GT SMART MONEY NJ TADA ONLINE INVESTMENT GUIDE

Presenting

Trading & Demat Account

Presenting Power for Your Investments

Need of Change ….???

Current Transaction System Modern Transaction System

Accurate Transaction, Zero Queries

Speedy Transaction Execution

Need of Change....???

Benefits of NJ Trading & Demat AC

One time documentation

No Need to Maintain KYC / Pan records of each client.

No Need to fill up Bank Mandate every time along with SIP application.

For any modification to be done only in single application required.


Multiple mode of transaction.All Transaction can be registered in any mode of transaction

Call N Transact Online Through Net banking

Offline - Using single application & cheque


Mutual Funds

Capital Market & ETF

Bouquet of products

Smarter way of building Liquid AUM @ low operational cost


All types of Transactions possible.

In mutual FundsSIPPurchaseRedemptionInter AMC Switch & STP

In Capital MarketBuy / SellEquity SIPEFT SIP


Multiple options of payment remittance for Lumsum purchase using online mode.

Any Bank offering Visa Debit Card can remit the money online.

6 Largest Bank for payment remittance through net banking.


ECS Facility for all banks subject to ECS location.

Payment collection through ECS & Auto debit Facility for SIP for Online, on call &

offline.

8 Banks through Auto Debit for SIP.

ICICI , HDFC , AXIS , SBI , BOB , UBI , IDBI & CITI BANK

Benefits of NJ Trading & Demat ACBenefits of NJ Trading & Demat AC

Saves operational t ime & effortsConsolidated Application for multiple

schemes.

No more multiple application for advising different schemes.

Saves lot of travlling time & cost

High accuracy ratio hence minimum queries.

Time saved can be utilised for business generation activities resulted in to high revenue.


Safe & Secured online Transaction

High Quality services with Lowest possible cost.- Instant alerts on all transaction done.- call N transact facility as never before.- periodical statements


Ease of charging Fees from clients

Expand your reach beyond the geographical barrier.


Simple an uncomplicated process to transfer units to nominee.

Open trading & demat ac in the name of nominee.

Provide the death certificate

Fill up transmission form.

with in couple of day all holing units will be transfered to nominee's account.

Note :- Above mentioned process is applicable assuming nominee is registered.


Centralized Customer Care (18002000155) For Clients

Current Mutual Fund holding Can be Converted in demat.

MF Trading on Exchange

Transactions

Purchase

Redemption

SIP transactions offered on stock Exchange.

Exchange Transactions – Mutual Fund

Note :-Switch & STP will be available soon

Mode's of Exchange Transactions -Online

On line through Net Banking

Lumsum Purchase transactions,

Banks Account required for remitting the money online are

– HDFC, ICICI, AXIS

– Yes Bank, IDBI, SBI

Amount debited from bank account will include investment + brokerage amount

POA is Mandatory to avail this facility.

Cutoff time for same day NAV is 2:00 pm.

Instant email notification.

SMS alerts on each debit & credit.

Mode's of Exchange Transactions - Online

Transaction Demo – On

l ine


Login Screen

Login main menu

Important note:Payment can only be done from the bank, which is registered with your Trading

Account. If multiple transaction are added, a single payment will be made after consolidating all

the amount. Total Amount will be Investment Amount + Brokerage charges.


Purchase Transaction - Confirmation

Bank Login - Payment & Confirmation

Off-line through physical applications

Lumsum Purchase transactions,

All Bank Account cheques accepted.

Cheque Amount would be Transaction Amount + Brokerage Amount

Cheque amount below 1 lac, same day NAV applicable.

Cheque amount above 1 lac, NAV of Cheque realization.

Cutoff time for same day NAV is as per branch.

Mode's of Exchange Transactions -Offl ine

Let's Chek

SIP Enrollments

Registration of Bank Mandate is compulsory.

SIP's of multiple AMCs / Schemes can be registered.

For ECS Location – All Banks eligible for SIP registration.

For Non ECS Centers Auto Debit facility available for below banks

(Axis, CITI, ICICI , IDBI & UBI,SBI,HDFC ,IDBI, BOB)

On Stock Exchange SIP can be registered in all mode of

transaction.

