Tailor-made insurance solutions for commercial and

Tailor-made insurance solutions for commercial and personal l ines

Headquarters:

Monaco

Company equity capital

100% Jutheau Husson family

34 locationsin 24 countries (including 22 African countries)

700 employeesincluding 600 in Africa

1st broker in Monaco

1st independent broker in sub-Saharan Africa

Ascoma is an international and independent insurance brokerage group with more than 700 employees in 24 countries.

The leading broker in Monaco, Ascoma is the first independent network in sub-Saharan Africa, where it has been established for more than sixty years.

Ascoma provides its clients with highly qualified multidisciplinary teams trained in the management of corporate and individual risks, and able to devise tailor-made insurance solutions.

The Ascoma Group is also a partner of the world’s largest brokers, enabling it to support its clients wherever they operate.

T h e A s c o m a G r o u p

Large international companies - SMEs - Public bodies and international organizations - Individuals

IN ALL SECTORS OF ACTIVITY

Mining and forestry - Fishing - Oil and Gas Offices - Factories - Food processing industries Retail - Maritime and rail transport - Aviation Construction - Public works - Road networks Banking, hotel and hospitality sectors - Utilities Telecommunications - IT

FOR THE PROTECTION OF PROPERTY…

All categories of buildings - Residences - Machines Computer equipment - Goods - Stock - Vehicles Vehicle fleets - Engines - Boats and watercraft Aircraft

…AND PEOPLE

Directors and Officers - Employee - Trader Professional – Artisan - Sportsperson – Group insurance

IN THE CONTEXT OF THEIR PROFESSIONAL ACTIVITY...

Damages - Operating losses - Third-party liability Directors & Officers liability - Special risks - Credit Insurance - Workers’ compensation

…AND THEIR PRIVATE LIFE

Family - Health - Borrower`s insurance Dependency - Funeral - Yachting - Fine art and Collections - Jewellery - Hobbies - Travel - Assistance and repatriation - Legal protection - Privacy Supplementary retirement - Individual accident Kidnapping & Ransom

Ascoma at the Service of its Clients

Our Business: Insurance Advisor and BrokerADVICE AND INDEPENDENCE

The broker is a unique and independent intermediary mandated by his clients to defend their interests with insurance companies and third parties. Combining proximity and technical know-how, he provides constant support.

EXPERIENCE AND EXPERTISE

Our team of experts guarantee:• Mapping and auditing of your risks• The search for the best coverage

conditions and the negotiation ofthe most advantageous rates withinsurers

• The implementation of yourinsurance contracts according tothe specificities of your structureand needs

• The management and speedysettlement of your claims

We guide you through the market`s many solutions, helping you to choose the most suitable one and to build a tailor-made one. Privileged intermediary for your personal or professional projects, we support you in all developments in your activities and your property.

PROXIMITY AND TECHNICAL KNOW-HOW

Each Ascoma subsidiary has in-depth knowledge of the local mar-ket: specific risks, insurance regu-lations, company capabilities and strengths.

Ascoma International, based in Pa-ris, is the coordination centre for international operations serving the Group’s clients, subsidiaries and correspondents: analysis of complex tenders, organization of major international programmes, reinsurance placements, risk and prevention audits.

INTERNATIONAL PARTNERSHIPS / AFRICA DESK

Correspondent in Africa of the main global brokers, Ascoma can set up different types of programs on their behalf, in compliance with local regulations, and provides them a tailored reporting.

To coordinate the African operations of its clients and international partners, Ascoma relies on Ascoma International, a dedicated team based in Paris. It guarantees compliance with the highest standards of the profession and delivers advice, information and technical notes on the specificities of insurance in Africa. Ascoma International also carries out reinsurance or special risk placements in international markets.

Our Network

NigerMali

Guinea

Ghana

Senegal Chad

LibyaAlgeria

Morocco Tunisia

Gambia

Mauritania

Egypt

Sudan

EthiopiaSomalia

Kenya

EquatorialGuinea

Liberia

SierraLeone

GuineaBissau

Tanzania

Zambia

Angola

NamibiaBotswana

Zimbabwe

DRC

SouthAfrica

Central AfricanRepublic

Gabon

Cameroon

Nigeria

BurkinaFaso

Ivory Coast South

Sudan

ParisInternational

Desk

HeadquartersMonaco

CasablancaHealth & Benefits Management

TogoBenin

Congo

Ascoma O�ces

AscomaCorrespondents

Swaziland

Lesotho

Mozambique

Malawi

Burundi

Uganda

Rwanda

Djibouti

Eritrea

Madagascar

THIRD-PARTY PAYMENT

Ascoma Health & Benefits offers a generalized third-party payment system, accessible in most centres of its healthcare network.

