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Government of Maharashtra Revenue Department World Bank’s Ease of Doing Business report Registering Property Inspector General of Registration & Controller of Stamps Settlement Commissioner & Director of Land Records

World Bank’s Ease of Doing Business reportigrmaharashtra.gov.in/EoDB/DATA/Registering_Property... · 2019-03-06 · Ease of Doing Business Department of Revenue , Govt. of Maharashtra

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Page 1: World Bank’s Ease of Doing Business reportigrmaharashtra.gov.in/EoDB/DATA/Registering_Property... · 2019-03-06 · Ease of Doing Business Department of Revenue , Govt. of Maharashtra

Government of Maharashtra

Revenue Department

World Bank’s Ease of Doing Business report

Registering PropertyInspector General of Registration & Controller of Stamps

Settlement Commissioner & Director of Land Records

Page 2: World Bank’s Ease of Doing Business reportigrmaharashtra.gov.in/EoDB/DATA/Registering_Property... · 2019-03-06 · Ease of Doing Business Department of Revenue , Govt. of Maharashtra

Ease of Doing Business

Department of Revenue , Govt. of Maharashtra

• The World Bank Ease of Doing Business (EoDB)survey ranks the nations on various measuresnecessary for opening and carrying out businessventures.

• Registering Property is one of the importantmeasures among these.

• Indicators of this measure include:

1. Number of procedures required

2. Time taken for registering property (in days)

3. Cost as a percentage of property value

4. Quality of land administration index

Department is using ICT to transform the

following core functions:

• Registration of documents

• Valuation of properties

• Online property cards and maps

• Capturing and preserving copies of

registered documents

• Property transactions search report

• Payment of duty and fees

• Grievance redressal

Page 3: World Bank’s Ease of Doing Business reportigrmaharashtra.gov.in/EoDB/DATA/Registering_Property... · 2019-03-06 · Ease of Doing Business Department of Revenue , Govt. of Maharashtra

Get further information on EoDB on our Website

Department of Revenue , Govt. of Maharashtra

Page 4: World Bank’s Ease of Doing Business reportigrmaharashtra.gov.in/EoDB/DATA/Registering_Property... · 2019-03-06 · Ease of Doing Business Department of Revenue , Govt. of Maharashtra

i) Conduct a title search at the office of Sub-Registrar

Procedures as per World Bank – 2018 survey

ii) Ensure that property is clear of all local tax dues

iii) Conduct charges search at the Registrar of Companies

iv) Prepare the final sale deed

v) Obtain a certificate for the Tax Deductible at Source (Not mandatory)

vi) Pay Stamp Duty on the final Sale Deed through franking at the designated bank

vii) Execute final sale deed and submit documents to SRO

viii) Apply to the Land and Survey Office for mutation of the title of the property

Registration Process

Department of Revenue , Govt. of Maharashtra

ix) Apply to MCGM for name change

Page 5: World Bank’s Ease of Doing Business reportigrmaharashtra.gov.in/EoDB/DATA/Registering_Property... · 2019-03-06 · Ease of Doing Business Department of Revenue , Govt. of Maharashtra

Department of Revenue , Govt. of MaharashtraIndicative Process for Property Purchase

Check Property Details

Check Property Details (Title Verification)

Step I

Conduct charges search at the Registrar of Companies

Ensure that property is clear of all local tax

dues

Conduct a title search at the office of Sub-

Registrar

Registration

Step III

Registration

Execute final sale deed & submit documents

to the local office

Post Registration/ Mutation

Step IV

Post Registration

Apply to the Land & Survey Office for

mutation of the title of the property

Pre-Registration Activities

Pre-Registration Activities

Step II

Prepare the final sale deed

Pay Stamp Duty on the final Sale Deed

through franking at the designated bank

Apply to MCGM for name change

Page 6: World Bank’s Ease of Doing Business reportigrmaharashtra.gov.in/EoDB/DATA/Registering_Property... · 2019-03-06 · Ease of Doing Business Department of Revenue , Govt. of Maharashtra

