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It will be hard to find anyone who don't love shopping. Now a days we become very usedto with the word “Online Shopping ” and internet is the gateway of Online Shopping. The reasons behind the online shopping populariBes are without hassle from the sales people, can compare prices from different retailers and can buy product without going to any shopping mall from our sweet home. Online shopping not only save your valuable Bme but also your money too. But there are some security issues too if those were not followed then you may not be save your valuable money rather then you will lose it.

Tips n tricks for online shopping

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It  will  be  hard  to  find  anyone  who  don't  love  shopping.  Now  a  days  we  become  very  used-­‐to  with  the  word  “Online  Shopping  ”  and  internet  is  the  gateway  of  Online  Shopping.  The  reasons  behind  the  online  shopping  populariBes  are  without  hassle  from  the  sales  people,  can  compare  prices  from  different  retailers  and  can  buy  product  without  going  to  any  shopping  mall  from  our  sweet  home.  Online  shopping  not  only  save  your  valuable  Bme  but  also  your  money  too.  But  there  are  some  security  issues  too  if  those  were  not  followed  then  you  may  not  be  save  your  valuable  money  rather  then  you  will  lose  it.  

   

Tips  for  Saving  Money  

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Search   for   discounts-­‐   In   online   shopping      you   can   search   100  outlet   for   your   desire  product  and  can  bargains  or  can  search  for  discount   or   coupon   codes   without   any  transportaBon  fees  but  in  in-­‐store  it  will  be  very  costly  and  difficult  for  you  to  do  that.  So  always  try  to  search  for  discount  before  purchase   anything   form   online   store.  Normally   online   store   offer   discount  between  5%  to  70%.  Some  store  also  have  their  coupon  codes  for  get  any  discount.  So  if   you  want   to  make   a   beNer   deal   Search  Search  and  Search  in  Google.  

Become   ac3ve   in   Social   Networking   sites-­‐   Use  social   network   sites   to   get   noBficaBon   from   your  favorite   online   store.   For   that   you   have   to   "Like"  your  online  shopping    store  on  Facebook,  twiNer  or  any  other   social  networking  sites.  By   that  way  you  can  easily  see  the  comments  from  the  product  user  too.  

Use   email   for   sign   up-­‐   Sign   up   in   your  favorite   online   store   by   using   your   email   or  subscribe   in   the  newsleNers  of  your   favorite  retailers   so   that   the   respecBve   online   store  authority   can   send   you   the   noBficaBon   of  any   new   product/services   or   any   discount/coupon  offer  to  your  email.  And  always  try  to  use   a   separate   email   for   online   shopping    purpose.  

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Compare   Online   Store   price   and   In-­‐Store  price-­‐   Before   purchase   anything   from   online  store  try   to  compare  the  price  of   that  product  or   services   in   online   store   and   in-­‐store.  SomeBme  you  will  find  less  price  in  the  in-­‐store  then  the  online  store.    

Product  price  comparison-­‐  Some  Bme  you  will   find   same   product   in   more   than   one  online  store  but  if  you  check  the  price  then  you   will   find   that   the   price   can   be   differ  from  each  other.   So   in   that   case,   you  will  first   check   the   product   in   different   online  store  and  then  check  for  the  lowest  price.    

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Compare  Brand  store  vs  online  store  -­‐  Most  of  the   Brand   have   their   own   online   store   and  someBme   they   sale   product   with   discount   or  coupon   codes.   So   first   check   your   desire  products/services  in  the  Brand  online  shop  and  check   for   any   coupon   codes   and   discounts   if  you  don't  find  any  discounts  or  coupon  codes  then  check  it  in  the  other  online  store.    

Avoid  courier  fees-­‐  Many  online  stores  do  not   charge   courier   fees   if   you   spend   a  certain   amount   of   money   for   purchasing  any  product  from  them.  If  so  then  you  can  also   buy   another   small   item   with   the  amount  of  that  courier  fees  !!!  

