WWG Information Package

Your wealth. Curated.

Suite 700-609 Granville StVancouver, BC V7Y 1G5

P (604) 895-3468F (604) 682-0529

westmountwealth.com

WESTMOUNTWEALTH GROUP

Suite 2-668 Beach RoadQualicum Beach, BC V9K 2R1

P (250) 752-5100 F (250) 752-8250

Suite 105-389 12th StCourtenay, BC V9N 8V7

P (250) 334-8382F (250) 334-9751

1 (800) 465-3231

WESTMOUNT WEALTH GROUP

WHY USBank Branch

RepresentativeMutual-Fund Based

Financial Planner Bank Broker Westmount WealthGroup

Average Client Assets $0-$100,000 $0-$200,000 +$250,000 +$400,000

NO MAYBE YES YES

Limited to the bank’s own GICs and mutual fund offerings.

Usually limited to parent company’s mutual funds and GICs. Advisors are not licenced to offer other investment products.

Advisors are able to offer 3rd party investment products.

We are product agnos�cand have access to almost any investmentproduct for clients.

NO MAYBE MAYBE YES

Salaried employee, o�en with over 1000 clients. Required to sell bank’s products. No vested interest in client’s investment performance.

Self-employed salesperson where compensa�on is �ed to products sold. O�en with front or back-end fees.

Depends if the advisor is compensated for selling product (biased) or if they are fee-based.

NO YES MAYBE YESFocused on a limited array of investment and lending solu�ons.

Generally good knowledge of insurance and estate planning advice to complement invest-ment work.

Most brokers are solely focused on investments although some may u�lize the firm’s in-house planning and insurance team.

All advisors are Cer�fied Financial Planners. Our primary focus is on integra�ng all aspects of a client’s finances.

NO MAYBE YES YESOnly a few years due to high turnover of staff.

Varies. Generally 15+ years. 4 Advisors with an average of over 20 years experience.

Unbiased Product?

Unbiased Advice?

Comprehenive Financial Planning?

Average Advisor's

Experience?

We are a fee-based advisory group. Ourcompensa�on is not �ed to productrecommenda�ons.


Organized, Clarified, Curated. For You.

OUR VALUESWhat is Important to the Us? • The ability to offer unbiased advice to clients in all areas of their finances. • To be able to give clients access to the best available products or services.

What Makes HollisWealth Different? • Independence + Security. HollisWealth is the only independent Canadian brokerage owned by a bank.

What is Our Investment Philosophy? • We believe that smoother por�olio returns are be�er than vola�le growth-oriented strategies. We priori�ze reducing losses in three ways: > Focusing on Income Genera�ng Assets, > Selec�ng Lower Vola�lity Investments, and > Reducing Investment Costs where possible.

Why We Are Fee-Based Investment Managers? • Transparency – We want to be upfront with clients so they can see the cost of the investment management and financial planning advice they receive. • Aligned Interests – We give our clients the piece of mind of knowing that products are chosen simply based on merit. Our compensa�on only increases with the value of your investments. • Freedom of Choice – Most advisors only recommend investments with built-in compensa�on like GICs and Mutual Funds, whereas we can pick from almost any suitable investment. • Less Fees – We avoid the administra�on fees charged by brokerage firms for TFSA/RRSP/RRIF accounts. • Avoiding Commissions – Because we are fee-based investment managers, we are able to avoid commissions normally associated with trading securi�es such as ETFs, Bonds & Stocks for clients.

What Services Do We Offer? • We take an integrated approach that starts with spending �me learning about you and your finances. We then provide wri�en recommenda�ons and help you implement any required changes in the following areas: > Investment Management, > Re�rement Income Planning, > Legacy & Estate Planning, > Insurance Services, > Tax Planning, and > Lending & Mortgages.


