THE GROWTH OF THE GROWTH OF GREAT FOOD GREAT FOOD SERVICESSERVICES

© InsureFSA, Networked Insurance Agents

InsureFSA Business InsureFSA Business Insurance for FSA CustomersInsurance for FSA CustomersIncrease your relationship

with current customers

Grow your sales by adding new customers

These materials describe the highlights of the InsureFSA Program issued by Networked Insurance Agents. These materials are intended for educational purposes only and are not a contract or statement of coverage. For a complete description of all coverages, options, exclusion and limitations, please refer to the policy and the endorsements. © InsureFSA, Networked Insurance Agents

InsureFSA Business InsureFSA Business InsuranceInsuranceWhy is InsureFSA the better

business insurance choice for FSA customers?

What insurance is available?When is insurance really needed?

These materials describe the highlights of the InsureFSA Program issued by Networked Insurance Agents. These materials are intended for educational purposes only and are not a contract or statement of coverage. For a complete description of all coverages, options, exclusion and limitations, please refer to the policy and the endorsements. © InsureFSA, Networked Insurance Agents

All FSA Sales Reps Should All FSA Sales Reps Should KnowKnow

1.1. You’re getting the You’re getting the best ratebest rate for insurance for insurance with InsureFSA and Networked Insurance with InsureFSA and Networked Insurance Agents.Agents.

◦ To research and quote a new policy takes less than 10 minutes @ www.insurefsa.com – Give it a try!

2.2. InsureFSA provides the necessary InsureFSA provides the necessary coverages.coverages.

◦ Coverage is specifically designed for restaurant owners and food manufacturers with the most critical insurance elements: mechanical breakdown of equipment, workers compensation, and premises liability.

◦ No 72-hr waiting period on lost income – Note: not everyone provides this coverage. We pay claims paid immediately.

These materials describe the highlights of the InsureFSA Program issued by Networked Insurance Agents. These materials are intended for educational purposes only and are not a contract or statement of coverage. For a complete description of all coverages, options, exclusion and limitations, please refer to the policy and the endorsements. © InsureFSA, Networked Insurance Agents

All FSA Sales Reps Should All FSA Sales Reps Should KnowKnow3.3. Dedicated Policyholder Services for Dedicated Policyholder Services for

FSA CustomersFSA Customers◦ Need help? The dedicated service center gets

policy questions handled efficiently and professionally

◦ Got a claim? An experienced claims team takes care of the process to get you paid quickly

4.4. SMARTtrac 24/7 safety information to SMARTtrac 24/7 safety information to operate a operate a best practices best practices restaurantrestaurant

These materials describe the highlights of the InsureFSA Program issued by Networked Insurance Agents. These materials are intended for educational purposes only and are not a contract or statement of coverage. For a complete description of all coverages, options, exclusion and limitations, please refer to the policy and the endorsements. © InsureFSA, Networked Insurance Agents

6 Minutes Can Save You $$6 Minutes Can Save You $$At Your Service At Your Service Preferred Solution for Preferred Solution for Business InsuranceBusiness Insurance@ @ www.insurefsa.comwww.insurefsa.com

These materials describe the highlights of the InsureFSA Program issued by Networked Insurance Agents. These materials are intended for educational purposes only and are not a contract or statement of coverage. For a complete description of all coverages, options, exclusion and limitations, please refer to the policy and the endorsements. © InsureFSA, Networked Insurance Agents

Business Insurance Designed Business Insurance Designed for FSA Customersfor FSA CustomersBusiness interruption & loss of

income Mechanical breakdown of equipmentPremises liability Property & fire damage Workers compensation Business vehiclesCyber liabilityEmployment practices liability

These materials describe the highlights of the InsureFSA Program issued by Networked Insurance Agents. These materials are intended for educational purposes only and are not a contract or statement of coverage. For a complete description of all coverages, options, exclusion and limitations, please refer to the policy and the endorsements. © InsureFSA, Networked Insurance Agents

Business Interruption Business Interruption InsuranceInsuranceYou must have Business Interruption insurance

to pay for lost income and contracted utilities billed while a restaurant is closed for repair

For instance, even meticulous kitchens are at risk for grease fires,Typical claims costs can quickly add up to

$100K’s to repair structural damage and lost income

Property insurance pays to repair damage to the kitchen Do you have the right

insurance in place to get back to serving the

best food in town?These materials describe the highlights of the InsureFSA Program issued by Networked Insurance Agents. These materials are intended for educational purposes only and are not a contract or statement of coverage. For a complete description of all coverages, options, exclusion and limitations, please refer to the policy and the endorsements. © InsureFSA, Networked Insurance Agents

It Pays to Stay CoolIt Pays to Stay CoolBroken down refrigerators or burned out Broken down refrigerators or burned out exhaust fans need to be remediedexhaust fans need to be remedied