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Check  for  product/service  return  policy-­‐  If  you  are   not   saBsfied   with   the   product   or   services  that   you   have   purchase   from   the   online   store    then  what  you  will  do?  Normally  in  the  in-­‐store  you   can  easily   return   the  product  without   any  cost   but   in   online   store   all   don't   have   this  service.   So   before   purchase   anything   from  online   store,   check   either   they   have   the  product  return  policy  or  not      

Try   to  be  pa3ent-­‐  Suppose  you  need  a  product  or  service  right   away   but   the   online   stores   are   not   providing   any  discount   or   any   coupon   code   for   that   service   or   product  that  Bme.  So  try  to  be  paBent  for  some  days  or  weeks  and  check   for   any   offers   or   noBficaBons   everyday   of   that  products   or   services.   And   when   you   find   any   good   deal  then   go   for   it   without   wasBng   Bme   because   this   sort   of  offer  does  not  last  long.  Or  login  your  favorite  online  store  by  your  using  your  email  and  take  your  desired   items  and  keep   those   in   the   cart   and   leave   those   there   if   you   don't  get   any   discounts   or   coupon   codes.   If   the   online   store  authority  wants  to  close  the  deal  then  they  will  send  you  a  noBficaBon  in  your  email  with  a  coupon  code  by  which  you  will   be   able   to   purchase   the   product   with   a   beNer   price.  But  this  sort  of  service  are  not  available  in  all  online  store.  So  check  it  before  use  this  tricks.  

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Sales   Calendar-­‐   Try   always   to   keep   an   eye   on  the  sales  calendar  of  your  online  store    retailers  by   doing   that   you  would   be   able   to   know   the  next  sale  start  date  and  the  end  date.    

Use  Credit  Card  or  Debit  Card  with  extra  precau3on-­‐   Use   only   personal   desktop,  laptop,   tab   or   smart   phone   for  online   shopping   purpose.   And   do   not  save  any  informaBon  of  your  credit/debit  card   in   the   web.   And   off   course   your  security   informaBon   too.   Like   as   Bank  Account   No,   Cheque   Book   informaBon,  Pin  number  etc.  

Tricks  for  Secure  Online  Transac3ons  

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Shopping   online   with   Credit   Card   not   with   Debit   Card-­‐  Credit  Card  provided  company  always  provide  support  and  beNer  protecBon.  If  anythings  goes  wrong  the  card  holder  have  the  rights  to  stop  or  cancel  the  transacBon  within  a  Bme  frame.  But   in  Debit  Card  a]er  the  transacBon  taken  place   you  don't   have   the   authority   to   stop  or   cancel   the  transacBon.  So  for  that  always  use  credit  card  with  online  fraud  protecBon  for  keep  your  wealth  safe  and  secure.  

Read   terms   and   condi3ons-­‐   Always   try   to   read   Terms   and  CondiBons  before  purchasing  anything  from  online  shopping      sites.  Yes,   it's   true   that   reading   these   sort   of   terms   and   condiBons   are  boring  but  if  you  don't  have  enough  Bme  then  just  read  the  bullet  points   of   the   terms   and   condiBons   page   may   be   you   will   find  something  very  useful  to  you.  

Single   Card   for   Online   Shopping   -­‐   You   may   have  several  credit  card  of  your  own.  But   it  will  be  wiser  to  use  only  one  credit  card  for  your  online  shopping    purpose.   In   this   way   you   will   easily   check   your  statement.    

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Buy  from  trusted  sites-­‐  Purchase  goods  only   from  trusted  sites.  In  this  way  you  will  remain  safe  from  online  scams.    

Use   a   internet   security   soHware-­‐   It   is   highly  recommended  to  use  a  internet  security  so]ware  if  you  do   have   an   internet   connecBon   and   frequently  purchase   from   online   store.   By   using   it   you   will   be  protracted   from   virus   or   malware   and   also   from  idenBty  the]  by  dangerous  web  sites.  

Check   product-­‐   Don't   forget   to   checks  your  new  purchase  product  as  soon  as  it  arrives.  If  you  find  it  ok  then  no  issue  but  if  not  then  as  soon  as  possible  noBfy  it  to  your  seller.  

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Avoid  uncomfortable  Websites-­‐   During   browsing  any   websites   if   you   find   yourself   uncomfortable  then   do   not   purchase   anything   through   that  website.  Trust  your  intuiBon  if  it  has  the  ability  to  sense   the  wrong.   If  you   found  anything   too  good  to  be  true  then  it  is  probably  a  scam.  

Need   extra   care   for   smart   phone   or   tab-­‐   Now   a   days,  peoples   are   using   their   smart   phones   and   tabs   for   online  shopping    purpose  and   their  percentage  are   liNle  bit   lower  than   the   laptop   or   desktop   user.   But   smart   phone   or   tab  does   have   enough   security   that   laptop   or   desktop   has.   So  smart   phone   and   tab   user   should   be   more   careful   for  purchasing  anything  from  online  shopping.  

