TheAnalyst May2012

the analyst monthly fund

factsheet for May 2012

the analyst monthly fund factsheet

investment philosophy Reliance Life Insurance seeks consistent and superior long-term returns with a well-defined and disciplined investment approach symbolizing integrity and transparency to benefit all stakeholders.

Source: 1Bloomberg, 2 eaindustry.nic.in, 3 RBI and 4 SEBI

Economy Indicators 30th Apr 12

30th Mar 12

%Change

1Rs./$ 52.70 50.95 3.33 2WPI Inflation Index 163.10 159.80 2.02 3Forex Reserves ($ bn) 294.60 294.40 0.07 1Oil Price ($ per Barrel) 104.87 103.02 1.76 1Gold (Rs. per 10gm) 29175.00 27594.00 5.42

Investments 30th Apr 12

30th Mar 12

Absolute Change

4FIIs (Rs Crs) 479.53 962.65 -483 4Mfs (Rs Crs) -246.81 -167.32 -79

Indices 30th Apr 12

30th Mar 12

% Change

1BSE Sensex 17318.81 17404.20 -0.49 1S&P CNX Nifty 5248.15 5295.55 -0.90 1CNX Mid Cap 7471.05 7711.40 -3.12 1BSE Small Cap 6764.62 6629.38 2.04

Global Indices 30th Apr 12

30th Mar 12

% Change

1Dow Jones 13214 13212 0.01 1FTSE 100 5738 5768 -0.53 1Hang Seng 21094 20556 2.62 1Nikkei 9561 10084 -5.18

Sectoral Indices 30th Apr 12

30th Mar 12

% Change

1CNX Infrastructure 2362.80 2509.15 -5.83 1CNX Energy 7503.30 7557.20 -0.71 1BSE Capital Goods 9409.09 10027.92 -6.17 1BSE Bankex 11828.63 11751.18 0.66 1BSE Oil & Gas 7964.63 8087.50 -1.52 1BSE IT 5704.31 6081.87 -6.21

Fixed Income Indicators (%)

30th Apr 12

30th Mar 12

Absolute Change

1NSE Mibor 8.79 8.61 0.18 191 Day T-Bill 8.40 8.93 -0.54 1182 Day T-Bill 8.38 8.62 -0.24 11 year GOI Benchmark

8.09 8.20 -0.12

15 Year GOI Benchmark

8.55 8.55 0.00

110 Year GOI Benchmark

8.67 8.54 0.13

15 Year Corp Bond Benchmark

9.38 9.52 -0.14

110 Year AAA Corp Bond Benchmark

9.65 9.83 -0.17

110 Year US Benchmark

1.91 2.21 -0.30

Download Your Unit Statement Instantly. Log on to with your Client ID and Password www.reliancelife.com

May 2012

Indian Economy Index of Industrial Production printed at 4.1% for the month of February '12 as compared to 1.1% revised downwards for January'12. This indicates a volatile trajectory for industrial output along with softening growth going further in the financial year 2011-2012. WPI Inflation showed signs of easing at 6.89% for March as compared to 6.95% for the month of February. This was primarily driven by easing of food inflation and Core inflation moving below the 5% mark.

Debt Market 10Y g-sec Benchmark moved up from 8.54% to 8.68% during the month of April due to gross market borrowing of 5.7 lakh crore. April showed Liquidity easing with 3 Month and 1 Year CDs trading at 9.5% and 9.7% on an average respectively on account of Gilt redemptions and government spending . Repo tender of RBI continued to get bids around 1 lakh crores.

Debt Outlook: With growth for FY12 expected to be sub 7% figure , RBI reversed its monetary policy by 50bps cut in Repo rate. Interest rates will ease marginally going further on account of expected RBI rate cuts in Q1 FY13. The quantum of further rate cuts however is expected to be shallow . Headline Inflation is expected to be around 7%. Growth is expected to improve slightly above 7% on account of consumption growth.

Equity Market Markets in April were volatile with the benchmark Sensex marginally declining by 0.49%.The markets in April were tepid due to lack of fresh cues and complete lack of flows from overseas investors due to General Anti Avoidance Rules (GAAR) enacted in budget for FY12-13. The RBI surprised the markets positively by cutting interest rates for the first time in three years. The central bank slashed its repo rate by 50 basis points to ease the liquidity situation in the money markets and support faltering economic growth. However, the RBI left the Cash Reserve Ratio rate unchanged at 4.75%. However inflation continues to be a concern with the Consumer Price Inflation surging to 9.4% in March compared to 8.33% in February 2012. IT sector reported a mixed set of numbers while Telecom stocks declined on concerns that the increase in spectrum reserve price proposed by the Telecom Regulatory Authority of India may result in huge capital expenditure for telecom operators.

Equity Outlook: The markets in May are expected to be volatile primarily driven by earnings, rupee depreciation and clarity on GAAR. On the global front the key triggers would be election results in France, Greece and economic data in the US.

gross return (CAGR*) (%) As on April 30, 2012

asset allocation funds Last 1 Year

Last 2 Year

Last 3 Year

100% equity Life Equity Fund 1 -7.03% 1.67% 16.93%

100% equity Life Equity Fund 2 -7.07% 1.67% 17.11%

100% equity Life Equity Fund 3 -5.60% 0.71% NA

100% equity Pension Equity Fund 1 -7.14% 1.61% 16.88%

100% equity Pension Equity Fund 2 -7.06% 1.68% 17.04%

100% equity Pension Equity Fund 3 -5.57% 0.72% NA

100% equity Health Equity Fund 1 -7.19% 1.60% 16.98%

100% equity Health Equity Fund 2 -5.38% 0.82% NA

100% pure equity Life Pure Equity Fund 1 -7.88% -0.43% 14.78%

100% pure equity Life Pure Equity Fund 2 -7.61% -0.36% NA

100% pure equity Pension Pure Equity Fund 1 -8.10% -0.55% 14.68%

100% pure equity Pension Pure Equity Fund 2 -7.27% -0.18% NA

100% pure equity Health Pure Equity Fund 1 -8.31% -0.73% 14.51%

100% equity Life Infrastructure Fund 1 -18.68% -13.54% -0.70%

100% equity Life Infrastructure Fund 2 -15.78% -12.20% NA

100% equity Pension Infrastructure Fund 1 -18.66% -13.53% -0.77%

100% equity Pension Infrastructure Fund 2 -15.72% -12.17% NA

100% equity Health Infrastructure Fund 1 -18.79% -13.67% -0.82%

100% equity Life Energy Fund 1 -12.58% -3.72% 5.20%

100% equity Life Energy Fund 2 -14.04% -4.55% NA

100% equity Pension Energy Fund 1 -12.66% -3.77% 5.05%

100% equity Pension Energy Fund 2 -13.90% -4.47% NA

100% equity Health Energy Fund 1 -13.03% -4.04% 4.91%

100% equity Life Midcap Fund 1 -2.59% -3.77% 19.85%

100% equity Life Midcap Fund 2 -0.86% -3.14% NA

100% equity Pension Midcap Fund 1 -2.59% -3.77% 19.77%

100% equity Pension Midcap Fund 2 -0.73% -3.08% NA

100% equity Health Midcap Fund 1 -2.64% -3.87% 19.76%

80% equity, 20% debt Life Super Growth Fund 1 -3.53% 2.43% 13.55%

80% equity, 20% debt Life Super Growth Fund 2 -4.20% 2.08% NA

80% equity, 20% debt Health Super Growth Fund 1 -3.78% 2.26% 13.40%

60% equity, 40% debt Life High Growth Fund 1 -0.30% 3.87% 12.32%

60% equity, 40% debt Life High Growth Fund 2 -0.59% 3.72% NA

50% equity, 50% debt Life Growth Plus Fund 1 1.59% 4.61% 11.59%

50% equity, 50% debt Life Growth Plus Fund 2 1.25% 4.43% NA

50% equity, 50% debt Health Growth Plus Fund 1 0.29% 3.90% 11.07%

40% equity, 60% debt Life Growth Fund 1 2.23% 4.18% 9.97%

40% equity, 60% debt Life Growth Fund 2 2.26% 4.22% 10.07%

40% equity, 60% debt Pension Growth Fund 1 2.45% 4.29% 10.08%

40% equity, 60% debt Pension Growth Fund 2 2.40% 4.29% NA

20% equity, 80% debt Life Balanced Fund 1 5.54% 5.52% 8.28%

20% equity, 80% debt Pension Balanced Fund 1 5.62% 5.69% 8.47%

20% equity, 80% debt Pension Balanced Fund 2 5.91% 5.84% NA

fund snapshot

gross return (CAGR*) (%) As on April 30, 2012

asset allocation funds Last 1 Year

Last 2 Year

Last 3 Year

100% debt Instruments Life Guaranteed Bond Fund - 1 9.05% 7.25% 7.62% 100% debt Instruments Pension Guaranteed Bond Fund - 1 9.04% 7.24% 7.67% 100% debt Instruments Life Pure Debt Fund 1 8.03% 6.81% 7.12% 100% govt. securities Life Gilt Fund 1 6.30% 6.22% 5.04% 100% govt. securities Life Gilt Fund 2 6.69% NA NA 100% govt. securities Pension Gilt Fund 1 6.39% 6.26% 5.05% 100% govt. securities Health Gilt Fund 1 6.86% 6.49% 5.20% 100% money market instruments Life Capital Secure Fund 1 9.53% 8.56% 8.17% 100% money market instruments Pension Capital Secure Fund 1 9.57% 8.57% 8.18% 100% bond instruments Life Corporate Bond Fund 1 8.64% 7.16% 7.66% 100% bond instruments Life Corporate Bond Fund 2 8.72% NA NA 100% bond instruments Pension Corporate Bond Fund 1 8.61% 7.15% 7.52% 100% bond instruments Health Corporate Bond Fund 1 8.62% 7.15% 7.52% 100% money market instruments Life Money Market Fund 1 9.84% 8.90% 8.62% 100% money market instruments Life Money Market Fund 2 9.77% NA NA 100% money market instruments Pension Money Market Fund 1 9.75% 8.84% 8.56% 100% money market instruments Pension Money Market Fund 2 9.65% 8.79% NA 100% money market instruments Health Money Market Fund 1 9.75% 8.85% 8.59% Dynamic Life Highest NAV Advantage Fund 1 -7.08% NA NA Dynamic Life Highest NAV Advantage Fund 2 NA NA NA Dynamic Life Highest NAV Guarantee Fund 1 0.87% 4.21% NA

fund snapshot

Life Equity Fund 1

low low to moderate

moderate moderate to high

high

fund objective Provide high real rate of return in the long-term through high exposure to equity investments, while recognizing that there is significant probability of negative returns in the short term. The risk appetite is ‘high’.

target asset allocation Equity: 100% benchmark construction S&P CNX Nifty: 100%

fund risk profile asset allocation as on April 30, 2012

fund characteristics as on April 30, 2012

Fund Beta 0.96

portfolio As on April 30, 2012

gross return

Fund name 12 month

returns 24 month

returns 36 month

returns 48 month

returns 60 month

returns Benchmark -8.72% -0.28% 14.74% 0.40% 5.12% Life Equity Fund 1 -7.03% 1.67% 16.93% 2.94% 5.74%

fund performance as on April 30, 2012

SFIN : ULIF00328/07/04LEQUITYF01121

security % total net

assets

1-yr beta

equity ASSOCIATED CEMENT COMPANIES LTD. AUROBINDO PHARMA LTD FV1 AXIS BANK LIMITED BAJAJ AUTO LTD BANK OF BARODA BHARAT FORGE BHARAT HEAVY ELECTRICALS LTD.FV-2 BHARTI AIRTEL LIMITED CAIRN INDIA LIMITED COAL INDIA LIMITED CROMPTON GREAVES LTD D.B. CORP LIMITED DIVIS LABORATORIES LIMITED EXIDE INDUSTRIES LTD GAS AUTHORITY OF INDIA LTD. HDFC BANK LTD.FV-2 HDFC LTD FV 2 HEXA TRADEX LIMITED HINDALCO INDUSTRIES LTD FV RE 1 HINDUSTAN LEVER LTD. HINDUSTAN ZINC LIMITEDFV-2 HT MEDIA LIMITED ICICI BANK LTD. INFOSYS LIMITED IRB INFRASTRUCTURE DEVELOPERS LIMITED ITC - FV 1 JAIPRAKASH ASSOCIATE JINDAL SAW LIMITED FV2 JINDAL STEEL & POWER LTD. KIRLOSKAR CUMMINS LARSEN&TUBRO LUPIN LIMITEDFV-2 MAHINDRA & MAHINDRA LTD.-FV5 MARUTI UDYOG LTD. MOTHERSON SUMI SYSTEMS LTD. MULTI COMMODITY EXCHANGE OF INDIA LIMITED NCC LIMITED NTPC LIMITED OIL INDIA LIMITED ONGCFV-5 POWER FINANCE CORPORATION PUNJAB NATIONAL BANK RANBAXY FV RS 5 RELIANCE INDUSTRIES LTD. SHRIRAM TRANSPORT FINANCE CO. LTD. SINTEX INDUSTRIES LTD.FV-1 SML ISUZU LIMITED STATE BANK OF INDIA STERLITE INDUSTRIES FV 1 STRIDES ARCOLAB LIMITED SUN PHARMACEUTICAL INDUSTRIES LTD.FV-1 TATA CONSULTANCY SERVICES LTD. TATA IRON & STEEL COMPANY LTD TATA MOTORS LIMITED DVRFV-2 TATA MOTORS LTD.FV-2 ULTRATECH CEMCO LTD UNITED PHOSPHOROUS LTD WIPRO YES BANK LTD ZEE ENTERTAINMENT ENTERPRISES LIMITED total equity

0.45 0.46 2.38 1.28 1.40 0.58 1.46 1.90 1.33 0.05 0.52 0.61 5.14 0.46 0.90 4.68 1.70 0.10 0.28 1.62 0.97 0.54 6.10 6.37 0.34 7.51 1.29 1.12 1.29 2.60 2.39 1.68 2.57 1.12 0.95 0.12 0.32 0.87 0.71 1.64 0.37 1.14 0.61 6.85 0.27 0.32 0.49 3.11 1.36 1.41 1.04 3.57 0.59 0.38 1.62 1.39 0.33 0.53 0.95 0.12

94.24

0.37 0.48 2.74 1.13 1.09 0.61 1.40 1.50 1.39 0.03 0.61 0.33 3.20 0.31 0.61 4.36 1.73 0.00 0.41 0.92 1.03 0.41 8.20 5.96 0.44 5.70 1.95 1.14 1.62 1.66 2.62 0.85 2.64 0.86 0.79 0.00 0.49 0.74 0.35 1.18 0.52 1.07 0.49 7.99 0.33 0.40 0.20 3.58 2.09 1.21 0.76 3.48 0.82 0.51 2.43 0.95 0.33 0.46 1.24 0.09

total money market instruments 5.76

total net assets 100.00

94.24

5.76

EQUITY

MONEY MARKET INSTRUMENTS

% total net asset

Life Equity Fund 2

low low to moderate


high



fund risk profile


Fund Beta 0.97 security % total net

assets

1-yr beta


0.40 0.47 2.40 1.14 1.41 0.56 1.45 1.90 1.34 0.05 0.51 0.66 4.79 0.47 0.90 4.68 1.69 0.09 0.28 1.62 0.92 0.50 6.11 6.46 0.34 7.51 1.29 1.02 1.29 2.33 2.39 1.65 2.55 1.29 0.88 0.12 0.29 0.86 0.70 1.59 0.38 1.17 0.59 6.81 0.06 0.32 0.49 3.13 1.36 1.34 1.03 3.60 0.57 0.39 1.68 1.38 0.35 0.57 0.96 0.12

93.22

0.33 0.49 2.77 1.01 1.10 0.59 1.40 1.49 1.41 0.03 0.60 0.35 2.98 0.32 0.61 4.36 1.71 0.00 0.41 0.91 0.98 0.38 8.20 6.04 0.44 5.69 1.95 1.04 1.63 1.49 2.62 0.84 2.62 0.99 0.73 0.00 0.45 0.73 0.34 1.14 0.53 1.10 0.48 7.95 0.07 0.40 0.20 3.61 2.09 1.15 0.75 3.51 0.80 0.54 2.53 0.95 0.35 0.48 1.25 0.08




gross return

Fund name 12 month

returns 24 month

returns 36 month

returns Benchmark -8.72% -0.28% 14.74% Life Equity Fund 2 -7.07% 1.67% 17.11%


asset allocation as on April 30, 2012


93.22

6.78

EQUITY


% total net asset

Life Equity Fund 3

low low to moderate


high



fund risk profile



assets

1-yr beta

equity ASSOCIATED CEMENT COMPANIES LTD. AUROBINDO PHARMA LTD FV1 AVENTIS PHARMA LIMITED AXIS BANK LIMITED BAJAJ AUTO LTD BANK OF BARODA BHARAT FORGE BHARAT HEAVY ELECTRICALS LTD.FV-2 BHARTI AIRTEL LIMITED CAIRN INDIA LIMITED COAL INDIA LIMITED CROMPTON GREAVES LTD D.B. CORP LIMITED DIVIS LABORATORIES LIMITED EXIDE INDUSTRIES LTD GAS AUTHORITY OF INDIA LTD. HDFC BANK LTD.FV-2 HDFC LTD FV 2 HEXA TRADEX LIMITED HINDUSTAN LEVER LTD. HINDUSTAN ZINC LIMITEDFV-2 HT MEDIA LIMITED ICICI BANK LTD. INFOSYS LIMITED IRB INFRASTRUCTURE DEVELOPERS LIMITED ITC - FV 1 JAIPRAKASH ASSOCIATE JINDAL SAW LIMITED FV2 JINDAL STEEL & POWER LTD. JSW STEEL LIMITED KIRLOSKAR CUMMINS LARSEN&TUBRO LUPIN LIMITEDFV-2 MAHINDRA & MAHINDRA LTD.-FV5 MARUTI UDYOG LTD. MULTI COMMODITY EXCHANGE OF INDIA LIMITED NCC LIMITED OIL INDIA LIMITED ORIENT GREEN POWER COMPANY LIMITED POWER FINANCE CORPORATION PUNJAB NATIONAL BANK RADICO KHAITAN LIMITED RELIANCE INDUSTRIES LTD. SINTEX INDUSTRIES LTD.FV-1 STATE BANK OF INDIA STERLITE INDUSTRIES FV 1 STRIDES ARCOLAB LIMITED SUN PHARMACEUTICAL INDUSTRIES LTD.FV-1 TATA CONSULTANCY SERVICES LTD. TATA IRON & STEEL COMPANY LTD TATA MOTORS LIMITED DVRFV-2 TATA MOTORS LTD.FV-2 ULTRATECH CEMCO LTD WIPRO YES BANK LTD total equity

0.12 0.65 1.90 2.59 1.27 1.44 0.60 1.10 1.48 1.29 0.12 0.31 0.96 3.40 0.97 0.86 3.86 2.18 0.07 1.71 0.99 0.33 5.49 6.89 0.15 5.95 0.52 1.03 1.36 0.88 1.23 2.03 1.11 2.22 1.08 0.10 0.72 1.04 0.63 0.59 1.37 1.72 5.29 0.37 3.63 1.15 1.03 1.04 3.17 0.73 1.23 0.56 1.09 1.94 1.15

86.66

0.10 0.69 0.99 2.99 1.12 1.12 0.63 1.06 1.17 1.35 0.07 0.36 0.52 2.12 0.65 0.59 3.60 2.21 0.00 0.96 1.05 0.25 7.38 6.45 0.19 4.51 0.79 1.04 1.71 1.43 0.79 2.23 0.56 2.29 0.83 0.00 1.10 0.51 0.79 0.82 1.29 0.83 6.18 0.47 4.18 1.76 0.88 0.76 3.08 1.02 1.69 0.85 0.74 1.65 1.50




gross return

Fund name 12 month

returns Benchmark -8.72% Life Equity Fund 3 -5.60%

24 month returns -0.28% 0.71%




86.66

13.34

EQUITY


% total net asset

Pension Equity Fund 1

low low to moderate


high



fund risk profile



assets

1-yr beta

equity ASSOCIATED CEMENT COMPANIES LTD. AUROBINDO PHARMA LTD FV1 AXIS BANK LIMITED BAJAJ AUTO LTD BANK OF BARODA BHARAT FORGE BHARAT HEAVY ELECTRICALS LTD.FV-2 BHARTI AIRTEL LIMITED CAIRN INDIA LIMITED COAL INDIA LIMITED CROMPTON GREAVES LTD D.B. CORP LIMITED DIVIS LABORATORIES LIMITED EXIDE INDUSTRIES LTD GAS AUTHORITY OF INDIA LTD. HDFC BANK LTD.FV-2 HDFC LTD - EQUITY WARRANT FV2 HDFC LTD FV 2 HEXA TRADEX LIMITED HINDALCO INDUSTRIES LTD FV RE 1 HINDUSTAN LEVER LTD. HINDUSTAN ZINC LIMITEDFV-2 HT MEDIA LIMITED ICICI BANK LTD. INFOSYS LIMITED IRB INFRASTRUCTURE DEVELOPERS LIMITED ITC - FV 1 JAIPRAKASH ASSOCIATE JINDAL SAW LIMITED FV2 JINDAL STEEL & POWER LTD. KIRLOSKAR CUMMINS LARSEN&TUBRO LUPIN LIMITEDFV-2 MAHINDRA & MAHINDRA LTD.-FV5 MARUTI UDYOG LTD. MOTHERSON SUMI SYSTEMS LTD. MULTI COMMODITY EXCHANGE OF INDIA LIMITED NCC LIMITED NTPC LIMITED OIL INDIA LIMITED ONGCFV-5 POWER FINANCE CORPORATION PUNJAB NATIONAL BANK RANBAXY FV RS 5 RELIANCE INDUSTRIES LTD. SHRIRAM TRANSPORT FINANCE CO. LTD. SINTEX INDUSTRIES LTD.FV-1 SML ISUZU LIMITED STATE BANK OF INDIA STERLITE INDUSTRIES FV 1 STRIDES ARCOLAB LIMITED SUN PHARMACEUTICAL INDUSTRIES LTD.FV-1 TATA CONSULTANCY SERVICES LTD. TATA IRON & STEEL COMPANY LTD TATA MOTORS LIMITED DVRFV-2 TATA MOTORS LTD.FV-2 ULTRATECH CEMCO LTD UNITED PHOSPHOROUS LTD WIPRO YES BANK LTD ZEE ENTERTAINMENT ENTERPRISES LIMITED total equity

0.45 0.46 2.37 1.28 1.40 0.57 1.45 1.89 1.32 0.05 0.52 0.60 4.95 0.46 0.89 4.66 0.00 1.69 0.10 0.24 1.62 0.98 0.52 6.07 6.36 0.35 7.47 1.27 1.07 1.28 2.44 2.38 1.66 2.55 1.12 0.89 0.12 0.32 0.87 0.71 1.62 0.37 1.14 0.61 6.80 0.27 0.32 0.49 3.10 1.36 1.45 1.03 3.56 0.58 0.38 1.59 1.38 0.35 0.55 0.95 0.12

93.40

0.37 0.49 2.74 1.13 1.09 0.60 1.39 1.49 1.39 0.03 0.61 0.32 3.09 0.31 0.61 4.34 0.00 1.72 0.00 0.35 0.91 1.04 0.39 8.15 5.95 0.46 5.67 1.93 1.09 1.62 1.56 2.61 0.84 2.63 0.86 0.73 0.00 0.50 0.73 0.35 1.16 0.52 1.07 0.49 7.94 0.32 0.40 0.20 3.57 2.08 1.24 0.75 3.47 0.80 0.52 2.39 0.94 0.35 0.47 1.23 0.08




gross return

Fund name 12 month

returns 24 month

returns 36 month

returns 48 month

returns Benchmark -8.72% -0.28% 14.74% 0.40% Pension Equity Fund 1 -7.14% 1.61% 16.88% 2.70%

60 month returns

5.12% 5.60%



SFIN : ULIF00601/11/06PEQUITYF01121

93.40

6.60

EQUITY


% total net asset


low low to moderate


high



fund risk profile



assets

1-yr beta


0.45 0.45 2.39 1.28 1.40 0.57 1.45 1.89 1.32 0.05 0.51 0.58 4.80 0.46 0.89 4.67 1.70 0.10 0.25 1.61 0.97 0.50 6.10 6.41 0.34 7.50 1.26 1.04 1.29 2.48 2.39 1.66 2.69 1.12 0.87 0.11 0.32 0.86 0.72 1.61 0.37 1.15 0.59 6.83 0.27 0.31 0.49 3.12 1.35 1.41 1.03 3.59 0.58 0.38 1.58 1.38 0.33 0.54 0.95 0.12

93.44

0.37 0.48 2.76 1.14 1.09 0.60 1.40 1.49 1.39 0.03 0.60 0.31 2.99 0.31 0.61 4.36 1.73 0.00 0.36 0.91 1.03 0.38 8.19 6.00 0.44 5.69 1.92 1.06 1.62 1.58 2.62 0.84 2.77 0.86 0.72 0.00 0.49 0.72 0.35 1.15 0.52 1.08 0.48 7.98 0.33 0.39 0.20 3.59 2.08 1.21 0.75 3.50 0.80 0.52 2.37 0.95 0.33 0.46 1.24 0.08




gross return

Fund name 12 month

returns 24 month

returns 36 month

returns Benchmark -8.72% -0.28% 14.74% Pension Equity Fund 2 -7.06% 1.68% 17.04%

48 month returns

0.40% 2.92%




93.44

6.56

EQUITY


% total net asset


low low to moderate


high



fund risk profile



assets

1-yr beta


0.12 0.68 2.05 2.69 1.26 1.42 0.61 1.09 1.46 1.28 0.11 0.33 1.02 3.55 0.97 0.87 3.80 2.16 0.08 1.70 1.01 0.36 5.41 6.76 0.17 5.85 0.54 1.05 1.35 0.88 1.24 2.02 1.11 2.19 1.07 0.10 0.74 1.01 0.69 0.60 1.36 1.81 5.10 0.39 3.60 1.15 1.05 1.05 3.10 0.74 1.27 0.57 1.09 1.91 0.92

86.50

0.10 0.72 1.07 3.10 1.12 1.11 0.64 1.06 1.15 1.34 0.07 0.39 0.55 2.21 0.65 0.59 3.54 2.19 0.00 0.96 1.07 0.27 7.27 6.33 0.22 4.44 0.82 1.07 1.70 1.43 0.79 2.21 0.56 2.25 0.82 0.00 1.13 0.49 0.86 0.84 1.28 0.88 5.96 0.49 4.14 1.76 0.90 0.76 3.01 1.03 1.74 0.86 0.74 1.63 1.19




gross return

Fund name 12 month

returns Benchmark -8.72% Pension Equity Fund 3 -5.57%

24 month returns -0.28% 0.72%




86.50

13.50

EQUITY


% total net asset

Health Equity Fund 1

low low to moderate


high



fund risk profile



assets

1-yr beta


0.45 0.45 2.37 1.27 1.40 0.57 1.44 1.89 1.32 0.04 0.51 0.58 4.85 0.46 0.89 4.65 1.69 0.10 0.50 1.62 0.95 0.51 6.07 6.36 0.34 7.47 1.27 1.03 1.28 2.44 2.38 1.66 2.55 1.11 0.87 0.12 0.32 0.86 0.72 1.61 0.37 1.15 0.59 6.79 0.27 0.32 0.49 3.10 1.36 1.39 1.03 3.56 0.58 0.38 1.59 1.38 0.34 0.55 0.95 0.12

