Innovation for financial inclusion

  • Published on
    15-Jul-2015

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<ul><li><p>1 </p><p>INNOVATION FOR </p><p>FINANCIAL INCLUSION ! </p><p>SYNERGETIC PARTNERSHIP WITH POST-OFFICES </p></li><li><p>CHALLENGES TO BE ADDRESSED! </p><p> Time to Re-Building the foundation for a bank that truly served everybody including the citizens not served by financial institutions and regardless their financial status! </p><p> Tackle Financial exclusion </p><p> Close the `financial gap` between Banking system and clients at the bottom of the pyramid (BOP) </p><p> Capture the under-serviced and unbanked segment of informal market which represent 80% of the economy </p></li><li><p>Virtual account &amp; cashless financial platform: Creating single cashless financial platform spanning multiple payment </p><p>channels and authentication mechanisms, enabling payment transactions process with Speed, Affordability and High level of Security. </p><p>Mobile banking &amp; High Value Added Services (VAS): Going beyond money transfer scheme by offering a complete mobile </p><p>banking system with high VAS : savings accounts; money transfer, micro-insurance, retail payment, utility bills payment, micro-credits, etc. </p><p>Our Basic approach </p><p>&amp; Solutions </p></li><li><p>Convenience! You can transact Anywhere at Anytime! </p><p>Every channel represents a PAYMENT INSTRUMENT: </p><p>Load, Transfer, Pay, Give or Retrieve Cash from </p><p>Your PHONE! Your FINGER! Your CARD! Your VOICE! </p><p>Multiple Payment channels &amp; Authentication mechanism </p><p>Technology &amp; Payment instruments </p></li><li><p>Payment instruments </p><p>Mcard Payment NFC Magstripe Chip Biometric </p><p>Point of Sales - NFC </p><p>- Fingerprint Biometrics </p><p>- Card magnetic stripe &amp; smartcard </p><p>Tablets &amp; </p><p>Smartphones </p><p>- NFC - Fingerprint Biometrics </p></li><li><p> PARTNERSHIP MODEL: IVORY-COAST </p></li><li><p>VALUE-ADDED SERVICES </p><p>MobiWatt Electricity Bills payment </p><p>MicroCash Micro Lending, Credit, loans </p><p>MobiRemit Domestic &amp; International remitance </p><p>MobiBills TV, Bills payment </p><p>MobiRisk Mylife, Insurance coverage &amp; Premium payment </p><p>MobiSend Transfer &amp; Receive money </p><p>MobiPayroll Bulk payment salaries, grants, benefits </p><p>MobiAir Airtime Top up </p><p>MobiPay Merchand Payment </p><p>MobiTicket Pay your public transport, stadiums ticketing </p><p>MobiKids Educate &amp; control your kids spendings </p><p>MobiStores Ecommercce </p><p>MobiLotto Lottery &amp; betting </p><p>MobiGift Electronic gifts </p><p>MobiTax Tax Collection System </p><p>MobiCoupon Vouchers % Loyalty programs </p><p>MobiGrant Government, social grants </p></li><li><p>8 </p><p>Let us capitalize on these emerging technologies and standards and work to promote and support their implementation. </p><p>In doing so, we will surely be laying a solid foundation for poverty alleviation upon which the financial inclusion will be bridged! </p><p> Moving from Rhetoric to Reality through Cooperation! </p></li></ul>