Indicative Process for Property Purchase

Applications Used

Ministry of Corporate

Affairs (MCA), CERSAI

Property Tax portal of

Municipal Corporations

eSearch,Property

Card

Important Activities

Conducting Title Search

eSearch (Search of Registered Documents)

eSearch (Free) : https://freesearchigrservice.maharashtra.gov.in

eSearch (Paid): https://esearchigr.maharashtra.gov.in/portal/esearchlogin.aspx

Property Card (Search of Registered Property Cards)

Property Card (Mumbai City): http://prcmumbai.nic.in/jsp/propertyNew.jsp

Property Card (Mumbai Suburban): http://164.100.236.141/pcsql/

Property Tax (Due Details, Payment of Property Tax- Mumbai)

MCGM Mumbai: http://ptaxportal.mcgm.gov.in

Search for Charges on Companies/ Properties

CERSAI: https://www.cersai.org.in/CERSAI/JSP/IBACRPaymentGateway.jsp

MCA21: http://www.mca.gov.in/MinistryV2/homepage.html

Viewing the map for desired survey number

Mumbai Suburban: https://mumbaisuburban.gov.in/land-records-maps/

Mumbai City: http://mahabhunakasha.mahabhumi.gov.in/bhunaksha/27/index.jsp

GIS Maps for entire Mumbai: http://srdp1991.mcgm.gov.in/dpGis/

Check Property Details

Check Property Details (Title Verification)

Step I

Registration

Step III

Post Registration/ Mutation

Step IV

Pre-Registration Activities

Step II

Department of Revenue , Govt. of Maharashtra

Conduct charges search at the Registrar of Companies

Ensure that property is clear of all local tax

dues

Conduct a title search at the office of Sub-

Registrar of Assurance

Page 7: World Bank’s Ease of Doing Business reportigrmaharashtra.gov.in/EoDB/DATA/Registering_Property... · 2019-03-06 · Ease of Doing Business Department of Revenue , Govt. of Maharashtra

Indicative Process for Property Purchase

Applications Used

eASR, eValuation,

GRAS, eSBTR

Online Formats,

Public Data Entry (PDE)

Important ActivitiesPre-Registration Activities

Check Property Details (Title Verification)

Step I

Pay Stamp Duty on the final Sale Deed

through franking at the designated bank

Prepare the final sale deed

Registration

Step III

Post Registration/ Mutation

Step IV

Pre-Registration Activities

Step II

Checking Property Valuation & Ready Reckoner Rates

eValuation (Mumbai):

http://igrmaharashtra.gov.in/SB_ACTIVITES/activites_ValuationOfProp.aspxhttps://www.igrmahhelpline.gov.in/stamp-duty-calculator.phpReady Reckoner Rates (ASR):http://www.igrmaharashtra.gov.in/eASR/eASRCommon.aspx?hDistName=Pune

Public Data Entry for Registration

PDE for Document Registration: https://pdeigr.maharashtra.gov.in/

Using Standard Registration Formats for Document Registration

IGR Website Draft Documents:

http://igrmaharashtra.gov.in/SB_DOWNLOADS/DOWNLOADS_DraftDoc.aspx

Registration at SR office - Appointment Booking

eStepIn: http://igrmaharashtra.gov.in/TokenBooking/tokenbook.aspx

Online Payment of Stamp Duty & Registration

Government Receipt & Accounting Sys. (GRAS): https://gras.mahakosh.gov.in/igr/

Department of Revenue , Govt. of Maharashtra

Page 8: World Bank’s Ease of Doing Business reportigrmaharashtra.gov.in/EoDB/DATA/Registering_Property... · 2019-03-06 · Ease of Doing Business Department of Revenue , Govt. of Maharashtra

Indicative Process for Property Purchase

Applications Used

PDE, eStepIn, iSARITA

Important ActivitiesRegistration

Check Property Details (Title Verification)

Step I

Execute final sale deed & submit

documents to the local office at the Sub-Registrar of

Assurances

Registration

Step III

Post Registration/ Mutation

Step IV

Pre-Registration Activities

Step II

Visiting Sub Registrar Office (SRO)

