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The responsibility of financial future Created by: Jacob Garber (30260) Instructor: Natalia Fofanova University of Houston Jacob Garber

The responsibility of financial future Created by: Jacob Garber (30260) Instructor: Natalia Fofanova University of Houston Jacob Garber

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The responsibility of financial future

Jacob GarberPresident of Bennett and Garber- My household! I do all the budgeting and planning for our household!Im a college student studying Psychology, Economics, and Marketing. I like schedules, budgets, and stability!Jacob Garber

Jacob Garber: President of Bennett and GarberMoney, money, money!Money is essential in todays society. Why? How?Money pays for gas, the car bill, groceries, a roof over your head. The economy runs on money being spent by the consumers, whether it may be a penny or thousands of dollars. Jacob Garber

What Does The Typical American Spend Money On?Rent/MortgageCar PaymentCell Phone BillCar InsuranceGroceriesGas Utilities Back button

Jacob GarberHow does Basic Math Help?You may wonder why theres a slide about math.Math is essential to keeping a budget and figuring where the money is going.Example: Car payment is $300.49, Utilities are total of $ 930.31, and Rent is $850. You would have to add it all up to get the grand total of $2080.80. Math is important to keep your finances in order!

Click to playJacob GarberBen S. Bernanke Chairman of Federal Reserve SystemSpeaks about finances and money

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How Important Managing Money is?What kind of a life could you have if you manage your money or if you didnt manage your money?

Lack of Money for repairs to disasters can cause your home to be like this. Managing your money well can get you a home like this. Jacob Garber7So Lets talk about BudgetHow important is a budget? Very! You may want to have a budget that leaves flexibility, for instance, a up coming new car payment, or a increase in rent/mortgage payment.

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Top: A new Jeep

Below: My home in a subdivisionJacob Garber8

Budgeting can get you a great place! My budgeting skills managed to get us a new jeep, a great home on the golf course and able to live a good life.

Jacob GarberComplete Required FormsW4Employee data cardJacob GarberSalary LevelsJacob Garber

InsuranceSelect medical plan Life insurance options

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Example of How to Budget Rent/Mortgage would be a chunk of your paycheckUtilities, Food, Gas, Insurance, and other bills such as Car payments would be another portion of your paycheck. Other expenses include trips, educational fees , clothing, eating out, and more.

Jacob GarberBack ButtonBudgeting is essential into making a smooth and stable household. Knowing where your money is going and how much is coming in helps to know what to spend and save. Savings is an essential for anyone whether its for a new car or trip, its worth having a savings account. 14CreditsSpecial thanks to http://dallasfed.org/ca/wealth/index.cfm for the video and information about financial planning. http://donnahoodrealtor.com/yahoo_site_admin/assets/images/153_cypress_texas_new_homes_1.61205338.jpg for the Nice home photohttp://gliving.com/wp-content/uploads/2009/01/los-angeles-low-income-housing-crisis.jpg for the home in need of TLC.

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