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Sukanya Samriddhi Yojana (SSY) Account Scheme http://sukanya-samriddhiaccount.in/ has been launched by Hon. P.M. Mr. Narendra Modi on 22nd Jan, 2015 for women empowerment program “Beti Bachao – Beti Padhao”. This program is specially designed for improvement of Female Sex ratio and ultimately girl child needs to be supported and feel safety. For financial support purpose, Govt. has initiated this SSY Account for girl child only. Visit http://sukanya-samriddhiaccount.in/ for information about Sukanya Samriddhi Account Details: In this Sukanya Account, all benefits are going in favor of girls and partially parents can get benefits, if the girl will be dead before maturity of Account. Now a day, parents hesitate to give birth of a girl child because of huge expenses in higher education and marriage is required. That’s why Govt. has initiated new Sukanya Account program, so that parents can make plan well in advance for a girl child on monthly basis saving and can earn good amount of int
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Till the Age of Girl Child is 10 Years or Below
Must Be Indian Any of the Parent or Guardian can
open SSA SSA can be opened with minimum
deposit of Rs.1000/- Documents Required – Date of Birth
Certificate of girl child and Id proof od parents
Highest Interest Rate among all Small Savings Schemes offered by Govt of India
Income Tax Rebate u/s 80C
Financial freedom for education and marriage of Girl Child
Interest shall be payable in the account even after maturity
For Year 2014-15 Rate of Interest was declared at 9.1%
For Year 2015-16 Rate of Interest was declared at 9.2%
Every year Rate of Interest will be declared by government
According to Chart One After 21 years you will get Rs.60,71,283/-
According to Chart two After 21 years you will get Rs.61,57,840/-
According to Chart two After 21 years you will get Rs.63,12,610/-
Allahabad Bank Andhra Bank Axis Bank Limited Bank of Baroda(BOB) Bank of India(BOI) Bank of Maharashtra(BOM) Canara Bank Central Bank of India(CBI) Corporation Bank Dena Bank Limited ICICI Bank Limited IDBI Bank Limited Indian Bank Indian Overseas Bank(IOB)
Oriental Bank of Commerce(OBC) Punjab & Sind Bank(P&SB) Punjab National Bank(PNB) State Bank of Bikaner and Jaipur(SBBJ) State Bank of India(SBI) State Bank of Hyderabad(SBH) State Bank of Mysore(SBM) State Bank of Patiala(SBP) State Bank of Travancore(SBT) Syndicate Bank UCO Bank Union Bank of India United Bank of India Vijaya Bank
Investment is to be made for 14 years
After 21 Years of opening of SSA
50% of the investment can be withdrawn when girl is 18 years old
Account Will be closed after marriage of girl child
Tax exemption up to Rs. 1.5 lakh is allowed under Section 80C.
Only One parent can claim tax exemption
From Financial year 2015-16 Interest is tax free.