Mechanical Breakdown insurance covers the repairs or replacement of equipment that is critical to any restaurant: ◦Hot water heater, furnace, and boiler ◦Refrigeration and freezer system ◦Heating or cooling (HVAC) system

Is the right insurance in place to get your doors open again

quickly?These materials describe the highlights of the InsureFSA Program issued by Networked Insurance Agents. These materials are intended for educational purposes only and are not a contract or statement of coverage. For a complete description of all coverages, options, exclusion and limitations, please refer to the policy and the endorsements. © InsureFSA, Networked Insurance Agents

Premises Liability InsurancePremises Liability Insurance

Covers customer accidents on your premises,◦A slip on spilled food◦A meal gone bad◦A word taken improperly◦An advertisement mis-stated◦A drink too many

These materials describe the highlights of the InsureFSA Program issued by Networked Insurance Agents. These materials are intended for educational purposes only and are not a contract or statement of coverage. For a complete description of all coverages, options, exclusion and limitations, please refer to the policy and the endorsements. © InsureFSA, Networked Insurance Agents

Serving Up a LawsuitServing Up a LawsuitEmployment Practices Liability insurance covers costs defending employee lawsuits against employers

Protects businesses from lawsuits brought by past, present, and prospective employees accusing,◦ Wrongful termination◦ Harassment ◦ Discrimination◦ Retaliation◦ Wrongful failure to employ ◦ Failure to grant tenure

You may feel like your employees are

almost family, but…..

These materials describe the highlights of the InsureFSA Program issued by Networked Insurance Agents. These materials are intended for educational purposes only and are not a contract or statement of coverage. For a complete description of all coverages, options, exclusion and limitations, please refer to the policy and the endorsements. © InsureFSA, Networked Insurance Agents

Small Business: the Bread & Butter for Cyber CriminalsWith customers paying by credit card,

hospitality businesses are at a high risk from cyber criminals who can hack into credit card keypads or POS systems.

Operating without a dedicated IT person to tighten up network security makes small restaurants even more vulnerable.

Cyber Coverage will help pay for expenses, inc: ◦ notification of affected customers◦ public relations expenses to repair the restaurant’s

reputation◦ credit monitoring services to protect your customers

after their personal information has been stolen

These materials describe the highlights of the InsureFSA Program issued by Networked Insurance Agents. These materials are intended for educational purposes only and are not a contract or statement of coverage. For a complete description of all coverages, options, exclusion and limitations, please refer to the policy and the endorsements. © InsureFSA, Networked Insurance Agents

Accidents @ WorkAccidents @ WorkWorkers Compensation pays

for expenses for employee injuries on the job

These materials describe the highlights of the InsureFSA Program issued by Networked Insurance Agents. These materials are intended for educational purposes only and are not a contract or statement of coverage. For a complete description of all coverages, options, exclusion and limitations, please refer to the policy and the endorsements. © InsureFSA, Networked Insurance Agents

Commercial AutoCommercial AutoDoes this restaurant/manufacturer

deliver?Does this restaurant cater events at

offsite locations? Are employees asked to drive to the

grocery store or farmers market for the freshest products?

Without a Commercial Auto insurance policy, any car accident would not be covered, leaving the owner responsible to pay related medical and repair bills.

These materials describe the highlights of the InsureFSA Program issued by Networked Insurance Agents. These materials are intended for educational purposes only and are not a contract or statement of coverage. For a complete description of all coverages, options, exclusion and limitations, please refer to the policy and the endorsements. © InsureFSA, Networked Insurance Agents

What you can say we are What you can say we are doing for FSA customers?doing for FSA customers?

Click the image to Click the image to the left to see.the left to see.

These materials describe the highlights of the InsureFSA Program issued by Networked Insurance Agents. These materials are intended for educational purposes only and are not a contract or statement of coverage. For a complete description of all coverages, options, exclusion and limitations, please refer to the policy and the endorsements. © InsureFSA, Networked Insurance Agents

Go Online to Get Business Go Online to Get Business Insurance Insurance

@ @ www.insurefsa.comwww.insurefsa.comValue

Lowers costs 24/7 Online

Purchasing & ServiceAvailable anytime, saves time in securing policy

Choices Access to the most competitively-priced insurance carriers in the industry

These materials describe the highlights of the InsureFSA Program issued by Networked Insurance Agents. These materials are intended for educational purposes only and are not a contract or statement of coverage. For a complete description of all coverages, options, exclusion and limitations, please refer to the policy and the endorsements. © InsureFSA, Networked Insurance Agents

How Else Do We Support You How Else Do We Support You as an FSA Sales Rep?as an FSA Sales Rep?“Best FSA Customer Recipe”

promotionVideos of you and your

customersOther ideas?

These materials describe the highlights of the InsureFSA Program issued by Networked Insurance Agents. These materials are intended for educational purposes only and are not a contract or statement of coverage. For a complete description of all coverages, options, exclusion and limitations, please refer to the policy and the endorsements. © InsureFSA, Networked Insurance Agents