OUR PROCESS

• Your Financial Goals & Concerns• Discussion of Prac�ce & Services• Data Collec�on – Assets, Liabili�es, Savings, Wills, Taxes, etc. • Brief Feedback on Your Current Financial Posi�on

• Wri�en Feedback & Planning Solu�ons• Client Feedback & Plan of Ac�on• Presenta�on of Recommended Por�olio & Review Fee Structure• Complete Paperwork to Open Accounts• Ini�a�on of Investment Transfers • Insurance Recommenda�ons • Apply for Necessary Insurance

• Re�rement Planning Projec�ons

• Refinance Mortgage or Line of Credit• Purchase Investment Property• Update/Dra� Wills, Power of A�orney or Representa�on Agreements • Introduc�on to Corporate Estate Services &/or Establish Trusts• Set up Accounts with our Private Banking Services• Introduc�on to an Accountant

Meeting 1

Meeting 2-3

Meeting 4

Meeting 5

Meeting 6+


Westmount Wealth Group is a bou�que prac�ce at HollisWealth that provides high-level, comprehensive advice to their clients.

HollisWealth is a wholly owned subsidiary of Sco�abank and part of the bank’s Global Wealth & Insurance division. As one of Canada’s premier independent financial advisory networks, HollisWealth provides diversified investment and wealth management services to individuals, families, corpora�ons and founda�ons

HollisWealth supports innova�ve wealth management through a network of independent advisors who operate under the HollisWealth brand. This financial advisory network consists of approximately 900 advisors of mul�ple regulated en��es who reside in over 400 loca�ons across Canada.

SCOTIABANK

SCOTIA CAPITAL INC.

HOLLISWEALTH

Curated Wealth Managment Group

Investment and Insurance Brokerage

Wealth Management and Capital Markets Division

Global Bank

WESTMOUNTWEALTHGROUP


VANCOUVER OFFICEMatthew Evans | CFP®, CIM®Investment & Insurance Advisor

HollisWealth, a Division of Scotia Capital Inc.HollisWealth Insurance Agency Ltd.

Ma�hew is highly respected by his peers for his investment acumen and is the driving force behind Westmount Wealth’s investment management. Ma�hew’s focus within the prac�ce is the design, monitoring and adjustment of our model por�olios. Ma�hew also provides comprehensive planning advice to his clients.

Mila WatsonClient Services Manager

Mila is the backbone of the team and is responsible for making sure that we are delivering on the services we provide to clients. Mila is experienced in delivering excep�onal customer service and has an extensive background in hotel management; most recently running a division of the Fairmont Pacific Rim in Vancouver.

Len Paisley | CFP®, FMA, FCSI®Investment Advisor

HollisWealth, a Division of Scotia Capital Inc.

Len is a wealth management, estate, and financial planning specialist, and has been providing this exper�se to businesses and professionals on Vancouver Island for over 35 years. Len believes passionately that clients are our most valuable asset. Len teaches classes in estate planning and has been a featured speaker for North Island College.

Leanne RathjeAdministrative Assistant

Leanne helps us build and maintain our professional rela�onships and provides excep�onal customer service to our clients. Leanne has spent over 15 years in the insurance industry as a customer service agent and commercial insurance broker.

QUALICUM BEACH OFFICE

COURTENAY OFFICE

Lorenzo Pederzani | CFA, CFP®, FCSI®Seniour Investment & Insurance Advisor


Lorenzo leads the opera�ons of this dynamic team. He has over 15 years of industry experience in Canada and the United States. Prior to launching his private prac�ce 12 years ago, Lorenzo gained valuable experience as a business analyst at a pres�gious US Investment Bank in New York City. He is an ac�ve financial educator who teaches financial planning to the employees of many of the ci�es, law enforcement branches, and companies around the Lower Mainland.


Lorenzo Pederzani | CFA, CFP®, FCSI®Senior Investment & Insurance Advisor


HollisWealth is a trade name of Sco�a Capital Inc. and HollisWealth Insurance Agency Ltd. HollisWealth is a division of Sco�a Capital Inc., a member of the Canadian Investor Protec�on Fund and the Investment Industry Regulatory

Organiza�on of Canada. Brokerage services provided by HollisWealth are provided through Sco�a Capital Inc.

Insurance products provided by HollisWealth are provided through HollisWealth Insurance Agency Ltd. ® Registered trademark of The Bank of Nova Sco�a, used under licence.

Westmount Wealth Group is a personal trade name of Lorenzo Pederzani.

HollisWealth and the Sco�abank companies do not provide income tax prepara�on services nor do they supervise or review other persons who may provide such services.

Mortgages provided by referral.

DISCLAIMERS


Documents

WWG Information Package