Joint Venture

Cashflow Gives You Choices Cashflow Gives You Choices TodayToday

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Positive Cashflow

Investments

Presentation….

WelcomeWelcome


““Positive Positive CashflowCashflow Gives You Choices In Gives You Choices In Life ”Life ”

because

“The True Definition Of An Asset Is Something That Puts Money In Your Pocket Today”


Invest in POSITIVELY geared real estate

Generate healthy “cash on cash” returns

Enjoy ACTUAL profit, not just paper profit

Invest in LOW RISK environments

Our Objective:Our Objective:


What is Your Objective?What is Your Objective?• How much $/month would you need How much $/month would you need to stop working?to stop working?

• If money wasn’t a concern, what If money wasn’t a concern, what would you do with your time?would you do with your time?

• How impatient are you to achieve How impatient are you to achieve your financial goals?your financial goals?

• When do you want to retire?When do you want to retire?


Is Your Money Working Is Your Money Working For You?For You?

• Do you currently have investments?Do you currently have investments?

• Are you happy with the returns?Are you happy with the returns?

• Have you invested in real estate Have you invested in real estate before?before?

• What investment returns are you What investment returns are you seeking?seeking?

•Can you stop work today and not Can you stop work today and not have to worry about your investment have to worry about your investment portfolio?portfolio?


Can Positive Cashflow Can Positive Cashflow Help You?Help You?

• We have a proven investment strategy We have a proven investment strategy that generates healthy “cash on cash” that generates healthy “cash on cash” returns of 40-80%+returns of 40-80%+

• Our investment strategy is LOW RISKOur investment strategy is LOW RISK

• You leverage our knowledge and effort You leverage our knowledge and effort for your passive PROFITfor your passive PROFIT


So what strategy has these So what strategy has these returns with LOW RISK?returns with LOW RISK?

• We help people achieve home We help people achieve home ownership who don’t qualify for ownership who don’t qualify for traditional bank financing.traditional bank financing.

• Our investments are secured by real Our investments are secured by real estate…..that somebody else pays for.estate…..that somebody else pays for.


Why it’s LOW RISK!Why it’s LOW RISK!

• NO RENTERS.NO RENTERS.

• NO OUTGOINGS (Rates, Insurances, NO OUTGOINGS (Rates, Insurances, Land Tax, and other maintenance costs)Land Tax, and other maintenance costs)

• Our Home Buyers take better care of Our Home Buyers take better care of our investment because it’s their HOME.our investment because it’s their HOME.

• Investment is closely managed to Investment is closely managed to ensure the investment performs. ensure the investment performs.


So What’s involved?So What’s involved?• You form a Joint Venture Agreement You form a Joint Venture Agreement with Armour Investments Pty Ltd to with Armour Investments Pty Ltd to enter into a PROFIT DRIVEN enter into a PROFIT DRIVEN investment.investment.

• You become the Money Partner You become the Money Partner (Investor)(Investor)

• Armour Investments Pty Ltd do all Armour Investments Pty Ltd do all the work. the work.


What do you mean by What do you mean by Money Partner?Money Partner?

• A property is purchased with your A property is purchased with your name on the title. name on the title. (This protects your investment)(This protects your investment)

• You provide the deposit & You provide the deposit & establishment costs to purchase the establishment costs to purchase the property.property.

• You qualify for a loan in your name for You qualify for a loan in your name for the purchase. the purchase. (As you would for any traditional (As you would for any traditional Investment loan)Investment loan)


What does Armour What does Armour Investments pty ltd do?Investments pty ltd do?

EVERYTHING ELSEEVERYTHING ELSE• Find the PropertyFind the Property

• Negotiate the PurchaseNegotiate the Purchase• Find the BuyerFind the Buyer• Negotiate the Sale using the relevant paperworkNegotiate the Sale using the relevant paperwork• Monitor and maintain the investmentMonitor and maintain the investment• Handle all defaultsHandle all defaults• Handle all PROFIT disbursementsHandle all PROFIT disbursements• Handle all paper administration (rates, insurance etc…)Handle all paper administration (rates, insurance etc…)• Handle all matters involving the property and the people involvedHandle all matters involving the property and the people involved• ANYTHING else required to ensure this investment performsANYTHING else required to ensure this investment performs


You ENJOY a You ENJOY a Positive, Passive Positive, Passive Income stream Income stream without doing without doing

A THING.A THING.