BIOMETRIC IDENTIFICATION

The Ascoma Health & Benefits biometric card allows for the flawless identification of beneficiaries (available in some countries only).

INTERNATIONAL CARD

Specially adapted to those with high mobility, the international Ascoma Health & Benefits card ensures the continuity of third-party payment abroad in eligible centres.

MEDICAL CONTROL

Ascoma’s medical advisers continuously develop the network of healthcare providers, standardize medical fees, implement hospital inspections and take charge of epidemiological study and monitoring.

Ascoma Health & Benefits solution in AfricaAscoma Health & Benefits, which specializes in the management of mutuals and health insurance plans, provides clients with a unique service in sub-Saharan Africa (advice, technical support, auditing of plans, management, control of expenses) and gives access to care to all employees, including the poorest.

ANALYSIS AND CONTROL OF EXPENDITURE

Ascoma Health & Benefits’ tools provide aggregate statistics by beneficiary status, college, disease, geographic area, recipient or family, and healthcare centre.

They enable customers to effectively control their healthcare costs by fighting against overconsumption, overprescription, fraud and overcharging, thus perpetuating the policies taken out and limiting the increase in premiums.

KEY FIGURES

› Beneficiaries: + 500,000

› Ascoma medical advisers: +70(professors, surgeons, specialists, generalists, dentists, etc.)

› Health providers: +3,500(all specialties included)

CLIENT ONLINE PORTAL

An extranet allows client (HR) to follow their contacts (statistics) and send their online addition and removal requests.

T h e A s c o m a G r o u p

Our LocationsHEADQUARTERS

ASCOMA ASSUREURS CONSEILS

24 boulevard Princesse Charlotte 98000 Monaco

Tel: (+ 377) 97 97 22 22 E-mail : [email protected]

MonacoASCOMA JUTHEAU HUSSON24 bd. Princesse Charlotte 98000 Monaco

Tel. : (+ 377) 97 97 22 22 [email protected]

ASCOMA MARITIME24 bd. Princesse Charlotte 98000 Monaco


AfricaASCOMA BÉNINQuartier 124 Zongo - Ehuzu Parcelle A - Ilot 563 01 BP 7552 - Cotonou République du Bénin


ASCOMA BURKINA FASOAvenue Joseph Badoua - AFEC Rue Lycée Français Saint-Exupéry 10 BP 13105 - Ouagadougou Burkina Faso

Tel. : (+226) 25 40 11 72 / (+226) 25 40 11 73 [email protected]

ASCOMA BURUNDIPlace de l’Indépendance - Angle de la chaussée du Prince Louis Rwagasore et du Boulevard de la Liberté - Immeuble Old East BP 1430 - Bujumbura - Burundi


ASCOMA CAMEROUN• 1916 boulevard de la LibertéBP 544 - Douala - Cameroun

Tel. : (+ 237) 2 33 50 04 00 / (+ 237) 2 33 50 04 01 [email protected]

• HEALTH DEPARTMENTTel. : (+237) 2 33 43 41 53 / 41 49 cameroun-santé@ascoma.com

• 445 avenue Général de GaulleBP 447 - Yaoundé - Cameroun

Tel. : (+ 237) 2 22 21 51 80 [email protected]

Lieudit “Petit Paris” Rond-point de la poste, Immeuble Deo Gloria - (1er arrondissement)BP 445 Kribi - Cameroun

Tel. : (+ 237) 2 22 46 15 52 /[email protected]

ASCOMA CENTRAFRIQUEAv. Barthelemy Boganda BP 743 - Bangui - République Centrafricaine


ASCOMA CONGO• 213 bd Denis Sassou Nguesso Immeuble Ex. Cogelo - 1er étageBrazzaville - Congo


• Immeuble Cube Center - QuartierNDJI-NDJI - Rue de TchiloungaBP 681 – Pointe Noire – Congo

Tel. : (+242) 05 530 13 14 / (+ 242) 06 656 56 56 [email protected]

ASCOMA CÔTE D’IVOIRE• Boulevard Carde (Plateau)Immeuble Les Hévéas 01 BP 1554 - AbidjanCôte d’Ivoire

Tel. : (+ 225) 20 300 300 [email protected]