93.31

0.37 0.48 2.74 1.13 1.09 0.60 1.39 1.49 1.38 0.03 0.60 0.31 3.02 0.31 0.61 4.34 1.72 0.00 0.73 0.91 1.01 0.38 8.15 5.95 0.44 5.66 1.93 1.05 1.61 1.56 2.61 0.84 2.63 0.85 0.72 0.00 0.50 0.73 0.35 1.16 0.52 1.08 0.48 7.93 0.32 0.40 0.20 3.57 2.08 1.19 0.75 3.47 0.80 0.52 2.39 0.94 0.34 0.47 1.23 0.08




gross return

Fund name 12 month

returns 24 month

returns 36 month

returns Benchmark -7.19% 1.60% 16.98% Health Equity Fund 1 -7.19% 1.60% 16.98%

48 month returns

2.87% 2.87%



SFIN : ULIF01201/02/08HEQUITYF01121

93.31

6.69

EQUITY


% total net asset

Health Equity Fund 2

low low to moderate


high



fund risk profile



assets

1-yr beta


0.12 0.71 1.84 2.70 1.28 1.44 0.62 1.11 1.49 1.30 0.12 0.34 0.92 3.26 0.99 0.88 3.86 2.19 0.07 1.72 1.04 0.33 5.48 6.85 0.17 5.93 0.56 1.08 1.37 0.87 1.27 2.05 1.13 2.23 1.09 0.09 0.76 1.03 0.62 0.61 1.37 1.61 5.18 0.40 3.65 1.17 1.09 1.07 3.15 0.76 1.29 0.58 1.10 1.82 1.03

86.79

0.10 0.75 0.96 3.12 1.13 1.13 0.65 1.07 1.18 1.37 0.07 0.40 0.50 2.03 0.67 0.61 3.60 2.22 0.00 0.97 1.11 0.25 7.36 6.41 0.22 4.50 0.84 1.10 1.73 1.42 0.81 2.25 0.57 2.29 0.83 0.00 1.16 0.50 0.77 0.86 1.28 0.78 6.05 0.50 4.20 1.79 0.93 0.78 3.06 1.05 1.77 0.88 0.75 1.55 1.34




gross return

Fund name 12 month

returns Benchmark -8.72% Health Equity Fund 2 -5.38%

24 month returns

-0.28% 0.82%



SFIN : ULIF05411/01/10HEQUITYF02121

86.79

13.21

EQUITY


% total net asset

Life Pure Equity Fund 1

low low to moderate


high


target asset allocation Pure Equity: 100% (*Investments only in sectors other than banks and non-banking financial companies, breweries, distilleries, alcohol based chemicals, cigarettes, tobacco, entertainment, leather, sugar and hatcheries.)

benchmark construction S&P CNX Nifty: 100%

fund risk profile



assets

1-yr beta

equity ASSOCIATED CEMENT COMPANIES LTD. AVENTIS PHARMA LIMITED BAJAJ AUTO LTD BHARAT HEAVY ELECTRICALS LTD.FV-2 BHARTI AIRTEL LIMITED CAIRN INDIA LIMITED CROMPTON GREAVES LTD DIVIS LABORATORIES LIMITED EXIDE INDUSTRIES LTD GAS AUTHORITY OF INDIA LTD. GRASIM INDUSTRIES LTD. HEXA TRADEX LIMITED HINDALCO INDUSTRIES LTD FV RE 1 HINDUSTAN LEVER LTD. INFOSYS LIMITED JINDAL SAW LIMITED FV2 JINDAL STEEL & POWER LTD. KIRLOSKAR CUMMINS LARSEN&TUBRO LUPIN LIMITEDFV-2 MAHINDRA & MAHINDRA LTD.-FV5 MARUTI UDYOG LTD. MOTHERSON SUMI SYSTEMS LTD. NTPC LIMITED OIL INDIA LIMITED ONGCFV-5 PETRONET LNG LIMITED POWER GRID CORP OF INDIA LTD RANBAXY FV RS 5 RELIANCE INDUSTRIES LTD. SUN PHARMACEUTICAL INDUSTRIES LTD.FV-1 TATA CONSULTANCY SERVICES LTD. ULTRATECH CEMCO LTD VOLTAS LTD total equity

2.15 2.47 2.79 2.76 3.87 3.25 1.73 3.45 2.09 2.46 2.04 0.17 3.28 5.23 6.74 1.82 2.26 2.68 2.83 1.27 2.58 2.12 1.86 2.70 0.81 4.15 0.87 1.64 3.00 7.08 3.45 3.74 1.33 2.00

92.70

1.76 1.29 2.47 2.66 3.05 3.41 2.03 2.15 1.40 1.69 1.77 0.00 4.81 2.95 6.31 1.86 2.85 1.72 3.11 0.64 2.66 1.62 1.54 2.28 0.39 2.98 0.62 1.30 2.41 8.27 2.52 3.64 0.91 2.05




gross return

Fund name 12 month

returns 24 month

returns 36 month

returns Benchmark -8.72% -0.28% 14.74% Life Pure Equity Fund 1 -7.88% -0.43% 14.78%



SFIN : ULIF03010/06/08LPUEQUTY01121

92.70

7.30

EQUITY


% total net asset

Life Pure Equity Fund 2

low low to moderate


high




fund risk profile



assets

1-yr beta

equity ASSOCIATED CEMENT COMPANIES LTD. AVENTIS PHARMA LIMITED BAJAJ AUTO LTD BHARAT HEAVY ELECTRICALS LTD.FV-2 BHARTI AIRTEL LIMITED CAIRN INDIA LIMITED CROMPTON GREAVES LTD DIVIS LABORATORIES LIMITED EXIDE INDUSTRIES LTD GAS AUTHORITY OF INDIA LTD. GRASIM INDUSTRIES LTD. HEXA TRADEX LIMITED HINDALCO INDUSTRIES LTD FV RE 1 HINDUSTAN LEVER LTD. HINDUSTAN ZINC LIMITEDFV-2 INFOSYS LIMITED JINDAL SAW LIMITED FV2 JINDAL STEEL & POWER LTD. KIRLOSKAR CUMMINS LARSEN&TUBRO LUPIN LIMITEDFV-2 MAHINDRA & MAHINDRA LTD.-FV5 MARUTI UDYOG LTD. MOTHERSON SUMI SYSTEMS LTD. NTPC LIMITED OIL INDIA LIMITED ONGCFV-5 PETRONET LNG LIMITED POWER GRID CORP OF INDIA LTD RANBAXY FV RS 5 RELIANCE INDUSTRIES LTD. SUN PHARMACEUTICAL INDUSTRIES LTD.FV-1 TATA CONSULTANCY SERVICES LTD. ULTRATECH CEMCO LTD VOLTAS LTD total equity

1.88 2.83 2.36 2.50 3.84 3.03 1.39 2.82 2.28 3.11 1.73 0.14 2.63 5.27 1.97 7.56 1.64 1.89 2.98 2.82 1.54 2.65 1.85 1.58 2.62 1.27 3.56 0.86 1.57 2.53 6.16 3.62 3.14 1.10 1.89

90.61

1.54 1.48 2.09 2.41 3.03 3.18 1.64 1.76 1.53 2.14 1.50 0.00 3.85 2.97 2.09 7.08 1.67 2.38 1.90 3.10 0.78 2.73 1.42 1.30 2.21 0.62 2.56 0.61 1.25 2.04 7.19 2.64 3.05 0.75 1.94




gross return

Fund name 12 month

returns Benchmark -8.72% Life Pure Equity Fund 2 -7.61%

24 month returns -0.28% -0.36%



SFIN : ULIF04601/01/10LPUEQUTY02121

90.61

9.39

EQUITY


% total net asset

Pension Pure Equity Fund 1

low low to moderate


high




fund risk profile



assets

1-yr beta


2.15 3.32 2.76 2.73 4.01 2.52 1.78 3.51 2.07 2.43 2.21 0.20 2.90 4.59 6.67 1.86 2.24 2.66 2.80 1.25 2.55 2.21 1.84 2.67 0.80 4.10 0.85 1.63 2.96 7.00 3.41 3.70 1.32 1.98

91.68

1.76 1.73 2.44 2.64 3.16 2.64 2.10 2.19 1.39 1.67 1.92 0.00 4.25 2.59 6.24 1.89 2.82 1.70 3.07 0.63 2.63 1.69 1.52 2.25 0.39 2.94 0.60 1.29 2.39 8.18 2.49 3.60 0.90 2.03




gross return

Fund name 12 month

returns 24 month

returns 36 month

returns Benchmark -8.72% -0.28% 14.74% Pension Pure Equity Fund 1 -8.10% -0.55% 14.68%



SFIN : ULIF03504/12/08PPUEQUTY01121

91.68

8.32

EQUITY


% total net asset

Pension Pure Equity Fund 2

low low to moderate


high




fund risk profile



assets

1-yr beta


1.92 3.10 2.43 2.60 3.12 5.14 1.44 3.00 2.35 3.21 1.78 0.16 3.33 4.09 6.31 1.75 1.97 3.06 2.91 1.58 2.73 2.11 1.62 2.02 1.31 3.65 0.84 1.62 2.61 6.34 3.72 3.23 1.13 1.95

90.13

1.57 1.62 2.15 2.50 2.46 5.39 1.69 1.87 1.58 2.20 1.55 0.00 4.88 2.31 5.91 1.79 2.48 1.96 3.18 0.80 2.81 1.62 1.34 1.70 0.64 2.62 0.60 1.28 2.10 7.41 2.71 3.14 0.78 1.99




gross return

Fund name 12 month

returns Benchmark -8.72% Pension Pure Equity Fund 2 -7.27%




SFIN : ULIF05301/01/10PPUEQUTY02121

90.13

9.87

EQUITY


% total net asset

Health Pure Equity Fund 1

low low to moderate


high




fund risk profile


assets

1-yr beta


2.10 2.66 2.75 2.78 3.83 3.64 1.67 3.59 2.24 2.80 1.89 0.15 2.41 4.57 6.77 1.86 2.22 2.90 2.94 1.42 2.71 2.28 1.83 2.53 1.01 4.08 0.86 1.68 2.94 7.02 3.65 3.66 1.29 2.04

92.76

1.72 1.38 2.43 2.68 3.02 3.81 1.96 2.24 1.51 1.92 1.65 0.00 3.53 2.58 6.33 1.90 2.79 1.85 3.22 0.72 2.79 1.75 1.51 2.14 0.49 2.92 0.61 1.33 2.37 8.19 2.66 3.56 0.89 2.09



portfolio As on April 30, 2012 fund characteristics as on April 30, 2012

Fund Beta 0.87

gross return

Fund name 12 month

returns 24 month

returns 36 month

returns Benchmark -8.72% -0.28% 14.74% Health Pure Equity Fund 1 -8.31% -0.73% 14.51%



SFIN : ULIF01601/02/08HPUEQUTY01121

92.76

7.24

EQUITY


% total net asset

Life Infrastructure Fund 1

low low to moderate


high

fund objective Provide high rate of return in the long term through high exposure to equity investments in Infrastructure and allied sectors, while recognizing that there is a significant probability of negative returns in the short term. The risk appetite is 'high'

target asset allocation Equity: 100% benchmark construction CNX Infrastructure Index: 100%

fund risk profile


assets

1-yr beta

equity ASHOKA BUILDCON LTD. BHARAT FORGE BHARAT HEAVY ELECTRICALS LTD.FV-2 BHARTI AIRTEL LIMITED COAL INDIA LIMITED CROMPTON GREAVES LTD EXIDE INDUSTRIES LTD GAS AUTHORITY OF INDIA LTD. GRASIM INDUSTRIES LTD. GREAVES COTTONFV-2 HEXA TRADEX LIMITED HINDUSTAN ZINC LIMITEDFV-2 INDIAN METALS AND FERRO ALLOYS LIMITED INFOSYS LIMITED IRB INFRASTRUCTURE DEVELOPERS LIMITED JAIPRAKASH ASSOCIATE JINDAL SAW LIMITED FV2 JINDAL STEEL & POWER LTD. JYOTI STRUCTURES LTD LARSEN&TUBRO MOTHERSON SUMI SYSTEMS LTD. NCC LIMITED NTPC LIMITED ORIENT GREEN POWER COMPANY LIMITED POWER GRID CORP OF INDIA LTD RELIANCE INDUSTRIES LTD. SINTEX INDUSTRIES LTD.FV-1 TATA IRON & STEEL COMPANY LTD TATA POWER CO. LTD.FV-1 TD POWER SYSTEMS LIMITED VOLTAS LTD total equity

1.75 3.79 5.74 6.72 3.33 1.78 1.04 3.15 4.27 0.74 0.11 1.10 2.69 2.26 3.21 5.80 1.13 2.72 1.87 7.21 0.88 1.15 8.09 1.25 6.04 2.51 1.33 3.26 3.98 1.42 1.36

91.70

0.83 3.99 5.54 5.30 2.14 2.09 0.70 2.16 3.71 0.53 0.00 1.17 2.71 2.11 4.15 8.80 1.15 3.43 1.85 7.91 0.72 1.76 6.82 1.56 4.79 2.93 1.68 4.54 3.77 0.46 1.40




Fund Beta 0.99

gross return

fund Name 12 month

returns 24 month

returns 36 month

returns Benchmark -21.83% -17.29% -5.28% Life Infrastructure Fund 1 -18.68% -13.54% -0.70%



SFIN : ULIF02710/06/08LINFRAST01121

91.70

8.30

EQUITY

MONEY MARKET

INSTRUMENTS

% total net asset

Life Infrastructure Fund 2

low low to moderate


high



fund risk profile


assets

1-yr beta


1.64 3.72 5.65 6.63 3.32 1.75 1.03 3.11 3.83 0.66 0.15 1.09 2.01 2.27 3.19 5.68 1.13 2.70 1.86 7.09 0.86 1.16 7.96 1.05 5.98 2.51 1.31 3.20 3.89 0.82 1.35

88.61

0.78 3.92 5.45 5.23 2.14 2.05 0.69 2.13 3.32 0.47 0.00 1.16 2.02 2.13 4.12 8.62 1.15 3.40 1.84 7.77 0.71 1.77 6.71 1.30 4.74 2.93 1.66 4.45 3.69 0.27 1.38




Fund Beta 0.99

gross return

fund Name 12 month

returns Benchmark -21.83% Life Infrastructure Fund 2 -15.78%

24 month returns

-17.29% -12.20%



SFIN : ULIF04401/01/10LINFRAST02121

88.61

11.39

EQUITY

MONEY MARKET

INSTRUMENTS

% total net asset

Pension Infrastructure Fund 1

low low to moderate


high



fund risk profile



assets

1-yr beta


1.82 3.79 5.74 6.72 3.35 1.78 1.05 3.15 4.27 0.78 0.11 1.11 2.86 2.28 3.23 5.79 1.14 2.74 1.87 7.20 0.88 1.12 8.09 1.31 6.04 2.53 1.34 3.26 3.95 1.43 1.37

92.09

0.87 3.98 5.54 5.29 2.15 2.09 0.71 2.16 3.71 0.56 0.00 1.18 2.87 2.13 4.18 8.78 1.16 3.46 1.85 7.90 0.73 1.72 6.82 1.63 4.79 2.96 1.69 4.54 3.74 0.46 1.40



gross return

fund Name 12 month

returns 24 month

returns 36 month

returns Benchmark -21.83% -17.29% -5.28% Pension Infrastructure Fund 1 -18.66% -13.53% -0.77%



SFIN : ULIF02101/03/08PINFRAST01121

92.09

7.91

EQUITY


% total net asset

Pension Infrastructure Fund 2

low low to moderate


high



fund risk profile



assets

1-yr beta


1.54 3.71 5.62 6.57 3.28 1.74 1.03 3.08 3.82 0.75 0.17 1.09 2.03 2.22 2.96 5.67 1.04 2.68 1.75 7.05 0.86 1.14 7.92 1.05 5.92 2.47 1.31 3.19 3.87 1.22 1.34

88.09

0.73 3.90 5.42 5.18 2.11 2.05 0.69 2.12 3.32 0.54 0.00 1.15 2.04 2.08 3.82 8.60 1.06 3.38 1.73 7.73 0.71 1.75 6.67 1.31 4.69 2.89 1.66 4.44 3.66 0.40 1.37



gross return

fund Name 12 month

returns Benchmark -21.83% Pension Infrastructure Fund 2 -15.72%

24 month returns -17.29% -12.17%



SFIN : ULIF06601/01/10PINFRAST02121

88.09

11.91

EQUITY


% total net asset

Health Infrastructure Fund 1

low low to moderate


high



fund risk profile



assets

1-yr beta


1.71 3.61 5.46 6.39 2.97 1.70 0.94 2.98 3.96 0.68 0.12 0.99 4.30 2.05 2.99 5.55 1.05 2.45 1.87 6.88 0.79 1.11 7.69 1.27 5.73 2.24 1.20 3.12 3.87 2.39 1.23

89.30

0.81 3.80 5.26 5.03 1.91 2.00 0.63 2.04 3.44 0.48 0.00 1.05 4.33 1.92 3.86 8.42 1.07 3.09 1.86 7.55 0.65 1.71 6.48 1.58 4.54 2.62 1.52 4.34 3.66 0.78 1.25



gross return

fund Name 12 month

returns 24 month

returns 36 month

returns Benchmark -21.83% -17.29% -5.28% Health Infrastructure Fund 1 -18.79% -13.67% -0.82%



SFIN : ULIF06101/02/08HINFRAST01121

89.30

10.70

EQUITY


% total net asset

Life Energy Fund 1

low low to moderate


high

fund objective Provide high rate of return in the long term through high exposure to equity investments in Energy and allied sectors, while recognizing that there is a significant probability of negative returns in the short term. The risk appetite is 'high'

target asset allocation Equity: 100% benchmark construction CNX Energy Index: 100%

fund risk profile



assets

1-yr beta

equity BHARAT HEAVY ELECTRICALS LTD.FV-2 BHARAT PETROLEUM CORP. LTD. CAIRN INDIA LIMITED COAL INDIA LIMITED CROMPTON GREAVES LTD EXIDE INDUSTRIES LTD GAS AUTHORITY OF INDIA LTD. JINDAL STEEL & POWER LTD. JYOTI STRUCTURES LTD KIRLOSKAR CUMMINS LARSEN&TUBRO NTPC LIMITED OIL INDIA LIMITED ONGCFV-5 ORIENT GREEN POWER COMPANY LIMITED PETRONET LNG LIMITED POWER FINANCE CORPORATION POWER GRID CORP OF INDIA LTD RELIANCE INDUSTRIES LTD. TATA POWER CO. LTD.FV-1 total equity

2.09 5.33 9.11 1.11 1.47 2.58 6.73 2.81 2.46 4.28 4.29 8.73 7.73 8.91 1.24 3.28 0.89 9.15 7.41 0.72

90.31

2.01 3.22 9.56 0.71 1.72 1.73 4.61 3.55 2.43 2.74 4.70 7.36 3.76 6.38 1.54 2.32 1.24 7.25 8.65 0.68



gross return

fund Name 12 month

returns 24 month

returns 36 month

returns Benchmark -18.57% -8.18% 1.09% Life Energy Fund 1 -12.58% -3.72% 5.20%



SFIN : ULIF02410/06/08LENERGYF01121

90.31

9.69

EQUITY


% total net asset

Life Energy Fund 2

low low to moderate


high



fund risk profile



assets

1-yr beta


2.08 5.31 8.91 1.11 1.46 2.57 6.70 2.80 2.42 4.26 4.27 8.70 7.70 8.87 0.97 3.27 0.88 9.04 7.38 0.72

89.41

2.01 3.21 9.34 0.71 1.72 1.73 4.59 3.53 2.40 2.72 4.68 7.33 3.74 6.36 1.21 2.31 1.23 7.17 8.61 0.68



gross return

fund Name 12 month

returns Benchmark -18.57% Life Energy Fund 2 -14.04%




SFIN : ULIF04101/01/10LENERGYF02121

89.41

10.59

EQUITY


% total net asset

Pension Energy Fund 1

low low to moderate


high



fund risk profile



assets

1-yr beta


2.12 5.42 9.05 1.14 1.49 2.62 6.83 2.86 2.47 4.35 4.36 8.87 7.96 9.05 1.33 3.33 0.90 9.19 7.53 0.73

91.59

2.05 3.27 9.49 0.73 1.75 1.76 4.69 3.60 2.44 2.78 4.78 7.48 3.87 6.49 1.65 2.36 1.26 7.28 8.79 0.69



gross return

fund Name 12 month

returns 24 month

returns 36 month

returns Benchmark -18.57% -8.18% 1.09% Pension Energy Fund 1 -12.66% -3.77% 5.05%



SFIN : ULIF02001/03/08PENRGYYF01121

91.59

8.41

EQUITY


% total net asset

Pension Energy Fund 2

low low to moderate


high



fund risk profile



assets

1-yr beta


2.02 5.21 8.72 1.06 1.42 2.49 6.50 2.72 2.42 4.13 4.14 8.44 7.47 8.60 1.02 3.17 0.86 9.01 7.15 0.70

87.24

1.95 3.15 9.14 0.68 1.66 1.68 4.46 3.42 2.39 2.64 4.54 7.11 3.63 6.17 1.27 2.25 1.20 7.14 8.35 0.66



gross return

fund Name 12 month

returns Benchmark -18.57% Pension Energy Fund 2 -13.90%




SFIN : ULIF06501/01/10PENRGYYF02121

87.24

12.76

EQUITY


% total net asset

Health Energy Fund 1

low low to moderate


high



fund risk profile



assets

1-yr beta


2.07 5.39 9.18 1.10 1.46 2.56 6.68 2.80 2.46 4.24 4.27 8.67 7.68 8.84 1.28 3.26 0.88 8.85 7.36 0.72

89.76

2.00 3.25 9.63 0.71 1.71 1.72 4.58 3.53 2.44 2.71 4.68 7.31 3.74 6.34 1.59 2.31 1.23 7.02 8.60 0.68



gross return

fund Name 12 month

returns 24 month

returns 36 month

returns Benchmark -18.57% -8.18% 1.09% Health Energy Fund 1 -13.03% -4.04% 4.91%



SFIN : ULIF06001/02/08HENERGYF01121

89.76

10.24

EQUITY


% total net asset

Life Midcap Fund 1

low low to moderate


high

fund objective Provide high rate of return in the long term through high exposure to equity investments in Midcap companies while recognizing that there is significant probability of negative returns in the short term. The risk appetite is 'high'

target asset allocation Equity: 100% benchmark construction Nifty Midcap 50: 100%

fund risk profile



assets

1-yr beta

equity ANDHRA BANK AUROBINDO PHARMA LTD FV1 AVENTIS PHARMA LIMITED BANK OF BARODA BHARAT FORGE D.B. CORP LIMITED DIVIS LABORATORIES LIMITED EXIDE INDUSTRIES LTD GREAVES COTTONFV-2 GUJARAT STATE FERTILIZER COMPANY HEXA TRADEX LIMITED HT MEDIA LIMITED INDIAN METALS AND FERRO ALLOYS LIMITED IRB INFRASTRUCTURE DEVELOPERS LIMITED JAIPRAKASH ASSOCIATE JINDAL SAW LIMITED FV2 JSW STEEL LIMITED JYOTI STRUCTURES LTD KIRLOSKAR CUMMINS MULTI COMMODITY EXCHANGE OF INDIA LIMITED NCC LIMITED PETRONET LNG LIMITED RADICO KHAITAN LIMITED SHRIRAM TRANSPORT FINANCE CO. LTD. SINTEX INDUSTRIES LTD.FV-1 STRIDES ARCOLAB LIMITED TATA CHEMICALS LTD. TATA GLOBAL BEVERAGES LIMITED TATA MOTORS LIMITED DVRFV-2 TD POWER SYSTEMS LIMITED ULTRATECH CEMCO LTD UNITED SPIRITS LIMITED VOLTAS LTD YES BANK LTD total equity

3.23 2.08 4.23 1.02 2.89 1.73 6.28 3.59 2.43 3.66 0.35 1.87 2.29 3.00 1.25 4.48 5.20 1.89 4.11 0.11 1.14 3.06 2.05 2.37 2.37 8.08 2.97 0.62 5.44 1.43 3.07 1.35 1.50 2.32

93.44

3.20 2.20 2.20 0.80 3.04 0.93 3.91 2.41 1.74 2.75 0.00 1.41 2.30 3.87 1.89 4.56 8.49 1.87 2.63 0.00 1.75 2.17 1.00 2.84 3.00 6.92 2.20 0.63 7.46 0.47 2.10 1.44 1.54 3.01



gross return

fund Name 12 month

returns 24 month

returns 36 month

returns Benchmark -13.30% -11.82% 17.42% Life Midcap Fund 1 -2.59% -3.77% 19.85%



SFIN : ULIF02810/06/08LMIDCAPF01121

93.44

6.56

EQUITY

MONEY MARKET

INSTRUMENTS

% total net asset

Life Midcap Fund 2

low low to moderate


high



fund risk profile



assets

1-yr beta

equity ANDHRA BANK AUROBINDO PHARMA LTD FV1 AVENTIS PHARMA LIMITED BANK OF BARODA BHARAT FORGE D.B. CORP LIMITED DIVIS LABORATORIES LIMITED EXIDE INDUSTRIES LTD GREAVES COTTONFV-2 GUJARAT STATE FERTILIZER COMPANY HEXA TRADEX LIMITED HT MEDIA LIMITED INDIAN METALS AND FERRO ALLOYS LIMITED IRB INFRASTRUCTURE DEVELOPERS LIMITED JAIPRAKASH ASSOCIATE JINDAL SAW LIMITED FV2 JSW STEEL LIMITED JYOTI STRUCTURES LTD KIRLOSKAR CUMMINS LUPIN LIMITEDFV-2 MULTI COMMODITY EXCHANGE OF INDIA LIMITED NCC LIMITED PETRONET LNG LIMITED RADICO KHAITAN LIMITED SHRIRAM TRANSPORT FINANCE CO. LTD. SINTEX INDUSTRIES LTD.FV-1 STRIDES ARCOLAB LIMITED TATA CHEMICALS LTD. TATA GLOBAL BEVERAGES LIMITED TATA MOTORS LIMITED DVRFV-2 TD POWER SYSTEMS LIMITED ULTRATECH CEMCO LTD UNITED SPIRITS LIMITED VOLTAS LTD YES BANK LTD total equity

3.19 1.90 3.91 1.01 2.86 1.78 6.04 3.55 1.90 3.38 0.23 1.69 1.61 2.97 1.19 4.11 5.13 1.93 3.96 0.08 0.10 1.12 3.03 1.88 1.60 2.34 8.00 2.94 0.61 5.20 1.96 3.04 1.33 1.48 2.29

89.32

3.16 2.01 2.03 0.79 3.01 0.96 3.76 2.39 1.36 2.54 0.00 1.27 1.62 3.83 1.81 4.19 8.37 1.91 2.53 0.04 0.00 1.72 2.14 0.91 1.92 2.96 6.85 2.17 0.62 7.13 0.64 2.08 1.43 1.52 2.97



gross return

fund Name 12 month

returns Benchmark -13.30% Life Midcap Fund 2 -0.86%

24 month returns

-11.82% -3.14%



SFIN : ULIF04501/01/10LMIDCAPF02121

89.32

10.68

EQUITY

MONEY MARKET

INSTRUMENTS

% total net asset

Pension Midcap Fund 1

low low to moderate


high



fund risk profile



assets

1-yr beta


3.21 2.12 4.55 1.02 2.88 1.82 6.51 3.57 2.51 3.78 0.37 1.98 2.45 2.98 1.24 4.49 5.18 1.92 4.09 0.11 1.12 3.04 2.14 1.60 2.34 8.03 2.96 0.61 5.48 1.11 3.05 1.34 1.49 2.30