• Ensure complete data entry using Public Data Entry Application

• Book appointment for document registration at SR office

• Personally visit the SR office as per the prescribed appointment timing with

Witnesses and identity proof

eRegistration of Leave & License Documents

Registration of Leave & license Documents (own or through ASP):

https://efilingigr.maharashtra.gov.in/ereg/

iSARITA

MPLS/ VPN based online Document Registration Module available at all Sub

Registrar offices (SRO) in Maharashtra

Department of Revenue , Govt. of Maharashtra

Page 9: World Bank’s Ease of Doing Business reportigrmaharashtra.gov.in/EoDB/DATA/Registering_Property... · 2019-03-06 · Ease of Doing Business Department of Revenue , Govt. of Maharashtra

Indicative Process for Property Purchase

Applications Used

iSARITA,eMutation,

eSearch

Important ActivitiesRegistration

Check Property Details (Title Verification)

Step I

Apply to the Land & Survey Office for

mutation of the title of the property

Registration

Step III

Post Registration/ Mutation

Step IV

Pre-Registration Activities

Step II

Get Scanned/ Certified Copy of Registered Documents

eSearch (Search of Registered Documents)

eSearch (Free) : https://freesearchigrservice.maharashtra.gov.in

eSearch (Paid): https://esearchigr.maharashtra.gov.in/portal/esearchlogin.aspx

Mutation Process

Mutation: Updating Record of Rights after registration

Mutation for registered document starts automatically as soon as the document is

registered. The notice of mutation shall be issued to party/ parties as per the

contact details and address details available in Registered document. The

process is automatic

Department of Revenue , Govt. of Maharashtra

Name change at MCGM property tax records

New owner details are automatically pushed from iSarita to MCGM property tax

records. This process is auto-triggered

Page 10: World Bank’s Ease of Doing Business reportigrmaharashtra.gov.in/EoDB/DATA/Registering_Property... · 2019-03-06 · Ease of Doing Business Department of Revenue , Govt. of Maharashtra

Property registration data shared with MCGM for name change (auto-triggered)

Department of Revenue , Govt. of Maharashtra

Page 11: World Bank’s Ease of Doing Business reportigrmaharashtra.gov.in/EoDB/DATA/Registering_Property... · 2019-03-06 · Ease of Doing Business Department of Revenue , Govt. of Maharashtra

i) Conduct a title search at the office of Sub-Registrar

Procedure

ii) Ensure that property is clear of all local tax dues

iii) Conduct charges search at the Registrar of Companies

iv) Prepare the final sale deed

v) Obtain a certificate for the Tax Deductible at Source

vi) Pay Stamp Duty on the final Sale Deed through franking at the designated bank

REVISED- Time Taken

vii) Execute final sale deed & submit documents to SRO

viii) Apply to the Land and Survey Office for mutation of the title of the property

1 day

(Integrated portal to carry out all the checks)

1 daySample formats already available for 16

types of documents.

Not required

Less than a day(online procedure)

1 day

Application is Online (Auto-mutation)

TIME taken for Registration Process

Department of Revenue , Govt. of Maharashtra

Time Taken-EODB 2018

7 days combined

7 days

7 days (simultaneous with procedure 6)

Less than a day (online procedure) (simultaneous with

procedure 5)

3 days

30 days

ix) Apply for name change at MCGMLess than a day - Online (Auto-

triggered)30 days

Page 12: World Bank’s Ease of Doing Business reportigrmaharashtra.gov.in/EoDB/DATA/Registering_Property... · 2019-03-06 · Ease of Doing Business Department of Revenue , Govt. of Maharashtra

Procedure REVISED- COST

Online formats are used as baseline even when lawyer services are opted,

reducing the costs for services rendered

Not applicable as TDS is not a cost

0 to 2.5% levied for certain units like IT, BT,

Mega Projects & SEZ

1% of market value of the property + INR 20 per page as

scanning charges

ZERO(Indemnity bond is no longer applicable &

no application fees for Mutation certificate)

ASSOCIATED COSTS with Registration Process

Department of Revenue , Govt. of Maharashtra

COST-EODB

Rs. 750

About 1% of the property value (About INR 62,711)

About 1% of the property value (About INR 62,711)

5% of property value (About INR 313,555)

INR 30,200 (1% of market value of the property + INR 20 per page of

for scanning charges)

INR 750

No charge

Rs. 100

May further be reduced to Rs. 100. Not prescribed by the Act & hence controlled by

the State Government.

