OF THE SOUTH LINE OF HARWOOD STREET WITH THE WEST LINE OF LYNHAVEN AVENUE (FORMERLY LANCASTER AVENUE); THENCE EXTENDING WESTWARDLY ALONG AND FRONTING ON THE SOUTH LINE OF HARWOOD STREET 50 FEET; THENCE BACK SOUTHWARDLY BETWEEM THE WEST LINE OF LYNHAVEN AVENUE AND A LINE PARALLEL THEREWITH 150 FEET..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 140614

TRUSTEE’S SALE OF 13571 Bailey Bridge Road, Midlothian, VA 23112. In execution of a certain deed of trust dated November 17, 2005, in the original principal amount of $188,000.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 6784 Page 919, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on March 09, 2012, at 12:00 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN TRACT OR PARCEL OF LAND CONTAINING 1.779 ACRES, MORE OR LESS, AND MORE FULLY DESCRIBED AS LOT 26 ON A PLAT OF SURVEY ENTITLED “SURVEY FOR CONTINENTAL GROUP, INC., SHOWING LOT 26, BEING PART OF THE LAYFIELD TRACT NO. 8016 SITUATE ON THE EAST LINE OF VA RTE. 654, MATOACA MAGISTERIAL DISTRICT, CHESTERFIELD COUNTY, VIRGINIA,” MADE BY LANDMARK SURVEYORS, INC., DATED SEPTEMBER 12, 1986, REVISED SEPTEMBER 17, 1986, AND REVISED SEPTEMBER 26, 1986, A COPY OF WHICH PLAT IS ATTACHED TO AND RECORDED WITH THAT CERTAIN DEED RECORDED IN THE CLERK’S OFFICE, CIRCUIT COURT, COUNTY OF CHESTERFIELD, VIRGINIA IN DEED BOOK 1858, PAGE 1593, AND TO WHICH REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE LOT HEREBY CONVEYED..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 142184

SOLE ACTING TRUSTEE’S SALE1607 HULL STREET,

RICHMOND

In execution of a Deed of Trust recorded in Clerk’s Office there having been a default under the Deed of Trust, Sole Acting Trustee will offer for sale at public auction on March 8, 2012, at 11:30a.m. front entrance of Circuit Court, City of Richmond, John Marshall Courts Building, 400 No. 9th Street, Richmond, VA, the property known as 1607 Hull Street, Richmond, VA. For full description of property, see Deed of Trust. Sale made subject to all existing easements, restrictive covenants, liens and/or deeds of trust. TERMS: Cash at settlement within 10 days of sale. Bidder’s deposit 10% cash or certified check. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. FOR INFORMATION CONTACT: Nancy Ann Rogers, Sole Acting Trustee, Post Office Box 167, Manakin Sabot, Virginia 23103 (804) 784-7182.

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TRUSTEE’S SALE OF 515 Conley Road, Richmond, VA 23227. In execution of a certain deed of trust dated December 28, 2006, in the original principal amount of $136,850.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4265 Page 1426, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on March 16, 2012, at 10:01 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND WITH IMPROVEMENTS THEREON, LYING AND BEING IN FAIRFIELD MAGISTERIAL DISTRICT, HENRICO COUNTY, VIRGINIA, DESIGNATED AS LOT 49, STUKELEY HALL FARMS, AS SHOWN ON PLAT OF “RESUBDIVISION OF LOTS 48 AND 49 SECTION A AND LOTS 1 AND 2, BLOCK B, SECTION B, STUKELEY HALL FARMS” DATED JULY 28, 1972, MADE BY WILLIAM J. SCHMIDT & ASSOCIATES, ENGINEERS AND SURVEYORS, RECORDED IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF HENRICO COUNTY, VIRGINIA, IN PLAT BOOK 54, PAGE 23..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 135610 ASAP# 4197896 02/15/2012, 02/22/2012

TRUSTEE’S SALE OF 10050 Purcell Road, Richmond, VA 23228. In execution of a certain deed of trust dated June 24, 2005, in the original principal amount of $119,059.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 3907 Page 0394, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on March 02, 2012, at 10:02 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT OR PARCEL OF LAND WITH IMPROVEMENTS THEREON, EASEMENTS FOR INGRESS AND EGRESS AND APPURTENANCES THEREUNTO BELONGING, LYING AND BEING IN THE BROOKLAND MAGISTERIAL DISTRICT, HENRICO COUNTY, VIRGINIA, KNOWN AS LOT 5, BLOCK D, ALL AS SHOWN ON A PLAT OF SURVEY ENTITLED “LAUREL SQUARE” MADE BY ROBERT M. BLANKENSHIP, III, C.L.S., AND WILBUR SMITH AND ASSOCIATES CONSULTING ENGINEERS, DATED AUGUST 10, 1970, RECORDED IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF HENRICO COUNTY, VIRGINIA, IN PLAT BOOK 42, PAGES 35 AND 36..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 123006 ASAP# 4197901 02/15/2012, 02/22/2012

TRUSTEE’S SALE OF 3012 Silverbush Court, Richmond, VA 23228. In execution of a certain deed of trust dated August 04, 2006, in the original principal amount of $214,515.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4175 Page 0310, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on March 02, 2012, at 10:01 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THOSE CERTAIN LOTS, PIECE OR PARCELS OF LAND, WITH ALL IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN BROOKLAND DISTRICT, HENRICO COUNTY, VIRGINIA, SHOWN AND DESIGNATED AS LOT 1, BLOCK A, SECTION A, ON SUBDIVISION PLAT PREPARED BY FOSTER & MILLER, P.C., DATED NOVEMBER 7, 1996, ENTITLED “LAKELAND TOWNES SECTION A” AND RECORDED IN THE CLERK’S OFFICE OF THE CIRCUIT OF HENRICO COUNTY, VIRGINIA, IN PLAT BOOK 105, AT PAGES 2 THROUGH 4, REFERENCE TO WHICH PLAT IS MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 122949 ASAP# 4197903 02/15/2012, 02/22/2012

TRUSTEE’S SALE OF 8602 Hungary Spring Road, Richmond, VA 23228. In execution of a certain deed of trust dated June 05, 2008, in the original principal amount of $187,064.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4523 Page 2289, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on March 02, 2012, at 10:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH ALL IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN HENRICO COUNTY, VIRGINIA, DESIGNATED AS LOT 3, BLOCK B, AS SHOWN ON THE MAP ENTITLED “LAUREL VIEW”, DATED JULY 5, 1951, MADE BY WILLIAM M. LEWIS, CERTIFIED SURVEYOR, AND RECORDED IN PLAT BOOK 23, PAGE 34, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF SAID LOT..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 120838 ASAP# 4197910 02/15/2012, 02/22/2012

TRUSTEE’S SALE OF 11725 Olde Covington Way, Glen Allen, VA 23059. In execution of a certain deed of trust dated June 19, 2007, in the original principal amount of $684,800.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4363 Page 0323, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on March 16, 2012, at 10:02 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN PIECE OR PARCEL OF LAND, WITH ALL IMPROVEMENTS AND APPURTENANCES THEREUNTO BELONGING, LYING AND BEING IN HENRICO COUNTY, VIRGINIA, DESIGNATED AS LOT 59, BLOCK B, PLAT OF COVINGTON ,SECTION 1, AS SHOWN ON PLAT BY KOONTZ-BRYANT, P.C., DATED JUNE 1, 2004, RECORDED IN PLAT BOOK 119, PAGES 136-140, IN THE CLERK’S OFFICE, CIRCUIT COURT, HENRICO COUNTY, VIRGINIA, REFERENCE BEING MADE TO SAID PLAT FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 74889

TRUSTEE’S SALE OF 2300 Persimmon Trek, Richmond, VA 23233. In execution of a certain deed of trust dated August 24, 2007, in the original principal amount of $520,000.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4401 Page 1057, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on March 16, 2012, at 10:03 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH APPURTENANCES THEREUNTO BELONGING, LYING, BEING AND SITUATED IN TUCKAHOE DISTRICT, HENRICO COUNTY, VIRGINIA, KNOWN AND DESIGNATED AS LOT 4, BLOCK B, SECTION E, LAKE LOREINE, FORMERLY KNOWN AS LOT 1, BLOCK A, SECTION D, COVERED BRIDGE AS SHOWN ON A PLAT ENTITLED “LAKE LOREINE, SECTION E, A RESUBDIVISION OF A PORTION OF COVERED BRIDGE, SECTION D” IN PLAT BOOK 81, PAGE 71 FOR A FURTHER DESCRIPTION OF THE PROPERTY HEREBY CONVEYED..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 136328

TRUSTEE’S SALE OF 13216 Branders Bridge Road, Chester, VA 23831. In execution of a certain deed of trust dated December 28, 2007, in the original principal amount of $207,000.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 8141 Page 0790, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on March 09, 2012, at 12:02 PM, the property described in said deed of trust, located at the above address. Parcel ID 783648851800000. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 142183

TRUSTEE SALE 1929 Seddon Road,

Richmond, VA 23227 In execution of a Deed of Trust in the original principal amount of $85,000.00, dated February 29, 2008 recorded in the Clerk’s Office of the Circuit Court of the City Of Richmond, Virginia, in Instrument 080006488, at page 471, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Substitute Trustee will offer for sale at public auction at the entrance to the John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on March 8, 2012 at 10:00 o’clock am the property described in said deed, located at the above address and briefly described as:Part of Lot 18, Block 3, West Ginter Park, recorded in Deed Book 808, page 1888, with improvements thereon.TERMS OF SALE: CASH: A deposit of $7,500.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (01-021655-11/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

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TRUSTEE SALE8300 Emerald Lane, Richmond, VA


In execution of a Deed of Trust in the original principal amount of $138,750.00, dated September 1, 2006 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 7338, at page 727, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on March 6, 2012 at 3:15 o’clock pm the property described in said deed, located at the above address and briefly described as:Lot 13, Block C, Subdivision plat of Penn Acres, with improvements thereon.

TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-023847-11/CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m.or visit our website at www.siwpc.net

TRUSTEE SALE1200 Evergreen Ave, Richmond, VA

23224-4902

In execution of a Deed of Trust in the original principal amount of $127,000.00, dated November 1, 2007 recorded in the Clerk’s Office of the Circuit Court of the City Of Richmond, Virginia, in Instrument 070036538, at page 912, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Trustee will offer for sale at public auction at the entrance to the John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on March 1, 2012 at 10:00 o’clock am the property described in said deed, located at the above address and briefly described as:Lot 1, Block E, Section 2, Broad Rock Home Sites, with improvements thereon. TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (40-012251-11/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m.or visit our website at www.siwpc.net

TRUSTEE SALE609 Fairystone Court, Highland Springs, VA

23075-2604Henrico County

In execution of a Deed of Trust in the original principal amount of $140,000.00, dated December 15, 2008 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 4587, at page 1071, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on February 23, 2012 at 9:00 o’clock am the property described in said deed, located at the above address and briefly described as:Lot 7, Block B, Section A, Millie Farms and Adjacent Parcel in the rear containing .457 Acres, with improvements thereon.

TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (40-000703-12/CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m.

TRUSTEE SALE6323 Falling Water Ct, Mechanicsville, VA

23111-7506Hanover County

In execution of a Deed of Trust in the original principal amount of $239,946.00, dated October 24, 2007 recorded in the Clerk’s Office of the Circuit Court of the County Of Hanover, Virginia, in Deed Book 2896, at page 3371, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Hanover County, Hanover, Virginia, on February 28, 2012 at 9:00 o’clock am the property described in said deed, located at the above address and briefly described as:Lot 66, Section 1, Pebble Creek, with improvements thereon. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (40-025515-11/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m.or visit our website at www.siwpc.net

TRUSTEE SALE6210 Gatesgreen Dr, Chesterfield, VA


In execution of a Deed of Trust in the original principal amount of $149,350.00, dated January 7, 2008 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 8151, at page 0482, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on February 28, 2012 at 3:15 o’clock pm the property described in said deed, located at the above address and briefly described as:Lot 5, Block C, Section A, Courthouse Green, with improvements thereon. TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-003761-11/CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m.or visit our website at www.siwpc.net

TRUSTEE SALE13114 Langtree Dr, Richmond, VA


In execution of a Deed of Trust in the original principal amount of $313,200.00, dated May 30, 2006 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 4131, at page 0252, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on February 28, 2012 at 1:00 o’clock pm the property described in said deed, located at the above address and briefly described as:Lot 14, Block C, Section C, Langtree at Wellesley, with improvements thereon. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (40-022609-11/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m.or visit our website at www.siwpc.net

TRUSTEE SALE3502 Luckylee Crescent, North Chesterfield,

VA 23234Chesterfield County

In execution of a Deed of Trust in the original principal amount of $87,400.00, dated August 20, 2007 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 7961, at page 0460, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on March 1, 2012 at 11:15 o’clock am the property described in said deed, located at the above address and briefly described as:Lot 2, Block 13, Meadowdale Townhouse Park, Section 1, with improvements thereon.

TERMS OF SALE: CASH: A deposit of $7,500.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (01-026434-11/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m.

TRUSTEE SALE11682 Timberly Ct, Richmond, VA 23238-

3489Henrico County

In execution of a Deed of Trust in the original principal amount of $100,000.00, dated February 28, 2003 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 3400, at page 1351, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on March 6, 2012 at 1:00 o’clock pm the property described in said deed, located at the above address and briefly described as:Lot 8, Block J, Sussex Wood, Section B, with improvements thereon. TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (40-001425-12/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m.or visit our website at www.siwpc.net

TRUSTEE’S SALE OF 6718 Kingsland Creek Drive, Chesterfield, VA 23832. In execution of a certain deed of trust dated May 25, 2005, in the original principal amount of $172,400.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 6418 Page 634, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on March 09, 2012, at 12:05 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND WITH IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN DALE MAGISTERAIL DISTRICT OF CHESTERFIELD COUNTY, VIRGINIA, DESIGNATED AS LOT 22, SECTION ONE, KINGSLAND GLEN, AS SHOWN ON SUBDIVISION PLAT ENTITLED, “KINGSLAND GLEEN, SECTION ONE, CHESTERFIELD COUNTY, VIRGINIA”, PREPARED BY BALZER AND ASSOCIATES, INC., DATED NOVEMBER 12, 2001, AND RECORDED JANUARY 22, 2002, IN THE CLERK’S OFFICE, CIRCUIT COURT, CHESTERFIELD COUNTY, VIRGINIA IN PLAT BOOK 123, PAGES 44-46, REFERENCE TO WHICH PLAT IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY HEREIN CONVEYED. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com BWW# 142937

TRUSTEE SALE 14004 Smooth Rock Court, Montpelier, VA 23192-2654

Hanover CountyIn execution of a Deed of Trust in the original principal amount of $194,000.00, dated June 24, 2005 recorded in the Clerk’s Office of the Circuit Court of the County Of Hanover, Virginia, in Deed Book 2533, at page 277, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Trustee will offer for sale at public auction at the entrance to the Circuit Court Hanover County, Hanover, Virginia, on March 2, 2012 at 11:15 o’clock am the property described in said deed, located at the above address and briefly described as:Lot 11, Winding Creek Estates, with improvements thereon.TERMS OF SALE: CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-000272-12/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 10731 Spring Run Road,

Chesterfield, VA 23832-3614 In execution of a Deed of Trust in the original principal amount of $131,583.00, dated December 16, 2009 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 8970, at page 0227, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on March 8, 2012 at 11:15 o’clock am the property described in said deed, located at the above address and briefly described as:Parcel B, Burgess Property, recorded in Deed Book 1427, page 383, with improvements thereon.TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-000882-12/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

THIS WEEK’S

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WE APOLOGIZE

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TRUSTEE SALE1603 National St, Richmond, VA 23231-

1522

In execution of a Deed of Trust in the original principal amount of $63,200.00, dated June 1, 2007 recorded in the Clerk’s Office of the Circuit Court of the City Of Richmond, Virginia, in Instrument 070018824, at page 1363, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Substitute Trustee will offer for sale at public auction at the entrance to the John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on February 28, 2012 at 2:00 o’clock pm the property described in said deed, located at the above address and briefly described as:Lot 20, and a Portion of Lot 19, Block C, Belmont, with improvements thereon. TERMS OF SALE: CASH: A deposit of $5,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (40-028627-11/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m.or visit our website at www.siwpc.net

TRUSTEE’S SALE3500 Westcliffe Avenue, Richmond, VA 23222

Parcel ID 792-737-2807 (Henrico County)Parcel ID N0160110018 (City of Richmond)

Pursuant to the terms of a deed of trust dated June 29, 2009, in the original principal amount of $95,733.00, recorded in the Clerk’s Office of the Circuit Court of Henrico County, Virginia, in Deed Book 4662, Page 2265, and in the Clerk’s Office of the Circuit Court of the City of Richmond, Virginia, as Instrument No. 090014400, the property briefly described below will be offered for sale at public auction:

Lot 7, Norcliffe Subdivision (previously incorrectly referred to as Norcliff ’s Subdivision), Sec. C, situated partly in Henrico County and partly in the City of Richmond, as shown on a plat recorded in the Clerk’s Office of the Circuit Court of Henrico County, Virginia in Plat Book 18, Page 164, and in the Clerk’s Office of the Circuit Court of the City of Richmond, Virginia, in Plat Book 10, Page 18, and as more particularly described in the referenced deed of trust.

The sale will take place on MARCH 2, 2012 At 12:15 p.M., at the front entrance to the building housing the Circuit Court of Henrico County, located at 4301 East Parham Road, Henrico, VA.





NOTICE OF TRUSTEE’S SALE OFPROPERTY LOCATED AT

2401 WRIGHT AVENUERICHMOND, VIRGINIA 23224

In execution of a Deed of Trust in the original principal amount of $96,641.00 from Eric E. Dawson, dated August 28, 2008, recorded September 2, 2008 as Instrument #080023742 among the land records for the City of Richmond, Virginia, default having occurred, the Substitute Trustee, who was appointed by the instrument recorded as Instrument #11-17698 among the land records of the City of Richmond, Virginia, at the direction of the secured party, will offer for sale at public auction to the highest bidder, on March 7, at 2:30 P.M., local time, at the main entrance of the Circuit Court for the City of Richmond, 400 North 9th Street Richmond, VA 23219-15407, the realty and personalty described in the said Deed of Trust located at the above address and briefly described as: 2401 Wright Avenue, Richmond, Virginia 23224; Real Property Tax Map Reference No. S0071578020. TERMS OF SALE: Cash. The Property will be auctioned as an entirety; bidders deposit of not more than $50,000 in cash, certified or cashier’s check may be required with settlement within 15 days or deposit forfeit; the Substitute Trustee reserves the right to waive the bidders deposit, postpone the sale, review the qualifications of all bidders, and/or reject all bids; “AS IS” without representation or warranty of any kind (including but not limited to) any representations regarding zoning, subdivision compliance, access, physical condition, parties in possession, topography, soil type or content, environmental conditions affecting the property, availability of public utilities, freedom from structural defects, construction in a workmanlike manner, and fitness for habitation; any personalty sold WITHOUT ANY IMPLIED WARRANTY OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE; sale subject to all other prior liens, conditions, restrictions, rights-of-way, easements, and reservations of record; Additional terms, including the execution of a Memorandum of Sale will be announced at the sale. Time shall be of the essence with respect to all terms. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that we are a debt collector and any information obtained will be used for that purpose. FOR INFORMATION CONTACT: James A. Yergin, Substitute Trustee, 5290 Old Alexandria Turnpike, Warrenton, Virginia 20187, (540)207-3293.