93.43

3.18 2.24 2.37 0.79 3.03 0.98 4.06 2.40 1.80 2.84 0.00 1.49 2.47 3.85 1.88 4.57 8.46 1.90 2.61 0.00 1.72 2.15 1.04 1.92 2.96 6.88 2.18 0.63 7.52 0.36 2.09 1.43 1.53 2.99



gross return

fund Name 12 month

returns 24 month

returns 36 month

returns Benchmark -13.30% -11.82% 17.42% Pension Midcap Fund 1 -2.59% -3.77% 19.77%




SFIN : ULIF02201/03/08PMIDCAPF01121

93.43

6.57

EQUITY


% total net asset

Pension Midcap Fund 2

low low to moderate


high



fund risk profile



assets

1-yr beta


3.20 1.96 4.08 1.01 2.87 1.86 6.02 3.56 1.95 3.45 0.25 1.75 1.68 2.98 1.24 3.59 5.00 1.88 4.08 0.10 1.12 3.04 1.91 1.59 2.34 8.01 2.95 0.61 5.22 2.07 3.05 1.34 1.49 2.30

89.51

3.17 2.07 2.12 0.79 3.02 1.00 3.75 2.39 1.39 2.59 0.00 1.32 1.69 3.84 1.88 3.66 8.16 1.87 2.61 0.00 1.71 2.15 0.93 1.91 2.96 6.86 2.18 0.63 7.15 0.67 2.09 1.43 1.53 2.98



gross return

fund Name 12 month returns

Benchmark -13.30% Pension Midcap Fund 2 -0.73%

24 month returns

-11.82% -3.08%



SFIN : ULIF05101/01/10PMIDCAPF02121

89.51

10.49

EQUITY


% total net asset

Health Midcap Fund 1

low low to moderate


high



fund risk profile



assets

1-yr beta


3.24 2.05 4.07 1.01 2.90 1.74 6.18 3.60 2.27 3.50 0.30 1.83 1.98 3.01 1.25 4.49 5.21 1.92 3.99 0.10 1.14 3.07 1.93 1.73 2.38 8.12 2.98 0.62 5.46 1.66 2.94 1.36 1.51 2.32

91.85

3.21 2.16 2.12 0.79 3.05 0.94 3.85 2.42 1.62 2.63 0.00 1.38 1.99 3.88 1.90 4.57 8.50 1.90 2.55 0.00 1.75 2.17 0.94 2.08 3.01 6.95 2.20 0.63 7.48 0.54 2.01 1.46 1.54 3.01



gross return

fund Name 12 month

returns 24 month

returns 36 month

returns Benchmark -13.30% -11.82% 17.42% Health Midcap Fund 1 -2.64% -3.87% 19.76%



SFIN : ULIF06201/02/08HMIDCAPF01121

91.85

8.15

EQUITY


% total net asset

Life Super Growth Fund 1

fund objective Provide high rate of return in the long term through high exposure to equity investments, while recognizing that there is significant probability of negative returns in the short term, which will be moderated through some exposure to debt. The risk appetite is ‘high’

fund risk profile


assets

rating/ 1-yr beta

gilts 8.47% NAGALAND SDL (MD 25/03/2019) total gilts

0.53 0.53

sovereign

sovereign

total money market instruments 11.61 total net assets 100.00

bond/ncd 10.00% USBNABARD 14-05-2012 10.09% MRF NCD 27-05-2019 SR I 11.95% HDFC DB 26-11-2018 8.40% ABNL NCD 23-11-2012 8.64% PGCIL NCD 08-07-2014 XXXIII A 9.05% SBI NCB 27-01-2020 II 9.25% IDBIBNK NCB 29-01-2020 SERIES-IX 9.25% PGC NCD 09-02-2013 9.50% SBI NCB 04-11-2025 Tier II 9.70% UNITEDPHOSPHORUS NCD 09-04-2017 A total bond/cd

0.11 1.86 2.03 1.79 1.01 0.35 0.34 0.09 0.08 1.30

12.89

AAA AAA AAA LAA+ AAA AAA AA AAA AAA AA+

equity ASSOCIATED CEMENT COMPANIES LTD. AUROBINDO PHARMA LTD FV1 AVENTIS PHARMA LIMITED AXIS BANK LIMITED BAJAJ AUTO LTD BANK OF BARODA BHARAT FORGE BHARAT HEAVY ELECTRICALS LTD.FV-2 BHARTI AIRTEL LIMITED CAIRN INDIA LIMITED COAL INDIA LIMITED CROMPTON GREAVES LTD D.B. CORP LIMITED DIVIS LABORATORIES LIMITED EXIDE INDUSTRIES LTD GAS AUTHORITY OF INDIA LTD. HDFC BANK LTD.FV-2 HDFC LTD FV 2 HEXA TRADEX LIMITED HINDALCO INDUSTRIES LTD FV RE 1 HINDUSTAN LEVER LTD. HINDUSTAN ZINC LIMITEDFV-2 HT MEDIA LIMITED ICICI BANK LTD. INFOSYS LIMITED IRB INFRASTRUCTURE DEVELOPERS LIMITED ITC - FV 1 JAIPRAKASH ASSOCIATE JINDAL SAW LIMITED FV2 JINDAL STEEL & POWER LTD. KIRLOSKAR CUMMINS LARSEN&TUBRO LUPIN LIMITEDFV-2 MAHINDRA & MAHINDRA LTD.-FV5 MARUTI UDYOG LTD. MOTHERSON SUMI SYSTEMS LTD. NCC LIMITED NTPC LIMITED OIL INDIA LIMITED ONGCFV-5 POWER FINANCE CORPORATION PUNJAB NATIONAL BANK RANBAXY FV RS 5 RELIANCE INDUSTRIES LTD. SHRIRAM TRANSPORT FINANCE CO. LTD. SINTEX INDUSTRIES LTD.FV-1 SML ISUZU LIMITED STATE BANK OF INDIA STERLITE INDUSTRIES FV 1 STRIDES ARCOLAB LIMITED SUN PHARMACEUTICAL INDUSTRIES LTD.FV-1 TATA CONSULTANCY SERVICES LTD. TATA IRON & STEEL COMPANY LTD TATA MOTORS LIMITED DVRFV-2 TATA MOTORS LTD.FV-2 ULTRATECH CEMCO LTD UNITED PHOSPHOROUS LTD UNITED SPIRITS LIMITED YES BANK LTD ZEE ENTERTAINMENT ENTERPRISES LIMITED total equity

0.12 0.35 0.68 2.06 0.79 1.12 0.26 1.21 1.61 1.34 0.04 0.36 0.47 3.60 0.39 0.76 3.82 1.49 0.06 0.33 1.32 0.46 0.00 5.11 5.12 0.30 6.14 1.03 0.83 1.06 2.39 1.95 0.57 2.00 0.92 0.25 0.07 0.72 0.16 1.35 1.08 1.20 0.49 5.56 0.30 0.26 0.39 2.57 1.16 0.66 0.88 2.93 0.43 0.30 1.35 1.24 0.15 0.62 0.77 0.03

74.97

0.10 0.37 0.35 2.38 0.70 0.87 0.27 1.17 1.27 1.41 0.03 0.42 0.25 2.24 0.26 0.52 3.56 1.51 0.00 0.49 0.74 0.49 0.00 6.86 4.79 0.38 4.66 1.56 0.85 1.34 1.53 2.14 0.29 2.06 0.71 0.20 0.11 0.61 0.08 0.97 1.51 1.12 0.39 6.50 0.36 0.32 0.16 2.96 1.78 0.56 0.64 2.85 0.59 0.41 2.04 0.85 0.15 0.66 1.00 0.02


M.Duration of debt portfolio: 2.14 years YTM of debt portfolio: 8.84% Beta of equity portfolio: 0.98

gross return

fund Name 12 month

returns 24 month

returns 36 month

returns 48 month

returns Benchmark -5.15% 1.43% 13.48% 2.48% Life Super Growth Fund 1 -3.53% 2.43% 13.55% 3.20%



low low to moderate


high

target asset allocation Debt: 20% Equity: 80% benchmark construction CRISIL ST Bond Index: 20% S&P CNX Nifty: 80%

SFIN : ULIF01009/04/07LSPRGRWT01121

74.97

12.89

11.61

0.53

EQUITY

BONDS

MONEY MARK…

GILTS

% total net asset

Life Super Growth Fund 2


fund risk profile


assets

rating/ 1-yr beta


0.11 0.35 0.58 1.87 0.75 1.06 0.44 1.11 1.45 1.24 0.04 0.32 0.89 3.79 0.36 0.67 3.49 1.46 0.05 0.33 1.22 0.80 0.36 4.72 4.68 0.23 5.60 0.94 0.56 0.97 2.07 1.78 1.31 1.80 0.82 0.22 0.08 0.66 0.55 1.33 0.27 0.90 0.48 5.08 0.28 0.22 0.38 2.28 1.07 0.58 0.79 2.64 0.35 0.31 1.27 1.07 0.15 0.57 0.70 0.03

70.48

0.09 0.37 0.30 2.16 0.66 0.83 0.46 1.07 1.14 1.30 0.03 0.38 0.48 2.36 0.24 0.46 3.25 1.48 0.00 0.49 0.69 0.85 0.27 6.34 4.38 0.29 4.25 1.43 0.57 1.22 1.33 1.95 0.66 1.85 0.63 0.19 0.12 0.55 0.27 0.95 0.38 0.85 0.38 5.93 0.34 0.28 0.16 2.63 1.65 0.50 0.58 2.57 0.49 0.42 1.90 0.73 0.15 0.60 0.91 0.02


gilts 9.15% GOI CG 14-11-2024 total gilts

0.68 0.68

Sovereign



gross return

fund Name 12 month

returns Benchmark -5.15% Life Super Growth Fund 2 -4.20%

24 month returns

1.43% 2.08%



low low to moderate


high


SFIN : ULIF04701/01/10LSPRGRWT02121

70.48

28.84

0.68

EQUITY

MONEY MARKET INSTR…

GILTS

% total net asset

Health Super Growth Fund 1


fund risk profile


assets

rating/ 1-yr beta

gilts 8.47% NAGALAND SDL 2019 total gilts

3.63 3.63

sovereign

sovereign


bond/ncd 8.90% PGCIL NCD 25-02-2017 XXXI D 9.50% SBI NCB 04-11-2025 Tier II total bond/cd

4.79 0.01

4.79

AAA AAA


0.12 0.36 0.68 2.01 0.78 1.08 0.48 1.18 1.56 1.31 0.04 0.35 0.46 4.17 0.38 0.71 3.72 1.43 0.06 0.33 1.29 0.88 0.40 4.99 4.98 0.27 5.97 1.00 0.64 1.03 2.28 1.90 1.47 1.94 0.89 0.24 0.08 0.70 0.58 1.31 0.33 0.97 0.47 5.41 0.29 0.25 0.39 2.51 1.13 0.65 0.85 2.94 0.40 0.31 1.32 1.21 0.15 0.59 0.75 0.03

74.98

0.10 0.38 0.35 2.32 0.69 0.84 0.51 1.14 1.23 1.37 0.03 0.41 0.25 2.60 0.26 0.49 3.47 1.45 0.00 0.49 0.73 0.94 0.30 6.70 4.66 0.35 4.53 1.52 0.65 1.30 1.46 2.09 0.75 1.99 0.68 0.20 0.12 0.59 0.28 0.94 0.47 0.91 0.38 6.31 0.35 0.31 0.16 2.89 1.74 0.55 0.62 2.86 0.55 0.42 1.98 0.83 0.15 0.63 0.97 0.02



gross return

fund Name 12 month

returns 24 month

returns 36 month

returns Benchmark -5.15% 1.43% 13.48% Health Super Growth Fund 1 -3.78% 2.26% 13.40%

48 month returns

2.48% 3.01%



low low to moderate


high


SFIN : ULIF01701/02/08HSPRGRWT01121

74.98

16.59

4.79

3.63

EQUITY

MONEY MARKE…

BONDS

GILTS

% total net asset

Life High Growth Fund 1

fund objective Provide, in the long-term, returns which are significantly higher than the inflation rate, through high exposure to equity investments, while recognizing that there is some probability of negative returns in the short-term. The risk appetite is ‘moderate to high’

fund risk profile


assets

rating/ 1-yr beta

gilts 8.47% JHARKHAND SDL 2019 8.97% GOI CG 05-12-2030 9.15% GOI CG 14-11-2024 total gilts

0.15 0.04 0.84

1.03

sovereign

sovereign sovereign sovereign


bond/ncd 10.09% MRF NCD 27-05-2020 SR II 11.45% RIL NCD 25-11-2013 11.45% RIL NCD 25-11-2013 TRANCHE2 7.60% ICICI BS 30-12-2015 8.23% SUNDARAM FINANCE LTD NCD 27-07-2012 8.23% TATACAPLTD NCD 29-07-2013 8.40% ABNL NCD 23-11-2012 8.40% HDFC NCD 08-12-2014 G -003 8.40% TATACAPLTD NCD 26-11-2012 V 8.48% LICHFL NCD 27-09-2013 8.64% PGCIL NCD 08-07-2014 - 2025 8.68% NCRPB NCB 18-08-2019 8.70% BAJAJFIN NCD 22-07-2015 8.75% RIL NCD 07-05-2020 8.84% PGCIL NCD 29-03-2016 STRPPS 8.90% PGCIL NCD 25-02-2014 XXXI A 8.90% PGCIL NCD 25-02-2020 XXXI G 8.90% SAIL NCB 01-05-2019 8.93% NTPC NCB 19-01-2021 XXXVII 8.95% INFOTEL NCD 15-09-2020 PPD 1 8.97% TATA SONS NCD 15-07-2020 8.99% TATA SONS NCD 07-06-2020 9.15% NCRPB BS 18-02-2019 9.18% TATA SONS NCD 23-11-2020 9.25% IDBIBNK NCB 29-01-2020 SERIES-IX 9.30% TATA SONS NCD 24-12-2015 9.50% SBI NCB 04-11-2025 Tier II 9.50% TATA COMMUNICATIONS NCD 08-06-2014 9.70% UNITEDPHOSPHORUS NCD 09-04-2017 A 9.87% TATA SONS NCD 16-04-2017 total bond/cd

0.83 0.81 1.97 0.40 0.68 1.05 0.48 1.56 0.80 0.80 0.70 0.79 0.16 1.55 0.79 0.40 0.39 0.99 0.47 0.95 1.50 1.57 0.48 0.26 0.31 0.27 0.01 0.81 1.05 0.33

23.16

AAA AAA AAA AAA LAA+ AA+ LAA+ AAA AA+ AAA AAA AAA LAA+ AAA AAA AAA AAA AAA AAA AAA AAA AAA AAA AAA AA AAA AAA AA+ AA+ AAA


0.09 0.26 0.50 1.47 1.68 0.42 0.39 0.93 1.20 0.98 0.03 0.33 0.78 2.59 0.30 0.51 2.93 1.09 0.04 0.30 1.00 0.01 0.00 3.90 4.05 0.25 4.41 0.91 0.49 0.89 1.57 1.16 0.50 1.57 0.75 0.18 0.16 0.34 0.18 1.07 0.49 0.92 0.40 4.07 0.23 0.23 0.30 1.79 0.82 0.50 0.50 2.00 0.29 0.22 0.97 0.91 0.12 0.26 0.58 0.02

55.82

0.07 0.27 0.26 1.70 1.48 0.33 0.41 0.90 0.94 1.02 0.02 0.39 0.42 1.61 0.20 0.35 2.73 1.10 0.00 0.44 0.56 0.01 0.00 5.24 3.79 0.32 3.34 1.37 0.50 1.13 1.00 1.27 0.25 1.61 0.57 0.15 0.24 0.29 0.09 0.77 0.68 0.86 0.33 4.76 0.28 0.29 0.12 2.06 1.25 0.43 0.36 1.95 0.41 0.31 1.45 0.62 0.12 0.28 0.75 0.02



gross return

fund Name 12 month

returns 24 month

returns 36 month

returns 48 month

returns Benchmark -1.62% 3.00% 11.98% 4.21% Life High Growth Fund 1 -0.30% 3.87% 12.32% 5.01%

60 month returns

7.26% 7.10%



low low to moderate


high


SFIN : ULIF00728/02/07LHIGROWT01121

55.82

23.16

19.99

1.03

EQUITY

BONDS

MONEY MARKE…

GILTS

% total net asset

Life High Growth Fund 2

fund objective Provide, in the long-term, returns which are significantly higher than the inflation rate, through high exposure to equity investments, while recognizing that there is some probability of negative returns in the short-term. The risk appetite is ‘moderate to high’

fund risk profile


assets

rating/ 1-yr beta

gilts 8.47% JHARKHAND SDL 2019 9.15% GOI CG 14-11-2024 total gilts

0.12 7.27

7.40

sovereign

sovereign sovereign


bond/ncd 11.45% RIL NCD 25-11-2013 TRANCHE2 8.40% HDFC NCD 08-12-2014 G -003 8.90% SAIL NCB 01-05-2019 8.97% TATA SONS NCD 15-07-2020 8.99% TATA SONS NCD 07-06-2020 total bond/cd

1.80 1.72 0.86 1.72 5.16

11.26

AAA AAA AAA AAA AAA


0.09 0.26 0.44 1.37 0.57 0.80 0.35 0.87 1.11 0.92 0.03 0.31 0.70 2.37 0.29 0.49 2.75 1.01 0.03 0.30 0.93 0.65 0.28 3.69 3.81 0.24 4.14 0.85 0.43 0.84 1.10 1.41 1.09 1.47 0.69 0.17 0.06 0.31 0.28 1.00 0.47 0.76 0.38 3.83 0.22 0.22 0.29 1.61 0.78 0.46 0.45 1.87 0.26 0.23 0.91 0.87 0.11 0.25 0.54 0.02

53.03

0.07 0.27 0.23 1.59 0.50 0.62 0.37 0.84 0.88 0.97 0.02 0.37 0.38 1.48 0.19 0.33 2.56 1.02 0.00 0.44 0.53 0.69 0.21 4.96 3.56 0.31 3.14 1.30 0.44 1.06 0.70 1.55 0.55 1.51 0.53 0.14 0.09 0.27 0.14 0.72 0.66 0.71 0.31 4.47 0.27 0.28 0.12 1.86 1.19 0.39 0.33 1.82 0.36 0.32 1.36 0.59 0.11 0.26 0.70 0.02



gross return

fund Name 12 month

returns Benchmark -1.62% Life High Growth Fund 2 -0.59%

24 month returns

3.00% 3.72%



low low to moderate


high


SFIN : ULIF05511/01/10LHIGROWT02121

53.03

28.31

11.26

7.40

EQUITY

MONEY MARKE…

BONDS

GILTS

% total net asset

Life Growth Plus Fund 1

fund objective Provide, in the long-term, returns which are significantly higher than the inflation rate, through high exposure to equity investments, while recognizing that there is some probability of negative returns in the short-term. The risk appetite is ‘moderate to high’.

fund risk profile


assets

rating/ 1-yr beta


2.83 2.83

sovereign

sovereign


bond/ncd 10.00% USBNABARD 14-05-2012 10.60% IRFC NCB 11-09-2018 11.10% PFC NCD 15-09-2013 11.45% RIL NCD 25-11-2013 11.45% RIL NCD 25-11-2013 TRANCHE2 7.60% ICICI BS 30-12-2015 8.23% TATACAPLTD NCD 29-07-2013 8.40% ABNL NCD 23-11-2012 8.90% PGCIL NCD 25-02-2019 XXXI F 8.93% NTPC NCB 19-01-2021 XXXVII 8.99% TATA SONS NCD 07-06-2020 9.07% REC NCB 28-02-2018 9.25% IDBIBNK NCB 29-01-2020 SERIES-IX 9.30% HDFC NCD 18-01-2021 H-020 9.30% PFC NCD 12-03-2013 9.30% TATA SONS NCD 24-12-2015 9.70% UNITEDPHOSPHORUS NCD 09-04-2017 A total bond/cd

0.09 2.22 1.29 1.53 1.07 0.17 2.08 0.85 1.05 1.81 2.30 0.85 0.39 0.22 0.05 1.26 1.27

18.49

AAA AAA AAA AAA AAA AAA AA+ LAA+ AAA AAA AAA AAA AA AAA AAA AAA AA+


0.07 0.22 0.39 1.28 0.51 0.16 0.32 0.78 1.01 0.79 0.03 0.28 0.31 2.10 0.24 0.47 2.45 0.73 0.03 0.25 0.83 0.52 0.00 3.27 3.29 0.18 3.95 0.66 0.41 0.68 1.34 1.26 0.98 1.36 0.60 0.15 0.05 0.46 0.37 0.83 0.22 0.77 0.30 3.58 0.11 0.17 0.24 1.65 0.71 0.41 0.54 1.89 0.32 0.19 0.82 0.59 0.09 0.38 0.50 0.02

47.13

0.06 0.23 0.20 1.48 0.45 0.13 0.34 0.76 0.79 0.83 0.02 0.33 0.17 1.31 0.16 0.32 2.29 0.74 0.00 0.37 0.47 0.56 0.00 4.39 3.08 0.24 3.00 1.00 0.41 0.86 0.85 1.38 0.50 1.40 0.46 0.12 0.07 0.39 0.18 0.59 0.31 0.72 0.24 4.18 0.13 0.21 0.10 1.90 1.09 0.35 0.40 1.84 0.44 0.26 1.24 0.40 0.09 0.40 0.65 0.01



gross return

fund Name 12 month

returns 24 month

returns 36 month

returns 48 month

returns Benchmark 0.13% 3.73% 11.14% 4.94% Life Growth Plus Fund 1 1.59% 4.61% 11.59% 5.90%

60 month returns

7.56% 7.51%



low low to moderate


high


SFIN : ULIF00809/04/07LGRWTPLS01121

47.13

31.55

18.49

2.83

EQUITY

MONEY MARK…

BONDS

GILTS

% total net asset

Life Growth Plus Fund 2


fund risk profile


assets

rating/ 1-yr beta

bond/ncd 10.05% USBNABARD 11-06-2014 10.60% IRFC NCB 11-09-2018 8.23% TATACAPLTD NCD 29-07-2013 8.40% HDFC NCD 08-12-2014 G -003 8.42% SHREECEM NCD 22-07-2015 8.75% RIL NCD 07-05-2020 8.90% SAIL NCB 01-05-2019 8.93% NTPC NCB 19-01-2021 XXXVII 8.95% INFOTEL NCD 15-09-2020 PPD 1 8.99% TATA SONS NCD 07-06-2020 9.30% TATA SONS NCD 24-12-2015 9.50% SBI NCB 04-11-2025 Tier II 9.70% UNITEDPHOSPHORUS NCD 09-04-2017 A 9.95% ILFS NCD 14-02-2016 VIII total bond/cd

2.54 2.69 2.51 2.46 2.44 2.43 1.23 4.90 4.91 2.46 2.50 0.20 2.52 0.52

34.32

AAA AAA AA+ AAA AA+ AAA AAA AAA AAA AAA AAA AAA AA+ AAA


0.07 0.21 0.35 1.18 0.50 0.15 0.30 0.73 0.92 0.74 0.02 0.27 0.58 1.96 0.23 0.44 2.26 0.68 0.03 0.26 0.78 0.49 0.01 3.06 3.02 0.17 3.64 0.63 0.37 0.64 1.24 1.17 0.91 1.25 0.55 0.15 0.07 0.43 0.31 0.80 0.21 0.73 0.30 3.30 0.11 0.16 0.24 1.47 0.67 0.40 0.50 1.73 0.30 0.19 0.78 0.55 0.09 0.36 0.47 0.02

44.16

0.06 0.23 0.18 1.37 0.44 0.12 0.32 0.70 0.73 0.78 0.02 0.32 0.31 1.22 0.16 0.30 2.11 0.69 0.00 0.38 0.44 0.53 0.01 4.10 2.83 0.22 2.76 0.95 0.38 0.80 0.79 1.28 0.46 1.29 0.42 0.13 0.10 0.36 0.15 0.57 0.30 0.68 0.24 3.86 0.13 0.21 0.10 1.69 1.03 0.34 0.37 1.68 0.42 0.26 1.17 0.37 0.09 0.38 0.61 0.01




gross return

fund Name 12 month

returns Benchmark 0.13% Life Growth Plus Fund 2 1.25%

24 month returns

3.73% 4.43%



low low to moderate


high


SFIN : ULIF04301/01/10LGRWTPLS02121

44.16

34.32

21.52

MONEY MARKET INSTRU…

BONDS

EQUITY

% total net asset

Health Growth Plus Fund 1

low low to moderate


high



fund risk profile


assets

rating/ 1-yr beta


0.84 0.84

sovereign

sovereign


bond/ncd 10.60% IRFC NCB 11-09-2018 11.10% PFC NCD 15-09-2013 11.45% RIL NCD 25-11-2013 11.45% RIL NCD 25-11-2013 TRANCHE2 8.23% TATACAPLTD NCD 29-07-2013 8.40% ABNL NCD 23-11-2012 8.90% PGCIL NCD 25-02-2019 XXXI F 8.93% NTPC NCB 19-01-2021 XXXVII 8.99% TATA SONS NCD 07-06-2020 9.07% REC NCB 28-02-2018 9.25% IDBIBNK NCB 29-01-2020 SERIES-IX 9.30% TATA SONS NCD 24-12-2015 9.70% UNITEDPHOSPHORUS NCD 09-04-2017 A total bond/cd

2.10 1.33 1.34 1.34 1.96 0.65 0.80 1.91 2.56 0.65 0.62 1.30 1.31

17.88

AAA AAA AAA AAA AA+ LAA+ AAA AAA AAA AAA AA AAA AA+


0.07 0.22 0.39 2.16 1.22 0.07 0.21 0.31 0.97 0.88 0.03 0.12 0.53 1.59 0.26 0.51 1.49 0.72 0.03 0.19 0.19 0.01 0.00 3.56 6.37 0.18 3.02 0.57 0.31 1.04 0.96 0.71 0.26 1.60 0.94 0.11 0.05 0.31 2.58 0.78 0.79 0.59 0.31 2.54 0.11 0.20 0.24 0.64 0.57 0.30 0.74 1.06 0.18 0.19 0.87 0.38 0.09 0.37 0.35 0.02

46.06

0.06 0.23 0.20 2.50 1.08 0.06 0.22 0.30 0.76 0.92 0.02 0.14 0.28 0.99 0.17 0.35 1.39 0.73 0.00 0.28 0.11 0.01 0.00 4.78 5.97 0.24 2.29 0.87 0.31 1.32 0.61 0.78 0.13 1.65 0.72 0.09 0.07 0.26 1.25 0.56 1.11 0.55 0.25 2.96 0.13 0.25 0.10 0.73 0.88 0.26 0.54 1.03 0.25 0.26 1.30 0.26 0.09 0.39 0.46 0.01



gross return

fund Name 12 month

returns 24 month

returns 36 month

returns Benchmark 0.13% 3.73% 11.14% Health Growth Plus Fund 1 0.29% 3.90% 11.07%

48 month returns

4.94% 5.51%



SFIN : ULIF01401/02/08HGRWTPLS01121

46.06

35.22

17.88

0.84

EQUITY

MONEY MARKE…

BONDS

GILTS

% total net asset

Life Growth Fund 1

low low to moderate


high

fund objective The investment objective of the fund is to provide investment returns that exceed the rate of inflation in the long-term while maintaining moderate probability of negative returns in the short-term. The risk appetite is defined as ‘moderate’.


