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4 Super Fast Ways to Boost Your Credit Score
50 points in 90 Days or Less!
What We Will Be Discussing:
● Who we Are?● What a Credit Score is? ● What Makes Up Your Credit Score? ● What Constitutes Good Credit? ● 4 Ways that You Can Raise Your Credit Score
Super Fast in the Next 90 Days.● STAY UNTIL THE END FOR A FREE BONUS
WORTH $550!
Who We Are
● Get Your Credit Perfect Now, LLC is a company whose mission is to help people create financial freedom for themselves by using financial leverage.
● We offer a variety of services that are designed to help you improve your credit, save money on interest and fees and use your increased cash flow and savings as a vehicle to create financial freedom.
What is a Credit Score?
A credit score is a three digit number calculated from your data-rich credit report and is one factor used by lenders to determine your creditworthiness for a mortgage, loan or credit card.
Your score can affect whether or not you are approved as well as what interest rate you are charged.
What Makes Up Your Credit Score?
Consumer reports usually use the standard credit scoring model – The Fico Score – to measure your credit worthiness.
Data from your credit report goes into five major categories that make up a FICO score. The scoring model weighs some factors more heavily, such as payment history and debt owed.
What are the Factors that Make Up Your Credit Score?
Payment history: (35 percent) -- Your account payment information, including any delinquencies and public records.
Amounts owed: (30 percent) -- How much you owe on your accounts. The amount of available credit you're using on revolving accounts is heavily weighted.
Length of credit history: (15 percent) -- How long ago you opened accounts and time since account activity.
What are the Factors that Make Up Your Credit Score?
Types of credit used: (10 percent) -- The mix of accounts you have, such as revolving and installment.
New credit: (10 percent) -- Your pursuit of new credit, including credit inquiries and number of recently opened accounts.
Personal or demographic information such as age, race, address, marital status, income and employment don't affect the score.
What is a Good Credit Score?
FICO scores range from 300 to 850, where a higher number indicates lower risk. What's a good score?
● Generally anything over a 700 score and particularly a 720 is considered EXCELLENT credit and you will easily qualify for loan and credit at low interest and favorable terms.
4 Super Fast Ways to Boost Your Credit Score
50 points in 90 Days or Less!
#1 Way to Boost Your Credit Score
1) Dispute Inaccuracies on your credit report.
Creditors are required to report your account with 100% accuracy or else they have to remove the item from your report.
You can use the Fair Credit Reporting Act to your advantage and legally and ethically repair your credit.
#2 Way to Boost Your Credit Score
2) Under Utilize Your Credit.
Creditors like to see that you do not have high utilization of your credit on your credit report.
Ideally they would like to see less than 20% of your available credit utilized.
If you are using more than that – it can impact your scores.
#3 Way to Boost Your Credit Score
3) Pay Your Bills On Time
Paying your bills even just a day or two late can have an adverse affect on your credit score.
Additionally credit history makes up a nice percentage of what makes up your score.
Always Pay On Time!
#4 Way to Boost Your Credit Score
4) Add Seasoned Tradelines.
A Seasoned Tradeline is a credit line such as a Visa/ Mastercard etc that is listed on a credit report. Individuals are able to increase their credit score dramatically using tradelines.
The method allows you to “piggy back” off of the good credit history of the account holder and reflect their on time payment history on your credit report.
Use these methods to increase your credit score and you will get great results very quickly!
$550 Bonus!
Now through Saturday February 21st at 6pm EST you can take advantage of our
Seasoned tradeline special
Buy One Tradeline/ Get the Other at Half Price!
Tradeline Package with Line from $2k-$8k limit is ONLY $825
Tradeline Package with Line from $10k-$25k is ONLY $975
Email [email protected] to Get a Complimentary 700 Score in 90 Days
Coaching Session! This offer is only for the first 5 people to request it!
Visit us online at www.getyourcreditperfectnow.com
Call us at (800) 767-0214