TRUSTEE’S SALE OF 5701 Country Manor Court, Richmond, VA 23234. In execution of a certain deed of trust dated February 05, 2007, in the original principal amount of $265,650.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 7621 Page 0662, and modified on April 07, 2010, to increase the principal balance to $305,966.11. This modification agreement was recorded in Deed Book 9171, Page 0043, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on March 23, 2012, at 12:00 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH IMPROVEMENTS THEREON AND APPURTENANCES THEREUNTO BELONGING, LYING AND BEING IN CHESTERFIELD COUNTY, VIRGINIA, KNOWN AS LOT 3, SECTION A, MEADOWBROOK FARM, ALL AS MORE PARTICULARLY SHOWN ON PLAT OF SURVEY PREPARED BY BALZER AND ASSOCIATES, INC., DATED SEPTEMBER 5, 1986, ENTITLED “MEADOWBROOK FARM SECTION A”, WHICH WAS RECORDED NOVEMBER 18, 1986, IN THE CLERK’S OFFICE, CIRCUIT COURT, CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 55, PAGES 23 AND 24..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 125101 A-4201885 02/22/2012, 02/29/2012

TRUSTEE’S SALE OF 11512 Bel Arbor Drive, Chester, VA 23831. In execution of a certain deed of trust dated May 21, 2009, in the original principal amount of $259,011.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 8727 Page 0016, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on March 23, 2012, at 12:02 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH ALL IMPROVEMENTS THERON AND APPURTENANCES THERTO BELONGING, LYING AND BEING IN COUNTY OF CHESTERFIELD, VIRGINIA, SHOWN AND DESIGNATED AS LOT 44, ON SUBDIVISION PLAT OF BEL ARBOR, RECORDED IN THE CLERK’S OFFICE, CIRCUIT COURT OF CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 97, PAGES 78 AND 79 TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY HERBY CONVEYED..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 138024 A-4201886 02/22/2012, 02/29/2012

TRUSTEE’S SALE OF 14504 Tranor Avenue, Chester, VA 23836. In execution of a certain deed of trust dated March 24, 2003, in the original principal amount of $75,000.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 4994 Page 922, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on March 16, 2012, at 12:05 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT OR PARCEL OF LAND, WITH IMPROVEMENTS THEREON AND APPURTENANCES THEREUNTO PERTAINING, SITUATE, LYING AND BEING IN THE COUNTY OF CHESTERFIELD, VIRGINIA, AND BEING KNOWN, NUMBERED AND DESIGNATED AS LOT 6, BLOCK A, SECTION 2, FOREST GLENN SUBDIVISION, A SUBDIVISION OF THE AFORESAID COUNTY, A PLAT OF WHICH IS DULY RECORDED IN PLAT BOOK 15, PAGE 90, IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF THE COUNTY OF CHESTERFIELD, VIRGINIA, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 115851 A-4201887 02/22/2012, 02/29/2012

TRUSTEE’S SALE OF 9613 Alfaree Road, Richmond, VA 23237. In execution of a certain deed of trust dated July 26, 2006, in the original principal amount of $203,000.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 7266 Page 0882, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on March 16, 2012, at 12:06 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THOSE CERTAIN PIECES OR PARCELS OF LAND IN CHESTERFIELD COUNTY, VIRGINIA, KNOWN, NUMBERED AND DESIGNATED AS LOT 13, BLOCK E, SECTION 3, KENDALE ACRES, AS SHOWN ON PLAT ENTITLED “KENDALE ACRES, SECTION 3, DALE DISTRICT, CHESTERFIELD COUNTY, VIRGINIA”, DATED FEBRUARY 28, 1974, AND RECORDED MARCH 28, 1974, IN PLAT BOOK 22, PAGES 13, 14 AND 15, IN THE CLERK’S OFFICE, CIRCUIT COURT, CHESTERFIELD COUNTY, VIRGINIA, TO WHICH REFERENCE IS HEREBY MADE FOR A MORE COMPLETE DESCRIPTION..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 119082 A-4201889 02/22/2012, 02/29/2012

TRUSTEE SALE 7505 Rudolph Ct,


In execution of a Deed of Trust in the original principal amount of $157,000.00, dated April 21, 2006 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 4114, at page 0344 and re-recorded in Deed Book 4190, at page 1948, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on March 6, 2012 at 1:00 o’clock pm the property described in said deed, located at the above address and briefly described as:Lot 4, Block B, Heatherfield, recorded in Plat Book 68, Page 6, with improvements thereon.TERMS OF SALE: CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-019230-11/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

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9006 TOWNSBURY COURTCHESTERFIELD, VIRGINIA 23832

In execution of a Deed of Trust in the original principal amount of $297,000.00 from Montrose Painting Inc., dated October 27, 2009, recorded October 28, 2009 in Deed Book 8904, page 943 among the land records for Chesterfield County, Virginia, default having occurred, the Substitute Trustee, who was appointed by the instrument recorded in Deed Book 9637 at Page 876 among the land records of Chesterfield County, Virginia, at the direction of the secured party, will offer for sale at public auction to the highest bidder, on March 7, 2012 at 10:00 A.M., local time, at the main entrance of the Circuit Court for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia 23832-0125, the realty and personalty described in the said Deed of Trust located at the above address and briefly described as: 9006 Townsbury Court, Chesterfield, Virginia 23832; Real Property Tax Map Reference No. 761678378200000. TERMS OF SALE: Cash. The Property will be auctioned as an entirety; bidders deposit of not more than $50,000 in cash, certified or cashier’s check may be required with settlement within 15 days or deposit forfeit; the Substitute Trustee reserves the right to waive the bidders deposit, postpone the sale, review the qualifications of all bidders, and/or reject all bids; “AS IS” without representation or warranty of any kind (including but not limited to) any representations regarding zoning, subdivision compliance, access, physical condition, parties in possession, topography, soil type or content, environmental conditions affecting the property, availability of public utilities, freedom from structural defects, construction in a workmanlike manner, and fitness for habitation; any personalty sold WITHOUT ANY IMPLIED WARRANTY OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE; sale subject to all other prior liens, conditions, restrictions, rights-of-way, easements, and reservations of record; Additional terms, including the execution of a Memorandum of Sale will be announced at the sale. Time shall be of the essence with respect to all terms. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that we are a debt collector and any information obtained will be used for that purpose. FOR INFORMATION CONTACT: James A. Yergin, Substitute Trustee, 5290 Old Alexandria Turnpike, Warrenton, Virginia 20187, (540) 207-3293.

TRUSTEE SALE19606 Trumpeter Rd, Petersburg, VA


In execution of a Deed of Trust in the original principal amount of $150,636.00, dated August 4, 2008 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 8420, at page 139, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on February 28, 2012 at 3:15 o’clock pm the property described in said deed, located at the above address and briefly described as:Lot 9, Block A, Section B, Hunter’s Green Subdivision, with improvements thereon. TERMS OF SALE: CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-009295-11/FHA) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m.or visit our website at www.siwpc.net

TRUSTEE’S SALE OF 755 Colony Oak Lane, Midlothian, VA 23114. In execution of a certain deed of trust dated June 11, 2008, in the original principal amount of $397,700.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 8359 Page 0251, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on March 16, 2012, at 12:05 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THE CERTAIN LOT, PIECE OR PARCEL OF LAND WITH IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN MIDLOTHIAN DISTRICT, CHESTERFIELD COUNTY, KNOWN, NUMBERED AND DESIGNATED AS LOT 43, SECTION A, AS SHOWN ON THAT CERTAIN PLAT OF SUBDIVISION PREPARED BY YOUNGBLOOD, TYLER & ASSOCIATES, P.C., ENTITLED “STEWART VILLAGE, AT CHARTER COLONY, SECTION A” DATED SEPTEMBER 9, 2005, RECORDED APRIL 4, 2006, IN THE CLERK’S OFFICE, CIRCUIT COURT, CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 165, PAGES 39-43, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE APRTICULAR DESCRIPTION OF THE PROPERTYY HEREBY CONVEYED..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 142550 A-4202007 02/22/2012, 02/29/2012

TRUSTEE’S SALE OF 3916 Berrybrook Drive, Richmond, VA 23234. In execution of a certain deed of trust dated May 23, 2006, in the original principal amount of $107,087.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 7145 Page 0457, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on March 16, 2012, at 12:06 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT OF LAND, TOGETHER WITH ALL IMPROVEMENTS THEREON, LYING AND BEING IN DALE DISTRICT, CHESTERFIELD COUNTY, VIRGINIA, KNOWN AND DESIGNATED AS LOT NO. FIVE (5), IN BLOCK “H”, ON THE PLAN OF MEADOWDALE, SECTION “A”, WHICH PLAN MADE BY PHILLIP H. BROOKS, CERTIFIED LAND SURVEYOR, DATED JUNE 15, 1964, WAS RECORDED IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF CHESTERFIELD COUNTY, VIRGINIA IN PLAT BOOK 14, PAGES 19 AND 20, TO WHICH PLAN REFERENCE IS HEREBY MADE FOR A PARTICULAR DESCRIPTION OF SAID LOT BY METES AND BOUNDS.TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 142749 A-4202010 02/22/2012, 02/29/2012