fund risk profile




assets

rating/ 1-yr beta

bond/ncd 0.00% HDFC ZCB 06-02-2017 I-032 10.35% NCD(B)HDFC 16-05-2017 10.60% IRFC NCB 11-09-2018 10.90% REC DB 14-08-2013 11.10% PFC NCD 15-09-2013 11.30% ACC DB 10-12-2013 11.95% HDFC DB 26-11-2018 2.00% TATA MOTORS NCD 31-03-2014 TRANCHE 3 7.60% HDFC NCD 08-12-2017 C-009 8.20% IRFC NCD 27-04-2016 8.40% ABNL NCD 23-11-2012 8.42% SHREECEM NCD 22-07-2015 8.90% PGCIL NCD 25-02-2018 XXXI E 8.93% NTPC NCB 19-01-2021 XXXVII 8.95% INFOTEL NCD 15-09-2020 PPD 1 8.97% TATA SONS NCD 15-07-2020 8.99% TATA SONS NCD 07-06-2020 9.25% IDBIBNK NCB 29-01-2020 SERIES-IX 9.30% TATA SONS NCD 24-12-2015 9.33% PGCIL NCB 15-12-2013 9.50% SBI NCB 04-11-2025 Tier II 9.63% PFC NCD 15-12-2014 82-A 9.70% UNITEDPHOSPHORUS NCD 09-04-2017 A total bond/cd

1.96 1.83 0.38 1.20 0.84 0.24 2.11 2.65 1.65 1.83 3.28 1.03 0.58 1.84 5.28 4.72 4.15 0.33 0.47 0.88 0.16 5.67 2.01

45.08

AAA AAA AAA AAA AAA AAA AAA AAA AAA AAA LAA+ AA+ AAA AAA AAA AAA AAA AA AAA AAA AAA AAA AA+


0.06 0.17 0.37 1.00 0.40 0.35 0.26 0.62 0.79 0.65 0.02 0.22 0.25 1.72 0.19 0.37 1.95 0.53 0.03 0.21 0.67 0.42 0.00 2.60 2.62 0.15 3.13 0.53 0.32 0.54 0.97 0.99 0.78 1.07 0.48 0.12 0.04 0.37 0.03 0.68 0.18 0.60 0.25 2.84 0.27 0.14 0.20 1.30 0.57 0.33 0.41 1.50 0.22 0.15 0.65 0.68 0.07 0.26 0.39 0.02

37.70

0.05 0.18 0.20 1.16 0.36 0.27 0.27 0.60 0.63 0.69 0.01 0.26 0.14 1.07 0.13 0.26 1.82 0.54 0.00 0.30 0.38 0.44 0.00 3.49 2.45 0.19 2.38 0.80 0.33 0.68 0.62 1.09 0.39 1.11 0.37 0.10 0.06 0.31 0.02 0.49 0.25 0.57 0.20 3.32 0.32 0.17 0.08 1.50 0.87 0.28 0.30 1.46 0.31 0.21 0.98 0.47 0.07 0.28 0.50 0.01


gross return

fund Name 12 month

returns 24 month

returns 36 month

returns 48 month

returns 60 month

returns Benchmark 1.86% 4.42% 10.24% 5.59% 7.75% Life Growth Fund 1 2.23% 4.18% 9.97% 5.94% 7.43%



SFIN : ULIF00428/07/04LGROWTHF01121

45.08

37.70

17.22

BONDS

EQUITY


% total net asset

Life Growth Fund 2

low low to moderate


high



fund risk profile




assets

rating/ 1-yr beta

bond/ncd 0.00% HDFC ZCB 06-02-2017 I-032 10.35% NCD(B)HDFC 16-05-2017 10.60% IRFC NCB 11-09-2018 11.10% PFC NCD 15-09-2013 11.40% PFC NCD 28-11-2013 11.45% RIL NCD 25-11-2013 11.95% HDFC DB 26-11-2018 2.00% TATA MOTORS NCD 31-03-2014 TRANCHE 3 8.20% IRFC NCD 27-04-2016 8.20% NHB NCB 30-08-2013 8.40% ABNL NCD 23-11-2012 8.40% TATACAPLTD NCD 26-11-2012 V 8.42% SHREECEM NCD 22-07-2015 8.70% BAJAJFIN NCD 22-07-2015 8.90% PGCIL NCD 25-02-2018 XXXI E 8.93% NTPC NCB 19-01-2021 XXXVII 8.95% INFOTEL NCD 15-09-2020 PPD 1 8.97% TATA SONS NCD 15-07-2020 8.99% TATA SONS NCD 07-06-2020 9.05% CANBK NCB 03-08-2020 III TIER-I 9.25% IDBIBNK NCB 29-01-2020 SERIES-IX 9.30% TATA SONS NCD 24-12-2015 9.50% SBI NCB 04-11-2025 Tier II 9.70% LICHFL NCD 07-04-2013 9.70% UNITEDPHOSPHORUS NCD 09-04-2017 A total bond/cd

1.71 1.54 0.35 0.67 2.20 1.19 1.85 2.34 1.60 0.33 0.33 1.97 0.96 1.61 0.40 1.77 1.93 4.04 2.75 1.61 0.31 0.66 0.14 1.66 1.82

35.76

AAA AAA AAA AAA AAA AAA AAA AAA AAA AAA LAA+ AA+ AA+ LAA+ AAA AAA AAA AAA AAA AAA AA AAA AAA AAA AA+

equity ASSOCIATED CEMENT COMPANIES LTD. AUROBINDO PHARMA LTD FV1 AVENTIS PHARMA LIMITED AXIS BANK LIMITED BAJAJ AUTO LTD BANK OF BARODA BHARAT FORGE BHARAT HEAVY ELECTRICALS LTD.FV-2 BHARTI AIRTEL LIMITED CAIRN INDIA LIMITED COAL INDIA LIMITED CROMPTON GREAVES LTD D.B. CORP LIMITED DIVIS LABORATORIES LIMITED EXIDE INDUSTRIES LTD GAS AUTHORITY OF INDIA LTD. HDFC BANK LTD.FV-2 HDFC LTD FV 2 HEXA TRADEX LIMITED HINDALCO INDUSTRIES LTD FV RE 1 HINDUSTAN LEVER LTD. HINDUSTAN ZINC LIMITEDFV-2 HT MEDIA LIMITED ICICI BANK LTD. INFOSYS LIMITED IRB INFRASTRUCTURE DEVELOPERS LIMITED ITC - FV 1 JAIPRAKASH ASSOCIATE JINDAL SAW LIMITED FV2 JINDAL STEEL & POWER LTD. KIRLOSKAR CUMMINS LARSEN&TUBRO LUPIN LIMITEDFV-2 MAHINDRA & MAHINDRA LTD.-FV5 MARUTI UDYOG LTD. MOTHERSON SUMI SYSTEMS LTD. NCC LIMITED NTPC LIMITED OIL INDIA LIMITED ONGCFV-5 POWER FINANCE CORPORATION PUNJAB NATIONAL BANK RANBAXY FV RS 5 RELIANCE INDUSTRIES LTD. SHRIRAM TRANSPORT FINANCE CO. LTD. SML ISUZU LIMITED STATE BANK OF INDIA STERLITE INDUSTRIES FV 1 STRIDES ARCOLAB LIMITED SUN PHARMACEUTICAL INDUSTRIES LTD.FV-1 TATA CONSULTANCY SERVICES LTD. TATA IRON & STEEL COMPANY LTD TATA MOTORS LIMITED DVRFV-2 TATA MOTORS LTD.FV-2 ULTRATECH CEMCO LTD UNITED PHOSPHOROUS LTD UNITED SPIRITS LIMITED YES BANK LTD ZEE ENTERTAINMENT ENTERPRISES LIMITED total equity

0.06 0.17 0.33 1.09 0.41 0.37 0.09 0.25 0.92 0.64 0.02 0.17 0.23 1.61 0.19 0.46 1.94 0.63 0.03 0.16 0.16 0.41 0.02 2.54 3.09 0.22 2.92 0.60 0.31 0.65 0.93 0.59 0.53 0.89 0.73 0.37 0.04 0.36 0.29 0.63 0.16 0.58 0.33 2.82 0.26 0.19 1.29 0.62 0.32 0.40 1.49 0.23 0.15 0.63 0.66 0.07 0.25 0.38 0.02

36.88

0.05 0.18 0.17 1.26 0.36 0.29 0.10 0.24 0.73 0.67 0.01 0.20 0.13 1.00 0.13 0.31 1.81 0.64 0.00 0.24 0.09 0.43 0.01 3.41 2.89 0.28 2.21 0.91 0.31 0.82 0.59 0.64 0.27 0.91 0.56 0.30 0.06 0.30 0.14 0.46 0.22 0.55 0.27 3.30 0.31 0.08 1.48 0.95 0.27 0.30 1.45 0.31 0.21 0.95 0.45 0.07 0.26 0.49 0.01


gross return

fund Name 12 month

returns 24 month

returns 36 month

returns 48 month

returns Benchmark 1.86% 4.42% 10.24% 5.59% Life Growth Fund 2 2.26% 4.22% 10.07% 6.00%



SFIN : ULIF01102/11/07LGROWTHF02121

36.88

35.76

27.37

EQUITY

BONDS


% total net asset

Pension Growth Fund 1

low low to moderate


high



fund risk profile




assets

rating/ 1-yr beta

bond/ncd 0.00% HDFC ZCB 06-02-2017 I-032 10.35% NCD(B)HDFC 16-05-2017 10.60% IRFC NCB 11-09-2018 11.10% PFC NCD 15-09-2013 11.95% HDFC DB 26-11-2018 2.00% TATA MOTORS NCD 31-03-2014 TRANCHE 3 8.20% IRFC NCD 27-04-2016 8.40% TATACAPLTD NCD 26-11-2012 V 8.42% SHREECEM NCD 22-07-2015 8.75% RIL NCD 07-05-2020 8.90% PGCIL NCD 25-02-2018 XXXI E 8.93% NTPC NCB 19-01-2021 XXXVII 8.95% INFOTEL NCD 15-09-2020 PPD 1 8.97% TATA SONS NCD 15-07-2020 8.99% TATA SONS NCD 07-06-2020 9.05% CANBK NCB 03-08-2020 III TIER-I 9.25% IDBIBNK NCB 29-01-2020 SERIES-IX 9.30% PFC NCD 12-03-2013 9.30% TATA SONS NCD 24-12-2015 9.50% SBI NCB 04-11-2025 Tier II 9.70% LICHFL NCD 07-04-2013 9.70% UNITEDPHOSPHORUS NCD 09-04-2017 A total bond/cd

1.73 1.63 0.32 0.80 1.88 2.33 1.62 1.66 1.05 0.19 0.48 1.63 1.92 4.32 3.08 1.63 0.28 0.10 0.98 0.15 1.67 1.87

31.32

AAA AAA AAA AAA AAA AAA AAA AA+ AA+ AAA AAA AAA AAA AAA AAA AAA AA AAA AAA AAA AAA AA+

equity ASSOCIATED CEMENT COMPANIES LTD. AUROBINDO PHARMA LTD FV1 AVENTIS PHARMA LIMITED AXIS BANK LIMITED BAJAJ AUTO LTD BANK OF BARODA BHARAT FORGE BHARAT HEAVY ELECTRICALS LTD.FV-2 BHARTI AIRTEL LIMITED CAIRN INDIA LIMITED COAL INDIA LIMITED CROMPTON GREAVES LTD D.B. CORP LIMITED DIVIS LABORATORIES LIMITED EXIDE INDUSTRIES LTD GAS AUTHORITY OF INDIA LTD. GUJARAT STATE FERTILIZER COMPANY HDFC BANK LTD.FV-2 HDFC LTD FV 2 HEXA TRADEX LIMITED HINDALCO INDUSTRIES LTD FV RE 1 HINDUSTAN LEVER LTD. HINDUSTAN ZINC LIMITEDFV-2 HT MEDIA LIMITED ICICI BANK LTD. INFOSYS LIMITED IRB INFRASTRUCTURE DEVELOPERS LIMITED ITC - FV 1 JAIPRAKASH ASSOCIATE JINDAL SAW LIMITED FV2 JINDAL STEEL & POWER LTD. KIRLOSKAR CUMMINS LARSEN&TUBRO LUPIN LIMITEDFV-2 MAHINDRA & MAHINDRA LTD.-FV5 MARUTI UDYOG LTD. MOTHERSON SUMI SYSTEMS LTD. NCC LIMITED NTPC LIMITED OIL INDIA LIMITED ONGCFV-5 POWER FINANCE CORPORATION PUNJAB NATIONAL BANK RANBAXY FV RS 5 RELIANCE INDUSTRIES LTD. SHRIRAM TRANSPORT FINANCE CO. LTD. SINTEX INDUSTRIES LTD.FV-1 SML ISUZU LIMITED STATE BANK OF INDIA STERLITE INDUSTRIES FV 1 STRIDES ARCOLAB LIMITED SUN PHARMACEUTICAL INDUSTRIES LTD.FV-1 TATA CONSULTANCY SERVICES LTD. TATA IRON & STEEL COMPANY LTD TATA MOTORS LIMITED DVRFV-2 TATA MOTORS LTD.FV-2 ULTRATECH CEMCO LTD UNITED PHOSPHOROUS LTD UNITED SPIRITS LIMITED YES BANK LTD ZEE ENTERTAINMENT ENTERPRISES LIMITED total equity

0.06 0.17 0.39 0.98 0.37 0.32 0.24 0.57 0.78 0.63 0.02 0.21 0.23 1.63 0.19 0.37 0.13 1.88 0.51 0.03 0.20 0.60 0.45 0.00 2.49 2.57 0.14 3.15 0.52 0.31 0.54 0.93 0.92 0.73 1.02 0.49 0.38 0.04 0.32 0.32 0.65 0.22 0.59 0.25 2.74 0.28 0.12 0.19 1.24 0.55 0.32 0.40 1.48 0.23 0.15 0.64 0.69 0.07 0.27 0.39 0.02

37.32

0.05 0.18 0.20 1.13 0.33 0.25 0.25 0.55 0.62 0.66 0.01 0.25 0.12 1.01 0.13 0.26 0.10 1.75 0.52 0.00 0.29 0.34 0.48 0.00 3.35 2.40 0.18 2.39 0.79 0.32 0.68 0.59 1.01 0.37 1.05 0.38 0.32 0.06 0.27 0.16 0.47 0.31 0.56 0.20 3.21 0.34 0.15 0.08 1.43 0.85 0.27 0.29 1.44 0.32 0.21 0.96 0.47 0.07 0.28 0.50 0.01


gilts 8.66% TAMILNADU SDL 2022 total gilts

2.66 2.66

sovereign

sovereign

gross return

fund Name 12 month

returns 24 month

returns 36 month

returns 48 month

returns Benchmark 1.86% 4.42% 10.24% 5.59% Pension Growth Fund 1 2.45% 4.29% 10.08% 5.96%

60 month returns

7.75% 9.89%



SFIN : ULIF03304/12/08PGROWTHF01121

37.32

31.32

28.71

2.66

EQUITY

BONDS

MONEY MARKE…

GILTS

% total net asset

Pension Growth Fund 2

low low to moderate


high



fund risk profile




assets

rating/ 1-yr beta

bond/ncd 0.00% HDFC ZCB 06-02-2017 I-032 10.35% NCD(B)HDFC 16-05-2017 10.60% IRFC NCB 11-09-2018 11.10% PFC NCD 15-09-2013 11.95% HDFC DB 26-11-2018 2.00% TATA MOTORS NCD 31-03-2014 TRANCHE 3 8.20% IRFC NCD 27-04-2016 8.40% TATACAPLTD NCD 26-11-2012 V 8.42% SHREECEM NCD 22-07-2015 8.90% PGCIL NCD 25-02-2018 XXXI E 8.93% NTPC NCB 19-01-2021 XXXVII 8.95% INFOTEL NCD 15-09-2020 PPD 1 8.97% TATA SONS NCD 15-07-2020 8.99% TATA SONS NCD 07-06-2020 9.05% CANBK NCB 03-08-2020 III TIER-I 9.25% IDBIBNK NCB 29-01-2020 SERIES-IX 9.50% SBI NCB 04-11-2025 Tier II 9.70% LICHFL NCD 07-04-2013 9.70% UNITEDPHOSPHORUS NCD 09-04-2017 A total bond/cd

1.37 1.37 0.47 0.90 1.48 2.08 1.28 1.31 0.85 0.54 1.29 1.72 3.87 2.59 1.29 0.42 0.13 1.32 1.76

26.04

AAA AAA AAA AAA AAA AAA AAA AA+ AA+ AAA AAA AAA AAA AAA AAA AA AAA AAA AA+

equity ASSOCIATED CEMENT COMPANIES LTD. AUROBINDO PHARMA LTD FV1 AVENTIS PHARMA LIMITED AXIS BANK LIMITED BAJAJ AUTO LTD BANK OF BARODA BHARAT FORGE BHARAT HEAVY ELECTRICALS LTD.FV-2 BHARTI AIRTEL LIMITED CAIRN INDIA LIMITED COAL INDIA LIMITED CROMPTON GREAVES LTD D.B. CORP LIMITED DIVIS LABORATORIES LIMITED EXIDE INDUSTRIES LTD GAS AUTHORITY OF INDIA LTD. GUJARAT STATE FERTILIZER COMPANY HDFC BANK LTD.FV-2 HDFC LTD FV 2 HEXA TRADEX LIMITED HINDALCO INDUSTRIES LTD FV RE 1 HINDUSTAN LEVER LTD. HINDUSTAN ZINC LIMITEDFV-2 HT MEDIA LIMITED ICICI BANK LTD. INFOSYS LIMITED IRB INFRASTRUCTURE DEVELOPERS LIMITED ITC - FV 1 JAIPRAKASH ASSOCIATE JINDAL SAW LIMITED FV2 JINDAL STEEL & POWER LTD. KIRLOSKAR CUMMINS LARSEN&TUBRO LUPIN LIMITEDFV-2 MAHINDRA & MAHINDRA LTD.-FV5 MARUTI UDYOG LTD. MOTHERSON SUMI SYSTEMS LTD. NCC LIMITED NTPC LIMITED OIL INDIA LIMITED ONGCFV-5 POWER FINANCE CORPORATION PUNJAB NATIONAL BANK RANBAXY FV RS 5 RELIANCE INDUSTRIES LTD. SHRIRAM TRANSPORT FINANCE CO. LTD. SINTEX INDUSTRIES LTD.FV-1 SML ISUZU LIMITED STATE BANK OF INDIA STERLITE INDUSTRIES FV 1 STRIDES ARCOLAB LIMITED SUN PHARMACEUTICAL INDUSTRIES LTD.FV-1 TATA CONSULTANCY SERVICES LTD. TATA IRON & STEEL COMPANY LTD TATA MOTORS LIMITED DVRFV-2 TATA MOTORS LTD.FV-2 ULTRATECH CEMCO LTD UNITED PHOSPHOROUS LTD UNITED SPIRITS LIMITED YES BANK LTD ZEE ENTERTAINMENT ENTERPRISES LIMITED total equity

0.06 0.17 0.31 0.92 0.38 0.31 0.23 0.57 0.73 0.60 0.02 0.21 0.22 1.55 0.18 0.35 0.13 1.81 0.48 0.02 0.19 0.62 0.39 0.00 2.43 2.41 0.13 2.89 0.49 0.28 0.50 0.90 0.92 0.72 0.99 0.43 0.35 0.04 0.34 0.28 0.63 0.16 0.56 0.23 2.63 0.25 0.13 0.19 1.16 0.53 0.30 0.37 1.37 0.20 0.15 0.61 0.63 0.07 0.24 0.35 0.02

35.33

0.05 0.18 0.16 1.06 0.34 0.25 0.25 0.55 0.57 0.63 0.01 0.24 0.12 0.97 0.12 0.24 0.10 1.68 0.48 0.00 0.28 0.35 0.41 0.00 3.26 2.26 0.16 2.19 0.74 0.29 0.63 0.57 1.01 0.36 1.02 0.33 0.28 0.06 0.29 0.14 0.45 0.23 0.53 0.18 3.07 0.30 0.16 0.08 1.34 0.81 0.26 0.27 1.34 0.28 0.21 0.91 0.43 0.07 0.25 0.46 0.01


gross return

fund Name 12 month

returns Benchmark 1.86% Pension Growth Fund 2 2.40%

24 month returns

4.42% 4.29%



SFIN : ULIF05001/01/10PGROWTHF02121

38.63

35.33

26.04

MONEY MARKE…

EQUITY

BONDS

% total net asset

Life Balanced Fund 1

low low to moderate


high

fund objective The investment objective of the fund is to provide investment returns that exceed the rate of inflation in the long-term while maintaining a low prob-ability of negative returns in the short-term. The risk appetite is defined as ‘low to moderate’.

target asset allocation Debt.: 80% Equity: 20% benchmark construction CRISIL ST Bond Index: 80% S&P CNX Nifty: 20%

fund risk profile




assets

rating/ 1-yr beta


1.26

1.26

sovereign sovereign


bond/ncd 10.00% USBNABARD 14-05-2012 10.05% USBNABARD 11-06-2014 10.35% HDFC NCD 06-06-2017 10.60% IRFC NCB 11-09-2018 11.10% PFC NCD 15-09-2013 11.15% HDFC NCD 06-08-2018 11.40% PFC NCD 28-11-2013 11.45% RIL NCD 25-11-2013 11.45% RIL NCD 25-11-2013 TRANCHE2 7.60% HDFC NCD 08-12-2017 C-009 8.20% NHB NCB 30-08-2013 8.23% TATACAPLTD NCD 29-07-2013 8.40% ABNL NCD 23-11-2012 8.40% HDFC NCD 08-12-2014 G -003 8.40% TATACAPLTD NCD 26-11-2012 V 8.42% SHREECEM NCD 22-07-2015 8.48% LICHFL NCD 27-09-2013 8.60% PFC NCD 07-08-2024 57.B.IIII 8.68% NCRPB NCB 18-08-2019 8.70% BAJAJFIN NCD 22-07-2015 8.75% RIL NCD 07-05-2020 8.90% PGCIL NCD 25-02-2021 XXXI H 8.90% SAIL NCB 01-05-2019 8.93% NTPC NCB 19-01-2021 XXXVII 8.95% INFOTEL NCD 15-09-2020 PPD 1 8.97% TATA SONS NCD 15-07-2020 8.99% TATA SONS NCD 07-06-2020 9.25% IDBIBNK NCB 29-01-2020 SERIES-IX 9.30% PFC NCD 12-03-2013 9.30% TATA SONS NCD 24-12-2015 9.33% PGCIL NCB 15-12-2013 9.34% SBOT NCB 31-10-2016 I 9.35% NCDLIC 23-11-2014 9.50% SBI NCB 04-11-2025 Tier II 9.50% TATA COMMUNICATIONS NCD 08-06-2014 9.70% UNITEDPHOSPHORUS NCD 09-04-2017 A 9.95% ILFS NCD 14-02-2016 VIII total bond/cd

0.12 1.57 0.12 0.13 0.49 0.52 2.46 4.31 0.37 0.78 0.59 0.60 0.83 1.17 0.83 1.86 3.67 0.79 0.82 2.34 2.20 0.44 0.82 3.39 3.16 4.92 3.17 0.80 0.72 1.43 0.30 0.60 0.96 0.17 0.84 4.80 0.42

53.47

AAA AAA AAA AAA AAA AAA AAA AAA AAA AAA AAA AA+ LAA+ AAA AA+ AA+ AAA AAA AAA LAA+ AAA AAA AAA AAA AAA AAA AAA AA AAA AAA AAA AAA AAA AAA AA+ AA+ AAA


0.03 0.09 0.19 0.48 0.21 0.27 0.05 0.29 0.40 0.30 0.01 0.10 0.13 0.76 0.11 0.18 0.93 0.21 0.02 0.10 0.32 0.00 0.00 1.25 1.46 0.10 1.22 0.27 0.15 0.27 0.53 0.47 0.36 0.51 0.22 0.06 0.85 0.17 0.02 0.32 0.08 0.24 0.16 1.22 0.09 0.07 0.10 0.62 0.28 0.15 0.21 0.74 0.08 0.08 0.32 0.28 0.04 0.07 0.17 0.01

18.37

0.02 0.09 0.10 0.56 0.18 0.21 0.05 0.28 0.31 0.31 0.01 0.12 0.07 0.47 0.08 0.12 0.87 0.22 0.00 0.15 0.18 0.00 0.00 1.68 1.36 0.13 0.92 0.41 0.16 0.34 0.34 0.51 0.18 0.52 0.17 0.05 1.30 0.14 0.01 0.23 0.12 0.22 0.12 1.42 0.11 0.08 0.04 0.72 0.43 0.13 0.15 0.72 0.11 0.10 0.48 0.19 0.04 0.08 0.21 0.01

gross return

fund Name 12 month

returns 24 month

returns 36 month

returns 48 month

returns 60 month

returns Benchmark 5.28% 5.69% 8.28% 6.61% 7.86% Life Balanced Fund 1 5.54% 5.52% 8.28% 7.22% 8.12%



SFIN : ULIF00128/07/04LBALANCE01121

53.47

26.90

18.37

1.26

BONDS

MONEY MARK…

EQUITY

GILTS

% total net asset

Pension Balanced Fund 1

low low to moderate


high



fund risk profile




assets

rating/ 1-yr beta

gilts 8.97% GOI CG 05-12-2030 9.15% GOI CG 14-11-2024 total gilts

1.26 0.71

1.97



bond/ncd 10.00% USBNABARD 14-05-2012 10.05% USBNABARD 11-06-2014 10.35% HDFC NCD 06-06-2017 10.60% IRFC NCB 11-09-2018 11.10% PFC NCD 15-09-2013 11.15% HDFC NCD 06-08-2018 11.40% PFC NCD 28-11-2013 11.45% RIL NCD 25-11-2013 11.45% RIL NCD 25-11-2013 TRANCHE2 7.60% HDFC NCD 08-12-2017 C-009 8.20% NHB NCB 30-08-2013 8.23% TATACAPLTD NCD 29-07-2013 8.40% ABNL NCD 23-11-2012 8.40% HDFC NCD 08-12-2014 G -003 8.40% TATACAPLTD NCD 26-11-2012 V 8.42% SHREECEM NCD 22-07-2015 8.48% LICHFL NCD 27-09-2013 8.60% PFC NCD 07-08-2024 57.B.IIII 8.68% NCRPB NCB 18-08-2019 8.70% BAJAJFIN NCD 22-07-2015 8.75% RIL NCD 07-05-2020 8.90% PGCIL NCD 25-02-2021 XXXI H 8.90% SAIL NCB 01-05-2019 8.93% NTPC NCB 19-01-2021 XXXVII 8.95% INFOTEL NCD 15-09-2020 PPD 1 8.97% TATA SONS NCD 15-07-2020 8.99% TATA SONS NCD 07-06-2020 9.25% IDBIBNK NCB 29-01-2020 SERIES-IX 9.30% PFC NCD 12-03-2013 9.30% TATA SONS NCD 24-12-2015 9.33% PGCIL NCB 15-12-2013 9.34% SBOT NCB 31-10-2016 I 9.35% NCDLIC 23-11-2014 9.50% SBI NCB 04-11-2025 Tier II 9.50% TATA COMMUNICATIONS NCD 08-06-2014 9.70% UNITEDPHOSPHORUS NCD 09-04-2017 A total bond/cd

0.21 1.74 0.50 0.22 0.49 0.60 6.35 5.15 0.49 0.77 0.74 1.79 2.46 1.21 0.82 2.06 0.81 0.78 0.81 3.35 2.33 0.42 0.84 3.55 4.29 5.24 3.43 0.78 0.82 0.48 0.26 0.62 1.10 0.22 0.89 3.65

60.27

AAA AAA AAA AAA AAA AAA AAA AAA AAA AAA AAA AA+ LAA+ AAA AA+ AA+ AAA AAA AAA LAA+ AAA AAA AAA AAA AAA AAA AAA AA AAA AAA AAA AAA AAA AAA AA+ AA+


0.03 0.08 0.20 0.47 0.19 0.27 0.04 0.29 0.39 0.30 0.01 0.10 0.14 0.75 0.11 0.17 0.92 0.21 0.02 0.10 0.32 0.00 0.00 1.24 1.42 0.09 1.19 0.27 0.15 0.27 0.52 0.47 0.36 0.50 0.21 0.06 0.87 0.17 0.02 0.32 0.07 0.23 0.15 1.19 0.09 0.07 0.10 0.62 0.28 0.15 0.21 0.69 0.07 0.08 0.31 0.27 0.04 0.08 0.03 0.01