Keep   sale   transac3on   copies-­‐   Reconcile   your   credit   card  statement  with  the  sale  transacBon  copies  or  take  a  screenshot  of  your  payment  confirmaBon  page.  Check  your  seller  charge  the  proper  amount  or  charge  extra  bill  added.  If  you  find  any  dispute  noBfy  it  at  once  to  your  seller  with  the  references.  

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Public   Wifi-­‐   Avoid   public   wifi   network   for  online   shopping     .   Because  hacker  usually  use  public   wifi   network   to   access   another   device  for   any   fraud   aNempt.   So   to   protect   your  device  keep  wifi  off  in  public  wifi  network.    

Keep   browser   update-­‐   Always   keep   your   browser  update   other  wise   if   hacker   find   any   security   holes   in  the  old  version  of   the  browser   then  they  will  use   it   to  hack  your  system.  

Change   password-­‐   A]er   every   three   or   six   months  change  your  online  account  password.  By  doing  that  you  will  be  one  step  ahead  from  the  hackers.  

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Password   should   be   the   strongest-­‐   People  usually   keep   their   password   easy   but   forget  that   these   types   of   password   can   be   easily  hackable.   So   to   protect   yourself   use   the  strongest  password.  For  example-­‐  aBcdEf23$%.  

Extra  careful  for  your  personal  informa3on-­‐  If  any  online  shopper  asked  you  through  massages  for  provide  your  personal  informaBon  then  do  not  reply  ever.  And  never  gave  your  credit  card  number  to  any  one  through  email.   Remember,   this   is   trap   for   you.   If   you   provide   these   personal  informaBon  of   yours   then   they  will  use   these   informaBon   for  access   to  your  credit  card  or  bank  account.  Even  before  you  entered  your  personal  and  financial   informaBon   to  purchase  anything   form  online   store  check  the  company's  background  for  unsure  your  financial  safety.  

Check   your   online   shopper-­‐   Cross   check  your  online  seller's  informaBon.  Like,  Do  they   are   trustworthy?   How   many   days  they   are   doing   business?   Where   their  locaBon   are?   How   it   operate   it's  business?   Always   use   common   sense  and   try   to   make   your   online   shopping  from  reputed  seller.  

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Tu rn   you r   de sk top   o r   l ap top   off   aHe r  online   shopping-­‐   Some   people   generally   leave   their  desktop   or   laptop   running   and   connected   with   the  internet   a]er   finished   their   online   shopping.   But   by  this  way  scammers  have  the  access  to  your  computer  to  create  malware  so  that  they  can  be  able  to  commit  cyber  crimes.  So  for  your  safety  purpose  turn  off  your  laptop  or  desktop  when  they  are  not  in  use.  

Avoid  public  computers  for  shopping  online-­‐  Computer  generally  save   informaBon   for   beNer   internet   experience.   So,   if   you   use   a  public   computer   for   online   shopping,   system   will   automaBcally  save   your   browsing   history   and   a]er   you   who   will   sit   in   that  computer  can  may  be  access  and  do  anything  wrong  through  your  User  ID  and  Password.  For  that,  to  protect  yourself  from  such  kind  of  incident  use  your  personal  computer  not  public.  

Report   cybercrime-­‐   If   you   find   yourself   as   a   vicBm   of   any  cybercrime   then   as   soon   as   possible   report   it   to   your   local  law   enforcement   authority   so   that   they   can   take   acBon  against  it.  By  doing  that  you  can  save  other  people  from  the  cybercrime  that  you  become  vicBm.  

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HTTPS   vs   HTTP-­‐  Most   of   the   people   do   not   know  the  difference  between  hNps  and  hNp.  The  website  that  start  with  hNps  means  that  is  a  secure  site.  So  for   online   shopping   purpose   if   you   have   to   enter  any  personal  informaBon  then  check  the  URL  if  that  start   with   hNps   then   it   is   secure   for   you   to   shop  otherwise   not.   For   that   you   have   to   pay   serious  aNenBon  to  the  security  segng  in  the  web  browser  of  your  personal  computer.  

Personal   Informa3on   in   social   networking   sites-­‐  Try  not  to  provide  all  your  personal  informaBon  in  the  social  networking  sites.  If  you  provide  those  in  another   way   you   gave   someone   to   access   your  personal  informaBon  so  that  he/she  can  be  able  to  steal   your   idenBty   and   with   that   what   ever   he  want.   Increase  your  privacy  segng   level  so   that   it  will  help  you  to  protect  your  personal  informaBon.  

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