mobiquity®Wallet checkout - Quick, seamless and secure checkout

1© Copyright Comviva Technologies Limited. 2014

mobiquity® Wallet Checkout



AgendaA good checkout experience is crucial

mobiquity® Wallet: Quick, seamless and secure checkout

MasterPass Checkout

mobiquity® Checkout


A good checkout experience

is crucial


Online payments have become an integral part of consumers' shopping behavior

Number of global e-commerce transactions (Billion)

40

30

20

10

02011 2012 2013 2014 2015E

Globally, online payments are gaining ground and are increasing at a CAGR of 15.9%

Source: World Payments Report 2014

e-co

mm

erce

tran

sacti

ons (

billi

on)

21.325.4

29.3

34.138.5


Checkout is last but most crucial step in online payment

Fill out the shipping information

Choose the shipping

method

Choose the payment

methodPreview the order

Confirm the order

What is checkout?

Ordering experience for digital commerce

Allows adding payment credentials, shipping

and billing information

Seamless purchase experience of digital

goods

Ease of use with least number of clicks


A good checkout experience enhances consumer engagement and reduces abandonment rate

A good checkout experience…

Is consistent, seamless and device agnostic experience

Eases payment experience

Reduces cart abandonment rates

Decreases user clicks

Eliminates errors and ambiguity


mobiquity® WalletQuick, seamless and secure checkout


mobiquity® Wallet: Delivers quick, seamless and secure checkout experience


Seamless checkout and payment experience

Secure and consistent checkout

Device, Channel and Location agnostic

Flexible and Customizable checkout service


Brings benefits to both customers and merchants

Faster, Secure and device agnostic

Minimal clicks making

purchasing convenient and

delightful

Single login to access all payment

and shipping related

information

Seamless integration

and customization

Helps lower cart abandonment

rates

Greater control over

personalization across channels

For Customers For Merchants


Provides two checkout offerings

MasterPass Checkout


Integrated with latestversion of MasterPass v6.0

Faster GTM with justre-branding required

Access to out-of-the-boxloyalty and couponing

White labelled solution

Simple API based integration

Consistent and reliable checkout solution

No third party integration


MasterPass Checkout


MasterPass Checkout: Leverage the power of MasterCard

MasterPass Checkout

Robust DigitalPayments ecosystem

Seamless consumer experiencethrough intuitive design

Ability to offer white labelcustomized wallet solutions

One clickcheckout options

Huge acceptance networkacross merchants


Available in many countries across the globeMasterPass is available in:


Available in many countries across the globeMasterPass Implementations (Pilots/Launches)


Benefits consumers and issuers

• Simple and easy checkout experience • Seamless and smooth -

no need to leave the app environment • Safe and secure –

MasterCard backed

• Capture incremental revenue from digital transactions• Integration with the latest version

of MasterPass checkout v6.0• Access to large merchant

acceptance base• Reduction in refunds in charge

backs• Out-of-the-box Couponing and

Loyalty solution

Consumers

Issuers


Optimizes checkout experience leading to increase in sales

MasterPass provides a swift, seamless, consistent checkout experience across all connected channels—computer, tablet, mobile—and, over time, will extend to POS and offer value-added services.

1

2

3

4

5

6

7

8

TOO MANY STEPS

PRIVACY CONCERNS

SECURITY CONCERNS

Search and Discover

Shop

Checkout

Payment Type

Payment Details

Shipping Information

Sale Completed

Billing Information

With MasterPass

Without MasterPass




mobiquity® Checkout: Customizable white labelled solution


Easier, consistent

and seamless checkout

experience

White labeled

checkout solution

Customizable as per

requirement

No need for third party integration

like MasterPass


Brings advantage to all stakeholders

• Simple, easy and consistent checkout experience • Seamless and smooth - no need to leave the

merchant/PGs webpage / app • Safe and secure – actual card details does not pass

through merchant network

Consumers

• Easy integration using simple APIs• Direct Integration with the wallet service• Secure storage of Payment and address credentials• Lesser number of clicks leading to lower cart

abandonment rate• Actual PAN not passed through the merchant network

Merchants/Payment Gateways


Ensures complete security at every stepDevice/Browser fingerprinting

helps authenticate user

Tokenization of payment cards to further enhance security

Second Factor authentication via OTP to verify login

Merchant does not receive actual

payment credential


Disclaimer Copyright © 2014: Comviva Technologies Ltd, Registered Office at A-26, Info City, Sector 34, Gurgaon-122001, Haryana, India. All rights about this document are reserved and shall not be , in whole or in part, copied, photocopied, reproduced, translated, or reduced to any manner including but not limited to electronic, mechanical, machine readable ,photographic, optic recording or otherwise without prior consent, in writing, of Comviva Technologies Ltd (the Company). The information in this document is subject to changes without notice. This describes only the product defined in the introduction of this documentation. This document is intended for the use of prospective customers of the Company Products Solutions and or Services for the sole purpose of the transaction for which the document is submitted. No part of it may be reproduced or transmitted in any form or manner whatsoever without the prior written permission of the company. The Customer, who/which assumes full responsibility for using the document appropriately. The Company welcomes customer comments as part of the process of continuous development and improvement. The Company, has made all reasonable efforts to ensure that the information contained in the document are adequate, sufficient and free of material errors and omissions. The Company will, if necessary, explain issues, which may not be covered by the document. However, the Company does not assume any liability of whatsoever nature , for any errors in the document except the responsibility to provide correct information when any such error is brought to company’s knowledge. The Company will not be responsible, in any event, for errors in this document or for any damages, incidental or consequential, including monetary losses that might arise from the use of this document or of the information contained in it. This document and the Products, Solutions and Services it describes are intellectual property of the Company and/or of the respective owners thereof, whether such IPR is registered, registrable, pending for registration, applied for registration or not. The only warranties for the Company Products, Solutions and Services are set forth in the express warranty statements accompanying its products and services. Nothing herein should be construed as constituting an additional warranty. The Company shall not be liable for technical or editorial errors or omissions contained herein.The Company logo is a trademark of the Company. Other products, names, logos mentioned in this document , if any , may be trademarks of their respective owners.

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mobiquity®Wallet checkout - Quick, seamless and secure checkout