A guiding light on your financial journey through life

The Albright Group atMorgan Stanley

1800 BROADWAY STE 120BOULDER, CO 80302

720-562-6233 / MAIN

800-787-5218 / TOLL-FREE 303-939-9007 / FAX

http://fa.morganstanleyindividual.com/dana.albright/dana.albright@ms.comrebecca.batizy@ms.com

The Albright Group atMorgan Stanley

As Financial Advisors, our role is to help you use your wealth toachieve what is most important to you. That may mean providing aneducation to children and grandchildren, buying a vacation home,meeting the special needs of a family member, retiring ten years early —the list is endless, and the decision is uniquely your own.

Together, we will explore your aspirations and the life you envision.We will work with you to translate your goals into a specific investmentobjective and personalized investment strategy. And then, drawing on theteam’s experience — and perspective informed by the insight andresources of one of the world’s largest financial firms — we willstructure a portfolio for you, executing and refining that strategy to helpbring you closer to your definition of investment success.

In short, your goals become our focus, and achieving them becomesa commitment that we share.

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Meet the Professionals

We believe that working as a team helpsto provide you with access to the mostappropriate solutions, and helps to ensurethat you benefit from the highest levels ofservice. While we bring complementaryskills and perspectives to our clients, wealso share a commitment to responding toyour needs promptly, professionally andthoroughly. Our goal is to earn your confi-dence not only through the quality of solu-tions we provide to you, but also the excel-lence with which we deliver them.

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Dana Weiss Albright, CFP®, CIMA®

Wealth AdvisorVice President - Wealth ManagementSenior Investment Management Consultant

Dana was raised around a familybusiness in California. Together withher husband, Scott, they moved toColorado in 1995 to attend college.After attending the University ofColorado Boulder, Dana received a BAin Business Adminstration with anemphasis on finance and operationsmanagement. In 1997, Dana startedwith Morgan Stanley Dean Witter asan intern before accepting a positionas a financial advisor in 1999. Sheenjoys working with people andfinance and was drawn to this career.The firm provided a great environ-ment to build clientele and the oppor-tunity to continue her education. InJuly 2006, Dana received theCertified Financial Planner designa-tion, along with the CertifiedInvestment Management Analyst des-ignation in May 2009. Over the years,

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she has developed long lasting rela-tionships with her clientele. Whileshe finds it impossible to be everthingto all people, she has a defined mis-sion, process, and the team to helpfulfill her duty to her clients. On apersonal note, Dana enjoys the arts,bicycle racing, and is proud to be acancer survivor.

Rebecca BatizyPortfolio AssociateSenior Registered AssociateRelationship Manager

Becky ventured to Boulder in 1993from a small town in South Carolinato attend the University of Coloradoat Boulder and immediately fell inlove with the town and strong com-munity. She graduated from CU in1997 and began her career at MorganStanley Dean Witter as an intern,which later became Morgan Stanley.Her initial plans to attend law schoolwere put on hold since she instead fellin love with the fast pace and excite-ment of the financial services indus-try. Outside of work, she is a Motherto two little boys; Miles, fourteen, andMason, twelve. She also loves to rideher mountain bike as much as possi-ble; which includes racing in moun-tain bike races across the globe. Shefeels very lucky to work in a town sheloves allowing her to balance person-al and work life while enabling her to

excel in both. Nothing brings hermore joy than helping to see ourclients realize their dreams, bothfinancially and personally.

For Life's Most Important Goals

With experienced professionals and the right resources, reaching yourmost important goals can be less challenging and more rewarding. Weare ready to help you meet your goals, by combining our insights intoyour needs with the resources of Morgan Stanley.

Setting a confident course

Thorough, thoughtful planning —planning that analyzes where you areas well as where you want to go — isthe most important step in establish-ing a path to your goals. We will workwith you to explore and define yourobjectives and needs, and then struc-ture a plan that is uniquely your own.l Balance sheet analysisl Retirement planningl Education planningl Estate planning strategiesl Multigenerational planningl InsuranceStrategic consulting and transactions

Building a unique legacy

Estate planning strategies typicallybrings together the dimensions of life:personal, family, financial and chari-table. We will work with you tounderstand the connections betweenyour life and legacy goals, and workwith your accountant and attorney tohelp you develop a strategy to posi-tion your portfolio appropriately.

Strengthening your business

The links between business owner-ship and personal wealth are manyand complex. Whether your objectiveis to grow your business, realize itsvalue through a succession strategy orsale, or maintain family ownership bythe next generation, we can examineyour alternatives in light of both busi-ness and personal objectives. And,should circumstance require it, wecan use the access to banking andlending services of Morgan Stanley.l Credit facilitiesl Cash managementl Retirement plansl Strategic consulting and transac-tionsl Succession planning

Protecting your wealth

Insurance can play a critical role invirtually any comprehensive financialstrategy, helping you to protect thevalue of your assets, protect yourincome and your family’s financialsecurity —even perform importantfunctions in a business succession orestate plan. We can help you analyze

your current insurance portfolio andwork to update your coverages to ful-fill personal and strategic goals.l Life and disability income insurancel Life insurance trustsl Key-person insurance

Meeting current liquidityand banking needs

Managing personal cash and securingliquidity for personal needs andopportunities are the day-to-dayaspects of implementing a financialstrategy. We can help you meet yourpersonal cash management and bor-rowing needs while thinking strategi-cally about how approaches mayaffect current and longterm costs andtaxes.

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Charting a prudent course tofinancial independence requires awell-conceived, personalizedfinancial plan with defined, long-term goals. Our consultativewealth advisory process wasdeveloped to help generate thatplan. Its key steps are designed toresult in a broad, cohesive planfor your financial future.

1 We will begin by discussing whatmatters most to you and what youwant to accomplish with your wealth.In addition to your finances andinvestments, we will talk about you,your values, lifestyle, your worriesand what you are passionate about.

A ConsultativeProcess

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2 We will analyze your personal andfinancial information, assess risks, andidentify potential threats to your financialhealth. Then we will present you witha comprehensive plan to address yourincome and cash flow needs, borrowingrequirements, asset protection,retirement planning, wealth transfer andphilanthropy goals.

3 Our objective approach toimplementing your plan will payspecial attention to how its variousaspects can affect, enhance andintegrate with each other. Whenappropriate, we will suggestseeking additional, in-depth adviceon particularly complex planning,financial and family issues wehave identified.

4 We will review your portfoliotogether at your request. And whenyour circumstances change, we willwork with you to revise your strategyand reposition your assets to reflectyour new needs and goals.

DiscoverAnalyze

ImplementReview

We build trans-generational relationships by implementing plans forfamilies and businesses to guide them through the financial aspects ofdaily life. We sift through the noise and information to help clientsmake informed and proactive decisions about their futures. And we'recommitted to providing highly personalized service founded on honestand accurate advice to establish long lasting relationships through thehighest standards of service, professionalism, and integrity.

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© 2015 Morgan Stanley Smith Barney LLC. Member SIPC. 10474654 08/2015

NMLS # 1372300This material does not provide individually tailored investment

advice. It has been prepared without regard to the individual finan-cial circumstances and objectives of persons who receive it. Thestrategies and or investments discussed in this material may not besuitable for all investors. Morgan Stanley Smith Barney LLC recom-

mends that investors independently evaluate particular investmentsand strategies, and encourages investors to seek the advice of aFinancial Advisor.The appropriateness of a particular investment orstrategy will depend on an investors individual circumstances andobjectives.

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