That’s the That’s the beauty of this beauty of this investment investment OpportunityOpportunity


So how does it work?So how does it work?•Armour Investments purchase a house at a discount

• Loan is taken with a traditional lender in the Investor’s name

• Armour Investments market the property and find a Home Buyer

• Home Buyer purchases from the Investor at market value or a little above market value

• Home Buyer pays a premium interest rate to the Investor


So how does it work So how does it work cont…cont…

• Home Buyer pays Home Buyer pays ALLALL outgoings: outgoings: (Rates, Insurance and Maintenance)(Rates, Insurance and Maintenance)

• Investor retains property title until completionInvestor retains property title until completion

• Investor is well protected from defaults by Investor is well protected from defaults by using our Instalment Sales Contracts using our Instalment Sales Contracts

• Armour Investments facilitates and manages Armour Investments facilitates and manages the whole processthe whole process

Investor WINSInvestor WINS

Home Buyer WINSHome Buyer WINS

Armour Investments WINS.Armour Investments WINS.


Investor WINSInvestor WINS

• Excellent “Cash on Cash” returns 40-80%Excellent “Cash on Cash” returns 40-80%++

• Low Risk Environment Low Risk Environment (Investment secured by real estate)(Investment secured by real estate)

• Let the Money work for YOULet the Money work for YOU

• Leverage our efforts for YOUR PROFITLeverage our efforts for YOUR PROFIT

• Immediate paper profit, with guaranteed Immediate paper profit, with guaranteed cashflow profit NOW!cashflow profit NOW!


Investor WINS cont…Investor WINS cont…

• No RentersNo Renters

• No costly vacancies No costly vacancies

• No outgoing costs No outgoing costs (Rates, Insurance, Maintenance…)(Rates, Insurance, Maintenance…)

• Low Property Prices between $200K-$350KLow Property Prices between $200K-$350K

• Property purchased below market valueProperty purchased below market value

• Make a REAL difference in a family’s life!Make a REAL difference in a family’s life!


Home Buyer WINSHome Buyer WINS

• Home Ownership OpportunityHome Ownership Opportunity

• They stop rentingThey stop renting

• No BanksNo Banks

• Easy qualifyingEasy qualifying

• Low deposit neededLow deposit needed

• Re-establish their credit ratingRe-establish their credit rating

• Affordable monthly repaymentsAffordable monthly repayments


The NumbersThe Numbers

InvestorInvestor

Purchase Price: Purchase Price: $220,000$220,000

New loan: $198,000New loan: $198,000Interest Rate: 7%Interest Rate: 7%Repayment:Repayment: $1,317.30$1,317.30(30 Years Interest Only fixed for 3 years)(30 Years Interest Only fixed for 3 years)

Home BuyerHome Buyer

Home Buyer:Home Buyer: $264,000$264,000

Deposit: $ 15,000Deposit: $ 15,000

New Loan: $249,000New Loan: $249,000

Interest Rate:Interest Rate: 9%9%

Repayment:Repayment: $2,003.51$2,003.51(30 years Principal & Interest fixed for 3 years)(30 years Principal & Interest fixed for 3 years)

The Profit is the SPREAD: $2,003.51 (Home Buyers Loan

repayment) minus $1,317.30 ( Investors’ Loan Repayment)

-----------------------------------------

$ 686.20 (This is the PROFIT EACH MONTH)

All rates, Insurance and Maintenance are paid by the Home Buyer.


The Costs?The Costs?

Loan EstablishmentLoan Establishment

DepositDeposit (10%)(10%) $22,000$22,000

Transfer DutyTransfer Duty $ 5,000$ 5,000

Due Diligence Due Diligence $ 1,500$ 1,500(Conveyance, Loan App fees etc.)----------------------(Conveyance, Loan App fees etc.)----------------------

$30,000$30,000

Joint VentureJoint Venture

Set-UpSet-Up $220 $220


The GROSS ReturnThe GROSS Return

SpreadSpread $ 686.2 /month$ 686.2 /month$8,234 /year$8,234 /year

Return:Return: Yearly Spread/Estab. CostsYearly Spread/Estab. Costs

$8,234/$15,000$8,234/$15,000

54.89%54.89%

Backend Profit: $Backend Profit: $29,000 Client refinances 2-3 29,000 Client refinances 2-3 yearsyears