17.99

0.82 1.07 0.47 1.22 0.87 0.83 1.05 0.95 0.76 1.02 0.62 1.18 0.54 0.62 0.66 0.66 0.93 1.03

NA 1.45 0.58 1.09 0.76 1.34 0.86 1.32 0.75 1.53 1.12 1.27 0.66 1.11 0.51 1.03 0.79 0.82 1.57 0.85 0.46 0.69 1.36 0.96 0.81 1.19 1.22 1.28 1.17 1.53 0.88 0.74 0.94 1.37 1.34 1.49 0.65 1.00 1.05 1.31


gross return

fund Name 12 month

returns 24 month

returns 36 month

returns 48 month

returns 60 month

returns Benchmark 5.28% 5.69% 8.28% 6.61% 7.86% Pension Balanced Fund 1 5.62% 5.69% 8.47% 7.42% 8.37%



SFIN : ULIF03104/12/08PBALANCE01121

60.27

19.77

17.99

1.97

BONDS

MONEY MARK…

EQUITY

GILTS

% total net asset

Pension Balanced Fund 2

low low to moderate


high



fund risk profile




assets

rating/ 1-yr beta


4.16

4.16

sovereign sovereign


bond/ncd 10.05% USBNABARD 11-06-2014 11.10% PFC NCD 15-09-2013 11.15% HDFC NCD 06-08-2018 11.40% PFC NCD 28-11-2013 11.45% RIL NCD 25-11-2013 11.45% RIL NCD 25-11-2013 TRANCHE2 7.60% HDFC NCD 08-12-2017 C-009 8.20% NHB NCB 30-08-2013 8.23% TATACAPLTD NCD 29-07-2013 8.40% ABNL NCD 23-11-2012 8.40% HDFC NCD 08-12-2014 G -003 8.40% TATACAPLTD NCD 26-11-2012 V 8.42% SHREECEM NCD 22-07-2015 8.48% LICHFL NCD 27-09-2013 8.60% PFC NCD 07-08-2024 57.B.IIII 8.68% NCRPB NCB 18-08-2019 8.70% BAJAJFIN NCD 22-07-2015 8.75% RIL NCD 07-05-2020 8.90% PGCIL NCD 25-02-2021 XXXI H 8.90% SAIL NCB 01-05-2019 8.93% NTPC NCB 19-01-2021 XXXVII 8.95% INFOTEL NCD 15-09-2020 PPD 1 8.97% TATA SONS NCD 15-07-2020 8.99% TATA SONS NCD 07-06-2020 9.25% IDBIBNK NCB 29-01-2020 SERIES-IX 9.30% PFC NCD 12-03-2013 9.30% TATA SONS NCD 24-12-2015 9.33% PGCIL NCB 15-12-2013 9.34% SBOT NCB 31-10-2016 I 9.35% NCDLIC 23-11-2014 9.50% TATA COMMUNICATIONS NCD 08-06-2014 9.70% UNITEDPHOSPHORUS NCD 09-04-2017 A 9.95% ILFS NCD 14-02-2016 VIII total bond/cd

1.28 0.32 0.34 2.28 3.26 0.33 0.59 0.63 0.63 0.63 5.90 0.63 1.85 0.63 4.80 0.62 3.10 1.84 0.39 0.78 3.10 2.79 4.35 2.80 0.60 0.63 1.26 0.40 0.63 0.95 0.63 3.18 0.38

52.54

AAA AAA AAA AAA AAA AAA AAA AAA AA+ LAA+ AAA AA+ AA+ AAA AAA AAA LAA+ AAA AAA AAA AAA AAA AAA AAA AA AAA AAA AAA AAA AAA AA+ AA+ AAA


0.03 0.08 0.17 0.43 0.17 0.25 0.11 0.28 0.35 0.28 0.01 0.10 0.13 0.68 0.10 0.16 0.86 0.19 0.01 0.09 0.32 0.19 0.00 1.18 1.32 0.08 1.10 0.25 0.13 0.25 0.47 0.45 0.33 0.47 0.19 0.05 0.83 0.17 0.02 0.30 0.05 0.22 0.14 1.10 0.08 0.06 0.10 0.57 0.26 0.14 0.18 0.64 0.06 0.08 0.29 0.24 0.03 0.06 0.86 0.01

17.73

0.02 0.09 0.09 0.50 0.15 0.20 0.12 0.27 0.28 0.29 0.01 0.11 0.07 0.42 0.07 0.11 0.80 0.19 0.00 0.14 0.18 0.21 0.00 1.58 1.23 0.11 0.83 0.38 0.13 0.31 0.30 0.49 0.17 0.48 0.14 0.04 1.27 0.14 0.01 0.21 0.07 0.20 0.11 1.29 0.10 0.08 0.04 0.66 0.40 0.12 0.13 0.63 0.08 0.10 0.43 0.16 0.03 0.07 1.11 0.01


gross return

fund Name 12 month returns

Benchmark 5.28% Pension Balanced Fund 2 5.91%

24 month returns

5.69% 5.84%



SFIN : ULIF04801/01/10PBALANCE02121

52.54

25.57

17.73

4.16

BONDS

MONEY MARK…

EQUITY

GILTS

% total net asset

Life Guaranteed Bond Fund-1

low low to moderate


high

fund objective To achieve predictable investment return. This will be achieved through 100% invest-ments in debt securities where returns are locked in through portfolio immunization techniques and use of rigorous Asset Liability Management (ALM). The risk appetite is 'low to moderate'.

target asset allocation Debt Instruments: 100%

fund risk profile

security % total net assets

rating/ 1-yr beta

bond/ncd 0.00% NOVOIVTRUST-LOCOMATIVE PTC 18-10-2013 J 10.35% HDFC NCD 06-06-2017 10.48% ULTRACEMCO DB 16-12-2013 10.60% IRFC NCB 11-09-2018 11.00% PFC NCB 15-09-2018 11.15% HDFC NCD 06-08-2018 11.25% PFC DB 28-11-2018 11.30% ACC DB 10-12-2013 11.45% RIL NCD 25-11-2013 2.00% TATA MOTORS NCD 31-03-2014 TRANCHE 3 8.90% PGCIL NCD 25-02-2018 XXXI E 9.07% REC NCB 28-02-2018 9.15% NCRPB BS 18-02-2019 9.50% TATA COMMUNICATIONS NCD 08-06-2014 total bond/cd

7.57 5.18 5.67 2.56 3.01 2.81 3.91 5.53 5.74 7.09 1.22 3.55 8.32 5.78

67.94

AAA AAA AAA AAA AAA AAA AAA AAA AAA AAA AAA AAA AAA AA+



M.Duration of debt portfolio: 1.94 years YTM of debt portfolio: 9.56%




gross return

fund Name 12 month

returns 24 month

returns 36 month

returns Life Guaranteed Bond Fund-1 9.05% 7.25% 7.62%

SFIN : ULIF03616/12/08LGUABOND01121

67.94

32.06

BONDS

MONEY MARKET

INSTRUMENTS

% total net asset

Pension Guaranteed Bond Fund-1

low low to moderate


high

fund objective To achieve predictable investment return. This will be achieved through 100% invest-ments in debt securities where returns are locked in through portfolio immunization techniques and use of rigorous Asset Liability Management (ALM). The risk appetite is 'low to moderate'.

target asset allocation Debt Instruments: 100%

fund risk profile


rating/ 1-yr beta

bond/ncd 0.00% NOVOIVTRUST-LOCOMATIVE PTC 18-10-2013 J 10.35% HDFC NCD 06-06-2017 10.48% ULTRACEMCO DB 16-12-2013 10.60% IRFC NCB 11-09-2018 11.00% PFC NCB 15-09-2018 11.15% HDFC NCD 06-08-2018 11.25% PFC DB 28-11-2018 11.30% ACC DB 10-12-2013 11.45% RIL NCD 25-11-2013 2.00% TATA MOTORS NCD 31-03-2014 TRANCHE 3 8.90% PGCIL NCD 25-02-2018 XXXI E 9.07% REC NCB 28-02-2018 9.15% NCRPB BS 18-02-2019 9.50% TATA COMMUNICATIONS NCD 08-06-2014 total bond/cd

7.79 5.07 5.87 2.61 2.95 2.64 3.98 5.63 5.63 7.21 1.12 3.61 8.47 5.78

68.36

AAA AAA AAA AAA AAA AAA AAA AAA AAA AAA AAA AAA AAA AA+







gross return

fund Name 12 month

returns 24 month

returns Pension Guaranteed Bond Fund - 1 9.04% 7.24%

36 month returns

7.67%

SFIN : ULIF03716/12/08PGUABOND01121

68.36

31.64

BONDS


% total net asset

Life Pure Debt Fund 1

low low to moderate


high

fund objective Provide steady investment returns achieved through 100% investment in debt securities, while maintaining moderate probability of negative returns in the short-term. The risk appetite is defined as ‘moderate’.

target asset allocation Debt Instruments: 100% benchmark construction CRISIL Composite Bond Index: 100%

fund risk profile


assets

rating/ 1-yr beta

bond/ncd 10.00% USBNABARD 14-05-2012 10.60% IRFC NCB 11-09-2018 10.90% REC DB 14-08-2013 11.25% PFC DB 28-11-2018 11.45% RIL NCD 25-11-2013 2.00% INDHOTL NCD 09-12-2014 2.00% TATA MOTORS NCD 31-03-2014 TRANCHE 3 8.40% HDFC NCD 08-12-2014 G -003 8.90% PGCIL NCD 25-02-2015 XXXI B 8.93% NTPC NCB 19-01-2021 XXXVII 8.95% INFOTEL NCD 15-09-2020 PPD 1 8.98% NCRPB BS 14-02-2018 9.18% TATA SONS NCD 23-11-2020 9.25% IDBIBNK NCB 29-01-2020 SERIES-IX 9.30% TATA SONS NCD 24-12-2015 9.70% LICHFL NCD 07-04-2013 9.70% UNITEDPHOSPHORUS NCD 09-04-2017 A total bond/cd

0.49 3.00 9.34 1.00 0.20 5.51 5.61 4.58 1.13 2.31 2.31 2.36 2.34 2.25 0.53 4.70 2.62

50.30

AAA AAA AAA AAA AAA LAA+ AAA AAA AAA AAA AAA AAA AAA AA AAA AAA AA+

gilts 8.53% TAMILNADU SDL 2020 8.66% TAMILNADU SDL 2022 8.97% GOI CG 05-12-2030 9.15% GOI CG 14-11-2024 total gilts

4.57 0.10 0.25 0.54

5.45

sovereign

sovereign sovereign sovereign sovereign





gross return

fund Name 12 month

returns 24 month

returns 36 month

returns 48 month

returns Benchmark 8.21% 6.36% 5.33% 6.50% Life Pure Debt Fund 1 8.03% 6.81% 7.12% 8.72%



SFIN : ULIF00909/04/07LPURDEBT01121

50.30

44.25

5.45

BONDS


GILTS

% total net asset

Life Gilt Fund 1

low low to moderate


high

fund objective Provide returns that exceed the inflation rate, without taking any credit risk (sovereign risk only) and maintaining a low probability of nega-tive return in the short- term. The risk appetite is ‘low to moderate’.

target asset allocation Government Securities: 100% benchmark construction I-Sec Composite Sovereign Bond Index:100%

fund risk profile


assets

rating/ 1-yr beta

gilts 7.35% GOI 2024 7.83% GOI CG 11-04-2018 8.19% GOI CG 16-01-2020 8.39% UTTARPRADESH SDL 2020 8.66% ANDHRAPRADESH SDL 2021 8.97% GOI CG 05-12-2030 9.15% GOI CG 14-11-2024 total gilts

0.33 3.19 7.75 1.35 2.66 5.17 9.69

30.14

sovereign

sovereign sovereign sovereign sovereign sovereign sovereign sovereign





gross return

fund Name 12 month

returns 24 month

returns 36 month

returns Benchmark 6.41% 5.46% 3.52% Life Gilt Fund 1 6.30% 6.22% 5.04%



SFIN : ULIF02610/06/08LGILTFUN01121

69.86

30.14


GILTS

% total net asset

Life Gilt Fund 2

low low to moderate


high



fund risk profile


assets

rating/ 1-yr beta

gilts 7.35% GOI 2024 8.19% GOI CG 16-01-2020 8.39% UTTARPRADESH SDL 2020 8.66% ANDHRAPRADESH SDL 2021 8.66% TAMILNADU SDL 2022 8.97% GOI CG 05-12-2030 9.15% GOI CG 14-11-2024 total gilts

0.35 9.34 2.14 2.70

10.27 5.38 2.93

33.11

sovereign

sovereign sovereign sovereign sovereign sovereign sovereign sovereign


bond/ncd 8.40% ABNL NCD 23-11-2012 total bond/cd

1.58 1.58

LAA+




gross return

fund Name 12 month

returns Benchmark 6.41% Life Gilt Fund 2 6.69%



SFIN : ULIF03819/03/09LGILTFUN02121

65.31

33.11

1.58


GILTS

BONDS

% total net asset

Pension Gilt Fund 1

low low to moderate


high



fund risk profile


assets

rating/ 1-yr beta

gilts 7.35% GOI 2024 8.19% GOI CG 16-01-2020 8.39% UTTARPRADESH SDL 2020 8.66% ANDHRAPRADESH SDL 2021 8.97% GOI CG 05-12-2030 9.15% GOI CG 14-11-2024 total gilts

0.42 12.63 2.58 3.20 5.69

14.79 39.32

sovereign

sovereign sovereign sovereign sovereign sovereign sovereign





gross return

fund Name 12 month

returns 24 month

returns 36 month

returns Benchmark 6.41% 5.46% 3.52% Pension Gilt Fund 1 6.39% 6.26% 5.05%

48 month returns

7.25% 6.27%



SFIN : ULIF06401/03/08PGILTFUN01121

60.68

39.32


GILTS

% total net asset

Health Gilt Fund 1

low low to moderate


high



fund risk profile


assets

rating/ 1-yr beta

gilts 7.35% GOI 2024 8.19% GOI CG 16-01-2020 8.39% UTTARPRADESH SDL 2020 8.66% ANDHRAPRADESH SDL 2021 8.97% GOI CG 05-12-2030 9.15% GOI CG 14-11-2024 total gilts

0.39 10.60 2.40 2.97 4.21

14.48 35.03

sovereign

sovereign sovereign sovereign sovereign sovereign sovereign





gross return

fund Name 12 month

returns 24 month

returns 36 month

returns Benchmark 6.41% 5.46% 3.52% Health Gilt Fund 1 6.86% 6.49% 5.20%

48 month returns

7.25% 6.38%



SFIN : ULIF01301/02/08HGILTFUN01121

64.97

35.03


GILTS

% total net asset

Life Capital Secure Fund 1

fund objective Maintain the capital value of all contributions (net of charges) and all interest additions, at all times. The risk appetite is ‘extremely low’.

target asset allocation Money Market Instruments : 100%

benchmark construction Yield on 182-day T.Bills : 100%

fund risk profile

low low to moderate


high


rating/ 1-yr beta

other money market Instrument 100.00


100%total money

market instruments

% total net asset


fund characteristics as on April 30, 2012 portfolio As on April 30, 2012

YTM of debt portfolio: 9.80%

gross return

fund Name 12 month

returns 24 month

returns 36 month

returns 48 month

returns 60 month

returns Benchmark 8.72% 7.66% 6.44% 6.69% 6.88% Life Capital Secure Fund 1 9.53% 8.56% 8.17% 8.74% 8.75%


SFIN : ULIF00228/07/04LCAPTSEC01121

Pension Capital Secure Fund 1

fund objective Maintain the capital value of all contributions (net of charges) and all interest additions, at all times. The risk appetite is ‘extremely low’.


benchmark construction Yield on 182-day T.Bills : 100%

fund risk profile

low low to moderate


high


rating/ 1-yr beta



100%total money

market instruments

% total net asset


fund characteristics as on April 30, 2012 portfolio As on April 30, 2012


gross return

fund Name 12 month

returns 24 month

returns 36 month

returns 48 month

returns 60 month

returns Benchmark 8.72% 7.66% 6.44% 6.69% 6.88% Pension Capital Secure Fund 1 9.57% 8.57% 8.18% 8.78% 8.87%


SFIN : ULIF00501/11/06PCAPTSEC01121

Life Corporate Bond Fund 1

low low to moderate


high

fund objective Provide returns that exceed the inflation rate, while taking some credit risk (through investments in corporate debt instruments) and maintaining a moderate probability of negative return in the short-term. The risk appetite is ‘low to moderate’.

target asset allocation Bond Instruments: 100% benchmark construction CRISIL Composite Bond Index: 100%

fund risk profile


assets

rating/ 1-yr beta

bond/ncd 0.00% NOVOIVTRUST-LOCOMATIVE PTC 18-10-2013 J 10.48% ULTRACEMCO DB 16-12-2013 10.90% REC NCD 30-09-2013 11.10% PFC NCD 15-09-2013 11.30% ACC DB 10-12-2013 11.45% RIL NCD 25-11-2013 11.45% RIL NCD 25-11-2013 TRANCHE2 2.00% INDHOTL NCD 09-12-2014 2.00% TATA MOTORS NCD 31-03-2014 TRANCHE 3 7.60% HDFC NCD 08-12-2017 C-009 8.20% NHB NCB 30-08-2013 8.40% ABNL NCD 23-11-2012 8.40% TATACAPLTD NCD 26-11-2012 V 8.68% NCRPB NCB 18-08-2019 8.75% RIL NCD 07-05-2020 8.90% PGCIL NCD 25-02-2016 XXXI C 8.90% SAIL NCB 01-05-2019 8.93% NTPC NCB 19-01-2021 XXXVII 8.95% INFOTEL NCD 15-09-2020 PPD 1 8.99% TATA SONS NCD 07-06-2020 9.18% TATA SONS NCD 23-11-2020 9.30% PFC NCD 12-03-2013 9.30% TATA SONS NCD 24-12-2015 9.32% DBHDFC 17-12-2012 9.33% PGCIL NCB 15-12-2013 9.35% NCDLIC 23-11-2014 9.47% PGCIL DB 31-03-2013 9.50% SBI NCB 04-11-2025 Tier II 9.63% PFC NCD 15-12-2014 82-A 9.66% NABARD NCB 18-10-2014 XII Q 9.70% LICHFL NCD 07-04-2013 9.70% UNITEDPHOSPHORUS NCD 09-04-2017 A 9.87% TATA SONS NCD 16-04-2017 9.95% ILFS NCD 14-02-2016 VIII total bond/cd

1.46 0.07 6.86 1.65 0.10 1.83 0.42 2.45 0.92 0.91 0.63 2.04 0.54 2.24 2.47 0.50 1.02 5.19 2.04 1.32 1.00 0.07 2.01 0.40 0.67 0.40 0.25 0.04 0.07 0.07 1.52 0.84 1.03 0.01

43.04

AAA AAA AAA AAA AAA AAA AAA LAA+ AAA AAA AAA LAA+ AA+ AAA AAA AAA AAA AAA AAA AAA AAA AAA AAA AAA AAA AAA AAA AAA AAA AAA AAA AA+ AAA AAA

gilts 7.35% GOI 2024 8.97% GOI CG 05-12-2030 9.15% GOI CG 14-11-2024 total gilts

0.93 0.03 3.15 4.10

Sovereign






gross return

fund Name 12 month

returns 24 month

returns 36 month

returns Benchmark 8.21% 6.36% 5.33% Life Corporate Bond Fund 1 8.64% 7.16% 7.66%



SFIN : ULIF02310/06/08LCORBOND01121

52.85

43.04

4.10


BONDS

GILTS

% total net asset

Life Corporate Bond Fund 2

low low to moderate


high



fund risk profile


assets

rating/ 1-yr beta

bond/ncd 0.00% NOVOIVTRUST-LOCOMATIVE PTC 18-10-2013 J 11.10% PFC NCD 15-09-2013 2.00% INDHOTL NCD 09-12-2014 2.00% TATA MOTORS NCD 31-03-2014 TRANCHE 3 7.60% HDFC NCD 08-12-2017 C-009 8.20% NHB NCB 30-08-2013 8.40% ABNL NCD 23-11-2012 8.68% NCRPB NCB 18-08-2019 8.90% PGCIL NCD 25-02-2016 XXXI C 8.90% SAIL NCB 01-05-2019 8.93% NTPC NCB 19-01-2021 XXXVII 8.95% INFOTEL NCD 15-09-2020 PPD 1 8.99% TATA SONS NCD 07-06-2020 9.30% TATA SONS NCD 24-12-2015 9.32% DBHDFC 17-12-2012 9.33% PGCIL NCB 15-12-2013 9.35% NCDLIC 23-11-2014 9.50% SBI NCB 04-11-2025 Tier II 9.70% LICHFL NCD 07-04-2013 9.70% UNITEDPHOSPHORUS NCD 09-04-2017 A 9.95% ILFS NCD 14-02-2016 VIII total bond/cd

1.69 2.35 2.71 1.36 1.08 0.76 2.29 1.13 0.47 1.13 2.25 2.25 1.13 1.15 0.38 0.48 0.38 0.05 1.16 1.16 1.21

26.57

AAA AAA LAA+ AAA AAA AAA LAA+ AAA AAA AAA AAA AAA AAA AAA AAA AAA AAA AAA AAA AA+ AAA


1.07 1.21 3.02 5.31

Sovereign






gross return

fund Name 12 month

returns Benchmark 8.21% Life Corporate Bond Fund 2 8.72%



SFIN : ULIF04020/08/09LCORBOND02121

68.13

26.57

5.31


BONDS

GILTS

% total net asset

Pension Corporate Bond Fund 1

low low to moderate


high



fund risk profile


assets

rating/ 1-yr beta

bond/ncd 0.00% NOVOIVTRUST-LOCOMATIVE PTC 18-10-2013 J 11.10% PFC NCD 15-09-2013 2.00% INDHOTL NCD 09-12-2014 2.00% TATA MOTORS NCD 31-03-2014 TRANCHE 3 7.60% HDFC NCD 08-12-2017 C-009 8.20% NHB NCB 30-08-2013 8.40% ABNL NCD 23-11-2012 8.68% NCRPB NCB 18-08-2019 8.90% PGCIL NCD 25-02-2016 XXXI C 8.90% SAIL NCB 01-05-2019 8.93% NTPC NCB 19-01-2021 XXXVII 8.95% INFOTEL NCD 15-09-2020 PPD 1 8.97% TATA SONS NCD 15-07-2020 8.99% TATA SONS NCD 07-06-2020 9.18% TATA SONS NCD 23-11-2020 9.30% TATA SONS NCD 24-12-2015 9.32% DBHDFC 17-12-2012 9.33% PGCIL NCB 15-12-2013 9.35% NCDLIC 23-11-2014 9.50% SBI NCB 04-11-2025 Tier II 9.70% LICHFL NCD 07-04-2013 9.70% UNITEDPHOSPHORUS NCD 09-04-2017 A 9.95% ILFS NCD 14-02-2016 VIII total bond/cd

2.66 3.08 3.55 1.19 1.88 0.99 3.00 1.97 1.24 1.48 2.94 2.95 0.98 1.97 3.98 2.00 1.01 1.25 1.01 0.07 2.02 1.01 1.72

43.95

AAA AAA LAA+ AAA AAA AAA LAA+ AAA AAA AAA AAA AAA AAA AAA AAA AAA AAA AAA AAA AAA AAA AA+ AAA


1.52 1.71 3.44 6.66

Sovereign

sovereign sovereign





gross return

fund Name 12 month

returns 24 month

returns 36 month

returns Benchmark 8.21% 6.36% 5.33% Pension Corporate Bond Fund 1 8.61% 7.15% 7.52%

48 month returns

6.50% 8.95%



SFIN : ULIF01901/03/08PCORBOND01121

49.39

43.95

6.66


BONDS

GILTS

% total net asset

Health Corporate Bond Fund 1

low low to moderate


high



fund risk profile


assets

rating/ 1-yr beta

bond/ncd 0.00% NOVOIVTRUST-LOCOMATIVE PTC 18-10-2013 J 11.10% PFC NCD 15-09-2013 2.00% INDHOTL NCD 09-12-2014 2.00% TATA MOTORS NCD 31-03-2014 TRANCHE 3 7.60% HDFC NCD 08-12-2017 C-009 8.40% ABNL NCD 23-11-2012 8.68% NCRPB NCB 18-08-2019 8.90% SAIL NCB 01-05-2019 8.93% NTPC NCB 19-01-2021 XXXVII 8.95% INFOTEL NCD 15-09-2020 PPD 1 8.99% TATA SONS NCD 07-06-2020 9.18% TATA SONS NCD 23-11-2020 9.30% TATA SONS NCD 24-12-2015 9.50% SBI NCB 04-11-2025 Tier II 9.70% LICHFL NCD 07-04-2013 9.70% UNITEDPHOSPHORUS NCD 09-04-2017 A 9.95% ILFS NCD 14-02-2016 VIII total bond/cd

1.41 1.63 3.75 1.89 1.49 3.17 1.56 1.56 3.11 3.12 1.56 1.58 1.59 0.05 1.60 1.60 1.28

31.96

AAA AAA LAA+ AAA AAA LAA+ AAA AAA AAA AAA AAA AAA AAA AAA AAA AA+ AAA


1.13 1.28 3.14 5.55

Sovereign






gross return

fund Name 12 month

returns 24 month

returns 36 month

returns Benchmark 8.21% 6.36% 5.33% Health Corporate Bond Fund 1 8.62% 7.15% 7.52%

48 month returns

6.50% 8.95%



SFIN : ULIF06301/02/08HCORBOND01121

62.49

31.96

5.55


BONDS

GILTS

% total net asset

Life Money Market Fund 1

low low to moderate


high

fund objective To achieve predictable investment return. This will be achieved through 100% investments in debt securities where returns are locked in through portfolio immunization techniques and use of rigorous Asset Liability Management (ALM). The risk appetite is 'low to moderate'.


benchmark construction CRISIL Liquid Bond Index: 100%

fund risk profile


rating/ 1-yr beta



100%total money

market instruments

% total net asset





gross return

fund Name 12 month

returns 24 month

returns 36 month

returns Benchmark 8.62% 7.57% 6.08% Life Money Market Fund 1 9.84% 8.90% 8.62%


SFIN : ULIF02910/06/08LMONMRKT01121

Life Money Market Fund 2

low low to moderate


high




fund risk profile


rating/ 1-yr beta







gross return

fund Name 12 month

returns Benchmark 8.62% Life Money Market Fund 2 9.77%


100%total money

market instruments

% total net asset

SFIN : ULIF03919/03/09LMONMRKT02121

Pension Money Market Fund 1

low low to moderate


high




fund risk profile


rating/ 1-yr beta



100%total money

market instruments

% total net asset





gross return

fund Name 12 month

returns 24 month

returns 36 month

returns Benchmark 8.62% 7.57% 6.08% Pension Money Market Fund 1 9.75% 8.84% 8.56%


