TIE_pp 0216

a Healthcare and Personal Insurance Marketplace for Today's Independent Owner Operator

Truckers Insurance Exchange

www.tiemarketplace.com

Program Overview

• Truckers Insurance Exchange (TIE) was developed in 2013for the 15,000 members that make up the National Association ofIndependent Truckers (NAIT).

• TIE is a marketplace of personal insurance plans, trucker-relatedservices and discounts…a one-stop-shop for today’s self-employedtrucker to go for insurance and benefits.

• Contractors that participate also become members of NAIT. It isthat membership that gives them access to these insurance offers,therefore keeping the motor carrier at arms length.

• TIE handles the marketing, enrollment and administrative dutiesthroughout the year.

• Contractors utilize a single toll-free number for questions, quotesand enrolling at implementation and throughout the year.


NAIT: Benefits of Membership

National Association of Independent Truckers (NAIT) wasfounded in 1981 to support the needs of independent contractor smallbusiness owners in the trucking industry.

Over the years NAIT has established long-term partnerships withproviders, like Truckers Insurance Exchange, which share its dedication tothe industry.

NAIT delivers value through four categories of benefits:

• Health and Wellness

• Insurance Products

• Business Tools

• Entertainment

The goal is to provide the independent driver discounted programs andinsurance offers they otherwise could not secure on their own, all for$11/month!

www.NAITUSA.com

http://www.naitusa.com/


TIE: Health Insurance

• The Affordable Care Act (ACA) requires that most individuals owncompliant health insurance or pay a penalty. In 2016, that penalty is2.5% of family income.

• ACA can have a positive impact on self-employed truckers.However, many drivers that deal with medical conditions elect to gouninsured.

• New data indicates many contractors could reduce premiums withsubsidies.

• A basic education is provided enabling the contractor to make aninformed decision.

• A dedicated ACA platform and call center is available to help fromstart to finish.

• For those that elect to pay the penalty, alternative health insuranceoptions are available.


TIE: Personal Insurance

Problem: Many self-employed truckers have inadequate or NOpersonal insurance coverage.

Reason: Qualifying for a policy is difficult due to negative healthhistories. Many applications are either declined or approved, but ratedmore expensive.

Solution: The purchasing power of NAIT enables the followingcoverages to be offered guaranteed issue – regardless of your driver’shealth history!

Life Insurance (Term to age 100) – up to $50,000

Disability (Short Term) – up to $3,000 monthly

Critical Illness – up to $10,000 benefit

Hospital Indemnity – 2 plan options

Accident – up to $10,000 benefit

Dental and Vision – several options available


TIE: Marketing

A timeline is created defining the implementation process from start to finish.

Marketing capabilities:

• Design and provide settlement flyers for distribution (samples page 7)

• Email

• Text announcement

• Outbound call

• Mailers

• Social media

• www.TIEMarketplace.com

• Video tutorials

http://www.tiemarketplace.com/



TIE: Enrollment

• Toll-free number provided to call center with licensed agents(Spanish available).

• Enrollment done telephonically. No paper applications or face toface meetings necessary.

• All calls are documented and time/date stamped.

• Perpetual open enrollment for new drivers.


TIE: Billing

Health insurance premiums – direct bill between contractorand health insurance company.

Non-health insurance (Personal Insurance) premiums -deducted from settlements or direct billed.

• Settlement Deduction – account manager assigned to help set-up and align to motor carrier specifications.

• Direct Bill – ACH bank draft


TIE in the News…


Additional Services Offered

Legal Services - Free and discounted services to the nation's largestattorney network. ID Theft included.

Tax Services - Unlimited tax advice for small business owners.Advice on IRS matters, tax preparation and more.

ID Theft - Unique identity theft program provides monitoring,restoration, lost credit card help and more.

Telemedicine - U.S. based, licensed physicians that candiagnose, treat and prescribe from the road or at home.

Sleep Apnea - SleepWorks Solution is designed to be one seamlessprocess to help diagnose, treat and document treatment.


Contact Information

Marc Ballard, Business Development and Implementation

813-643-3630

[email protected]

Documents

TIE_pp 0216