TRUSTEE’S SALE OF 11912 Hazelnut Branch Terrace, Midlothian, VA 23112. In execution of a certain deed of trust dated July 09, 2008, in the original principal amount of $285,722.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 8404 Page 0879, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on March 30, 2012, at 12:02 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT OR PARCEL OF LAND WITH ALL IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN CHESTERFIELD COUNTY, VIRGINIA, AND DESIGNATED AS LOT 35 WALNUT GROVE, SECTION 1, ALL AS MORE PARTICULARLY DESCRIBED ON A PLAT ENTITLED “WALNUT GROVE, SECTION 1, CLOVER HILL DISTRICT, CHESTERFIELD COUNTY, VIRGINIA” MADE BY E.D. LEWIS & ASSOCIATES, P. C., DATED JUNE 23, 2004, AND RECORDED DECEMBER 16, 2004 IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 150, PAGES 12 THROUGH 17, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY HEREBY CONVEYED. THE IMPROVEMENTS THEREON BEING KNOWN AS 11912 HAZELNUT BRANCH TERRACE, MIDLOTHIAN, VIRGINIA 23112.TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 143019 A-4202026 02/22/2012, 02/29/2012

TRUSTEE’S SALE OF 5906 Omo Road, Richmond, VA 23234-5846. In execution of a certain deed of trust dated May 13, 2009, in the original principal amount of $193,205.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 8743 Page 0974, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on March 30, 2012, at 12:01 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL OF THE FOLLOWING DESCRIBED LOTS, TRACTS OR PARCELS OF LAND LYING, BEING AND SITUATE IN THE DALE DISTRICT, COUNTY OF CHESTERFIELD AND STATE OF VIRGINIA MORE PARTICULARLY DESCRIBED AS FOLLOWS: LOT 7, BLOCK B, SECTION ONE, KINGS FOREST, ON SUBDIVISION PLAT ENTITLED “KINGS FOREST SECTION ONE,” MADE BY A.G. HARCOPOS & ASSOC., DATED 03/25/1977, RECORDED 08/12/1977 IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 29, PAGES 45 AND 46, REFERENCE TO WHICH PLAT IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF SAID LAND.TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 143013 A-4202036 02/22/2012, 02/29/2012

TRUSTEE SALE 2524 Grand Glen Rd,


In execution of a Deed of Trust in the original principal amount of $204,000.00, dated October 12, 2007 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 4424, at page 2359, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on March 8, 2012 at 9:00 o’clock am the property described in said deed, located at the above address and briefly described as:Lot 21, Block H, Glenwood Lakes, Section 8, with improvements thereon.TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-025154-11/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE’S SALE5218 Oakforest Drive, Chesterfield, VA 23832

Parcel ID 746678413900000

Pursuant to the terms of a deed of trust dated March 27, 2006, in the original principal amount of $140,887.00, recorded in the Clerk’s Office of the Circuit Court of Chesterfield County, Virginia, in Deed Book 7025, Page 418, the property briefly described below will be offered for sale at public auction:

Lot 14, Block M, Sunnybrook, Sec. 5, as shown on a plat recorded in the aforesaid Clerk’s Office in Plat Book 38, Page 26, and as more particularly described in the referenced deed of trust.

The sale will take place on MARCH 2, 2012 At 10:45 A.M., at the front entrance to the building housing the Circuit Court of Chesterfield County, located at 9500 Courthouse Road, Chesterfield, VA.






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TRUSTEE’S SALE OF 1110 Pennsylvania Avenue, Glen Allen, VA 23060. In execution of a certain deed of trust dated December 15, 2005, in the original principal amount of $124,845.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4033 Page 2459, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on March 23, 2012, at 10:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND WITH ALL IMPROVEMENTS THEREON AND APPURTENANCE THEREUNTO BELONGING, LYING AND BEING IN HENRICO COUNTY, VIRGINIA, KNOWN AS 1110 PENNSYLVANIA AVENUE, ALSO AS LOT 27, BLOCK 15, BILTMORE, SECTION B, ALL AS SHOWN ON A PLAT MADE BY WILLIAMS J. SCHMIDT & ASSOCIATES, ENGINEERS AND SURVEYORS, DATED NOVEMBER 23, 1973, A COPY OF WHICH IS RECORDED IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF HENRICO COUNTY, VIRGINIA, IN DEED BOOK 1582, PAGE 612..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 137517 A-4202072 02/22/2012, 02/29/2012

TRUSTEE’S SALE OF 4902 Enchanted Lane, Richmond, VA 23237. In execution of a certain deed of trust dated April 27, 2005, in the original principal amount of $115,430.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 6353 Page 0171, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on March 16, 2012, at 12:01 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: PARCEL I: ALL THAT CERTAIN PIECE, PARCEL OR LOT OF LAND, WITH THE IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN DALE DISTRICT, CHESTERFIELD COUNTY, VIRGINIA, AND KNOWN AND DESIGNATED AS LOT 22, BLOCK B, SECTION A, LOST FOREST SUBDIVISION, AS SHOWN ON A PLAT BY BODIE, MILLS, TAYLOR & PURYEAR, INC., CERTIFIELD SURVEYORS, DATED JANUARY 1, 1975, AND RECORDED IN THE CLERK’S OFFICE, CIRCUIT COURT, CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 25, PAGE 8 AND 9, REFERNCE TO WHICH IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY. PARCEL II: ALL THAT CERTAIN PIECE, PARCEL OR TRACT OF LAND, WITH THE IMPROVEMENTS THEREON AND APPURTENANCE THERETO BELONGING, LYING AND BEING IN DALE DISTRICT, CHESTERFIELD COUNTY, VIRGINIA, CONTAINING 2.37 ACRES, AS SHOWN ON A PLAT MADE BY BODIE, TAYLOR & PURYEAR, INC., DATED OCTOBER 22, 1979, A COPY OF WHICH IS RECORDED IN THE AFORESAID CLERK’S OFFICE IN DEED BOOK 1457, PAGE 456, AND TO WHICH REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY.TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 141882 A-4202074 02/22/2012, 02/29/2012

TRUSTEE’S SALE OF 20501 Willowdale Drive, Petersburg, VA 23803. In execution of a certain deed of trust dated June 13, 2008, in the original principal amount of $167,881.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 8376 Page 0179, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on March 30, 2012, at 12:00 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT OF LAND, WITH ALL IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING IN CHESTERFIELD COUNTY, VIRGINIA, DESIGNATED AS LOT 2, BLOCK B, SECTION B, OF HICKORY HILL ESTATES, ON A SUBDIVISION PLAT MADE BY GEORGE M. WHITMAN, JR., RECORDED IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 18, PAGE 40, TO WHICH PLAT REFERENCE IS MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 142988 A-4202075 02/22/2012, 02/29/2012

TRUSTEE’S SALE OF 429 Hollybrook Ridge Lane, Richmond, VA 23223. In execution of a certain deed of trust dated June 23, 2003, in the original principal amount of $130,954.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 3509 Page 2381, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on March 16, 2012, at 10:01 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND WITH ALL IMPROVEMENTS THEREON AND ALL APPURTENANCES THERETO BELONGING, LYING AND BEING IN FAIRFIELD MAGISTERIALDISTRICT, HENRICO COUNTY, VIRGINIA SHOWN AND DESIGNATED AS LOT 3, BLOCK D, ON SUBDIVISION PLAT OF “HOLLYBROOK TOWNHOUSES SECTION A” MADE BY BALZER AND ASSOCIATES, INC. DATED MAY 1, 2002, RECORDED MAY 2, 2002 IN PLAT BOOK 115, PAGES 66-68, IN THE CLERK’S OFFICE, CIRCUIT COURT, HENRICO COUNTY, VIRGINIA, TO WHICH PLAT REFERNCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY CONVEYED..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 142365 A-4202076 02/22/2012, 02/29/2012

TRUSTEE’S SALE OF 10066 Rinker Drive, Mechanicsville, VA 23116. In execution of a certain deed of trust dated May 12, 2010, in the original principal amount of $212,044.00 recorded in the Clerk’s Office, Circuit Court for Hanover County, Virginia, in Deed Book 2975 Page 1957, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Hanover County, 7501 Library Drive, Hanover, Virginia, on March 09, 2012, at 9:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH ALL IMPROVEMENTS THEREON AND APPURTENANCES THEREUNTO BELONGING, LYING AND BEING IN HANOVER COUNTY, VIRGINIA, AND DESIGNATED AS LOT 24, BLOCK D, SECTION 2, BEECHWOOD FARMS, AS SHOWN ON A PLAT MADE BY LAPRADE BROS., CIVIL ENGINEERS AND SURVEYORS, DATED JULY 7, 1970, AND RECORDED JULY 22, 1970, IN THE CLERK’S OFFICE, CIRCUIT COURT OF HANOVER COUNTY, VIRGINIA IN SUBDIVISION PLAT BOOK 2, PAGE 9, REFERENCE TO WHICH IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE SAID LOT..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 126835 A-4202132 02/22/2012, 02/29/2012

TRUSTEE’S SALE OF 7949 Bear Grass Lane, Mechanicsville, VA 23111. In execution of a certain deed of trust dated February 28, 2007, in the original principal amount of $289,500.00 recorded in the Clerk’s Office, Circuit Court for Hanover County, Virginia, in Deed Book 2848 Page 0683, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Hanover County, 7501 Library Drive, Hanover, Virginia, on March 09, 2012, at 9:01 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, LYING AND BEING IN HENRY DISTRICT, HANOVER COUNTY, VIRGINIA, KNOWN AND DESIGNATED AS LOT 39, SECTION 7, PEBBLE CREEK, ALL AS MORE PARTICULARLY SHOWN ON THAT PLAT ENTITLED “PEBBLE CREEK, SECTION 7, HENRY DISTRICT, HANOVER COUNTY, VIRGINIA”, MADE BY WINGATE & KESTNER, P.L.C., DATED OCTOBER 1, 1999, RECORDED MAY 9, 2000, IN THE CLERK’S OFFICE, CIRCUIT COURT, HANOVER COUNTY, VIRGINIA, IN SUBDIVISION PLAT BOOK 8, PAGE 421, REFERENCE TO WHICH IS HERBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY.TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 132909 A-4202133 02/22/2012, 02/29/2012