Target Home BuyersTarget Home Buyers

Good People…Bad CreditGood People…Bad Credit

• Not enough Deposit for bank financingNot enough Deposit for bank financing

• Self EmployedSelf Employed

• Previous defaults Previous defaults (Other than home loan defaults)(Other than home loan defaults)

• Previous Bankrupts Previous Bankrupts ( No more debts/lessons learnt)( No more debts/lessons learnt)

• CRAA blemished CRAA blemished (Often from partners/minor offences)(Often from partners/minor offences)


Target PropertiesTarget Properties• Discounted below the market median Discounted below the market median

price price

• GuaranteedGuaranteed positive cashflow returns positive cashflow returns

• Single family homesSingle family homes•3+ bedrooms, 1+ bath3+ bedrooms, 1+ bath

• Fenced yardsFenced yards

•Covered car accommodationCovered car accommodation

•Ready to “Live-In” . (NO repairs for Investor)Ready to “Live-In” . (NO repairs for Investor)


Joint Venture Joint Venture AgreementAgreement

• Clearly outlines our roles:Clearly outlines our roles: Investor: Supply the funds for the investment (and that’s Investor: Supply the funds for the investment (and that’s

all)all) Armour Investments. Facilitate and manage the whole Armour Investments. Facilitate and manage the whole

transaction to completion, including the supply of all transaction to completion, including the supply of all needed legal paperworkneeded legal paperwork

• Clearly outlines our profit & loss Clearly outlines our profit & loss sharingsharing

Investor contributes initial capitalInvestor contributes initial capital Investor and Armour Investments. share all profits AND Investor and Armour Investments. share all profits AND

LOSSES equally (50/50)LOSSES equally (50/50) Monthly cashflow profits are shared equally (50/50)Monthly cashflow profits are shared equally (50/50) Investor’s deposit is returned at completion before splitting Investor’s deposit is returned at completion before splitting

of final profitsof final profits


Requirements to become Requirements to become an Investor?an Investor?

• Capacity to service the loan Capacity to service the loan repayments with the original repayments with the original financierfinancier

• Capacity to fund the establishment Capacity to fund the establishment costs for the property purchase costs for the property purchase (Including (Including the deposit)the deposit)


Vital QuestionsVital Questions

• Are you interested in creating a Are you interested in creating a Passive, Positive Cashflow income?Passive, Positive Cashflow income?

• What are your thoughts on the What are your thoughts on the Cashflow Strategy?Cashflow Strategy?

• What questions do you have?What questions do you have?

• If interested, when would you be If interested, when would you be ready to start investing?ready to start investing?


What we need to What we need to knowknow

1.1. Do you want to become an investor?Do you want to become an investor?

2.2. Do you have the financial capacity?Do you have the financial capacity?

3.3. How many properties would you like to acquire?How many properties would you like to acquire?

4.4. What is your timeframe?What is your timeframe?

5.5. When would you like to start?When would you like to start?


12 Months FREE Mentoring12 Months FREE Mentoring

If after your first joint venture with If after your first joint venture with us you feel that you would like to us you feel that you would like to know more about putting these deals know more about putting these deals together for yourself, we will provide together for yourself, we will provide assistance and training for you to assistance and training for you to complete your own dealscomplete your own deals


Other Ways to Invest With UsOther Ways to Invest With Us

Become a private lenderBecome a private lender

Would You Benefit From Earning A Would You Benefit From Earning A Safe, Secure Investment In Safe, Secure Investment In

Discounted Residential Real Estate Discounted Residential Real Estate Where You Earn 12% On Your Money Where You Earn 12% On Your Money

Paid Monthly Paid Monthly You can start with as little as You can start with as little as

$20,000$20,000


Next Steps…Next Steps…• Appoint us as an agent to Appoint us as an agent to

purchase property on your behalf purchase property on your behalf

• Seek legal and financial advice on Seek legal and financial advice on your personal investment potential your personal investment potential


We look forward to working We look forward to working with you and generating with you and generating

“A Passive Income “A Passive Income Stream”Stream”


Thank you for taking the time Thank you for taking the time to review this Opportunity.to review this Opportunity.

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Joint Venture