By Innovative Birds Group

Financial inclusion is defined as the ability of an individual, household, or group to access appropriate financial

services or products.

What the UN Says: “Access at a reasonable cost of all households and enterprises to the range of financial services for which they are “bankable,” including savings, short and long-term credit, leasing and factoring, mortgages, insurance, pensions, payments, local money transfers and international remittances” is how the UN has defined Financial

Inclusion.

What the UN Says: “Access at a reasonable cost of all households and enterprises to the range of financial services for which they are “bankable,” including savings, short and long-term credit, leasing and factoring, mortgages, insurance, pensions, payments, local money transfers and international remittances” is how the UN has defined Financial

Inclusion.

What the UN Says: “Access at a reasonable cost of all households and enterprises to the range of financial services for which they are “bankable,” including savings, short and long-term credit, leasing and factoring, mortgages, insurance, pensions, payments, local money transfers and international remittances” is how the UN has defined Financial

Inclusion.

What the UN Says: “Access at a reasonable cost of all households and enterprises to the range of financial services for which they are “bankable,” including savings, short and long-term credit, leasing and factoring, mortgages, insurance, pensions, payments, local money transfers and international remittances” is how the UN has defined Financial

Inclusion.

What the UN Says: “Access at a reasonable cost of all households and enterprises to the range of financial services for which they are “bankable,” including savings, short and long-term credit, leasing and factoring, mortgages, insurance, pensions, payments, local money transfers and international remittances” is how the UN has defined Financial

Inclusion.

What the UN Says:  

“Access at a reasonable cost of all households and enterprises to the range of financial services for which they are “bankable,” including savings, short and long-term credit, leasing and factoring, mortgages, insurance, pensions, payments, local money transfers and international remittances” is defined Financial Inclusion.

What the UN Says: “Access at a reasonable cost of all households and enterprises to the range of financial services for which they are “bankable,” including savings, short and long-term credit, leasing and factoring, mortgages, insurance, pensions, payments, local money transfers and international remittances” is how the UN has defined Financial

Inclusion.

In the Indian context, the Rangarajan Committee defines it as “The process of ensuring access to financial services and timely and adequate credit, where needed, by vulnerable groups such as weaker sections and low income groups at an affordable cost’’.

Financial inclusion can be defined as everybody having access to an appropriate range of financial products and services,

which allows them to effectively mange their money , regardless of their level of income

or social status.

A chart is given in below for better understanding about Financial Inclusion:

•Access to credit in the formal sector may also open up entrepreneurship opportunities for low income populations and increase the scope for investment.

•Access to credit in the formal sector may also open up entrepreneurship opportunities for low income populations and increase the scope for investment.

Innovative Birds

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