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NOTICE OF TRUSTEE’S SALE OFPROPERTY LOCATED AT 6120 OTTERDALE ROADMOSELY, VIRGINIA 23120

In execution of a Deed of Trust in the original principal amount of $47,365.75 from Barthurst Homes, Inc., dated September 12, 2008, and recorded September 16, 2008 as Instrument #45109 among the land records for Chesterfield County, Virginia, default having occurred, the Substitute Trustee, who was appointed by the instrument recorded in Deed Book 9627, page 364 among the land records of Chesterfield County, Virginia, at the direction of the secured party, will offer for sale at public auction to the highest bidder, on February 28, 2012, at 10:30 A.M., local time, at the main entrance of the Circuit Court for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia 23832-0125, the realty and personalty described in the said Deed of Trust located at the above address and briefly described as: 6120 Otterdale Road, Mosely, Virginia 23120; Real Property Tax Map Reference No. 706675303300000. TERMS OF SALE: Cash. The Property will be auctioned as an entirety; bidders deposit of not more than $50,000 in cash, certified or cashier’s check may be required with settlement within 15 days or deposit forfeit; the Substitute Trustee reserves the right to waive the bidders deposit, postpone the sale, review the qualifications of all bidders, and/or reject all bids; “AS IS” without representation or warranty of any kind (including but not limited to) any representations regarding zoning, subdivision compliance, access, physical condition, parties in possession, topography, soil type or content, environmental conditions affecting the property, availability of public utilities, freedom from structural defects, construction in a workmanlike manner, and fitness for habitation; any personalty sold WITHOUT ANY IMPLIED WARRANTY OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE; sale subject to all other prior liens, conditions, restrictions, rights-of-way, easements, and reservations of record; Additional terms, including the execution of a Memorandum of Sale will be announced at the sale. Time shall be of the essence with respect to all terms. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that we are a debt collector and any information obtained will be used for that purpose. FOR INFORMATION CONTACT: James A. Yergin, Attorney At Law, Substitute Trustee, 5290 Old Alexandria Turnpike, Warrenton, Virginia 20187, (540)207-3293.

NOTICE OF TRUSTEE’S SALE OFPROPERTY LOCATED AT 6200 OTTERDALE ROADMOSELY, VIRGINIA 23120

In execution of a Deed of Trust in the original principal amount of $282,691.58 from Barthurst Homes, Inc., dated September 12, 2008, recorded September 16, 2008 as Instrument #45113 among the land records for Chesterfield County, Virginia, default having occurred, the Substitute Trustee, who was appointed by the instrument recorded in Deed Book 9627, page 367 among the land records of Chesterfield County, Virginia, at the direction of the secured party, will offer for sale at public auction to the highest bidder, on February 28, 2012, at 10:15 A.M., local time, at the main entrance of the Circuit Court for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia 23832-0125, the realty and personalty described in the said Deed of Trust located at the above address and briefly described as: 6200 Otterdale Road, Mosely, Virginia 23120; Real Property Tax Map Reference No. 706675755300000. TERMS OF SALE: Cash. The Property will be auctioned as an entirety; bidders deposit of not more than $50,000 in cash, certified or cashier’s check may be required with settlement within 15 days or deposit forfeit; the Substitute Trustee reserves the right to waive the bidders deposit, postpone the sale, review the qualifications of all bidders, and/or reject all bids; “AS IS” without representation or warranty of any kind (including but not limited to) any representations regarding zoning, subdivision compliance, access, physical condition, parties in possession, topography, soil type or content, environmental conditions affecting the property, availability of public utilities, freedom from structural defects, construction in a workmanlike manner, and fitness for habitation; any personalty sold WITHOUT ANY IMPLIED WARRANTY OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE; sale subject to all other prior liens, conditions, restrictions, rights-of-way, easements, and reservations of record; Additional terms, including the execution of a Memorandum of Sale will be announced at the sale. Time shall be of the essence with respect to all terms. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that we are a debt collector and any information obtained will be used for that purpose. FOR INFORMATION CONTACT: James A. Yergin, Attorney At Law, Substitute Trustee, 5290 Old Alexandria Turnpike, Warrenton, Virginia 20187, (540)207-3293.


3719 FLOYD AVENUERICHMOND, VIRGINIA 23221

In execution of a Deed of Trust in the original principal amount of $165,000.00 from Trading Dirt, LLC, Trustee of The Floyd Avenue Land Trust dated November 1, 2005, and recorded November 2, 2005 as Instrument #05-38490 among the land records for the City of Richmond, Virginia, default having occurred, the Substitute Trustee, who was appointed by the instrument recorded as Instrument #12-690 among the land records of the City of Richmond, Virginia, at the direction of the secured party, will offer for sale at public auction to the highest bidder, on February 28, 2012 at 2:45 P.M., local time, at the main entrance of the Circuit Court for the City of Richmond, 400 North 9th Street Richmond, VA 23219-15407, the realty and personalty described in the said Deed of Trust located at the above address and briefly described as: 3719 Floyd Avenue, Richmond, Virginia 23221; Tax map #W0001769001.TERMS OF SALE: Cash. The Property will be auctioned as an entirety; bidders deposit of not more than $50,000 in cash, certified or cashier’s check may be required with settlement within 15 days or deposit forfeit; the Substitute Trustee reserves the right to waive the bidders deposit, postpone the sale, review the qualifications of all bidders, and/or reject all bids; “AS IS” without representation or warranty of any kind (including but not limited to) any representations regarding zoning, subdivision compliance, access, physical condition, parties in possession, topography, soil type or content, environmental conditions affecting the property, availability of public utilities, freedom from structural defects, construction in a workmanlike manner, and fitness for habitation; any personalty sold WITHOUT ANY IMPLIED WARRANTY OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE; sale subject to all other prior liens, conditions, restrictions, rights-of-way, easements, and reservations of record; Additional terms, including the execution of a Memorandum of Sale will be announced at the sale. Time shall be of the essence with respect to all terms. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that we are a debt collector and any information obtained will be used for that purpose. FOR INFORMATION CONTACT: James A. Yergin, Substitute Trustee, 5290 Old Alexandria Turnpike, Warrenton, Virginia 20187, (540)207-3293.

TRUSTEE SALE10124 Natural Bridge Rd, Richmond, VA


In execution of a Deed of Trust in the original principal amount of $152,800.00, dated January 12, 2007 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 7591, at page 0465, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on February 28, 2012 at 3:15 o’clock pm the property described in said deed, located at the above address and briefly described as:Lot 49, Block C, Section C-1, Shenandoah Hills Subdivision, with improvements thereon. TERMS OF SALE: CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (01-000015-10/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m.or visit our website at www.siwpc.net

TRUSTEE SALE801 Newkirk Dr., Richmond, VA 23224-

1617

In execution of a Deed of Trust in the original principal amount of $138,600.00, dated May 31, 2007 recorded in the Clerk’s Office of the Circuit Court of the City Of Richmond, Virginia, in Instrument 070019035, at page 1174, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Substitute Trustee will offer for sale at public auction at the entrance to the John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on February 28, 2012 at 2:00 o’clock pm the property described in said deed, located at the above address and briefly described as:Lot 9, Block K, Section C-4, Woodstock, with improvements thereon. TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (01-012263-11/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m.or visit our website at www.siwpc.net

TRUSTEE’S SALE OF 5200 Berryridge Terrace, Chesterfield, VA 23832. In execution of a certain deed of trust dated September 24, 2007, in the original principal amount of $156,120.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 8018 Page 0435, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on March 23, 2012, at 12:01 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH IMPROVEMENTS THEREON AND APPURTENANCES THEREUNTO BELONGING, LYING AND BEING IN THE COUNTY OF CHESTERFIELD, VIRGINIA, SHOWN AND DESIGNATED AS LOT 15, BLOCK G, SECTION 4, FAIRPINES, AS SHOWN ON PLAT OF FAIRPINES, SECTION 4, PREPARED BY J. K. TIMMONS & ASSOCIATES, INC., DATED JANUARY 22, 1988, RECORDED MARCH 24, 1988, IN THE CLERK’S OFFICE CIRCUIT COURT OF CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 60, PAGE 72, REFERENCE TO WHICH PLAT IS HEREBY MADE PARTICULAR DESCRIPTION OF THE SAID PROPERTY BEING CONVEYED HEREIN.TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 137834 A-4201893 02/22/2012, 02/29/2012

TRUSTEE’S SALE OF 10001 Post Horn Drive, Richmond, VA 23237. In execution of a certain deed of trust dated March 12, 2007, in the original principal amount of $118,125.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 7693 Page 0313, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on March 16, 2012, at 12:07 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND WITH IMPROVEMENTS THEREON AND APPURTENANCES THEREUNTO BELONGING, LYING AND BEING IN DALE DISTRICT, CHESTERFIELD COUNTY, CITY OF RICHMOND, VIRGINIA DESIGNATED AS LOT 12, BLOCK J, SECTION B, SALEM WOODS, AS SHOWN ON PLAT BY AMERICAN ENGINEERS DATED MARCH 15, 1977 ENTITLED, “SALEM WOODS, SECTION B”, RECORDED JUNE 24, 1977, IN THE CLERK’S OFFICE OF THE CIRCUIT COURT, CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 29, AT PAGES 5 AND 6 TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY HEREIN CONVEYED..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 134823 A-4201896 02/22/2012, 02/29/2012

