3.0%

8.5%

4.4%

Payment Delinquency

Credit Card Delinquency

Credit Card Use

Manufacturing Retail

Real Estate

Construction

Business Services

Trade, Transportation

& Utilities

Small Business Health Index

U.S. Jobs Health

D&B U.S. Economic Health TrackerA multi-dimensional view of the U.S. Economy

D&B’s Small Business Health Index continued to stabilize during the reporting period as small businesses delivered on-time bill and credit-card payments. Access to traditional forms of credit remains a challenge, however.

D&B estimates 297,000 new jobs were added to U.S. payrolls in May 2014, with substantial gains in business services and trade/transportation/utilities.

June 2014

Small Business Health Index: Overall

Source: D&B Global Data, Insights & Analytics

60

80

100

120

May '14Dec '10Dec '08Dec '06Dec '04

0.3points

US Jobs Health: Overall

Source: D&B Global Data, Insights & Analytics

140000

180000

220000

260000

300000

May '14Apr '14Mar '14Feb '14Jan '14Dec '13

297,000

www.dnb.com/tracker

The D&B U.S. Economic Health Tracker exhibited resilience in May 2014. Readings on the small business community continued to stabilize although the anticipated bounce back has so far failed to materialize. In the meantime, some 297,000 new non-farm jobs were created, driven by strong gains in the business services and trade/transportation/utilities segments. Finally, the U.S. Business Health Index strengthened once again in May, registering a 54-percent index value, the highest recorded level since the index began in December 2010. U.S. businesses show sustained balance sheet and financial health, based on the weighted average of D&B’s Viability Rating, Delinquency Predictor, and Total Loss Predictor. In spite of accelerating business expansion, lackluster economic growth and uncertainty remain significant restraints and should be monitored closely headed into the third quarter.

The Small Business Health Index measures year-over-year small business performance through equally weighted payment patterns and credit use. U.S. Jobs Health combines Small Business Health Index industry data with BLS figures to forecast monthly nonfarm payroll employment. The U.S. Business Health Index provides a year-over-year equally weighted average of D&B’s Viability Score, Delinquency Predictor and Total Loss Predictor. The index ranges from zero (with all businesses recording high levels of risk) to 100% (with all businesses recording low levels of risk). Data available as of May 30, 2014.

Methodology

www.dnb.com/tracker June 2014

About Dun & Bradstreet® (D&B)The Dun & Bradstreet Corporation is the world’s leading source of commercial data, analytics and insight on businesses, or “content.” Our global commercial database contains more than 235 million business records. We transform commercial data into valuable insight which is the foundation of our global solutions that customers rely on to make critical business decisions.

© Dun & Bradstreet, Inc. 2014. All rights reserved. (DB-3819 6/14)

U.S. Business Health Index

To learn more, visit www.dnb.com/tracker

Perspectives

15.1%

2.4%

Viability

Delinquency

4.0%Total Loss

US Business Health Index: Overall

Source: D&B Global Data, Insights & Analytics

45

50

55

May '14Jan '13Feb' 12

IMPROVEMENT

NEUTRAL

DETERIORATION

7.3%

TOTAL INDEX VALUE54.0

Y/Y

U.S. business health improved 7.3 percent year-over-year in May 2014. Lower risk of future business failure and strong balance sheets continue to be the trend.

How to read this indicator:

A reading of 50%

represents “neutral.”

A reading of more than

50% reflects improvement and a reading

of less than 50% reflects

deterioration.