No charge

Government may take a decision in coordination with MCA to waive off Rs. 100 OR to be reconciled with IGR

i) Conduct a title search at the office of Sub-Registrar

ii) Ensure that property is clear of all local tax dues

iii) Conduct charges search at the Registrar of Companies

iv) Prepare the final sale deed

v) Obtain a certificate for the Tax Deductible at Source

vi) Pay Stamp Duty on the final Sale Deed through franking at the designated bank

vii) Execute final sale deed and submit documents to SRO

viii) Apply to the Land and Survey Office for mutation of the title of the property

Page 13: World Bank’s Ease of Doing Business reportigrmaharashtra.gov.in/EoDB/DATA/Registering_Property... · 2019-03-06 · Ease of Doing Business Department of Revenue , Govt. of Maharashtra

Points to note: Reforms in Registering Property

Department of Revenue , Govt. of Maharashtra

• Integrated portal being developed for carrying out the following checks:

Legal Checks: Record of Rights, Maps, eSearch

Financial Checks: Financial dues, CERSAI, ROC charges, prop. Tax (MCGM), utilities dues

Registration: Valuation, stamp duty, appointment

Mutation: Application and status tracking

• Editable templates for different document types are available on IGR website

• TDS certificate is not mandatory for registration – notice is displayed in SROs

• No need to manually apply for property title mutation at City Survey office – auto-mutations

• No need to manually apply at MCGM for name change on property tax records – processautomated

• Anyone can consult maps at the city survey office. Majority of maps of land plots of Mumbai are indigital format

• Timeframe for giving updated maps is 30 days, as notified under RTS(https://bhumiabhilekh.maharashtra.gov.in/Site/Upload/Pdf/Rts_Eng.pdf)

Page 14: World Bank’s Ease of Doing Business reportigrmaharashtra.gov.in/EoDB/DATA/Registering_Property... · 2019-03-06 · Ease of Doing Business Department of Revenue , Govt. of Maharashtra

Department of Revenue , Govt. of Maharashtra

• All privately held land plots in the Mumbai are formally registered. After proper survey, recordsand maps of all privately held land plots are kept in City Survey offices (immovable propertyregistry).

• On an average, it takes less than a year to get a decision from Revenue Court regarding propertydispute cases

• Grievances related to property registration can be filed through multiple specific and separatechannels:

• Email - [email protected]

• Online - Website: http://grievanceigr.maharashtra.gov.in/

• Call center - SARATHI helpline: 8888007777 (7 am to 9pm)

• Aaple Sarkar portal

• Soon, District Collectors may be declared as are grievance redressal officers for propertyrelated disputes

Points to note: Reforms in Registering Property

Page 15: World Bank’s Ease of Doing Business reportigrmaharashtra.gov.in/EoDB/DATA/Registering_Property... · 2019-03-06 · Ease of Doing Business Department of Revenue , Govt. of Maharashtra

Department of Revenue , Govt. of Maharashtra

Contact Us - IGR

SARATHI Helpline

8888007777(Time: 07:00 am to 09:00 pm)

Post your issues/ complaints/

suggestions on:

[email protected]

https://grievances.maharashtra.gov.in/en/member/login (Aaple Sarkar portal)

http://grievanceigr.maharashtra.gov.in/(IGR grievance portal)

Page 16: World Bank’s Ease of Doing Business reportigrmaharashtra.gov.in/EoDB/DATA/Registering_Property... · 2019-03-06 · Ease of Doing Business Department of Revenue , Govt. of Maharashtra

Department of Revenue , Govt. of Maharashtra

Thank you

We look forward for your continuous support & suggestions