TRUSTEE’S SALE OF 5939 Fieldstone Road, Richmond, VA 23234. In execution of a certain deed of trust dated April 02, 2010, in the original principal amount of $140,313.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 9045 Page 0535, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on March 09, 2012, at 12:03 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT OR PARCEL OF LAND, WITH ALL IMPROVEMENTS NOW OR ERECTED THEREON, LYING AND BEING IN MANCHESTER DISTRICT, CHESTERFIELD COUNTY, VIRGINIA, KNOWN AND DESIGNATED AS LOT 1, BLOCK E, IN THAT SUBDIVISION KNOWN AS BELMONT ACRES, A PLAT OF WHICH BY FOSTER AND MILLER, DATED JANUARY 24, 1956, IS RECORDED IN PLAT BOOK 9, PAGES 100 AND 101, CLERK’S OFFICE, CHESTERFIELD CIRCUIT COURT, REFERENCE BEING MADE TO SAID PLAT FOR A MORE PARTICULAR DESCRIPTION OF SAID LOT..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 132759 A-4201929 02/22/2012, 02/29/2012

Trustee’s Sale3712 Liberty Point Drive,

Midlothian, Virginia 23112(Tax ID No. 732684151200000)

Default having been made in the terms of a certain Deed of Trust dated May 17, 2006, in the original principal amount of $242,360.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Chesterfield, Virginia in Deed Book 7143, Page 0286, the undersigned Substitute Trustees, will sell at public auction on March 7, 2012, at 12:30 p.m., in front of the building housing the Chesterfield County Circuit Court, 9500 Courthouse Road, Chesterfield, VA, the property designated as Lot 39, as shown on the plat entitled “Old Hundred Mill Section A”, dated February 17, 2000, and recorded in the aforesaid Clerk’s Office in Plat Book 109, Pages 97 and 98.



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13439 HULL STREET ROADMIDLOTHIAN, VIRGINIA 23112

In execution of a Deed of Trust in the original principal amount of $600,000.00 from Patricia H. Patton, dated March 20, 2007, and recorded March 21, 2001 in Book 7687 at Page 254 among the land records for Chesterfield County, Virginia, default having occurred, the Substitute Trustee, who was appointed by the instrument recorded in Deed Book 9614, page 114 among the land records of Chesterfield County, Virginia, at the direction of the secured party, will offer for sale at public auction to the highest bidder, on February 28, 2012, at 10:00 A.M., local time, at the main entrance of the Circuit Court for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia 23832-0125, the realty and personalty described in the said Deed of Trust located at the above address and briefly described as: 13439 Hull Street Road, Midlothian, Virginia 23112; Real Property Tax Map Reference No. 731-674-2477-00000. TERMS OF SALE: Cash. The Property will be auctioned as an entirety; bidders deposit of not more than $50,000 in cash, certified or cashier’s check may be required with settlement within 15 days or deposit forfeit; the Substitute Trustee reserves the right to waive the bidders deposit, postpone the sale, review the qualifications of all bidders, and/or reject all bids; “AS IS” without representation or warranty of any kind (including but not limited to) any representations regarding zoning, subdivision compliance, access, physical condition, parties in possession, topography, soil type or content, environmental conditions affecting the property, availability of public utilities, freedom from structural defects, construction in a workmanlike manner, and fitness for habitation; any personalty sold WITHOUT ANY IMPLIED WARRANTY OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE; sale subject to all other prior liens, conditions, restrictions, rights-of-way, easements, and reservations of record; Additional terms, including the execution of a Memorandum of Sale will be announced at the sale. Time shall be of the essence with respect to all terms. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that we are a debt collector and any information obtained will be used for that purpose. FOR INFORMATION CONTACT: James A. Yergin, Substitute Trustee, 5290 Old Alexandria Turnpike, Warrenton, Virginia 20187, (540) 207-3293.

NOTICE OF TRUSTEE’S SALE OFPROPERTY LOCATED AT 1604

BAINBRIDGE STREETRICHMOND, VIRGINIA 23224

In execution of a Deed of Trust in the original principal amount of $145,000.00 from Trading Dirt, LLC, dated December 10, 2004, recorded December 13, 2004 as Instrument #04-041041 among the land records for the City of Richmond, Virginia, default having occurred, the Substitute Trustee, who was appointed by the instrument recorded as Instrument #120000689 among the land records of the City of Richmond, Virginia, at the direction of the secured party, will offer for sale at public auction to the highest bidder, on February 28 at 2:30 P.M., local time, at the main entrance of the Circuit Court for the City of Richmond, 400 North 9th Street Richmond, VA 23219-15407, the realty and personalty described in the said Deed of Trust located at the above address and briefly described as: 1604 Bainbridge Street, Richmond, Virginia 23224; Real Property Tax Map Reference No. S0000197004. TERMS OF SALE: Cash. The Property will be auctioned as an entirety; bidders deposit of not more than $50,000 in cash, certified or cashier’s check may be required with settlement within 15 days or deposit forfeit; the Substitute Trustee reserves the right to waive the bidders deposit, postpone the sale, review the qualifications of all bidders, and/or reject all bids; “AS IS” without representation or warranty of any kind (including but not limited to) any representations regarding zoning, subdivision compliance, access, physical condition, parties in possession, topography, soil type or content, environmental conditions affecting the property, availability of public utilities, freedom from structural defects, construction in a workmanlike manner, and fitness for habitation; any personalty sold WITHOUT ANY IMPLIED WARRANTY OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE; sale subject to all other prior liens, conditions, restrictions, rights-of-way, easements, and reservations of record; Additional terms, including the execution of a Memorandum of Sale will be announced at the sale. Time shall be of the essence with respect to all terms. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that we are a debt collector and any information obtained will be used for that purpose. FOR INFORMATION CONTACT: James A. Yergin, Substitute Trustee, 5290 Old Alexandria Turnpike, Warrenton, Virginia 20187, (540)207-3293.

TRUSTEE SALE9 North Rose Ave, Highland Springs, VA


In execution of a Deed of Trust in the original principal amount of $58,400.00, dated June 19, 2002 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 3420, at page 1609, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on March 6, 2012 at 1:00 o’clock pm the property described in said deed, located at the above address and briefly described as:Lots 13 and 15, Block R, Section 1, Highland Springs, with improvements thereon. TERMS OF SALE: CASH: A deposit of $5,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (40-000332-12/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m.or visit our website at www.siwpc.net

TRUSTEE SALE7701 OKeith Ct Apt 1605, Richmond, VA


In execution of a Deed of Trust in the original principal amount of $115,000.00, dated June 27, 2005 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 3908, at page 2017, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on March 8, 2012 at 9:00 o’clock am the property described in said deed, located at the above address and briefly described as:Unit 116-ML-1, Shannon Green II Condominium; Together with an undivided interest in the common elements. TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-006513-10/CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m.or visit our website at www.siwpc.net

TRUSTEE SALE1602 Presson Blvd, Richmond, VA 23224-

8020

In execution of a Deed of Trust in the original principal amount of $101,000.00, dated December 6, 2007 recorded in the Clerk’s Office of the Circuit Court of the City Of Richmond, Virginia, in Instrument 070039786, at page 052, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Substitute Trustee will offer for sale at public auction at the entrance to the John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on February 28, 2012 at 2:00 o’clock pm the property described in said deed, located at the above address and briefly described as:Lot 11, Block G, Southside Gardens, with improvements thereon. TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (40-025694-11/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m.or visit our website at www.siwpc.net

TRUSTEE SALE3301 Jeter Avenue,

Richmond, VA 23222-2747In execution of a Deed of Trust in the original principal amount of $35,000.00, dated May 3, 2010 recorded in the Clerk’s Office of the Circuit Court of the City Of Richmond, Virginia, in Instrument 10-7879, at page 0197, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Substitute Trustee will offer for sale at public auction at the entrance to the John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on March 1, 2012 at 10:00 o’clock am the property described in said deed, located at the above address and briefly described as:Lot 159, Plan of Brookland Terrace, with improvements thereon.TERMS OF SALE: CASH: A deposit of $2,500.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-018859-11/) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE’S SALE OF 3312 Ransom Hills Road, Richmond, VA 23237. In execution of a certain deed of trust dated September 30, 2003, in the original principal amount of $120,607.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 5404 Page 795 and re-recorded as DeedBook 5603 Page 590, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on March 16, 2012, at 12:04 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH ALL IMPROVEMETNS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN CHESTERFIELD COUNTY, VIRGINIA, SHOWN AND DESIGNATED AS LOT 84, SECTION A, PROCTORS POINT, ON SUBDIVISON PLAT OF PROCTORS POINT, PREPARED BY BODIE, TAYLOR AND PURYEAR, INC., ENGINEERS AND SURVEYORS, DATED OCTOBER 16, 1991, AND RECORDED JANUARY 11, 1992, IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 80, PAGE 1, TO WHICH PLAT REFERENCE IS MADE FOR A MORE PARTICULAR DESCRIPTION.TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 142368 A-4202037 02/22/2012, 02/29/2012

TRUSTEE’S SALE OF 12801 Middlebrook Road, Chester, VA 23831. In execution of a certain deed of trust dated December 13, 2006, in the original principal amount of $194,000.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 7538 Page 0855, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on March 16, 2012, at 12:02 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT OR PARCEL OF LAND, WITH THE IMPROVEMENTS THEREON, LYING, SITUATE AND BEING IN THE BERMUDA MAGISTERIAL DISTRICT, CHESTERFIELD COUNTY, VIRGINIA, AND KNOWN, NUMBERED AND DESIGNATED AS LOT 17, IN BLOCK J, IN SECTION 3 OF HIDDEN VALLEY ESTATES MORE PARTICULARLY DESCRIBED ON A PLAT ENTITLED “HIDDEN VALLEY ESTATES SECTION 3, BERMUDA DISTRICT, CHESTERFIELD COUNTY, VIRGINIA” MADE BY LAPRADE BROS. CERTIFIED ENGINEERS AND SURVEYORS, RICHMOND, VIRGINIA DATED JANUARY 21, 1971 AND RECORDED IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF CHESTERFIELD COUNTY, VIRGINIA IN PLAT BOOK 18, AT PAGE 12, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 142081 A-4202067 02/22/2012, 02/29/2012