Online , Offline , On call

First installment Cheque is not required.

SIP will be registered in 10 working days

SIP on Exchange

Online SIP Registration

Online SIP can be registered irrespective of any Bank AC

Click here to register New SIP

Transaction Menu

SIP Registration

Registration Menu

Registration receipt

Offline SIP Registration from

Redemption Transaction - Screen

Switch through TA-DA

Switch on Exchange


Switch Important Points:

Inter AMC transaction switch available

NJ is offering the Transaction platform.

Two separate transactions (Redemption & Purchase respectively) shall be executed for single switch

transaction submitted by client – Whether switch made in same AMC or inter AMC

Customer enters Switch-In amount or gives “All units” switch

Scheme investment criteria of purchase & redemption shall be applicable

Brokerage shall be levied only on Switch in Transaction (Purchase)

No brokerage shall be levied on switch-out (redemption).

If switch out is rejected switch in transaction will also be rejected.

If switch in transaction is rejected the switch out amount will be credited to client's registered bank

account.

There are 2 options for Switch transaction execution i.e.

– T day

– Fund realization

Modes available for Switch at NJ

Switch through Multiple Modes

Switch can be made using any of the modes as convenient by the customer

All modes available for switch Transactions

Online Physical(selected centers only)

Through Call


T day - Important Points

Both Switch-Out & Switch-In transactions are executed on same day

Maximum switch in transaction limit shall be Rs 1,99,999.

A nominal transaction charges will be levied for T-day execution type.

Charge Structure as below:

Transaction charges & Brokerage will be collected from the redemption amount.


Fund Realisation - Important Points

Switch-In transaction will be executed on receipt of Switch-out redemption amount.

No fund limit on Fund realization option

No transaction charge applicable on the said option.

If Switch In transaction (Purchase) gets rejected by Exchange, the Switch out Amount shall be refunded

to the client.

Brokerage if any will be deducted from the received switch out amount, the switch-in amount as

mentioned by client will be then executed & the balance amount will be maintained in client running

account & refunded.

Switch on Exchange

Switch Online

STP through TA-DA

STP on Exchange

STP through TA-DA

Key Features STP through TA-DA

Inter AMC STP available for MF on exchange platform

Monthly frequency available with STP dates of 5,12 & 20

Only Fund Realization option available for STP registration

Minimum gap of 10 days between STP registration & first installment date.

There will be two option to register the STP

– Till balance available(Funds)

– Number of Installments.

Depending upon scheme type the Switch-out transaction will be triggered in

advance.

Scheme investment criteria of purchase & redemption has to be full field for

each STP installment, else the particular installment will not be generated.

STP can be registered through all the modes available.

Capital Market Segment

Launch & Training ofCapital Market Segment

Transaction

Difference between Cash & Mutual Fund SegmentDifference between Cash & Mutual Fund Segment

Cash Segment:

Buyers & Sellers are available.

Trade takes place real-time & price

fluctuates every second.

Settlement of shares & funds is done on

T+2 day by 10:30 am.

There is a concept of Running account

in Cash Segment

Fund payment & Transaction

processing are independent activities

Settlement of funds & shares is done on

Net basis.

Shares allotment is not garunteed.

Mutual Fund Segment:

One party from Seller / Buyer shall always be AMC

Only order is placed on Exchange before cutoff,

while price is released EOD called NAV (Net Asset

Value)

Settlement of Fund is done T+1 day by member to

exchange and Settlement of Units is done on T+2

day

No concept of Running account in Mutual Fund

Segment

Fund payment & Transaction processing are

connected activities ie fund is collected at the time

of transaction itself.

Settlement of funds & units is done on gross-basis.

Unit allotment is garunteed.

Below mentioned are NJ policy for clients transacting in Capital Market Segment :

Exposure of 1x (time) on the available Margin

Selling of security from the available Holding

Intraday buy / sell will be allowed, but intraday short sell will not be allowed.

Securities bought on T day, will be available for selling on T+3 day after delivery is

received from Exchange.

Fund transferred through NOW online can be used for trading realtime.

Fund transferred (before 6 pm) through NJ online website shall be updated on T+1

day.