• HEALTH DEPARTMENTBoulevard Roume (Plateau) Immeuble Roume Bureaux 01 BP 1554 - AbidjanCôte d’IvoireTel. : (+ 225) 20 301 301 [email protected]

• ASSURANCE STORE(AGENCY FOR PRIVATE INDIVIDUALS)

Rue des Jardins - Deux Plateaux Commune de Cocody 01 BP 1554 - Abidjan Côte d’Ivoire

Tel. : (+ 225) 22 419 000 / (+ 225) 77 29 81 70 [email protected]

• Boulevard de la République Zone industrielle Sud - Secteur Sodeci - Ilot 29 C - 01 BP 1554 San-Pedro – Côte d’Ivoire

Tel. : (+225) 34 710 371 [email protected]

ASCOMA GABON• Immeuble Shell Gabon 90 rue Ange M’Ba - BP 2138Libreville - Gabon

Tel. : + 241 (0)11 74 32 90 [email protected]

• Av. Savorgnan de Brazza BP 272 – Port-Gentil – Gabon

Tel. : + 241 (0)11 55 25 52 [email protected]

ASCOMA GHANA76A1 Airport Residential Area Accra - Ghana GhanaPostGPS: GA-083-6742


ASCOMA GUINÉE CONAKRYImmeuble Babi - Rez-de-Chaussée et 1er étage - Almamyah - Commune de Kaloum - Conakry - Guinée


ASCOMA GUINÉE ÉQUATORIALE• Immeuble “ASCOMA EDIFICIO”Route de l’Aéroport Malabo II - Guinée Équatoriale


• Paseo Maritimo BP 945 - Bata - Guinée Équatoriale


ASCOMA MADAGASCARImmeuble SMA - 13 rue Patrice Lumumba Tsaralalana BP 673 - Antananarivo République de Madagascar


ASCOMA MALIACI 2000 - Hamdalaye Avenue du Mali, IMMO 2000 - RDC BP E 2062 - Bamako République du Mali


ASCOMA MAURITANIEIlot 624, 626 A - Tevragh Zeina Nouakchott - République Islamique de Mauritanie


ASCOMA NIGERImmeuble Koudize - Quartier Plateau - Boulevard Mali Bero Contigu IRIMAG - BP 11169 Niamey - République du Niger


ASCOMA DRC

• Immeuble KIYO YA SITABoulevard du 30 juin, N°364 Commune de la Gombé - KinshasaRépublique Démocratique duCongo


• PACTILIS DRC (HEALTH MANAGEMENT)Tel. : (+ 243) 85 172 75 47 [email protected]

• 596 avenue Ruwe - Commune deLubumbashi - Lubumbashi République Démocratique du Congo

Tel. : (+ 243) 857 070 701 / (+ 243) 997 557 700 [email protected]

ASCOMA RWANDA

Im. Aigle Blanc (Polisi Denis) Kimihurura - District de Gasabo BP 6170 - Kigali - Rwanda


ASCOMA SÉNÉGALImmeuble Xeewel - Rue Thann 15 boulevard Djily Mbaye BP 50763 - Dakar RP - CP 18524 Dakar - Sénégal


ASCOMA SIERRA LEONE26, Big Waterloo Street Freetown Republic of Sierra Leone


ASCOMA TCHADImmeuble CNPS Avenue Charles de Gaulle BP 1073 - Ndjamena - Tchad


ASCOMA TOGO63 Boulevard du 13 janvier Immeuble Deloitte 07 - BP 14 072 Lomé - Togo


INTERNATIONAL DESK

ASCOMA INTERNATIONAL*

34 rue Godot de Mauroy 75009 Paris - France

Tel: (+ 33) 1 47 42 63 75 E-mail : [email protected]

HEALTH & BENEFITS - AFRICA

ASCOMA EMPLOYEE BENEFITS

Pactilis - 57, Tour CFC - Quartier Casa-Anfa Hay Hassani - 20220 Casablanca - Maroc

Tel: (+ 212) 5 29 15 04 47 E-mail : [email protected]

www.ascoma.com

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* Ascoma International – 34 Rue Godot de Mauroy – 75009 Paris – France – Insurance and Reinsurance broker – A simplified joint-stock company with capital of € 250,000 – RCS Paris N° 449 852 979 – N° Orias 07004995 – www.orias.fr – ACPR - 4 place de Budapest – CS 92459 – 75436 Paris Cedex 09 – France – Customer claims: [email protected] – Processing times: acknowledgement of receipt within 10 business days after receipt – processing of the request within the 2 next months

Documents

Tailor-made insurance solutions for commercial and