Instructions: To remove these instructions, click <here> and tap the “Delete” key.Single-left-click on any item in <red bracketed text> below. Select from the drop down list or type the appropriate response. When you have completed the document, hold the “Ctrl” key on the keyboard and tap the “A” key to select all text. Hold the “Ctrl” key on the keyboard and tap the “C” key to copy the text to memory.Open the inspection in Focus and go to the “Freeform Narrative tab. Click “Add” to add a new narrative. Position the cursor in the narrative text block, then hold the “Ctrl” key on the keyboard and tap the “V” key to paste the memorized text. Finally, edit the text in the freeform narrative block to clean it up.Important: If you save changes to this Word document, you will need to download a new template from the NRS website in order to use the fields for the next narrative.I. AREA-TOPOGRAPHY

This home is located in a <residential/rural> area in the city of <City, State> with surrounding homes of similar quality. The topography in this area is generally <topography> with the insured’s home built on a <slope type> lot of approximately <slope degrees (enter 0 if level)> degrees.

II. EXTERIOR

This is a <number of stories> home built in <year built>. It is of <construction type> construction with <facing type> cladding. It has a <foundation type> foundation and <roof type> roof. Structures attached to the house include: <attached structures>. Other structures on the property include <detached structures> located in the <fenced/unfenced> backyard.

III. INTERIOR

The home consists of the following major rooms: <list major rooms> and has <bedroom count> bedroom(s) and <bathroom count> bathroom(s).

The master bedroom features <master bedroom flooring> flooring, <master bedroom wall/ceiling finish> walls and ceilings and <list master bedroom special features>. The other <additional bedroom count> bedroom(s) typically have <additional bedroom flooring> flooring and <additional bedroom wall/ceiling finish> walls and ceilings.

The interior wall partitions are <wall partition material> and are finished with <wall partition finish>. Floor coverings in the home include <list floor coverings>.

Ceilings in the home are <list ceiling material types and percentages>. Cathedral ceilings are present in the <list rooms with cathedral ceilings>. There are <wet bar count> wet bars located in the <list rooms with wet bars>. There are <chandelier count> chandeliers in the house made of <list chandelier construction types>. The insured stated value is <insured stated value>.

The house has <fireplace count> fireplaces located in the <list rooms with fireplaces>. The kitchen cabinets are made of <kitchen cabinet wood type> with <kitchen counter material> counter tops. The kitchen island is <kitchen island width (feet)> feet by <kitchen island length (feet) feet and <kitchen island plumbed> . The built-in appliances include: <list kitchen built-in appliances and manufactures>.

The home has <full bathroom count> full bathrooms and <half bathroom count> half baths. The master bath features <master bath vanity wood type> vanities, with <master bath sinks> sinks, <master bath hardware metal type> hardware, and <master bath counter top type> counter tops. In addition there is a <master bath tub type> tub with <master bath tub base > base and surround and a walk-in shower with <master bath walk-in shower surround> surround. The other <additional full bathroom count> full bathrooms generally have <additional bath cabinet wood> cabinets and <additional bath counter top type> counter tops.

To remove this note, click <here> and tap the spacebar. Note: Common features to be included below include: central monitored burglar/fire alarm system, ceiling fans, recessed lighting, intercom, central stereo system, central vacuum system, interior sprinklers, elevator, built in safes etc.Other features of the house include: <list other features>.

IV. CONDITIONS AND EXPOSURES

The area <street lighting>. There <24-hour protection>. Access for firefighting equipment is <firefighting access>. <Name of Fire Department> is the responding fire department and it is a <fire department type> department. The nearest station is <miles to fire station> miles from the home and the nearest fire hydrant is approximately <feet to fire hydrant> feet from the home. Dogs present on the premises are <list dogs on property>.