TRUSTEE SALE 4001 Mariposa Drive,

South Chesterfield, VA 23834-1667 Chesterfield County

In execution of a Deed of Trust in the original principal amount of $118,750.00, dated December 7, 2004 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 6104, at page 503, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on March 6, 2012 at 3:15 o’clock pm the property described in said deed, located at the above address and briefly described as:Lot 12, Block B, Section 3 (erroneously omitted), Brevard, with improvements thereon.TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-022182-11/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

Trustee’s Sale631 Pollock Street,

Richmond, Virginia 23222(Tax Map No. N0001261020)

Default having been made in the terms of a certain Deed of Trust dated August 28, 2007, in the original principal amount of $97,500.00 and recorded in the Clerk’s Office of the Circuit Court of the City of Richmond, Virginia as Instrument No. 070029534, the undersigned Substitute Trustees will sell at public auction on March 7, 2012, at 11:15 a.m., in front of the building housing the Richmond Circuit Court, 400 North 9th Street, at the entrance facing Clay Street (8th and Clay Streets), Richmond, VA, the property designated as Lot 60 on Plan of Hillcrest Park, which plan is recorded in the Clerk’s Office, Circuit Court, Henrico County, Virginia, in Plat Book 8, Page 110.


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TRUSTEE SALE16211 River Rd, Chesterfield, VA 23838-

1632

In execution of a Deed of Trust in the original principal amount of $300,400.00, dated June 24, 2005 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 6483, at page 800, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on March 13, 2012 at 3:15 o’clock pm the property described in said deed, located at the above address and briefly described as:Parcel 1, containing 5.00 Acres, more or less, as shown on plat dated August 15, 2003 and revised August 21,2003 recorded in Plat Book 137, Page 22, with improvements thereon. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (01-005533-11/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m.or visit our website at www.siwpc.net

TRUSTEE’S SALE OF 20312 Stonewood Manor Drive, Petersburg, VA 23803. In execution of a certain deed of trust dated June 09, 2006, in the original principal amount of $101,250.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 7186 Page 0834, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on March 16, 2012, at 12:03 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL 0F LAND, WITH ALLIMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN THE COUNTY OF CHESTERFIELD, VIRGINIA, AND SHOWN AND DESIGNATED AS LOT 18, SECTION 1, ON SUBDIVISION PLAT OF STONEWOOD MANOR, SECTION 1, RECORDED IN THE CLERK’S OFFICE, CIRCUIT COURT OF CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 70, PAGES 5 AND 6, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY HEREBY CONVEYED.TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 142266 A-4202039 02/22/2012, 02/29/2012

TRUSTEE’S SALE OF 3208 Shadow Oaks Road, Midlothian, VA 23112. In execution of a certain deed of trust dated June 08, 2007, in the original principal amount of $190,000.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 8020 Page 0568, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on March 16, 2012, at 12:00 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: THE LAND REFERRED TO IN THIS POLICY IS SITUATED IN THE STATE OF VA, COUNTY OF CHESTERFIELD, CITY OF MIDLOTHIAN AND DESCRIBED AS FOLLOW: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH ALL IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN THE COUNTY OF CHESTERFIELD, VIRGINIA SHOWN AND DESIGNATED AS LOT 1, BLOCK B ON SUBDIVISION PLAT OF THE OAKS PHASE 1, RECORDED IN THE CLERK’S OFFICE, CIRCUIT COURT OF CHESTERFIELD COUNTY, VIRGINIA IN PLAT BOOK 34, PAGE 92, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY HEREBY CONVEYED.TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 141658 A-4202053 02/22/2012, 02/29/2012

TRUSTEE’S SALE OF 10913 Bluebell Drive, Glen Allen, VA 23060. In execution of a certain deed of trust dated June 16, 2008, in the original principal amount of $215,180.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4528 Page 2413, and modified on April 26, 2010, to increase the principal balance to $228,492.28. This modification agreement was recorded in Deed Book 4792, Page 2238, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on March 16, 2012, at 10:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH IMPROVEMENTS THEREON AND APPURTENANCES THEREUNTO BELONGING, LYING AND BEING IN HENRICO COUNTY, VIRGINIA, AND SHOWN AS LOT 7, BLOCK E, ON THE PLAN OF LAUREL WEST, SECTION B, MADE BY FOSTER & MILLER, CERTIFIED SURVEYORS, DATED JUNE 1, 1971, RECORDED JUNE 11, 1971, IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF HENRICO COUNTY, VIRGINIA, IN PLAT BOOK 42, PAGE 62, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY HEREBY CONVEYED.TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 141902 A-4202061 02/22/2012, 02/29/2012

TRUSTEE’S SALE OF 7367 Hill View Drive, Mechanicsville, VA 23111. In execution of a certain deed of trust dated November 09, 2009, in the original principal amount of $319,698.00 recorded in the Clerk’s Office, Circuit Court for Hanover County, Virginia, in Deed Book 2964 Page 854, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Hanover County, 7501 Library Drive, Hanover, Virginia, on March 09, 2012, at 9:02 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT WITH IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN MECHANICSVILLE DISTRICT, HANOVER COUNTY, VIRGINIA, DESIGNATED AS LOT 15, BLOCK E, SECTION D, WINDY HILL ESTATES, AS SHOWN ON A PLAT OF SURVEY WINDY HILL ESTATES, MADE BY PHILIP H. BROOKS, CERTIFIED LAND SURVEYOR DATED NOVEMBER 1, 1971, RECORDED IN SUBDIVISION PLAT BOOK 2, BACK 61 IN THE CLERK’S OFFICE, CIRCUIT COURT, HANOVER COUNTY, VIRGINIA, REFERENCE TO WHICH IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY.TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 142264 A-4202071 02/22/2012, 02/29/2012

TRUSTEE SALE7303 Native Dancer Dr, Midlothian, VA 23112Chesterfield County

In execution of a Deed of Trust in the original principal amount of $180,800.00, dated June 30, 2006 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 7215, at page 0647, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on March 1, 2012 at 11:15 o’clock am the property described in said deed, located at the above address and briefly described as:Lot 12, Section 6, Deer Run, with improvements thereon.TERMS OF SALE: CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (01-024774-11/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

NOTICE OF TRUSTEE’S SALE OFPROPERTY LOCATED AT 1501 OAKWOOD AVENUE

RICHMOND, VIRGINIA

In execution of a Deed of Trust in the original principal amount of $155,400.88 from Lucror Homes, LLC dated February 4, 2009, and recorded February 5, 2009 as Instrument #090002272 among the land records for the City of Richmond, Virginia, default having occurred, the Substitute Trustee, who was appointed by the instrument recorded as Instrument #120002582 among the land records of the City of Richmond, Virginia, at the di-rection of the secured party, will offer for sale at public auction to the highest bidder, on March 20, 2012, at 11:00 A.M., local time, at the main entrance of the Circuit Court for the City of Richmond, 400 North 9th Street Richmond, VA 23219-15407, the realty and personalty described in the said Deed of Trust located at the above address and briefly described as: 1501 Oakwood Avenue, Richmond, Virginia; Real Property Tax Map Reference No. E000-1406-001. TERMS OF SALE: Cash. The Property will be auctioned as an entirety; bidders deposit of not more than $50,000 in cash, certified or cashier’s check may be required with settlement within 15 days or deposit forfeit; the Substitute Trustee reserves the right to waive the bidders deposit, post-pone the sale, review the qualifications of all bidders, and/or reject all bids; “AS IS” without representation or warranty of any kind (including but not limited to) any representations regarding zoning, subdivi-sion compliance, access, physical condition, parties in possession, topography, soil type or content, environmental conditions af-fecting the property, availability of public utilities, freedom from structural defects, construction in a workmanlike manner, and fitness for habitation; any personalty sold WITHOUT ANY IMPLIED WARRANTY OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE; sale subject to all other prior liens, conditions, restrictions, rights-of-way, easements, and reservations of record; Additional terms, including the execution of a Memorandum of Sale will be announced at the sale. Time shall be of the essence with respect to all terms. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that we are a debt collector and any information obtained will be used for that purpose. FOR INFORMATION CONTACT: James A. Yer-gin, Substitute Trustee, 5290 Old Alexan-dria Turnpike, Warrenton, Virginia 20187, (540) 207-3293.