SFIN : ULIF03404/12/08PMONMRKT01121

Pension Money Market Fund 2

low low to moderate


high




fund risk profile


rating/ 1-yr beta



100%total money

market instruments

% total net asset





gross return

fund Name 12 month

returns Benchmark 8.62% Pension Money Market Fund 2 9.65%

24 month returns

7.57% 8.79%


SFIN : ULIF05201/01/10PMONMRKT02121

Health Money Market Fund 1

low low to moderate


high




fund risk profile

low low to moderate


high




fund risk profile


rating/ 1-yr beta



100%total money

market instruments

% total net asset





gross return

fund Name 12 month

returns 24 month

returns 36 month

returns Benchmark 8.62% 7.57% 6.08% Health Money Market Fund 1 9.75% 8.85% 8.59%

48 month returns

6.77% 9.14%


SFIN : ULIF01501/02/08HMONMRKT01121

Life Highest NAV Guarantee Fund 1

fund objective Offer guarantee of maturity value, in an equity oriented fund, at the highest NAV achieved during the period of the guarantee. The risk appetite is ‘moderate to high’

target asset allocation Equity : 0 to 100% Debt : 0 to 100%

benchmark construction Sensex: 100%

fund risk profile

low low to moderate


high



assets

1-yr beta

equity BAJAJ AUTO LTD BHARAT HEAVY ELECTRICALS LTD.FV-2 BHARTI AIRTEL LIMITED CIPLA LTD. COAL INDIA LIMITED GAS AUTHORITY OF INDIA LTD. HDFC BANK LTD.FV-2 HDFC LTD FV 2 HERO MOTOCORP LIMITED HINDALCO INDUSTRIES LTD FV RE 1 HINDUSTAN LEVER LTD. ICICI BANK LTD. INFOSYS LIMITED ITC - FV 1 JINDAL STEEL & POWER LTD. LARSEN&TUBRO MAHINDRA & MAHINDRA LTD.-FV5 MARUTI UDYOG LTD. NTPC LIMITED ONGCFV-5 RELIANCE INDUSTRIES LTD. STATE BANK OF INDIA STERLITE INDUSTRIES FV 1 SUN PHARMACEUTICAL INDUSTRIES LTD.FV-1 TATA CONSULTANCY SERVICES LTD. TATA IRON & STEEL COMPANY LTD TATA MOTORS LTD.FV-2 TATA POWER CO. LTD.FV-1 WIPRO total equity

0.21 0.18 0.38 0.15 0.20 0.15 0.93 0.91 0.20 0.15 0.41 0.93 1.10 1.23 0.19 0.62 0.30 0.18 0.24 0.53 1.23 0.56 0.15 0.23 0.67 0.29 0.51 0.16 0.23

13.22

0.19 0.17 0.30 0.07 0.13 0.11 0.87 0.92 0.13 0.22 0.23 1.25 1.03 0.93 0.24 0.68 0.31 0.14 0.21 0.38 1.43 0.64 0.22 0.17 0.65 0.40 0.76 0.15 0.19




Highest NAV as on 29th Feb 2012 11.8289



SFIN : ULIF05612/02/10LHNAVGUA01121

86.78

13.22

MONEY MARKET

INSTRUMENTS

EQUITY

% total net asset

Life Highest NAV Advantage Fund 1


fund risk profile

low low to moderate


high




Fund Beta 0.99




Highest NAV as on 29th Feb 2012 10.5841 SFIN : ULIF05803/09/10LHNAVADV01121


assets

1-yr beta


0.45 0.37 0.78 0.31 0.42 0.32 1.93 1.88 0.42 0.31 0.86 1.93 2.28 2.55 0.40 1.29 0.62 0.38 0.51 1.10 2.55 1.16 0.30 0.47 1.39 0.60 1.05 0.33 0.47

27.43

0.39 0.35 0.62 0.14 0.27 0.22 1.80 1.91 0.28 0.45 0.48 2.59 2.13 1.93 0.51 1.41 0.64 0.29 0.43 0.79 2.98 1.33 0.47 0.35 1.35 0.83 1.58 0.32 0.40



72.57

27.43

MONEY MARKET

INSTRUMENTS

EQUITY

% total net asset

Life Highest NAV Advantage Fund 2


fund risk profile

low low to moderate


high




Fund Beta 0.99




Highest NAV as on 29th Feb 2012 10.7095 SFIN : ULIF05901/06/11LHNAVADV02121


assets

1-yr beta


1.18 0.97 2.08 0.82 1.12 0.84 5.12 4.99 1.12 0.81 2.27 5.12 6.04 6.75 1.07 3.41 1.65 1.00 1.34 2.91 6.75 3.07 0.81 1.26 3.68 1.59 2.79 0.89 1.25

72.67

1.05 0.93 1.64 0.37 0.72 0.58 4.77 5.06 0.74 1.19 1.28 6.87 5.65 5.12 1.35 3.73 1.70 0.77 1.13 2.08 7.89 3.54 1.24 0.92 3.58 2.21 4.19 0.84 1.07



72.67

27.33

EQUITY

MONEY MARKET

INSTRUMENTS

% total net asset

SFIN Plan Name Fund Name NAV ULIF03104/12/08PBALANCE01121 Reliance Golden Years Plan Pension Balanced Fund 1 17.9409 ULIF00501/11/06PCAPTSEC01121 Reliance Golden Years Plan Pension Capital Secure Fund 1 16.1326 ULIF02001/03/08PENRGYYF01121 Reliance Golden Years Plan Pension Energy Fund 1 9.2550 ULIF00601/11/06PEQUITYF01121 Reliance Golden Years Plan Pension Equity Fund 1 13.4373 ULIF03204/12/08PEQUITYF02121 Reliance Golden Years Plan Pension Equity Fund 2 11.6292 ULIF03304/12/08PGROWTHF01121 Reliance Golden Years Plan Pension Growth Fund 1 15.4022 ULIF02101/03/08PINFRAST01121 Reliance Golden Years Plan Pension Infrastructure Fund 1 6.6831 ULIF02201/03/08PMIDCAPF01121 Reliance Golden Years Plan Pension Midcap Fund 1 10.7233 ULIF03504/12/08PPUEQUTY01121 Reliance Golden Years Plan Pension Pure Equity Fund 1 11.1407 ULIF03104/12/08PBALANCE01121 Reliance Golden Years Plan - Plus Pension Balanced Fund 1 17.9409 ULIF00501/11/06PCAPTSEC01121 Reliance Golden Years Plan - Plus Pension Capital Secure Fund 1 16.1326 ULIF02001/03/08PENRGYYF01121 Reliance Golden Years Plan - Plus Pension Energy Fund 1 9.2550 ULIF00601/11/06PEQUITYF01121 Reliance Golden Years Plan - Plus Pension Equity Fund 1 13.4373 ULIF03204/12/08PEQUITYF02121 Reliance Golden Years Plan - Plus Pension Equity Fund 2 11.6292 ULIF03304/12/08PGROWTHF01121 Reliance Golden Years Plan - Plus Pension Growth Fund 1 15.4022 ULIF02101/03/08PINFRAST01121 Reliance Golden Years Plan - Plus Pension Infrastructure Fund 1 6.6831 ULIF02201/03/08PMIDCAPF01121 Reliance Golden Years Plan - Plus Pension Midcap Fund 1 10.7233 ULIF03504/12/08PPUEQUTY01121 Reliance Golden Years Plan - Plus Pension Pure Equity Fund 1 11.1407 ULIF03104/12/08PBALANCE01121 Reliance Golden Years Plan - Value Pension Balanced Fund 1 17.9409 ULIF00501/11/06PCAPTSEC01121 Reliance Golden Years Plan - Value Pension Capital Secure Fund 1 16.1326 ULIF02001/03/08PENRGYYF01121 Reliance Golden Years Plan - Value Pension Energy Fund 1 9.2550 ULIF00601/11/06PEQUITYF01121 Reliance Golden Years Plan - Value Pension Equity Fund 1 13.4373 ULIF00601/11/06PEQUITYF01121 Reliance Golden Years Plan - Value Pension Equity Fund 1 13.4373 ULIF03204/12/08PEQUITYF02121 Reliance Golden Years Plan - Value Pension Equity Fund 2 11.6292 ULIF03304/12/08PGROWTHF01121 Reliance Golden Years Plan - Value Pension Growth Fund 1 15.4022 ULIF02101/03/08PINFRAST01121 Reliance Golden Years Plan - Value Pension Infrastructure Fund 1 6.6831 ULIF02201/03/08PMIDCAPF01121 Reliance Golden Years Plan - Value Pension Midcap Fund 1 10.7233 ULIF03504/12/08PPUEQUTY01121 Reliance Golden Years Plan - Value Pension Pure Equity Fund 1 11.1407 ULIF01102/11/07LGROWTHF02121 Reliance Money Guarantee Plan Life Growth Fund 2 11.4218 ULIF00809/04/07LGRWTPLS01121 Reliance Money Guarantee Plan Life Growth Plus Fund 1 13.8852 ULIF00728/02/07LHIGROWT01121 Reliance Money Guarantee Plan Life High Growth Fund 1 13.7346 ULIF00909/04/07LPURDEBT01121 Reliance Money Guarantee Plan Life Pure Debt Fund 1 14.4062 ULIF00128/07/04LBALANCE01121 Reliance Money Guarantee Plan Life Balanced Fund 1 17.9664 ULIF00128/07/04LBALANCE01121 Reliance Automatic Investment Plan Life Balanced Fund 1 17.9664 ULIF02310/06/08LCORBOND01121 Reliance Automatic Investment Plan Life Corporate Bond Fund 1 13.4661 ULIF02410/06/08LENERGYF01121 Reliance Automatic Investment Plan Life Energy Fund 1 9.7626 ULIF02510/06/08LEQUITYF02121 Reliance Automatic Investment Plan Life Equity Fund 2 12.0039 ULIF02610/06/08LGILTFUN01121 Reliance Automatic Investment Plan Life Gilt Fund 1 12.1452 ULIF02610/06/08LGILTFUN01121 Reliance Automatic Investment Plan Life Gilt Fund 1 12.1452 ULIF00809/04/07LGRWTPLS01121 Reliance Automatic Investment Plan Life Growth Plus Fund 1 13.8852 ULIF02710/06/08LINFRAST01121 Reliance Automatic Investment Plan Life Infrastructure Fund 1 7.0157 ULIF02810/06/08LMIDCAPF01121 Reliance Automatic Investment Plan Life Midcap Fund 1 10.2614 ULIF02910/06/08LMONMRKT01121 Reliance Automatic Investment Plan Life Money Market Fund 1 13.4252 ULIF03010/06/08LPUEQUTY01121 Reliance Automatic Investment Plan Life Pure Equity Fund 1 12.3591 ULIF01009/04/07LSPRGRWT01121 Reliance Automatic Investment Plan Life Super Growth Fund 1 11.6938 ULIF00128/07/04LBALANCE01121 Reliance Market Return Plan Life Balanced Fund 1 17.9664 ULIF00128/07/04LBALANCE01121 Reliance Market Return Plan Life Balanced Fund 1 17.9664 ULIF00228/07/04LCAPTSEC01121 Reliance Market Return Plan Life Capital Secure Fund 1 16.0654 ULIF02410/06/08LENERGYF01121 Reliance Market Return Plan Life Energy Fund 1 9.7626 ULIF02510/06/08LEQUITYF02121 Reliance Market Return Plan Life Equity Fund 2 12.0039 ULIF00328/07/04LEQUITYF01121 Reliance Market Return Plan Life Equity Fund 1 27.2727 ULIF02510/06/08LEQUITYF02121 Reliance Market Return Plan Life Equity Fund 2 12.0039 ULIF00428/07/04LGROWTHF01121 Reliance Market Return Plan Life Growth Fund 1 19.2917 ULIF02710/06/08LINFRAST01121 Reliance Market Return Plan Life Infrastructure Fund 1 7.0157 ULIF02810/06/08LMIDCAPF01121 Reliance Market Return Plan Life Midcap Fund 1 10.2614 ULIF03010/06/08LPUEQUTY01121 Reliance Market Return Plan Life Pure Equity Fund 1 12.3591 ULIF06301/02/08HCORBOND01121 Reliance Wealth + Health Plan Health Corporate Bond Fund 1 13.6564 ULIF06001/02/08HENERGYF01121 Reliance Wealth + Health Plan Health Energy Fund 1 9.1138 ULIF01201/02/08HEQUITYF01121 Reliance Wealth + Health Plan Health Equity Fund 1 9.6400 ULIF01301/02/08HGILTFUN01121 Reliance Wealth + Health Plan Health Gilt Fund 1 12.2064 ULIF01301/02/08HGILTFUN01121 Reliance Wealth + Health Plan Health Gilt Fund 1 12.2064 ULIF01401/02/08HGRWTPLS01121 Reliance Wealth + Health Plan Health Growth Plus Fund 1 11.3567

Product Details Nav’s as of 30 Apr, 2012

SFIN Plan Name Fund Name NAV ULIF06101/02/08HINFRAST01121 Reliance Wealth + Health Plan Health Infrastructure Fund 1 6.8055 ULIF06201/02/08HMIDCAPF01121 Reliance Wealth + Health Plan Health Midcap Fund 1 10.6307 ULIF01501/02/08HMONMRKT01121 Reliance Wealth + Health Plan Health Money Market Fund 1 13.7244 ULIF01601/02/08HPUEQUTY01121 Reliance Wealth + Health Plan Health Pure Equity Fund 1 11.1333 ULIF01701/02/08HSPRGRWT01121 Reliance Wealth + Health Plan Health Super Growth Fund 1 9.9335 ULIF03616/12/08LGUABOND01121 Reliance Guaranteed Return Plan Series I - Insurance Life Guaranteed Bond Fund - 1 13.4553 ULIF00128/07/04LBALANCE01121 Reliance Guaranteed Return Plan Series I - Insurance Life Balanced Fund 1 17.9664 ULIF03616/12/08LGUABOND01121 Reliance Guaranteed Return Plan Series I - Insurance (New) Life Guaranteed Bond Fund - 1 13.4553 ULIF00128/07/04LBALANCE01121 Reliance Guaranteed Return Plan Series I - Insurance (New) Life Balanced Fund 1 17.9664 ULIF03716/12/08PGUABOND01121 Reliance Guaranteed Return Plan Series I - Pension Pension Guaranteed Bond Fund - 1 12.6724 ULIF03716/12/08PGUABOND01121 Reliance Guaranteed Return Plan Series I - Pension (New) Pension Guaranteed Bond Fund - 1 12.6724 ULIF00128/07/04LBALANCE01121 Reliance Super Automatic Investment Plan Life Balanced Fund 1 17.9664 ULIF02310/06/08LCORBOND01121 Reliance Super Automatic Investment Plan Life Corporate Bond Fund 1 13.4661 ULIF02410/06/08LENERGYF01121 Reliance Super Automatic Investment Plan Life Energy Fund 1 9.7626 ULIF02510/06/08LEQUITYF02121 Reliance Super Automatic Investment Plan Life Equity Fund 2 12.0039 ULIF02610/06/08LGILTFUN01121 Reliance Super Automatic Investment Plan Life Gilt Fund 1 12.1452 ULIF02610/06/08LGILTFUN01121 Reliance Super Automatic Investment Plan Life Gilt Fund 1 12.1452 ULIF00809/04/07LGRWTPLS01121 Reliance Super Automatic Investment Plan Life Growth Plus Fund 1 13.8852 ULIF02710/06/08LINFRAST01121 Reliance Super Automatic Investment Plan Life Infrastructure Fund 1 7.0157 ULIF02810/06/08LMIDCAPF01121 Reliance Super Automatic Investment Plan Life Midcap Fund 1 10.2614 ULIF02910/06/08LMONMRKT01121 Reliance Super Automatic Investment Plan Life Money Market Fund 1 13.4252 ULIF03010/06/08LPUEQUTY01121 Reliance Super Automatic Investment Plan Life Pure Equity Fund 1 12.3591 ULIF01009/04/07LSPRGRWT01121 Reliance Super Automatic Investment Plan Life Super Growth Fund 1 11.6938 ULIF03104/12/08PBALANCE01121 Reliance Super Golden Years Plan Pension Balanced Fund 1 17.9409 ULIF02001/03/08PENRGYYF01121 Reliance Super Golden Years Plan Pension Energy Fund 1 9.2550 ULIF03204/12/08PEQUITYF02121 Reliance Super Golden Years Plan Pension Equity Fund 2 11.6292 ULIF03304/12/08PGROWTHF01121 Reliance Super Golden Years Plan Pension Growth Fund 1 15.4022 ULIF02101/03/08PINFRAST01121 Reliance Super Golden Years Plan Pension Infrastructure Fund 1 6.6831 ULIF02201/03/08PMIDCAPF01121 Reliance Super Golden Years Plan Pension Midcap Fund 1 10.7233 ULIF03404/12/08PMONMRKT01121 Reliance Super Golden Years Plan Pension Money Market Fund 1 12.9142 ULIF03504/12/08PPUEQUTY01121 Reliance Super Golden Years Plan Pension Pure Equity Fund 1 11.1407 ULIF03104/12/08PBALANCE01121 Reliance Super Golden Years Plan - Plus Pension Balanced Fund 1 17.9409 ULIF02001/03/08PENRGYYF01121 Reliance Super Golden Years Plan - Plus Pension Energy Fund 1 9.2550 ULIF03204/12/08PEQUITYF02121 Reliance Super Golden Years Plan - Plus Pension Equity Fund 2 11.6292 ULIF03304/12/08PGROWTHF01121 Reliance Super Golden Years Plan - Plus Pension Growth Fund 1 15.4022 ULIF02101/03/08PINFRAST01121 Reliance Super Golden Years Plan - Plus Pension Infrastructure Fund 1 6.6831 ULIF02201/03/08PMIDCAPF01121 Reliance Super Golden Years Plan - Plus Pension Midcap Fund 1 10.7233 ULIF03404/12/08PMONMRKT01121 Reliance Super Golden Years Plan - Plus Pension Money Market Fund 1 12.9142 ULIF03504/12/08PPUEQUTY01121 Reliance Super Golden Years Plan - Plus Pension Pure Equity Fund 1 11.1407 ULIF03104/12/08PBALANCE01121 Reliance Super Golden Years Plan - Value Pension Balanced Fund 1 17.9409 ULIF02001/03/08PENRGYYF01121 Reliance Super Golden Years Plan - Value Pension Energy Fund 1 9.2550 ULIF03204/12/08PEQUITYF02121 Reliance Super Golden Years Plan - Value Pension Equity Fund 2 11.6292 ULIF03304/12/08PGROWTHF01121 Reliance Super Golden Years Plan - Value Pension Growth Fund 1 15.4022 ULIF02101/03/08PINFRAST01121 Reliance Super Golden Years Plan - Value Pension Infrastructure Fund 1 6.6831 ULIF02201/03/08PMIDCAPF01121 Reliance Super Golden Years Plan - Value Pension Midcap Fund 1 10.7233 ULIF03404/12/08PMONMRKT01121 Reliance Super Golden Years Plan - Value Pension Money Market Fund 1 12.9142 ULIF03504/12/08PPUEQUTY01121 Reliance Super Golden Years Plan - Value Pension Pure Equity Fund 1 11.1407 ULIF02310/06/08LCORBOND01121 Reliance Total Investment Plan Series I - Insurance Life Corporate Bond Fund 1 13.4661 ULIF02410/06/08LENERGYF01121 Reliance Total Investment Plan Series I - Insurance Life Energy Fund 1 9.7626 ULIF02510/06/08LEQUITYF02121 Reliance Total Investment Plan Series I - Insurance Life Equity Fund 2 12.0039 ULIF02610/06/08LGILTFUN01121 Reliance Total Investment Plan Series I - Insurance Life Gilt Fund 1 12.1452 ULIF02610/06/08LGILTFUN01121 Reliance Total Investment Plan Series I - Insurance Life Gilt Fund 1 12.1452 ULIF02710/06/08LINFRAST01121 Reliance Total Investment Plan Series I - Insurance Life Infrastructure Fund 1 7.0157 ULIF02810/06/08LMIDCAPF01121 Reliance Total Investment Plan Series I - Insurance Life Midcap Fund 1 10.2614 ULIF02910/06/08LMONMRKT01121 Reliance Total Investment Plan Series I - Insurance Life Money Market Fund 1 13.4252 ULIF03010/06/08LPUEQUTY01121 Reliance Total Investment Plan Series I - Insurance Life Pure Equity Fund 1 12.3591 ULIF00128/07/04LBALANCE01121 Reliance Total Investment Plan Series I - Insurance Life Balanced Fund 1 17.9664 ULIF01901/03/08PCORBOND01121 Reliance Total Investment Plan Series II - Pension Pension Corporate Bond Fund 1 13.5551 ULIF02001/03/08PENRGYYF01121 Reliance Total Investment Plan Series II - Pension Pension Energy Fund 1 9.2550 ULIF03204/12/08PEQUITYF02121 Reliance Total Investment Plan Series II - Pension Pension Equity Fund 2 11.6292 ULIF06401/03/08PGILTFUN01121 Reliance Total Investment Plan Series II - Pension Pension Gilt Fund 1 12.1026 ULIF06401/03/08PGILTFUN01121 Reliance Total Investment Plan Series II - Pension Pension Gilt Fund 1 12.1026


SFIN Plan Name Fund Name NAV ULIF02101/03/08PINFRAST01121 Reliance Total Investment Plan Series II - Pension Pension Infrastructure Fund 1 6.6831 ULIF02201/03/08PMIDCAPF01121 Reliance Total Investment Plan Series II - Pension Pension Midcap Fund 1 10.7233 ULIF05201/01/10PMONMRKT02121 Reliance Total Investment Plan Series II - Pension Pension Money Market Fund 2 11.7590 ULIF03504/12/08PPUEQUTY01121 Reliance Total Investment Plan Series II - Pension Pension Pure Equity Fund 1 11.1407 ULIF00128/07/04LBALANCE01121 Reliance Super Market Return Plan Life Balanced Fund 1 17.9664 ULIF02410/06/08LENERGYF01121 Reliance Super Market Return Plan Life Energy Fund 1 9.7626 ULIF02510/06/08LEQUITYF02121 Reliance Super Market Return Plan Life Equity Fund 2 12.0039 ULIF00428/07/04LGROWTHF01121 Reliance Super Market Return Plan Life Growth Fund 1 19.2917 ULIF02710/06/08LINFRAST01121 Reliance Super Market Return Plan Life Infrastructure Fund 1 7.0157 ULIF02810/06/08LMIDCAPF01121 Reliance Super Market Return Plan Life Midcap Fund 1 10.2614 ULIF02910/06/08LMONMRKT01121 Reliance Super Market Return Plan Life Money Market Fund 1 13.4252 ULIF03010/06/08LPUEQUTY01121 Reliance Super Market Return Plan Life Pure Equity Fund 1 12.3591 ULIF00128/07/04LBALANCE01121 Reliance Super Market Return Plan Life Balanced Fund 1 17.9664 ULIF02310/06/08LCORBOND01121 Reliance Super InvestAssure Plus Plan Life Corporate Bond Fund 1 13.4661 ULIF02410/06/08LENERGYF01121 Reliance Super InvestAssure Plus Plan Life Energy Fund 1 9.7626 ULIF02510/06/08LEQUITYF02121 Reliance Super InvestAssure Plus Plan Life Equity Fund 2 12.0039 ULIF02610/06/08LGILTFUN01121 Reliance Super InvestAssure Plus Plan Life Gilt Fund 1 12.1452 ULIF02610/06/08LGILTFUN01121 Reliance Super InvestAssure Plus Plan Life Gilt Fund 1 12.1452 ULIF02710/06/08LINFRAST01121 Reliance Super InvestAssure Plus Plan Life Infrastructure Fund 1 7.0157 ULIF02810/06/08LMIDCAPF01121 Reliance Super InvestAssure Plus Plan Life Midcap Fund 1 10.2614 ULIF02910/06/08LMONMRKT01121 Reliance Super InvestAssure Plus Plan Life Money Market Fund 1 13.4252 ULIF03010/06/08LPUEQUTY01121 Reliance Super InvestAssure Plus Plan Life Pure Equity Fund 1 12.3591 ULIF00128/07/04LBALANCE01121 Reliance Super InvestAssure Plus Plan Life Balanced Fund 1 17.9664 ULIF02310/06/08LCORBOND01121 Reliance Super InvestAssure Plan Life Corporate Bond Fund 1 13.4661 ULIF02410/06/08LENERGYF01121 Reliance Super InvestAssure Plan Life Energy Fund 1 9.7626 ULIF02510/06/08LEQUITYF02121 Reliance Super InvestAssure Plan Life Equity Fund 2 12.0039 ULIF02610/06/08LGILTFUN01121 Reliance Super InvestAssure Plan Life Gilt Fund 1 12.1452 ULIF02610/06/08LGILTFUN01121 Reliance Super InvestAssure Plan Life Gilt Fund 1 12.1452 ULIF02710/06/08LINFRAST01121 Reliance Super InvestAssure Plan Life Infrastructure Fund 1 7.0157 ULIF02810/06/08LMIDCAPF01121 Reliance Super InvestAssure Plan Life Midcap Fund 1 10.2614 ULIF02910/06/08LMONMRKT01121 Reliance Super InvestAssure Plan Life Money Market Fund 1 13.4252 ULIF03010/06/08LPUEQUTY01121 Reliance Super InvestAssure Plan Life Pure Equity Fund 1 12.3591 ULIF00128/07/04LBALANCE01121 Reliance Super InvestAssure Plan Life Balanced Fund 1 17.9664 ULIF00128/07/04LBALANCE01121 Reliance Secure Child Plan Life Balanced Fund 1 17.9664 ULIF00128/07/04LBALANCE01121 Reliance Secure Child Plan Life Balanced Fund 1 17.9664 ULIF02410/06/08LENERGYF01121 Reliance Secure Child Plan Life Energy Fund 1 9.7626 ULIF02410/06/08LENERGYF01121 Reliance Secure Child Plan Life Energy Fund 1 9.7626 ULIF02510/06/08LEQUITYF02121 Reliance Secure Child Plan Life Equity Fund 2 12.0039 ULIF02510/06/08LEQUITYF02121 Reliance Secure Child Plan Life Equity Fund 2 12.0039 ULIF01102/11/07LGROWTHF02121 Reliance Secure Child Plan Life Growth Fund 2 11.4218 ULIF01102/11/07LGROWTHF02121 Reliance Secure Child Plan Life Growth Fund 2 11.4218 ULIF02710/06/08LINFRAST01121 Reliance Secure Child Plan Life Infrastructure Fund 1 7.0157 ULIF02710/06/08LINFRAST01121 Reliance Secure Child Plan Life Infrastructure Fund 1 7.0157 ULIF02810/06/08LMIDCAPF01121 Reliance Secure Child Plan Life Midcap Fund 1 10.2614 ULIF02810/06/08LMIDCAPF01121 Reliance Secure Child Plan Life Midcap Fund 1 10.2614 ULIF00909/04/07LPURDEBT01121 Reliance Secure Child Plan Life Pure Debt Fund 1 14.4062 ULIF03010/06/08LPUEQUTY01121 Reliance Secure Child Plan Life Pure Equity Fund 1 12.3591 ULIF03010/06/08LPUEQUTY01121 Reliance Secure Child Plan Life Pure Equity Fund 1 12.3591 ULIF03010/06/08LPUEQUTY01121 Reliance Imaan Investment Plan Life Pure Equity Fund 1 12.3591 ULIF04020/08/09LCORBOND02121 Reliance Premier Life Life Corporate Bond Fund 2 13.0464 ULIF04020/08/09LCORBOND02121 Reliance Premier Life Life Corporate Bond Fund 2 13.0464 ULIF02410/06/08LENERGYF01121 Reliance Premier Life Life Energy Fund 1 9.7626 ULIF02410/06/08LENERGYF01121 Reliance Premier Life Life Energy Fund 1 9.7626 ULIF02510/06/08LEQUITYF02121 Reliance Premier Life Life Equity Fund 2 12.0039 ULIF02510/06/08LEQUITYF02121 Reliance Premier Life Life Equity Fund 2 12.0039 ULIF03819/03/09LGILTFUN02121 Reliance Premier Life Life Gilt Fund 2 11.6334 ULIF03819/03/09LGILTFUN02121 Reliance Premier Life Life Gilt Fund 2 11.6334 ULIF02710/06/08LINFRAST01121 Reliance Premier Life Life Infrastructure Fund 1 7.0157 ULIF02710/06/08LINFRAST01121 Reliance Premier Life Life Infrastructure Fund 1 7.0157 ULIF02810/06/08LMIDCAPF01121 Reliance Premier Life Life Midcap Fund 1 10.2614 ULIF02810/06/08LMIDCAPF01121 Reliance Premier Life Life Midcap Fund 1 10.2614 ULIF03919/03/09LMONMRKT02121 Reliance Premier Life Life Money Market Fund 2 12.9443


