DFAST $10-50B Bank Polling Results

June 26, 2014

How was the DFAST exercise relative to your institution’s expectations?

204/11/2023

Less challenging About as challenging More challenging0.00%

10.00%

20.00%

30.00%

40.00%

50.00%

60.00%

What is the current state of data and data management at your bank with respect to stress testing?

304/11/2023

Data is a chal-lenge – com-

prehensive data initiative needed

Work in progress – stress testing

data initiatives far from complete

Mature/sound – stress testing

data initiative are complete/nearly

complete

Mature/sound – Strong data

management competencies

0.00%

10.00%

20.00%

30.00%

40.00%

50.00%

60.00%

What has your institution done recently to improve stress testing activities?

404/11/2023Hired

advi

sors

for p

roce

ss, g

over

nanc

e, c

ontro

ls

Hired

cons

ulta

nts

to h

elp

with e

xecu

tion

Hired

full

time

staf

f to

focu

s on

stre

ss te

stin

g

Upgra

ded

or B

ough

t or b

uilt

new te

chno

logy

Bough

t or b

uilt

new m

odel

s

Impr

oved

dat

a m

anag

emen

t or s

truct

ure

None

of th

e ab

ove

0.00%

5.00%

10.00%

15.00%

20.00%

25.00%

What will your institution do next year to improve stress testing activities?

504/11/2023

0.00%

5.00%

10.00%

15.00%

20.00%

25.00%

30.00%

35.00%

Which of the following that describe credit modeling approaches applicable to your institution for your most

material loan portfolios?

604/11/2023

0%

10%

20%

30%

40%

How much do you plan on changing in your stress testing for next year? 

704/11/2023

None or hardly at all

Some A lot Don’t know0

0.05

0.1

0.15

0.2

0.25

0.3

0.35

0.4

0.45

0.5