TRUSTEE SALE 1006 E 17th St,

Richmond, VA 23224-6938 In execution of a Deed of Trust in the original principal amount of $77,000.00, dated October 26, 2006 recorded in the Clerk’s Office of the Circuit Court of the City Of Richmond, Virginia, in Instrument 060037661, at page 508, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Substitute Trustee will offer for sale at public auction at the entrance to the John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on March 13, 2012 at 2:00 o’clock pm the property described in said deed, located at the above address and briefly described as:Lot 4, Block K, Mason Addition, Plat Book 5, page 111, Part 2, with improvements thereon.TERMS OF SALE: CASH: A deposit of $7,500.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-003751-10/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net


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Trustee’s Sale1119 Penobscot Road, Richmond,

Virginia 23227(Tax ID No. 788-757-1815)

Default having been made in the terms of a certain Deed of Trust dated April 18, 1986, in the modified principal amount of $51,754.65 and recorded in the Clerk’s Office of the Circuit Court of the County of Henrico, Virginia in Deed Book 2000, at Page 4 and modified by a Loan Modification Agreement recorded in Deed Book 4338, at Page 0141 and further modified by Loan Modification Agreement recorded in Deed Book 4866, at Page 0677, the undersigned Substitute Trustees, will sell at public auction on February 29, 2012, at 10:00 a.m., in front of the building housing the Henrico County Circuit Court, 4301 E. Parham Road (E. Parham and Hungary Spring Roads, Richmond, VA, the property designated as Lot 4, Block M, Section C, in the subdivision of Wildwood, plat of said property dated November 15, 1951, recorded in the aforesaid Clerk’s Office in Plat Book 23, page 53, and as more particularly described in the aforesaid Deed of Trust. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $5,000.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Glasser and Glasser, P.L.C. and/or Atlantic Trustee Services, L.L.C. and/or Lisa Brook Law, PLC, Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 49174, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

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SUBSTITUTE TRUSTEES’ SALE1505 Oldbury Road

Midlothian, VA 23113

In execution of a deed of trust in the original principal amount of $174,447.19 from Manuel Medina and Migdalia Medina, dated June 30, 2009, recorded in the Clerk’s Office, Circuit Court, Chesterfield County, Virginia, Deed Book 8783, page 764, the undersigned Substitute Trustees, duly substituted by appointment dated December 21, 2011, recorded in said Clerk’s Office in Deed Book 9608, page 315, will offer for sale at public auction, the property described in said deed of trust, with all improvements thereon, lying and being in Midlothian District, Chesterfield County, Virginia, designated as Lot 50, Block C, of Buckingham, Section Three per Plat recorded in said Clerk’s Office in Plat Book 49, page 61, (Tax Map #732-710-8420-00000).Sale to be held at the front door of the building which houses the Circuit Court of Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia 23832 on March 1, 2012 at 3:00 p.m.Sale subject to all restrictions, easements, agreements and all conditions or matters of record. TERMS: Cash - Settlement in full within 10 days of sale date. Additional terms may be announced at time of sale.Deposit of $8,000.00 shall be required in CASH, CASHIERS OR CERTIFIED CHECK at time and place of sale.Robert E. Kane, Jr., Substitute TrusteeWilliam L. Jeffries, Jr., Substitute Trustee“any one of whom may act”

FOR INFORMATION CONTACT:The above Substitute Trustees1700 Bayberry Court, Suite 103Henrico, VA 23226(804) 288-1672

TRUSTEE SALE5515 Seminary Avenue, Richmond, VA


In execution of a Deed of Trust in the original principal amount of $200,000.00, dated November 10, 2006 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 4237, at page 2206, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on March 1, 2012 at 9:00 o’clock am the property described in said deed, located at the above address and briefly described as:Lots 9, 11, 13, 15, 17 and the northern 25 feet of Lot 19 in Block 2, Club Court, with improvements thereon. LESS AND EXCEPT that portion of real estate conveyed by deed recorded in Deed Book 3068, page 835. LESS AND EXCEPT that portion of real estate conveyed by deed recorded in Deed Book 3 130, page 1889. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (01-010599-11/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m.or visit our website at www.siwpc.net

TRUSTEE’S SALE 6224 Meadowburm Drive,

Richmond, VA 23234 Parcel ID 782682807900000

Pursuant to the terms of a deed of trust dated August 26, 2004, in the original principal amount of $115,090.00, recorded in the Clerk’s Office of the Circuit Court of Chesterfield County, Virginia, in Deed Book 5934, Page 724, the property briefly described below will be offered for sale at public auction:

Lot 9, Block P, Meadowdale, Sec. D, as shown on a plat recorded in the aforesaid Clerk’s Office in Plat Book 16, Page 97, and as more particularly described in the referenced deed of trust.

The sale will take place on MARCH 2, 2012 At 10:45 A.M., at the front entrance to the building housing the Circuit Court of Chesterfield County, located at 9500 Courthouse Road, Chesterfield, VA.





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TRUSTEE SALE 718 N 35th St,

Richmond, VA 23223-7627 In execution of a Deed of Trust in the original principal amount of $96,000.00, dated May 10, 2007 recorded in the Clerk’s Office of the Circuit Court of the City Of Richmond, Virginia, in Instrument 070016354, at page 147, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Substitute Trustee will offer for sale at public auction at the entrance to the John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on March 6, 2012 at 2:00 o’clock pm the property described in said deed, located at the above address and briefly described as:BEGINNING at a point on the West line of said 35th Street distant 88 feet South of its intersection with the South line of “N” Street, thence running southwardly along and fronting on said West line of 35th Street the distance of 30 feet, and thence extending back westwardly from said frontage between lines parallel with the South line of “N” Street the distance of 124 feet to an alley in the rear 16 feet wide, with improvements thereon.TERMS OF SALE: CASH: A deposit of $7,500.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-019032-11/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE18486 Taylors Creek Rd, Montpelier, VA

23192-2512Hanover County

In execution of a Deed of Trust in the original principal amount of $217,273.00, dated April 11, 2003 recorded in the Clerk’s Office of the Circuit Court of the County Of Hanover, Virginia, in Deed Book 2043, at page 720 and modified in Deed Book 2405, at Page 586, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Hanover County, Hanover, Virginia, on February 28, 2012 at 9:00 o’clock am the property described in said deed, located at the above address and briefly described as:Containing 25 acres, more or less, according to a Plat of Survey dated June 21, 1993 and recorded in Plat Book 35, Page 87, with improvements thereon.Together with right of ingress and egress across 50’ right of way as shown on the above referenced plat. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m.or visit our website at www.siwpc.net

TRUSTEE’S SALE OF 6520 McLean Street, Richmond, VA 23231. In execution of a certain deed of trust dated August 29, 2005, in the original principal amount of $200,000.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 3965 Page 0034, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on March 23, 2012, at 10:01 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, TOGETHER WITH THE IMPROVEMENTS THEREON, SITUATE, LYING AND BEING IN HENRICO COUNTY, VIRGINIA, DESIGNATED AS RESERVED LOT, BLOCK B, SECTION A, PLAN OF NEW MARKET FARMS, AS SHOWN ON PLAT OF SURVEY PREPARED BY JOLIFFE & ASSOCIATES, INC., DATED MAY 27, 2004, AND ENTITLED “IMPROVEMENTS ON RESERVED LOT, BLOCK B, SECTION A, PLAN OF NEWMARKET FARMS IN HENRICO CO., VA”, A COPY OF WHICH PLAT IS RECORDED IN DEED BOOK 3697 AT PAGE 1685 IN THE OFFICE OF THE CLERK OF THE CIRCUIT COURT FOR HENRICO COUNTY, VIRGINIA..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 128031

TRUSTEE’S SALE 9003 Eider Landing,

Chesterfield, VA 23838IN EXECUTION of Deed of Trust dated June 27, 2006, made by Frederick C. Brinkerhoff and Jodi L. Brinkerhoff, recorded in the County of Chesterfield Circuit Court Clerk’s Office in Deed Book 7207 at Page 0978 and as Instrument #45802, securing Note in original principal amount of $349,384.28, default having been made in payment of debt thereby secured, and at request of beneficiary thereunder, the undersigned, will offer for sale at public auction to the highest bidder, for cash, at the front door of the County of Chesterfield Circuit Court, 9500 Courthouse Road, Chesterfield, Virginia, on March 1, 2012 at 2:00 p.m., the properties conveyed in said Deed of Trust and briefly described as follows:

ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH IMPROVEMENTS THEREON AN APPURTENANCES THERETO BELONGING, LYING AND BEING IN THE MATOACA DISTRICT, CHESTERFIELD COUNTY, VIRGINIA AND BEING KNOWN AND DESIGNATED AS LOT 19, BLOCK B, WOODLAND POND, SECTION 1, ON THAT CERTAIN PLAT OF SUBDIVISION ENTITLED “WOODLAND POND, SECTION ONE, MATOACA DISTRICT, CHESTERFIELD COUNTY, VIRGINIA”, DATED OCTOBER 16, 1985, MADE BY J.K. TIMMONS & ASSOCIATES, INC. A COPY OF WHICH PLAT IS RECORDED ON NOVEMBER 15, 1985 IN THE CLERK’S OFFICE, CIRCUIT COURT, CHESTERFIELD COUNTY, VIRGINIA IN PLAT BOOK 51, PAGES 56-59 AND TO WHICH LAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF SAID LAND.Tax Map #759645589900000

TERMS OF SALE: CASH. Property is being sold “AS IS”, without any representations or warranties, SUBJECT to the rights of any person in possession and to all covenants, conditions, restrictions, easements, defects, encumbrances, adverse claims, or liens, whether filed or inchoate, which have priority over the Deed of Trust.Deposit of 10% cash, certified or cashier’s check, will be required of successful bidder immediately after sale; settlement must be within 10 days from date of sale, TIME BEING OF THE ESSENCE, or property to be resold at cost to defaulting purchaser, and Trustee shall be entitled to recover from defaulting purchaser any deficiency resulting from resale. All costs of conveyancing, examination of title, recording and settlement charges, grantor’s taxes, etc. to be at cost of purchaser. Noteholder reserves the right to bid and trustee reserves right to reject any bids, keep bidding open for any length of time, waive deposit requirements, extend time for settlement, announce additional terms of sale and cancel or rescind sale solely at trustee’s discretion.THIS NOTICE IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.McKenry, Dancigers, Dawson & Lake, P.C. Substitute TrusteeFOR INFORMATION CONTACT: Angela Flores 192 Ballard Court, Suite 400 Virginia Beach, Virginia 23462 (757) 461-2500

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