SFIN Plan Name Fund Name NAV ULIF03919/03/09LMONMRKT02121 Reliance Premier Life Life Money Market Fund 2 12.9443 ULIF03010/06/08LPUEQUTY01121 Reliance Premier Life Life Pure Equity Fund 1 12.3591 ULIF03010/06/08LPUEQUTY01121 Reliance Premier Life Life Pure Equity Fund 1 12.3591 ULIF02410/06/08LENERGYF01121 Reliance Savings Linked Insurance Plan Life Energy Fund 1 9.7626 ULIF02410/06/08LENERGYF01121 Reliance Savings Linked Insurance Plan Life Energy Fund 1 9.7626 ULIF02510/06/08LEQUITYF02121 Reliance Savings Linked Insurance Plan Life Equity Fund 2 12.0039 ULIF02510/06/08LEQUITYF02121 Reliance Savings Linked Insurance Plan Life Equity Fund 2 12.0039 ULIF03819/03/09LGILTFUN02121 Reliance Savings Linked Insurance Plan Life Gilt Fund 2 11.6334 ULIF03819/03/09LGILTFUN02121 Reliance Savings Linked Insurance Plan Life Gilt Fund 2 11.6334 ULIF02710/06/08LINFRAST01121 Reliance Savings Linked Insurance Plan Life Infrastructure Fund 1 7.0157 ULIF02710/06/08LINFRAST01121 Reliance Savings Linked Insurance Plan Life Infrastructure Fund 1 7.0157 ULIF03919/03/09LMONMRKT02121 Reliance Savings Linked Insurance Plan Life Money Market Fund 2 12.9443 ULIF03919/03/09LMONMRKT02121 Reliance Savings Linked Insurance Plan Life Money Market Fund 2 12.9443 ULIF03010/06/08LPUEQUTY01121 Reliance Savings Linked Insurance Plan Life Pure Equity Fund 1 12.3591 ULIF03010/06/08LPUEQUTY01121 Reliance Savings Linked Insurance Plan Life Pure Equity Fund 1 12.3591 ULIF02810/06/08LMIDCAPF01121 Reliance Savings Linked Insurance Plan Life Midcap Fund 1 10.2614 ULIF04020/08/09LCORBOND02121 Reliance Savings Linked Insurance Plan Life Corporate Bond Fund 2 13.0464 ULIF04801/01/10PBALANCE02121 Reliance Life Super Golden Years Basic Plan Pension Balanced Fund 2 11.1623 ULIF05001/01/10PGROWTHF02121 Reliance Life Super Golden Years Basic Plan Pension Growth Fund 2 10.8010 ULIF05201/01/10PMONMRKT02121 Reliance Life Super Golden Years Basic Plan Pension Money Market Fund 2 11.7590 ULIF04901/01/10PEQUITYF03121 Reliance Life Super Golden Years Basic Plan Pension Equity Fund 3 10.1674 ULIF05301/01/10PPUEQUTY02121 Reliance Life Super Golden Years Basic Plan Pension Pure Equity Fund 2 9.5075 ULIF06601/01/10PINFRAST02121 Reliance Life Super Golden Years Basic Plan Pension Infrastructure Fund 2 7.1844 ULIF05101/01/10PMIDCAPF02121 Reliance Life Super Golden Years Basic Plan Pension Midcap Fund 2 9.1582 ULIF06501/01/10PENRGYYF02121 Reliance Life Super Golden Years Basic Plan Pension Energy Fund 2 8.3010 ULIF04801/01/10PBALANCE02121 Reliance Life Super Golden Years Term 10 Plan Pension Balanced Fund 2 11.1623 ULIF05001/01/10PGROWTHF02121 Reliance Life Super Golden Years Term 10 Plan Pension Growth Fund 2 10.8010 ULIF05201/01/10PMONMRKT02121 Reliance Life Super Golden Years Term 10 Plan Pension Money Market Fund 2 11.7590 ULIF04901/01/10PEQUITYF03121 Reliance Life Super Golden Years Term 10 Plan Pension Equity Fund 3 10.1674 ULIF05301/01/10PPUEQUTY02121 Reliance Life Super Golden Years Term 10 Plan Pension Pure Equity Fund 2 9.5075 ULIF06601/01/10PINFRAST02121 Reliance Life Super Golden Years Term 10 Plan Pension Infrastructure Fund 2 7.1844 ULIF05101/01/10PMIDCAPF02121 Reliance Life Super Golden Years Term 10 Plan Pension Midcap Fund 2 9.1582 ULIF06501/01/10PENRGYYF02121 Reliance Life Super Golden Years Term 10 Plan Pension Energy Fund 2 8.3010 ULIF04701/01/10LSPRGRWT02121 Reliance Super Automatic Investment Basic Plan Life Super Growth Fund 2 10.2573 ULIF04301/01/10LGRWTPLS02121 Reliance Super Automatic Investment Basic Plan Life Growth Plus Fund 2 10.8191 ULIF00128/07/04LBALANCE01121 Reliance Super Automatic Investment Basic Plan Life Balanced Fund 1 17.9664 ULIF02910/06/08LMONMRKT01121 Reliance Super Automatic Investment Basic Plan Life Money Market Fund 1 13.4252 ULIF02910/06/08LMONMRKT01121 Reliance Super Automatic Investment Basic Plan Life Money Market Fund 1 13.4252 ULIF02610/06/08LGILTFUN01121 Reliance Super Automatic Investment Basic Plan Life Gilt Fund 1 12.1452 ULIF02310/06/08LCORBOND01121 Reliance Super Automatic Investment Basic Plan Life Corporate Bond Fund 1 13.4661 ULIF04201/01/10LEQUITYF03121 Reliance Super Automatic Investment Basic Plan Life Equity Fund 3 10.1647 ULIF04601/01/10LPUEQUTY02121 Reliance Super Automatic Investment Basic Plan Life Pure Equity Fund 2 9.4721 ULIF04401/01/10LINFRAST02121 Reliance Super Automatic Investment Basic Plan Life Infrastructure Fund 2 7.1789 ULIF04101/01/10LENERGYF02121 Reliance Super Automatic Investment Basic Plan Life Energy Fund 2 8.2875 ULIF04501/01/10LMIDCAPF02121 Reliance Super Automatic Investment Basic Plan Life Midcap Fund 2 9.1469 ULIF04701/01/10LSPRGRWT02121 Reliance Super Automatic Investment Term 10 Plan Life Super Growth Fund 2 10.2573 ULIF04301/01/10LGRWTPLS02121 Reliance Super Automatic Investment Term 10 Plan Life Growth Plus Fund 2 10.8191 ULIF00128/07/04LBALANCE01121 Reliance Super Automatic Investment Term 10 Plan Life Balanced Fund 1 17.9664 ULIF02910/06/08LMONMRKT01121 Reliance Super Automatic Investment Term 10 Plan Life Money Market Fund 1 13.4252 ULIF02910/06/08LMONMRKT01121 Reliance Super Automatic Investment Term 10 Plan Life Money Market Fund 1 13.4252 ULIF02610/06/08LGILTFUN01121 Reliance Super Automatic Investment Term 10 Plan Life Gilt Fund 1 12.1452 ULIF02310/06/08LCORBOND01121 Reliance Super Automatic Investment Term 10 Plan Life Corporate Bond Fund 1 13.4661 ULIF04201/01/10LEQUITYF03121 Reliance Super Automatic Investment Term 10 Plan Life Equity Fund 3 10.1647 ULIF04601/01/10LPUEQUTY02121 Reliance Super Automatic Investment Term 10 Plan Life Pure Equity Fund 2 9.4721 ULIF04401/01/10LINFRAST02121 Reliance Super Automatic Investment Term 10 Plan Life Infrastructure Fund 2 7.1789 ULIF04101/01/10LENERGYF02121 Reliance Super Automatic Investment Term 10 Plan Life Energy Fund 2 8.2875 ULIF04501/01/10LMIDCAPF02121 Reliance Super Automatic Investment Term 10 Plan Life Midcap Fund 2 9.1469 ULIF00128/07/04LBALANCE01121 Reliance Super Market Return Basic Plan Life Balanced Fund 1 17.9664 ULIF01102/11/07LGROWTHF02121 Reliance Super Market Return Basic Plan Life Growth Fund 2 11.4218 ULIF02910/06/08LMONMRKT01121 Reliance Super Market Return Basic Plan Life Money Market Fund 1 13.4252 ULIF04201/01/10LEQUITYF03121 Reliance Super Market Return Basic Plan Life Equity Fund 3 10.1647 ULIF04601/01/10LPUEQUTY02121 Reliance Super Market Return Basic Plan Life Pure Equity Fund 2 9.4721


SFIN Plan Name Fund Name NAV ULIF04401/01/10LINFRAST02121 Reliance Super Market Return Basic Plan Life Infrastructure Fund 2 7.1789 ULIF04501/01/10LMIDCAPF02121 Reliance Super Market Return Basic Plan Life Midcap Fund 2 9.1469 ULIF04101/01/10LENERGYF02121 Reliance Super Market Return Basic Plan Life Energy Fund 2 8.2875 ULIF00128/07/04LBALANCE01121 Reliance Super Market Return Basic Plan Life Balanced Fund 1 17.9664 ULIF00128/07/04LBALANCE01121 Reliance Super Market Return Term 10 Plan Life Balanced Fund 1 17.9664 ULIF01102/11/07LGROWTHF02121 Reliance Super Market Return Term 10 Plan Life Growth Fund 2 11.4218 ULIF02910/06/08LMONMRKT01121 Reliance Super Market Return Term 10 Plan Life Money Market Fund 1 13.4252 ULIF04201/01/10LEQUITYF03121 Reliance Super Market Return Term 10 Plan Life Equity Fund 3 10.1647 ULIF04601/01/10LPUEQUTY02121 Reliance Super Market Return Term 10 Plan Life Pure Equity Fund 2 9.4721 ULIF04401/01/10LINFRAST02121 Reliance Super Market Return Term 10 Plan Life Infrastructure Fund 2 7.1789 ULIF04501/01/10LMIDCAPF02121 Reliance Super Market Return Term 10 Plan Life Midcap Fund 2 9.1469 ULIF04101/01/10LENERGYF02121 Reliance Super Market Return Term 10 Plan Life Energy Fund 2 8.2875 ULIF00128/07/04LBALANCE01121 Reliance Super Market Return Term 10 Plan Life Balanced Fund 1 17.9664 ULIF04801/01/10PBALANCE02121 Reliance Life Super Golden Years Plus Basic Plan Pension Balanced Fund 2 11.1623 ULIF05001/01/10PGROWTHF02121 Reliance Life Super Golden Years Plus Basic Plan Pension Growth Fund 2 10.8010 ULIF05201/01/10PMONMRKT02121 Reliance Life Super Golden Years Plus Basic Plan Pension Money Market Fund 2 11.7590 ULIF04901/01/10PEQUITYF03121 Reliance Life Super Golden Years Plus Basic Plan Pension Equity Fund 3 10.1674 ULIF05301/01/10PPUEQUTY02121 Reliance Life Super Golden Years Plus Basic Plan Pension Pure Equity Fund 2 9.5075 ULIF06601/01/10PINFRAST02121 Reliance Life Super Golden Years Plus Basic Plan Pension Infrastructure Fund 2 7.1844 ULIF05101/01/10PMIDCAPF02121 Reliance Life Super Golden Years Plus Basic Plan Pension Midcap Fund 2 9.1582 ULIF06501/01/10PENRGYYF02121 Reliance Life Super Golden Years Plus Basic Plan Pension Energy Fund 2 8.3010 ULIF04801/01/10PBALANCE02121 Reliance Life Super Golden Years Plus Term 10 Plan Pension Balanced Fund 2 11.1623 ULIF05001/01/10PGROWTHF02121 Reliance Life Super Golden Years Plus Term 10 Plan Pension Growth Fund 2 10.8010 ULIF05201/01/10PMONMRKT02121 Reliance Life Super Golden Years Plus Term 10 Plan Pension Money Market Fund 2 11.7590 ULIF04901/01/10PEQUITYF03121 Reliance Life Super Golden Years Plus Term 10 Plan Pension Equity Fund 3 10.1674 ULIF05301/01/10PPUEQUTY02121 Reliance Life Super Golden Years Plus Term 10 Plan Pension Pure Equity Fund 2 9.5075 ULIF06601/01/10PINFRAST02121 Reliance Life Super Golden Years Plus Term 10 Plan Pension Infrastructure Fund 2 7.1844 ULIF05101/01/10PMIDCAPF02121 Reliance Life Super Golden Years Plus Term 10 Plan Pension Midcap Fund 2 9.1582 ULIF06501/01/10PENRGYYF02121 Reliance Life Super Golden Years Plus Term 10 Plan Pension Energy Fund 2 8.3010 ULIF04801/01/10PBALANCE02121 Reliance Life Super Golden Years Value Basic Plan Pension Balanced Fund 2 11.1623 ULIF05001/01/10PGROWTHF02121 Reliance Life Super Golden Years Value Basic Plan Pension Growth Fund 2 10.8010 ULIF05201/01/10PMONMRKT02121 Reliance Life Super Golden Years Value Basic Plan Pension Money Market Fund 2 11.7590 ULIF04901/01/10PEQUITYF03121 Reliance Life Super Golden Years Value Basic Plan Pension Equity Fund 3 10.1674 ULIF05301/01/10PPUEQUTY02121 Reliance Life Super Golden Years Value Basic Plan Pension Pure Equity Fund 2 9.5075 ULIF06601/01/10PINFRAST02121 Reliance Life Super Golden Years Value Basic Plan Pension Infrastructure Fund 2 7.1844 ULIF05101/01/10PMIDCAPF02121 Reliance Life Super Golden Years Value Basic Plan Pension Midcap Fund 2 9.1582 ULIF06501/01/10PENRGYYF02121 Reliance Life Super Golden Years Value Basic Plan Pension Energy Fund 2 8.3010 ULIF04801/01/10PBALANCE02121 Reliance Life Super Golden Years Value Term 10 Plan Pension Balanced Fund 2 11.1623 ULIF05001/01/10PGROWTHF02121 Reliance Life Super Golden Years Value Term 10 Plan Pension Growth Fund 2 10.8010 ULIF05201/01/10PMONMRKT02121 Reliance Life Super Golden Years Value Term 10 Plan Pension Money Market Fund 2 11.7590 ULIF04901/01/10PEQUITYF03121 Reliance Life Super Golden Years Value Term 10 Plan Pension Equity Fund 3 10.1674 ULIF05301/01/10PPUEQUTY02121 Reliance Life Super Golden Years Value Term 10 Plan Pension Pure Equity Fund 2 9.5075 ULIF06601/01/10PINFRAST02121 Reliance Life Super Golden Years Value Term 10 Plan Pension Infrastructure Fund 2 7.1844 ULIF05101/01/10PMIDCAPF02121 Reliance Life Super Golden Years Value Term 10 Plan Pension Midcap Fund 2 9.1582 ULIF06501/01/10PENRGYYF02121 Reliance Life Super Golden Years Value Term 10 Plan Pension Energy Fund 2 8.3010 ULIF02310/06/08LCORBOND01121 Reliance Life Super InvestAssure Basic Plan Life Corporate Bond Fund 1 13.4661 ULIF02910/06/08LMONMRKT01121 Reliance Life Super InvestAssure Basic Plan Life Money Market Fund 1 13.4252 ULIF02910/06/08LMONMRKT01121 Reliance Life Super InvestAssure Basic Plan Life Money Market Fund 1 13.4252 ULIF02610/06/08LGILTFUN01121 Reliance Life Super InvestAssure Basic Plan Life Gilt Fund 1 12.1452 ULIF04201/01/10LEQUITYF03121 Reliance Life Super InvestAssure Basic Plan Life Equity Fund 3 10.1647 ULIF02510/06/08LEQUITYF02121 Reliance Life Super InvestAssure Basic Plan Life Equity Fund 2 12.0039 ULIF04401/01/10LINFRAST02121 Reliance Life Super InvestAssure Basic Plan Life Infrastructure Fund 2 7.1789 ULIF04101/01/10LENERGYF02121 Reliance Life Super InvestAssure Basic Plan Life Energy Fund 2 8.2875 ULIF04501/01/10LMIDCAPF02121 Reliance Life Super InvestAssure Basic Plan Life Midcap Fund 2 9.1469 ULIF04601/01/10LPUEQUTY02121 Reliance Life Super InvestAssure Basic Plan Life Pure Equity Fund 2 9.4721 ULIF00128/07/04LBALANCE01121 Reliance Life Super InvestAssure Basic Plan Life Balanced Fund 1 17.9664 ULIF02310/06/08LCORBOND01121 Reliance Life Super InvestAssure Plus Basic Plan Life Corporate Bond Fund 1 13.4661 ULIF02910/06/08LMONMRKT01121 Reliance Life Super InvestAssure Plus Basic Plan Life Money Market Fund 1 13.4252 ULIF02910/06/08LMONMRKT01121 Reliance Life Super InvestAssure Plus Basic Plan Life Money Market Fund 1 13.4252 ULIF02610/06/08LGILTFUN01121 Reliance Life Super InvestAssure Plus Basic Plan Life Gilt Fund 1 12.1452 ULIF04201/01/10LEQUITYF03121 Reliance Life Super InvestAssure Plus Basic Plan Life Equity Fund 3 10.1647 ULIF04401/01/10LINFRAST02121 Reliance Life Super InvestAssure Plus Basic Plan Life Infrastructure Fund 2 7.1789


SFIN Plan Name Fund Name NAV ULIF04101/01/10LENERGYF02121 Reliance Life Super InvestAssure Plus Basic Plan Life Energy Fund 2 8.2875 ULIF04501/01/10LMIDCAPF02121 Reliance Life Super InvestAssure Plus Basic Plan Life Midcap Fund 2 9.1469 ULIF04601/01/10LPUEQUTY02121 Reliance Life Super InvestAssure Plus Basic Plan Life Pure Equity Fund 2 9.4721 ULIF00128/07/04LBALANCE01121 Reliance Life Super InvestAssure Plus Basic Plan Life Balanced Fund 1 17.9664 ULIF02310/06/08LCORBOND01121 Reliance Life Super InvestAssure Plus Term 10 Plan Life Corporate Bond Fund 1 13.4661 ULIF02910/06/08LMONMRKT01121 Reliance Life Super InvestAssure Plus Term 10 Plan Life Money Market Fund 1 13.4252 ULIF02910/06/08LMONMRKT01121 Reliance Life Super InvestAssure Plus Term 10 Plan Life Money Market Fund 1 13.4252 ULIF02610/06/08LGILTFUN01121 Reliance Life Super InvestAssure Plus Term 10 Plan Life Gilt Fund 1 12.1452 ULIF04201/01/10LEQUITYF03121 Reliance Life Super InvestAssure Plus Term 10 Plan Life Equity Fund 3 10.1647 ULIF04401/01/10LINFRAST02121 Reliance Life Super InvestAssure Plus Term 10 Plan Life Infrastructure Fund 2 7.1789 ULIF04101/01/10LENERGYF02121 Reliance Life Super InvestAssure Plus Term 10 Plan Life Energy Fund 2 8.2875 ULIF04501/01/10LMIDCAPF02121 Reliance Life Super InvestAssure Plus Term 10 Plan Life Midcap Fund 2 9.1469 ULIF04601/01/10LPUEQUTY02121 Reliance Life Super InvestAssure Plus Term 10 Plan Life Pure Equity Fund 2 9.4721 ULIF00128/07/04LBALANCE01121 Reliance Life Super InvestAssure Plus Term 10 Plan Life Balanced Fund 1 17.9664 ULIF04601/01/10LPUEQUTY02121 Reliance Life Imman Investment Basic Plan Life Pure Equity Fund 2 9.4721 ULIF04601/01/10LPUEQUTY02121 Reliance Life Imman Investment Term 10 Plan Life Pure Equity Fund 2 9.4721 ULIF02310/06/08LCORBOND01121 Reliance Life Premier Basic Plan Life Corporate Bond Fund 1 13.4661 ULIF02910/06/08LMONMRKT01121 Reliance Life Premier Basic Plan Life Money Market Fund 1 13.4252 ULIF02610/06/08LGILTFUN01121 Reliance Life Premier Basic Plan Life Gilt Fund 1 12.1452 ULIF04201/01/10LEQUITYF03121 Reliance Life Premier Basic Plan Life Equity Fund 3 10.1647 ULIF04401/01/10LINFRAST02121 Reliance Life Premier Basic Plan Life Infrastructure Fund 2 7.1789 ULIF04101/01/10LENERGYF02121 Reliance Life Premier Basic Plan Life Energy Fund 2 8.2875 ULIF04501/01/10LMIDCAPF02121 Reliance Life Premier Basic Plan Life Midcap Fund 2 9.1469 ULIF04601/01/10LPUEQUTY02121 Reliance Life Premier Basic Plan Life Pure Equity Fund 2 9.4721 ULIF02310/06/08LCORBOND01121 Reliance Life Premier Term 10 Plan Life Corporate Bond Fund 1 13.4661 ULIF02910/06/08LMONMRKT01121 Reliance Life Premier Term 10 Plan Life Money Market Fund 1 13.4252 ULIF02610/06/08LGILTFUN01121 Reliance Life Premier Term 10 Plan Life Gilt Fund 1 12.1452 ULIF04201/01/10LEQUITYF03121 Reliance Life Premier Term 10 Plan Life Equity Fund 3 10.1647 ULIF04401/01/10LINFRAST02121 Reliance Life Premier Term 10 Plan Life Infrastructure Fund 2 7.1789 ULIF04101/01/10LENERGYF02121 Reliance Life Premier Term 10 Plan Life Energy Fund 2 8.2875 ULIF04501/01/10LMIDCAPF02121 Reliance Life Premier Term 10 Plan Life Midcap Fund 2 9.1469 ULIF04601/01/10LPUEQUTY02121 Reliance Life Premier Term 10 Plan Life Pure Equity Fund 2 9.4721 ULIF02310/06/08LCORBOND01121 Reliance Life Total Investment Term 10 Plan - Insurance Life Corporate Bond Fund 1 13.4661 ULIF02910/06/08LMONMRKT01121 Reliance Life Total Investment Term 10 Plan - Insurance Life Money Market Fund 1 13.4252 ULIF02910/06/08LMONMRKT01121 Reliance Life Total Investment Term 10 Plan - Insurance Life Money Market Fund 1 13.4252 ULIF02610/06/08LGILTFUN01121 Reliance Life Total Investment Term 10 Plan - Insurance Life Gilt Fund 1 12.1452 ULIF04201/01/10LEQUITYF03121 Reliance Life Total Investment Term 10 Plan - Insurance Life Equity Fund 3 10.1647 ULIF04401/01/10LINFRAST02121 Reliance Life Total Investment Term 10 Plan - Insurance Life Infrastructure Fund 2 7.1789 ULIF04101/01/10LENERGYF02121 Reliance Life Total Investment Term 10 Plan - Insurance Life Energy Fund 2 8.2875 ULIF04501/01/10LMIDCAPF02121 Reliance Life Total Investment Term 10 Plan - Insurance Life Midcap Fund 2 9.1469 ULIF00128/07/04LBALANCE01121 Reliance Life Total Investment Term 10 Plan - Insurance Life Balanced Fund 1 17.9664 ULIF04601/01/10LPUEQUTY02121 Reliance Life Total Investment Term 10 Plan - Insurance Life Pure Equity Fund 2 9.4721 ULIF01901/03/08PCORBOND01121 Reliance Life Total Investment Term 10 Plan - Pension Pension Corporate Bond Fund 1 13.5551 ULIF05201/01/10PMONMRKT02121 Reliance Life Total Investment Term 10 Plan - Pension Pension Money Market Fund 2 11.7590 ULIF05201/01/10PMONMRKT02121 Reliance Life Total Investment Term 10 Plan - Pension Pension Money Market Fund 2 11.7590 ULIF06401/03/08PGILTFUN01121 Reliance Life Total Investment Term 10 Plan - Pension Pension Gilt Fund 1 12.1026 ULIF04901/01/10PEQUITYF03121 Reliance Life Total Investment Term 10 Plan - Pension Pension Equity Fund 3 10.1674 ULIF06601/01/10PINFRAST02121 Reliance Life Total Investment Term 10 Plan - Pension Pension Infrastructure Fund 2 7.1844 ULIF06501/01/10PENRGYYF02121 Reliance Life Total Investment Term 10 Plan - Pension Pension Energy Fund 2 8.3010 ULIF05101/01/10PMIDCAPF02121 Reliance Life Total Investment Term 10 Plan - Pension Pension Midcap Fund 2 9.1582 ULIF05301/01/10PPUEQUTY02121 Reliance Life Total Investment Term 10 Plan - Pension Pension Pure Equity Fund 2 9.5075 ULIF06301/02/08HCORBOND01121 Reliance Life Insurance Wealth + Health Basic Plan Health Corporate Bond Fund 1 13.6564 ULIF01501/02/08HMONMRKT01121 Reliance Life Insurance Wealth + Health Basic Plan Health Money Market Fund 1 13.7244 ULIF01501/02/08HMONMRKT01121 Reliance Life Insurance Wealth + Health Basic Plan Health Money Market Fund 1 13.7244 ULIF01301/02/08HGILTFUN01121 Reliance Life Insurance Wealth + Health Basic Plan Health Gilt Fund 1 12.2064 ULIF05411/01/10HEQUITYF02121 Reliance Life Insurance Wealth + Health Basic Plan Health Equity Fund 2 10.1881 ULIF06101/02/08HINFRAST01121 Reliance Life Insurance Wealth + Health Basic Plan Health Infrastructure Fund 1 6.8055 ULIF06001/02/08HENERGYF01121 Reliance Life Insurance Wealth + Health Basic Plan Health Energy Fund 1 9.1138 ULIF06201/02/08HMIDCAPF01121 Reliance Life Insurance Wealth + Health Basic Plan Health Midcap Fund 1 10.6307 ULIF01601/02/08HPUEQUTY01121 Reliance Life Insurance Wealth + Health Basic Plan Health Pure Equity Fund 1 11.1333 ULIF01701/02/08HSPRGRWT01121 Reliance Life Insurance Wealth + Health Basic Plan Health Super Growth Fund 1 9.9335 ULIF01401/02/08HGRWTPLS01121 Reliance Life Insurance Wealth + Health Basic Plan Health Growth Plus Fund 1 11.3567


