10 MINUTE PRESENTATION- JOSH WILLIS Eschelon Merchant

Services

Old Town New Money

MY LIFE- PHOTOS

Johnny, David, Me and Michael

Brieanna

Lexi

MY LIFE- PHOTOS

My Guitar

My obsession PS3

Oct. 11’ Waikiki Beach, Honolulu Hawaii

MY LIFE- QUALIFICATIONS • 5+ years in the industry• 2000+ accounts established• Visa MasterCard- First Data certified • Petroleum certified/CPP Certified• POS to Smart phone Apps• A long track record of satisfied clients

CLIENT TESTIMONIALS

“Joshua is a rare business-man, in the sense that he values trust, honesty, and friendliness over making the biggest bang for the buck. As he once told me, "What is a man without his word?" As an HONEST go-getter, only the sky is his limit!” May 31, 2012Top qualities: Personable, Expert, High Integrity 1st Joshua Capota hired Joshua as a Credit Card Processing in 2012

“Josh provides excellent, patient and persistent service. Without being a nuisance he gives scheduled timely follow-ups to work with me in my busy schedule to get the job done. I am happy to recommend him to anyone who needs merchant services.” March 16, 2012

Law Offices of Kim W. Hansen Criminal Attorney of So. Cali.

MERCHANT SERVICES 101 Merchant services is the generic name given in the United States to a broad category of financial services intended for use by businesses. In its most specific use, it usually refers to the service that enables a business to accept a transaction payment by use of the customer's credit or debit card. More generally, the term includes the following in its use:

• Credit and debit cards payment processing• Check guarantee and check conversion services• Automated Clearing House check drafting services• Gift and loyalty card programs• Payment gateway• Merchant Cash Advances• Online Ordering Systems• Point of Sales Systems

CREDIT CARD PROCESSING 202

Interchange- “What’s that?... And why should I care?”

Definition-

Interchange is the cost associated with processing a Visa or MasterCard, and now, DISCOVER card transaction that defines the percentage of funds from the transaction (sale) that will go to the bank that issued the credit card. You might have heard this as “wholesale rates” and the company may have claimed to be a direct processor.  Visa and MasterCard (the governing bodies  - deserving of a whole blog unto themselves and for lack of a better word) adds a really, really small percentage fee ( .11% called assessment) on top of the interchange rate - to complete the true wholesale cost of the transaction.  Interchange and assessment rates are non-negotiable. Everything else above and beyond that is profit for companies like Eschelon Merchant Services.

There are more than 600 different interchange categories (rates) between Visa and MasterCard alone and comprises more than 150 pages.

SO… WHAT’S YOUR RATE ALREADY???

CREDIT CARD PROCESSING- FINAL LESSON Unfortunately NO ONE

PERSON ,COMPANY OR FIRM can tell you EXACTLY what the cost for merchant services at the end of the day/month will be.

But no worries

ESCHELON MERCANT SERVICES

• Specialize in showing currently processing merchant a reduction on rates and fees• Typically able to show 20%-50% savings • Rate guaranteed in writing to save money • Full range of processing solution- Apps to Terminals

• NO DOWN TIME TO PROCESSING

Simply the best!!!

MX IPOS

Compatible with any IOS device or PC/MAC

*Android OS coming soon

MX IPOS- VIRTUAL TERMINAL

Process Credit Cards

• Over the phone

Mail Orders

Reoccurring billing

Check Processing

MX IPOS- MARKETING SOLUTIONSSend Coupons, promotional offers and more!!

Email

Social

Text Message/SMS

MX IPOS- CLOUD INVENTORY

Track all of your inventory, cash sales and check sales, along with the ability to process credit, debit, gift cards, checks and offer promotions

MX IPOS- CLICK TO PAY

https://mxcustomer.com/yourbusiness name

MX IPOS- MOBILE PROCESSING

MX IPOS- WHAT DOES IT COST

Less than one of these per month

BNI MEMBERS AND REFERRALS Free Terminal w/ Set Up

SO WHATS A GOOD REFERRAL?

Every time you pull out your credit or debit card

Ask yourself

IS THIS A SMALL BUSINESS?

DOES THE TERMINAL LOOK OUTDATED & SLOW?

ARE YOU TALKING WITH THE DECISION MAKER?

WE HAVE A REFERRAL!!

If you answered yes

ESCHELON MERCHANT SERVICES

Simply the best!!!