The 50 Cities In America That Boomers Never Want To Leave | Moira McGarvey

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Should I stay or should I go? Is a "Stay-Tirement" for you? In my quest to figure out the next phase


  • The 50 Cities In America That Boomers Never Want ToLeave | Moira McGarvey

    Should I stay or should I go? Is a "Stay-Tirement" for you? In my quest to figure out the next phaseof my life, the "where" piece continues to be the big question mark. Part of me wants to have a bigadventure before I'm too old to physically have one. (Although, what's too old? At this very moment,my 93-year-old aunt is vacationing in Belize. Go Aunt Catherine!)

    I've thought about moving to another country for a year, orjoining the Peace Corps, or traveling to countries most people can't identify on a map, like Bhutan orany of the former eastern block countries that now have new names I can never remember.

    But I still feel the need to have a home base. I want a place where I have a connection to my currentlife. There are people who have retired and moved off to a distant place only to miss their friendsand family and move back. It's not as easy to make new friends when you get older and maybe I justdon't feel like making a whole bunch of new friends. I kind of like the friends I already have.

    On our retirement planning (and dreaming) website,, we present all types of infoabout places to retire and what to do in retirement, whether it's working, volunteering or traveling.Using U.S. Census data and our own proprietary data, we wanted to figure out which town in eachstate has the highest percentage of Boomers electing to stay vs. move out. We wanted to see whichhometowns across the country were the stickiest with people 55+ paying off their mortgages andstaying put. We call it Stay-Tirement. We're not exactly sure what each and every individual townhas to offer. Might be the environment or activities, weather, sense of community, extended family,cost of living or proximity to services.

    In some states it's a city, in most, it's smaller towns. We are very familiar with some of them, others,not so much. In the state of New Hampshire, Portsmouth is number one. Portsmouth is a beautiful,charming and rare (very small coastline) coastal New Hampshire town, so that makes sense. InTennessee, it's Nashville. I get that. Nashville is really hopping these days, who would want to leave?In Ludlow, MA, over one-fifth of the community is made up of Portuguese Americans, so perhaps it'sthe family connections that keep people there. And Lady Lake, FL is the home of one of the largestadult communities, The Villages. In Nevada, it's Pahrump (never heard of it) but Pahrump is an hourfrom Las Vegas and an hour from Death Valley National Park. You get hiking, biking and dice...nice.(I wonder what people in Pahrump call themselves? Pahrumpians?) It appears that each of theseplaces has a unique reason for why people stay.

    Here's the full list of the top town or city in each state that Boomers just don't want to leave. Have alook. Maybe your hometown is one of them and will make you think twice about taking off for partsunknown. Or maybe you'll take a closer look at some them as a future home for you. What do thelocals know that we don't? Find out.

    AK: Badger

    AL: Prichard

    AR: Texarkana

    AZ: Fortuna Foothills

  • CA: Seal Beach

    CO: Pueblo

    CT: Wethersfield

    DC: Washington

    DE: Dover

    FL: Lady Lake

    GA: Columbus

    HI: Kaneohe

    IA: Burlington

    ID: Idaho Falls

    IL: Quincy

    IN: Highland

    KS: Dodge City

    KY: Owensboro

    LA: Metairie

    MA: Ludlow

    MD: Dundalk

    ME: Augusta

    MI: Allen Park

    MN: Albert Lea

    MO: Mehlville

  • MT: Bozeman

    NC: Asheville

    ND: Minot

    NE: Grand Island

    NH: Portsmouth

    NJ: Manchester Township

    NM: Hobbs

    NV: Pahrump

    NY: Bethpage

    OH: Parma

    OK: Sapulpa

    OR: Altamont

    PA: Scranton

    RI: Pawtucket

    SC: Wade Hampton

    SD: Aberdeen

    TN: Nashville

  • TX: West Odessa

    UT: Logan

    VA: Danville

    VT: Burlington

    WA: Sea Tac

    WI: Manitowoc

    WY: Rock Springs

    Earlier on Huff/Post50:


    Ecuador may be one of the most inexpensive places to live for retirees on a budget. Not only is thecost of living extremely cheap, according to Fortune magazine, but the South American country alsouses the U.S. dollar. One couple interviewed by International Living lived on $600 a month, spendingas little as $1.25 per month on gas and $1.70 per month on water.

    (Image via Flickr, Carly Lyddiard)

    Correction: A previous version of this slide said that Ecuador was in Central America.

    Easy accessibility and excellent health care are two major draws for retirees settling in Panama.

  • According to U.S. News World Report, the cost of living is not the cheapest -- especially in PanamaCity -- but the great retirement benefits, travel and entertainment discounts and country-wide use ofU.S. currency make up for the extra expenses.

    (Image via Flickr, Francesco Veronesi)

    Since 1985, 25,000 foreign retirees have settled in the Philippines, Global Post reports. Taxes areminimal, so living is very comfortable on a pension of $3,000 per month. Post 50s may have to sharethe beach with younger folks since the minimum age for ex-pat retirees is 35..

    (Image via Flickr, SToto98)

    For a tropical climate where English is the official language, retirees should look no further thanBelize. The coastal country offers no tax on foreign retirement income and minimal sales andproperty taxes, according to U.S. News World Report.

    (Image via Flickr, Ian Morton)

    Some cities in France may be a bit out of the price range of the average retiree -- looking at you,Paris -- but the monthly expenses of other towns in the southwest are more affordable, notes theAARP. For Francophiles looking to settle in France, the history, culture, wine and food are amongthe biggest enticements.

    (Photo credit: AP)

    With consistently perfect weather and beautiful beaches, Bali joins dozens of other beachfrontlocations that make for great retirement living. According to The Wall Street Journal, retirees cansettle down on the Indonesian island for about $1,000 amonth (not including housing), as long as they don't mind trading in a front door for a open entryway-- as is custom in Bali. However, medical care is not the best.

    (Photo credit: Getty)

  • With no taxes on foreign retirement income -- according to U.S. News World Report -- Costa Ricamay be one of the ideal places to retire. Nestled between Nicaragua and Panama, the cost-friendlycountry boasts stunning beaches and rain forests.

    HuffPost bloggers Jeff Jones and Gay Haubner wrote about their experience finding a house in CostaRica.

    (Image via Flickr, Dottie Day)

    No list of places to retire abroad could be complete without Italy, where Diane Lane's charactertraveled to in the 2003 film "Under the Tuscan Sun." Settling in Rome is not the most feasibleoption, but like France, there are several Italian cities that offer a comfortable life of leisure, full ofdelicious Italian food and wineries, on a budget, AARP reports.

    (Image via Flickr, Russell Yarwood)

    Certain cities in Mexico are not the safest, especially along the U.S.-Mexico border, but there arestill parts of the southern country that are increasingly popular with retirees. Campeche, locatednear Belize, boasts beautiful waterfront properties on the Gulf of Mexico and a low cost of living. Aweek's worth of market fruit and vegetables cost less than $10, according to International Living.

    (Photo credit: Flickr/Malias)

    While taxes are a bit higher in Argentina than other South American locales according to U.S. NewsWorld Report, the large country offers a wide range of places to settle -- from major tourism hubs tosmaller, inexpensive villages. However, retirees should plan on spending a little more on monthlyexpenses, because of the rising cost of living and devaluation of the U.S. dollar, U.S. News WorldReport writes.

    (Image via Flickr, Luis Fernandez)