SFIN Plan Name Fund Name NAV ULIF06301/02/08HCORBOND01121 Reliance Life Insurance Wealth + Health Term 10 Plan Health Corporate Bond Fund 1 13.6564 ULIF01501/02/08HMONMRKT01121 Reliance Life Insurance Wealth + Health Term 10 Plan Health Money Market Fund 1 13.7244 ULIF01501/02/08HMONMRKT01121 Reliance Life Insurance Wealth + Health Term 10 Plan Health Money Market Fund 1 13.7244 ULIF01301/02/08HGILTFUN01121 Reliance Life Insurance Wealth + Health Term 10 Plan Health Gilt Fund 1 12.2064 ULIF05411/01/10HEQUITYF02121 Reliance Life Insurance Wealth + Health Term 10 Plan Health Equity Fund 2 10.1881 ULIF06101/02/08HINFRAST01121 Reliance Life Insurance Wealth + Health Term 10 Plan Health Infrastructure Fund 1 6.8055 ULIF06001/02/08HENERGYF01121 Reliance Life Insurance Wealth + Health Term 10 Plan Health Energy Fund 1 9.1138 ULIF06201/02/08HMIDCAPF01121 Reliance Life Insurance Wealth + Health Term 10 Plan Health Midcap Fund 1 10.6307 ULIF01601/02/08HPUEQUTY01121 Reliance Life Insurance Wealth + Health Term 10 Plan Health Pure Equity Fund 1 11.1333 ULIF01701/02/08HSPRGRWT01121 Reliance Life Insurance Wealth + Health Term 10 Plan Health Super Growth Fund 1 9.9335 ULIF01401/02/08HGRWTPLS01121 Reliance Life Insurance Wealth + Health Term 10 Plan Health Growth Plus Fund 1 11.3567 ULIF00128/07/04LBALANCE01121 Reliance Life Insurance Secure Child Basic Plan Life Balanced Fund 1 17.9664 ULIF00128/07/04LBALANCE01121 Reliance Life Insurance Secure Child Basic Plan Life Balanced Fund 1 17.9664 ULIF01102/11/07LGROWTHF02121 Reliance Life Insurance Secure Child Basic Plan Life Growth Fund 2 11.4218 ULIF01102/11/07LGROWTHF02121 Reliance Life Insurance Secure Child Basic Plan Life Growth Fund 2 11.4218 ULIF00909/04/07LPURDEBT01121 Reliance Life Insurance Secure Child Basic Plan Life Pure Debt Fund 1 14.4062 ULIF04201/01/10LEQUITYF03121 Reliance Life Insurance Secure Child Basic Plan Life Equity Fund 3 10.1647 ULIF04201/01/10LEQUITYF03121 Reliance Life Insurance Secure Child Basic Plan Life Equity Fund 3 10.1647 ULIF04601/01/10LPUEQUTY02121 Reliance Life Insurance Secure Child Basic Plan Life Pure Equity Fund 2 9.4721 ULIF04601/01/10LPUEQUTY02121 Reliance Life Insurance Secure Child Basic Plan Life Pure Equity Fund 2 9.4721 ULIF04401/01/10LINFRAST02121 Reliance Life Insurance Secure Child Basic Plan Life Infrastructure Fund 2 7.1789 ULIF04401/01/10LINFRAST02121 Reliance Life Insurance Secure Child Basic Plan Life Infrastructure Fund 2 7.1789 ULIF04101/01/10LENERGYF02121 Reliance Life Insurance Secure Child Basic Plan Life Energy Fund 2 8.2875 ULIF04101/01/10LENERGYF02121 Reliance Life Insurance Secure Child Basic Plan Life Energy Fund 2 8.2875 ULIF04501/01/10LMIDCAPF02121 Reliance Life Insurance Secure Child Basic Plan Life Midcap Fund 2 9.1469 ULIF04501/01/10LMIDCAPF02121 Reliance Life Insurance Secure Child Basic Plan Life Midcap Fund 2 9.1469 ULIF00128/07/04LBALANCE01121 Reliance Life Insurance Secure Child Term 10 Plan Life Balanced Fund 1 17.9664 ULIF00128/07/04LBALANCE01121 Reliance Life Insurance Secure Child Term 10 Plan Life Balanced Fund 1 17.9664 ULIF01102/11/07LGROWTHF02121 Reliance Life Insurance Secure Child Term 10 Plan Life Growth Fund 2 11.4218 ULIF01102/11/07LGROWTHF02121 Reliance Life Insurance Secure Child Term 10 Plan Life Growth Fund 2 11.4218 ULIF00909/04/07LPURDEBT01121 Reliance Life Insurance Secure Child Term 10 Plan Life Pure Debt Fund 1 14.4062 ULIF04201/01/10LEQUITYF03121 Reliance Life Insurance Secure Child Term 10 Plan Life Equity Fund 3 10.1647 ULIF04201/01/10LEQUITYF03121 Reliance Life Insurance Secure Child Term 10 Plan Life Equity Fund 3 10.1647 ULIF04601/01/10LPUEQUTY02121 Reliance Life Insurance Secure Child Term 10 Plan Life Pure Equity Fund 2 9.4721 ULIF04601/01/10LPUEQUTY02121 Reliance Life Insurance Secure Child Term 10 Plan Life Pure Equity Fund 2 9.4721 ULIF04401/01/10LINFRAST02121 Reliance Life Insurance Secure Child Term 10 Plan Life Infrastructure Fund 2 7.1789 ULIF04401/01/10LINFRAST02121 Reliance Life Insurance Secure Child Term 10 Plan Life Infrastructure Fund 2 7.1789 ULIF04101/01/10LENERGYF02121 Reliance Life Insurance Secure Child Term 10 Plan Life Energy Fund 2 8.2875 ULIF04101/01/10LENERGYF02121 Reliance Life Insurance Secure Child Term 10 Plan Life Energy Fund 2 8.2875 ULIF04501/01/10LMIDCAPF02121 Reliance Life Insurance Secure Child Term 10 Plan Life Midcap Fund 2 9.1469 ULIF04501/01/10LMIDCAPF02121 Reliance Life Insurance Secure Child Term 10 Plan Life Midcap Fund 2 9.1469 ULIF01102/11/07LGROWTHF02121 Reliance Life Money Guarantee Basic Plan Life Growth Fund 2 11.4218 ULIF04301/01/10LGRWTPLS02121 Reliance Life Money Guarantee Basic Plan Life Growth Plus Fund 2 10.8191 ULIF05511/01/10LHIGROWT02121 Reliance Life Money Guarantee Basic Plan Life High Growth Fund 2 10.7900 ULIF00909/04/07LPURDEBT01121 Reliance Life Money Guarantee Basic Plan Life Pure Debt Fund 1 14.4062 ULIF00128/07/04LBALANCE01121 Reliance Life Money Guarantee Basic Plan Life Balanced Fund 1 17.9664 ULIF01102/11/07LGROWTHF02121 Reliance Life Money Guarantee Term 10 Plan Life Growth Fund 2 11.4218 ULIF04301/01/10LGRWTPLS02121 Reliance Life Money Guarantee Term 10 Plan Life Growth Plus Fund 2 10.8191 ULIF05511/01/10LHIGROWT02121 Reliance Life Money Guarantee Term 10 Plan Life High Growth Fund 2 10.7900 ULIF00909/04/07LPURDEBT01121 Reliance Life Money Guarantee Term 10 Plan Life Pure Debt Fund 1 14.4062 ULIF00128/07/04LBALANCE01121 Reliance Life Money Guarantee Term 10 Plan Life Balanced Fund 1 17.9664 ULIF04801/01/10PBALANCE02121 Reliance Life Super Golden Years Senior Citizen Term 10 Plan Pension Balanced Fund 2 11.1623 ULIF05001/01/10PGROWTHF02121 Reliance Life Super Golden Years Senior Citizen Term 10 Plan Pension Growth Fund 2 10.8010 ULIF05201/01/10PMONMRKT02121 Reliance Life Super Golden Years Senior Citizen Term 10 Plan Pension Money Market Fund 2 11.7590 ULIF04901/01/10PEQUITYF03121 Reliance Life Super Golden Years Senior Citizen Term 10 Plan Pension Equity Fund 3 10.1674 ULIF05301/01/10PPUEQUTY02121 Reliance Life Super Golden Years Senior Citizen Term 10 Plan Pension Pure Equity Fund 2 9.5075 ULIF06601/01/10PINFRAST02121 Reliance Life Super Golden Years Senior Citizen Term 10 Plan Pension Infrastructure Fund 2 7.1844 ULIF05101/01/10PMIDCAPF02121 Reliance Life Super Golden Years Senior Citizen Term 10 Plan Pension Midcap Fund 2 9.1582 ULIF06501/01/10PENRGYYF02121 Reliance Life Super Golden Years Senior Citizen Term 10 Plan Pension Energy Fund 2 8.3010 ULIF05612/02/10LHNAVGUA01121 Reliance Life Highest NAV Guarantee Plan Life Highest NAV Guarantee Fund 1 11.0845 ULIF00128/07/04LBALANCE01121 Reliance Life Highest NAV Guarantee Plan Life Balanced Fund 1 17.9664 ULIF05803/09/10LHNAVADV01121 Reliance Life Highest NAV Advantage Plan Life Highest NAV Advantage Fund 1 8.8712


SFIN Plan Name Fund Name NAV ULIF00128/07/04LBALANCE01121 Reliance Life Highest NAV Advantage Plan Life Balanced Fund 1 17.9664 ULIF05703/09/10DISCPOLF01121 Reliance Life Highest NAV Advantage Plan Discontinued Policy Fund 10.8603 ULIF05901/06/11LHNAVADV02121 Reliance Life Highest NAV Advantage Plan Life Highest NAV Advantage Fund 2 9.7629 ULIF05901/06/11LHNAVADV02121 Reliance Life Highest NAV Advantage Plan Life Highest NAV Advantage Fund 2 9.7629 ULIF05803/09/10LHNAVADV01121 Reliance Life Highest NAV Advantage Plan Life Highest NAV Advantage Fund 1 8.8712 ULIF02310/06/08LCORBOND01121 Reliance Life Classic Plan Life Corporate Bond Fund 1 13.4661 ULIF02310/06/08LCORBOND01121 Reliance Life Classic Plan Life Corporate Bond Fund 1 13.4661 ULIF02910/06/08LMONMRKT01121 Reliance Life Classic Plan Life Money Market Fund 1 13.4252 ULIF02910/06/08LMONMRKT01121 Reliance Life Classic Plan Life Money Market Fund 1 13.4252 ULIF02910/06/08LMONMRKT01121 Reliance Life Classic Plan Life Money Market Fund 1 13.4252 ULIF00128/07/04LBALANCE01121 Reliance Life Classic Plan Life Balanced Fund 1 17.9664 ULIF02610/06/08LGILTFUN01121 Reliance Life Classic Plan Life Gilt Fund 1 12.1452 ULIF02610/06/08LGILTFUN01121 Reliance Life Classic Plan Life Gilt Fund 1 12.1452 ULIF04201/01/10LEQUITYF03121 Reliance Life Classic Plan Life Equity Fund 3 10.1647 ULIF04201/01/10LEQUITYF03121 Reliance Life Classic Plan Life Equity Fund 3 10.1647 ULIF04401/01/10LINFRAST02121 Reliance Life Classic Plan Life Infrastructure Fund 2 7.1789 ULIF04401/01/10LINFRAST02121 Reliance Life Classic Plan Life Infrastructure Fund 2 7.1789 ULIF04101/01/10LENERGYF02121 Reliance Life Classic Plan Life Energy Fund 2 8.2875 ULIF04101/01/10LENERGYF02121 Reliance Life Classic Plan Life Energy Fund 2 8.2875 ULIF04501/01/10LMIDCAPF02121 Reliance Life Classic Plan Life Midcap Fund 2 9.1469 ULIF04501/01/10LMIDCAPF02121 Reliance Life Classic Plan Life Midcap Fund 2 9.1469 ULIF04601/01/10LPUEQUTY02121 Reliance Life Classic Plan Life Pure Equity Fund 2 9.4721 ULIF04601/01/10LPUEQUTY02121 Reliance Life Classic Plan Life Pure Equity Fund 2 9.4721 ULIF05703/09/10DISCPOLF01121 Reliance Life Classic Plan Discontinued Policy Fund 10.8603 ULIF02310/06/08LCORBOND01121 Reliance Life Classic Plan - Limited Life Corporate Bond Fund 1 13.4661 ULIF02310/06/08LCORBOND01121 Reliance Life Classic Plan - Limited Life Corporate Bond Fund 1 13.4661 ULIF02910/06/08LMONMRKT01121 Reliance Life Classic Plan - Limited Life Money Market Fund 1 13.4252 ULIF02910/06/08LMONMRKT01121 Reliance Life Classic Plan - Limited Life Money Market Fund 1 13.4252 ULIF02910/06/08LMONMRKT01121 Reliance Life Classic Plan - Limited Life Money Market Fund 1 13.4252 ULIF00128/07/04LBALANCE01121 Reliance Life Classic Plan - Limited Life Balanced Fund 1 17.9664 ULIF02610/06/08LGILTFUN01121 Reliance Life Classic Plan - Limited Life Gilt Fund 1 12.1452 ULIF02610/06/08LGILTFUN01121 Reliance Life Classic Plan - Limited Life Gilt Fund 1 12.1452 ULIF04201/01/10LEQUITYF03121 Reliance Life Classic Plan - Limited Life Equity Fund 3 10.1647 ULIF04201/01/10LEQUITYF03121 Reliance Life Classic Plan - Limited Life Equity Fund 3 10.1647 ULIF04401/01/10LINFRAST02121 Reliance Life Classic Plan - Limited Life Infrastructure Fund 2 7.1789 ULIF04401/01/10LINFRAST02121 Reliance Life Classic Plan - Limited Life Infrastructure Fund 2 7.1789 ULIF04101/01/10LENERGYF02121 Reliance Life Classic Plan - Limited Life Energy Fund 2 8.2875 ULIF04101/01/10LENERGYF02121 Reliance Life Classic Plan - Limited Life Energy Fund 2 8.2875 ULIF04501/01/10LMIDCAPF02121 Reliance Life Classic Plan - Limited Life Midcap Fund 2 9.1469 ULIF04501/01/10LMIDCAPF02121 Reliance Life Classic Plan - Limited Life Midcap Fund 2 9.1469 ULIF04601/01/10LPUEQUTY02121 Reliance Life Classic Plan - Limited Life Pure Equity Fund 2 9.4721 ULIF04601/01/10LPUEQUTY02121 Reliance Life Classic Plan - Limited Life Pure Equity Fund 2 9.4721 ULIF05703/09/10DISCPOLF01121 Reliance Life Classic Plan - Limited Discontinued Policy Fund 10.8603 ULIF02310/06/08LCORBOND01121 Reliance Life insurance Pay Five Plan Life Corporate Bond Fund 1 13.4661 ULIF02310/06/08LCORBOND01121 Reliance Life insurance Pay Five Plan Life Corporate Bond Fund 1 13.4661 ULIF02910/06/08LMONMRKT01121 Reliance Life insurance Pay Five Plan Life Money Market Fund 1 13.4252 ULIF02910/06/08LMONMRKT01121 Reliance Life insurance Pay Five Plan Life Money Market Fund 1 13.4252 ULIF02910/06/08LMONMRKT01121 Reliance Life insurance Pay Five Plan Life Money Market Fund 1 13.4252 ULIF00128/07/04LBALANCE01121 Reliance Life insurance Pay Five Plan Life Balanced Fund 1 17.9664 ULIF02610/06/08LGILTFUN01121 Reliance Life insurance Pay Five Plan Life Gilt Fund 1 12.1452 ULIF02610/06/08LGILTFUN01121 Reliance Life insurance Pay Five Plan Life Gilt Fund 1 12.1452 ULIF04201/01/10LEQUITYF03121 Reliance Life insurance Pay Five Plan Life Equity Fund 3 10.1647 ULIF04201/01/10LEQUITYF03121 Reliance Life insurance Pay Five Plan Life Equity Fund 3 10.1647 ULIF04401/01/10LINFRAST02121 Reliance Life insurance Pay Five Plan Life Infrastructure Fund 2 7.1789 ULIF04401/01/10LINFRAST02121 Reliance Life insurance Pay Five Plan Life Infrastructure Fund 2 7.1789 ULIF04101/01/10LENERGYF02121 Reliance Life insurance Pay Five Plan Life Energy Fund 2 8.2875 ULIF04101/01/10LENERGYF02121 Reliance Life insurance Pay Five Plan Life Energy Fund 2 8.2875 ULIF04501/01/10LMIDCAPF02121 Reliance Life insurance Pay Five Plan Life Midcap Fund 2 9.1469 ULIF04501/01/10LMIDCAPF02121 Reliance Life insurance Pay Five Plan Life Midcap Fund 2 9.1469 ULIF04601/01/10LPUEQUTY02121 Reliance Life insurance Pay Five Plan Life Pure Equity Fund 2 9.4721 ULIF04601/01/10LPUEQUTY02121 Reliance Life insurance Pay Five Plan Life Pure Equity Fund 2 9.4721 ULIF05703/09/10DISCPOLF01121 Reliance Life insurance Pay Five Plan Discontinued Policy Fund 10.8603 ULIF06720/12/11LASURMDEBT121 Reliance Assured Maturity Debt Fund Assured Maturity Debt Fund 10.1239


Investment strategy and risk control

Macro analysis of the economy is carried out by tracking the trends in key economic indicators. Market dynamics are also studied apart from the above to determine our view of the changes likely in the interest rate scenario and equity market movements. Price movements in the market are monitored at all times along with factors that affect them such as the prevailing market sentiments, cash flows in the market and views/actions of key market participants including institutional investors like FIIs and mutual funds. For analyzing the debt markets, yield curve movements and changes in its shape are also studied. The risk appetite and investment objective is clearly defined for each fund keeping in mind the investment horizon, liquidity requirements etc. A range of acceptable holdings under each asset class is determined at the investment policy level. The asset allocation primarily takes into account, the investment objectives, regulatory issues and the likely risk return matrix to obtain a potential return which is the highest achievable for the risk that is assumed. Within the strategic asset allocation, the fund managers determine the weights of the various asset classes; primarily factoring in the developing market scenarios. Based on the investment of objectives of each fund option, a rigorous security selection process is followed. The fixed income fund manager identifies cheaper securities across the yield curve and builds a basket of securities to arrive at the optimum level of yield within the range of pre-determined 'duration' for the entire portfolio after paying particular attention to the liquidity position and the liquidity premium on the securities. An active fund management style is followed or the equity portfolios. A core portfolio of stocks is first created driven by a top-down approach and a research based bottom-up stock selection method is followed. Benchmarks are pre-determined for each fund based on the most appropriate indices available in the market or by constructing proxy benchmarks out of multiple indices. Performance of each fund is continuously tracked based on the benchmarks and recalibrated. A statistical analysis is carried out to determine that the risk levels are in tune with the risk appetite of the particular fund. Statistical tools such as the standard tools such as the standard deviation and risk-adjusted return measures such as the Sharp ratio are calculated in order to compare the returns generated per unit of risk vis-à-vis benchmarks. The investment policy has been designed by the Board to cover regulatory guidelines, the various product investment objectives, risk appetite strategic asset allocation and the investment style. It is ensued that the portfolio is always kept complaint with the relevant regulations. Our rigorous process and risk/compliance controls are well documented.

√ Macro Analysis

√ Appreciation of Market Dynamics

√ Meeting Investment

Objective vis-à-vis Risk Appetite

√ Asset Allocation Strategy √ Security

Selection- Portfolio Constriction

√ Benchmark √ Risk Management /

Portfolio Evolution/ Diagnostics

√ Governance and

Process

the analyst expressions

Gross Fund Return Gross return for a fund is defined as the return calculated on an NAV basis plus the fund management fees which are debited periodically to the fund. We calculate gross fund returns in order to give uniformity while evaluating fund management performance as the fund management fees vary from company to company. Fund management charges are a matter of policy decision by the top management of a life fund Insurance Company. Hence, even if two funds from two different fund management companies give the same returns, the returns may not reflect that if they are calculated on an NAV basis.

We shall highlight this with the help of an example.

Reliance Life Insurance XYZ Insurance Company Balanced Fund Balanced Fund NAV based Return=11.50 % NAV based Return=10.50% Fund Management Fee=2% Fund Management Fee=3% Gross Fund Return=13.50% Gross Fund Return=13.50%.

As seen above, though the gross return of both the companies were same, Reliance Life Insurance showed a higher NAV based return as the fund management fees were lower. Please note that the returns as given in The Analyst for all funds are computed on a gross basis.

Benchmark Return A benchmark is a standard against which the performance of an investment can be measured. Benchmarks are pre-determined primarily on the basis of the asset allocation structure of the fund.

Benchmarks can be readily available in the market or have to be constructed. The CNX Nifty is a readily available benchmark for our equity portfolio manager as the equity fund primarily invests in equities.

However, the benchmark for the Growth Fund of Reliance Life Insurance has been constructed as 60% of CRISIL Short Term Bond Index and 40% of CNX Nifty as the asset allocation of the growth fund is 60% of debt and 40% of equity. (Please refer to the Growth Fund page of The Analyst).

Fund Standard Deviation Risk of investing in a fund is identified by the volatility of the fund's periodic returns. Standard deviation measures the volatility of the fund's returns for a given time period.

In other words, Fund Standard Deviation for a particular time period gives us the deviation from the mean returns, that has occurred for that fund during that time period. For e.g. let us assume that the Balanced Fund has generated an average (mean) return of 11.55% for the last 2 years and that the corresponding standard deviation was 4.44%. That means that during the last 2 year time period, the balanced fund return varied between 15.99% (i.e. 11.55+ 4.44) and 7.11% (i.e. 11.55-4.44) during 65% of the time. Higher the standard deviation, the greater the volatility, and therefore, the greater the risk of investing in that fund. Thus, an investor has more information available at his disposal to evaluate the quality of performance of the fund and how volatile its returns are. To carry it a step further, it is highly unlikely that a fund's return in any one year will be exactly the average. Rather, it will always be either higher or lower than the average. Thus, standard deviation teaches us to look beyond the “average annual return” figures that are touted by investment advisors.

Fund Sharpe Ratio Sharpe ratio of a fund tells us how much return the fund has been able to generate per unit of risk. The higher the Sharpe Ratio, the better the performance of a fund from a risk point of view. The excess return generated by a fund for a particular time period is first calculated by subtracting the risk free rate from the rate of return generated by that fund during that time period. Dividing this result by the standard deviation of the fund return during that time period, one can obtain the Sharpe ratio. Sharpe Ratio = Excess return / Annualized standard deviation of fund return The "risk-free return" is the annualized return currently available on "risk-free" investments. This is usually assumed to be the return on a short government security like Treasury bill. A government security is sovereign credit which is the nearest to a risk free asset that one can get. For our calculations of the Sharpe ratios for all funds as given in the Analyst, we have assumed this risk free rate of interest to be at 5%.

√ Gross Fund Return

√ Benchmark Return

√ Fund Standard Deviation

√ Fund Sharpe Ratio

the analyst expressions Contd...

We shall assume that 9.85% was the annualized gross return for a 3-year time period for the balanced fund, 5% p.a. was the assumed risk free rate of return as discussed above and 4.14% p.a. was the standard deviation of this 3-year return. The Sharpe ratio can be calculated as follows: (9.85-5)%/4.14%=1.17. The Sharpe ratio tells us whether the returns of a portfolio are due to smart investment decisions or a result of excess risk. This measurement is very useful because although one portfolio or fund can reap higher returns than its peers, it is only a good investment if those higher returns do not come with too much additional risk. The greater a portfolio's Sharpe ratio, the better its risk-adjusted performance has been. Benchmark Sharpe Ratio Just as the fund returns are compared to a benchmark return, the Sharpe ratio of the fund is also compared to the benchmark's Sharpe ratio in order to evaluate the risk-adjusted performance. In our example above, let us assume that the benchmark Sharpe ratio of the balanced fund for the last 3 years is 0.98. This means that over a three-year time period, the Balanced Fund of Reliance Life Insurance has given a higher risk-adjusted return than the comparable risk-adjusted return provided by the constructed benchmark. While calculating the benchmark Sharpe ratio of 0.98, let us assume that 9.10% was the annualized gross return provided by the constructed benchmark for the balanced fund for the last 3-year time period, 5% p.a. was the assumed risk free rate of return, and 4.21% p.a. was the standard deviation of the 3-year benchmark return. The benchmark Sharpe ratio for the Balanced Fund for the last three years has been calculated as follows: (9.10-5)%/4.21%=0.98. Modified Duration of Debt Portfolio The value of a fund's debt portfolio is sensitive to changes in interest rates. When interest rates rise, bond prices fall, and vice versa. Generally, a debt portfolio comprising of bonds with higher maturities will have a higher price fluctuation than a portfolio comprising of bonds with lower maturities. Modified duration, indicates the sensitivity of the value of the debt portfolio to any given change in interest rates. Modified Duration is derived from Duration, which represents a weighted average of the time periods to maturity. Modified Duration gives one an immediate rule of thumb -- the percentage change in the price of a bond is the duration multiplied by the change in interest rates. So, if a bond has duration of 10 years and interest rates fall from 8% to 7.5% (a drop of 0.50 percentage points), the bond's price will rise by approximately 5% (i.e. 10 x 0.50%). Let us assume that the modified duration for the Balanced Fund is 2.03. If interest rates drop from 8% to 7.5%, the value of this debt portfolio will rise by 1.015% (i.e. 2.03 x 0.50%). Similarly, when interest rates rise from 8% to 8.5%, say, the value of this debt portfolio will fall by 1.015%. Fund Beta Beta measures the risk of a security (say a particular stock) in relation to its broad market. The broad market is generally defined as the specified benchmark index. The Beta assigned to the benchmark index is 1. Beta of the stock describes the sensitivity of the price of the stock to the benchmark index. (For the more statistically inclined readers, Beta is the slope of the regression line). It is generally calculated for equity portfolio/funds. If a stock has a beta of 1, that stock is likely to generate the same returns as the market. If the beta of a stock is more than 1, it means that the stock is likely to give higher returns compared to the market but also at a higher risk as compared to the market. For instance, a stock with beta of 1.2 means that when the market, say Nifty, gives a return of 10 %, that stock is likely to generate returns of 12% ( i.e. 1.2*10%). Similarly, a low beta stock has given lower returns compared to what the market has delivered for a particular time period. For e.g. for a stock with beta of 0.80, if the Nifty gives returns of 10%, the stock is likely to give returns of only half of that, i.e. 8%. (i.e. 0.80*10%) Now we shall see the impact of these two stocks when the market falls. When the Nifty gives negative returns of 10%, i.e the market falls by 10%, the price of the stock with beta of 1.2 will fall by 12%. However, though the price of the stock with the low beta of 0.8 will also fall when the market falls, it will not fall as much as the market. If the market falls by 10%, the price of this scrip will fall only by 8%. The fund beta is nothing but the betas of individual stocks in the equity portfolio multiplied by the weight of that stock in the portfolio. If a fund has a high beta, the equity portfolio of that fund is aggressive and tilted towards high beta stocks and vice versa. Please note that the betas of individual stocks as given in the Equity Fund page of the Analyst have been calculated based on the available prices of the stocks on the NSE for the last 1-yr period.

√ Benchmark Sharpe Ratio

√ Modified Duration Of Debt Profile

√ Fund Beta

the analyst May 2012

Disclaimer “While every care has been taken in the preparation of this document, Reliance Life Insurance

Company ltd makes no representation or warranty about the accuracy or completeness of any statement in it including, without limitation, any forecasts. Past performance is not a

reliable indicator of future performance. This document has been prepared for the purpose of

providing general information, without taking account of any particular investor's objectives,

financial situation or needs. An investor should, before making any investment decisions,

consider the appropriateness of the investor's objectives, financial situation and needs. This

document is solely for the use of the party to whom it is provided.”

“Unit Link Life Insurance Products are different from the traditional insurance products and are subject to the risk factors.”

“The premium paid in Unit Linked Life Insurance policies are subject to investment risks

associated with capital markets and the NAVs of the units may go up or down based on the

performance of fund and factors influencing the capital market and the insured is responsible

for his/her decisions.”

“Reliance Life Insurance company Limited is only the name of the Insurance company and the

specified Unit Linked funds do not in any way indicate the quality of the contract, its future prospects or returns.”

“For more details on RLIC products and respective risk factors, terms and conditions please

read respective sales brochure documents carefully before concluding a sale. The respective

sales brochure documents for various products are published in the website

“www.reliancelife.com”

“Insurance is the subject matter of solicitation. Reliance Life Fund Insurance company Limited is a licensed life fund Insurance company registered with the Insurance Regulatory and

Development Authority (Registration No: 121) in accordance with the provisions of the

Insurance Act 1938.”

Documents

TheAnalyst May2012