NJ Policy for Transaction -

NJ Policy for Transaction - Collateral Margin

Collateral Margin

The cash margin given to buy new securities against the existing securities held in the

demat AC.

NJ will be offering a collateral Margin only against liquid Bees (Liquid ETF)

Benefit of offering collateral margin is client will earn the interest on the holding of liquid

ETF

Margin given will be equivellent to the value of securities available in demat account.

No other securities apart from liquid bees will be allowed in collateral Margin.

Modes of transactions provided by NJ

Dual modes provided by NJ.

OnlineOn Call

NJ Offering

Transaction facility through below modes :

Online through NOW platform (www.nowonline.in)

Call & Transact (call on 0261 3987500)

Fund transfer request through below modes :

NOW online platform

Trading Account online platform

Call & Transact

Reports related to transactions on Client / Partner / DDSD / Online trading desk

SIP in Stocks / ETF (coming soon..)

Transaction flow (Exchange) - Buy

Member updates margin on Terminal (NOW)

Client transfer Margin (fund) from registered a/c to Member

Client places order from Terminal Using online or CNT facility

Client margin equivalent to the buy order will be reduced on Terminal

After market hours, exchange provides trade file where all order

details are provided (T day)

On T+1 day fresh margin (fund) limit is uploaded on Termincal

Member uploads the security (Holding) of client on Terminal for

selling on T+3 day

Securities are received from exchange to Member on T+2 day

Member transfers security to client account on T+2 day

Fund Transfer Process Flow -

Banks available for Now online -

Currently HDFC / ICICI / AXIS / KOTAK bank client can transfer fund using NOW payment gateway from www.nowonline.in

Online Trading Accont – New utility called Capital Market will be available for fund

transfer for Capital Market transactions. Fund can be transferred through 2 options viz:

Net-banking (HDFC / ICICI / AXIS / SBI / IDBI / YES)

Debit Card (Any bank registered Visa Debit card)

Call & Transact -

Client with registered Bank mandate of HDFC / ICICI / AXIS can avail this facility

Client have to call on - 0261 3987500 & give the fund transfer request before 3:30 pm.

Fund transfer limit upto the Mandate limit specified.

Margin update

Limit update TAT Cut off Remarks

Real time - -

T+1 3:30 pm Any amountCall & Trade T+1 3:30 pm Any amount

Same Day (>2 lacs) 3:00 pm

Call & Trade Same Day (>2 lacs) 3:00 pm

Online (NOW)

Online (NJ)

Online (NJ)On receiving customer

requestOn receiving customer

request

Fund withdrawal

NA NA3:30 pm T+1

Call & Trade 3:30 pm T+1

Client cut-off to submit request

Processing TAT of NJ

Online (NOW)

Online (NJ)

Margin & Fund Withdrawal TAT

Client Registration for Trading & Demat

Case

1

NJ

2

NJ

3 Not required Not required Not required Not required Bank Proof Not required

Client Category

Current status with

KRA

Procedure for KYC

In Person Verification

Requirement

Partner category

In Person Verification

By

KYC Processing

By

Documentation required

Additional requirement

KYC Non Complaint

(New Client)

Not Available

Fresh KYC application to be submitted

Mandatory as per the SEBI regulations

If Registered Authorized

Person (AP) with NJ

IPV Can be carried out by

AP

PAN Card Copy, Address Proof &

Bank Proof

No additional Requirement

Not Registered as an Authorized Person (AP)

Can be carried out as

KYD Compliant

ARN Holder

Reliance AMC

Zero folio application &

easy invest form of Reliance with

Cancelled Cheque

Old MF KYC Complaint

MF- Verified by CVL MF

Change KYC Application to be submitted

Mandatory as per the SEBI regulations

If Registered Authorized

Person (AP) with NJ

Can be carried out by

APPAN Card Copy,

Bank Proof

No additional Requirement

If not Registered as an Authorized Person (AP)

Can be carried out by

KYD Compliant

ARN Holder

Respective AMC of existing

investment

Account statement of

respective AMC

KRA KYC Compliant

Client (After 1st Jan 2012)

Verified By CVL KRA

No KYC procedure required

Education

GT SMART MONEY NJ TADA ONLINE INVESTMENT GUIDE